state bank of india1

8/8/2019 State Bank of India1

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STATE BANK OF INDIASTATE BANK OF INDIA

Pure banking and notting elsePure banking and notting else



PROFILE PROFILE Founded : july/1/1955Founded : july/1/1955

Headquater : mumbaiHeadquater : mumbai

Chair man : O.P Bhatt Chair man : O.P Bhatt

Revenue : $ 28.212 billionRevenue : $ 28.212 billion

Profit : $ 2.473 billionProfit : $ 2.473 billionTotal assests : $18.519 billionTotal assests : $18.519 billion

Employees : 2,05,896Employees : 2,05,896

Symbol : key hole meansSymbol : key hole meanswelcome to SBIwelcome to SBI

Branches :26,500Branches :26,500



1.Pension 1.Pension

>In general, a>In general, a pension pension is an arrangement is an arrangement to provide people with an income whento provide people with an income whenthey are no longer earning a regularthey are no longer earning a regularincome from employment.income from employment.

Types of pensions :Types of pensions :

1.1. Employment Employment--based pensionsbased pensions

2. Social and state pensions2. Social and state pensions

3. Disability pensions3. Disability pensions



1.Employment 1.Employment--based pensions based pensions >

A> A retirement retirement plan is an arrangement toplan is an arrangement toprovide people with an income duringprovide people with an income duringretirement when they are no longerretirement when they are no longerearning a steady income fromearning a steady income from

employment employment > Often retirement plans require both the> Often retirement plans require both the

employer and employee to contributeemployer and employee to contribute

money to a fund during their employment money to a fund during their employment in order to receive defined benefits uponin order to receive defined benefits uponretirement.retirement.



2 . Social and state pensions 2 . Social and state pensions >

Many countries have created funds for>Many countries have created funds fortheir citizens and residents to providetheir citizens and residents to provideincome when they retire (or in some casesincome when they retire (or in some casesbecome disabled).become disabled).

A basic state pension is a "contribution A basic state pension is a "contributionbased" benefit, and depends on anbased" benefit, and depends on anindividual's contribution historyindividual's contribution history



3 .Disability pensions 3 .Disability pensions

>Some pension plans will provide for>Some pension plans will provide formembers in the event they suffer amembers in the event they suffer adisability. This may take the form of earlydisability. This may take the form of earlyentry into a retirement plan for a disabledentry into a retirement plan for a disabledmember below the normal retirement age.member below the normal retirement age.



2 .CREDIT CARD 2 .CREDIT CARD

> A> A credit card credit card is a smallis a small plasticplastic card issued tocard issued tousers as a system of users as a system of payment payment ..

>It allows its holder to buy goods and services>It allows its holder to buy goods and servicesbased on the holder's promise to pay for thesebased on the holder's promise to pay for thesegoods and services.goods and services.

>The issuer of the card grants a>The issuer of the card grants a line of credit line of credit totothethe consumerconsumer from which the user can borrowfrom which the user can borrowmoney for payment to amoney for payment to a merchant merchant or as aor as a cashcashadvanceadvance to the user.to the user.



3 .COMERCIAL BANK 3 .COMERCIAL BANK

> A> A commercial bankcommercial bank is a type of is a type of financialfinancialintermediaryintermediary and a type of and a type of bankbank. Commercial. Commercialbanking is also known asbanking is also known as business bankingbusiness banking..

>It is a bank that provides checking accounts,>It is a bank that provides checking accounts,savings accounts, and money market accountssavings accounts, and money market accountsand that accepts time deposits.and that accepts time deposits.

>>Commercial bankingCommercial banking can also refer to a bankcan also refer to a bank

or a division of a bank that mostly deals withor a division of a bank that mostly deals withdeposits and loans from corporations or largedeposits and loans from corporations or largebusinesses, as opposed to normal individualbusinesses, as opposed to normal individualmembers of the publicmembers of the public



ROLE OF COMERCIAL BANK ROLE OF COMERCIAL BANK

>processing of payments by way of >processing of payments by way of telegraphic transfer internet banking, ortelegraphic transfer internet banking, or

other means.other means.

