spring 2013 loans are in · page 3 take a on us. obtain $500 - $2,000 for your vacation! rates as...
TRANSCRIPT
Page 1
INDEX Loan Specials ................................1Coming Soon .................................1
Member Notice ..............................2Vacation Loans ..............................3
Northside Sales Event ...................3Loan Application ............................4
T H E S T A T E Q U A R T E R L Y
Spring 2013
FORM NO. 70309A0313
Loan rates have never been this low. Don’t miss a great opportunity to lock in a super low loan rate. A low rate coupled with a special promotion can only mean great things for you, the Member. So check out your credit union for all your loan needs and especially the following:
Vacation loan rates as low as 5% APR
Automobile rates as low as 1.99%
Fixed rate 5-year HE loans as low as 2.99%
And, Many more loan types, terms and rates.
Loans are in
Monday thru FridayLobby 8 AM - 3 PM
Drive Thru 7:30 AM - 5 PMState Payday 7:30 AM - 6 PM
Phone: (304) 558-0566Fax: (304) 558-0137
E-mail: [email protected]
Hours & Phones
New and improved products and services are coming soon.
All in an effort to provide you more convenient, efficient and timely service. As your Primary Financial Institution, we are proud of our members and try to provide improvements and enhancements that im-pact your daily lives in a positive manner. Arriving in 2013 include:
Mobile Banking ServiceCredit Card conversion with a better rate and feature plan
Electronic Storage ProcessingBuilding and Drive Thru renovations
Page 2
The Annual Meeting for The State Credit Union members is set for Tuesday, April 16, 2013 at 5 P.M. for the election of a director and other matters.
Door Prize Drawings will be held for eligible members in attendance.
The meeting will be in Building #7, 2nd floor, in the Capital Complex.
SCU Mobile
BankingConduct Your Financial business with the SCU anywhere with Your New Mobile Banking!! Our new free, secure and easy to use smart-phone banking apps for Apple or Android devices will keep us on the go with you.Mobile Banking provides you with most of the features you've been accustomed to with Internet Banking, including access to:
Account balancesAccount summaries
Account transaction historyPay Bills
Locate ATM’sCredit Union locations and hours
Check imagesTransfers
Mobile Banking provides the same enhanced security as Online Bank-ing. Visit our webpage at www.wvpecu.com for details.It’s fast, free and just another con-venient service offered to make your life easier! Effective May 1.
April 1thru
April 30, 2013
Pre-OwnedAuto Sale
Hours & PhonesMonday thru FridayLobby 8 AM - 3 PM
Drive Thru 7:30 AM - 5 PMState Payday 7:30 AM - 6 PM
Phone: (304) 558-0566Fax: (304) 558-0137
E-Mail: [email protected]
The Annual Meeting for The State Credit Union members is set for Monday, April 21, 2008 at 5 P.M. for the election of a director and other matters. Door Prize Drawings will be held for eligible members in attendance. The meeting will be in Bui ld ing #7 , 1st f loor, conference room 2 in the Capi ta l Complex. Main entrance is located by the large water fountain.
Come on out to support your Credit Union and for a chance to win some PRIZES.
tatistics$Assets $34,000,000 Loans $18,700,000Shares $30,700,000Net Worth $ 3,950,000
May 13 – Primary Election DayMay 26 - Memorial Day
June 20 - West Virginia DayJuly 4 - Independence DaySeptember 1 - Labor Day
October 13 - Columbus DayNovember 4 - Election Day
November 11 – Veteran’s DayNovember 27-28 – Thanksgiving Holiday
December 24 – Half Day Christmas EveDecember 25 – Christmas Day
December 31 – Half Day New Year’s Eve
January 1, 2009 - New Year’s Day
April 1 thru
April 30, 2008
1Vehicle must be nanced using standard nancing terms through The State Credit Union to qualify for the offer. Offer void when 7-day Repurchase Agreement is activated. Offer valid 4/1/08 - 4/30/08. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer.
Page 2
Receive a $300 Gas Card!Once again, The State Credit Union and Enterprise Car Sales are having another Member Only Sales Event. This promotion will begin April 1 and end April 30, 2008. If you purchase a vehicle from Enterprise Car Sales and nance it with SCU during this time, you will receive a Free gas card worth $300.
Preview the great selection of late-model used vehicles at enterprisecarsales.com.Don’t delay, call to get pre-approved by The State Credit Union at (304)558-0566.
Then stop by your local Enterprise Car Sales location to see agreat selection of quality used vehicles.
