spring summer 2007

LUSOAMERICAN

Proposed agreement of merger LAL/SPRSI (see pages 8-11)

50th Anniversaryof the merger

The Benevolent Society of California and

the Portuguese Continental Union of California.

SPRING/SUMMER 2007

Miss ion StatementTo be the premier provider of life insurance, fi nancial products

and fraternal services to Luso-American communities.

The Luso-American is published as a service to the members of the Luso-American Fraternal Federation, Portuguese Continental Union and the Luso-American Education Foundation,

divisions of the Luso-American Life Insurance Society.

Table of Contents

1 Message from our CEO2 Societies United-19578 LAL/SPRSI Proposed Agreement of Merger12 Luso-American Education Foundation20 Convention Queen Contestants23 Luso-American Fraternal Federation Visits31 20-30’s Spotlight32 Fraternal Spotlight33 Holidays36 PCU Lodge Activities41 Sales Representatives

In Th is Iss uePlease enjoy this special issue as we highlight the East and West Coast Presidential Visits as well as the 2007 Convention Queen Contestants and 2007 Education Foundation Scholarship Recipients.

We would like to thank those who contributed to this magazine by submitting photographs and information. If you have additional photos that you’d like to submit for the 2007 Calendar or 2007 Winter Issue please mail them by September 30, 2007.

Please send materials to:Attention: Luso Magazine

P.O. Box 2968, Dublin, CA 94568or email it to: [email protected]

Thank you for your continued support,

Michelle DaSilva & Carla Moreira

September15 Presidential Kick-Off for 2007-2008

22 LAEF Annual Golf Classic (Castro Valley)

October27 National Council Special Meeting

Dec ember1 Luso-American Annual Christmas Meeting & Party

8 Portuguese Continental Union Annual Christmas Meeting & Party

Upcoming EventsAll dates are tentative. Please confi rm with home offi ce.

Be on the look out for your Activities Calendar with more activities and details!

Past, Present & Future

In the ensuing pages, we commemorate the merger of the Benevolent Society of California and the Portuguese Conti-nental Union of the State of California (UPCEC), which occurred fi fty years ago on July 1, 1957. The Benevolent Society’s history dates to 1868 and the UPCEC to 1917.

More recently, in 2002, the Society teamed up with the PCUUSA to estab-lish a truly national organization with a much-strengthened fi nancial posture.

Once again we are on the verge of mak-ing history with the merger of the Luso-American Life Insurance Society (LAL) and the Sociedade Portuguesa Rainha Santa Isabel (SPRSI). Over three years ago, our two Societies began serious discussions about the possibility of an alliance. The proposed “Agreement of Merger”, which would be effective Janu-ary 1, 2008, is published here in con-formity with Califórnia State laws: “...at least 60 days prior to the action of the supreme legislative or governing body of each Society, the text of the contract has been furnished to all members of the society by being sent by mail or by being published in full in the offi cial pub-lication of the Society”.

In its most recent Society Bulletin, the SPRSI published the “Agreement” and then at its mid-July Convention in Union City, Califórnia its supreme governing body approved it.

A special meeting of the National Coun-cil of LAL is tentatively scheduled for Saturday, October 27, 2007 to take our Society’s action on the “Agreement”.

The Board of Directors and manage-ment strongly support the approval of the merger as being in the best interests of both societies. For many years, we have been coexisting fraternal benefi t societies sharing a common bond and have been aware of each other’s activi-ties, structure and traditions.

We also have a standing invitation to our “sister” fraternals to enter into the merg-er process with us and to protect the general business and fi nancial interests of all. We now have a tremendous opportunity to follow through on both.

LALLAL is authorized to do business in nine states including California, Nevada, Ida-ho, Massachusetts, Connecticut, New Jersey, Rhode Island, Pennsylvania and most recently Florida. LAL has over 16,000 policyholders and members and 109 Councils and Lodges in 11 states. Approaching $64 million in assets and almost $9 million in surplus, Luso-Amer-ican Life Insurance Society is well po-sitioned fi nancially to take advantage of alliances of this nature.

SPRSIThe SPRSI was founded in 1898 in Oakland, Califórnia. Over its 109-year history, the Society has proudly and exclusively served women of all ages. With 84 councils situated throughout Califórnia and over 7,000 certifi cates representing life insurance and annuity contracts, the SPRSI will add over $10 million in assets and over $2 million in surplus subsequent to a merger.

THE COMBINED SOCIETY

Our societies were founded for the mu-tual benefi t of our policyholders and members. With this alliance, both or-ganizations and their memberships ben-efi t. Some of the advantages include: (1) signifi cant decreases in the cost of oper-ations; (2) combined fi nancial resources for greater leverage in the production of investment income; (3) anticipated new alliances of people and councils; (4) shared fraternal events; and, (5) a larger pool of experienced and qualifi ed persons to meet the personnel needs of ONE corporate organization.

We, including many from other organi-zations, have long recognized that our organizations’ success and growth in-clude future alliances of like companies. Signifi cant fi nancial strength and service to substantial numbers of policyholders are, and will continue to be, necessary qualifi cations for competing in this fast-paced and regulated business of insur-ance.

A Message from our Executive Vice-President/Chief Executive Offi cerManuel A. Minhoto

Manuel A. MinhotoExecutive Vice-President/

Chief Executive Offi cer

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SOCIETIES UNITED ON JULY 1, 1957

BENEVOLENT SOCIETY OF CALIFORNIA (FORMERLY ASSOCIAÇÃO PORTUGUESA PROTECTORA E BENEFICENTE – APPB)

andPORTUGUESE CONTINENTAL UNION OF THE STATE OF CALIFORNIA (UPCEC)

byRodrigo Alvernaz, Executive Vice-President/CEO Emeritus

Luso-American Life Insurance Society

JULY 1, 1957It was effective July 1, 1957 that the UNITED NATIONAL LIFE INSUR-ANCE SOCIETY came into existence from the union of the BENEVO-LENT SOCIETY OF CALIFORNIA and the PORTUGUESE CONTI-NENTAL UNION OF THE STATE OF CALIFORNIA.

This was the culmination of an action taken on February 16, 1957, where special conventions of the two organizations were held simulta-neously at the Ste. Claire Hotel and the San Jose Convention Center in San Jose, California.

After both organizations approved the merger agreement separately at different rooms of the Ste. Claire Hotel, they then met jointly at the San Jose Convention Center to fi nalize the approval of this historic event.

THE FORMER SOCIETIES

The PORTUGUESE PROTECTIVE AND BENEVOLENT ASSOCIATION (APPB) was organized on August 6, 1868, in San Francisco, California and the PORTUGUESE CONTINENTAL UNION OF THE STATE OF CALIFORNIA (UPCEC) was organized on Janu-ary 28, 1917, in Oakland, California.

These were respectively the oldest and the youngest of the eight fra-ternal benefi t societies organized by Portuguese immigrants in the State of California.

Whereas the BENEVOLENT SOCIETY, the larger of the two, always limited its operations to the State of California--for many years to the City of San Francisco and later expanding throughout the state--the CONTINENTAL started expanding at an early stage to the east coast of the United States where it organized several councils.

However, many of the councils of the CONTINENTAL in the east coast of the United States became part of another organization started about 1925 in Plymouth, Massachusetts, as the PORTUGUESE CONTI-NENTAL UNION OF THE UNITED STATES OF AMERICA (PCUUSA). This event reduced the sphere of operations of the UPCEC to Califor-nia with only three subordinate councils in the east remaining to the California organization.

MERGERS & PROGRESSION

Concerning mergers, the BENEVOLENT SOCIETY assumed a lead-ing role in promoting the merger of all the fraternal benefi t societies organized by the Portuguese in California. The fi rst step in that direc-tion was taken at the Annual Convention in 1927, when a resolution

was adopted calling for the merger of all other Portuguese societies with the “APPB”.

Again, in 1945, the Society took the same initiative calling for negotia-tions with the other seven societies. This resulted in an agreement signed on August 10, 1946 to unite the BENEVOLENT SOCIETY and the UNIÃO PORTUGUESA DO ESTADO DA CALIFORNIA (UPEC). The BENEVOLENT SOCIETY’S Annual Convention approved this agreement, however, the Annual Convention of the UPEC, a much larger organization, rejected it.

