special bulletin 222c workers’ compensation … · special bulletin 222c workers’ compensation...

New York State Workers’ Compensation Board

March 2012

Andrew M. Cuomo, GovernorRobert E. Beloten, Chair

Special Bulletin 222C

Workers’ CompensationActuarial Tables for Aggregate

Trust Fund Deposits5% Interest

i

Foreword

The revised tables in this bulletin apply only to compensation cases where the accident occurred on or after January 1, 2001. The earlier tables in the 1983 Special Bulletin 222B apply to cases where the accident occurred prior to January 1, 2001.

Chapter 6 of the Laws of 2007 amended Workers’ Compensation Law § 27 to change the discount rate applicable to new deposits into the Aggregate Trust Fund on claims made after July 1, 2007, involving accidents or deaths occurring on or after January 1, 2001. The rate changed from the 6% rate applicable to prior accident dates to an “industry standard rate” to be determined by a regulation promulgated by the Superintendent of Financial Services. Regulation No. 119 adopting 11 NYCRR § 151-2.2 set the industry standard rate at 5%.

These tables were approved by an actuarial advisory committee that included Reuben Epstein of the New York State Insurance Fund and Martin Heagen and Ziv Kimmel of the New York Compensation Insurance Rating Board. On behalf of the New York State Workers’ Compensation Board, I wish to take this opportunity to express my appreciation to these individuals and their staffs for their efforts in preparing these tables.

Robert E. Beloten, Chair

New York State Workers' Compensation Board

Section Page Explanation and Examples Example 1: Death Case – Award to Widow or Widower and One Child 2 Example 2: Death Case – Award to Widow or Widower and Six Children 3 Example 3: Schedule Disability Case 4 Example 4: Permanent Partial Non-Schedule Disability Case 5 Example 5: Interest Due on Award Affirmed on Appeal 6 Example 6: Death Case – Award to Orphan Children 7 Example 7: Death Case – Award to Brothers, Sisters and Grandchildren 8 Example 8: Death Case – Third Party Recovery – Award to Widow and No Children 9 Example 9: Social Security Offset with a Widow and No Children 10 Example 10: Deposit of a Capped PPD into the ATF 11 Example 11: Refund of a Capped PPD Deposit from the ATF 12 Tables Survivorship Annuitants’ Table of Mortality 13 Combined Death and Remarriage Table of the Dutch Royal Insurance Institution 15 Table I – Widow or Widower Where There are No Children 17 Table I-A – Reduction from Table I Due to Youngest Child 18 Table I-B – Reduction from Table I Due to Second Youngest Child 20 Table I-C – Reduction from Table I Due to Third Youngest Child 22 Table I-D – Reduction from Table I Due to Fourth Youngest Child 24 Table IV – Youngest Child 26 Table V – Second Youngest Child 28 Table VI – Third Youngest Child 30 Table VII – Fourth Youngest Child 32 Table VIII – Fifth Youngest Child 34 Table IX – Children at 66 2/3% 36 Table IX-A – Brothers, Sisters and Grandchildren at 25% 37 Table IX-B – Children with Widow Remarried 38 Table X – Parent or Grandparent 39 Table XI – Life Awards 40 Table XII – Present Value of $1 per Annum for Duration Given 41 Table XIII – Present Value of an Annuity Certain of $1 per Week 59 Table XIV – Suspension of 66 2/3% Payments to Children, No Widow 62 Table XIV-A – Suspension of 25% Payments to Brothers, Sisters and Grandchildren 63 Table XIV-B – Suspension of 30% Payments to Children with Widow Remarried 64 Table XV – Suspension of Payments to Widow and No Children 65 Formulae for Workers’ Compensation Tables Special Bulletin 222C 75

1

WORKERS' COMPENSATION EXAMPLES

Example No. 1 Death Case

Award to Widow or Widower and One Child

To find the value as of 1-28-11 of an award to a widow or widower and one child with birth dates as given below where the injured employee had received annual wages of $60,000, was killed 9-1-10, and compensation benefits had been paid regularly to the dependents to 1-28-11.

Dependents Date of Birth

Nearest Age Nearest Age

Widow . . . . . . . . . . . . . . . . . . . . . . . . . 5-22-71 39 40 Child . . . . . . . . . . . . . . . . . . . . . . . . . . 1-5-00 11 12

From

Table Value as of

9-1-10 Value as of

9-1-11 1 Year

Decrease Widow’s Portion of Benefit:

Widow without children I $887.66 $894.39

Less: Reduction a/c youngest child

I-A 235.68 225.04

Widow’s Portion 651.98 669.35 Child’s Portion of Benefit

IV 277.34 259.84

Total Tabular Value to Widow and 1 Child

929.32 929.19 -0.13

*Less: Decrease to 1-28-11 149/365 X (-.13)

-0.05

Tabular Value 1-28-11 929.27 Multiply by Number of $100 Annual Wages**

577.07

Present Value of Future Payments as of 1-28-11***

$536,253.84

* Increase to 1-28-11:

From 9-1-10 to 1-28-11 is 149 days. Since the decrease from 9-1-10 to 9-1-11 is $0.13, the decrease for 149/365 of a year is $ 0.05.

** Reduced to $577.07 since the maximum weekly wage base from 7/1/2010- 6/30/2011 was $1,109.75.

*** Subject to Social Security offset if applicable.

2


Example No. 2

Death Case Award to Widow or Widower and Six Children

To find the present value as of the date of death of the injured employee of an award to a widow and six children with

birth dates as given below where the employee was killed 7-1-09 and received annual wages of $40,000.

Dependents Date of Birth Nearest Age Widow 9-7-76 33 Youngest Child 2-6-07 2 2nd Youngest Child 11-11-04 5 3rd Youngest Child 4-27-03 6 4th Youngest Child 3-11-02 7 5th Youngest Child 7-13-99 10 6th Youngest Child 1-21-97 12

From Table

Value Value

Widow’s Portion of Benefit as of 7-1-09: Widow without Children I $808.23 Less: Reduction a/c Youngest Child I-A $285.26 Reduction a/c 2nd Youngest Child I-B 8.89 Reduction a/c 3rd Youngest Child I-C .41 Reduction a/c 4th Youngest Child I-D .02 Reduction a/c 5th and 6th Youngest Children (Values

always zero)

Total Reduction 294.58 Widow’s Portion 513.65

Children’s Portion of Benefits as of 7-1-09: Youngest Child IV $402.50 2nd Youngest Child V 63.44 3rd Youngest Child VI 42.12 4th Youngest Child VII 4.99 5th Youngest Child VIII 0.30 6th Youngest Child (Values

always zero)

0.00

Total Children’s Portion $513.35 Total Tabular Value to Widow and Four Children

$1,027.00

Present Value of Death Benefits as of 7-1-09: Total Tabular Value multiplied by number of $100 of Compensable Annual Wages (1,027.00 x 400)*

$410,800.00

*Subject to Social Security offset, if applicable.

3


Example No. 3 Schedule Disability Case

A married employee lost his arm 11-15-09 and was given an award of $600 per week for 312 weeks

from that date. Compensation was regularly paid to 4-18-10, on which date an advance lump sum award of $30,000 was made. What is the effect of this award by the following plans?

(a) Payments can be suspended for how many weeks?

(b) Weekly compensation rate can be reduced to what amount?

(c) Payments will terminate on what date if this amount is deducted from the end of the award? From Table XXIV it is found that 22 weeks have been paid to 4-18-10 so that on that date 290 weeks remain unpaid. Plan (a): To determine the suspension period, we will convert the lump sum into a result which we will then

compare to the present value of a $1 weekly benefit rate from Table XIII through interpolation. In order to convert, take the lump sum and divide it by the weekly benefit rate and then interpolate the suspension time by using the closest present values to your result. In this case, take the $30,000 lump sum and divide it by $600 per week to get a result of $50 at $1 per week. From Table XIII, $50 lies between the present value for 51 weeks and the present value for 52 weeks.

From Table XIII, the present value for 51 weeks ………………………………...........49.7797 From Table XIII, the present value for 52 weeks ………………………………........... 50.7323

Increase for 1 week…………………………………………………………………0.9526 The present value for unknown number of weeks …………………………………....... 50.0000 The present value for weeks ............................................................................................. 49.7797

Difference 0.2203 0.2203 ∕ 0.9526 = 0.23 Payments should therefore be suspended for 51.23 weeks from 4-18-10 (=51 weeks + .23 weeks). Plan (b): From Table XIII, the present value of the remaining 290 weeks is 253.8869 X $600 or $152,332.14. Of

this amount $30,000 or 19.69% of the present value was reduced by the lump sum award. All future payments may therefore be reduced by 0.1969 X $600 or by $118.16 so that $481.84 is the new weekly rate.

Plan (c): As in Plan (b) the present value of the 290 weeks remaining is found to be $152,332.14 Of this amount

$30,000 is now paid so that the remaining present value is $122,332.14 at $600 per week or $203.8869 at $1 per week. From Table XIII, $203.8869 lies between the present value for 226 weeks and the present value for 227 weeks.

From Table XIII, the present value for 226 weeks ………………………………........203.6216 From Table XIII, the present value for 227 weeks ………………………………........204.4304

Increase for 1 week ................................................................................................. 0.8088

The present value for unknown number of weeks ........................................................ 203.8869 The present value for 226 weeks ................................................................................... 203.6216

Difference 0.2653 0.2653 ∕0.8088 = 0.33 Payments will therefore terminate 226 weeks after 4-18-10 on 8-24-14 with a final additional payment of $198.00 representing 0.33 weeks.

4


Example No. 4 Permanent Partial Non-Schedule Disability Case

To find the present value on 6-15-07 of a life award of $400 per week made to an employee born 8-13-80 if payments had been made to 6-15-07. From Table XI the tabular value at age 27 for each $1 of annual compensation is 16.751. The annual compensation benefit is 52 X $400 or $20,800. The present value of annual compensation benefits is therefore $20,800 X 16.751 or $348,420.80. (Note. - This method is sufficiently accurate for reserve purposes. If an exact value is needed such as for purposes of a lump sum settlement, an interpolation must be made between anniversary dates of the accident. A similar interpolation for a fatal case is illustrated in Example No. 1.)

5


Example No. 5 Interest Due on Award Affirmed on Appeal

Calculate the amount of interest due on an award in the following situation: The WCB judge granted a claimant on 4-22-11 an award of 40 percent loss of use of arm (124.8 weeks beginning with the date of injury, 7-7-10) at $739.83 per week. The insurance carrier, deciding to continue to controvert the case, appealed the 4-22-11 decision and opted not to pay anything. On 11-1-11 the court confirmed the 4-22-11 award and directed the insurance carrier to make payments from 7-7-10 to 11-1-11 plus interest. The total amount of interest due in the above case is determined by two separate calculations: (1) Calculation of the amount of interest for the period 4-22-11 (date of award) to 11-1-11 (date of payment) on the amount of compensation benefits which were due and unpaid for the period 7-7-10 (date of injury) to 4-22-11 (date of award); and (2) Calculation of the amount of interest on compensation benefits payable in periodic installments during the period 4-22-11 (date of award) to 11-1-11 (date of payment). (1) From 7-7-10 to 4-22-11 = 41 2/7 wks. = 41.2857 wks.

Multiplied by weekly compensation rate = X $739.83 Product-Compensation Benefits due and unpaid

for period 7-7-10 to 4-22-11 = $30,544.40 Interest on $1 for 1 week at 5% per annum (.05/52) is .00096 The interest period 4-22-11 to 11-1-11 = 27 4/7 wks. = 27.571 wks. We have $30,544.40 X .00096 X 27.5714 = $808.47 interest on accrued compensation for period 7-7-10 to 4-22-11.

(2) From 4-22-11 to 11-1-411 = 27.5714 wks. during which period compensation benefits are payable in periodic installments. The interest period on each installment decreases progressively. The interest period on the first weekly installment of compensation for the week 4-22-11 to 4-29-11, assuming that the installment is payable at the end of the first week, is 26.5714 wks. (or 1 week less than the total period from date of award to date of payment). Similarly, the interest period on the second installment of compensation benefits is 25.5714 weeks (or 2 weeks less than the total period from date of award to date of payment). The total amount of interest due on periodic installments in any case may therefore be computed by using the formula*:

Interest = (avg. interest period per payment) X (# of payments) X (weekly interest factor) X (weekly indemnity rate)

In this case Interest = ( )26.5714 .5714

2+

X 27 X .00096 X $739.83

= $260.25 interest on periodic installments from 4-22-11 to 11-1-11. Total amount on interest due to 11-1-11 is $808.47 + $260.25 = $1,068.72

* You may also use a first principles approach by applying the following computation on weekly payments

starting one week after the 4-22-11 award for all of the payments to 11-1-11: Interest = ( ) ( ) ( )( )weekly interest factor X weekly indemnity rate X duration in weeks∑

This will also produce an answer of $260.25 for the second interest component of this example.

6


Example No.6 Death Case

Award to Orphan Children

To find the present value as of the date of death of the injured employee of an award to four orphan children with birth dates as given below where the employee was killed 12-15-10 and received annual wages of $56,000.

Dependents Date of Birth

Nearest Age 12-15-10

Value Column in Table IX

Youngest Child 8-14-08 2 837.48 1 2nd Youngest Child 5-20-06 5 29.42 2 3rd Youngest Child 11-2-04 6 1.43 3 4th Youngest Child 9-16-03 7 0.07 4 Total Tabular Value 868.40 Multiply by the Number of $100 of Annual Wages

X $560.00

Present Value of Death Benefits as of 12-15-10

$486,304.00

7


Example No.7 Death Case

Award to Brothers, Sisters and Grandchildren

Find the present value of the award as of the date of death of an employee, brother to four orphan children with birth dates as given below, where the employee was killed 12-15-10 and received annual wages of $50,000.

Dependents Date of Birth Nearest Age 12-15-10

Value Column in Table IX-A

Youngest Child 8-14-10 0 329.31 1 2nd Youngest Child 12-20-08 2 314.06 2 3rd Youngest Child 11-2-06 4 205.74 3 4th Youngest Child 9-16-05 5 21.46 4 Total Tabular Value 870.57 Multiply by the Number of $100 of Annual Wages

X $500.00

Present Value of Death Benefits as of 12-15-10

$435,285.00

8


Example No. 8 Death Case

Third Party Recovery

Award to Widow and No Children

In a fatal case where the deceased's earnings were $55,000 and death occurred 5-14-10, the carrier paid until 12-16-10 when there was a 3rd party recovery of $750,000 by the widow who had no children. Find the value of the deposit into the Aggregate Trust Fund as of 8-14-11.

Dependents Nearest Age 5-14-11 Nearest Age 5-14-12 Widow 44 45

From

Table Value 5-14-11 Value 5-14-12 1 Yr. Decrease

Widow’s Benefit I $901.75 $898.98 -$2.77 Less: Decrease to 8-14-11 92/365 X (-2.77) =

-0.70

Present Value 8-14-11 per $100 Annual Wage

$901.05

The widow receives benefits at the rate of two thirds of $46,800* or $31,200 per annum, therefore her $750,000 recovery would suspend payments for 24.04 years or 1,250 weeks. Payments will then resume on November 30, 2034. The present value of this suspension is the present value for the payments suspended from 8-14-11 to 11-30-34, a total of 23.312329 years.

From Table XV for a widow aged 44 - Present value of an annuity for 23 years ............

Present value of an annuity for 24 years ........... By interpolation for 23.312329 years .............. .

= 789.52 Summary

Present value per $100 Annual Wage ............. . Credit for recovery ........................ . Present value at 8-14-11 per $100 ............... .

Total tabular value multiplied by number of $100 of Annual Wages (111.53 X 468) ................ .

Multiplier to cover expense of administering Aggregate Trust Fund (currently 3% of present value) Product equals amount of deposit into Aggregate Trust Fund

= $785.42 = 798.55 = 789.52 901.05 -789.52 $111.53 $21,748.35 X 1.03 $22,400.80

* Reduced to $46,800 since the maximum weekly wage base from 7/1/2009-6/30/2010 was $900.

9


Example No. 9 Social Security Offset with a Widow and No Children

Given a fatal case in which the employee was killed on 1/28/2011 who earned $62,400 a year, leaving a widow with no children, and the widow’s social security survivor’s benefit is $1,600 per month, compute the new present value of the widow’s benefit as of 1/28/2012 after taking into account the Social Security Offset (referred to as Monthly (M), Annualized (A), and Weekly (W) SSO in this example).

Widow Information Date of Birth Nearest Age Widow . . . . . . . . . . . . . . . . . . . . . . . . . 1-2-73 39

From Table

Value as of 1-28-12

Widow’s Benefit:

I $887.66

Weekly Wages of Decedent *

1,109.75

Weekly Benefit = Weekly Wages X (2/3)

739.83

Monthly SSO (M.SSO) Annualized SSO = (M.SSO X 12) Weekly SSO= (A.SSO / 52) X(.50) **

1,600.00

19,200.00 184.62

Adjusted Weekly Benefit =Weekly Benefit less W.SSO

555.21 Adjusted Weekly Wages =Adjusted Weekly Benefit X (3/2)

832.82 Annualized Adjusted Weekly Wages =Adjusted Weekly Wages X 52

43,306.38

Multiply Widow’s Benefit by Number of $100 Annualized Adjusted Weekly Wages

(887.66) X (433.0638)

Present Value of Future Payments as of 1-28-12

$384,413.41

* Reduced to $1,109.75 since the maximum weekly wage base from 7/1/2010-6/30/2011 was $1,109.75. ** Multiply the result by .50 because the weekly wages of the decedent was in excess of $200 as per WCL § 16

Table No. 1 Social Security Offset for Widow and No Children.

10


Example No. 10 Deposit of a Capped PPD into the ATF

An employee who was earning $75,000 a year was injured on 6/30/2010 and was receiving indemnity payments since that time. The Worker’s Compensation Board on 6/29/2011 classified him as permanently partially disabled with a 85% loss of earning capacity, thereby awarding him 475 weeks at a benefit rate of $600* per week. Find the deposit into the ATF as of 9/28/2011, or 13 weeks after the classification date.

From Table Value as of 9/28/11 Weekly Benefit Rate*

$600

Remaining Number of Weeks of Benefit as of Valuation Date from Date of Classification

462

Present Value Factor of Remaining Benefit of $1/Week at 5% Interest for 462 Weeks

XIII 374.9745

Multiply by Weekly Benefit of $600

$224,984.70

Multiplier to cover expense of administering the Aggregate Trust Fund (currently 3% of present value)

X 1.03

Product equals amount of deposit into the Aggregate Trust Fund.

$231,734.24

*Reduced to $600 because the maximum weekly wage base from 7/1/2009-6/30/2010 was $900.

11


Example No. 11 Refund of a Capped PPD Deposit from the ATF

An employee who was earning $75,000 a year was injured on 6/30/2010 and was receiving indemnity payments since that time. The Worker’s Compensation Board on 6/29/2011 classified him as permanently partially disabled with a 85% loss of earning capacity, thereby awarding him 475 weeks at a benefit rate of $600* per week. A deposit was made into the Aggregate Trust Fund on 9/28/2011, or 13 weeks after the classification date. If a few years later the WCB makes a ruling issuing a refund because the ATF is no longer obligated to pay, such as if the employee died for reasons non-causally related to his injury and he had no beneficiaries to collect the remaining monies, calculate the refund to the carrier as of 1/6/2016 or 236 weeks from his classification date.

From Table Value as of 1/6/2016 Weekly Benefit Rate*

$600

Total Number of Weeks Originally Awarded to Claimant

475

Number of Weeks Paid to the Claimant from Classification Date Prior to Valuation Date of Refund

236

Remaining Number of Weeks of Benefit as of Valuation Date of Refund

239

Present Value Factor of Remaining Benefit of $1/Week at 5% Interest for 239 Weeks

XIII 214.0766

Multiply by Weekly Benefit of $600 to Cover Refund of Future Benefits

$128,445.96

Multiplier to Refund the Prorated Fee of Administering the Aggregate Trust Fund (currently 3% of present value)

X 1.03

Product equals amount of the total refund due the carrier from the Aggregate Trust Fund.

$132,299.34

*Reduced to $600 because the maximum weekly wage base from 7/1/2009-6/30/2010 was $900.

12

SURVIVORSHIP ANNUITANTS’ TABLE OF MORTALITY

l x d x p x q x

Number Number Probability ProbabilityAge Living Dying of Living of Dying

0 105,336 544 0.99483 0.005171 104,792 542 0.99483 0.005172 104,250 539 0.99483 0.005173 103,710 537 0.99482 0.005184 103,173 535 0.99482 0.005185 102,639 532 0.99481 0.005196 102,107 530 0.99481 0.005197 101,577 528 0.99480 0.005208 101,049 526 0.99480 0.005209 100,523 523 0.99479 0.0052110 100,000 521 0.99479 0.0052111 99,479 519 0.99478 0.0052212 98,959 518 0.99477 0.0052313 98,442 516 0.99476 0.0052414 97,926 514 0.99475 0.0052515 97,412 513 0.99474 0.0052616 96,899 511 0.99473 0.0052717 96,388 510 0.99471 0.0052918 95,878 509 0.99470 0.0053019 95,370 508 0.99468 0.0053220 94,862 507 0.99466 0.0053421 94,355 506 0.99464 0.0053622 93,849 506 0.99461 0.0053923 93,344 506 0.99458 0.0054224 92,838 506 0.99455 0.0054525 92,332 506 0.99452 0.0054826 91,827 507 0.99448 0.0055227 91,320 508 0.99444 0.0055628 90,813 509 0.99440 0.0056029 90,304 511 0.99435 0.0056530 89,793 513 0.99429 0.0057131 89,280 516 0.99423 0.0057732 88,765 519 0.99416 0.0058433 88,246 523 0.99408 0.0059234 87,723 527 0.99399 0.0060135 87,196 532 0.99390 0.0061036 86,664 538 0.99379 0.0062137 86,126 545 0.99367 0.0063338 85,581 553 0.99354 0.0064639 85,028 562 0.99339 0.0066140 84,466 572 0.99323 0.0067741 83,894 583 0.99305 0.0069542 83,311 596 0.99285 0.0071543 82,715 610 0.99263 0.0073744 82,105 626 0.99238 0.0076245 81,480 643 0.99210 0.0079046 80,836 663 0.99180 0.0082047 80,173 685 0.99146 0.0085448 79,489 709 0.99108 0.0089249 78,780 735 0.99066 0.0093450 78,044 765 0.99020 0.00980

13

SURVIVORSHIP ANNUITANTS’ TABLE OF MORTALITY

l x d x p x q x

Number Number Probability ProbabilityAge Living Dying of Living of Dying

51 77,279 797 0.98968 0.0103252 76,482 833 0.98911 0.0108953 75,649 872 0.98847 0.0115354 74,777 915 0.98776 0.0122455 73,862 962 0.98698 0.0130256 72,900 1,013 0.98611 0.0138957 71,888 1,068 0.98514 0.0148658 70,819 1,129 0.98406 0.0159459 69,691 1,194 0.98287 0.0171360 68,497 1,264 0.98155 0.0184561 67,233 1,339 0.98008 0.0199262 65,894 1,420 0.97845 0.0215563 64,474 1,506 0.97664 0.0233664 62,968 1,597 0.97464 0.0253665 61,371 1,693 0.97241 0.0275966 59,678 1,793 0.96995 0.0300567 57,884 1,898 0.96722 0.0327868 55,987 2,005 0.96419 0.0358169 53,982 2,114 0.96084 0.0391670 51,868 2,223 0.95713 0.0428771 49,645 2,332 0.95303 0.0469772 47,313 2,437 0.94849 0.0515173 44,876 2,537 0.94346 0.0565474 42,338 2,629 0.93792 0.0620875 39,710 2,709 0.93179 0.0682176 37,001 2,774 0.92503 0.0749777 34,227 2,821 0.91757 0.0824378 31,406 2,847 0.90935 0.0906579 28,559 2,847 0.90031 0.0996980 25,712 2,819 0.89037 0.1096381 22,893 2,760 0.87945 0.1205582 20,133 2,668 0.86747 0.1325383 17,465 2,544 0.85436 0.1456484 14,921 2,387 0.84001 0.1599985 12,534 2,202 0.82435 0.1756586 10,333 1,991 0.80730 0.1927087 8,341 1,762 0.78876 0.2112488 6,579 1,522 0.76866 0.2313489 5,057 1,280 0.74692 0.2530890 3,777 1,045 0.72349 0.2765191 2,733 824 0.69831 0.3016992 1,908 627 0.67136 0.3286493 1,281 458 0.64262 0.3573894 823 319 0.61214 0.3878695 504 212 0.57995 0.4200596 292 133 0.54617 0.4538397 160 78 0.51094 0.4890698 82 43 0.47444 0.5255699 39 22 0.43694 0.56306

100 17 10 0.39873 0.60127101 7 4 0.36018 0.63982102 2 2 0.32170 0.67830103 1 1 0.28374 0.71626104 0 0 0.24679 0.75321105 0

Integer values are rounded. Discrepancies are due to rounding errors.

14

COMBINED DEATH AND REMARRIAGE TABLEOF THE DUTCH ROYAL INSURANCE INSTITUTION

(Mortality based on the Survivorship Annuitants’ Table of Mortality)

l x′ d x′ p x′ q x′

Number Number Probability ProbabilityLiving and Dying or of Living of Dying or

Age Unmarried Marrying Unmarried Marrying

15 166,687 20,372 0.87778 0.1222216 146,315 17,647 0.87939 0.1206117 128,668 15,287 0.88119 0.1188118 113,381 13,244 0.88319 0.1168119 100,137 11,474 0.88542 0.1145820 88,663 9,942 0.88787 0.1121321 78,722 8,615 0.89057 0.1094322 70,107 7,466 0.89351 0.1064923 62,641 6,471 0.89670 0.1033024 56,170 5,610 0.90013 0.0998725 50,560 4,864 0.90380 0.0962026 45,696 4,218 0.90769 0.0923127 41,478 3,659 0.91177 0.0882328 37,819 3,176 0.91603 0.0839729 34,643 2,757 0.92042 0.0795830 31,886 2,394 0.92491 0.0750931 29,492 2,081 0.92944 0.0705632 27,411 1,810 0.93398 0.0660233 25,601 1,575 0.93848 0.0615234 24,026 1,372 0.94289 0.0571135 22,654 1,197 0.94718 0.0528236 21,457 1,045 0.95129 0.0487137 20,412 914 0.95521 0.0447938 19,498 801 0.95890 0.0411039 18,697 704 0.96234 0.0376640 17,992 620 0.96552 0.0344841 17,372 548 0.96844 0.0315642 16,824 487 0.97108 0.0289243 16,337 434 0.97345 0.0265544 15,903 389 0.97557 0.0244345 15,515 350 0.97742 0.0225846 15,165 318 0.97903 0.0209747 14,847 291 0.98040 0.0196048 14,556 269 0.98155 0.0184549 14,287 250 0.98249 0.0175150 14,037 236 0.98322 0.0167851 13,801 224 0.98376 0.0162452 13,577 216 0.98411 0.0158953 13,362 210 0.98428 0.0157254 13,152 207 0.98428 0.0157255 12,945 206 0.98410 0.0159056 12,739 207 0.98375 0.0162557 12,532 210 0.98323 0.0167758 12,322 215 0.98254 0.0174659 12,107 222 0.98167 0.0183360 11,885 230 0.98061 0.01939

15

COMBINED DEATH AND REMARRIAGE TABLEOF THE DUTCH ROYAL INSURANCE INSTITUTION

(Mortality based on the Survivorship Annuitants’ Table of Mortality)

l x′ d x′ p x′ q x′

Number Number Probability ProbabilityLiving and Dying or of Living of Dying or

Age Unmarried Marrying Unmarried Marrying

61 11,654 241 0.97936 0.0206462 11,414 252 0.97791 0.0220963 11,161 265 0.97624 0.0237664 10,896 279 0.97435 0.0256565 10,617 295 0.97221 0.0277966 10,322 312 0.96981 0.0301967 10,010 329 0.96713 0.0328768 9,681 347 0.96414 0.0358669 9,334 366 0.96081 0.0391970 8,968 385 0.95711 0.0428971 8,584 403 0.95302 0.0469872 8,180 421 0.94848 0.0515273 7,759 439 0.94346 0.0565474 7,320 454 0.93791 0.0620975 6,866 468 0.93179 0.0682176 6,397 480 0.92503 0.0749777 5,918 488 0.91757 0.0824378 5,430 492 0.90935 0.0906579 4,938 492 0.90031 0.0996980 4,445 487 0.89037 0.1096381 3,958 477 0.87945 0.1205582 3,481 461 0.86747 0.1325383 3,020 440 0.85436 0.1456484 2,580 413 0.84001 0.1599985 2,167 381 0.82435 0.1756586 1,786 344 0.80730 0.1927087 1,442 305 0.78876 0.2112488 1,138 263 0.76866 0.2313489 874 221 0.74692 0.2530890 653 181 0.72349 0.2765191 473 143 0.69831 0.3016992 330 108 0.67136 0.3286493 222 79 0.64262 0.3573894 142 55 0.61214 0.3878695 87 37 0.57995 0.4200596 51 23 0.54617 0.4538397 28 13 0.51094 0.4890698 14 7 0.47444 0.5255699 7 4 0.43694 0.56306

100 3 2 0.39873 0.60127101 1 1 0.36018 0.63982102 0 0 0.32170 0.67830103 0 0 0.28374 0.71626104 0 0 0.24679 0.75321105 0

Integer values are rounded. Discrepancies are due to rounding errors.

