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EASY LOGIN SECURE PAYMENTS SPID ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO

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Page 1: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

SPID

– ONE ACCOUNT, ONE IDENTITY

Schibsted Payment AS

Dag Wigum

CEO

Page 2: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

SMG experiences reduced user revenues on

print, while digital is growing too slow

-

50

100

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450

500

Gjennomsnittlig utvikling siste 4 kvartaler

Cooperation makes us stronger

Rolv Erik Ryssdal

CEO Schibsted Media Group ASA

” ”

Why SPiD?

Page 3: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

ITUNES INSIGHT – WHY A SUCCESS?

Quality products

Strong brand with credibility and trust

One account for all

Simple to:

Register

Logg in

Pay

Control over your purchases

Control over your products

It works!

Page 4: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

SCHIBSTED INSIGHT – WHERE ARE WE?

Attractive products

Strong brands with credibility

One account for all?

Simple to:

Register

Logg in

Pay

Control over your purchases

Control over your products

It works? ?

÷

÷

Page 5: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

Inspired by the best!

Simple login for all services (single sign-on).

Simple payment process for digital content on all devices

Simple and secure payment solution between buyer and seller on classifieds (P2P)

Consumer insight will give better products, relevant advertising and increased conversion

Page 6: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

Subscription Consumer profile 1-Click Payment

SPiD gives user friendly access to

Schibsted media services

Single sign on Mobile payment Vouchers

Page 7: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

Page 8: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

Page 9: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

Page 10: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

MEDIA HOUSES –

CONVERSION ON FIRST TIME PAYMENT TRANSACTION

Compared to online shopping conversion – quite respectable

54.75%

Page 11: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

MEDIA HOUSES –

CONVERSION ON TRANSACTIONS WITH CARD-ON-FILE

Getting a card-on-file significantly increases the chance of making a sale in our next customer contact.

94.69%

Conversion doubles with card on file

Page 12: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

Single sign on Consumer profile

SPiD provides userfriendly and secure

payment services for classifieds

P2P Payments Mobile payment Escrow Fraud prevention Vouchers 1-Click Payment

Page 13: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

FINN –

TRANSACTION CONVERSION ON FIRST TIME VS STORED CARD

Showing the same levels as the best media houses.

53.17%

98.42%

Page 14: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

26.10.82

P2P

Build profile… ad behavior … and relations …

USER INSIGHT

Volunteered data Observed data Inferred data

Page 15: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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"Making your way in the world today takes everything you've got Taking a break from all your worries, sure would help a lot Wouldn't you like to get away? Sometimes you want to go Where everybody knows your name, and they're always glad you came. You wanna be where you can see, our troubles are all the same You wanna be where everybody knows Your name."

Page 16: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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GREAT PERSONAL SERVICE

Like the best hotels (tailors, hairdressers, shoemakers, bartenders) in the world

• We recognize you when you come in, and greet you by name

• We know your usual preferences, and make them available

• We also know you well enough to suggest new experiences

• We respect your privacy and act with integrity. We are discreet.

The power of personal service – at an affordable price

How can we make life easier for you?

Page 17: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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WE PROMISE -

• to tell you what we are storing,

• to tell you how we will use it

• and to tell you how you can influence this

Page 18: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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ALREADY ON THE WAY

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ALREADY ON THE WAY

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ALREADY ON THE WAY

Page 21: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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ALREADY ON THE WAY

Page 22: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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ALREADY ON THE WAY

Page 23: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

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ALREADY ON THE WAY

Page 24: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

SPiD – how does it look after 22 months of operations?

Growth in sales of digital products in Norway/Sweden

+2.3 million registered users

+500T of these have a registered payment method for 1-Click

+3M card transaction this year

+2 MNOK in daily transaction value

+1 M logins daily

Page 25: SPID ONE ACCOUNT, ONE IDENTITY - Finans Norge · SPID – ONE ACCOUNT, ONE IDENTITY Schibsted Payment AS Dag Wigum CEO . EASY LOGIN – SECURE PAYMENTS ... SECURE PAYMENTS Inspired

EASY LOGIN – SECURE PAYMENTS

EASY LOGIN – SECURE PAYMENTS