*T & C Apply

Rising Cost of Healthcare in India

Source:

National Sample Survey Organisation & 2015 Health Care Outlook India - Deloitte

We have a financial plan in place for

retirement, children's education,

marriage, buying a dream home

BUT do we have a financial plan to

meet our healthcare expenses?

Total expenditure on healthcare is

estimated to rise at an annual rate of

12% from an estimated $96.3 billion in

2013 to $195.7 billion in 2018.

AVERAGE MEDICAL EXPENDITURE

16000

14000

12000

10000

8000

6000

4000

2000

0

Rural Areas

`14,935

`5,695

2004 2014

30000

25000

20000

15000

10000

5000

0

Urban Areas

`24,436

`8,851

2004 2014

*Source: Cardiology Society of India & Vidal Healthcare

Few Example of Rising Healthcare

Costs

COST OF ANGIOPLASTY DELIVERY - MATERNITY CATARACT

2007 2015

`4,50,000

17%

Per Annum

`175,000

`45,000

`18,000

26%

Per Annum

2007 2012

`42,000

15%

Per Annum

`16,000

2007 2015

Source:

Government Sponsored Health Insurance - Are you covered?

Gerard La Forgia and Somil Nagpal; World Bank 2012, Table 3.1

Where do Funds for Health Care

Expenses come from?

58%

8%

27%

7%

Commercial Health

Insurance Below Poverty Line

Social Insurance

Personal Savings,

Cash, Gold, etc.

Government

Healthcare Schemes

What if there is another investment avenue that not only provides potential returns

but also caters towards healthcare expenses.

Most of us feel that health

insurance or other investment

options are used for healthcare

expenses – Maybe Not!

This study reveals that majority

of healthcare expenses are

managed from personal

savings, cash, etc.

Solution - Medical Advantage

Feature (MAF)*

What if you could seamlessly route the money lying in your mutual fund to meet your medical expenditure?

ICICI Prudential AMC Ltd. in collaboration with Vidal Healthcare Services Pvt.

Ltd. brings to you a solution that allows you to pay for your healthcare

expenses through your investment in designated schemes of ICICI

Prudential Mutual Fund.

* The services offered under this feature are subject to terms and conditions

How Can Investors Avail This

Benefit?

Invest in designated schemes

of ICICI Prudential Mutual Fund

with Medical Advantage

feature under a new or existing

folio

Get the Medical Advantage

Feature Card

Need for medical expenditure

arises – Contact Vidal Health

and visit hospital Hospital gives an

medical estimate of

expenses

Fill Medical Redemption

Form available at

hospital with reference

to MAF Card / Folio

Top up your ICICI Prudential

Mutual Fund investments for

future medical needs, through

additional investments

If there

expenses,

are additional

the remaining

units will be redeemed

Some units are redeemed to

meet some current expenses

and units are blocked in case of

additional costs

(As per hospital estimate)

*It’s advised to contact Vidal Healthcare Helpline at 080-49166710 two days prior to

planned hospitalization or a diagnostic test

The services offered under this feature are subject to terms and conditions

Benefits of the

Medical Advantage Feature

* Discount on hospital bills are subject to terms and conditions. It is recommended that the investor calls Vidal Health before visiting the hospital to know more about the discounts

CASHLESS FACILITY

Cashless access to

any empanelled hospital

MEDICAL DISCOUNTS

*Discount upto 25% on

hospitalization and diagnostic tests

DOC 'ROUND THE CLOCK

24X7 helpline to get

medical advice

Call 080 49166710 to get cashless

access to any of our 6000 empanelled

hospitals

Call 080 49101010 to speak to a

doctor 24/7, for any health query.

Please call on 080 49166710

To view the network of empanelled

hospitals and diagnostic centres.

Visit:

www.health4sure.in/IPRUMF/netwo

rklist.pdf

Benefits of the

Medical Advantage Feature

NAVIGATOR SERVICE

Find a nearby empanelled

hospital or diagnostic centre

SECOND OPINION

Get a second opinion

Call 080 49166710 to find out which

empanelled hospitals are located

closest to you.

Visit: www.health4sure.in/iprumf.

Click on Second Opinion and log in

with your registered mobile number.

Click on Second Opinion again to fill

the form, attach medical reports and

submit.

Get doctor's second opinion within

72 hours.

The services offered under this feature are subject to terms and conditions

MAF Attributes

MAF with Multiple

Products

Enjoy Flexibility by

utilizing your investments

in designated open ended

schemes of ICICI

Prudential Mutual Fund

MAF for your Family

Post folio creation, enroll your family (parents, father/mother in-law, spouse, upto 2 dependent children) for their healthcare expenses

Integration of MAF

in Existing Folio

Now investors can enroll

in MAF using existing

folio.

Investments in the

designated schemes

would be tagged to MAF

and will be available for

medical redemption

Online enrolment

to MAF

Enrolment to MAF

available online through

website and IPRUTOUCH

The services offered under this feature are subject to terms and conditions

MAF Attributes

E-card

MAF for

Non-Individuals

Sole Proprietors and HUF – MAF

card will be used by the proprietor

and Karta of HUF

Companies – A company would

enroll into MAF, contact Vidal Health

to enroll their employees, for issuing

the Medical Advantage Card. At the

time of medical redemption,

signature of any of the authorised

signatories would be required

The Medical Advantage Card

will now be an E-card,

Process :

E-card will be sent to the

registered email id in the

folio.

Investor can walk into any

ICICI Prudential Mutual Fund

branch for card query. The

branch will authenticate the

investor, and then contact

Vidal Health.

Vidal Health will send the E-

card to the branch

employee to hand it over to

the investor.

(It is recommended to provide

email id at the time of enrolment

to avoid any hassles.)

to satisfy minimum investment

criteria for all the three schemes.

Power of Three

Invest in three schemes with just

one Cheque –

ICICI Prudential Floating Interest

Fund(50%)

ICICI Prudential Balanced Advantage

Fund (45%)

ICICI Prudential Value Discovery

Fund (5%)

Minimum investment amount Rs.

20,000 (Lump sum fresh purchase)

* The services offered under this

feature are subject to terms and

conditions

About Vidal Health Care

Services Pvt. Ltd.

Vidal Healthcare Services Private Limited is a health

management & services company. The company is

based in Bengaluru and has a pan

India presence.

Group entities have impacted over

20 million lives.

Group level provider network

covers 800 cities and has Empaneled over 6,000 hospitals

1,500 Diagnostic Centers in addition to Doctors, Specialists,

Counselors, Nutritionists and Trainers.

RISKOMETER

ICICI Prudential Floating Interest Fund

ICICI Prudential Balanced Advantage Fund

ICICI Prudential Value Discovery Fund

DISCLAIMER

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Terms and Conditions of the Medical Advantage Feature are mentioned in the application form.