In pursuit of this endeavor the BENEVOLENT SOCIETY in July 1953 set another meeting, which was held in Oakland, California, with the representatives of all eight societies toward the goal of unifi cation of these organizations. Four of them--the BENEVOLENT, the UNIÃO PORTUGUESA DO ESTADO DA CALIFORNA (UPEC), the UNIÃO PORTUGUESA CONTINENTAL DO ESTADO DA CALIFORNIA (UP-CEC) and the SOCIEDADE DO ESPIRITO SANTO (SES)--proceeded with negotiations using the 1946 agreement as a beginning. No fi nal agreement ever came to fruition.

BENEVOLENT & CONTINENTAL PREVAIL

However this did not dissuade the BENEVOLENT and the CONTI-NENTAL from pursuing this goal of unifi cation. Thus, at their respec-tive Annual Conventions in 1956, they approved the basis for the fi nal agreement that materialized on February 16, 1957 in San Jose, Cali-fornia.

Without wanting to go into many details and names of the individu-als involved in this process we must give credit, where credit is due, to Manuel Reis of the BENEVOLENT SOCIETY and Antonio Simas of the CONTINENTAL who, for many years, was referred to as “the father of this union”.

Several names were considered for the new Society. The preferred name was Lusitania Life Insurance Society, which was submitted to the Insurance Commissioner of the State of California for approval as required by State Law.

However, the Commissioner’s offi ce objected to the name “Lusitania” for a fraternal benefi t society because it was the name of a ship sunk by a German U-boat off the coast of Ireland in 1915, with many Ameri-cans on board, and which provoked great outrage in the United States and helped create the climate of public opinion that would later allow America to join World War I.

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The new Society was then given the name UNITED NATIONAL LIFE INSURANCE SOCIETY, to be known in Portuguese as the SOCIE-DADE UNIÃO NACIONAL, or by the initials “SUN”. The Articles of In-corporation and By-laws of the new Society were adopted, as already stated, at the joint meeting of the two Societies at the San Jose Civic Center to be effective JULY 1, 1957 to allow time for the fi nalization of the required approval by the State authorities, namely, the California Department of Insurance.

A NEW CONCEPT OF ADMINISTRATION

The By-laws specifi ed two separate units within the Society: (1) the National Council, to take care of the business affairs of the Society because it was envisioned that the Society would expand its opera-tions to other states; and, (2) the State Councils, formed in any State in which the Society had 200 or more members.

At the fi rst meeting of the State Council of California held on August 12, 1957 in Long Beach, the State Council recommended to the Board of Directors of the National Council that the State Council of California should become known as the LUSO-AMERICAN FRATERNAL FED-ERATION, a division of the UNITED NATIONAL LIFE INSURANCE SOCIETY. This fi nal step was approved by the Society’s Board of Directors at a Special Meeting of the Board held on August 13, 1957 in Long Beach, California.

MORE RECENT HISTORY

To continue this brief history of the Society’s mergers, the UNITED NATIONAL LIFE INSURANCE SOCIETY entered into negotiations to establish relations with the PORTUGUESE CONTINENTAL UNION OF THE UNITED STATES OF AMERICA (PCUUSA) of Boston, Mas-sachusetts, in 1991 and a merger Agreement was approved by the Board of Directors of both Societies in June 1992. This agreement needed to be approved by the respective supreme governing bodies of the two societies. Therefore simultaneous meetings were sched-uled in Massachusetts and California on September 16, 1992.

The “Agreement of Merger” needed two thirds of the votes of the del-egates present at each meeting to be approved. The PCUUSA ap-proved the merger by the required number of votes. However, the UNITED NATIONAL LIFE INSURANCE SOCIETY rejected the agree-ment with 26 votes in favor and 16 against. It required 28 favorable votes to ratify.

In 1993 the UNITED NATIONAL LIFE INSURANCE SOCIETY changed its name, as indicated in the rejected Agreement of Merger, to LUSO-AMERICAN LIFE INSURANCE SOCIETY.

Subsequently negotiations were reopened between the LUSO-AMER-ICAN LIFE INSURANCE SOCIETY and the PORTUGUESE CONTI-NENTAL UNION OF THE USA and, in 2001, by near unanimous votes both societies approved the new Agreement of Merger to be effective January 1, 2002.

As part of the Agreement, the fraternal operations in the west coast would continue under the name of LUSO-AMERICAN FRATERNAL FEDERATION and in the east coast under the name of PORTU-

GUESE CONTINENTAL UNION, both as divisions of LUSO-AMERI-CAN LIFE INSURANCE SOCIETY.

Currently the other division of the Society is the LUSO-AMERICAN EDUCATION FOUNDATION organized in 1957 as the Society’s Edu-cation Committee and incorporated on June 12, 1963 as a 501c(3) corporation.

ABOUT THE AUTHOR

The information for the above article was obtained from the minute books of the Benevolent Society of California and the União Portuguesa Continental do Estado da California, and the Centennial Book published by the Society in 1968. It was also, in part, from the memory of Rodrigo Alvernaz who, as a 20-year-old student, was present as a Delegate of the Be-nevolent Society at the Special Convention held on February 16, 1957, and who served in the Registration and Credential Committee for the aforesaid meeting.

Mr. Alvernaz, entered the service of the Society as an employee on July 1, 1957. At the Fraternal Convention in Long Beach, California in August 1957 he met his wife, Jean, and they were blessed with four children and six grandchildren. He retired on July 1, 1999, after 42 years of service, as an employee, As-sistant Secretary-Treasurer, Secretary- Treasurer, Vice-President and Secretary, Executive Vice-President and Chief Executive Offi cer during his last 10+ years with the Society’s management team.

Rodrigo AlvernazExecutive Vice-President/

Chief Executive Offi cer Emeritus

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1957 UNLIS Board

Societies United on July 1, 1957

First UNLIS Board from left to right:

Manuel B. Minhoto, M.C. Lourenco,

Sam R. Silva, Joe V. Aguiar, Manuel Reis,

William Fernandes, Antonio Saumell, Jr.,

Roy Fernandes and Antonio Simas (seated).

National Council Meeting

in San Francisco sometime after the 1957 Merger from right to left: Manuel Reis, Manuel B. Minhoto,

Consul Geral of Portugal Manuel Pedro Ribeiro da Silva and

Mrs. da Silva, Sam R. Silva, Antonio Simas.

Society Offi ces 1957located at 345 Front Street,San Francisco, California,

formerly thePortuguese-American

Bank Building.

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Societies United on July 1, 1957

1957 Convention Banquet

Long Beach, California

1957 Convention HeadtableStanding (L-R): Manuel Reis, M.C. Lourenco, Mrs. Lourenco,

Avelino Saraiva, Frances Saraiva, Jack Gonsalves, Norma Costa, Father Carlo Rossi, J. Mano Silva.

Seated (L-R): Mrs. Reis, Manuel Almeida, Mini Almeida, Jack Costa, Mary Aguiar, Joe V. Aguiar, Mrs. Audrey Simas,

Antonio Simas, Mrs. Mary Gonsalves.5

Societies United on July 1, 1957Presidents- Before & After the Merger

Manuel AlmeidaPresident

Portuguese Continental Union1956-1957

Joe V. AguiarPresident

Benevolent Society1956-1957

Jack GonsalvesPresident

Luso-American Fraternal Federation1957-1958

Avelino SaraivaPresident

Luso-American Fraternal Federation1958-19596

Manuel ReisExecutive Vice-President

Societies United on July 1, 1957Management at the time of the Merger

Francis X. VieiraLegal Counselor

Jack CostaAssistant Vice-President/

Secretary

J. Mano SilvaAssistant Vice-President/

Treasurer7

Agreement of Merger betweenLALIS and SPRSI

AGREEMENT OF MERGER

THIS AGREEMENT OF MERGER [hereinafter referred to as “Agreement”], is made by and between LUSO-AMERICAN LIFE INSURANCE SOCIETY a fraternal benefi t society, domiciled in the State of California at 7080 Donlon Way, Dublin, California 94568 (hereinafter referred to as “LAL”) and the Sociedade Portuguesa Rainha Santa Isabel, a fraternal benefi t society, domiciled in the State of California at 3031 Telegraph Avenue, Oakland, California 94609 (hereinafter referred to as “SPRSI”).