16

TABLE I5% Interest

(Accident on or After January 1, 2001)

WIDOW OR WIDOWER WHERE THERE ARE NO CHILDREN

Age of Present Age of Present Age of PresentWidow Value Widow Value Widow Value

15 511.99 45 898.98 75 401.7816 520.98 46 894.53 76 381.8617 530.96 47 888.50 77 362.2818 541.98 48 880.99 78 343.0919 554.08 49 872.10 79 324.3320 567.31 50 861.93 80 306.0521 581.67 51 850.56 81 288.2722 597.16 52 838.10 82 271.0523 613.74 53 824.62 83 254.4024 631.35 54 810.20 84 238.3625 649.88 55 794.92 85 222.9426 669.20 56 778.85 86 208.1827 689.12 57 762.05 87 194.0728 709.45 58 744.61 88 180.6429 729.95 59 726.56 89 167.8930 750.35 60 707.98 90 155.8331 770.38 61 688.92 91 144.4432 789.77 62 669.44 92 133.7433 808.23 63 649.60 93 123.7034 825.53 64 629.47 94 114.3235 841.42 65 609.01 95 105.5836 855.72 66 588.40 96 97.4737 868.27 67 567.63 97 89.9638 878.94 68 546.74 98 83.0439 887.66 69 525.80 99 76.6740 894.39 70 504.85 100 70.8041 899.13 71 483.94 101 65.3242 901.90 72 463.13 102 59.9343 902.75 73 442.47 103 53.4744 901.75 74 422.00 104 41.17

17

TABLE I-A5% Interest


REDUCTION FROM TABLE I DUE TO YOUNGEST CHILD

Age of Age of ChildWidow 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22

15 209.10 207.93 206.62 205.15 203.49 201.62 199.48 197.03 194.21 190.96 187.18 182.77 177.61 171.54 164.38 155.91 145.84 133.86 119.55 102.42 81.88 57.19 27.4716 211.42 210.16 208.75 207.18 205.41 203.42 201.16 198.59 195.65 192.26 188.34 183.80 178.50 172.29 165.00 156.39 146.20 134.10 119.69 102.48 81.88 57.18 27.5017 214.02 212.65 211.13 209.44 207.56 205.44 203.05 200.34 197.25 193.72 189.65 184.95 179.50 173.13 165.69 156.93 146.60 134.37 119.84 102.55 81.89 57.17 27.5218 216.91 215.42 213.78 211.97 209.94 207.68 205.15 202.28 199.04 195.34 191.11 186.24 180.61 174.07 166.45 157.53 147.04 134.67 120.02 102.62 81.90 57.16 27.5519 220.11 218.50 216.72 214.76 212.59 210.17 207.47 204.44 201.02 197.14 192.72 187.66 181.84 175.11 167.30 158.20 147.53 135.00 120.21 102.70 81.91 57.15 27.5820 223.64 221.88 219.96 217.84 215.50 212.92 210.04 206.82 203.20 199.12 194.50 189.23 183.20 176.26 168.24 158.93 148.08 135.36 120.42 102.79 81.92 57.14 27.6221 227.51 225.59 223.51 221.22 218.70 215.93 212.85 209.42 205.60 201.30 196.45 190.95 184.69 177.52 169.27 159.74 148.67 135.77 120.65 102.89 81.93 57.12 27.6622 231.72 229.64 227.37 224.90 222.19 219.20 215.91 212.27 208.21 203.67 198.58 192.83 186.31 178.89 170.39 160.62 149.32 136.20 120.91 103.00 81.94 57.10 27.7023 236.27 234.01 231.56 228.88 225.96 222.75 219.23 215.34 211.04 206.24 200.88 194.87 188.08 180.38 171.61 161.57 150.02 136.68 121.18 103.11 81.96 57.09 27.7424 241.17 238.71 236.05 233.16 230.01 226.57 222.80 218.65 214.08 209.00 203.36 197.05 189.97 181.98 172.92 162.60 150.78 137.19 121.48 103.24 81.97 57.07 27.7925 246.38 243.72 240.84 237.72 234.33 230.64 226.60 222.18 217.32 211.95 206.01 199.39 191.99 183.69 174.32 163.69 151.59 137.73 121.79 103.37 81.99 57.05 27.8426 251.89 249.02 245.91 242.54 238.90 234.94 230.63 225.91 220.75 215.07 208.80 201.86 194.13 185.49 175.80 164.85 152.45 138.31 122.13 103.52 82.00 57.02 27.9027 257.66 254.56 251.21 247.60 243.69 239.45 234.84 229.83 224.35 218.34 211.74 204.45 196.38 187.39 177.35 166.07 153.34 138.92 122.48 103.66 82.02 57.00 27.9628 263.64 260.31 256.71 252.84 248.66 244.13 239.22 233.89 228.09 221.74 214.79 207.15 198.71 189.36 178.96 167.33 154.28 139.55 122.84 103.82 82.03 56.98 28.0229 269.78 266.21 262.37 258.23 253.76 248.94 243.73 238.07 231.93 225.24 217.93 209.92 201.11 191.39 180.62 168.64 155.24 140.19 123.22 103.98 82.05 56.95 28.0830 276.02 272.21 268.11 263.70 258.96 253.84 248.31 242.33 235.84 228.80 221.13 212.75 203.56 193.46 182.31 169.96 156.22 140.85 123.60 104.14 82.07 56.93 28.1431 282.28 278.23 273.88 269.21 264.18 258.76 252.92 246.61 239.79 232.39 224.35 215.59 206.03 195.55 184.02 171.30 157.20 141.52 123.98 104.30 82.08 56.90 28.2132 288.50 284.22 279.62 274.69 269.38 263.67 257.51 250.88 243.71 235.96 227.56 218.43 208.49 197.63 185.72 172.64 158.19 142.18 124.37 104.46 82.10 56.87 28.2733 294.60 290.10 285.26 280.07 274.49 268.49 262.03 255.08 247.58 239.49 230.73 221.23 210.92 199.68 187.40 173.95 159.16 142.84 124.74 104.61 82.11 56.84 28.3434 300.51 295.79 290.73 285.30 279.46 273.18 266.43 259.17 251.35 242.92 233.82 223.96 213.28 201.68 189.04 175.24 160.11 143.47 125.11 104.77 82.12 56.82 28.4035 306.16 301.25 295.98 290.31 284.22 277.69 270.66 263.11 254.98 246.23 236.79 226.60 215.57 203.61 190.63 176.48 161.02 144.09 125.46 104.91 82.13 56.79 28.4636 311.50 306.41 300.94 295.06 288.75 281.96 274.68 266.85 258.43 249.38 239.62 229.10 217.74 205.46 192.13 177.66 161.89 144.67 125.80 105.05 82.14 56.76 28.5237 316.46 311.21 305.57 299.50 292.97 285.97 278.44 270.36 261.68 252.34 242.29 231.47 219.79 207.19 193.56 178.77 162.72 145.22 126.11 105.17 82.15 56.74 28.5738 321.02 315.63 309.82 303.58 296.88 289.67 281.93 273.61 264.68 255.08 244.77 233.66 221.70 208.81 194.88 179.81 163.48 145.73 126.40 105.29 82.15 56.71 28.6339 325.11 319.61 313.68 307.29 300.42 293.04 285.11 276.58 267.43 257.60 247.04 235.68 223.46 210.29 196.10 180.77 164.18 146.20 126.67 105.39 82.15 56.68 28.6840 328.73 323.14 317.10 310.59 303.59 296.06 287.96 279.26 269.91 259.87 249.09 237.50 225.04 211.64 197.20 181.63 164.82 146.63 126.91 105.48 82.15 56.66 28.7241 331.85 326.19 320.08 313.48 306.36 298.71 290.47 281.62 272.11 261.89 250.92 239.13 226.46 212.84 198.19 182.40 165.38 147.00 127.12 105.56 82.14 56.63 28.7642 334.47 328.77 322.60 315.93 308.74 300.98 292.64 283.66 274.01 263.65 252.51 240.55 227.70 213.90 199.06 183.08 165.88 147.33 127.30 105.62 82.13 56.60 28.8043 336.56 330.85 324.66 317.95 310.70 302.88 294.46 285.39 275.63 265.14 253.88 241.77 228.77 214.81 199.80 183.67 166.31 147.61 127.45 105.67 82.11 56.58 28.8344 338.14 332.44 326.25 319.53 312.26 304.41 295.93 286.79 276.96 266.38 255.01 242.79 229.67 215.57 200.43 184.16 166.66 147.84 127.57 105.71 82.10 56.55 28.8645 339.20 333.55 327.39 320.69 313.42 305.55 297.05 287.88 277.99 267.35 255.91 243.60 230.39 216.19 200.94 184.56 166.95 148.02 127.66 105.72 82.07 56.53 28.8946 339.75 334.16 328.06 321.41 314.17 306.33 297.83 288.65 278.75 268.07 256.58 244.22 230.94 216.66 201.33 184.86 167.17 148.16 127.72 105.73 82.04 56.50 28.9147 339.79 334.30 328.28 321.70 314.53 306.73 298.27 289.11 279.22 268.54 257.03 244.64 231.32 216.99 201.60 185.07 167.32 148.25 127.75 105.72 82.01 56.47 28.9348 339.34 333.97 328.06 321.58 314.50 306.78 298.38 289.27 279.41 268.76 257.26 244.87 231.53 217.19 201.77 185.20 167.40 148.29 127.75 105.69 81.97 56.44 28.9549 338.40 333.18 327.40 321.05 314.08 306.46 298.16 289.13 279.33 268.73 257.27 244.91 231.59 217.24 201.82 185.23 167.42 148.28 127.73 105.65 81.92 56.41 28.9650 336.98 331.92 326.30 320.10 313.27 305.78 297.60 288.68 278.98 268.46 257.07 244.76 231.48 217.16 201.76 185.18 167.37 148.23 127.67 105.59 81.87 56.38 28.9751 335.07 330.21 324.78 318.75 312.09 304.76 296.72 287.93 278.36 267.95 256.65 244.42 231.21 216.95 201.59 185.04 167.25 148.13 127.58 105.51 81.81 56.34 28.9852 332.69 328.04 322.82 316.99 310.52 303.38 295.51 286.89 277.46 267.19 256.02 243.90 230.78 216.60 201.30 184.82 167.07 147.98 127.46 105.42 81.74 56.31 28.9953 329.85 325.42 320.43 314.83 308.58 301.65 293.98 285.55 276.30 266.19 255.17 243.18 230.19 216.12 200.91 184.50 166.82 147.79 127.31 105.31 81.66 56.27 28.9954 326.53 322.36 317.62 312.27 306.26 299.56 292.12 283.90 274.86 264.94 254.10 242.28 229.43 215.49 200.40 184.10 166.50 147.54 127.13 105.18 81.58 56.22 28.99

18

TABLE I-A5% Interest


REDUCTION FROM TABLE I DUE TO YOUNGEST CHILD


55 322.76 318.86 314.38 309.30 303.55 297.11 289.93 281.95 273.14 263.44 252.80 241.18 228.51 214.73 199.78 183.60 166.11 147.24 126.91 105.02 81.48 56.17 28.9956 318.54 314.91 310.72 305.92 300.46 294.31 287.40 279.69 271.14 261.69 251.28 239.87 227.40 213.81 199.03 183.00 165.65 146.89 126.66 104.85 81.37 56.12 28.9857 313.86 310.52 306.63 302.14 296.99 291.13 284.53 277.12 268.85 259.67 249.53 238.36 226.12 212.74 198.16 182.31 165.11 146.49 126.36 104.65 81.25 56.07 28.9758 308.75 305.71 302.12 297.95 293.12 287.59 281.31 274.22 266.26 257.38 247.53 236.64 224.66 211.52 197.16 181.51 164.48 146.02 126.03 104.43 81.12 56.00 28.9659 303.20 300.46 297.20 293.35 288.86 283.67 277.74 270.99 263.37 254.82 245.29 234.70 223.00 210.13 196.02 180.59 163.77 145.49 125.65 104.18 80.97 55.93 28.9560 297.24 294.80 291.85 288.34 284.20 279.38 273.80 267.42 260.16 251.97 242.78 232.53 221.15 208.57 194.73 179.55 162.96 144.89 125.22 103.90 80.81 55.86 28.9461 290.88 288.73 286.11 282.94 279.16 274.70 269.51 263.51 256.64 248.83 240.01 230.12 219.08 206.83 193.29 178.40 162.06 144.20 124.75 103.58 80.62 55.77 28.9262 284.13 282.28 279.97 277.14 273.72 269.65 264.85 259.25 252.78 245.38 236.96 227.46 216.79 204.90 191.70 177.11 161.05 143.45 124.20 103.23 80.42 55.68 28.9063 277.03 275.45 273.45 270.96 267.90 264.21 259.82 254.64 248.59 241.61 233.62 224.53 214.28 202.77 189.93 175.68 159.94 142.61 123.60 102.83 80.20 55.58 28.8764 269.60 268.28 266.57 264.41 261.71 258.41 254.42 249.67 244.06 237.53 229.99 221.34 211.52 200.43 187.99 174.11 158.70 141.68 122.94 102.39 79.94 55.46 28.8565 261.87 260.79 259.36 257.50 255.16 252.24 248.66 244.34 239.19 233.12 226.05 217.87 208.51 197.87 185.85 172.38 157.34 140.65 122.21 101.91 79.65 55.33 28.8266 253.89 253.02 251.84 250.29 248.28 245.73 242.56 238.68 233.99 228.40 221.81 214.12 205.25 195.08 183.53 170.49 155.86 139.53 121.42 101.39 79.36 55.19 28.7867 245.68 245.00 244.05 242.77 241.08 238.89 236.12 232.67 228.44 223.33 217.25 210.08 201.72 192.06 180.99 168.42 154.23 138.30 120.54 100.82 79.03 55.04 28.7468 237.28 236.76 236.01 234.98 233.58 231.73 229.34 226.32 222.55 217.94 212.37 205.73 197.90 188.78 178.24 166.16 152.44 136.95 119.57 100.18 78.66 54.88 28.7069 228.72 228.34 227.77 226.96 225.82 224.29 222.27 219.65 216.34 212.22 207.17 201.07 193.80 185.23 175.24 163.70 150.49 135.46 118.50 99.48 78.25 54.69 28.6570 220.06 219.79 219.36 218.74 217.84 216.60 214.92 212.69 209.82 206.19 201.66 196.11 189.41 181.42 172.01 161.03 148.36 133.84 117.33 98.70 77.80 54.48 28.6071 211.33 211.14 210.84 210.37 209.68 208.69 207.32 205.47 203.02 199.85 195.84 190.84 184.73 177.34 168.53 158.15 146.05 132.07 116.05 97.85 77.31 54.26 28.5472 202.57 202.44 202.23 201.89 201.38 200.62 199.52 198.00 195.95 193.23 189.73 185.28 179.75 172.98 164.79 155.04 143.54 130.14 114.65 96.92 76.76 54.01 28.4873 193.81 193.73 193.59 193.36 192.98 192.41 191.56 190.34 188.65 186.36 183.34 179.44 174.50 168.34 160.80 151.69 140.84 128.05 113.13 95.90 76.16 53.73 28.4174 185.09 185.04 184.95 184.80 184.53 184.12 183.47 182.52 181.16 179.27 176.71 173.33 168.97 163.44 156.55 148.11 137.93 125.78 111.47 94.78 75.50 53.42 28.3375 176.44 176.41 176.36 176.26 176.08 175.79 175.32 174.60 173.53 171.99 169.87 166.99 163.18 158.27 152.04 144.30 134.80 123.34 109.67 93.56 74.78 53.09 28.2476 167.89 167.87 167.84 167.78 167.67 167.47 167.14 166.60 165.78 164.57 162.84 160.43 157.16 152.86 147.29 140.24 131.46 120.71 107.72 92.24 73.99 52.72 28.1577 159.46 159.45 159.44 159.40 159.33 159.20 158.97 158.59 157.99 157.05 155.67 153.69 150.94 147.22 142.30 135.95 127.90 117.89 105.62 90.80 73.13 52.31 28.0478 151.18 151.18 151.17 151.15 151.11 151.03 150.88 150.62 150.18 149.48 148.40 146.81 144.54 141.37 137.09 131.44 124.13 114.87 103.35 89.24 72.19 51.87 27.9279 143.06 143.06 143.06 143.05 143.03 142.98 142.89 142.71 142.41 141.90 141.09 139.84 138.00 135.35 131.68 126.71 120.15 111.67 100.93 87.55 71.17 51.38 27.7980 135.14 135.14 135.14 135.13 135.12 135.10 135.04 134.93 134.73 134.37 133.78 132.82 131.36 129.20 126.10 121.79 115.97 108.27 98.33 85.74 70.06 50.85 27.65

19

TABLE I-B5% Interest


REDUCTION FROM TABLE I DUE TO SECOND YOUNGEST CHILD


15 5.83 5.70 5.56 5.41 5.25 5.08 4.89 4.69 4.48 4.24 3.99 3.72 3.42 3.10 2.77 2.41 2.03 1.65 1.26 0.89 0.54 0.26 0.0616 5.98 5.84 5.69 5.53 5.37 5.18 4.99 4.78 4.55 4.31 4.04 3.76 3.46 3.13 2.79 2.42 2.05 1.66 1.27 0.89 0.54 0.26 0.0717 6.16 6.00 5.84 5.67 5.49 5.30 5.09 4.87 4.63 4.38 4.10 3.81 3.50 3.17 2.81 2.44 2.06 1.66 1.27 0.89 0.54 0.26 0.0718 6.35 6.18 6.01 5.83 5.63 5.43 5.21 4.97 4.72 4.46 4.17 3.87 3.54 3.20 2.84 2.46 2.07 1.67 1.28 0.89 0.55 0.26 0.0719 6.56 6.38 6.20 6.00 5.79 5.57 5.33 5.09 4.82 4.54 4.24 3.93 3.60 3.24 2.87 2.49 2.09 1.68 1.28 0.90 0.55 0.26 0.0720 6.80 6.60 6.40 6.19 5.96 5.73 5.48 5.21 4.93 4.64 4.33 4.00 3.65 3.29 2.91 2.51 2.11 1.70 1.29 0.90 0.55 0.26 0.0721 7.06 6.85 6.62 6.39 6.15 5.90 5.63 5.35 5.05 4.74 4.42 4.07 3.71 3.34 2.95 2.54 2.13 1.71 1.30 0.91 0.55 0.26 0.0722 7.34 7.11 6.87 6.62 6.36 6.08 5.80 5.50 5.19 4.86 4.51 4.16 3.78 3.39 2.99 2.57 2.15 1.72 1.31 0.91 0.55 0.26 0.0723 7.64 7.39 7.13 6.86 6.58 6.29 5.98 5.66 5.33 4.98 4.62 4.24 3.85 3.45 3.03 2.60 2.17 1.74 1.31 0.91 0.55 0.26 0.0724 7.97 7.70 7.42 7.12 6.82 6.50 6.18 5.84 5.48 5.11 4.73 4.34 3.93 3.51 3.08 2.64 2.20 1.75 1.32 0.92 0.56 0.26 0.0725 8.32 8.02 7.72 7.40 7.07 6.74 6.38 6.02 5.65 5.26 4.86 4.44 4.01 3.58 3.13 2.68 2.22 1.77 1.33 0.92 0.56 0.26 0.0726 8.68 8.37 8.04 7.70 7.34 6.98 6.61 6.22 5.82 5.41 4.98 4.55 4.10 3.65 3.18 2.72 2.25 1.79 1.35 0.93 0.56 0.26 0.0727 9.07 8.72 8.37 8.00 7.63 7.24 6.84 6.42 6.00 5.57 5.12 4.66 4.20 3.72 3.24 2.76 2.28 1.81 1.36 0.94 0.56 0.26 0.0728 9.47 9.10 8.72 8.32 7.92 7.50 7.08 6.64 6.19 5.73 5.26 4.78 4.29 3.80 3.30 2.80 2.31 1.83 1.37 0.94 0.57 0.27 0.0729 9.87 9.48 9.07 8.65 8.22 7.78 7.32 6.86 6.38 5.90 5.40 4.90 4.39 3.88 3.36 2.85 2.34 1.85 1.38 0.95 0.57 0.27 0.0730 10.29 9.87 9.43 8.99 8.53 8.06 7.58 7.08 6.58 6.07 5.55 5.02 4.49 3.96 3.42 2.89 2.37 1.87 1.39 0.96 0.57 0.27 0.0731 10.70 10.25 9.79 9.32 8.83 8.34 7.83 7.31 6.78 6.24 5.70 5.15 4.59 4.04 3.49 2.94 2.41 1.89 1.41 0.96 0.58 0.27 0.0732 11.11 10.64 10.15 9.65 9.14 8.62 8.08 7.53 6.98 6.41 5.85 5.27 4.70 4.12 3.55 2.99 2.44 1.91 1.42 0.97 0.58 0.27 0.0733 11.52 11.02 10.51 9.98 9.44 8.89 8.33 7.75 7.17 6.58 5.99 5.39 4.80 4.20 3.61 3.03 2.47 1.93 1.43 0.98 0.58 0.27 0.0734 11.91 11.38 10.85 10.30 9.73 9.16 8.57 7.97 7.36 6.75 6.13 5.51 4.89 4.28 3.67 3.08 2.50 1.95 1.44 0.98 0.58 0.27 0.0735 12.28 11.73 11.17 10.60 10.01 9.41 8.80 8.18 7.55 6.91 6.27 5.63 4.99 4.35 3.73 3.12 2.53 1.97 1.45 0.99 0.59 0.27 0.0736 12.63 12.06 11.48 10.89 10.28 9.65 9.02 8.37 7.72 7.06 6.40 5.74 5.08 4.43 3.78 3.16 2.56 1.99 1.47 0.99 0.59 0.27 0.0737 12.95 12.37 11.77 11.15 10.52 9.88 9.22 8.56 7.88 7.20 6.52 5.84 5.16 4.49 3.84 3.20 2.59 2.01 1.48 1.00 0.59 0.28 0.0738 13.24 12.65 12.03 11.40 10.75 10.09 9.41 8.73 8.04 7.34 6.64 5.94 5.24 4.56 3.89 3.24 2.61 2.03 1.49 1.00 0.59 0.28 0.0739 13.51 12.90 12.27 11.62 10.96 10.28 9.59 8.88 8.17 7.46 6.74 6.03 5.32 4.62 3.93 3.27 2.64 2.04 1.50 1.01 0.60 0.28 0.0740 13.74 13.12 12.48 11.82 11.14 10.45 9.74 9.02 8.30 7.57 6.84 6.11 5.38 4.67 3.97 3.30 2.66 2.06 1.50 1.01 0.60 0.28 0.0741 13.93 13.30 12.66 11.99 11.30 10.59 9.88 9.15 8.41 7.67 6.92 6.18 5.44 4.72 4.01 3.33 2.68 2.07 1.51 1.02 0.60 0.28 0.0742 14.09 13.46 12.81 12.13 11.43 10.72 9.99 9.25 8.50 7.75 6.99 6.24 5.49 4.76 4.04 3.35 2.70 2.08 1.52 1.02 0.60 0.28 0.0743 14.21 13.58 12.92 12.25 11.54 10.83 10.09 9.34 8.59 7.82 7.06 6.29 5.54 4.80 4.07 3.37 2.71 2.09 1.52 1.02 0.60 0.28 0.0744 14.30 13.67 13.01 12.33 11.63 10.91 10.17 9.42 8.65 7.88 7.11 6.34 5.58 4.83 4.10 3.39 2.72 2.10 1.53 1.03 0.60 0.28 0.0745 14.35 13.73 13.07 12.39 11.69 10.97 10.23 9.47 8.70 7.93 7.15 6.38 5.61 4.85 4.12 3.41 2.73 2.11 1.53 1.03 0.61 0.28 0.0746 14.37 13.75 13.10 12.43 11.73 11.01 10.27 9.51 8.74 7.96 7.18 6.40 5.63 4.87 4.13 3.42 2.74 2.11 1.54 1.03 0.61 0.28 0.0747 14.35 13.74 13.10 12.44 11.74 11.03 10.29 9.53 8.77 7.99 7.21 6.42 5.65 4.89 4.15 3.43 2.75 2.12 1.54 1.03 0.61 0.28 0.0748 14.30 13.70 13.07 12.42 11.73 11.02 10.29 9.54 8.77 8.00 7.22 6.44 5.66 4.90 4.15 3.44 2.76 2.12 1.54 1.03 0.61 0.28 0.0749 14.21 13.63 13.02 12.37 11.70 11.00 10.27 9.53 8.77 8.00 7.22 6.44 5.67 4.90 4.16 3.44 2.76 2.12 1.54 1.03 0.61 0.28 0.0750 14.09 13.53 12.93 12.30 11.64 10.95 10.24 9.51 8.75 7.99 7.21 6.44 5.66 4.90 4.16 3.44 2.76 2.12 1.54 1.03 0.61 0.28 0.0751 13.93 13.39 12.82 12.21 11.56 10.89 10.19 9.46 8.72 7.96 7.20 6.42 5.66 4.90 4.16 3.44 2.76 2.12 1.54 1.03 0.61 0.28 0.0752 13.75 13.23 12.68 12.09 11.46 10.80 10.12 9.41 8.68 7.93 7.17 6.40 5.64 4.89 4.15 3.43 2.76 2.12 1.54 1.03 0.61 0.28 0.0753 13.53 13.04 12.51 11.94 11.34 10.70 10.03 9.34 8.62 7.88 7.13 6.38 5.62 4.87 4.14 3.43 2.75 2.12 1.54 1.03 0.61 0.28 0.0754 13.28 12.81 12.31 11.77 11.19 10.57 9.92 9.25 8.55 7.82 7.09 6.34 5.59 4.85 4.12 3.42 2.74 2.11 1.54 1.03 0.61 0.28 0.07

