success
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Success. Who in here wants to be successful? WHY?. Warm up. Why don’t more people succeed? How do you know if someone is successful? How will you know if you are a success?. Define Success. How would you personally define success? My favorite definition There is only one success . . . - PowerPoint PPT PresentationTRANSCRIPT
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Success
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Who in here wants to be successful?
WHY?
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Warm up
• Why don’t more people succeed?
• How do you know if someone is successful?
• How will you know if you are a success?
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Define Success
• How would you personally define success?
• My favorite definition
There is only one success . . . To be able to spend your life in your own
way.Christopher Morley
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• Most people prefer success
• Usually lack the discipline and attitude necessary to succeed
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Quotes
• #1Successful people have the discipline to do what
unsuccessful people will not do.
#2:
Discipline comes by convincing yourself that the sacrifices are worth the rewards.
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Is Education Worth It?
• Education requires discipline and sacrifice.
• For financial success, is it worth it?
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Opportunity Cost
• The cost of passing up the next best choice when making a decision.
• Example: college vs. no college
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Opportunity Cost
• What is the opportunity cost between a HS degree and a Bachelors degree?
$50,900 in college earnings
-$31,500 in HS earnings
$19,400 opportunity cost per year ($1,600 / mo)
How much of that do you want to invest?
Career
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Money is only one measure of successFinancial
There are others
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If everyone wants to be a success,
How do you achieve success?
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• List as many things you believe should be done to achieve success in life
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Suggestions for Success
1. Marry the right person• This 1 decision determines upwards of 80%
of your happiness • (or misery)
2. Work at something you enjoy and worthy of your time and talent
3. Give people more than they expect• (AND THEN SOME)
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4. Become the most positive person you know
5. Be forgiving of yourself and others
6. Be generous
7. Have a grateful heart
8. Persistence, persistence, persistence
9. Discipline yourself to save money
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10. Treat everyone you meet like you want to be treated
11. Commit yourself to constant improvement• When you are green you are growing, when you are
ripe you are rotting
12. Commit yourself to quality13. Understand that happiness is not based on
• Possessions, power, prestige or wealth• It is based on relationships with people you love and
respect
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14. Be loyal15. Be honest16. Be a self starter17. Be decisive
• Even if it means sometimes you do will be wrong
18. Stop blaming others. • Take responsibility for every area of your life
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19. Be bold and courageous.• When you look back on your life you will
regret the things you DIDN’T do more than the ones you did.
20. Take good care of those you love21. Have a goal(s) in life!!!22. Don’t do anything that wouldn't make
your parent's proud!
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NEFE
National Endowment for Financial Education
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If you fail to plan
then plan to fail.
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S-M-A-R-TS-M-A-R-T GOAL CRITERIA GOAL CRITERIASSpecificpecific
MMeasurableeasurable
TTime-Limitedime-Limited
RRealisticealistic
AAttainablettainable
1-G1-G
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SMARTSMART Goals Goals
SSpecific……..pecific……..
MMeasurable…easurable…
TTime-Limited..ime-Limited..
RRealistic…….ealistic…….
AAttainable…..ttainable…..
“Pay for lodging, transportation, meals for a 5-day trip to Washington, D.C.”
“$300 through fundraising, $50 from birthday money, save $25 a week.”
“If I stick to my plan, I’ll have the money when I need it.”
“I still have enough money to live on while I work toward this goal.”
“I need to have all the money by 6 months from now.”
1-H1-H