RECITALS

1. WHEREAS, LAL was organized and incorporated under the laws of the State of California on July 1, 1957 as the successor to the Benevolent Society of California, organized on August 6, 1868, as the Portuguese Protective and Benevolent Association of the City and County of San Francisco, and the Portuguese Continental Union of the State of California organized on January 28, 1917; and changed its name in 1993 from United National Life Insurance Society to LUSO-AMERICAN LIFE INSURANCE SOCIETY; and on January 1, 2002, the Portuguese Continental Union of the United States of America merged with and into the Luso-American Life Insurance Society; and

2. WHEREAS, SPRSI was organized on March 15, 1898, by members of the Sociedade Portuguesa Rainha Santa Isabel of the State of California, and incorporated under the laws of the State of California on April 12,1901; and

3. WHEREAS, The LAL desires the SPRSI to merge with the LAL, and has determined that the merger is just and equitable to the members of LAL and in the best interests of both Societies; and

4. WHEREAS, the SPRSI desires to merge with the LAL and has determined that the merger is just and equitable to the members of the SPRSI and in the best interests of both Societies; and

5. WHEREAS, said LAL and SPRSI shall henceforth be known as: LUSO-AMERICAN LIFE INSURANCE SOCIETY; and

6. WHEREAS, the laws of the State of California relating, to fraternal benefi t societies (Chapter 10, Sections 11019-20-21-22 of the California Insurance Code) relating to fraternal benefi t societies authorize such mergers and prescribe procedures and conditions under which they may be accomplished;

7. NOW, THEREFORE. in consideration of the mutual covenants and agreements contained herein, and intending to be legally bound hereby, the parties agree as follows:

AGREEMENTS

1. That SPRSI shall be merged with LAL both to be known henceforth as:

LUSO-AMERICAN LIFE INSURANCE SOCIETYunder the terms and conditions hereinafter stated and that notice of this proposed Agreement shall be given to the membership of LAL and SPRSI as required by law or by regulatory authorities.

2. That the parties have agreed that a portion of the business and its public, social, fraternal and civic activities and programs shall be carried out under the name “Sociedade Portuguesa Rainha Santa Isabel-SPRSI.” (as a division of Luso-American Life Insurance Society) with its own organization and By-Laws, similar to the organization and By-Laws of the Luso-American Fraternal Federation and the Portuguese Continental Union (divisions of Luso-American Life Insurance Society), with the further provision that the Councils of the SPRSI, will continue to identify themselves as such to refl ect their historical origins.

3. That the Articles of Incorporation of LAL and its By-Laws, shall be amended, as necessary, to conform with the provisions of this Agreement, and that said Articles of Incorporation and By-Laws, as amended, shall take effect on the effective date of this merger.

8

4. The state of domicile of the merged companies shall continue to be the State of California. Following the merger, the current home offi ce of LAL shall continue to serve as the home offi ce of LAL with an Eastern offi ce in Massachusetts and any other offi ces that may be approved by the Board of Directors.

5. That the nature and character of the business of LAL will continue as a fraternal benefi t society solely for the benefi t of its members and their benefi ciaries and not for profi t, operated on a lodge system with a ritualistic form of work, having a representative form of govern-ment and which makes provision for the payment of benefi ts in accordance with Chapter 10 of the insurance code of the State of California.

6. That this Agreement shall be submitted to the Grand Council of the SPRSI and to the National Council of LAL, the supreme governing bodies of the societies for consideration and approval as soon as possible.

7. That upon approval by the Grand Council of the SPRSI and the National Council of LAL the Agreement shall be submitted to the Insur-ance Commissioner of the State of California for his approval. This Agreement shall be effective as provided in paragraph 9 herein, and the parties shall consummate the merger in the following manner:

A. (1) All the rights, franchises and interests of both the SPRSI and LAL in and to every species of property, real, personal or mixed, and things in action thereunto belonging shall be vested in LAL subject to the existing rights of the subordinate Councils and Lodges.

(2) The certifi cate records, journals, ledgers and fi les of both societies shall be retained by LAL for use in servicing the business assumed under this agreement. Both LAL and SPRSI agree that after the effective date of this merger all such records, including policyholder names and lists, shall be exclusive property of LAL. Except in the ordinary course of business, neither society shall dispose of any of its property prior to such merger without fi rst obtaining the consent of the Grand Board of Directors of SPRSI and the Board of Directors of LAL.

(3) Title to all assets of SPRSI shall be vested in the name of LAL without any other instrument, except that conveyances of real property may be evidenced by proper deeds, and the title to any real estate or interests therein, vested under the laws of the State of California in LAL, shall not revert or be in any way impaired by the reason of the merger, but shall vest absolutely in LAL. The existing rights in real and personal properties of subordinate Councils and subordinate Lodges will remain unchanged. All such assets shall be assigned their respective values as of the effective date of this merger. The respective offi cers of SPRSI and LAL will cooperate to accomplish the vesting of assets to LAL. The assets will be valued in accordance with the accounting and valuation rules and requirements of the insurance laws of the State of California.

B. (1) Subject to the provisions of the Agreement, all assets and all liabilities of LAL and SPRSI will be consolidated and merged, and the business of the societies will be carried out in accordance with LAL Articles of Incorporation and By-Laws, as amended under this Agreement.

(2) LAL will assume all liabilities of SPRSI, whether disclosed or not, which may exist at the effective date of this merger. In addition to claim and reserve liabilities, this shall include all agency contracts and commission schedules relating to business in force at the effective date of this merger.

(3) LAL and SPRSI will fi le a sworn statement by the President and the Secretary or corresponding offi cers of each Society showing the fi nancial condition thereof on a date not earlier than 30 September 2007.

C. (1) Notice of Assumption shall be issued to each policyholder of SPRSI in force effective at the date of this merger. The assumption notice will acknowledge membership in LAL together with all rights and privileges incident thereto, and that LAL assumes and will pay all contractual benefi ts to which any member, or his or her lawful benefi ciary, is entitled as provided by his or her certifi cate as well as under the Charter, Constitution and General Laws of SPRSI and LAL. The assumption certifi cate will be mailed to each policyholder at the address shown on SPRSI’s records.

9

Agreement of Merger

(2) The notice of assumption will constitute acceptance by LAL of the existing SPRSI certifi cate terms.

(3) All existing reinstatement rights of SPRSI shall be recognized by LAL.

D. After the effective date of this merger, every member of SPRSI shall have equal rights with existing LAL members, as members of LAL subject to the terms of his or her Certifi cate and subject to the terms of this Agreement.

E. Within thirty (30) days after the date for the meeting of the Grand Council of the SPRSI and the Special Meeting of the National Council of LAL to ratify this Agreement, SPRSI shall notify LAL of the names of the two members of the SPRSI who shall serve as the two special advisors for the SPRSI, with a voice but no vote, to the LAL Board of Directors until the next regularly scheduled National Council meeting to be held in April, 2008.

F. On the effective date of the Agreement the current offi cers of LAL shall continue as Offi cers of LAL. Current full-time offi cers and employees of the SPRSI will be offered positions with LAL in keeping with the mission of the Society and its current staffi ng structure.

G. (1) It is the intent of this Agreement, through this merger, to continue to foster, preserve, enhance and expand the ideals and principles of LAL and SPRSI’s commitment to the Portuguese-American heritage through continuation and extension of their many cultural and ethnic member programs.

(2) In this regard, LAL will set aside limited space (up to 100 square feet) in its offi ce building (Suite 222) for the display of selected SPRSI memorabilia with the further intent that additional equal space will be afforded other societies (in these similar circumstances) for display of appropriate memorabilia.