20

TABLE I-B5% Interest


REDUCTION FROM TABLE I DUE TO SECOND YOUNGEST CHILD


55 13.00 12.56 12.09 11.57 11.02 10.43 9.80 9.14 8.46 7.75 7.03 6.30 5.56 4.83 4.11 3.41 2.74 2.11 1.54 1.03 0.61 0.28 0.0756 12.69 12.28 11.84 11.35 10.83 10.26 9.66 9.02 8.36 7.67 6.97 6.25 5.52 4.80 4.08 3.39 2.73 2.10 1.53 1.03 0.61 0.28 0.0757 12.35 11.98 11.57 11.11 10.61 10.08 9.50 8.89 8.25 7.58 6.89 6.19 5.47 4.76 4.06 3.37 2.71 2.09 1.53 1.03 0.60 0.28 0.0758 11.98 11.65 11.27 10.84 10.38 9.87 9.32 8.74 8.12 7.47 6.80 6.12 5.42 4.72 4.03 3.35 2.70 2.09 1.52 1.02 0.60 0.28 0.0759 11.59 11.29 10.94 10.55 10.12 9.64 9.12 8.57 7.98 7.36 6.71 6.04 5.36 4.68 3.99 3.33 2.68 2.07 1.52 1.02 0.60 0.28 0.0760 11.18 10.91 10.59 10.24 9.84 9.40 8.91 8.38 7.82 7.23 6.60 5.95 5.29 4.62 3.96 3.30 2.66 2.06 1.51 1.02 0.60 0.28 0.0761 10.74 10.50 10.22 9.90 9.54 9.13 8.68 8.18 7.65 7.08 6.48 5.86 5.22 4.57 3.91 3.27 2.64 2.05 1.50 1.01 0.60 0.28 0.0762 10.28 10.08 9.83 9.55 9.22 8.84 8.43 7.96 7.46 6.92 6.35 5.75 5.13 4.50 3.86 3.23 2.62 2.03 1.49 1.01 0.60 0.28 0.0763 9.81 9.64 9.43 9.17 8.88 8.54 8.16 7.73 7.26 6.75 6.21 5.64 5.04 4.43 3.81 3.20 2.59 2.02 1.48 1.00 0.59 0.28 0.0764 9.33 9.18 9.00 8.78 8.52 8.22 7.87 7.48 7.05 6.57 6.06 5.51 4.94 4.35 3.75 3.15 2.56 2.00 1.47 1.00 0.59 0.28 0.0765 8.83 8.71 8.56 8.38 8.15 7.88 7.57 7.21 6.82 6.37 5.89 5.38 4.83 4.27 3.69 3.11 2.53 1.98 1.46 0.99 0.59 0.28 0.0766 8.34 8.24 8.11 7.96 7.76 7.53 7.25 6.93 6.57 6.16 5.72 5.23 4.72 4.18 3.62 3.06 2.50 1.95 1.44 0.98 0.59 0.27 0.0767 7.83 7.76 7.66 7.53 7.37 7.16 6.92 6.64 6.31 5.94 5.53 5.08 4.59 4.08 3.54 3.00 2.46 1.93 1.43 0.97 0.58 0.27 0.0768 7.33 7.28 7.20 7.09 6.96 6.79 6.58 6.33 6.04 5.71 5.33 4.91 4.46 3.97 3.46 2.94 2.42 1.90 1.41 0.96 0.58 0.27 0.0769 6.84 6.80 6.74 6.65 6.55 6.41 6.23 6.01 5.76 5.46 5.12 4.73 4.31 3.85 3.37 2.87 2.37 1.87 1.39 0.95 0.57 0.27 0.0770 6.35 6.32 6.28 6.22 6.13 6.02 5.87 5.69 5.47 5.20 4.89 4.54 4.16 3.73 3.28 2.80 2.32 1.84 1.37 0.94 0.57 0.27 0.0771 5.88 5.86 5.83 5.78 5.72 5.63 5.51 5.35 5.16 4.93 4.66 4.35 3.99 3.60 3.18 2.73 2.27 1.80 1.35 0.93 0.56 0.27 0.0772 5.42 5.41 5.39 5.35 5.30 5.23 5.14 5.02 4.86 4.66 4.42 4.14 3.82 3.46 3.07 2.65 2.21 1.76 1.33 0.92 0.56 0.27 0.0773 4.98 4.98 4.96 4.94 4.90 4.85 4.78 4.68 4.54 4.38 4.17 3.93 3.64 3.32 2.95 2.56 2.14 1.72 1.30 0.90 0.55 0.26 0.0774 4.56 4.56 4.55 4.53 4.51 4.47 4.41 4.34 4.23 4.09 3.92 3.71 3.46 3.16 2.83 2.47 2.08 1.68 1.27 0.89 0.54 0.26 0.0775 4.16 4.16 4.16 4.15 4.13 4.10 4.06 4.00 3.92 3.81 3.66 3.48 3.26 3.00 2.70 2.37 2.01 1.63 1.24 0.87 0.54 0.26 0.0776 3.79 3.78 3.78 3.78 3.76 3.75 3.72 3.67 3.61 3.52 3.41 3.25 3.06 2.84 2.57 2.27 1.93 1.57 1.21 0.85 0.53 0.26 0.0777 3.43 3.43 3.43 3.42 3.42 3.41 3.39 3.36 3.31 3.24 3.15 3.02 2.86 2.67 2.43 2.16 1.85 1.52 1.17 0.83 0.52 0.25 0.0778 3.10 3.10 3.10 3.09 3.09 3.08 3.07 3.05 3.02 2.96 2.89 2.79 2.66 2.49 2.29 2.04 1.77 1.46 1.14 0.81 0.51 0.25 0.0779 2.79 2.79 2.79 2.79 2.78 2.78 2.77 2.76 2.73 2.70 2.64 2.56 2.46 2.32 2.14 1.93 1.68 1.40 1.10 0.79 0.50 0.25 0.0780 2.50 2.50 2.50 2.50 2.50 2.50 2.49 2.48 2.47 2.44 2.40 2.34 2.26 2.14 1.99 1.81 1.59 1.33 1.05 0.76 0.49 0.24 0.07

21

TABLE I-C5% Interest


REDUCTION FROM TABLE I DUE TO THIRD YOUNGEST CHILD


15 0.30 0.28 0.27 0.25 0.24 0.22 0.21 0.19 0.17 0.16 0.14 0.12 0.10 0.09 0.07 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0016 0.31 0.29 0.28 0.26 0.24 0.23 0.21 0.19 0.18 0.16 0.14 0.12 0.11 0.09 0.07 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0017 0.32 0.30 0.29 0.27 0.25 0.24 0.22 0.20 0.18 0.16 0.14 0.13 0.11 0.09 0.07 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0018 0.34 0.32 0.30 0.28 0.26 0.24 0.22 0.20 0.19 0.17 0.15 0.13 0.11 0.09 0.07 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0019 0.35 0.33 0.31 0.29 0.27 0.25 0.23 0.21 0.19 0.17 0.15 0.13 0.11 0.09 0.08 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0020 0.37 0.35 0.33 0.31 0.28 0.26 0.24 0.22 0.20 0.18 0.15 0.13 0.11 0.10 0.08 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0021 0.39 0.37 0.34 0.32 0.30 0.27 0.25 0.23 0.20 0.18 0.16 0.14 0.12 0.10 0.08 0.06 0.05 0.03 0.02 0.01 0.01 0.00 0.0022 0.41 0.39 0.36 0.33 0.31 0.28 0.26 0.23 0.21 0.19 0.16 0.14 0.12 0.10 0.08 0.06 0.05 0.03 0.02 0.01 0.01 0.00 0.0023 0.43 0.41 0.38 0.35 0.32 0.30 0.27 0.24 0.22 0.19 0.17 0.15 0.12 0.10 0.08 0.06 0.05 0.03 0.02 0.01 0.01 0.00 0.0024 0.46 0.43 0.40 0.37 0.34 0.31 0.28 0.25 0.23 0.20 0.17 0.15 0.13 0.10 0.08 0.06 0.05 0.03 0.02 0.01 0.01 0.00 0.0025 0.48 0.45 0.42 0.39 0.36 0.32 0.29 0.26 0.24 0.21 0.18 0.15 0.13 0.11 0.08 0.07 0.05 0.03 0.02 0.01 0.01 0.00 0.0026 0.51 0.48 0.44 0.41 0.37 0.34 0.31 0.28 0.24 0.21 0.19 0.16 0.13 0.11 0.09 0.07 0.05 0.03 0.02 0.01 0.01 0.00 0.0027 0.54 0.50 0.47 0.43 0.39 0.36 0.32 0.29 0.25 0.22 0.19 0.16 0.14 0.11 0.09 0.07 0.05 0.03 0.02 0.01 0.01 0.00 0.0028 0.57 0.53 0.49 0.45 0.41 0.37 0.34 0.30 0.26 0.23 0.20 0.17 0.14 0.11 0.09 0.07 0.05 0.03 0.02 0.01 0.01 0.00 0.0029 0.60 0.56 0.51 0.47 0.43 0.39 0.35 0.31 0.28 0.24 0.21 0.17 0.15 0.12 0.09 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0030 0.63 0.59 0.54 0.49 0.45 0.41 0.37 0.32 0.29 0.25 0.21 0.18 0.15 0.12 0.10 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0031 0.66 0.61 0.57 0.52 0.47 0.42 0.38 0.34 0.30 0.26 0.22 0.19 0.15 0.12 0.10 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0032 0.69 0.64 0.59 0.54 0.49 0.44 0.40 0.35 0.31 0.27 0.23 0.19 0.16 0.13 0.10 0.08 0.05 0.04 0.02 0.01 0.01 0.00 0.0033 0.72 0.67 0.61 0.56 0.51 0.46 0.41 0.36 0.32 0.27 0.23 0.20 0.16 0.13 0.10 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0034 0.75 0.70 0.64 0.58 0.53 0.48 0.42 0.37 0.33 0.28 0.24 0.20 0.17 0.13 0.10 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0035 0.78 0.72 0.66 0.60 0.55 0.49 0.44 0.39 0.34 0.29 0.25 0.21 0.17 0.14 0.11 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0036 0.81 0.74 0.68 0.62 0.56 0.51 0.45 0.40 0.35 0.30 0.25 0.21 0.17 0.14 0.11 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0037 0.83 0.77 0.70 0.64 0.58 0.52 0.46 0.41 0.36 0.31 0.26 0.22 0.18 0.14 0.11 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0038 0.85 0.79 0.72 0.66 0.59 0.53 0.47 0.42 0.36 0.31 0.27 0.22 0.18 0.14 0.11 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0039 0.87 0.80 0.74 0.67 0.61 0.54 0.48 0.43 0.37 0.32 0.27 0.22 0.18 0.15 0.11 0.08 0.06 0.04 0.03 0.01 0.01 0.00 0.0040 0.89 0.82 0.75 0.68 0.62 0.55 0.49 0.43 0.38 0.32 0.27 0.23 0.19 0.15 0.11 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0041 0.90 0.83 0.76 0.69 0.63 0.56 0.50 0.44 0.38 0.33 0.28 0.23 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0042 0.91 0.84 0.77 0.70 0.64 0.57 0.51 0.45 0.39 0.33 0.28 0.23 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0043 0.92 0.85 0.78 0.71 0.64 0.58 0.51 0.45 0.39 0.34 0.29 0.24 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0044 0.93 0.86 0.79 0.72 0.65 0.58 0.52 0.46 0.40 0.34 0.29 0.24 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0045 0.93 0.86 0.79 0.72 0.65 0.59 0.52 0.46 0.40 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0046 0.93 0.86 0.79 0.72 0.65 0.59 0.52 0.46 0.40 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0047 0.92 0.86 0.79 0.72 0.65 0.59 0.52 0.46 0.40 0.35 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0048 0.92 0.85 0.79 0.72 0.65 0.59 0.52 0.46 0.40 0.35 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0049 0.91 0.85 0.78 0.71 0.65 0.59 0.52 0.46 0.40 0.35 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0050 0.90 0.84 0.77 0.71 0.65 0.58 0.52 0.46 0.40 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0051 0.88 0.82 0.76 0.70 0.64 0.58 0.52 0.46 0.40 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0052 0.87 0.81 0.75 0.69 0.63 0.57 0.51 0.45 0.40 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0053 0.85 0.79 0.74 0.68 0.62 0.56 0.51 0.45 0.39 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0054 0.83 0.78 0.72 0.67 0.61 0.56 0.50 0.44 0.39 0.34 0.29 0.24 0.20 0.16 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.00

22

TABLE I-C5% Interest


REDUCTION FROM TABLE I DUE TO THIRD YOUNGEST CHILD


55 0.80 0.76 0.71 0.65 0.60 0.55 0.49 0.44 0.38 0.33 0.28 0.24 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0056 0.78 0.73 0.69 0.64 0.59 0.53 0.48 0.43 0.38 0.33 0.28 0.23 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0057 0.75 0.71 0.67 0.62 0.57 0.52 0.47 0.42 0.37 0.32 0.28 0.23 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0058 0.72 0.68 0.64 0.60 0.55 0.51 0.46 0.41 0.36 0.32 0.27 0.23 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0059 0.69 0.66 0.62 0.58 0.54 0.49 0.45 0.40 0.36 0.31 0.27 0.22 0.19 0.15 0.12 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0060 0.66 0.63 0.59 0.56 0.52 0.48 0.43 0.39 0.35 0.30 0.26 0.22 0.18 0.15 0.11 0.09 0.06 0.04 0.03 0.01 0.01 0.00 0.0061 0.62 0.59 0.57 0.53 0.50 0.46 0.42 0.38 0.34 0.30 0.26 0.22 0.18 0.14 0.11 0.08 0.06 0.04 0.03 0.01 0.01 0.00 0.0062 0.59 0.56 0.54 0.51 0.48 0.44 0.40 0.37 0.33 0.29 0.25 0.21 0.18 0.14 0.11 0.08 0.06 0.04 0.03 0.01 0.01 0.00 0.0063 0.55 0.53 0.51 0.48 0.45 0.42 0.39 0.35 0.32 0.28 0.24 0.21 0.17 0.14 0.11 0.08 0.06 0.04 0.03 0.01 0.01 0.00 0.0064 0.51 0.50 0.48 0.45 0.43 0.40 0.37 0.34 0.30 0.27 0.24 0.20 0.17 0.14 0.11 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0065 0.47 0.46 0.45 0.43 0.40 0.38 0.35 0.32 0.29 0.26 0.23 0.20 0.16 0.13 0.11 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0066 0.44 0.43 0.41 0.40 0.38 0.36 0.33 0.31 0.28 0.25 0.22 0.19 0.16 0.13 0.10 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0067 0.40 0.39 0.38 0.37 0.35 0.34 0.31 0.29 0.27 0.24 0.21 0.18 0.15 0.13 0.10 0.08 0.06 0.04 0.02 0.01 0.01 0.00 0.0068 0.37 0.36 0.35 0.34 0.33 0.31 0.29 0.27 0.25 0.23 0.20 0.17 0.15 0.12 0.10 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0069 0.33 0.33 0.32 0.31 0.30 0.29 0.27 0.26 0.24 0.21 0.19 0.17 0.14 0.12 0.09 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0070 0.30 0.30 0.29 0.28 0.28 0.27 0.25 0.24 0.22 0.20 0.18 0.16 0.14 0.11 0.09 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0071 0.27 0.27 0.26 0.26 0.25 0.24 0.23 0.22 0.20 0.19 0.17 0.15 0.13 0.11 0.09 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.0072 0.24 0.24 0.23 0.23 0.23 0.22 0.21 0.20 0.19 0.17 0.16 0.14 0.12 0.10 0.08 0.07 0.05 0.03 0.02 0.01 0.01 0.00 0.0073 0.21 0.21 0.21 0.21 0.20 0.20 0.19 0.18 0.17 0.16 0.15 0.13 0.12 0.10 0.08 0.06 0.05 0.03 0.02 0.01 0.01 0.00 0.0074 0.19 0.19 0.18 0.18 0.18 0.18 0.17 0.17 0.16 0.15 0.14 0.12 0.11 0.09 0.08 0.06 0.05 0.03 0.02 0.01 0.01 0.00 0.0075 0.16 0.16 0.16 0.16 0.16 0.16 0.15 0.15 0.14 0.13 0.12 0.11 0.10 0.09 0.07 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0076 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.13 0.13 0.12 0.11 0.10 0.09 0.08 0.07 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.0077 0.12 0.12 0.12 0.12 0.12 0.12 0.12 0.12 0.11 0.11 0.10 0.09 0.09 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.0078 0.11 0.11 0.11 0.11 0.11 0.11 0.10 0.10 0.10 0.10 0.09 0.09 0.08 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.0079 0.09 0.09 0.09 0.09 0.09 0.09 0.09 0.09 0.09 0.08 0.08 0.08 0.07 0.06 0.05 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.0080 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.07 0.07 0.07 0.06 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00

23

TABLE I-D5% Interest


REDUCTION FROM TABLE I DUE TO FOURTH YOUNGEST CHILD


15 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0016 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0017 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0018 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0019 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0020 0.03 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0021 0.03 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0022 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0023 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0024 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0025 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0026 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0027 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0028 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0029 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0030 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0031 0.05 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0032 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0033 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0034 0.06 0.05 0.05 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0035 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0036 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0037 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0038 0.07 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0039 0.07 0.06 0.05 0.05 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0040 0.07 0.06 0.05 0.05 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0041 0.07 0.06 0.05 0.05 0.04 0.04 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0042 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0043 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0044 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0045 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0046 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0047 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0048 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0049 0.07 0.06 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0050 0.07 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0051 0.07 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0052 0.07 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0053 0.06 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0054 0.06 0.06 0.05 0.05 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24

TABLE I-D5% Interest


REDUCTION FROM TABLE I DUE TO FOURTH YOUNGEST CHILD


55 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0056 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0057 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0058 0.05 0.05 0.04 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0059 0.05 0.05 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0060 0.05 0.04 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0061 0.04 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0062 0.04 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0063 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0064 0.03 0.03 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0065 0.03 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0066 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0067 0.03 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0068 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0069 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0070 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0071 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0072 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0073 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0074 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0075 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0076 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0077 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0078 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0079 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0080 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

25

TABLE IV5% Interest


YOUNGEST CHILD


15 418.32 408.13 397.44 386.22 374.44 362.09 349.12 335.52 321.24 306.26 290.54 274.05 256.74 238.58 219.53 199.54 178.57 156.57 133.49 109.28 83.88 57.24 29.3016 418.45 408.24 397.54 386.31 374.52 362.16 349.19 335.57 321.29 306.30 290.58 274.08 256.77 238.61 219.55 199.56 178.58 156.58 133.50 109.28 83.88 57.24 29.3017 418.58 408.37 397.65 386.41 374.61 362.24 349.26 335.64 321.35 306.35 290.62 274.12 256.80 238.63 219.57 199.57 178.59 156.59 133.50 109.29 83.89 57.24 29.3018 418.73 408.50 397.77 386.52 374.71 362.33 349.34 335.71 321.41 306.41 290.67 274.16 256.83 238.66 219.59 199.59 178.61 156.60 133.51 109.29 83.89 57.25 29.3019 418.90 408.65 397.91 386.64 374.82 362.43 349.43 335.79 321.48 306.47 290.72 274.20 256.87 238.69 219.62 199.61 178.62 156.61 133.52 109.29 83.89 57.25 29.3020 419.08 408.82 398.06 386.78 374.95 362.54 349.52 335.87 321.55 306.53 290.78 274.25 256.91 238.72 219.64 199.63 178.64 156.62 133.52 109.30 83.89 57.25 29.3021 419.29 409.01 398.23 386.93 375.09 362.66 349.63 335.97 321.64 306.61 290.84 274.30 256.96 238.76 219.67 199.66 178.66 156.63 133.53 109.31 83.90 57.25 29.3022 419.52 409.22 398.42 387.10 375.24 362.80 349.76 336.08 321.73 306.69 290.91 274.36 257.01 238.80 219.71 199.68 178.68 156.65 133.54 109.31 83.90 57.25 29.3023 419.77 409.45 398.63 387.29 375.41 362.95 349.89 336.20 321.84 306.78 290.99 274.43 257.06 238.85 219.75 199.71 178.70 156.67 133.56 109.32 83.91 57.25 29.3124 420.05 409.70 398.86 387.50 375.60 363.12 350.04 336.33 321.95 306.88 291.08 274.50 257.12 238.90 219.79 199.74 178.73 156.68 133.57 109.33 83.91 57.26 29.3125 420.36 409.99 399.12 387.73 375.81 363.31 350.21 336.48 322.08 306.99 291.17 274.59 257.19 238.96 219.83 199.78 178.75 156.70 133.58 109.34 83.92 57.26 29.3126 420.71 410.30 399.40 387.99 376.04 363.52 350.39 336.64 322.23 307.12 291.28 274.68 257.27 239.02 219.89 199.82 178.79 156.73 133.60 109.35 83.92 57.26 29.3127 421.09 410.65 399.72 388.28 376.30 363.75 350.60 336.82 322.39 307.26 291.40 274.78 257.36 239.09 219.94 199.87 178.82 156.75 133.62 109.36 83.93 57.26 29.3128 421.51 411.04 400.07 388.60 376.58 364.00 350.83 337.02 322.56 307.41 291.53 274.89 257.45 239.17 220.01 199.92 178.86 156.78 133.64 109.37 83.93 57.27 29.3129 421.98 411.47 400.46 388.95 376.90 364.29 351.08 337.25 322.76 307.58 291.68 275.02 257.56 239.26 220.08 199.97 178.90 156.81 133.66 109.39 83.94 57.27 29.3130 422.51 411.94 400.90 389.34 377.25 364.60 351.36 337.49 322.98 307.77 291.84 275.16 257.67 239.35 220.15 200.04 178.95 156.85 133.68 109.40 83.95 57.27 29.3131 423.09 412.47 401.38 389.77 377.64 364.95 351.67 337.77 323.22 307.98 292.02 275.31 257.80 239.46 220.24 200.10 179.00 156.89 133.71 109.42 83.96 57.28 29.3132 423.73 413.06 401.91 390.26 378.08 365.34 352.02 338.08 323.49 308.21 292.22 275.48 257.95 239.58 220.34 200.18 179.06 156.93 133.74 109.44 83.97 57.28 29.3133 424.44 413.70 402.50 390.79 378.56 365.77 352.40 338.41 323.78 308.47 292.45 275.67 258.11 239.71 220.45 200.27 179.13 156.98 133.77 109.46 83.98 57.29 29.3134 425.22 414.42 403.15 391.38 379.09 366.25 352.82 338.79 324.11 308.76 292.70 275.88 258.28 239.86 220.56 200.36 179.20 157.03 133.81 109.48 84.00 57.29 29.3235 426.09 415.22 403.87 392.04 379.68 366.78 353.30 339.21 324.48 309.08 292.97 276.12 258.48 240.02 220.70 200.46 179.28 157.09 133.85 109.51 84.01 57.30 29.3236 427.06 416.10 404.67 392.76 380.33 367.36 353.82 339.67 324.89 309.43 293.28 276.38 258.70 240.20 220.84 200.58 179.37 157.16 133.90 109.54 84.03 57.31 29.3237 428.12 417.07 405.56 393.56 381.06 368.01 354.40 340.18 325.34 309.83 293.61 276.67 258.94 240.40 221.01 200.71 179.47 157.23 133.95 109.57 84.05 57.32 29.3238 429.30 418.15 406.54 394.45 381.86 368.73 355.04 340.75 325.84 310.26 293.99 276.99 259.21 240.63 221.19 200.85 179.58 157.31 134.00 109.61 84.07 57.33 29.3239 430.60 419.34 407.62 395.44 382.75 369.53 355.75 341.38 326.39 310.74 294.41 277.34 259.51 240.87 221.39 201.01 179.70 157.40 134.07 109.65 84.09 57.34 29.3340 432.03 420.65 408.82 396.52 383.73 370.41 356.54 342.08 327.00 311.28 294.87 277.74 259.84 241.15 221.61 201.19 179.83 157.50 134.14 109.69 84.12 57.35 29.3341 433.62 422.10 410.14 397.72 384.81 371.38 357.41 342.85 327.68 311.87 295.38 278.17 260.21 241.45 221.86 201.38 179.98 157.61 134.21 109.74 84.14 57.36 29.3342 435.36 423.70 411.60 399.05 386.01 372.46 358.37 343.71 328.44 312.53 295.95 278.66 260.62 241.79 222.13 201.60 180.15 157.73 134.30 109.80 84.17 57.37 29.3443 437.28 425.46 413.21 400.52 387.34 373.65 359.44 344.65 329.27 313.26 296.58 279.19 261.07 242.16 222.44 201.84 180.34 157.87 134.39 109.86 84.21 57.39 29.3444 439.39 427.40 414.99 402.13 388.80 374.97 360.61 345.70 330.19 314.06 297.27 279.79 261.57 242.58 222.77 202.11 180.54 158.02 134.50 109.93 84.25 57.41 29.3445 441.71 429.54 416.94 403.91 390.41 376.42 361.91 346.85 331.21 314.95 298.04 280.45 262.13 243.04 223.15 202.41 180.77 158.19 134.62 110.00 84.29 57.42 29.3546 444.26 431.88 419.09 405.87 392.19 378.03 363.35 348.13 332.34 315.94 298.89 281.18 262.74 243.55 223.56 202.74 181.02 158.38 134.75 110.09 84.34 57.45 29.3547 447.05 434.45 421.45 408.03 394.15 379.79 364.93 349.54 333.58 317.02 299.84 281.98 263.42 244.12 224.02 203.10 181.30 158.58 134.89 110.18 84.39 57.47 29.3648 450.11 437.27 424.04 410.39 396.30 381.74 366.68 351.09 334.95 318.23 300.88 282.87 264.17 244.74 224.53 203.50 181.61 158.81 135.05 110.28 84.45 57.50 29.3749 453.44 440.36 426.88 412.99 398.66 383.87 368.60 352.80 336.47 319.55 302.03 283.86 265.01 245.43 225.10 203.95 181.96 159.07 135.23 110.40 84.51 57.52 29.3750 457.09 443.73 429.99 415.84 401.26 386.22 370.71 354.69 338.14 321.02 303.30 284.95 265.93 246.20 225.72 204.45 182.34 159.35 135.43 110.52 84.58 57.56 29.3851 461.05 447.41 433.39 418.96 404.10 388.80 373.03 356.77 339.98 322.63 304.70 286.15 266.95 247.05 226.41 205.00 182.76 159.66 135.65 110.66 84.66 57.59 29.3952 465.36 451.42 437.09 422.36 407.21 391.63 375.58 359.04 342.00 324.41 306.25 287.48 268.07 247.98 227.17 205.61 183.23 160.01 135.89 110.82 84.75 57.63 29.4053 470.03 455.77 441.12 426.07 410.61 394.72 378.37 361.55 344.22 326.37 307.95 288.95 269.31 249.02 228.02 206.28 183.75 160.39 136.16 110.99 84.85 57.68 29.4154 475.08 460.48 445.50 430.11 414.32 398.09 381.42 364.29 346.66 328.52 309.83 290.56 270.68 250.16 228.95 207.02 184.33 160.82 136.46 111.19 84.96 57.72 29.42