>issuing>issuing bank draftsbank drafts andand bank chequesbank cheques..

>accepting money on>accepting money on term deposit term deposit ..

>>cash management cash management andand treasury servicestreasury services..

>>salesale,, distributiondistribution oror brokeragebrokerage, with or, with orwithout advice, of without advice, of insuranceinsurance..



1. ATM SERVICES 1. ATM SERVICES

>State Bank offers you the convenience of >State Bank offers you the convenience of overover 21,000 ATMs in India, the largest network21,000 ATMs in India, the largest networkin the country and continuing to expand fast!in the country and continuing to expand fast!

>This means that you can transact free of cost at >This means that you can transact free of cost at the ATMs of State Bank Group (This includes thethe ATMs of State Bank Group (This includes the

ATMs of State Bank of India as well as the ATMs of State Bank of India as well as the Associate Banks Associate Banks -- namely, State Bank of Bikanernamely, State Bank of Bikaner

& Jaipur, State Bank of Hyderabad, State Bank& Jaipur, State Bank of Hyderabad, State Bankof Indore, State Bank of Mysore, State Bank of of Indore, State Bank of Mysore, State Bank of Patiala, State Bank of Saurashtra, and StatePatiala, State Bank of Saurashtra, and StateBank of Travancore)Bank of Travancore)



FEATURES FEATURES

>Withdraw cash from over>Withdraw cash from over 12,000 ATMs of 12,000 ATMs of our group FREE and about 16000 ATMs of our group FREE and about 16000 ATMs of

other banks under bilateral sharing viz.other banks under bilateral sharing viz.>Make payments for purchases by using the>Make payments for purchases by using the

debit card.debit card.

>Recharge pre>

Recharge pre--paid mobile phones of paid mobile phones of Vodafone, Vodafone, IDEA, RelianceIDEA, Reliance and BPL without and BPL without any charges at any State Bank ATM.any charges at any State Bank ATM.



2 .INTERNET BANKING 2 .INTERNET BANKING

>The Internet banking portal of our bank, enables>The Internet banking portal of our bank, enablesits retail banking customers to operate theirits retail banking customers to operate their

accounts from anywhere anytime, removing theaccounts from anywhere anytime, removing therestrictions imposed by geography and time.restrictions imposed by geography and time.

>It's a platform that enables the customers to>It's a platform that enables the customers tocarry out their banking activities from theircarry out their banking activities from their

desktop, aided by the power and convenience of desktop, aided by the power and convenience of the Internet.the Internet.



FEATURES FEATURES

>Fee Payment to select educational>Fee Payment to select educationalinstitutions including IITs and NITs.institutions including IITs and NITs.

>Tax Payment >Tax Payment Income, Service, StateIncome, Service, StateGovt.Govt.

>Funds transfer between own accounts.>Funds transfer between own accounts.

>Request for Issue of Demand Draft.>Request for Issue of Demand Draft.

>SBI and other Credit Card dues payments.>SBI and other Credit Card dues payments.>Online Ticket Booking for travel by Road,>Online Ticket Booking for travel by Road,

Rail and AirRail and Air



3 .MOBILE BANKING 3 .MOBILE BANKING

> Away from home, bills can be paid or money> Away from home, bills can be paid or moneysent to the loved ones or balance enquiries donesent to the loved ones or balance enquiries done

anytime 24x7!!! That is what State Bankanytime 24x7!!! That is what State BankFreedoM offersFreedoM offers --convenience, simple, secure,convenience, simple, secure,anytime and anywhere banking though mobile.anytime and anywhere banking though mobile.

>The service is available on java enabled mobile>The service is available on java enabled mobile

phones over SMS/ GPRS where the user isphones over SMS/ GPRS where the user isrequired to download the application on to therequired to download the application on to themobile handset.mobile handset.

state bank of india1

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