(3) Within six months after the merger, SPRSI as a division of LAL will make a contribution to New Bethany (Skilled Nursing Facility), 1441 Berkeley Drive, Los Banos, California 93635 in the amount of approximately $87,000 from its “Guest Home Fund” as described in its pre-merger By-laws (Article VI, Section I) and subject to LAL’s verifi cation of the Fund’s exact balance and purpose. Once disbursed, the “Guest Home Fund” will be considered closed with no further obligation to LAL.

(4) Upon verifi cation, money set aside for scholarships (as noted in the most recent SPRSI annual statement as part of “fraternal funds”) will be transferred to an SPRSI “administered funds” account of the Luso-American Education Foundation for scholarships as directed by the SPRSI.

H Any indebtedness created through policy loans or automatic premium loans against SPRSI life insurance certifi cates in force on the merger date or later reinstated shall continue without change.

I. This Agreement shall be governed by and construed and enforced in accordance with the laws of the State of California whether executed within the State of California, or any other state.

J. The underwriting standards and minimum size policies of LAL apply to new business.

K. Complete fi nancial statements will be prepared annually for each fraternal Division, based on the Assets, Liabilities and Unassigned Funds of each Division at the time of the merger. The Society’s CPA auditors will review these for reasonableness. The results will be used by the Board of Directors to allocate funds for development of insurance business and fraternal expenses of each Division.

L. Recognizing that the activities of the councils/lodges and active participation of the members is the strength and back bone of our organizations, this merger is structured to combine the best business aspects of both societies.

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Agreement of Merger

M. This Agreement sets forth the entire understanding of the parties with respect to the transactions contemplated hereby. Any additions, deletions, amendments or changes must be in writing and signed by the parties hereto.

N. This Agreement may be executed in counterparts, each of which shall be an original, and all of which shall together constitute the Agreement.

O. The National Board of Directors of LAL and the Grand Board of Directors of SPRSI may make such changes to this Agreement as are required by regulatory authorities. To facilitate this merger process, the SPRSI agrees to maintain its current roster of directors, including current Chair, on its Grand Board until the date of merger.

8. As required by the laws of the State of California, this Agreement shall not be binding until such time as it is approved by 2/3 vote of the delegates in attendance at the respective conventions of the Supreme Governing Bodies of LAL and SPRSI. Such conventions shall be held no later than 30 November 2007 or as soon thereater as can be held and all other conditions set forth herein have been satisfi ed.

9. This Agreement shall take effect as of 1 January 2008, subject to the approval of the Insurance Commissioner of the State of California. If such approval is not received by 31 December 2007, this Agreement will terminate on such date, unless extended by the Boards of Directors of both Societies.

10. This Agreement has been adopted and ratifi ed by LAL’s National Board of Directors and by SPRSI’s Grand Board of Directors, and the proper offi cers of each society have been duly authorized to execute this Agreement.

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Agreement of Merger

Luso-American Education Foundation

Seated (L-R): Emidio Fonseca (Vice-Chair), John D. Machado (Chair), Cecelia M. Souza, Ph.D (President), Gilda Bettencourt, Deolinda Adao, Manuel Bettencourt, DDS.

Standing (L-R): Joseph Resendes, Joann Malta- We-ingard, Eduardo Eusebio, Donalda de Melo, Jose Luis da Silva, Elizabeth Motta, Paulo Goulart, Alfredo Sena, William Gonsalves, John Perdigao, Carmen Odom.

Luso-American Education Foundation Board of Direct ors

Luso-American Education Foundation 2007 Scholarship Committ ee

Standing (L-R): Dr. Manuel S. Bettencourt, Dr. Manuel Bem Barroca, Prof. Geofrey Gomes, Mr. & Mrs. Heraldo da Silva, Nelson Gonsalves, Emidio Fonseca, Joseph Cruz, John D. Machado, Michael Sena and Bill Gonsalves. Seated (L-R): Hildah Pemberton and Bernice Pelicas.

Not pictured: Elizabeth Motta, Philip Gonsalves, and Louis Heystek

Sam Pelicas Memorial Golf Class ic2007 Annual Golf Tournament

Saturday, September 22, 2007Willow Park Golf Course

Castro Valley, CA

Sponsor-A- Hole or Register to play by August 30, 2007*Contact Luso-American Education Foundation for details (925) 828-3883

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XXXI Annual Luso-American Education Foundation Conference


Annual Meet ingHeld in December, the Education Foundation’s Annual Meeting gives members the opportunity to hear reports on the year’s accomplishments and elects its Board of Directors for the upcoming term. The 2006 Annual Meeting was held at the Maple Hall in San Pablo, California.

(L-R): Cecelia Souza, Donalda de Melo, Bill Goncalves, Deolinda Adao, Bernice Pelicas, Gilda Bettencourt, Manuel Bettencourt, Joann Malta-Weingard, Eduardo Eusebio, Emidio Fonseca, Elizabeth Motta, Paulo Goulart, Alfredo Sena, John Perdigao and Joseph Resendes.

(L-R): Dr. Heraldo Silva, John Machado, Chairman of the Board of the LAEF Dra. Cecelia Souza and Dr. Manuel Betterncourt, presenting resolution to Mr. Joe Mattos, for his services and support of Portuguese Language and Culture Programs.

T he Luso-American Education Foundation’s XXXI Annual Conference, held March 23 and 24, 2007 at San Jose State University, San Jose, Cali-

fornia, had as its theme, “Crossroads to the Future: Sustaining and Expanding Portuguese Language Programs in California.” The Conference gave educa-

tors, students and community members an opportunity to hear about what can be done to maintain our culture and the Portuguese language. For their con-tributions to this educational event, we congratulate the Planning Committee for the amazing and successful Conference and a special thank you to: Dra.

Alzira Maria Silva, Direccao Regional das Comunidades Acorianas; Dr. Rui Manchete. FLAD; Bernie Ferreira, Azores Express; Portuguese Club of San

Jose Academy, Portuguese Folk Group from Anne Darling School, Portuguese Tribune and KSQQ/KLBS.

(L-R): Dr. Bettencourt, Prof. Jose Luis da Silva, Dra. Cecelia Souza and John Machado presenting the 20007 Luso-American Education Language and Cultural Award to Donald Warrin.

(L-R): Dr. Manuel Bettencourt, Virginia da Luz Tarver, Dr. Duarte Silva, Dra. Cecelia Souza, John Machado and

Professor Jose Luis da Silva presenting resolution to Dra. Maria del Carmen Sigler for her continuous support of

the Portuguese Language and Culture Programs at San Jose State University.

San Jose Acad-emy High School Portuguese Folk

Dance Group performing dur-ing the Cultural

Evening Banquet at the Portuguese

Athletic Club.

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Luso-American Education Foundation - EastCongress of Portugues e Language and Culture

Foundation committee members Francisco Mendonca, Aldina Vieira Wajsfelner, Emily Romano, Jose Figueiredo with Dr. Manuela Prestana – Artist who displayed her work during the Congress

Professor Jose Francisco Costa receiving prémio de lingual e cultura from Foundation Committee Chair Jose Figueiredo and Vice Chair Francisco Mendonca. The award is to recognize the work done by an individual or entity that promotes the Portuguese language and culture.

Dr. Leonor Simas-Almeida, presenter at the Congress, discussing her literary theme.

Portuguese Consuls: Ricardo Cortes from Providence, RI; Fernanda Coelho from New Bedford, MA; Manuela Bairos from Boston, MA during a round table discussion on issues the Portuguese consulates face in the US.

The Congress of Portuguese Language and Cul-ture was held on November 4, 2006 at Bristol

Community College in Fall River, Massachusetts. The event featured educators and presenters from New England and California. Topics included Portuguese related literary discussions, round table panels with students, discussions with Portuguese Consuls from New England and health concerns in the communities. This year’s Congress will be held on October 20 at the LAL East building.

