staying healthy, medical & insurance matters allen and tim
TRANSCRIPT
![Page 1: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/1.jpg)
Staying Healthy, Medical &
Insurance MattersAllen and Tim
![Page 2: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/2.jpg)
DON’T DRINK AND DRIVE!!!
![Page 3: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/3.jpg)
STAYING HEALTHY AND ALIVE
Eat Healthy
Manage your stress/Be aware of your mental health
Find a means of exercise
Get sleep
Eat vegetables!
WASH YOUR HANDS
DRINK RESPONSIBLY! (Enkai’s included)
Don’t be stupid
![Page 4: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/4.jpg)
Eating Healthy The Japanese diet might be different from your own:
smaller portions (less total calories), but typically more carbs
Familiar foods at Costco, Kaldi`s, etc.
Start with what you know, then branch out
Limit intake of combini bentos/instant ramen
School lunch (kyushoku) is high in calories
Learn to cook and experiment with Japanese foods
Build good eating habits instead of crash dieting
![Page 5: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/5.jpg)
FOOD FRIENDSGreat friends
Japanese Radish - Daikon ( 大根 ) Spinach - Horenso ( ほうれんそう ) Tofu ( 豆腐 ) Sweet potato – Satsumaimo ( さつま芋 ) Lotus root – Renkon ( 蓮根 ) “Devil’s Tongue” -Konnyaku ( 蓮根 ) *no calories Beans: adzuki, soy, garbanzo etc. Tea: green( 煎茶 ) barley ( 麦茶 ) sencha mugicha
Friends in moderation
Ramen, Udon, Soba
Tempura
WHITE RICE
Katsudon/Katsu-anything
(Fried items)
Local baked goods
Fast food
Mochi
![Page 6: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/6.jpg)
Protein in JapanProtein is relatively expensive (vs. fat and carbs)
Pork is half the price of beef
Fish is an excellent source of protein
Meat is cheaper at Costco
![Page 7: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/7.jpg)
Food TipsPre-prepared food will typically be high in carbs and
fat
Milk ( 牛乳 ) vs. Milk drinks (Calpis, Megumilk etc.)Milk drinks have more sugar.
“Regular” milk vs. Low fat milk 低脂肪
100% Fruit Juice ( 果汁 100%) vs. Juice drinks (eg. 果汁20%)
Peanut butter vs. Peanut spread
Pay attention to fat content of meat (e.g. Kobe beef)
Beer vs. Happoshu ( 発泡酒 Low Malt Beer)
Kyuushoku ( 給食 - School lunch for JHS) lots of carbs
![Page 8: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/8.jpg)
How to fit exercise in your day
Join a bukatsu (school sports club) if you can
Join a gymsee if there is a city gymSome have restrictions on tattoosMotivation: gym buddies and accountability
Bike or walk when you can
Find an active hobbyHikingMartial arts
![Page 9: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/9.jpg)
Allergy medicine (e.g.Allelock) is available from your doctor, but most of them cause drowsiness
Air out futon and pillows regularly
Wash your sheets often
Clean A/C filters and fans
Keep your home well ventilated
Hay fever season and is long (Feb-May)
Wear a face mask
![Page 10: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/10.jpg)
Mental Health Culture shock affects everyone, be aware of steps
Unexpected life events
Have a support group
Stay in contact with friends/family back home
The winters are long – don’t become a hermit
JET support groups – anonymous JET line and Prefectural Advisor
We are all here for you!
![Page 11: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/11.jpg)
Culture shockCulture shock affects everyone in different ways
Stay in contact with your family and friends
Stay busy
Utilize your support group
![Page 12: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/12.jpg)
Be cool Summers in Gunma are HOT and HUMID
Sunscreen and hats because sun tanning is not healthy
Uniqlo line of quick drying clothes
Stay hydrated with water. Carbonated drinks/caffeine are diuretics
Keep a change of clothes at work
Japanese deodorant is relatively weak
Carry a sweat towel and hand fan with you
Prepare to complain a lot about how hot it is
![Page 13: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/13.jpg)
Be Warm Winters in Gunma feel cold
Houses are built for the summer and usually not insulated
Buy thick blankets/duvets
Seal your windows with tape/bubble wrap
Heaters (kerosene, electric)
Your AC unit has a heat mode, but it uses a lot of power.
Kotatsu (heated tables) can be your best friend
Hang out with friends to share body heat
Prepare to complain a lot about how cold it is
![Page 14: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/14.jpg)
If you get hurt/sick..Don’t be afraid to go to the doctor
Ask your supervisor for help/referral
Call 119 in event of a serious emergency
Wear a face mask
We are very well covered by our insurance
Keep all your receipts!!! You can be reimbursed through our insurance
With that said…
![Page 15: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/15.jpg)
INSURANCE:YOU ARE COVERED BY FOUR TYPES (3 compulsary
social insurances and 1 special JET policy)National Health Insurance*Employee InsuranceEmployee Pension Insurance JET Accident Insurance*
Combined, these can give you 100% coverage
Your supervisor should assist you with insurance matters
CIR (Jaime Ota) can assist you if necessary
![Page 16: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/16.jpg)
National Health InsuranceKeep your National Health Insurance Card on
you at all timesCoverage may be refused if you don`t have it
Half is covered by you, half by your CO
After your hospital/clinic visit you will receive a receipt for up to 30% of the total cost. You may be able to claim this money back through JET Accident Insurance
![Page 17: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/17.jpg)
National Health Insurance continued
Sample benefits:Medical consultationMedicine/therapeutic materialstreatment, operations, therapeautic careHospitalizationNursingTransportation
Dependents are granted almost all same benefits, but must pay 20% of hospitalization and 30%out-of patient care
![Page 18: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/18.jpg)
Pension InsuranceEnrollment is legally required
Provides for you/family if you are seriously injured or die
After leaving Japan, you are entitled to a partial refund
Pension refund contributions stop after 3 years
![Page 19: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/19.jpg)
Employment InsuranceAlso required by all JETs
Unemployment benefits (doesn’t really apply to us)
![Page 20: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/20.jpg)
JET Accident InsuranceJ.A.I. can cover remaining 30% not covered by
National Health Insurance (within limits of policy)Minus 5000 yen deductiblePlus claim filing and appropriate documentation
180 days from first appointment (or 180 days from date of injury) to file a claim
Ask supervisor to help you make claimProcess is in Gunma Orientation Handbook
![Page 21: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/21.jpg)
JET Accident Insurance continued
Coverage:Death caused by accident/illnessDisabilityTreatment for injuries and illness during travel
More details in JET Accident Insurance Policy Guide
![Page 22: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/22.jpg)
What is Not CoveredNational Health Insurance JET Accident Insurance
vaccinations Dental treatment of any kind
Injuries incurred while intoxicated Injuries while intoxicated
Medical costs before start of policy Whiplash/backproblems*
Abortion/contraceptives Personal liability from willful acts
Preventative treatment Treatment for dependants
Medical certificates and forms Injuries during work hours
Cosmetic surgery Liabilities arising from injury
Unecessary dental and optical Liabilities arising from automobiles
Unecessary physicals Loss or damage to belongings
Childbirth Over the counter medicine
![Page 23: Staying Healthy, Medical & Insurance Matters Allen and Tim](https://reader035.vdocuments.mx/reader035/viewer/2022062619/551683655503469d698b5eb9/html5/thumbnails/23.jpg)
REMEMBERStay within the 180 day JAI limit (after first
appointment)
Keep your receipts!!!
PaperworkGet it and fill it out properly
Medical statements when abroadBring copies and get them filled out properly
JET Accident Insurance Policy bookletRead it…then read it again