26

TABLE IV5% Interest


YOUNGEST CHILD


55 480.52 465.58 450.24 434.50 418.35 401.78 384.76 367.29 349.33 330.88 311.89 292.33 272.19 251.42 229.98 207.84 184.96 161.29 136.79 111.40 85.08 57.78 29.4456 486.38 471.08 455.37 439.26 422.73 405.79 388.40 370.57 352.26 333.46 314.15 294.29 273.85 252.81 231.12 208.75 185.66 161.81 137.15 111.64 85.22 57.84 29.4557 492.66 476.99 460.90 444.40 427.48 410.14 392.37 374.14 355.46 336.30 316.63 296.43 275.68 254.34 232.38 209.76 186.44 162.39 137.56 111.90 85.36 57.91 29.4758 499.36 483.32 466.84 449.94 432.61 414.86 396.67 378.04 358.95 339.39 319.34 298.78 277.68 256.02 233.76 210.86 187.30 163.03 138.01 112.19 85.53 57.98 29.4959 506.50 490.08 473.21 455.90 438.14 419.96 401.33 382.27 362.75 342.77 322.31 301.36 279.89 257.87 235.28 212.08 188.25 163.73 138.50 112.51 85.71 58.06 29.5160 514.07 497.27 480.01 462.27 444.09 425.45 406.37 386.85 366.88 346.45 325.55 304.18 282.30 259.90 236.95 213.42 189.29 164.51 139.05 112.86 85.91 58.15 29.5361 522.06 504.90 487.24 469.08 450.45 431.36 411.80 391.80 371.35 350.44 329.08 307.25 284.94 262.12 238.79 214.90 190.44 165.37 139.65 113.26 86.14 58.25 29.5662 530.46 512.95 494.90 476.32 457.25 437.68 417.64 397.14 376.19 354.78 332.92 310.60 287.82 264.56 240.80 216.52 191.71 166.32 140.32 113.69 86.39 58.37 29.5963 539.26 521.41 502.98 483.99 464.47 444.43 423.89 402.88 381.40 359.47 337.08 314.25 290.96 267.22 243.01 218.31 193.10 167.36 141.06 114.17 86.66 58.49 29.6264 548.43 530.26 511.47 492.08 472.12 451.60 430.56 409.02 387.00 364.52 341.58 318.20 294.39 270.13 245.42 220.26 194.63 168.51 141.87 114.70 86.97 58.63 29.6565 557.93 539.48 520.35 500.57 480.18 459.20 437.65 415.58 393.01 369.95 346.44 322.49 298.10 273.29 248.06 222.40 196.31 169.77 142.77 115.29 87.30 58.78 29.6966 567.74 549.03 529.58 509.45 488.64 467.20 445.16 422.55 399.41 375.78 351.66 327.11 302.12 276.72 250.93 224.73 198.15 171.16 143.76 115.94 87.67 58.95 29.7367 577.82 558.87 539.15 518.67 497.48 475.60 453.07 429.93 406.23 381.99 357.27 332.08 306.47 280.45 254.05 227.28 200.16 172.68 144.84 116.65 88.09 59.13 29.7868 588.11 568.96 548.99 528.22 506.66 484.37 461.37 437.71 413.44 388.61 363.25 337.42 311.15 284.48 257.44 230.06 202.35 174.34 146.04 117.43 88.54 59.34 29.8369 598.58 579.27 559.08 538.04 516.16 493.48 470.03 445.87 421.05 395.61 369.62 343.12 316.17 288.82 261.10 233.07 204.75 176.17 147.34 118.30 89.04 59.57 29.8970 609.18 589.73 569.36 548.09 525.92 502.89 479.02 454.39 429.02 402.99 376.36 349.19 321.54 293.48 265.06 236.34 207.35 178.16 148.78 119.25 89.59 59.82 29.9671 619.85 600.30 579.79 558.32 535.90 512.55 488.31 463.22 437.35 410.74 383.48 355.63 327.27 298.48 269.32 239.87 210.18 180.32 150.34 120.29 90.20 60.10 30.0372 630.57 610.94 590.31 568.68 546.05 522.43 497.85 472.35 445.99 418.83 390.95 362.43 333.35 303.81 273.89 243.67 213.24 182.68 152.05 121.43 90.86 60.41 30.1173 641.27 621.58 600.87 579.12 556.31 532.46 507.58 481.71 454.91 427.23 398.75 369.57 339.78 309.48 278.77 247.76 216.55 185.24 153.92 122.68 91.60 60.75 30.1974 651.93 632.20 611.43 589.58 566.64 542.60 517.46 491.27 464.06 435.90 406.86 377.04 346.54 315.47 283.96 252.14 220.11 188.01 155.95 124.04 92.40 61.12 30.2975 662.50 642.75 621.93 600.02 576.97 552.77 527.43 500.96 473.40 444.79 415.23 384.79 353.61 321.79 289.47 256.80 223.93 190.99 158.15 125.53 93.28 61.53 30.4076 672.95 653.19 632.34 610.38 587.25 562.94 537.43 510.73 482.86 453.86 423.82 392.81 360.96 328.40 295.28 261.76 228.01 194.21 160.53 127.15 94.25 61.98 30.5177 683.25 663.48 642.62 620.62 597.44 573.05 547.41 520.52 492.39 463.06 432.58 401.05 368.57 335.30 301.38 267.00 232.36 197.66 163.10 128.91 95.30 62.48 30.6478 693.38 673.60 652.73 630.71 607.49 583.04 557.30 530.27 501.93 472.31 441.46 409.45 376.40 342.44 307.75 272.52 236.97 201.34 165.87 130.82 96.45 63.02 30.7979 703.29 683.51 662.63 640.61 617.37 592.87 567.07 539.93 511.42 481.57 450.40 417.97 384.39 349.80 314.36 278.30 241.84 205.26 168.84 132.88 97.70 63.61 30.9480 712.98 693.20 672.32 650.28 627.03 602.51 576.66 549.44 520.81 490.77 459.34 426.55 392.50 357.32 321.18 284.31 246.95 209.41 172.01 135.10 99.06 64.27 31.12

27

TABLE V5% Interest


SECOND YOUNGEST CHILD


15 148.24 143.09 137.70 132.04 126.13 119.94 113.49 106.78 99.80 92.56 85.09 77.40 69.53 61.51 53.41 45.30 37.28 29.49 22.07 15.24 9.25 4.43 1.1816 146.40 141.31 135.98 130.39 124.54 118.44 112.07 105.43 98.54 91.39 84.01 76.42 68.64 60.72 52.73 44.72 36.81 29.11 21.79 15.04 9.13 4.37 1.1617 144.33 139.31 134.05 128.54 122.78 116.75 110.47 103.92 97.13 90.08 82.80 75.32 67.65 59.85 51.96 44.07 36.27 28.68 21.47 14.82 9.00 4.31 1.1418 142.04 137.09 131.91 126.48 120.81 114.88 108.69 102.25 95.56 88.62 81.46 74.09 66.55 58.87 51.11 43.35 35.67 28.21 21.11 14.58 8.85 4.23 1.1319 139.49 134.63 129.54 124.21 118.63 112.80 106.72 100.39 93.82 87.00 79.97 72.73 65.32 57.78 50.17 42.55 35.01 27.69 20.72 14.30 8.68 4.16 1.1020 136.69 131.92 126.92 121.69 116.22 110.51 104.54 98.34 91.90 85.22 78.32 71.23 63.97 56.59 49.13 41.66 34.28 27.11 20.29 14.00 8.50 4.07 1.0821 133.61 128.95 124.06 118.94 113.58 107.99 102.16 96.09 89.79 83.26 76.52 69.59 62.49 55.27 47.98 40.69 33.48 26.47 19.81 13.67 8.30 3.97 1.0622 130.26 125.70 120.93 115.93 110.70 105.25 99.56 93.64 87.49 81.12 74.55 67.79 60.88 53.84 46.74 39.63 32.61 25.78 19.29 13.31 8.08 3.87 1.0323 126.63 122.19 117.54 112.67 107.59 102.28 96.74 90.98 85.00 78.81 72.42 65.85 59.12 52.29 45.38 38.48 31.66 25.03 18.72 12.92 7.84 3.75 1.0024 122.72 118.41 113.90 109.17 104.23 99.08 93.71 88.12 82.32 76.32 70.12 63.75 57.24 50.61 43.93 37.24 30.64 24.22 18.12 12.50 7.59 3.63 0.9625 118.56 114.38 110.00 105.43 100.65 95.66 90.47 85.06 79.46 73.65 67.67 61.52 55.22 48.83 42.37 35.92 29.55 23.35 17.47 12.05 7.31 3.50 0.9326 114.14 110.11 105.88 101.47 96.86 92.05 87.04 81.83 76.42 70.83 65.07 59.14 53.09 46.93 40.72 34.52 28.39 22.44 16.78 11.58 7.02 3.36 0.8927 109.51 105.62 101.56 97.31 92.87 88.25 83.43 78.43 73.24 67.87 62.34 56.65 50.85 44.94 38.99 33.04 27.17 21.47 16.06 11.08 6.72 3.21 0.8528 104.69 100.95 97.05 92.98 88.72 84.29 79.68 74.89 69.92 64.78 59.49 54.06 48.51 42.87 37.19 31.51 25.91 20.47 15.30 10.56 6.40 3.06 0.8129 99.72 96.14 92.41 88.51 84.45 80.21 75.81 71.23 66.50 61.60 56.56 51.38 46.10 40.73 35.32 29.92 24.60 19.43 14.53 10.02 6.07 2.90 0.7730 94.65 91.24 87.67 83.96 80.08 76.05 71.85 67.50 63.00 58.35 53.56 48.65 43.63 38.54 33.42 28.30 23.26 18.37 13.73 9.47 5.74 2.74 0.7331 89.52 86.27 82.88 79.35 75.67 71.84 67.86 63.73 59.46 55.06 50.52 45.88 41.14 36.33 31.49 26.67 21.91 17.30 12.93 8.91 5.40 2.58 0.6932 84.40 81.31 78.09 74.74 71.25 67.62 63.85 59.95 55.92 51.76 47.48 43.10 38.64 34.11 29.56 25.02 20.55 16.22 12.12 8.35 5.06 2.42 0.6433 79.32 76.39 73.34 70.17 66.87 63.44 59.89 56.21 52.41 48.49 44.47 40.35 36.16 31.91 27.65 23.39 19.21 15.16 11.32 7.80 4.72 2.26 0.6034 74.35 71.58 68.69 65.69 62.57 59.34 55.99 52.53 48.96 45.28 41.51 37.65 33.73 29.75 25.76 21.79 17.89 14.11 10.53 7.25 4.39 2.10 0.5635 69.53 66.90 64.17 61.34 58.40 55.36 52.21 48.96 45.61 42.17 38.63 35.03 31.36 27.65 23.93 20.23 16.60 13.09 9.76 6.72 4.07 1.94 0.5136 64.90 62.41 59.83 57.16 54.39 51.53 48.57 45.53 42.39 39.16 35.86 32.50 29.08 25.63 22.17 18.73 15.36 12.10 9.03 6.21 3.76 1.79 0.4837 60.50 58.14 55.70 53.18 50.57 47.88 45.11 42.25 39.31 36.30 33.22 30.09 26.91 23.70 20.49 17.30 14.18 11.16 8.32 5.72 3.46 1.65 0.4438 56.35 54.12 51.81 49.43 46.97 44.44 41.83 39.16 36.41 33.60 30.72 27.80 24.85 21.87 18.89 15.94 13.06 10.28 7.65 5.26 3.18 1.51 0.4039 52.49 50.36 48.17 45.92 43.60 41.22 38.77 36.26 33.69 31.06 28.38 25.67 22.92 20.16 17.40 14.67 12.01 9.44 7.03 4.83 2.91 1.39 0.3740 48.91 46.89 44.81 42.67 40.48 38.23 35.93 33.57 31.16 28.71 26.21 23.68 21.12 18.56 16.01 13.49 11.03 8.66 6.44 4.42 2.67 1.27 0.3441 45.64 43.70 41.72 39.69 37.61 35.49 33.32 31.10 28.84 26.54 24.20 21.84 19.47 17.09 14.73 12.39 10.12 7.95 5.90 4.05 2.44 1.16 0.3142 42.66 40.81 38.91 36.98 35.00 32.98 30.93 28.84 26.71 24.55 22.37 20.16 17.95 15.74 13.55 11.39 9.29 7.29 5.41 3.70 2.23 1.06 0.2843 39.99 38.20 36.38 34.52 32.64 30.72 28.77 26.79 24.78 22.75 20.70 18.64 16.57 14.51 12.47 10.48 8.54 6.69 4.96 3.39 2.04 0.97 0.2644 37.60 35.87 34.11 32.33 30.52 28.68 26.82 24.94 23.04 21.12 19.19 17.26 15.32 13.40 11.50 9.65 7.85 6.14 4.55 3.11 1.87 0.88 0.2345 35.50 33.81 32.11 30.38 28.63 26.87 25.09 23.29 21.49 19.67 17.84 16.02 14.20 12.40 10.63 8.90 7.23 5.65 4.18 2.85 1.71 0.81 0.2146 33.66 32.01 30.34 28.67 26.97 25.27 23.56 21.84 20.11 18.37 16.64 14.92 13.20 11.51 9.85 8.24 6.68 5.21 3.85 2.62 1.57 0.74 0.2047 32.08 30.45 28.81 27.17 25.52 23.87 22.21 20.55 18.89 17.23 15.58 13.94 12.32 10.72 9.16 7.64 6.19 4.82 3.55 2.41 1.44 0.68 0.1848 30.72 29.11 27.50 25.89 24.27 22.66 21.05 19.43 17.83 16.23 14.65 13.08 11.54 10.02 8.54 7.12 5.75 4.47 3.29 2.23 1.33 0.63 0.1649 29.59 27.99 26.39 24.80 23.20 21.62 20.04 18.47 16.91 15.37 13.84 12.33 10.85 9.41 8.01 6.66 5.37 4.16 3.06 2.07 1.23 0.58 0.1550 28.66 27.06 25.47 23.88 22.31 20.74 19.19 17.65 16.13 14.62 13.14 11.69 10.26 8.88 7.54 6.25 5.03 3.89 2.85 1.93 1.15 0.54 0.1451 27.92 26.31 24.72 23.13 21.57 20.01 18.48 16.96 15.46 13.99 12.54 11.13 9.75 8.42 7.13 5.90 4.74 3.66 2.67 1.80 1.07 0.50 0.1352 27.35 25.73 24.13 22.54 20.97 19.42 17.89 16.39 14.91 13.46 12.04 10.66 9.32 8.02 6.78 5.60 4.49 3.45 2.52 1.69 1.00 0.47 0.1253 26.94 25.30 23.68 22.08 20.50 18.95 17.42 15.93 14.46 13.02 11.63 10.27 8.96 7.69 6.49 5.34 4.27 3.28 2.38 1.60 0.94 0.44 0.1154 26.67 25.01 23.37 21.75 20.16 18.60 17.07 15.57 14.10 12.67 11.29 9.95 8.65 7.42 6.24 5.12 4.08 3.13 2.27 1.52 0.89 0.42 0.11

28

TABLE V5% Interest


SECOND YOUNGEST CHILD


55 26.53 24.84 23.18 21.54 19.93 18.35 16.81 15.30 13.83 12.40 11.02 9.69 8.41 7.19 6.03 4.94 3.93 3.00 2.17 1.45 0.85 0.39 0.1056 26.51 24.79 23.10 21.43 19.80 18.20 16.64 15.11 13.64 12.20 10.82 9.49 8.22 7.01 5.87 4.79 3.80 2.90 2.09 1.39 0.81 0.38 0.1057 26.59 24.84 23.12 21.42 19.76 18.13 16.55 15.01 13.51 12.07 10.68 9.35 8.08 6.87 5.74 4.68 3.70 2.81 2.02 1.34 0.78 0.36 0.0958 26.77 24.99 23.22 21.49 19.80 18.14 16.53 14.97 13.45 11.99 10.59 9.25 7.98 6.77 5.64 4.58 3.62 2.74 1.97 1.30 0.76 0.35 0.0959 27.04 25.21 23.41 21.65 19.92 18.23 16.59 14.99 13.45 11.97 10.55 9.20 7.91 6.70 5.57 4.52 3.56 2.69 1.92 1.27 0.74 0.34 0.0960 27.38 25.51 23.68 21.87 20.10 18.38 16.70 15.07 13.51 12.00 10.56 9.19 7.89 6.67 5.53 4.47 3.51 2.65 1.89 1.24 0.72 0.33 0.0861 27.78 25.88 24.00 22.15 20.35 18.58 16.87 15.21 13.61 12.07 10.61 9.21 7.89 6.66 5.51 4.45 3.48 2.62 1.87 1.23 0.71 0.32 0.0862 28.24 26.30 24.38 22.49 20.64 18.84 17.08 15.39 13.75 12.18 10.69 9.27 7.93 6.67 5.51 4.44 3.47 2.60 1.85 1.21 0.70 0.32 0.0863 28.74 26.77 24.81 22.88 20.99 19.14 17.35 15.61 13.93 12.33 10.80 9.35 7.99 6.71 5.53 4.45 3.47 2.60 1.84 1.20 0.69 0.31 0.0864 29.28 27.27 25.27 23.31 21.37 19.48 17.65 15.87 14.15 12.51 10.95 9.47 8.07 6.77 5.57 4.47 3.48 2.60 1.84 1.20 0.69 0.31 0.0865 29.85 27.80 25.77 23.77 21.79 19.86 17.98 16.16 14.40 12.72 11.12 9.60 8.18 6.85 5.63 4.51 3.50 2.61 1.84 1.20 0.68 0.31 0.0866 30.43 28.36 26.29 24.25 22.24 20.26 18.34 16.48 14.68 12.95 11.31 9.76 8.30 6.95 5.69 4.56 3.53 2.63 1.85 1.20 0.68 0.31 0.0867 31.03 28.93 26.84 24.76 22.71 20.69 18.73 16.82 14.98 13.21 11.53 9.94 8.44 7.05 5.78 4.61 3.57 2.65 1.86 1.20 0.69 0.31 0.0868 31.63 29.51 27.39 25.28 23.19 21.14 19.14 17.18 15.30 13.49 11.76 10.13 8.60 7.18 5.87 4.68 3.62 2.68 1.88 1.21 0.69 0.31 0.0869 32.22 30.08 27.94 25.81 23.69 21.60 19.56 17.57 15.64 13.78 12.01 10.34 8.77 7.31 5.97 4.76 3.67 2.71 1.90 1.22 0.69 0.31 0.0870 32.81 30.66 28.50 26.34 24.19 22.08 19.99 17.96 15.99 14.09 12.28 10.57 8.96 7.46 6.09 4.84 3.73 2.75 1.92 1.23 0.70 0.31 0.0871 33.39 31.22 29.05 26.87 24.70 22.55 20.44 18.37 16.36 14.42 12.56 10.81 9.15 7.62 6.21 4.93 3.79 2.79 1.95 1.25 0.70 0.31 0.0872 33.95 31.77 29.58 27.39 25.20 23.03 20.88 18.78 16.73 14.75 12.86 11.06 9.36 7.79 6.34 5.03 3.86 2.84 1.97 1.26 0.71 0.32 0.0873 34.48 32.30 30.11 27.90 25.69 23.50 21.33 19.19 17.11 15.10 13.16 11.32 9.58 7.97 6.48 5.14 3.94 2.89 2.01 1.28 0.72 0.32 0.0874 35.00 32.81 30.61 28.39 26.17 23.96 21.77 19.61 17.49 15.44 13.47 11.59 9.81 8.15 6.63 5.25 4.02 2.95 2.04 1.30 0.73 0.32 0.0875 35.48 33.30 31.09 28.87 26.64 24.41 22.20 20.02 17.88 15.79 13.78 11.86 10.04 8.35 6.79 5.37 4.11 3.01 2.08 1.32 0.74 0.32 0.0876 35.95 33.76 31.55 29.32 27.08 24.85 22.62 20.42 18.25 16.14 14.10 12.14 10.29 8.55 6.95 5.49 4.20 3.07 2.12 1.34 0.75 0.33 0.0877 36.38 34.19 31.98 29.75 27.51 25.26 23.02 20.81 18.62 16.49 14.41 12.42 10.53 8.76 7.12 5.63 4.30 3.14 2.16 1.37 0.76 0.33 0.0878 36.79 34.60 32.38 30.15 27.91 25.66 23.41 21.18 18.98 16.82 14.73 12.70 10.78 8.97 7.29 5.76 4.40 3.21 2.21 1.39 0.77 0.34 0.0879 37.17 34.98 32.76 30.53 28.28 26.03 23.78 21.54 19.32 17.15 15.03 12.98 11.03 9.18 7.47 5.91 4.51 3.29 2.26 1.42 0.78 0.34 0.0880 37.52 35.33 33.11 30.88 28.63 26.37 24.12 21.88 19.65 17.46 15.33 13.26 11.28 9.40 7.65 6.05 4.62 3.37 2.31 1.45 0.80 0.34 0.08

29

TABLE VI5% Interest


THIRD YOUNGEST CHILD


15 117.05 113.06 108.86 104.45 99.82 94.97 89.89 84.60 79.09 73.37 67.45 61.35 55.11 48.74 42.31 35.87 29.51 23.32 17.44 12.03 7.29 3.49 0.9316 115.38 111.45 107.31 102.96 98.40 93.62 88.62 83.40 77.97 72.33 66.50 60.49 54.33 48.06 41.72 35.37 29.09 22.99 17.20 11.86 7.19 3.44 0.9117 113.51 109.64 105.58 101.30 96.82 92.11 87.20 82.07 76.72 71.18 65.44 59.53 53.47 47.29 41.05 34.81 28.63 22.63 16.92 11.67 7.08 3.38 0.9018 111.43 107.64 103.65 99.45 95.05 90.44 85.62 80.58 75.34 69.89 64.26 58.45 52.50 46.44 40.32 34.18 28.12 22.22 16.62 11.47 6.95 3.32 0.8819 109.13 105.42 101.51 97.41 93.10 88.58 83.86 78.93 73.80 68.46 62.95 57.26 51.44 45.50 39.50 33.49 27.55 21.78 16.29 11.23 6.81 3.26 0.8620 106.59 102.96 99.15 95.15 90.94 86.54 81.92 77.11 72.10 66.89 61.50 55.95 50.26 44.46 38.60 32.73 26.92 21.28 15.92 10.98 6.66 3.18 0.8521 103.80 100.28 96.57 92.67 88.58 84.29 79.80 75.11 70.23 65.16 59.92 54.51 48.97 43.32 37.61 31.89 26.23 20.74 15.51 10.70 6.49 3.10 0.8222 100.76 97.35 93.75 89.97 86.00 81.84 77.48 72.94 68.20 63.28 58.19 52.94 47.56 42.07 36.53 30.97 25.48 20.14 15.07 10.39 6.30 3.01 0.8023 97.47 94.17 90.70 87.04 83.21 79.18 74.97 70.58 65.99 61.24 56.31 51.23 46.03 40.72 35.35 29.98 24.67 19.50 14.58 10.06 6.10 2.92 0.7724 93.93 90.76 87.41 83.90 80.20 76.33 72.27 68.04 63.62 59.04 54.29 49.40 44.38 39.26 34.09 28.91 23.79 18.80 14.07 9.71 5.89 2.81 0.7525 90.15 87.11 83.91 80.53 76.99 73.28 69.39 65.32 61.09 56.69 52.13 47.44 42.62 37.71 32.74 27.77 22.85 18.06 13.51 9.32 5.65 2.70 0.7226 86.15 83.25 80.19 76.97 73.59 70.04 66.33 62.45 58.40 54.20 49.85 45.36 40.76 36.06 31.31 26.56 21.85 17.28 12.93 8.92 5.41 2.59 0.6927 81.95 79.19 76.29 73.23 70.02 66.65 63.12 59.43 55.58 51.59 47.45 43.18 38.80 34.33 29.81 25.29 20.81 16.45 12.31 8.49 5.15 2.46 0.6528 77.58 74.97 72.23 69.34 66.30 63.11 59.77 56.28 52.65 48.86 44.94 40.90 36.76 32.53 28.25 23.96 19.72 15.59 11.67 8.05 4.88 2.34 0.6229 73.07 70.62 68.04 65.32 62.47 59.47 56.32 53.04 49.61 46.05 42.36 38.56 34.65 30.67 26.63 22.59 18.60 14.70 11.00 7.59 4.61 2.20 0.5930 68.46 66.17 63.76 61.22 58.55 55.74 52.80 49.73 46.52 43.18 39.72 36.16 32.50 28.76 24.98 21.19 17.45 13.80 10.32 7.13 4.32 2.07 0.5531 63.81 61.68 59.44 57.07 54.58 51.97 49.23 46.37 43.38 40.28 37.05 33.73 30.32 26.84 23.31 19.78 16.28 12.88 9.64 6.65 4.04 1.93 0.5132 59.15 57.18 55.10 52.92 50.62 48.20 45.66 43.01 40.24 37.36 34.38 31.30 28.14 24.91 21.64 18.36 15.12 11.96 8.95 6.18 3.75 1.79 0.4833 54.53 52.72 50.81 48.80 46.68 44.46 42.12 39.68 37.13 34.48 31.73 28.89 25.97 22.99 19.98 16.95 13.96 11.04 8.26 5.71 3.46 1.66 0.4434 50.00 48.34 46.60 44.76 42.82 40.78 38.64 36.41 34.07 31.64 29.12 26.52 23.84 21.11 18.34 15.57 12.82 10.14 7.59 5.24 3.18 1.52 0.4035 45.60 44.09 42.50 40.83 39.06 37.21 35.26 33.23 31.10 28.88 26.58 24.21 21.77 19.28 16.76 14.22 11.71 9.27 6.94 4.79 2.91 1.39 0.3736 41.36 40.00 38.56 37.05 35.45 33.77 32.01 30.16 28.23 26.23 24.14 21.99 19.78 17.52 15.22 12.93 10.65 8.43 6.31 4.36 2.65 1.27 0.3437 37.33 36.10 34.81 33.44 32.00 30.49 28.90 27.24 25.50 23.69 21.81 19.87 17.87 15.83 13.76 11.69 9.63 7.62 5.71 3.94 2.39 1.15 0.3038 33.52 32.42 31.26 30.04 28.75 27.39 25.97 24.47 22.92 21.29 19.61 17.86 16.07 14.24 12.38 10.51 8.66 6.86 5.14 3.55 2.16 1.03 0.2739 29.95 28.97 27.94 26.84 25.69 24.48 23.21 21.88 20.49 19.04 17.54 15.98 14.38 12.74 11.08 9.41 7.76 6.14 4.60 3.18 1.93 0.93 0.2540 26.64 25.77 24.85 23.88 22.85 21.78 20.65 19.47 18.23 16.95 15.61 14.23 12.80 11.35 9.87 8.39 6.91 5.48 4.10 2.84 1.72 0.83 0.2241 23.59 22.82 22.00 21.14 20.24 19.29 18.29 17.24 16.15 15.01 13.83 12.61 11.35 10.06 8.75 7.44 6.13 4.86 3.64 2.52 1.53 0.73 0.2042 20.81 20.12 19.40 18.64 17.84 17.00 16.12 15.20 14.24 13.24 12.20 11.12 10.01 8.88 7.73 6.57 5.42 4.29 3.22 2.23 1.35 0.65 0.1743 18.28 17.67 17.04 16.37 15.66 14.93 14.15 13.35 12.50 11.62 10.71 9.77 8.79 7.80 6.79 5.77 4.76 3.77 2.83 1.96 1.19 0.57 0.1544 16.00 15.47 14.90 14.32 13.70 13.05 12.37 11.67 10.93 10.16 9.36 8.54 7.69 6.82 5.94 5.05 4.17 3.31 2.48 1.72 1.04 0.50 0.1345 13.97 13.49 12.99 12.48 11.93 11.37 10.78 10.16 9.52 8.85 8.15 7.44 6.70 5.94 5.17 4.40 3.63 2.88 2.16 1.50 0.91 0.44 0.1246 12.16 11.73 11.29 10.84 10.36 9.86 9.35 8.81 8.25 7.67 7.07 6.45 5.81 5.15 4.49 3.82 3.15 2.50 1.88 1.30 0.79 0.38 0.1047 10.56 10.18 9.79 9.39 8.97 8.53 8.08 7.61 7.13 6.62 6.10 5.57 5.01 4.45 3.88 3.30 2.72 2.16 1.63 1.13 0.69 0.33 0.0948 9.15 8.82 8.47 8.11 7.74 7.36 6.96 6.56 6.13 5.70 5.25 4.78 4.31 3.82 3.33 2.84 2.34 1.86 1.40 0.97 0.59 0.28 0.0849 7.93 7.63 7.31 6.99 6.67 6.33 5.98 5.63 5.26 4.88 4.50 4.10 3.69 3.27 2.85 2.43 2.01 1.59 1.20 0.83 0.51 0.24 0.0750 6.88 6.60 6.31 6.02 5.73 5.43 5.13 4.82 4.50 4.17 3.84 3.49 3.14 2.79 2.43 2.07 1.71 1.36 1.02 0.71 0.43 0.21 0.0651 5.97 5.71 5.45 5.19 4.93 4.66 4.39 4.11 3.84 3.55 3.26 2.97 2.67 2.37 2.06 1.75 1.45 1.15 0.87 0.60 0.37 0.18 0.0552 5.20 4.96 4.72 4.48 4.24 3.99 3.75 3.51 3.26 3.02 2.77 2.51 2.26 2.00 1.74 1.48 1.22 0.97 0.73 0.51 0.31 0.15 0.0453 4.55 4.32 4.09 3.87 3.65 3.43 3.21 2.99 2.78 2.56 2.34 2.12 1.90 1.68 1.46 1.24 1.03 0.81 0.61 0.43 0.26 0.13 0.0354 4.01 3.79 3.57 3.36 3.16 2.95 2.75 2.56 2.36 2.17 1.98 1.79 1.60 1.41 1.22 1.04 0.86 0.68 0.51 0.35 0.22 0.10 0.03