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Luso-American Education Foundation2007 Educational Awards

Amber Arce San Jose, CA

Parents: Fatima Williams

Chadd P. AndersonTulare, CA

Parents: Anna & Philip Anderson

Monica C. AlvesPetaluma, CA

Parents: Maria & Luis Alves

Lauren Marie Alves N. Dartmouth, MA

Parents: Thomas & Valerie Alves

Lilia AcevedoSanta Clara, CA

Parents: Maria & Gustavo Acevedo

Christopher L. Berguia Arroyo Grande, CA

Parents: Sharlene & Victor Berguia

Adam A. BettencourtHilmar, CA

Parents: Raquel & Loure Bettencourt

Lizette BrasilSan Jose, CA

Parents: Maria Borba & Anthony Brazil

Michael N. CalabroOld Bethpage, NJ

Parentes: Nicholas M. & Linda C. Calabro

Micahel M. CarreiroFremont, CA

Parents: Lilia & Marcelino Carreiro

Callee Maria JaquesChino, CA

Parents: Elizabeth & John Jaques

Eva Vieira Nursing

Scholarship

Russell Lawrence Bettencourt Newcastle, CA

Parents: Laurie & Lawrence Bettencourt

Antonio Matt os

Scholarship

John Paul SoaresModesto, CA

Parents: Margaret H. & John Larry Soares

Joaquim G. Pereira

Scholarship

In Memoriam Scholarships

Kevin J. GarciaArtesia, CA

Major: Education

John L. Avila

Memorial Scholarship

Since 1963, the Luso-American Education Foundation has awarded over one milion dollars ($1,000,000) in scholarships and grants for continued education and for the study of Portuguese language and history. In 2007 we are proud to have awarded a total of $64,850 to the 82 deserving students displayed in the following pages. To all of you, we congratulate you on your academic achievements.

Scholarships Awarded to High School Graduates

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Chase B. ClymaPleasanton, CA

Parents: Jeffrey & Terry Clyma

Michelle M. CoelhoGustine, CA

Parents: Francisco & Cathleen Coelho

Christopher M. Costa Cerritos, CA

Parents: John R. & Lucia Costa

Alan R. d’EscragnolleLa Jolla, CA

Parents: Alfredo d’Escragnolle & N. B. Varlotta

Justien R. DinisTulare, CA

Parents: Manuel & Geraldine Dinis

Stephan W. GarciaTulare, CA

Parents: Willie & Esaltina Garcia

Margarida GarciaMineola, NY

Parent: Suzzanna Lima

Lillian Nunes FonsecaCumberland, RI

Parents: José & Isabel Fonseca

Cristina M. EscobarSan Jose, CA

Parents: Domingos & Helia Escobar

Brandon E. DutraSanta Maria, CA

Parents: Antonio & Linda Dutra

Maranda M. GasparSanta Maria, CAParents: Antonio &

Rhonda Gaspar

Ana Paula GodinhoKenilworth, NJ

Parents: Helio J. & Teresa M. Godinho

Joshua A. GomesTulare, CA

Parents: Joe & Maria Gomes

Shaun E. GonsalvesCerritos, CA

Parents: Antonio & Eva Gonsalves

Tiffany A. GonsalvesSan Jose, CA

Parents: Joseph & Lenore Gonsalves

Daniel GuedesSomerville, MA

Parents: Jose M. & Lurdes M. Guedes

Mathew D. HackneyMerced, CA

Parents: David & Maria Hackney

Jenae N. HelmerRocklin CA

Parents: Larry & Dara Lynn Helmer

Matthew C. IacovazziRocklin, CA

Parents: Michael & Monica Lacovazzi

Shelby M. JacksonSanta Maria, CA

Parents: Jeff & Jackie Jackson


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Marianne M. Lima Alhambra, CA

Parents: Duarte & Filomena Lima

Michael C. Lopes Hilmar, CA

Parents: Frank & Luisa Lopes

Adrianne M. MachadoLos Banos, CA

Parents: Joseph & Teresa Machado

Anthony P. MachadoBuhl, ID

Parents: Matt & Jacqueline Machado

Nuno G. Maio Hilmar, CA

Parents: Jose & Maria Maio

Holly M. MendesLemoore, CA

Parents: Tom & Karen Mendes

Karlene L. MelloGustine, CA

Parents: John & La-Salete Mello

Shane E. MatosArtesia, CA

Parents: Joe A. & Natalie Matos

Justine Laura MartinsArtesia, CA

Parents: Antonio & Shiela Martins

Cory M. MartinCaruthers, CA

Parents: Danny & Callie Martin

Blake L MenezesModesto, CA

Parents: Jace & Tammy Menezes

Jenica R. MilanesiaStrathmore, CA

Parents: Steve & Gina Milanesio

Charlene Nunes Milheirão Somerville, MA

Parents: Armando & Maria Milheirão

Jeffery K. MillerLivermore, CA

Parents: Kevin & Judith Miller

Melanie Alice ModestoBurlington, MA

Parents: Anthony & Janet Modesto

Elisa M. MolesLodi, CA

Parents: Anthony & Manina Moles

Raquel E. MustacaCeres, CA

Parents: Rocky & Elena Mustaca

Paul A. OliveiraTurlock, CA

Parents: Louie & Linda Oliveira

Sami L. OliveiraGarden Valley, CA

Parents: Dennis & Louise Oliveira

Meghan M. OliveraSanta Maria, CA

Parents: Graig & Shannon Olivera


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Thelma A. PinheiroChino, CA

Parents: Telmo & Luzia Pinheiro

Bryan M. PiresManteca, CA

Parents: Joe & Lucy Pires

Kyle T. ReevesCoulterville, CA

Parents: Charise & Richard Reeves

Kayla M. RodriguesArtesia, CA

Parents: Liz & Tony Rodrigues

Madeline A. Rose Los Gatos, CA

Parents: Gary & Jean Rose

David W. SilvaSanta Maria, CA

Parents: Manuel & Lynnettee Silva

Daniel R. SantosTulare, CA

Parents: John & Albertina Santos

Jeanine M. SalvadorOakley, CA

Parents: Antonio & Lucia Salvador

Roy M. RuivoNorth Dartmouth, MA

Parents: Antonio M. & Maria A. Ruivo

Vanessa R. RuaCumberland, RI

Parents: Nelson H. & Marylou Rua

Brittany S. SousaOntario, CA

Parents: Jaime & Ana Sousa

Michael C. SouzaCastro Valley, CA

Parents: Daniel & Linda Souza

Chelsea E. TeixeiraKearny, NJ

Parents: Ben & Denise Teixeira

Olivia C. TeixeiraSanta Clara, CA

Parents: John & Alice Teixeira

Manuel E. Vidal Jr.San Jose, CA

Parents: Manuel & Maria Vidal

Anthony J. VieiraSan Jose, CA

Parents: David & Theresa Vieira


The Luso-American Education Foundation provides scholarships and educational grants in various categories to qualifi ed students.

We also sponsor student exchange programs, annual education conferences, summer youth educational camps and

Portuguese Day activities.

Please visit our website for further information.www.luso-american.org/laef

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Luso-American Education Foundation Highes t Awards and Grants

Larry Machado, Turlock, CA

Attending: Touro University College of Osteopathic Medicine

Abilio Reis Memorian

Scholarship

Erica Moura FranciscoSalnias, CA

Attending: Hartnell College

Nicole Marie Goularte

Memorial Scholarship

Lisa S. AvilaMilpitas, CA

Attending: San Jose State Univ.San Jose, CA

Summer Program at Univ.

of Coimbra, Portugal.

Jessica ViscarraSan Jose, CA


Sara Adriana MontesSan Jose, CA

Attending: San Jose State Univ. San Jose, CA

Study of Portugues e at a University in U.S.