Pre-OwnedAuto Sale
Obtain $500 - $2,000 for your Vacation!Rates as low as 9.0% APR on terms up to 15 months
April 1 - August 31With rates this low, why use your credit card for vacation expenditures. Contact The State Credit Union today! Great rates, generous payment terms, payroll deductions, quick and easy loan application process, and no application fees. Tell your co-workers and family members about the Great Vacation Loans, because all state workers and family members are eligible! All loan applications subject to credit approval. Call or visit The State Credit Union for details.
Choose a name for The State Credit Union
newsletter and be eligible to win a $100 gift card
Simply send in your choice of a name for The State Credit Union quarterly newsletter and if your suggestion is used you will win a $100 gift card. Send your suggestion by e-mail ([email protected]), fax (304-558-0137), mail (2200 Washington Street East, Charleston, WV 25311), or hand deliver to the Credit Union.Be sure to include your name, contact information and suggested name for The State Credit Union newsletter.
tickets will be available soon!
H LIDAYS
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Receive a $300 Gift Card!Once again, The State Credit Union and Enterprise Car Sales are having another Member Only Sales Event. This promotion will begin April 1 and end April 30, 2013. If you purchase a vehicle from Enterprise Care Sales and finance it with SCU during this time, you will receive a Free gift card worth $300.
1Vehicle must be financed using standard financing terms through the State Credit Union to qualify for the offer. Offer void when 7-day Repurchase Agreement is activated. Offer valid 4/1/13-4/30/13. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer.
Preview the great selection of late-model used vehicles at enterprisecarsales.com Don't Delay, call to get pre-approved by The State Credit Union at (304) 558-0566.
Then stop by your local Enterprise Care Sales location to see a great selection of quality used vehicles.
2013 SCUH LIDAYS
May 27 — Memorial DayJune 20 — West Virginia DayJuly 4 — Independence DaySeptember 2 — Labor Day
October 14 — Columbus DayNovember 11 — Veteran's Day
November 28-29 — Thanksgiving HolidayDecember 24 (Half Day) - Christmas Eve
December 25 — Christmas DayDecember 31 (Half Day) — New Years Eve
$tatisticsAssets $55,500,000
Loans $29,500,000
Shares $48,700,000
Net Worth $ 6,365,000
Winner of the Survey Response Drawing
Congratulations to Sue Miller from Kellys Creek for
winning the Winter 2013 drawing for a $100 Gift Card.
Survey responses were great and we appreciate your comments and
suggestions.
MEMBER NOTICELegacy Check Orders
We are proud to announce that we have selected Legacy Member Services to be our new check provider. Legacy Member Services offers many new styles in addition to traditional check products at a more affordable price.
Note: Harland Clarke reorder numbers are no longer valid after April 30th. Please see a SCU representative to place your new order with Legacy or view the website for details www.wvpecu.com. Simply click on the Check Order link.
Page 3
Take aon us.
Obtain $500 - $2,000 for your Vacation!
Rates as low as 5.0% APR on terms up to 15 months
April 1 - August 31With rates this low, why use your credit card for vacation expenditures. Contact The State Credit Union today! Great rates, generous payment terms, payroll de-ductions, quick and easy loan application process, and no application fees. Tell your co-workers and family members about the Great Vacation Loans, because all state workers and family members are eligible! All loan applications subject to credit approval. Call or visit The State Credt Union for details.
New & Preowned Auto Sale
The State Credit Union + Northside Automotive
Are having a Member only Sales Event from April 1st thru May 31st.
Rates as low as 1.99% Apr
Call 304-558-0566 to get preapproved by The State Credit Union. Then stop by Northsides Automotive Sales location in Summersville to see a great selection of
quality New & Used vehicles.
Northside Automotive807 Northside Drive
Summersville, WV 26651Phone: 1-888-483-7895
Website: www.northsidewv.net
Offer valid from 4/1/13 – 5/31/13. $200 Visa® gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Northside vehicles purchased from 4/1/13 – 5/31/13 and financed through The State Credit Union. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offers.
Great Deal, Great Rates & a $200 Gift Card
Upon purchase of a vehicle from Northside and financed with The State
Credit Union
Are having a Member only SalesEvent from April 1st thru May 31st
Rates as low as 1.99% Apr
Northside Automotive807 Northside Drive
Summersville, WV 26651Phone: 1-800-808-6953
Website: www.northsidewv.com
Great Deals, Great Rates, $250 Under Dealer Invoice, & a $200 Gift CardUpon purchase of a vehicle from
Northside and financed with The StateCredit Union
Call 304-558-0566 to get preapproved by The State Credit Union. Then stop byNorhside's Automotive Sales location in Summersville to see a great selection of
quality New & Used vehicles.
The State Credit Union & Northside Automotive
New & Preowned Auto Sale
The State Credit Union + Northside Automotive
Are having a Member only Sales Event from April 1st thru May 31st.