30

TABLE VI5% Interest


THIRD YOUNGEST CHILD


55 3.56 3.35 3.14 2.94 2.75 2.55 2.37 2.19 2.01 1.84 1.67 1.50 1.34 1.18 1.02 0.86 0.71 0.56 0.42 0.29 0.18 0.09 0.0256 3.20 2.99 2.79 2.60 2.41 2.23 2.05 1.88 1.72 1.56 1.41 1.26 1.12 0.98 0.85 0.71 0.59 0.46 0.35 0.24 0.15 0.07 0.0257 2.92 2.71 2.51 2.32 2.13 1.96 1.79 1.63 1.48 1.34 1.20 1.07 0.94 0.82 0.70 0.59 0.48 0.38 0.28 0.20 0.12 0.06 0.0258 2.69 2.49 2.29 2.10 1.92 1.75 1.59 1.43 1.29 1.15 1.03 0.91 0.79 0.68 0.58 0.49 0.39 0.31 0.23 0.16 0.10 0.05 0.0159 2.52 2.32 2.12 1.93 1.75 1.58 1.42 1.28 1.14 1.01 0.89 0.77 0.67 0.57 0.48 0.40 0.32 0.25 0.19 0.13 0.08 0.04 0.0160 2.40 2.19 1.99 1.80 1.62 1.45 1.30 1.15 1.02 0.89 0.78 0.67 0.57 0.49 0.40 0.33 0.26 0.20 0.15 0.10 0.06 0.03 0.0161 2.32 2.10 1.90 1.71 1.53 1.36 1.21 1.06 0.93 0.80 0.69 0.59 0.50 0.42 0.34 0.28 0.22 0.17 0.12 0.08 0.05 0.02 0.0162 2.27 2.05 1.84 1.65 1.47 1.30 1.14 0.99 0.86 0.74 0.63 0.53 0.44 0.36 0.29 0.23 0.18 0.14 0.10 0.06 0.04 0.02 0.0063 2.24 2.02 1.81 1.61 1.43 1.26 1.10 0.95 0.82 0.69 0.58 0.49 0.40 0.32 0.26 0.20 0.15 0.11 0.08 0.05 0.03 0.01 0.0064 2.23 2.01 1.80 1.60 1.41 1.23 1.07 0.92 0.79 0.66 0.55 0.46 0.37 0.30 0.23 0.18 0.13 0.09 0.06 0.04 0.02 0.01 0.0065 2.24 2.02 1.80 1.60 1.40 1.23 1.06 0.91 0.77 0.65 0.53 0.44 0.35 0.28 0.21 0.16 0.12 0.08 0.05 0.03 0.02 0.01 0.0066 2.26 2.03 1.81 1.61 1.41 1.23 1.06 0.91 0.76 0.64 0.52 0.42 0.34 0.26 0.20 0.15 0.11 0.07 0.05 0.03 0.01 0.01 0.0067 2.29 2.06 1.84 1.62 1.43 1.24 1.07 0.91 0.77 0.64 0.52 0.42 0.33 0.26 0.19 0.14 0.10 0.07 0.04 0.02 0.01 0.00 0.0068 2.32 2.09 1.86 1.65 1.45 1.26 1.08 0.92 0.77 0.64 0.52 0.42 0.33 0.25 0.19 0.14 0.10 0.06 0.04 0.02 0.01 0.00 0.0069 2.36 2.12 1.89 1.68 1.47 1.28 1.10 0.94 0.79 0.65 0.53 0.42 0.33 0.25 0.19 0.14 0.09 0.06 0.04 0.02 0.01 0.00 0.0070 2.39 2.16 1.93 1.71 1.50 1.30 1.12 0.96 0.80 0.66 0.54 0.43 0.34 0.26 0.19 0.14 0.09 0.06 0.04 0.02 0.01 0.00 0.0071 2.43 2.19 1.96 1.74 1.53 1.33 1.15 0.98 0.82 0.68 0.55 0.44 0.34 0.26 0.19 0.14 0.09 0.06 0.04 0.02 0.01 0.00 0.0072 2.47 2.22 1.99 1.77 1.56 1.36 1.17 1.00 0.84 0.69 0.56 0.45 0.35 0.27 0.20 0.14 0.09 0.06 0.04 0.02 0.01 0.00 0.0073 2.50 2.26 2.02 1.80 1.59 1.38 1.19 1.02 0.86 0.71 0.58 0.46 0.36 0.27 0.20 0.14 0.10 0.06 0.04 0.02 0.01 0.00 0.0074 2.53 2.29 2.05 1.83 1.61 1.41 1.22 1.04 0.87 0.72 0.59 0.47 0.37 0.28 0.21 0.15 0.10 0.06 0.04 0.02 0.01 0.00 0.0075 2.56 2.31 2.08 1.85 1.64 1.43 1.24 1.06 0.89 0.74 0.60 0.48 0.38 0.29 0.21 0.15 0.10 0.06 0.04 0.02 0.01 0.00 0.0076 2.58 2.34 2.10 1.88 1.66 1.46 1.26 1.08 0.91 0.76 0.62 0.49 0.39 0.29 0.22 0.15 0.10 0.06 0.04 0.02 0.01 0.00 0.0077 2.60 2.36 2.13 1.90 1.68 1.48 1.28 1.10 0.93 0.77 0.63 0.51 0.40 0.30 0.22 0.16 0.11 0.07 0.04 0.02 0.01 0.00 0.0078 2.62 2.38 2.15 1.92 1.70 1.50 1.30 1.12 0.94 0.79 0.64 0.52 0.40 0.31 0.23 0.16 0.11 0.07 0.04 0.02 0.01 0.00 0.0079 2.64 2.40 2.17 1.94 1.72 1.51 1.32 1.13 0.96 0.80 0.66 0.53 0.41 0.32 0.23 0.16 0.11 0.07 0.04 0.02 0.01 0.00 0.0080 2.66 2.42 2.18 1.95 1.74 1.53 1.33 1.15 0.97 0.81 0.67 0.54 0.42 0.32 0.24 0.17 0.11 0.07 0.04 0.02 0.01 0.00 0.00

31

TABLE VII5% Interest


FOURTH YOUNGEST CHILD


15 18.99 17.84 16.68 15.50 14.31 13.12 11.93 10.75 9.58 8.44 7.33 6.27 5.25 4.30 3.42 2.63 1.93 1.33 0.85 0.48 0.23 0.08 0.0116 18.72 17.58 16.43 15.27 14.10 12.93 11.76 10.59 9.45 8.32 7.23 6.18 5.18 4.24 3.37 2.59 1.90 1.32 0.84 0.48 0.23 0.08 0.0117 18.41 17.29 16.16 15.02 13.87 12.72 11.57 10.42 9.29 8.19 7.11 6.08 5.10 4.17 3.32 2.55 1.87 1.29 0.83 0.47 0.22 0.08 0.0118 18.06 16.97 15.86 14.74 13.61 12.48 11.35 10.23 9.12 8.04 6.98 5.97 5.00 4.10 3.26 2.50 1.84 1.27 0.81 0.46 0.22 0.08 0.0119 17.68 16.61 15.53 14.43 13.33 12.22 11.12 10.02 8.94 7.87 6.84 5.85 4.90 4.01 3.19 2.45 1.80 1.25 0.79 0.45 0.21 0.07 0.0120 17.26 16.22 15.16 14.10 13.02 11.94 10.86 9.79 8.73 7.69 6.68 5.71 4.79 3.92 3.12 2.40 1.76 1.22 0.78 0.44 0.21 0.07 0.0121 16.80 15.79 14.76 13.72 12.67 11.62 10.57 9.53 8.50 7.49 6.51 5.56 4.66 3.82 3.04 2.33 1.71 1.19 0.76 0.43 0.20 0.07 0.0122 16.30 15.32 14.32 13.32 12.30 11.28 10.26 9.25 8.25 7.27 6.32 5.40 4.53 3.71 2.95 2.27 1.66 1.15 0.73 0.42 0.20 0.07 0.0123 15.76 14.81 13.85 12.88 11.89 10.91 9.93 8.95 7.98 7.03 6.11 5.23 4.38 3.59 2.86 2.19 1.61 1.11 0.71 0.40 0.19 0.07 0.0124 15.17 14.26 13.34 12.40 11.46 10.51 9.56 8.62 7.69 6.78 5.89 5.04 4.22 3.46 2.75 2.12 1.55 1.07 0.69 0.39 0.18 0.06 0.0125 14.55 13.68 12.79 11.90 10.99 10.08 9.18 8.27 7.38 6.51 5.66 4.84 4.06 3.32 2.64 2.03 1.49 1.03 0.66 0.37 0.18 0.06 0.0126 13.89 13.06 12.22 11.36 10.50 9.63 8.77 7.91 7.05 6.22 5.41 4.62 3.88 3.18 2.53 1.94 1.43 0.99 0.63 0.36 0.17 0.06 0.0127 13.20 12.41 11.61 10.80 9.98 9.16 8.34 7.52 6.71 5.92 5.14 4.40 3.69 3.02 2.41 1.85 1.36 0.94 0.60 0.34 0.16 0.06 0.0128 12.48 11.74 10.98 10.22 9.44 8.67 7.89 7.12 6.35 5.60 4.87 4.16 3.49 2.86 2.28 1.75 1.29 0.89 0.57 0.32 0.15 0.05 0.0129 11.74 11.04 10.33 9.61 8.89 8.16 7.43 6.70 5.98 5.27 4.59 3.92 3.29 2.70 2.15 1.65 1.21 0.84 0.54 0.30 0.14 0.05 0.0130 10.98 10.33 9.67 9.00 8.32 7.64 6.96 6.28 5.60 4.94 4.30 3.68 3.09 2.53 2.01 1.55 1.14 0.79 0.50 0.29 0.14 0.05 0.0131 10.21 9.61 9.00 8.38 7.75 7.11 6.48 5.85 5.22 4.61 4.01 3.43 2.88 2.36 1.88 1.44 1.06 0.74 0.47 0.27 0.13 0.04 0.0132 9.45 8.89 8.33 7.75 7.17 6.59 6.00 5.42 4.84 4.27 3.71 3.18 2.67 2.19 1.74 1.34 0.99 0.68 0.44 0.25 0.12 0.04 0.0133 8.69 8.18 7.66 7.13 6.60 6.06 5.53 4.99 4.46 3.93 3.42 2.93 2.46 2.02 1.61 1.24 0.91 0.63 0.40 0.23 0.11 0.04 0.0134 7.94 7.48 7.01 6.53 6.04 5.55 5.06 4.57 4.08 3.61 3.14 2.69 2.26 1.85 1.48 1.14 0.83 0.58 0.37 0.21 0.10 0.03 0.0135 7.22 6.80 6.38 5.94 5.50 5.06 4.61 4.16 3.72 3.29 2.86 2.45 2.06 1.69 1.35 1.04 0.76 0.53 0.34 0.19 0.09 0.03 0.0136 6.53 6.15 5.77 5.37 4.98 4.58 4.17 3.77 3.37 2.98 2.59 2.22 1.87 1.53 1.22 0.94 0.69 0.48 0.31 0.17 0.08 0.03 0.0137 5.86 5.53 5.19 4.84 4.48 4.12 3.76 3.40 3.04 2.69 2.34 2.01 1.69 1.38 1.10 0.85 0.63 0.43 0.28 0.16 0.07 0.03 0.0038 5.24 4.94 4.64 4.33 4.01 3.69 3.37 3.04 2.72 2.41 2.10 1.80 1.51 1.24 0.99 0.76 0.56 0.39 0.25 0.14 0.07 0.02 0.0039 4.66 4.39 4.12 3.85 3.57 3.29 3.00 2.71 2.43 2.15 1.87 1.61 1.35 1.11 0.89 0.68 0.50 0.35 0.22 0.13 0.06 0.02 0.0040 4.12 3.89 3.65 3.41 3.16 2.91 2.66 2.41 2.15 1.91 1.66 1.43 1.20 0.99 0.79 0.61 0.45 0.31 0.20 0.11 0.05 0.02 0.0041 3.62 3.42 3.21 3.00 2.78 2.56 2.34 2.12 1.90 1.68 1.47 1.26 1.06 0.87 0.70 0.54 0.40 0.28 0.18 0.10 0.05 0.02 0.0042 3.17 2.99 2.81 2.63 2.44 2.25 2.05 1.86 1.67 1.48 1.29 1.11 0.93 0.77 0.61 0.47 0.35 0.24 0.16 0.09 0.04 0.01 0.0043 2.76 2.60 2.45 2.29 2.12 1.96 1.79 1.62 1.46 1.29 1.13 0.97 0.82 0.67 0.54 0.42 0.31 0.21 0.14 0.08 0.04 0.01 0.0044 2.39 2.26 2.12 1.98 1.84 1.70 1.56 1.41 1.27 1.12 0.98 0.84 0.71 0.59 0.47 0.36 0.27 0.19 0.12 0.07 0.03 0.01 0.0045 2.06 1.94 1.83 1.71 1.59 1.47 1.34 1.22 1.09 0.97 0.85 0.73 0.62 0.51 0.41 0.32 0.23 0.16 0.10 0.06 0.03 0.01 0.0046 1.76 1.67 1.57 1.47 1.36 1.26 1.15 1.05 0.94 0.84 0.73 0.63 0.53 0.44 0.35 0.27 0.20 0.14 0.09 0.05 0.02 0.01 0.0047 1.51 1.42 1.34 1.25 1.17 1.08 0.99 0.90 0.81 0.72 0.63 0.54 0.46 0.38 0.30 0.23 0.17 0.12 0.08 0.04 0.02 0.01 0.0048 1.28 1.21 1.14 1.07 0.99 0.92 0.84 0.76 0.69 0.61 0.53 0.46 0.39 0.32 0.26 0.20 0.15 0.10 0.07 0.04 0.02 0.01 0.0049 1.09 1.03 0.96 0.90 0.84 0.77 0.71 0.65 0.58 0.52 0.45 0.39 0.33 0.27 0.22 0.17 0.13 0.09 0.06 0.03 0.02 0.01 0.0050 0.92 0.87 0.81 0.76 0.71 0.65 0.60 0.54 0.49 0.43 0.38 0.33 0.28 0.23 0.19 0.14 0.11 0.08 0.05 0.03 0.01 0.00 0.0051 0.78 0.73 0.69 0.64 0.59 0.55 0.50 0.46 0.41 0.36 0.32 0.28 0.23 0.19 0.16 0.12 0.09 0.06 0.04 0.02 0.01 0.00 0.0052 0.65 0.61 0.58 0.54 0.50 0.46 0.42 0.38 0.34 0.30 0.27 0.23 0.20 0.16 0.13 0.10 0.08 0.05 0.03 0.02 0.01 0.00 0.0053 0.55 0.52 0.48 0.45 0.41 0.38 0.35 0.31 0.28 0.25 0.22 0.19 0.16 0.13 0.11 0.08 0.06 0.04 0.03 0.02 0.01 0.00 0.0054 0.47 0.44 0.41 0.38 0.35 0.32 0.29 0.26 0.23 0.21 0.18 0.16 0.13 0.11 0.09 0.07 0.05 0.04 0.02 0.01 0.01 0.00 0.00

32

TABLE VII5% Interest


FOURTH YOUNGEST CHILD


55 0.40 0.37 0.34 0.32 0.29 0.26 0.24 0.22 0.19 0.17 0.15 0.13 0.11 0.09 0.07 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.0056 0.34 0.32 0.29 0.27 0.24 0.22 0.20 0.18 0.16 0.14 0.12 0.10 0.09 0.07 0.06 0.05 0.03 0.02 0.02 0.01 0.00 0.00 0.0057 0.30 0.27 0.25 0.23 0.20 0.18 0.17 0.15 0.13 0.11 0.10 0.08 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.00 0.0058 0.27 0.24 0.22 0.20 0.18 0.16 0.14 0.12 0.11 0.09 0.08 0.07 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.0059 0.24 0.21 0.19 0.17 0.15 0.13 0.12 0.10 0.09 0.08 0.07 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.0060 0.22 0.20 0.17 0.15 0.13 0.12 0.10 0.09 0.08 0.06 0.05 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.0061 0.21 0.18 0.16 0.14 0.12 0.11 0.09 0.08 0.07 0.05 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.0062 0.20 0.17 0.15 0.13 0.11 0.10 0.08 0.07 0.06 0.05 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.0063 0.19 0.17 0.14 0.12 0.11 0.09 0.08 0.06 0.05 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.0064 0.19 0.16 0.14 0.12 0.10 0.09 0.07 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.0065 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.0066 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.06 0.04 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.0067 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.06 0.04 0.03 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0068 0.19 0.17 0.14 0.12 0.10 0.08 0.07 0.06 0.04 0.03 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0069 0.20 0.17 0.15 0.12 0.10 0.09 0.07 0.06 0.04 0.03 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0070 0.20 0.17 0.15 0.13 0.10 0.09 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0071 0.20 0.17 0.15 0.13 0.11 0.09 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0072 0.20 0.18 0.15 0.13 0.11 0.09 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0073 0.21 0.18 0.15 0.13 0.11 0.09 0.08 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0074 0.21 0.18 0.16 0.13 0.11 0.09 0.08 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0075 0.21 0.18 0.16 0.13 0.11 0.09 0.08 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0076 0.21 0.18 0.16 0.14 0.12 0.10 0.08 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0077 0.21 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0078 0.21 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0079 0.21 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.0080 0.22 0.19 0.16 0.14 0.12 0.10 0.08 0.07 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00

33

TABLE VIII5% Interest


FIFTH YOUNGEST CHILD


15 2.66 2.42 2.18 1.95 1.73 1.52 1.32 1.13 0.96 0.80 0.65 0.52 0.40 0.30 0.22 0.15 0.10 0.06 0.03 0.01 0.01 0.00 0.0016 2.62 2.38 2.15 1.92 1.71 1.50 1.30 1.12 0.94 0.78 0.64 0.51 0.40 0.30 0.22 0.15 0.10 0.06 0.03 0.01 0.01 0.00 0.0017 2.58 2.34 2.11 1.89 1.68 1.47 1.28 1.10 0.93 0.77 0.63 0.50 0.39 0.29 0.21 0.15 0.10 0.06 0.03 0.01 0.01 0.00 0.0018 2.53 2.30 2.07 1.85 1.65 1.45 1.26 1.08 0.91 0.76 0.62 0.49 0.38 0.29 0.21 0.14 0.09 0.06 0.03 0.01 0.01 0.00 0.0019 2.47 2.25 2.03 1.82 1.61 1.42 1.23 1.05 0.89 0.74 0.61 0.48 0.38 0.28 0.20 0.14 0.09 0.06 0.03 0.01 0.01 0.00 0.0020 2.41 2.19 1.98 1.77 1.57 1.38 1.20 1.03 0.87 0.72 0.59 0.47 0.37 0.28 0.20 0.14 0.09 0.05 0.03 0.01 0.00 0.00 0.0021 2.35 2.13 1.93 1.73 1.53 1.35 1.17 1.00 0.85 0.71 0.58 0.46 0.36 0.27 0.20 0.13 0.09 0.05 0.03 0.01 0.00 0.00 0.0022 2.28 2.07 1.87 1.67 1.49 1.31 1.13 0.97 0.82 0.68 0.56 0.45 0.35 0.26 0.19 0.13 0.09 0.05 0.03 0.01 0.00 0.00 0.0023 2.20 2.00 1.81 1.62 1.44 1.26 1.10 0.94 0.80 0.66 0.54 0.43 0.34 0.25 0.18 0.13 0.08 0.05 0.03 0.01 0.00 0.00 0.0024 2.12 1.93 1.74 1.56 1.38 1.22 1.06 0.91 0.77 0.64 0.52 0.42 0.32 0.24 0.18 0.12 0.08 0.05 0.03 0.01 0.00 0.00 0.0025 2.03 1.85 1.67 1.49 1.33 1.17 1.01 0.87 0.74 0.61 0.50 0.40 0.31 0.23 0.17 0.12 0.08 0.05 0.02 0.01 0.00 0.00 0.0026 1.94 1.76 1.59 1.43 1.27 1.11 0.97 0.83 0.70 0.59 0.48 0.38 0.30 0.22 0.16 0.11 0.07 0.04 0.02 0.01 0.00 0.00 0.0027 1.84 1.67 1.51 1.35 1.20 1.06 0.92 0.79 0.67 0.56 0.45 0.36 0.28 0.21 0.15 0.11 0.07 0.04 0.02 0.01 0.00 0.00 0.0028 1.74 1.58 1.43 1.28 1.14 1.00 0.87 0.75 0.63 0.53 0.43 0.34 0.27 0.20 0.15 0.10 0.07 0.04 0.02 0.01 0.00 0.00 0.0029 1.63 1.49 1.34 1.20 1.07 0.94 0.82 0.70 0.60 0.50 0.41 0.32 0.25 0.19 0.14 0.10 0.06 0.04 0.02 0.01 0.00 0.00 0.0030 1.52 1.39 1.26 1.13 1.00 0.88 0.77 0.66 0.56 0.46 0.38 0.30 0.24 0.18 0.13 0.09 0.06 0.04 0.02 0.01 0.00 0.00 0.0031 1.42 1.29 1.17 1.05 0.93 0.82 0.71 0.61 0.52 0.43 0.35 0.28 0.22 0.17 0.12 0.08 0.05 0.03 0.02 0.01 0.00 0.00 0.0032 1.31 1.19 1.08 0.97 0.86 0.76 0.66 0.57 0.48 0.40 0.33 0.26 0.20 0.15 0.11 0.08 0.05 0.03 0.02 0.01 0.00 0.00 0.0033 1.20 1.10 0.99 0.89 0.79 0.70 0.61 0.52 0.44 0.37 0.30 0.24 0.19 0.14 0.10 0.07 0.05 0.03 0.02 0.01 0.00 0.00 0.0034 1.10 1.00 0.91 0.81 0.72 0.64 0.56 0.48 0.41 0.34 0.28 0.22 0.17 0.13 0.09 0.07 0.04 0.03 0.01 0.01 0.00 0.00 0.0035 1.00 0.91 0.82 0.74 0.66 0.58 0.51 0.44 0.37 0.31 0.25 0.20 0.16 0.12 0.09 0.06 0.04 0.02 0.01 0.01 0.00 0.00 0.0036 0.90 0.82 0.74 0.67 0.59 0.52 0.46 0.39 0.33 0.28 0.23 0.18 0.14 0.11 0.08 0.05 0.04 0.02 0.01 0.01 0.00 0.00 0.0037 0.80 0.74 0.67 0.60 0.53 0.47 0.41 0.35 0.30 0.25 0.21 0.16 0.13 0.10 0.07 0.05 0.03 0.02 0.01 0.00 0.00 0.00 0.0038 0.72 0.66 0.59 0.54 0.48 0.42 0.37 0.32 0.27 0.23 0.18 0.15 0.12 0.09 0.06 0.04 0.03 0.02 0.01 0.00 0.00 0.00 0.0039 0.64 0.58 0.53 0.48 0.42 0.37 0.33 0.28 0.24 0.20 0.16 0.13 0.10 0.08 0.06 0.04 0.03 0.02 0.01 0.00 0.00 0.00 0.0040 0.56 0.51 0.47 0.42 0.37 0.33 0.29 0.25 0.21 0.18 0.15 0.12 0.09 0.07 0.05 0.03 0.02 0.01 0.01 0.00 0.00 0.00 0.0041 0.49 0.45 0.41 0.37 0.33 0.29 0.25 0.22 0.19 0.16 0.13 0.10 0.08 0.06 0.04 0.03 0.02 0.01 0.01 0.00 0.00 0.00 0.0042 0.43 0.39 0.36 0.32 0.29 0.25 0.22 0.19 0.16 0.14 0.11 0.09 0.07 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.00 0.00 0.0043 0.37 0.34 0.31 0.28 0.25 0.22 0.19 0.17 0.14 0.12 0.10 0.08 0.06 0.05 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.0044 0.32 0.29 0.27 0.24 0.22 0.19 0.17 0.14 0.12 0.10 0.09 0.07 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.0045 0.27 0.25 0.23 0.21 0.18 0.16 0.14 0.12 0.11 0.09 0.07 0.06 0.05 0.04 0.03 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.0046 0.23 0.21 0.19 0.18 0.16 0.14 0.12 0.11 0.09 0.08 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.0047 0.20 0.18 0.16 0.15 0.13 0.12 0.10 0.09 0.08 0.07 0.05 0.04 0.03 0.03 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.0048 0.16 0.15 0.14 0.13 0.11 0.10 0.09 0.08 0.07 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.0049 0.14 0.13 0.12 0.11 0.09 0.08 0.07 0.06 0.06 0.05 0.04 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.0050 0.12 0.11 0.10 0.09 0.08 0.07 0.06 0.05 0.05 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.0051 0.10 0.09 0.08 0.07 0.07 0.06 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.0052 0.08 0.07 0.07 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.0053 0.07 0.06 0.05 0.05 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0054 0.05 0.05 0.04 0.04 0.04 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

34

TABLE VIII5% Interest


FIFTH YOUNGEST CHILD


55 0.05 0.04 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0056 0.04 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0057 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0058 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0059 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0060 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0061 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0062 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0063 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0064 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0065 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0066 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0067 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0068 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0069 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0070 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0071 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0072 0.02 0.02 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0073 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0074 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0075 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0076 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0077 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0078 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0079 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0080 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

35

TABLE IX5% Interest


CHILDREN AT 66 2/3 PERCENT

Age of First Second Third Fourth FifthChild Child Child Child Child Child

0 878.15 40.57 2.76 0.22 0.021 858.37 38.38 2.51 0.19 0.022 837.48 36.17 2.28 0.17 0.013 815.44 33.93 2.05 0.14 0.014 792.18 31.68 1.83 0.12 0.015 767.63 29.42 1.63 0.10 0.016 741.71 27.16 1.43 0.09 0.017 714.36 24.91 1.24 0.07 0.008 685.48 22.67 1.07 0.06 0.009 655.01 20.45 0.91 0.05 0.0010 622.84 18.26 0.76 0.04 0.0011 588.89 16.12 0.62 0.03 0.0012 553.05 14.03 0.50 0.02 0.0013 515.23 12.02 0.39 0.01 0.0014 475.30 10.09 0.30 0.01 0.0015 433.16 8.26 0.22 0.01 0.0016 388.69 6.56 0.15 0.00 0.0017 341.74 5.00 0.10 0.00 0.0018 292.19 3.60 0.06 0.00 0.0019 239.89 2.39 0.03 0.00 0.0020 184.68 1.39 0.02 0.00 0.0021 126.42 0.64 0.00 0.00 0.0022 64.91 0.16 0.00 0.00 0.00

36

TABLE IX-A5% Interest


BROTHERS, SISTERS, AND GRANDCHILDREN AT 25 PERCENT

Age of First Second Third Fourth Fifth Sixth SeventhChild Child Child Child Child Child Child Child

0 329.31 329.31 229.34 29.40 3.81 0.49 0.061 321.89 321.89 223.87 27.85 3.49 0.43 0.052 314.06 314.06 218.13 26.27 3.17 0.38 0.043 305.79 305.79 212.09 24.68 2.86 0.33 0.044 297.07 297.07 205.74 23.07 2.57 0.28 0.035 287.86 287.86 199.06 21.46 2.28 0.24 0.026 278.14 278.14 192.04 19.84 2.01 0.20 0.027 267.88 267.88 184.66 18.22 1.76 0.17 0.028 257.06 257.06 176.90 16.60 1.52 0.13 0.019 245.63 245.63 168.75 15.00 1.29 0.11 0.0110 233.56 233.56 160.18 13.41 1.08 0.08 0.0111 220.83 220.83 151.17 11.86 0.89 0.06 0.0012 207.39 207.39 141.71 10.34 0.72 0.05 0.0013 193.21 193.21 131.76 8.87 0.57 0.03 0.0014 178.24 178.24 121.31 7.45 0.43 0.02 0.0015 162.44 162.44 110.33 6.11 0.32 0.02 0.0016 145.76 145.76 98.79 4.86 0.22 0.01 0.0017 128.15 128.15 86.67 3.71 0.15 0.01 0.0018 109.57 109.57 73.94 2.67 0.09 0.00 0.0019 89.96 89.96 60.56 1.78 0.05 0.00 0.0020 69.26 69.26 46.52 1.04 0.02 0.00 0.0021 47.41 47.41 31.76 0.48 0.01 0.00 0.0022 24.34 24.34 16.27 0.12 0.00 0.00 0.00