Mark L. CostaHilmar, CA

Parents: Louie & Otilia Costa

Luso-American Fraternal

Federation Highes t Award

Joshua B. CorderioCentral Falls, RI

Parents: Joseph and Alexandria Cordeiro

Portugues e Continental Union

Highes t Award

Amy Joy LeonardoWillows, CA

Parents: Connie Prinz and Manuel Leonardo

Luso-American Education

Foundation Highes t Award

Raquel Luisa OtaLathrop, CA

Attending: Delta CollegeStockton, CA

Michelle RodriguesSanta Clara, CA


Lisa Marie WiseSanta Maria, CAAttending: U.C.S.B.Santa Barbara, CA

Luso-American Fraternal Federation 20-30’s Ass ociates Scholarships

Alexander E. CossuHavertown, PA

Parents: Sergio Cossu and Judite Rosa

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Ariana Nobrega is the daughter of Herlander and Ana Nobrega, and has an eleven year old brother, Nicholas. Ariana is a sixteen-year-old junior at California High School in San

Ramon, California, and is very proud of her Portuguese heritage. She has been active in Luso for eleven years and holds the offi ce of Secretary for Youth Council #1 Fremont-Union City. She has also participated in Holy Ghost celebrations in which she was the queen’s fl ower girl. Along with her love for the Portuguese Culture and dancing, Ariana is passionate about soccer; enjoys swimming; volleyball, and spending time with her friends. Overall, Ariana has been playing soccer for eleven years. Out of those eleven years, eight years have been spent playing competitive club soccer as well as playing on her high school varsity team. Ariana has received the Most Inspira-tional Player Award and Scholar Athlete Award for her school. She is a Link Crew Leader in which she mentors new high school students; she also works with children as a Junior Counselor in the summer. Her goal is to play soccer in college as well as obtain a degree in Sports Psychology. Ariana is thankful to the Youth Council Director and members for their constant support, and is very proud and honored to represent Luso Youth Council #1 Fremont-Union City as their 2007 Convention Queen Contestant.

Sandra Nichole Cunha is the thirteen year old daughter of Joe and Cidalia Cunha. She has an older sister Stephanie Cunha. Sandra attends Quim-

by Oak Middle School in San Jose, California as an eight grader. Sandra has been a member of Luso since she was seven years old. She has been active in many Portuguese Festas; has been a side maid twice for the Holy Ghost celebrations; is currently a fl ag carrier with Filarmonica Nova Alianca; and is also A Junior Cadet girls scout with troop #20. Sandra loves horses and en-joys drawing. Proud to be representing her council, she wishes all the other queen contestants the best of Luck!

Andrea Marie Vieira was born in Auburn, California on February 5, 1990 and currently lives in Newcastle, California. She is a seventeen-year-old junior at Del Oro High

School in Loomis. Andrea loves to play sports, but especially basketball and soccer. Andrea is representing Youth Council #4 of Sacramento, where she currently holds the position of Vice President. She has danced with Youth Council #4 for ten years and has loved every year of it. This past year Andrea was queen for A.P.D.E.S. of Lincoln, California, and is involved in her hash schools’ choir. After high school Andrea plans on attending college and going into the medical fi eld. Her motto is “Some people dream of success while others wake up and work hard at it.” Andrea would like to congratulate and wish the other contestants the best of luck, and she looks forward to getting to know everyone better. She is honored to be repre-senting Youth Council #4 of Sacramento in this worthwhile fundraiser.

2007 Luso Qu

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ueen Contes tants

Briana Maria Parriera Rebolo was born on April 26, 1992 in Artesia, California. She lives with her Mom and Dad, Jorge and Debbie, and younger sister Julia. She is currently

a freshman at Saint Joseph High School in Lakewood, California. and has made many new friends. Briana loves to participate in sports and other activities outside of her school. She enjoys being around friends and family, and they are extremely supportive of her. Briana has been dancing for Luso since she was 5 years old and participates in many Luso activities. After High School, Briana wants to continue to college and pursue a career in Medical Technologies in the hopes of becoming a Pharmacist. Briana is proud to be representing Youth Council #13 as their Queen Contestant for 2007. She wishes all the other contestants the best of luck and is excited to get to know them better.

Stefanie Perdigao is the daughter of John and Eduardina Perdigao. She is currently a junior at Salesian High School in Richmond, California where she is involved in cheerleading and the

Italian club. Stefanie has been an active member of Youth Council #16 of Contra Costa since she was 5 years old. Performing at convention has been the highlight of her summers throughout all of these years and she will be sad when she is no longer of age to perform. She has served her council in various positions and currently holds the position of secretary. She hopes to one day hold a Luso Offi ce at the state level. In addition to being involved in Luso, Stefanie participates in various other Portuguese activities such as reading in Portuguese at the local Portuguese masses and being the junior queen of the San Pablo Holy Ghost Association. She is very proud of her Portuguese culture and enjoys these activities. Stefanie is honored to be representing her youth council as their queen contestant and is grateful for all of their support. She would like to wish good luck to all of the contestants and looks forward to meeting them.

Alexxandria Marie Meneses is the daughter of Januario and Lisa Meneses, and is the older sister her brother Anthony. Alexxandria was born on November 11, 1990

and is currently a junior at Ripon High School. She is involved both at school and outside of school in various activities. At her school she serves on her Student Body board, as a Peer Counselor, plays on her schools’ Varsity soccer team, is involved in numerous clubs on campus and still manages to maintain a 3.8 GPA. Outside of school Alexxandria is an active member in her Youth Council #24 of Northern San Joaquin Valley, and has been since the age of seven. She currently holds the position of secretary for her council, and the position of the Trustee on the Luso State Youth Board. Alexxandria has also taken part in the Holy Ghost Festas, having been queen twice and side maid once, for M.R.P.S. of Manteca. After graduating from High School Alexxandria hopes to attend UCSD, and major in Micro Biology; She hopes of entering the medical fi eld one day in the future. Alexxandria is both excited and honored to be representing her Council, and wishes the other queen contestants the best of luck!

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Present Leaders of Our Society

LALIS Board of Direct ors

Standing (L-R): Hermano de Melo, Jose da Costa, Jose da Silva, Michelle Machado Moreira, John M. Dias, Carlos Amaral, Narcie J. Ferreira. Seated (L-R): Manuel A. Minhoto (Executive Vice-President/CEO), Frank X. Souza, Jr. (President), Albert S. Vieira (Chairman), Edite Furtado (Vice-Chair).

Luso-American Fraternal FederationBoard of Direct ors & Line Offi cers

Portugues e Continental UnionBoard of Direct ors & Line Offi cers

Standing (L-R): Joe F. Machado, Gerard Batista, Joe B. Coelho (Chairman), Liz Rodrigues, Judy Allen, Mize Violante, Paul Teixeira, Lino M. Amaral, Joseph Silva. Seated (L-R): Arnold Rodrigues, Frank Correia, Daniel Sequeira, Linda Vieira (Presi-dent), John Perdigao, Ivo M. Dutra and Jose Tavares.

Back Row Standing (L-R): John Tavares, Tom Alves, Patricia Romano. Middle Row Standing (L-R): Serafi m Romano, Estrela Paulino, Grace Leal, Olguete Sousa, Mario Ferreira. Seated (L-R): Luis Reis, Celeste Braga, Francisco Mendonca, Belmira Cordeiro, Joe Soares (President) and Aires Pavao.

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(L-R): Future Youth Presidents in the making...Youth Members Albert Vieira of Y.C. #11 and Anthony Machado of Y.C. #30 helping out with the auction during the Byron Visit.

(L-R): 20-30’s President Michelle DaSilva, Convention Queen Marissa Simas and President Linda Vieira pictured cutting the cake during the Redwood City visit.

Various offi cers and members of the Watsonville Council pictured with 20-30’s President Michelle DaSilva, President Linda Vieira and Fiance Patrick Boring.

Byron - Redwood City - Watsonville

Byron Council 51B Visit

Redwood City Council 41C Visit

Watsonville Council 75B Visit

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President Linda Vieira and Youth President Kayla Rodrigues pictured with various offi cers and members of the Bakersfi eld Council.

Visalia - Riverdale - Bakersfi eld

Flashback! President Linda Vieira reunited with Past President Anthony L.X. Bettencourt and Past 20-30’s President Tony Martin. They shared their Presidential term back in 1978-1979.

Visalia Council 29B Visit

Riverdale Council 15B Visit

Bakersfi eld Council 59B Visit

President Linda Vieira had the honor of presenting member Tony Mendes with a pin for being a member of the society for 50 years during the Riverdale visit.