Rates as low as 1.99% Apr
Call 304-558-0566 to get preapproved by The State Credit Union. Then stop by Northsides Automotive Sales location in Summersville to see a great selection of
quality New & Used vehicles.
Northside Automotive807 Northside Drive
Summersville, WV 26651Phone: 1-888-483-7895
Website: www.northsidewv.net
Offer valid from 4/1/13 – 5/31/13. $200 Visa® gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Northside vehicles purchased from 4/1/13 – 5/31/13 and financed through The State Credit Union. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offers.
Great Deal, Great Rates & a $200 Gift Card
Upon purchase of a vehicle from Northside and financed with The State
Credit Union
New & Preowned Auto Sale
The State Credit Union + Northside Automotive
Are having a Member only Sales Event from April 1st thru May 31st.
Rates as low as 1.99% Apr
Call 304-558-0566 to get preapproved by The State Credit Union. Then stop by Northsides Automotive Sales location in Summersville to see a great selection of
quality New & Used vehicles.
Northside Automotive807 Northside Drive
Summersville, WV 26651Phone: 1-888-483-7895
Website: www.northsidewv.net
Offer valid from 4/1/13 – 5/31/13. $200 Visa® gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Northside vehicles purchased from 4/1/13 – 5/31/13 and financed through The State Credit Union. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offers.
Great Deal, Great Rates & a $200 Gift Card
Upon purchase of a vehicle from Northside and financed with The State
Credit Union
New & Preowned Auto Sale
The State Credit Union + Northside Automotive
Are having a Member only Sales Event from April 1st thru May 31st.
Rates as low as 1.99% Apr
Call 304-558-0566 to get preapproved by The State Credit Union. Then stop by Northsides Automotive Sales location in Summersville to see a great selection of
quality New & Used vehicles.
Northside Automotive807 Northside Drive
Summersville, WV 26651Phone: 1-888-483-7895
Website: www.northsidewv.net
Offer valid from 4/1/13 – 5/31/13. $200 Visa® gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Northside vehicles purchased from 4/1/13 – 5/31/13 and financed through The State Credit Union. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offers.
Great Deal, Great Rates & a $200 Gift Card
Upon purchase of a vehicle from Northside and financed with The State
Credit Union
New & Preowned Auto Sale
The State Credit Union + Northside Automotive
Are having a Member only Sales Event from April 1st thru May 31st.
Rates as low as 1.99% Apr
Call 304-558-0566 to get preapproved by The State Credit Union. Then stop by Northsides Automotive Sales location in Summersville to see a great selection of
quality New & Used vehicles.
Northside Automotive807 Northside Drive
Summersville, WV 26651Phone: 1-888-483-7895
Website: www.northsidewv.net
Offer valid from 4/1/13 – 5/31/13. $200 Visa® gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Northside vehicles purchased from 4/1/13 – 5/31/13 and financed through The State Credit Union. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offers.
Great Deal, Great Rates & a $200 Gift Card
Upon purchase of a vehicle from Northside and financed with The State
Credit Union
Chevrolet - Buick - GMCChrysler - Dodge - Jeep - Ram
Over 700 New & Pre-OwnedVehicles to Choose From
Page 4
Name
Purpose of Loan
Address
Work Phone
Social Security #
Place of Employment
Co-Applicant Name
Social Security #
Place of Employment
Amount Requested
Home and/or Daytime Phone
SCU Member Account # House/Rent Payment
Hire Date Gross Monthly Income
Relationship to Applicant
SCU Member Account # House/Rent Payment
Hire Date Gross Monthly Income
Alimony, child support, or separate maintenance income need not be revealed if youdo not wish to have it considered as a basis for repaying the obligation.
Alimony, child support, or separate maintenance income need not be revealed if youdo not wish to have it considered as a basis for repaying the obligation.
Complete this Easy Pre-Approval Application Today.
Co-Applicant’s SignatureApplicant’s SignatureDate
Please read before signing: This statement is submitted to obtain credit and I certify that all information herein is true and complete. I also authorize the credit union to conduct further investigation and obtain additional information concerning my credit reputation from all available sources from time to time. I agree that photocopies and/or fax copies of this signed document is valid and enforceable as the original. If you are a first time applicant we may require you to submit additional information.
. . . is open for YOU!
Vacations • Cars • Lines of CreditTuition • Home Improvement • More!All possible with The State Credit Union Loan
Signature New & Used Home We offer a variety of Loans Auto Loans Equity Mortgage Rates & Terms
Low Rate Loans are available at your Credit Union.Our Loans have No Prepayment Penaltiesl