37

TABLE IX-B5% Interest


CHILDREN WITH WIDOW OR WIDOWER REMARRIED

Age of First Second Third Fourth FifthChild Child Child Child Child Child

0 395.17 269.53 223.87 28.84 3.751 386.26 263.27 218.68 27.34 3.432 376.87 256.67 213.22 25.81 3.123 366.95 249.72 207.46 24.26 2.824 356.48 242.41 201.40 22.70 2.535 345.43 234.70 195.01 21.12 2.266 333.77 226.59 188.29 19.54 1.997 321.46 218.04 181.20 17.96 1.748 308.47 209.04 173.74 16.38 1.509 294.75 199.57 165.89 14.81 1.2810 280.28 189.59 157.61 13.25 1.0711 265.00 179.08 148.90 11.72 0.8812 248.87 168.02 139.72 10.23 0.7113 231.85 156.37 130.05 8.78 0.5614 213.89 144.10 119.86 7.39 0.4315 194.92 131.19 109.14 6.07 0.3216 174.91 117.59 97.84 4.83 0.2217 153.78 103.27 85.94 3.69 0.1518 131.48 88.20 73.41 2.66 0.0919 107.95 72.32 60.21 1.77 0.0520 83.11 55.61 46.31 1.03 0.0221 56.89 38.02 31.67 0.48 0.0122 29.21 19.50 16.25 0.12 0.00

38

TABLE X5% Interest


PARENT OR GRANDPARENT

Present Present PresentAge Value Age Value Age Value

15 702.89 45 571.63 75 241.0716 700.82 46 563.83 76 229.1217 698.66 47 555.74 77 217.3718 696.38 48 547.37 78 205.8519 693.98 49 538.72 79 194.6020 691.47 50 529.79 80 183.6321 688.83 51 520.58 81 172.9622 686.06 52 511.09 82 162.6323 683.15 53 501.32 83 152.6424 680.10 54 491.28 84 143.0125 676.90 55 480.97 85 133.7626 673.55 56 470.41 86 124.9127 670.03 57 459.59 87 116.4428 666.35 58 448.53 88 108.3929 662.49 59 437.25 89 100.7430 658.45 60 425.75 90 93.5031 654.22 61 414.04 91 86.6732 649.80 62 402.15 92 80.2433 645.18 63 390.10 93 74.2234 640.35 64 377.90 94 68.5935 635.30 65 365.57 95 63.3536 630.03 66 353.15 96 58.4837 624.54 67 340.64 97 53.9838 618.81 68 328.08 98 49.8239 612.84 69 315.50 99 46.0040 606.62 70 302.92 100 42.4841 600.15 71 290.37 101 39.1942 593.42 72 277.88 102 35.9643 586.43 73 265.48 103 32.0844 579.17 74 253.20 104 24.70

39

TABLE XI5% Interest


LIFE AWARDS(PERMANENT TOTAL AND PERMANENT PARTIAL DISABILITIES)

Present Present PresentAge Value Age Value Age Value

15 17.572 45 14.291 75 6.02716 17.521 46 14.096 76 5.72817 17.466 47 13.893 77 5.43418 17.409 48 13.684 78 5.14619 17.350 49 13.468 79 4.86520 17.287 50 13.245 80 4.59121 17.221 51 13.015 81 4.32422 17.152 52 12.777 82 4.06623 17.079 53 12.533 83 3.81624 17.003 54 12.282 84 3.57525 16.923 55 12.024 85 3.34426 16.839 56 11.760 86 3.12327 16.751 57 11.490 87 2.91128 16.659 58 11.213 88 2.71029 16.562 59 10.931 89 2.51830 16.461 60 10.644 90 2.33731 16.356 61 10.351 91 2.16732 16.245 62 10.054 92 2.00633 16.129 63 9.752 93 1.85534 16.009 64 9.447 94 1.71535 15.883 65 9.139 95 1.58436 15.751 66 8.829 96 1.46237 15.613 67 8.516 97 1.34938 15.470 68 8.202 98 1.24639 15.321 69 7.887 99 1.15040 15.166 70 7.573 100 1.06241 15.004 71 7.259 101 0.98042 14.836 72 6.947 102 0.89943 14.661 73 6.637 103 0.80244 14.479 74 6.330 104 0.618

40

TABLE XII 5% Interest


PRESENT VALUE OF $1 PER ANNUM PAYABLE FOR DURATION GIVEN

YearsAge 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

15 0.97369 1.89612 2.76999 3.59784 4.38207 5.12498 5.82873 6.49536 7.12682 7.72494 8.29147 8.82806 9.33626 9.81756 10.2733716 0.97368 1.89609 2.76993 3.59774 4.38192 5.12476 5.82843 6.49496 7.12631 7.72432 8.29071 8.82715 9.33519 9.81632 10.2719317 0.97367 1.89607 2.76987 3.59763 4.38175 5.12451 5.82809 6.49452 7.12575 7.72362 8.28987 8.82614 9.33400 9.81493 10.2703318 0.97366 1.89604 2.76980 3.59751 4.38156 5.12424 5.82771 6.49403 7.12513 7.72285 8.28893 8.82502 9.33268 9.81339 10.2685519 0.97366 1.89600 2.76973 3.59737 4.38135 5.12393 5.82730 6.49348 7.12444 7.72199 8.28789 8.82377 9.33121 9.81167 10.2665720 0.97365 1.89597 2.76964 3.59722 4.38111 5.12359 5.82683 6.49288 7.12367 7.72104 8.28673 8.82239 9.32958 9.80977 10.2643721 0.97364 1.89592 2.76955 3.59705 4.38085 5.12322 5.82632 6.49220 7.12281 7.71998 8.28544 8.82085 9.32776 9.80766 10.2619422 0.97362 1.89588 2.76944 3.59687 4.38056 5.12280 5.82575 6.49146 7.12186 7.71880 8.28401 8.81914 9.32575 9.80531 10.2592323 0.97361 1.89583 2.76933 3.59666 4.38023 5.12233 5.82511 6.49062 7.12081 7.71749 8.28242 8.81724 9.32351 9.80271 10.2562224 0.97360 1.89577 2.76920 3.59643 4.37988 5.12181 5.82441 6.48970 7.11963 7.71604 8.28066 8.81514 9.32103 9.79981 10.2528825 0.97358 1.89570 2.76905 3.59618 4.37948 5.12124 5.82362 6.48867 7.11833 7.71443 8.27870 8.81280 9.31827 9.79659 10.2491726 0.97356 1.89563 2.76890 3.59589 4.37903 5.12060 5.82275 6.48753 7.11688 7.71263 8.27652 8.81019 9.31520 9.79302 10.2450527 0.97354 1.89555 2.76872 3.59558 4.37854 5.11989 5.82178 6.48626 7.11527 7.71064 8.27411 8.80731 9.31180 9.78906 10.2404728 0.97352 1.89547 2.76852 3.59523 4.37799 5.11910 5.82071 6.48486 7.11349 7.70843 8.27142 8.80410 9.30802 9.78465 10.2353929 0.97350 1.89537 2.76830 3.59484 4.37739 5.11822 5.81951 6.48329 7.11150 7.70597 8.26844 8.80054 9.30382 9.77977 10.2297530 0.97347 1.89526 2.76806 3.59441 4.37671 5.11725 5.81819 6.48156 7.10930 7.70325 8.26513 8.79658 9.29916 9.77434 10.2234931 0.97344 1.89514 2.76779 3.59393 4.37596 5.11617 5.81671 6.47963 7.10685 7.70022 8.26145 8.79219 9.29399 9.76831 10.2165432 0.97341 1.89501 2.76749 3.59339 4.37513 5.11497 5.81507 6.47749 7.10414 7.69685 8.25737 8.78732 9.28825 9.76162 10.2088333 0.97337 1.89486 2.76716 3.59280 4.37420 5.11363 5.81325 6.47511 7.10112 7.69312 8.25283 8.78190 9.28187 9.75420 10.2002834 0.97333 1.89470 2.76679 3.59215 4.37317 5.11215 5.81124 6.47246 7.09777 7.68897 8.24780 8.77590 9.27480 9.74596 10.1907835 0.97328 1.89451 2.76638 3.59141 4.37203 5.11051 5.80899 6.46953 7.09404 7.68436 8.24221 8.76923 9.26694 9.73683 10.1802536 0.97323 1.89431 2.76592 3.59060 4.37076 5.10868 5.80650 6.46627 7.08991 7.67925 8.23601 8.76183 9.25823 9.72669 10.1685737 0.97318 1.89409 2.76541 3.58970 4.36935 5.10665 5.80373 6.46265 7.08533 7.67358 8.22913 8.75362 9.24857 9.71544 10.1556238 0.97311 1.89384 2.76485 3.58870 4.36779 5.10439 5.80066 6.45864 7.08023 7.66728 8.22150 8.74451 9.23785 9.70297 10.1412639 0.97304 1.89356 2.76422 3.58759 4.36605 5.10189 5.79725 6.45418 7.07458 7.66029 8.21302 8.73440 9.22596 9.68915 10.1253440 0.97297 1.89325 2.76353 3.58635 4.36412 5.09911 5.79347 6.44923 7.06831 7.65254 8.20363 8.72320 9.21278 9.67383 10.1077141 0.97288 1.89290 2.76276 3.58498 4.36198 5.09602 5.78926 6.44373 7.06135 7.64394 8.19321 8.71077 9.19817 9.65685 10.0881842 0.97279 1.89252 2.76190 3.58346 4.35960 5.09260 5.78460 6.43764 7.05363 7.63440 8.18165 8.69700 9.18199 9.63805 10.0665643 0.97268 1.89210 2.76095 3.58176 4.35695 5.08879 5.77942 6.43088 7.04507 7.62382 8.16884 8.68174 9.16406 9.61723 10.0426244 0.97256 1.89163 2.75989 3.57988 4.35402 5.08457 5.77368 6.42337 7.03557 7.61209 8.15464 8.66483 9.14420 9.59418 10.0161545 0.97243 1.89110 2.75871 3.57780 4.35076 5.07988 5.76730 6.41505 7.02505 7.59910 8.13891 8.64611 9.12222 9.56869 9.9868746 0.97229 1.89052 2.75741 3.57548 4.34715 5.07469 5.76023 6.40583 7.01337 7.58469 8.12149 8.62539 9.09790 9.54049 9.9545147 0.97212 1.88988 2.75596 3.57291 4.34314 5.06892 5.75239 6.39560 7.00044 7.56874 8.10220 8.60245 9.07101 9.50932 9.9187748 0.97194 1.88916 2.75435 3.57006 4.33869 5.06252 5.74370 6.38426 6.98611 7.55107 8.08086 8.57708 9.04128 9.47490 9.8793249 0.97174 1.88837 2.75256 3.56689 4.33375 5.05543 5.73406 6.37170 6.97024 7.53152 8.05724 8.54904 9.00843 9.43690 9.8358150 0.97152 1.88748 2.75058 3.56338 4.32827 5.04756 5.72338 6.35778 6.95268 7.50989 8.03114 8.51805 8.97218 9.39498 9.7878551 0.97128 1.88650 2.74838 3.55948 4.32220 5.03884 5.71155 6.34237 6.93324 7.48596 8.00228 8.48384 8.93217 9.34877 9.7350552 0.97100 1.88541 2.74594 3.55515 4.31546 5.02918 5.69844 6.32532 6.91173 7.45952 7.97042 8.44608 8.88808 9.29789 9.6769753 0.97070 1.88420 2.74323 3.55035 4.30800 5.01847 5.68394 6.30645 6.88796 7.43031 7.93526 8.40446 8.83951 9.24192 9.6131454 0.97036 1.88286 2.74022 3.54503 4.29973 5.00661 5.66788 6.28559 6.86170 7.39807 7.89648 8.35860 8.78606 9.18040 9.54310

41




YearsAge 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

55 0.96999 1.88137 2.73689 3.53913 4.29056 4.99349 5.65011 6.26252 6.83269 7.36250 7.85375 8.30814 8.72732 9.11287 9.4663356 0.96957 1.87972 2.73319 3.53259 4.28041 4.97896 5.63047 6.23705 6.80069 7.32330 7.80670 8.25265 8.66282 9.03885 9.3823157 0.96911 1.87788 2.72909 3.52535 4.26917 4.96289 5.60877 6.20893 6.76540 7.28013 7.75497 8.19172 8.59211 8.95782 9.2905158 0.96860 1.87585 2.72454 3.51733 4.25673 4.94513 5.58480 6.17791 6.72653 7.23263 7.69814 8.12489 8.51468 8.86928 9.1903959 0.96803 1.87359 2.71950 3.50844 4.24297 4.92550 5.55835 6.14373 6.68374 7.18044 7.63578 8.05169 8.43005 8.77268 9.0814060 0.96740 1.87109 2.71391 3.49861 4.22776 4.90383 5.52918 6.10608 6.63670 7.12314 7.56746 7.97165 8.33768 8.66750 8.9630261 0.96670 1.86831 2.70773 3.48773 4.21095 4.87991 5.49704 6.06467 6.58504 7.06034 7.49272 7.88428 8.23709 8.55322 8.8347462 0.96593 1.86523 2.70088 3.47570 4.19239 4.85354 5.46166 6.01916 6.52837 6.99160 7.41109 7.78907 8.12776 8.42936 8.6960963 0.96507 1.86182 2.69330 3.46240 4.17190 4.82449 5.42275 5.96920 6.46630 6.91647 7.32210 7.68555 8.00920 8.29544 8.5466664 0.96411 1.85804 2.68491 3.44771 4.14932 4.79251 5.38001 5.91445 6.39843 6.83452 7.22528 7.57324 7.88098 8.15106 8.3861065 0.96305 1.85386 2.67564 3.43150 4.12443 4.75735 5.33312 5.85452 6.32433 6.74530 7.12017 7.45171 7.74268 7.99589 8.2141766 0.96188 1.84923 2.66539 3.41361 4.09703 4.71874 5.28174 5.78904 6.24360 6.64838 7.00636 7.32055 7.59396 7.82966 8.0307267 0.96058 1.84410 2.65407 3.39390 4.06691 4.67638 5.22555 5.71762 6.15581 6.54333 6.88345 7.17943 7.43458 7.65223 7.8357668 0.95914 1.83843 2.64158 3.37219 4.03383 4.62999 5.16418 5.63987 6.06056 6.42979 6.75110 7.02808 7.26437 7.46361 7.6294569 0.95754 1.83216 2.62780 3.34831 3.99753 4.57926 5.09728 5.55542 5.95750 6.30740 6.60904 6.86635 7.08332 7.26392 7.4121070 0.95578 1.82524 2.61261 3.32207 3.95777 4.52387 5.02451 5.46391 5.84628 6.17590 6.45710 6.69420 6.89155 7.05349 7.1842571 0.95382 1.81759 2.59589 3.29327 3.91429 4.46351 4.94554 5.36501 5.72662 6.03509 6.29520 6.51171 6.68935 6.83281 6.9466272 0.95166 1.80915 2.57750 3.26171 3.86681 4.39789 4.86004 5.25844 5.59831 5.88488 6.12341 6.31914 6.47719 6.60259 6.7001473 0.94927 1.79985 2.55729 3.22716 3.81507 4.32669 4.76773 5.14397 5.46121 5.72528 5.94195 6.11692 6.25574 6.36373 6.4459374 0.94663 1.78960 2.53511 3.18941 3.75880 4.24964 4.66837 5.02144 5.31532 5.55646 5.75118 5.90568 6.02587 6.11735 6.1853275 0.94371 1.77831 2.51081 3.14824 3.69774 4.16651 4.56177 4.89077 5.16073 5.37872 5.55168 5.68623 5.78865 5.86475 5.9197976 0.94049 1.76591 2.48421 3.10343 3.63166 4.07707 4.44781 4.75201 4.99767 5.19257 5.34419 5.45960 5.54535 5.60737 5.6509277 0.93694 1.75229 2.45516 3.05476 3.56034 3.98118 4.32648 4.60532 4.82655 4.99866 5.12966 5.22700 5.29740 5.34683 5.3804078 0.93303 1.73735 2.42349 3.00204 3.48361 3.87874 4.19783 4.45099 4.64794 4.79785 4.90923 4.98979 5.04636 5.08478 5.1099379 0.92872 1.72098 2.38902 2.94507 3.40132 3.76976 4.06207 4.28948 4.46258 4.59119 4.68421 4.74952 4.79388 4.82293 4.8411980 0.92399 1.70309 2.35159 2.88370 3.31340 3.65431 3.91953 4.12141 4.27140 4.37989 4.45606 4.50779 4.54167 4.56297 4.5757781 0.91879 1.68356 2.31106 2.81780 3.21983 3.53260 3.77067 3.94756 4.07550 4.16532 4.22634 4.26629 4.29141 4.30650 4.3151382 0.91308 1.66228 2.26729 2.74729 3.12071 3.40495 3.61614 3.76889 3.87613 3.94898 3.99668 4.02667 4.04469 4.05500 4.0605783 0.90684 1.63914 2.22015 2.67214 3.01619 3.27181 3.45671 3.58651 3.67469 3.73242 3.76872 3.79054 3.80301 3.80976 3.8131984 0.90001 1.61405 2.16955 2.59239 2.90655 3.13378 3.29332 3.40168 3.47264 3.51725 3.54406 3.55939 3.56768 3.57190 3.5739185 0.89255 1.58691 2.11545 2.50815 2.79218 2.99160 3.12706 3.21575 3.27152 3.30503 3.32419 3.33455 3.33983 3.34233 3.3434386 0.88443 1.55764 2.05782 2.41961 2.67361 2.84614 2.95912 3.03015 3.07283 3.09724 3.11044 3.11715 3.12035 3.12175 3.1223287 0.87560 1.52616 1.99671 2.32708 2.55148 2.69841 2.79080 2.84632 2.87806 2.89523 2.90396 2.90811 2.90994 2.91068 2.9109688 0.86603 1.49243 1.93221 2.23093 2.42654 2.54952 2.62343 2.66568 2.68854 2.70016 2.70569 2.70812 2.70911 2.70948 2.7096089 0.85568 1.45643 1.86449 2.13169 2.29968 2.40064 2.45836 2.48958 2.50546 2.51301 2.51634 2.51768 2.51818 2.51835 2.5184090 0.84452 1.41816 1.79378 2.02994 2.17187 2.25301 2.29690 2.31922 2.32983 2.33451 2.33640 2.33711 2.33734 2.33741 2.3374391 0.83253 1.37767 1.72041 1.92639 2.04415 2.10785 2.14025 2.15565 2.16243 2.16519 2.16620 2.16654 2.16664 2.16667 2.1666792 0.81969 1.33505 1.64477 1.82184 1.91762 1.96634 1.98949 1.99969 2.00383 2.00536 2.00587 2.00602 2.00606 2.00606 2.0060693 0.80601 1.29042 1.56736 1.71716 1.79335 1.82956 1.84552 1.85199 1.85439 1.85518 1.85542 1.85548 1.85548 1.85548 1.8554894 0.79149 1.24399 1.48874 1.61324 1.67241 1.69848 1.70906 1.71297 1.71427 1.71466 1.71476 1.71476 1.71476 1.71476 1.71476

42




YearsAge 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

95 0.77617 1.19599 1.40955 1.51103 1.55576 1.57390 1.58060 1.58284 1.58350 1.58368 1.58368 1.58368 1.58368 1.58368 1.5836896 0.76008 1.14672 1.33046 1.41145 1.44428 1.45642 1.46047 1.46167 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.4619997 0.74330 1.09654 1.25223 1.31535 1.33868 1.34647 1.34879 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.3494098 0.72593 1.04587 1.17558 1.22353 1.23953 1.24430 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.2455599 0.70807 0.99515 1.10126 1.13667 1.14722 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999

100 0.68987 0.94488 1.02997 1.05531 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197101 0.67152 0.89558 0.96233 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987102 0.65319 0.84778 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891103 0.63512 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199104 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752

43

Age

15161718192021222324252627282930313233343536373839404142434445464748495051525354




Years16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

10.70500 11.11372 11.50071 11.86711 12.21398 12.54233 12.85313 13.14726 13.42560 13.68895 13.93809 14.17373 14.39658 14.60727 14.8064210.70335 11.11184 11.49860 11.86474 12.21133 12.53939 12.84986 13.14367 13.42165 13.68462 13.93336 14.16858 14.39098 14.60119 14.7998510.70152 11.10976 11.49625 11.86210 12.20839 12.53611 12.84624 13.13967 13.41726 13.67982 13.92811 14.16286 14.38476 14.59445 14.7925610.69948 11.10745 11.49364 11.85917 12.20511 12.53248 12.84222 13.13524 13.41239 13.67448 13.92228 14.15651 14.37786 14.58698 14.7844610.69722 11.10488 11.49074 11.85592 12.20148 12.52844 12.83775 13.13031 13.40698 13.66856 13.91581 14.14947 14.37021 14.57868 14.7754910.69471 11.10203 11.48752 11.85230 12.19745 12.52396 12.83279 13.12485 13.40097 13.66198 13.90863 14.14165 14.36171 14.56947 14.7655310.69192 11.09886 11.48394 11.84829 12.19297 12.51898 12.82729 13.11878 13.39431 13.65468 13.90066 14.13297 14.35229 14.55925 14.7544810.68882 11.09533 11.47997 11.84383 12.18799 12.51346 12.82117 13.11204 13.38691 13.64658 13.89182 14.12334 14.34183 14.54792 14.7422310.68537 11.09143 11.47555 11.83888 12.18247 12.50732 12.81439 13.10456 13.37870 13.63759 13.88201 14.11266 14.33023 14.53536 14.7286510.68155 11.08708 11.47066 11.83339 12.17634 12.50051 12.80686 13.09626 13.36958 13.62762 13.87112 14.10082 14.31737 14.52143 14.7136010.67731 11.08226 11.46522 11.82729 12.16954 12.49296 12.79850 13.08706 13.35948 13.61656 13.85905 14.08768 14.30312 14.50600 14.6969210.67259 11.07691 11.45918 11.82052 12.16198 12.48457 12.78922 13.07684 13.34826 13.60429 13.84567 14.07312 14.28732 14.48889 14.6784510.66736 11.07097 11.45248 11.81300 12.15360 12.47526 12.77893 13.06551 13.33583 13.59068 13.83083 14.05699 14.26981 14.46995 14.6579910.66155 11.06437 11.44504 11.80466 12.14430 12.46493 12.76752 13.05294 13.32204 13.57560 13.81439 14.03911 14.25042 14.44897 14.6353510.65510 11.05705 11.43679 11.79541 12.13398 12.45348 12.75486 13.03900 13.30675 13.55889 13.79617 14.01930 14.22895 14.42575 14.6103010.64794 11.04893 11.42763 11.78514 12.12253 12.44078 12.74083 13.02356 13.28981 13.54037 13.77599 13.99738 14.20519 14.40007 14.5826010.64000 11.03991 11.41746 11.77375 12.10983 12.42669 12.72527 13.00644 13.27104 13.51986 13.75365 13.97311 14.17890 14.37166 14.5519810.63118 11.02991 11.40619 11.76112 12.09576 12.41108 12.70803 12.98747 13.25025 13.49716 13.72893 13.94626 14.14983 14.34027 14.5181510.62140 11.01882 11.39369 11.74712 12.08016 12.39378 12.68892 12.96647 13.22724 13.47203 13.70157 13.91658 14.11771 14.30559 14.4808210.61055 11.00651 11.37983 11.73160 12.06286 12.37461 12.66777 12.94321 13.20177 13.44423 13.67133 13.88377 14.08222 14.26731 14.4396310.59852 10.99287 11.36446 11.71439 12.04371 12.35338 12.64434 12.91747 13.17359 13.41349 13.63790 13.84753 14.04305 14.22508 14.3942210.58518 10.97775 11.34743 11.69533 12.02249 12.32988 12.61842 12.88900 13.14244 13.37952 13.60098 13.80754 13.99984 14.17853 14.3442210.57039 10.96098 11.32856 11.67422 11.99900 12.30386 12.58975 12.85752 13.10801 13.34200 13.56024 13.76342 13.95222 14.12728 14.2892010.55400 10.94241 11.30767 11.65085 11.97300 12.27509 12.55804 12.82273 13.06999 13.30060 13.51530 13.71480 13.89978 14.07088 14.2287310.53583 10.92185 11.28453 11.62499 11.94424 12.24328 12.52301 12.78432 13.02803 13.25493 13.46577 13.66126 13.84209 14.00890 14.1623310.51572 10.89907 11.25893 11.59638 11.91245 12.20812 12.48432 12.74192 12.98175 13.20460 13.41124 13.60237 13.77869 13.94086 14.0895410.49345 10.87387 11.23061 11.56475 11.87732 12.16930 12.44162 12.69516 12.93075 13.14920 13.35125 13.53765 13.70909 13.86627 14.0098310.46880 10.84599 11.19929 11.52979 11.83852 12.12646 12.39454 12.64364 12.87461 13.08825 13.28534 13.46662 13.63280 13.78460 13.9226810.44153 10.81517 11.16469 11.49119 11.79570 12.07921 12.34265 12.58692 12.81286 13.02129 13.21300 13.38876 13.54929 13.69532 13.8275710.41138 10.78110 11.12648 11.44859 11.74849 12.02715 12.28554 12.52454 12.74502 12.94781 13.13372 13.30353 13.45801 13.59790 13.7239410.37806 10.74348 11.08430 11.40161 11.69646 11.96984 12.22272 12.45600 12.67057 12.86728 13.04695 13.21039 13.35840 13.49177 13.6112710.34126 10.70196 11.03779 11.34985 11.63919 11.90682 12.15371 12.38080 12.58899 12.77914 12.95213 13.10878 13.24993 13.37640 13.4890310.30064 10.65618 10.98654 11.29286 11.57620 11.83758 12.07800 12.29840 12.49971 12.68285 12.84869 12.99812 13.13202 13.25126 13.3567110.25585 10.60572 10.93012 11.23019 11.50701 11.76162 11.99503 12.20824 12.40218 12.57782 12.73607 12.87788 13.00415 13.11583 13.2138410.20648 10.55017 10.86808 11.16135 11.43110 11.67839 11.90426 12.10974 12.29581 12.46348 12.61371 12.74749 12.86581 12.96965 13.0600110.15213 10.48908 10.79991 11.08582 11.34792 11.58732 11.80511 12.00233 12.18003 12.33927 12.48106 12.60646 12.71652 12.81230 12.8948610.09235 10.42196 10.72513 11.00306 11.25692 11.48786 11.69699 11.88543 12.05428 12.20463 12.33761 12.45432 12.55588 12.64343 12.7181210.02667 10.34831 10.64318 10.91252 11.15753 11.37941 11.57933 11.75847 11.91799 12.05907 12.18289 12.29064 12.38353 12.46277 12.529589.95459 10.26761 10.55353 10.81362 11.04916 11.26139 11.45156 11.62090 11.77067 11.90211 12.01649 12.11510 12.19921 12.27014 12.329189.87561 10.17932 10.45560 10.70580 10.93124 11.13324 11.31313 11.47222 11.61184 11.73334 11.83809 11.92744 12.00278 12.06549 12.11695