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(L-R): District Representative for Central Valley John Parreira, VP of Sales and Marketing Joe Resendes, LALIS Chairman Albert Vieira, President Linda Vieira and Fiance Patrick Boring pictured with various offi cers and members of the Turlock Council.

Martinez Council President Joe Peixoto pictured presenting gifts to lovely lady Presidents Linda Vieira and Michelle DaSilva.

Martinez - Turlock - Sacramento

Martinez Council 42B-43C Visit

Sacramento Council 3C-33B Visit

Turlock Council 29C-50B Visit

Past President Jose DaRosa practiced

his Stand-Up Comedy while he

was the Master of Ceremonies

during the Martinez visit. Thanks for the

laughs!

20-30’s President Michelle DaSilva, President Linda Vieira and Youth President Kayla Rodrigues pictured with the newest members of the Council 3C-33B of Sacramento.

Youth Council #4 of Sacramento pictured with 2007 Presidents following their performance.

Various members and offi cers of

the Sacramento council pictured

with President Linda Vieira.

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(Right Center): LALIS Chairman Albert Vieira and Past LALIS President Dominic Barroso surrounded by the beautiful divas- President Linda Vieira and Youth President Kayla Rodrigues.

Merced/Atwater - Oakland - Selma

Merced/Atwater Council 39B-76B Visit

Oakland Council 0C-8B Visit

Selma Council 62B Visit

(L-R): Convention Queen Marissa Simas, 20-30’sPresident Michelle DaSilva and President Linda Vieira pictured opening their matching Portuguese gold hearts pendants from the Oakland Council-Muito Obrigado!

President Linda Vieira and Selma Council President Emily Scharer pictured during the traditional cake ceremony.

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(L-R): Kayla, Linda & Michelle pictured above during the traditional visit cake cutting ceremony.

Newark Council 19B Visit

The very talented and creative Anthony L.X. Bettencourt prepared a special calorie-free St. Patrick’s Day themed cake for the 3 “Diva” Presidents.

Tipton & Tulare - Newark - Antioch

During the Antioch visit, there was a special perform-ance by Y.C. #16 of Contra Costa. Pictured above are two of their younger performers demon-strating their talents.

Tipton 60B & Tulare 65B Visit

Antioch-Oakley Council 37B-46C Visit

Below (L-R): 20-30’s Associates President Michelle DaSilva presents

Region #16 President Emily Ascenso with their

2006 RIM Award...Congrats!

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President Linda Vieira pictured above with good friend and Honorary Youth Director Lilian Costa during the Gustine offi cial visit.

Gustine - Salinas - Mantec a

Salinas Council 58B Visit

Gustine Council 17B Visit

Mantec a Council 34B Visit

(L-R): 20-30’s Associates President, Michelle DaSilva, Salinas Council President, Maria Leal and President, Linda Vieira during Salinas visit.

Various Offi cers and Members gather together for a photo during the Manteca Offi cial Visit.

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Members of Youth Council #33 of Newscastle pictured above performing for the offi cers, members and guests during their offi cial visit.

Arr oy o Grande-San Luis Obispo Council 41B-46B Visit

These ladies know their chocolate! LAEF President Cecelia Souza and President Linda Vieira caught nibbling at the chocolate shavings on the cake at the Arroyo Grande Visit.

Arr oy o Grande - Santa Maria - Newcastle

Santa Maria 31B Visit

Newcastle Council 53B Visit

President Linda Vieira presents a plaque to Bea Sousa for all of her contributions to the society over the past 25 years as Secretary of Council 31B of Santa Maria.

The Divas- Michelle, Linda and Kayla having a photo shoot with the Beach Party themed props and decorations at the Santa Maria Visit.

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(L-R): President Linda Vieira with Dr. Antonio Jose Alves de Carvalho, Consul-Geral de Portugal and his wife Teresa Sotto Mayor de Carvalho.

Y.C. #25 pictured with the

Presidents following their performance

at their offi cial visit.

(L-R): 20-30’s President Michelle DaSilva and President Linda Vieira enjoying the Hawaiian Luau theme at the San Pablo Visit.

Tracy - Idaho - San Pablo

Tracy Council 23B-45C Visit

Idaho Council 5L Visit

San Pablo Council 5C Visit

(L-R): Diva in training, Lindsey Ferreira pictured with Presidents Michelle, Linda and Kayla during the Tracy visit.

(L-R): President Linda Vieira with members of the society during the Idaho Offi cial Visit.

Mahalo!

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20-30’s Spot light

Hee Haw...20-30’s Associates Vice-President Brian Martins pictured with members of Region #6 of Modesto during their Annual Halloween Bash.

Boo! Members of Region # 7 of Sacramento gather together for a group photo at the Modesto Region’s Halloween Dance.

20-30’s Region #7 members

(L-R): Jennifer Sanders and Sandra Pinto take a break

from dancing to show off their

costumes.

20-30’s President Michelle DaSilva pictured with fellow offi cers and members of Region #7 of Sacramento during their offi cial visit.

Members of Region #2 of the Bay Area pictured preparing bag lunches for the homeless in their local community this past winter season.

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Fraternal Spot light

Y.C. #1 of Fremont-Union City pictured during a Car Wash they organized in support of their 2007 Convention Queen Contestant Ariana Nobrega....Good Luck!

Y.C. #1 Queen

Contestant Ariana

Nobrega pictured

taking a break from the Car

Wash with fellow Y.C. #1

members.

Members of Y.C. #11 of Mtn. View/

Santa Clara pictured

during their sleep over

party.

Talk about dedication...VP of Sales & Marketing Joe Resendes pictured serving breakfast to Y.C. #11 members the next morning after their sleep over.

Cruisin’ with the 2009 Convention Committee! Pictured to the left, various offi cers, members and friends showed their support and attended the Cruise Fundraiser in support of Daniel Sequeira.

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Luso-American Christ mas Party - Wes t

The evenings chefs were LAFF Directors Ivo Dutra and Lino Amaral also pictured is Luis Amaral.

Congratulations to San Pablo Council #5C for doing an outstanding job hosting the 2006 Luso Christmas Party. The ladies of the kitchen did a wonderful job cooking and serving an exquisite meal.

Frank X. Sousa, Jr, Liz Motta and Joe Gomes shared their Presidential terms 1971-1972 pictured with Linda Vieira.

Enjoying the Holiday Festivities were President Linda Vieira and fi ance Patrick Boring.

Several members and

offi cers traveled accross

the state to att end the

Holiday Fes tivities .

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Youth Council #24 Northern San Joaquin and Modesto 20-30’s Region #6 Members gather together at the Vintage Faire Mall in front of the Soroptomist Christmas Tree where they picked names to buy gifts for needy children.

Gathering around the Christmas Tree are Youth Counil #4, 20-30’s Region 7 and Adult Council 3C-33B of Sacramento.

Youth members of Council #16 of Contra Costa wait patiently for Santa to arrive during their Annual Christmas party.

PCU President Belmira Cordeiro was a good girl this year because Santa surprised her and the PCU members during their Annual Christmas Party.

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Christ mas Cheer

Santa Claus really knows who has been naughty and nice. Looks like the PCU members were extra nice this year and Santa took a special trip to pass out some Christmas gifts.

Ana and Paula Gomes, Olivia Cruz, Paul Romano, Daniel Guedes and Joao Bernardo singing Christmas Carols.

President Belmira Cordeiro teaches her granddaughter Sofi a Almeida how impor-tant it is to dance with her hands up.

Boards join together to celebrate the Christmas Season.

LAL President Frank X. Souza, Jr. welcomes the Portuguese Continental Union members and directors to their Annual Christmas Party.

“We Wish You a Merry Christmas” Francisco Mendonca leads every-one in singing the traditional Christmas carols.

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Portugues e Continental Union - Christ mas Party

Portugues e Continental Union - Lodge Activities Lodge 49 – Pawtucket , RI - “Family of the Year”

Family of the Year George and Isabel Ferreira and daughter Catarina with President Belmira Cordeiro.

Congratulations George & Isabel Ferr eira

From L-R:) EVP/CEO Manuel Minhoto, President Belmira and her husband Paulo Cordeiro, Alfred Mendes, Zulmiro and Maria Afonso take a moment to cut the traditional cake.

From (L-R:) Zulmiro Afonso, George & Isabel Ferreira with their daughter Catarina, President Belmira Cordeiro, Maria Afonso, Alec & Adam Mendes and Alfred Mendes.

Lodge 12 – Cumberland, RI

Jose Martins presents a plaque to President Belmira Cordeiro during the Lodge visit. Also pictured is VP/Assistant Secretary Ed Figueiredo and Antonio Craveiro.

President Belmira Cordeiro with newest members of Lodge 12.

Carlos Duarte, President Belmira Cordeiro, Jose Martins, Maria Craveiro and Antonio Craveiro during the traditional cake cutting.

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Portugues e Continental Union - Lodge Activities

Jose Sa, Afonso da Silva, Mary Moreira, Suzete da Costa, PCU VP Joe Soares, Jose da Costa, Joseph and Maria Mello, Manuel and Fernanda Goulart enjoy a wonderful afternoon during Lodge 54 luncheon and Family of the Year Reunion.

Lodge 54 - Brist ol, RI

Family of the Year

Reunion

Lodges 2, 34, 60, 62 – Pres idents’ Visit

From (L-R:) Lucilia Esteves, LAL Chair Albert Vieira, Tony Barbosa, LAL President Frank Souza, PCU President Belmira Cordeiro, Luis Reis, Jose Guedes, Paulo Cordeiro, LAL Vice Chair Edite Furtado and Nuno Vieira take the traditional photo with the cake during the Presidential visit.

New Members Daniel and Paulo Gomes, Tony Barbosa with sons Joao Carlos and Tony, Luis Reis and President Belmira Cordeiro.

President Belmira Cordeiro and LAL Vice Chair Edite Furtado present the 5-Star Plaque to Jose Guedes from Lodge 60 Somerville.

37


Claudinor and Ana Cristina Salomao with President Belmira Cordeiro and Jose Figueiredo.

Lodge 5 Directors (L-R:) Jose Godinho, Elvira Pavao, Isaura Godinho, Jose & Juvenalia Figueiredo, President Belmira Cordeiro, Estrela Paulino, Viriato and Celeste Braga.

Lodge 5 – Hudson, MA – Family of the Year

Family of the Year, Claudinor and Ana Cristina Salomao with family and President Belmira Cordeiro and Lodge 5 President Jose Figueiredo.

Lodge 10 – Peabody, MA – “Family of the Year “ and Pres idents Visit

President Belmira Cordeiro, 20-30’s President Patricia Romano and Serafi m Romano present the Family of the Year to Jose and Fatima Isidro.

Serafi m Romano, President Belmira Cordeiro and Jose and Fatima Isidro.

Manuel Brandao serenades Fatima Isidro during the night.

38


Lodge 10 – Pres idents’ Visit

Lodge 10 Directors with PCU Presidents from (L-R:) David Bettencourt, Ann Gray, Cristina Romano, Youth President Lauren Alves, President Belmira Cordeiro, 20-30’s President Patricia Romano, Francisco Mendonca, Rosa Romano, Tomas Nogueira, Mary Rodrigues.

President Belmira Cordeiro with Joe Isidro and son Joseph, newest member of Lodge 10 .

Santa Claus with youth members of Lodge 10.

20-30’s President Patricia Romano speaks to the members during the Lodge 10 visit. Seated are Ann Gray, Serafi m Romano, President Belmira Cordeiro

Lodge 4 – New Bedford, MA – Fundraiser

PCU Director Joe Freitas with Lodge 4 members.

Enjoying the luncheon are President Belmira Cordeiro with VP/Sales & Marketing Roger Silva and Lodge 4 members.

39

40

Portugues e Continental Union - Lodge Activities Lodge 48 – Philadelphia, PA – Family of the Year

President Belmira Cordeiro with Family of the Year Licinio and Fatima Fer-reira, Joaquim Ferreira, PCU Chair Jose Teixeira.

From (L-R:) Lodge 48 Directors gather to honor the Family of the Year: John Tavares, Joaquim Ferreira, Licinio & Fatima Ferreira, Joe Fernandes, Olga Tavares, Lourdes & Mario Ferreira, Clarisse & Jose Grosso, and Joaquim Vaz.

From (L-R:) Licinio and Fatima Ferreira, President Belmira Cordeiro, Joaquim Ferreira and Paulo Cordeiro.

Lodge 51 – Mineola, NY Pres idents’ Visit

New members of Lodge 51 with President Belmira Cordeiro.

Marshal Jack Costa, VP Assistant Secretary Ed Figueiredo, LALIS Director Jose da Silva, President Belmira Cordeiro, VP/Sales & Marketing Roger Silva.

Jose da Silva, Jack Costa and President Belmira Cordeiro.

Social, Educational and Cultural programs are off ered through Luso-American Fraternal Federation, Portugues e Continental

Union and the Luso-American Education Foundation.

Wes t Coast- Dist rict Repres entatives John O. AvilaSan Jose, CA (408) 272-8596Cell: (408) 529-2742 John ParreiraTurlock, CA(209) 634-1993Fax: (209) 634-1503

Manuel M. DaSilvaArtesia, CA (562) 865-8492Cell: (562) 607-2086 Oscar RodriguesManteca, CA(209) 825-5532Cell: (209) 275-0455

Carlos de MeloOakland, CA(510) 834-7439

Frank EstrelaSan Jose, CA(408) 926-0998

Dee LacySacramento, CA(916) 392-1279

John LemaSan Leandro, CA(510) 357-5398

Brian MartinsModesto, CA(209) 613-1655

Celeste MintonHighland, CA(909) 862-3036

Bernice PelicasHayward, CA(510) 278-2392

George PiresSan Jose, CA(408) 309-6088

Fernanda RinehartSanta Maria, CA(805) 925-0775

Mary Jo RodriguesSanta Clara, CA (408) 249-7915

Lucia SilvaTracy, CA(209) 835-7091

Jose M. SoaresPomona, CA(909) 591-3087

Tony SozinhoTulare, CA(559) 685-9482

Mize ViolanteSan Diego, CA(619) 696-6252

Wes t Coast- Sales Repres entatives

Manuel AlvesFall River, MA(508) 989-3151 Tony AvilaBristol, RI (401) 996-2020

Edina BragaLowell, MA(978) 459-4547

Paulo CordeiroSomerville, MA(617) 625-7331

Isabela K. CaloryLowell, MA (978) 290-6301

Joaquim FerreiraSouderton, PA(215) 703-9891

Paula MarreroClermont, FL(252) 321-0385

Bob ZampettiGreen Brook, NJ(732) 752-7792

With our offi ces on the Wes t & East Coasts, Luso-American Life Insurance Societ y has over 136 years of

ex perience off ering products such as:

!Life Insurance !Annuities !Pension Plans !IRA Rollovers !IRAs !Rot h IRAs !Educational Savings Plans

Vice-President Sales & Marketing (West)Joseph Resendes, FIC, LUTCFPhone: (408) 438-6740Toll-Free: (877) 525-5876E-Mail: [email protected]

Vice-President Sales & Marketing (East)Roger SilvaPhone: (781) 389-8214Toll-Free: (800) 378-0566E-Mail: [email protected]

East Coast- Sales Repres entatives

Sales Repres entatives

Luso-American Life Insurance Societ yHome Offi ce: - Luso-American Plaza7080 Donlon Way, Dublin, CA 94568

Toll-Free: 1.877.525.5876 E-Mail: [email protected]

Luso-American Fraternal Federation

LAL(West) Fraternal OperationsP.O. Box 29687080 Donlon WayDublin, CA 94568Toll-Free: 1.877.525.5876

Portuguese Continental Union

LAL(Eastt) Fraternal Operations7 Hartwell AvenueLexington, MA 02420Toll-Free: 1.800.378.0566


P.O. Box 2967Dublin, CA 94568Tel: 925-828-3883

Luso-American Education Foundation (East)

Toll-Free: 1.800.378.0566

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