44

Age

55565758596061626364656667686970717273747576777879808182838485868788899091929394




Years16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

9.78918 10.08287 10.34883 10.58848 10.80321 10.99443 11.16354 11.31196 11.44112 11.55246 11.64744 11.72753 11.79419 11.84889 11.893079.69476 9.97770 10.23265 10.46109 10.66452 10.84443 11.00233 11.13973 11.25818 11.35923 11.44443 11.51536 11.57355 11.62054 11.657829.59179 9.86326 10.10650 10.32311 10.51468 10.68280 10.82911 10.95524 11.06283 11.15356 11.22907 11.29104 11.34107 11.38077 11.411659.47973 9.73899 9.96986 10.17404 10.35323 10.50918 10.64361 10.75829 10.85498 10.93547 11.00151 11.05484 11.09716 11.13007 11.155139.35803 9.60437 9.82223 10.01343 10.17982 10.32326 10.44563 10.54880 10.63468 10.70515 10.76205 10.80720 10.84232 10.86906 10.888929.22618 9.45892 9.66318 9.84094 9.99418 10.12490 10.23512 10.32686 10.40214 10.46293 10.51117 10.54869 10.57725 10.59847 10.613829.08371 9.30222 9.49237 9.65629 9.79613 9.91404 10.01218 10.09271 10.15774 10.20933 10.24947 10.28002 10.30272 10.31914 10.330678.93019 9.13390 9.30952 9.45933 9.58565 9.69080 9.77707 9.84674 9.90202 9.94502 9.97775 10.00207 10.01966 10.03201 10.040408.76527 8.95373 9.11450 9.25006 9.36289 9.45547 9.53024 9.58956 9.63570 9.67083 9.69693 9.71580 9.72906 9.73806 9.743958.58871 8.76156 8.90730 9.02861 9.12815 9.20853 9.27230 9.32191 9.35967 9.38773 9.40803 9.42228 9.43195 9.43829 9.442288.40038 8.55739 8.68808 8.79531 8.88191 8.95061 9.00406 9.04474 9.07497 9.09683 9.11218 9.12261 9.12944 9.13373 9.136318.20026 8.34138 8.45717 8.55067 8.62486 8.68257 8.72650 8.75914 8.78275 8.79932 8.81058 8.81796 8.82259 8.82538 8.826977.98853 8.11388 8.21510 8.29541 8.35788 8.40544 8.44077 8.46633 8.48427 8.49646 8.50444 8.50946 8.51247 8.51420 8.515137.76552 7.87541 7.96259 8.03041 8.08204 8.12040 8.14814 8.16762 8.18085 8.18951 8.19496 8.19823 8.20010 8.20112 8.201637.53177 7.62671 7.70057 7.75679 7.79856 7.82877 7.84998 7.86439 7.87383 7.87976 7.88332 7.88536 7.88646 7.88702 7.887297.28800 7.36872 7.43015 7.47580 7.50882 7.53200 7.54774 7.55805 7.56453 7.56843 7.57066 7.57186 7.57247 7.57276 7.572897.03517 7.10256 7.15264 7.18886 7.21429 7.23156 7.24287 7.24998 7.25426 7.25670 7.25802 7.25869 7.25901 7.25915 7.259216.77439 6.82957 6.86947 6.89749 6.91652 6.92898 6.93681 6.94152 6.94421 6.94567 6.94641 6.94676 6.94692 6.94698 6.947006.50701 6.55119 6.58220 6.60327 6.61706 6.62574 6.63095 6.63393 6.63554 6.63636 6.63675 6.63692 6.63699 6.63702 6.637036.23449 6.26901 6.29245 6.30781 6.31746 6.32326 6.32658 6.32837 6.32928 6.32972 6.32991 6.32998 6.33001 6.33002 6.330025.95843 5.98468 6.00186 6.01267 6.01916 6.02288 6.02488 6.02591 6.02639 6.02661 6.02669 6.02672 6.02674 6.02674 6.026745.68050 5.69986 5.71204 5.71936 5.72354 5.72581 5.72696 5.72750 5.72775 5.72784 5.72788 5.72789 5.72789 5.72790 5.727905.40238 5.41621 5.42451 5.42926 5.43183 5.43314 5.43376 5.43403 5.43414 5.43418 5.43420 5.43420 5.43420 5.43420 5.434205.12575 5.13526 5.14069 5.14363 5.14513 5.14584 5.14615 5.14628 5.14632 5.14634 5.14634 5.14634 5.14634 5.14634 5.146344.85217 4.85845 4.86184 4.86357 4.86439 4.86475 4.86489 4.86495 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.864974.58309 4.58705 4.58906 4.59002 4.59044 4.59061 4.59068 4.59070 4.59070 4.59071 4.59071 4.59071 4.59071 4.59071 4.590714.31980 4.32218 4.32330 4.32380 4.32400 4.32408 4.32410 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.324114.06340 4.06475 4.06535 4.06559 4.06568 4.06570 4.06571 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.065723.81482 3.81554 3.81583 3.81594 3.81597 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.815993.57479 3.57515 3.57528 3.57532 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.575343.34388 3.34405 3.34410 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.344123.12253 3.12260 3.12262 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.122632.91105 2.91107 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.911082.70963 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.709642.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.518412.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.337432.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.166672.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.006061.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.855481.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476

45

Age

9596979899

100101102103104




Years16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.583681.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.461991.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.349401.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.245551.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.149991.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.061970.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.979870.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.898910.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.801990.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752

46

Age

15161718192021222324252627282930313233343536373839404142434445464748495051525354




Years31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

14.99462 15.17241 15.34033 15.49885 15.64844 15.78955 15.92259 16.04796 16.16601 16.27711 16.38158 16.47974 16.57189 16.65829 16.7392314.98752 15.16476 15.33209 15.49000 15.63895 15.77938 15.91170 16.03632 16.15359 16.26386 16.36748 16.46474 16.55595 16.64138 16.7212914.97965 15.15627 15.32295 15.48018 15.62841 15.76809 15.89963 16.02342 16.13982 16.24919 16.35186 16.44813 16.53831 16.62267 16.7014714.97091 15.14685 15.31282 15.46929 15.61673 15.75558 15.88625 16.00913 16.12458 16.23295 16.33458 16.42976 16.51881 16.60199 16.6795714.96121 15.13641 15.30158 15.45722 15.60379 15.74172 15.87143 15.99330 16.10770 16.21497 16.31545 16.40945 16.49725 16.57915 16.6553914.95046 15.12482 15.28912 15.44384 15.58944 15.72636 15.85501 15.97577 16.08902 16.19509 16.29431 16.38700 16.47344 16.55393 16.6287114.93854 15.11198 15.27531 15.42901 15.57355 15.70936 15.83684 15.95638 16.06835 16.17310 16.27094 16.36220 16.44716 16.52611 16.5993114.92532 15.09774 15.26000 15.41259 15.55595 15.69053 15.81673 15.93493 16.04551 16.14880 16.24513 16.33482 16.41817 16.49544 16.5669214.91067 15.08197 15.24305 15.39440 15.53647 15.66970 15.79448 15.91121 16.02026 16.12196 16.21664 16.30463 16.38621 16.46166 16.5312814.89444 15.06449 15.22428 15.37426 15.51491 15.64665 15.76989 15.88501 15.99237 16.09233 16.18522 16.27134 16.35101 16.42450 16.4920914.87646 15.04515 15.20350 15.35198 15.49107 15.62117 15.74271 15.85606 15.96160 16.05966 16.15059 16.23469 16.31228 16.38364 16.4490614.85655 15.02373 15.18050 15.32734 15.46471 15.59302 15.71270 15.82412 15.92766 16.02365 16.11245 16.19436 16.26971 16.33878 16.4018714.83451 15.00003 15.15507 15.30010 15.43558 15.56194 15.67958 15.78889 15.89025 15.98400 16.07049 16.15004 16.22297 16.28958 16.3501814.81012 14.97382 15.12696 15.27001 15.40342 15.52764 15.64306 15.75008 15.84907 15.94039 16.02438 16.10138 16.17172 16.23570 16.2936414.78315 14.94485 15.09590 15.23677 15.36793 15.48981 15.60281 15.70734 15.80376 15.89246 15.97376 16.04803 16.11559 16.17677 16.2319014.75334 14.91285 15.06161 15.20011 15.32880 15.44813 15.55851 15.66033 15.75399 15.83985 15.91827 15.98961 16.05422 16.11243 16.1645914.72042 14.87751 15.02377 15.15968 15.28569 15.40226 15.50978 15.60869 15.69936 15.78217 15.85751 15.92574 15.98721 16.04229 16.0913514.68406 14.83853 14.98206 15.11514 15.23824 15.35180 15.45626 15.55201 15.63947 15.71904 15.79109 15.85601 15.91419 15.96599 16.0118014.64396 14.79555 14.93611 15.06613 15.18607 15.29638 15.39752 15.48989 15.57393 15.65003 15.71860 15.78004 15.83475 15.88314 15.9256114.59975 14.74821 14.88554 15.01223 15.12875 15.23558 15.33315 15.42191 15.50229 15.57472 15.63962 15.69741 15.74852 15.79337 15.8324114.55105 14.69612 14.82995 14.95304 15.06588 15.16895 15.26271 15.34762 15.42413 15.49268 15.55373 15.60772 15.65511 15.69634 15.7318914.49747 14.63885 14.76889 14.88810 14.99699 15.09605 15.18575 15.26658 15.33900 15.40350 15.46053 15.51059 15.55415 15.59171 15.6237414.43858 14.57597 14.70193 14.81697 14.92163 15.01641 15.10181 15.17833 15.24647 15.30673 15.35962 15.40565 15.44533 15.47917 15.5077114.37391 14.50700 14.62857 14.73916 14.83931 14.92955 15.01041 15.08242 15.14610 15.20198 15.25062 15.29255 15.32831 15.35847 15.3835714.30299 14.43147 14.54835 14.65419 14.74956 14.83501 14.91111 14.97840 15.03747 15.08887 15.13318 15.17098 15.20285 15.22938 15.2511414.22534 14.34887 14.46074 14.56155 14.65187 14.73230 14.80343 14.86586 14.92019 14.96703 15.00698 15.04067 15.06871 15.09172 15.1103014.14042 14.25869 14.36525 14.46074 14.54577 14.62097 14.68697 14.74440 14.79391 14.83615 14.87176 14.90140 14.92573 14.94537 14.9609514.04773 14.16041 14.26137 14.35127 14.43078 14.50057 14.56130 14.61365 14.65830 14.69596 14.72730 14.75302 14.77379 14.79027 14.8030913.94673 14.05350 14.14858 14.23267 14.30647 14.37069 14.42606 14.47329 14.51311 14.54626 14.57346 14.59542 14.61285 14.62640 14.6367213.83689 13.93746 14.02641 14.10448 14.17241 14.23098 14.28094 14.32306 14.35812 14.38690 14.41013 14.42856 14.44290 14.45382 14.4619313.71769 13.81180 13.89440 13.96628 14.02824 14.08110 14.12567 14.16277 14.19321 14.21780 14.23730 14.25247 14.26402 14.27260 14.2788113.58863 13.67605 13.75213 13.81771 13.87365 13.92082 13.96009 13.99230 14.01832 14.03896 14.05502 14.06724 14.07632 14.08289 14.0875113.44926 13.52979 13.59922 13.65845 13.70839 13.74996 13.78407 13.81161 13.83346 13.85046 13.86340 13.87302 13.87997 13.88485 13.8881713.29914 13.37266 13.43539 13.48828 13.53230 13.56842 13.59759 13.62073 13.63874 13.65244 13.66263 13.66999 13.67516 13.67867 13.6809713.13791 13.20437 13.26040 13.30704 13.34531 13.37621 13.40073 13.41981 13.43432 13.44511 13.45291 13.45839 13.46211 13.46455 13.4660812.96530 13.02469 13.07412 13.11468 13.14744 13.17342 13.19364 13.20903 13.22046 13.22873 13.23454 13.23848 13.24107 13.24269 13.2436712.78109 12.83351 12.87652 12.91125 12.93881 12.96025 12.97657 12.98869 12.99746 13.00362 13.00780 13.01054 13.01226 13.01329 13.0138912.58519 12.63083 12.66768 12.69691 12.71966 12.73697 12.74983 12.75914 12.76567 12.77011 12.77301 12.77484 12.77593 12.77656 12.7769012.37762 12.41674 12.44777 12.47192 12.49030 12.50395 12.51383 12.52076 12.52547 12.52856 12.53050 12.53166 12.53233 12.53269 12.5328712.15850 12.19147 12.21712 12.23664 12.25115 12.26164 12.26900 12.27401 12.27728 12.27934 12.28058 12.28129 12.28167 12.28187 12.28196

47

Age

55565758596061626364656667686970717273747576777879808182838485868788899091929394




Years31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

11.92811 11.95537 11.97613 11.99154 12.00270 12.01053 12.01585 12.01933 12.02152 12.02283 12.02359 12.02399 12.02420 12.02430 12.0243411.68683 11.70890 11.72531 11.73717 11.74550 11.75116 11.75486 11.75719 11.75859 11.75939 11.75983 11.76005 11.76015 11.76020 11.7602211.43516 11.45263 11.46526 11.47413 11.48016 11.48410 11.48658 11.48807 11.48892 11.48939 11.48962 11.48973 11.48978 11.48980 11.4898111.17374 11.18721 11.19666 11.20308 11.20729 11.20993 11.21152 11.21243 11.21292 11.21317 11.21329 11.21334 11.21336 11.21337 11.2133710.90329 10.91338 10.92023 10.92471 10.92753 10.92923 10.93020 10.93072 10.93099 10.93112 10.93117 10.93119 10.93120 10.93121 10.9312110.62459 10.63191 10.63670 10.63972 10.64153 10.64256 10.64312 10.64341 10.64354 10.64360 10.64363 10.64364 10.64364 10.64364 10.6436410.33850 10.34363 10.34685 10.34879 10.34990 10.35049 10.35080 10.35094 10.35101 10.35103 10.35104 10.35105 10.35105 10.35105 10.3510510.04589 10.04935 10.05142 10.05261 10.05325 10.05358 10.05373 10.05380 10.05383 10.05384 10.05384 10.05384 10.05384 10.05384 10.053849.74766 9.74989 9.75116 9.75185 9.75220 9.75236 9.75244 9.75247 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.752489.44467 9.44604 9.44678 9.44716 9.44734 9.44741 9.44745 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.447469.13779 9.13858 9.13899 9.13918 9.13927 9.13930 9.13931 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.139328.82783 8.82827 8.82848 8.82857 8.82861 8.82862 8.82862 8.82862 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.828638.51560 8.51583 8.51593 8.51597 8.51598 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.515998.20188 8.20198 8.20203 8.20204 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.202057.88741 7.88746 7.88747 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.887487.57295 7.57296 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.572977.25923 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.259246.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.947016.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.637036.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.330036.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.026745.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.727905.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.434205.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.146344.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.864974.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.590714.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.324114.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.065723.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.815993.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.575343.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.344123.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.122632.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.911082.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.709642.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.518412.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.337432.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.166672.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.006061.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.855481.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476

48

Age

9596979899

100101102103104




Years31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.583681.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.461991.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.349401.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.245551.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.149991.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.061970.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.979870.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.898910.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.801990.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752

49

Age

15161718192021222324252627282930313233343536373839404142434445464748495051525354




Years46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

16.81494 16.88566 16.95162 17.01303 17.07009 17.12300 17.17194 17.21709 17.25862 17.29669 17.33146 17.36309 17.39174 17.41755 17.4406716.79594 16.86557 16.93039 16.99062 17.04647 17.09813 17.14579 17.18962 17.22980 17.26651 17.29990 17.33013 17.35738 17.38179 17.4035316.77496 16.84338 16.90696 16.96592 17.02045 17.07075 17.11702 17.15944 17.19818 17.23343 17.26534 17.29410 17.31987 17.34282 17.3631116.75179 16.81891 16.88114 16.93870 16.99180 17.04064 17.08541 17.12631 17.16351 17.19721 17.22756 17.25476 17.27899 17.30041 17.3192116.72623 16.79192 16.85268 16.90874 16.96029 17.00756 17.05073 17.09000 17.12557 17.15761 17.18632 17.21189 17.23451 17.25435 17.2716316.69806 16.76220 16.82137 16.87579 16.92568 16.97126 17.01271 17.05026 17.08408 17.11439 17.14139 17.16526 17.18621 17.20444 17.2201616.66702 16.72948 16.78693 16.83960 16.88771 16.93147 16.97110 17.00681 17.03881 17.06730 17.09250 17.11462 17.13387 17.15046 17.1646116.63286 16.69351 16.74911 16.79989 16.84609 16.88793 16.92563 16.95941 16.98949 17.01609 17.03944 17.05975 17.07727 17.09221 17.1048116.59530 16.65400 16.70761 16.75639 16.80055 16.84035 16.87601 16.90776 16.93585 16.96050 16.98194 17.00043 17.01621 17.02951 17.0405816.55406 16.61066 16.66215 16.70878 16.75079 16.78844 16.82196 16.85161 16.87763 16.90028 16.91980 16.93645 16.95049 16.96218 16.9717716.50882 16.56318 16.61241 16.65676 16.69651 16.73190 16.76320 16.79067 16.81458 16.83519 16.85277 16.86759 16.87993 16.89006 16.8982316.45926 16.51124 16.55807 16.60003 16.63740 16.67044 16.69945 16.72469 16.74645 16.76501 16.78066 16.79369 16.80437 16.81301 16.8198516.40505 16.45450 16.49880 16.53826 16.57315 16.60377 16.63042 16.65339 16.67299 16.68952 16.70327 16.71456 16.72367 16.73090 16.7365316.34585 16.39263 16.43428 16.47113 16.50346 16.53160 16.55585 16.57655 16.59399 16.60852 16.62043 16.63006 16.63769 16.64363 16.6481516.28129 16.32528 16.36418 16.39832 16.42803 16.45365 16.47550 16.49392 16.50926 16.52184 16.53200 16.54006 16.54633 16.55111 16.5546516.21104 16.25212 16.28817 16.31954 16.34659 16.36966 16.38912 16.40531 16.41860 16.42933 16.43784 16.44446 16.44950 16.45325 16.4559616.13473 16.17280 16.20593 16.23449 16.25886 16.27940 16.29650 16.31054 16.32187 16.33086 16.33785 16.34317 16.34713 16.34999 16.3520016.05201 16.08700 16.11717 16.14290 16.16460 16.18266 16.19748 16.20944 16.21894 16.22632 16.23194 16.23612 16.23914 16.24126 16.2427115.96256 15.99442 16.02160 16.04452 16.06359 16.07924 16.09188 16.10191 16.10971 16.11565 16.12006 16.12325 16.12549 16.12701 16.1280115.86606 15.89477 15.91897 15.93912 15.95565 15.96900 15.97959 15.98783 15.99410 15.99876 16.00213 16.00450 16.00611 16.00716 16.0078215.76221 15.78778 15.80906 15.82653 15.84063 15.85182 15.86052 15.86715 15.87207 15.87563 15.87813 15.87983 15.88094 15.88164 15.8820615.65076 15.67324 15.69169 15.70659 15.71841 15.72760 15.73460 15.73980 15.74356 15.74620 15.74800 15.74917 15.74991 15.75035 15.7506115.53147 15.55096 15.56670 15.57919 15.58891 15.59630 15.60180 15.60577 15.60856 15.61046 15.61170 15.61248 15.61295 15.61321 15.6133615.40417 15.42080 15.43400 15.44427 15.45208 15.45789 15.46209 15.46503 15.46704 15.46835 15.46917 15.46967 15.46995 15.47010 15.4701815.26872 15.28267 15.29352 15.30178 15.30791 15.31235 15.31547 15.31758 15.31897 15.31984 15.32036 15.32066 15.32083 15.32091 15.3209515.12504 15.13651 15.14523 15.15172 15.15641 15.15970 15.16194 15.16341 15.16433 15.16488 15.16520 15.16537 15.16546 15.16550 15.1655214.97308 14.98230 14.98916 14.99412 14.99760 14.99997 15.00151 15.00249 15.00307 15.00341 15.00359 15.00368 15.00372 15.00374 15.0037514.81284 14.82009 14.82534 14.82902 14.83152 14.83316 14.83419 14.83480 14.83516 14.83535 14.83545 14.83549 14.83551 14.83552 14.8355214.64439 14.64993 14.65383 14.65647 14.65820 14.65929 14.65995 14.66032 14.66052 14.66063 14.66067 14.66070 14.66070 14.66071 14.6607114.46779 14.47191 14.47471 14.47654 14.47769 14.47838 14.47878 14.47899 14.47910 14.47915 14.47918 14.47919 14.47919 14.47919 14.4791914.28317 14.28613 14.28806 14.28928 14.29002 14.29043 14.29066 14.29078 14.29083 14.29085 14.29086 14.29087 14.29087 14.29087 14.2908714.09064 14.09269 14.09398 14.09475 14.09520 14.09544 14.09556 14.09562 14.09564 14.09565 14.09566 14.09566 14.09566 14.09566 14.0956613.89034 13.89171 13.89253 13.89300 13.89325 13.89338 13.89344 13.89347 13.89348 13.89348 13.89348 13.89349 13.89349 13.89349 13.8934913.68242 13.68329 13.68378 13.68405 13.68419 13.68426 13.68428 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.6843013.46700 13.46753 13.46781 13.46796 13.46803 13.46806 13.46807 13.46807 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.4680813.24422 13.24453 13.24468 13.24475 13.24478 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.2448013.01421 13.01437 13.01445 13.01448 13.01449 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.0145012.77707 12.77716 12.77719 12.77721 12.77721 12.77721 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.7772212.53296 12.53300 12.53301 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.5330212.28200 12.28202 12.28202 12.28202 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203

50

Age

55565758596061626364656667686970717273747576777879808182838485868788899091929394




Years46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

12.02436 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.0243711.76022 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.7602311.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.4898111.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.2133710.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.9312110.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.6436410.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.3510510.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.053849.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.752489.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.447469.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.139328.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.828638.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.515998.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.202057.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.887487.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.572977.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.259246.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.947016.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.637036.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.330036.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.026745.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.727905.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.434205.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.146344.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.864974.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.590714.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.324114.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.065723.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.815993.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.575343.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.344123.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.122632.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.911082.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.709642.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.518412.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.337432.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.166672.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.006061.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.855481.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476

51

Age

9596979899

100101102103104




Years46 47 48 49 50 51 52 53 54 55 56 57 58 59 60

1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.583681.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.461991.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.349401.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.245551.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.149991.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.061970.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.979870.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.898910.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.801990.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752

52

Age

15161718192021222324252627282930313233343536373839404142434445464748495051525354




Years61 62 63 64 65 66 67 68 69 70 71 72 73 74 75

17.46127 17.47948 17.49547 17.50938 17.52137 17.53160 17.54023 17.54741 17.55330 17.55806 17.56183 17.56477 17.56700 17.56867 17.5698717.42276 17.43963 17.45432 17.46697 17.47777 17.48688 17.49446 17.50068 17.50570 17.50968 17.51278 17.51514 17.51689 17.51816 17.5190517.38092 17.39642 17.40979 17.42118 17.43080 17.43880 17.44536 17.45066 17.45487 17.45814 17.46063 17.46248 17.46382 17.46476 17.4653917.33557 17.34968 17.36171 17.37186 17.38030 17.38723 17.39282 17.39726 17.40072 17.40335 17.40530 17.40671 17.40770 17.40838 17.4088217.28651 17.29922 17.30993 17.31884 17.32615 17.33206 17.33675 17.34039 17.34317 17.34523 17.34672 17.34777 17.34848 17.34894 17.3492417.23356 17.24487 17.25428 17.26200 17.26824 17.27318 17.27703 17.27996 17.28214 17.28371 17.28482 17.28557 17.28606 17.28637 17.2865517.17655 17.18648 17.19463 17.20121 17.20643 17.21050 17.21359 17.21589 17.21755 17.21871 17.21951 17.22003 17.22035 17.22055 17.2206617.11529 17.12390 17.13085 17.13636 17.14065 17.14391 17.14634 17.14809 17.14933 17.15016 17.15071 17.15105 17.15126 17.15138 17.1514417.04966 17.05700 17.06282 17.06734 17.07079 17.07335 17.07520 17.07650 17.07739 17.07797 17.07833 17.07855 17.07867 17.07874 17.0787716.97951 16.98565 16.99043 16.99407 16.99678 16.99873 17.00010 17.00104 17.00165 17.00203 17.00226 17.00239 17.00246 17.00250 17.0025216.90472 16.90977 16.91361 16.91646 16.91853 16.91997 16.92096 16.92160 16.92201 16.92225 16.92239 16.92247 16.92251 16.92252 16.9225316.82518 16.82924 16.83225 16.83443 16.83596 16.83700 16.83768 16.83811 16.83837 16.83851 16.83859 16.83863 16.83865 16.83866 16.8386616.74081 16.74399 16.74629 16.74790 16.74900 16.74972 16.75017 16.75044 16.75060 16.75068 16.75073 16.75075 16.75076 16.75076 16.7507616.65151 16.65394 16.65565 16.65680 16.65756 16.65804 16.65833 16.65849 16.65858 16.65862 16.65865 16.65866 16.65866 16.65866 16.6586616.55722 16.55902 16.56024 16.56104 16.56155 16.56185 16.56202 16.56212 16.56216 16.56219 16.56220 16.56220 16.56220 16.56220 16.5622016.45786 16.45915 16.46000 16.46053 16.46085 16.46103 16.46113 16.46118 16.46120 16.46122 16.46122 16.46122 16.46122 16.46122 16.4612216.35336 16.35426 16.35482 16.35515 16.35535 16.35545 16.35551 16.35553 16.35554 16.35555 16.35555 16.35555 16.35555 16.35555 16.3555516.24365 16.24424 16.24460 16.24480 16.24491 16.24497 16.24500 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.2450116.12863 16.12901 16.12923 16.12934 16.12940 16.12943 16.12944 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.1294516.00822 16.00845 16.00857 16.00863 16.00866 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.0086815.88230 15.88243 15.88249 15.88252 15.88254 15.88254 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.8825515.75075 15.75082 15.75085 15.75086 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.7508715.61343 15.61347 15.61348 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.6134915.47022 15.47024 15.47024 15.47024 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.4702515.32096 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.3209715.16552 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.1655315.00375 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.0037614.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.8355314.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.6607114.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.4791914.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.2908714.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.0956613.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.8934913.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.6843013.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.4680813.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.2448013.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.0145012.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.7772212.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.5330212.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203

53

Age

55565758596061626364656667686970717273747576777879808182838485868788899091929394




Years61 62 63 64 65 66 67 68 69 70 71 72 73 74 75

12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.0243711.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.7602311.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.4898111.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.2133710.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.9312110.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.6436410.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.3510510.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.053849.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.752489.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.447469.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.139328.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.828638.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.515998.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.202057.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.887487.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.572977.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.259246.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.947016.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.637036.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.330036.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.026745.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.727905.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.434205.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.146344.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.864974.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.590714.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.324114.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.065723.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.815993.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.575343.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.344123.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.122632.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.911082.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.709642.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.518412.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.337432.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.166672.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.006061.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.855481.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476

54

Age

9596979899

100101102103104




Years61 62 63 64 65 66 67 68 69 70 71 72 73 74 75

1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.583681.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.461991.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.349401.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.245551.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.149991.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.061970.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.979870.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.898910.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.801990.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752

55

Age

15161718192021222324252627282930313233343536373839404142434445464748495051525354

TABLE XII5% Interest



Years76 77 78 79 80 81 82 83 84 85 86 87 88 89 90

17.57071 17.57128 17.57166 17.57189 17.57204 17.57212 17.57216 17.57218 17.57219 17.57220 17.57220 17.57220 17.57220 17.57220 17.5722017.51966 17.52005 17.52030 17.52045 17.52054 17.52058 17.52061 17.52062 17.52062 17.52062 17.52062 17.52062 17.52062 17.52062 17.5206217.46581 17.46608 17.46623 17.46632 17.46637 17.46640 17.46641 17.46641 17.46642 17.46642 17.46642 17.46642 17.46642 17.46642 17.4664217.40910 17.40926 17.40936 17.40941 17.40944 17.40945 17.40945 17.40946 17.40946 17.40946 17.40946 17.40946 17.40946 17.40946 17.4094617.34941 17.34951 17.34957 17.34960 17.34961 17.34961 17.34962 17.34962 17.34962 17.34962 17.34962 17.34962 17.34962 17.34962 17.3496217.28666 17.28672 17.28675 17.28676 17.28677 17.28677 17.28677 17.28677 17.28677 17.28677 17.28677 17.28677 17.28677 17.28677 17.2867717.22072 17.22075 17.22077 17.22077 17.22078 17.22078 17.22078 17.22078 17.22078 17.22078 17.22078 17.22078 17.22078 17.22078 17.2207817.15148 17.15149 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.15150 17.1515017.07879 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.07880 17.0788017.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.00253 17.0025316.92253 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.92254 16.9225416.83866 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.83867 16.8386716.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.75076 16.7507616.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.65866 16.6586616.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.56220 16.5622016.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.46122 16.4612216.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.35555 16.3555516.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.24501 16.2450116.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.12945 16.1294516.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.00868 16.0086815.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.88255 15.8825515.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.75087 15.7508715.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.61349 15.6134915.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.47025 15.4702515.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.32097 15.3209715.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.16553 15.1655315.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.00376 15.0037614.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.83553 14.8355314.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.66071 14.6607114.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.47919 14.4791914.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.29087 14.2908714.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.09566 14.0956613.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.89349 13.8934913.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.68430 13.6843013.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.46808 13.4680813.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.24480 13.2448013.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.01450 13.0145012.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.77722 12.7772212.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.53302 12.5330212.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203 12.28203

56

Age

55565758596061626364656667686970717273747576777879808182838485868788899091929394




Years76 77 78 79 80 81 82 83 84 85 86 87 88 89 90

12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.02437 12.0243711.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.76023 11.7602311.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.48981 11.4898111.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.21337 11.2133710.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.93121 10.9312110.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.64364 10.6436410.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.35105 10.3510510.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.05384 10.053849.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.75248 9.752489.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.44746 9.447469.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.13932 9.139328.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.82863 8.828638.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.51599 8.515998.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.20205 8.202057.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.88748 7.887487.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.57297 7.572977.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.25924 7.259246.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.94701 6.947016.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.63703 6.637036.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.33003 6.330036.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.02674 6.026745.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.72790 5.727905.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.43420 5.434205.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.14634 5.146344.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.86497 4.864974.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.59071 4.590714.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.32411 4.324114.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.06572 4.065723.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.81599 3.815993.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.57534 3.575343.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.34412 3.344123.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.12263 3.122632.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.91108 2.911082.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.70964 2.709642.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.51841 2.518412.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.33743 2.337432.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.16667 2.166672.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.00606 2.006061.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.85548 1.855481.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476 1.71476

57

Age

9596979899

100101102103104




Years76 77 78 79 80 81 82 83 84 85 86 87 88 89 90

1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.58368 1.583681.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.46199 1.461991.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.34940 1.349401.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.24555 1.245551.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.14999 1.149991.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.06197 1.061970.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.97987 0.979870.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.89891 0.898910.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.80199 0.801990.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752 0.61752

58

TABLE XIII5% Interest


PRESENT VALUE OF AN ANNUITY CERTAIN OF $1 PER WEEK

Present Present Present Present Present PresentWeeks Value Weeks Value Weeks Value Weeks Value Weeks Value Weeks Value

1 0.9991 41 40.2052 81 77.9720 121 114.3523 161 149.3970 201 183.15512 1.9972 42 41.1667 82 78.8982 122 115.2445 162 150.2564 202 183.98303 2.9944 43 42.1273 83 79.8235 123 116.1358 163 151.1150 203 184.81014 3.9907 44 43.0870 84 80.7480 124 117.0263 164 151.9729 204 185.63645 4.9860 45 44.0458 85 81.6716 125 117.9160 165 152.8299 205 186.46206 5.9804 46 45.0037 86 82.5943 126 118.8049 166 153.6861 206 187.28677 6.9739 47 45.9607 87 83.5162 127 119.6929 167 154.5415 207 188.11088 7.9664 48 46.9168 88 84.4372 128 120.5801 168 155.3962 208 188.93409 8.9580 49 47.8720 89 85.3573 129 121.4665 169 156.2500 209 189.756510 9.9487 50 48.8263 90 86.2766 130 122.3520 170 157.1030 210 190.578211 10.9385 51 49.7797 91 87.1950 131 123.2367 171 157.9552 211 191.399212 11.9273 52 50.7323 92 88.1126 132 124.1206 172 158.8067 212 192.219313 12.9153 53 51.6839 93 89.0293 133 125.0037 173 159.6573 213 193.038714 13.9023 54 52.6347 94 89.9452 134 125.8859 174 160.5072 214 193.857415 14.8883 55 53.5846 95 90.8602 135 126.7673 175 161.3562 215 194.675316 15.8735 56 54.5335 96 91.7743 136 127.6479 176 162.2045 216 195.492417 16.8577 57 55.4816 97 92.6876 137 128.5276 177 163.0519 217 196.308718 17.8410 58 56.4289 98 93.6000 138 129.4066 178 163.8986 218 197.124319 18.8234 59 57.3752 99 94.5116 139 130.2847 179 164.7445 219 197.939120 19.8049 60 58.3206 100 95.4224 140 131.1620 180 165.5896 220 198.753221 20.7854 61 59.2652 101 96.3322 141 132.0385 181 166.4339 221 199.566522 21.7651 62 60.2089 102 97.2413 142 132.9141 182 167.2774 222 200.379023 22.7438 63 61.1516 103 98.1494 143 133.7890 183 168.1201 223 201.190824 23.7216 64 62.0936 104 99.0568 144 134.6630 184 168.9620 224 202.001825 24.6985 65 63.0346 105 99.9633 145 135.5362 185 169.8032 225 202.812126 25.6745 66 63.9747 106 100.8689 146 136.4086 186 170.6435 226 203.621627 26.6495 67 64.9140 107 101.7737 147 137.2802 187 171.4831 227 204.430428 27.6237 68 65.8524 108 102.6776 148 138.1509 188 172.3219 228 205.238429 28.5970 69 66.7899 109 103.5807 149 139.0209 189 173.1599 229 206.045630 29.5693 70 67.7266 110 104.4830 150 139.8900 190 173.9971 230 206.852131 30.5407 71 68.6623 111 105.3844 151 140.7583 191 174.8336 231 207.657832 31.5112 72 69.5972 112 106.2850 152 141.6258 192 175.6692 232 208.462833 32.4809 73 70.5312 113 107.1847 153 142.4925 193 176.5041 233 209.267034 33.4496 74 71.4644 114 108.0836 154 143.3584 194 177.3382 234 210.070535 34.4174 75 72.3966 115 108.9816 155 144.2235 195 178.1715 235 210.873236 35.3843 76 73.3280 116 109.8788 156 145.0877 196 179.0040 236 211.675237 36.3503 77 74.2586 117 110.7752 157 145.9512 197 179.8358 237 212.476438 37.3153 78 75.1882 118 111.6707 158 146.8138 198 180.6668 238 213.276939 38.2795 79 76.1170 119 112.5654 159 147.6757 199 181.4970 239 214.076640 39.2428 80 77.0449 120 113.4593 160 148.5367 200 182.3264 240 214.8756

59





241 215.6738 281 246.9988 321 277.1737 361 306.2408 401 334.2408 441 361.2129242 216.4713 282 247.7670 322 277.9137 362 306.9536 402 334.9275 442 361.8743243 217.2681 283 248.5345 323 278.6530 363 307.6658 403 335.6135 443 362.5352244 218.0641 284 249.3012 324 279.3916 364 308.3773 404 336.2989 444 363.1954245 218.8593 285 250.0673 325 280.1296 365 309.0882 405 336.9836 445 363.8550246 219.6538 286 250.8326 326 280.8668 366 309.7983 406 337.6677 446 364.5140247 220.4476 287 251.5973 327 281.6034 367 310.5079 407 338.3512 447 365.1724248 221.2406 288 252.3612 328 282.3392 368 311.2167 408 339.0340 448 365.8301249 222.0329 289 253.1244 329 283.0744 369 311.9249 409 339.7162 449 366.4873250 222.8245 290 253.8869 330 283.8089 370 312.6324 410 340.3978 450 367.1438251 223.6153 291 254.6486 331 284.5427 371 313.3393 411 341.0787 451 367.7997252 224.4053 292 255.4097 332 285.2758 372 314.0455 412 341.7590 452 368.4550253 225.1946 293 256.1700 333 286.0083 373 314.7510 413 342.4386 453 369.1097254 225.9832 294 256.9297 334 286.7400 374 315.4559 414 343.1176 454 369.7638255 226.7711 295 257.6886 335 287.4711 375 316.1602 415 343.7960 455 370.4173256 227.5582 296 258.4468 336 288.2015 376 316.8637 416 344.4737 456 371.0701257 228.3446 297 259.2043 337 288.9312 377 317.5666 417 345.1508 457 371.7224258 229.1302 298 259.9611 338 289.6602 378 318.2689 418 345.8273 458 372.3740259 229.9151 299 260.7172 339 290.3885 379 318.9705 419 346.5031 459 373.0250260 230.6993 300 261.4726 340 291.1162 380 319.6714 420 347.1784 460 373.6754261 231.4828 301 262.2273 341 291.8431 381 320.3717 421 347.8529 461 374.3253262 232.2655 302 262.9813 342 292.5694 382 321.0713 422 348.5269 462 374.9745263 233.0475 303 263.7346 343 293.2951 383 321.7703 423 349.2002 463 375.6231264 233.8287 304 264.4871 344 294.0200 384 322.4686 424 349.8729 464 376.2710265 234.6092 305 265.2390 345 294.7443 385 323.1663 425 350.5449 465 376.9184266 235.3890 306 265.9901 346 295.4678 386 323.8633 426 351.2164 466 377.5652267 236.1681 307 266.7406 347 296.1907 387 324.5597 427 351.8872 467 378.2114268 236.9464 308 267.4904 348 296.9130 388 325.2554 428 352.5574 468 378.8570269 237.7240 309 268.2394 349 297.6345 389 325.9505 429 353.2269 469 379.5019270 238.5009 310 268.9878 350 298.3554 390 326.6449 430 353.8958 470 380.1463271 239.2770 311 269.7354 351 299.0756 391 327.3387 431 354.5641 471 380.7901272 240.0525 312 270.4824 352 299.7952 392 328.0318 432 355.2318 472 381.4332273 240.8272 313 271.2287 353 300.5140 393 328.7243 433 355.8989 473 382.0758274 241.6011 314 271.9742 354 301.2322 394 329.4161 434 356.5653 474 382.7177275 242.3744 315 272.7191 355 301.9497 395 330.1073 435 357.2311 475 383.3591276 243.1469 316 273.4633 356 302.6666 396 330.7978 436 357.8963 476 383.9999277 243.9187 317 274.2067 357 303.3828 397 331.4877 437 358.5608 477 384.6400278 244.6898 318 274.9495 358 304.0983 398 332.1769 438 359.2248 478 385.2796279 245.4602 319 275.6916 359 304.8131 399 332.8655 439 359.8881 479 385.9186280 246.2298 320 276.4330 360 305.5273 400 333.5535 440 360.5508 480 386.5569

60





481 387.1947 521 412.2227 561 436.3318 601 459.5559 641 481.9273 681 503.4775482 387.8319 522 412.8365 562 436.9231 602 460.1254 642 482.4760 682 504.0060483 388.4685 523 413.4497 563 437.5138 603 460.6945 643 483.0241 683 504.5340484 389.1044 524 414.0623 564 438.1039 604 461.2629 644 483.5717 684 505.0615485 389.7398 525 414.6744 565 438.6935 605 461.8309 645 484.1188 685 505.5885486 390.3746 526 415.2859 566 439.2826 606 462.3983 646 484.6654 686 506.1150487 391.0088 527 415.8968 567 439.8711 607 462.9652 647 485.2115 687 506.6410488 391.6425 528 416.5072 568 440.4590 608 463.5315 648 485.7570 688 507.1666489 392.2755 529 417.1169 569 441.0464 609 464.0974 649 486.3021 689 507.6916490 392.9079 530 417.7261 570 441.6333 610 464.6627 650 486.8466 690 508.2162491 393.5397 531 418.3348 571 442.2196 611 465.2274 651 487.3907 691 508.7402492 394.1710 532 418.9429 572 442.8053 612 465.7917 652 487.9342 692 509.2638493 394.8016 533 419.5504 573 443.3905 613 466.3554 653 488.4772 693 509.7869494 395.4317 534 420.1573 574 443.9752 614 466.9186 654 489.0197 694 510.3095495 396.0612 535 420.7637 575 444.5593 615 467.4813 655 489.5617 695 510.8316496 396.6901 536 421.3695 576 445.1428 616 468.0434 656 490.1032 696 511.3532497 397.3184 537 421.9747 577 445.7258 617 468.6050 657 490.6442 697 511.8744498 397.9461 538 422.5794 578 446.3083 618 469.1661 658 491.1847 698 512.3950499 398.5732 539 423.1835 579 446.8902 619 469.7267 659 491.7247 699 512.9152500 399.1998 540 423.7870 580 447.4716 620 470.2867 660 492.2642 700 513.4348501 399.8257 541 424.3900 581 448.0525 621 470.8462 661 492.8032 701 513.9540502 400.4511 542 424.9924 582 448.6327 622 471.4052 662 493.3416 702 514.4727503 401.0759 543 425.5943 583 449.2125 623 471.9637 663 493.8796 703 514.9909504 401.7001 544 426.1955 584 449.7917 624 472.5216 664 494.4171 704 515.5087505 402.3237 545 426.7963 585 450.3704 625 473.0790 665 494.9540 705 516.0259506 402.9467 546 427.3964 586 450.9485 626 473.6360 666 495.4905 706 516.5427507 403.5692 547 427.9960 587 451.5261 627 474.1923 667 496.0264 707 517.0590508 404.1911 548 428.5951 588 452.1032 628 474.7482 668 496.5619 708 517.5748509 404.8123 549 429.1935 589 452.6797 629 475.3035 669 497.0969 709 518.0901510 405.4331 550 429.7915 590 453.2556 630 475.8584 670 497.6313 710 518.6049511 406.0532 551 430.3888 591 453.8311 631 476.4127 671 498.1653 711 519.1193512 406.6727 552 430.9856 592 454.4060 632 476.9665 672 498.6987 712 519.6331513 407.2917 553 431.5819 593 454.9803 633 477.5197 673 499.2317 713 520.1465514 407.9101 554 432.1776 594 455.5541 634 478.0725 674 499.7641 714 520.6594515 408.5279 555 432.7727 595 456.1274 635 478.6247 675 500.2961 715 521.1719516 409.1452 556 433.3673 596 456.7002 636 479.1765 676 500.8276 716 521.6838517 409.7618 557 433.9613 597 457.2724 637 479.7277 677 501.3585 717 522.1953518 410.3779 558 434.5548 598 457.8441 638 480.2784 678 501.8890 718 522.7063519 410.9934 559 435.1477 599 458.4152 639 480.8285 679 502.4190 719 523.2168520 411.6083 560 435.7400 600 458.9858 640 481.3782 680 502.9485 720 523.7269

61

TABLE XIV5% Interest


SUSPENSION OF 66 2/3 PERCENT PAYMENTS TO CHILDREN,NO WIDOW OR WIDOWER

Number of ChildrenTerm 1 2 3 4 5

1 64.91 65.08 65.08 65.08 65.082 126.42 127.05 127.06 127.06 127.063 184.68 186.07 186.09 186.09 186.094 239.89 242.27 242.31 242.31 242.315 292.19 295.78 295.85 295.85 295.856 341.74 346.74 346.84 346.84 346.847 388.69 395.24 395.40 395.40 395.408 433.16 441.43 441.65 441.65 441.659 475.30 485.39 485.69 485.70 485.7010 515.23 527.24 527.64 527.65 527.6511 553.05 567.08 567.58 567.60 567.6012 588.89 605.01 605.63 605.65 605.6613 622.84 641.10 641.86 641.89 641.8914 655.01 675.45 676.36 676.40 676.4115 685.48 708.15 709.21 709.27 709.2816 714.36 739.26 740.50 740.58 740.5817 741.71 768.87 770.30 770.39 770.3918 767.63 797.05 798.68 798.78 798.7919 792.18 823.86 825.70 825.82 825.8320 815.44 849.38 851.43 851.57 851.5821 837.48 873.65 875.93 876.10 876.1122 858.37 896.75 899.26 899.45 899.4723 878.15 918.72 921.48 921.70 921.72

62

TABLE XIV-A5% Interest


SUSPENSION OF 25 PERCENT PAYMENTS TOBROTHERS, SISTERS, AND GRANDCHILDREN

Number of ChildrenTerm 1 2 3 4 5 6 7

1 24.34 48.69 64.96 65.08 65.08 65.08 65.082 47.41 94.81 126.57 127.05 127.06 127.06 127.063 69.26 138.51 185.03 186.07 186.09 186.09 186.094 89.96 179.91 240.48 242.26 242.31 242.31 242.315 109.57 219.14 293.08 295.75 295.84 295.85 295.856 128.15 256.30 342.98 346.68 346.83 346.84 346.847 145.76 291.51 390.31 395.17 395.39 395.40 395.408 162.44 324.87 435.20 441.32 441.64 441.65 441.659 178.24 356.48 477.79 485.24 485.68 485.70 485.7010 193.21 386.42 518.18 527.05 527.61 527.65 527.6511 207.39 414.79 556.50 566.83 567.55 567.60 567.6012 220.83 441.67 592.84 604.69 605.59 605.65 605.6613 233.56 467.13 627.31 640.72 641.80 641.89 641.8914 245.63 491.25 660.00 675.00 676.29 676.40 676.4115 257.06 514.11 691.01 707.61 709.13 709.26 709.2816 267.88 535.77 720.43 738.64 740.40 740.56 740.5817 278.14 556.28 748.32 768.16 770.17 770.37 770.3918 287.86 575.72 774.78 796.24 798.52 798.76 798.7919 297.07 594.14 799.87 822.95 825.52 825.80 825.8320 305.79 611.58 823.67 848.35 851.22 851.54 851.5821 314.06 628.11 846.24 872.51 875.68 876.06 876.1122 321.89 643.77 867.65 895.49 898.98 899.41 899.4623 329.31 658.61 887.95 917.35 921.16 921.65 921.71

63

TABLE XIV-B5% Interest


SUSPENSION OF PAYMENTS TO CHILDREN,WIDOW OR WIDOWER REMARRIED

Number of ChildrenTerm 1 2 3 4 5

1 29.21 48.71 64.96 65.08 65.082 56.89 94.91 126.58 127.05 127.063 83.11 138.72 185.03 186.07 186.094 107.95 180.27 240.49 242.26 242.315 131.48 219.68 293.09 295.75 295.846 153.78 257.05 343.00 346.69 346.837 174.91 292.50 390.34 395.17 395.398 194.92 326.11 435.25 441.32 441.649 213.89 357.99 477.86 485.25 485.6810 231.85 388.22 518.27 527.05 527.6211 248.87 416.89 556.61 566.84 567.5512 265.00 444.08 592.98 604.70 605.5913 280.28 469.87 627.48 640.73 641.8014 294.75 494.32 660.21 675.01 676.2915 308.47 517.51 691.26 707.63 709.1316 321.46 539.50 720.71 738.66 740.4017 333.77 560.36 748.64 768.19 770.1818 345.43 580.13 775.15 796.27 798.5319 356.48 598.89 800.29 822.98 825.5220 366.95 616.67 824.13 848.40 851.2221 376.87 633.54 846.75 872.56 875.6922 386.26 649.53 868.21 895.55 898.9923 395.17 664.70 888.57 917.41 921.16

64

TABLE XV 5% Interest


SUSPENSION OF PAYMENTS TO WIDOW OR WIDOWER AND NO CHILDREN

Age of Length of Suspension Widow 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

15 76.46 140.24 193.54 238.14 275.56 307.00 333.50 355.88 374.85 390.97 404.73 416.51 426.63 435.37 442.95 449.55 455.33 460.41 464.90 468.8916 76.30 140.05 193.41 238.16 275.78 307.47 334.25 356.94 376.22 392.68 406.76 418.87 429.33 438.39 446.29 453.20 459.28 464.66 469.43 473.6917 76.12 139.83 193.27 238.18 276.02 307.99 335.08 358.11 377.76 394.58 409.04 421.52 432.35 441.78 450.03 457.29 463.70 469.40 474.49 479.0518 75.92 139.59 193.11 238.20 276.30 308.58 336.02 359.43 379.47 396.70 411.57 424.47 435.71 445.54 454.19 461.84 468.63 474.68 480.12 485.0119 75.70 139.32 192.93 238.22 276.60 309.22 337.05 360.88 381.37 399.05 414.38 427.74 439.43 449.72 458.81 466.88 474.08 480.54 486.35 491.6220 75.45 139.03 192.74 238.25 276.94 309.94 338.20 362.49 383.46 401.64 417.48 431.35 443.54 454.32 463.89 472.43 480.09 486.99 493.23 498.9021 75.18 138.70 192.52 238.28 277.30 310.72 339.45 364.25 385.76 404.49 420.89 435.31 448.05 459.37 469.47 478.53 486.69 494.07 500.77 506.8922 74.89 138.35 192.29 238.31 277.71 311.58 340.82 366.17 388.26 407.59 424.59 439.62 452.97 464.88 475.56 485.18 493.88 501.78 508.99 515.5923 74.57 137.96 192.04 238.34 278.14 312.50 342.30 368.25 390.97 410.95 428.61 444.30 458.29 470.84 482.14 492.37 501.66 510.13 517.89 525.0124 74.23 137.55 191.77 238.37 278.61 313.50 343.89 370.49 393.89 414.57 432.93 449.32 464.02 477.25 489.23 500.11 510.03 519.11 527.44 535.1325 73.86 137.11 191.47 238.41 279.11 314.56 345.59 372.89 397.01 418.43 437.55 454.69 470.13 484.10 496.78 508.36 518.95 528.68 537.64 545.9126 73.47 136.64 191.16 238.45 279.64 315.69 347.39 375.42 400.31 422.52 442.43 460.37 476.59 491.33 504.78 517.08 528.38 538.79 548.41 557.3227 73.07 136.14 190.84 238.48 280.19 316.87 349.28 378.07 403.77 426.80 447.55 466.32 483.37 498.93 513.16 526.23 538.28 549.40 559.70 569.2628 72.64 135.63 190.50 238.52 280.76 318.09 351.25 380.83 407.36 431.26 452.87 472.51 490.42 506.81 521.87 535.74 548.55 560.41 571.42 581.6629 72.20 135.09 190.14 238.56 281.35 319.35 353.27 383.68 411.07 435.84 458.35 478.88 497.67 514.93 530.83 545.51 559.11 571.73 583.46 594.3930 71.75 134.55 189.78 238.60 281.95 320.64 355.33 386.57 414.84 440.52 463.94 485.37 505.06 523.19 539.94 555.46 569.85 583.24 595.71 607.3431 71.29 134.00 189.41 238.63 282.55 321.93 357.40 389.49 418.65 445.23 469.57 491.91 512.50 531.52 549.13 565.47 580.67 594.83 608.03 620.3632 70.84 133.44 189.04 238.66 283.15 323.22 359.47 392.41 422.44 449.93 475.18 498.44 519.92 539.82 558.28 575.45 591.44 606.36 620.29 633.3133 70.38 132.89 188.67 238.69 283.74 324.49 361.52 395.28 426.19 454.57 480.72 504.87 527.24 547.99 567.30 585.28 602.04 617.70 632.34 646.0334 69.94 132.35 188.30 238.71 284.31 325.73 363.51 398.08 429.84 459.09 486.12 511.14 534.37 555.96 576.08 594.84 612.36 628.73 644.05 658.3835 69.50 131.82 187.94 238.72 284.85 326.92 365.42 400.79 433.36 463.46 491.32 517.19 541.24 563.64 584.53 604.04 622.27 639.33 655.29 670.2336 69.08 131.30 187.59 238.73 285.36 328.05 367.25 403.36 436.72 467.62 496.29 522.95 547.78 570.94 592.57 612.78 631.69 649.39 665.95 681.4637 68.68 130.81 187.25 238.73 285.84 329.11 368.97 405.79 439.89 471.54 500.96 528.37 553.93 577.81 600.12 620.99 640.52 658.80 675.92 691.9438 68.30 130.34 186.92 238.71 286.28 330.09 370.57 408.05 442.84 475.18 505.31 533.41 559.65 584.18 607.12 628.59 648.69 667.50 685.11 701.5939 67.94 129.90 186.61 238.69 286.67 330.99 372.03 410.12 445.54 478.53 509.31 538.04 564.90 590.02 613.53 635.53 656.13 675.42 693.46 710.3540 67.60 129.48 186.31 238.66 287.01 331.80 373.36 412.00 448.00 481.57 512.92 542.23 569.64 595.29 619.30 641.77 662.82 682.51 700.93 718.1441 67.29 129.09 186.02 238.61 287.31 332.51 374.53 413.68 450.19 484.29 516.15 545.96 573.85 599.97 624.41 647.29 668.71 688.74 707.46 724.9442 67.00 128.73 185.75 238.55 287.55 333.12 375.56 415.15 452.12 486.67 518.98 549.23 577.54 604.04 628.85 652.07 673.78 694.08 713.04 730.7343 66.74 128.39 185.49 238.47 287.74 333.63 376.44 416.41 453.77 488.71 521.41 552.02 580.68 607.51 632.61 656.09 678.04 698.54 717.67 735.4944 66.50 128.08 185.24 238.38 287.88 334.05 377.16 417.46 455.15 490.43 523.44 554.35 583.29 610.37 635.70 659.37 681.48 702.11 721.33 739.2045 66.28 127.79 185.00 238.27 287.96 334.37 377.74 418.31 456.27 491.81 525.08 556.22 585.36 612.63 638.11 661.91 684.11 704.79 724.03 741.9146 66.08 127.53 184.76 238.15 287.99 334.59 378.17 418.95 457.13 492.86 526.32 557.63 586.91 614.29 639.85 663.70 685.93 706.59 725.80 743.5847 65.90 127.28 184.54 238.00 287.97 334.71 378.45 419.39 457.72 493.60 527.18 558.59 587.95 615.36 640.94 664.78 686.94 707.54 726.61 744.2648 65.74 127.06 184.31 237.83 287.89 334.73 378.58 419.63 458.06 494.02 527.66 559.10 588.47 615.86 641.39 665.12 687.18 707.61 726.51 743.9449 65.59 126.84 184.09 237.64 287.75 334.66 378.57 419.68 458.15 494.13 527.77 559.18 588.48 615.79 641.18 664.78 686.63 706.85 725.49 742.6450 65.46 126.64 183.87 237.42 287.55 334.49 378.42 419.53 457.99 493.93 527.50 558.82 588.00 615.14 640.36 663.72 685.32 705.24 723.57 740.3651 65.34 126.45 183.64 237.18 287.30 334.21 378.12 419.19 457.57 493.43 526.87 558.03 587.01 613.95 638.89 661.96 683.24 702.80 720.74 737.1352 65.23 126.27 183.41 236.90 286.98 333.84 377.67 418.65 456.91 492.61 525.87 556.80 585.55 612.17 636.79 659.50 680.39 699.54 717.02 732.9353 65.13 126.09 183.17 236.60 286.60 333.36 377.08 417.91 456.00 491.48 524.48 555.16 583.56 609.83 634.06 656.35 676.78 695.44 712.41 727.7854 65.04 125.92 182.92 236.26 286.15 332.78 376.33 416.96 454.82 490.02 522.75 553.05 581.07 606.92 630.69 652.49 672.39 690.50 706.90 721.67

65




Age of Length of Suspension Widow 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

55 64.95 125.75 182.65 235.87 285.62 332.08 375.43 415.81 453.36 488.27 520.60 550.49 578.07 603.43 626.67 647.91 667.23 684.72 700.48 714.6056 64.87 125.58 182.37 235.45 285.02 331.27 374.36 414.42 451.67 486.16 518.05 547.48 574.53 599.34 621.99 642.60 661.27 678.08 693.15 706.5757 64.80 125.41 182.06 234.97 284.33 330.33 373.09 412.85 449.66 483.70 515.10 543.98 570.46 594.64 616.64 636.56 654.51 670.59 684.91 697.5858 64.73 125.23 181.73 234.44 283.56 329.23 371.68 410.99 447.35 480.88 511.73 540.00 565.82 589.31 610.59 629.76 646.93 662.23 675.75 687.6259 64.66 125.04 181.37 233.86 282.66 328.03 370.04 408.90 444.73 477.69 507.91 535.50 560.61 583.34 603.83 622.18 638.53 652.98 665.67 676.7160 64.59 124.84 180.98 233.18 281.71 326.65 368.20 406.54 441.79 474.11 503.63 530.48 554.79 576.70 596.34 613.82 629.28 642.85 654.66 664.8461 64.52 124.63 180.53 232.49 280.60 325.10 366.15 403.89 438.50 470.11 498.86 524.89 548.36 569.38 588.10 604.65 619.18 631.83 642.73 652.0262 64.45 124.37 180.09 231.67 279.38 323.38 363.85 400.96 434.84 465.67 493.58 518.74 541.27 561.34 579.09 594.67 608.23 619.91 629.88 638.2963 64.34 124.16 179.55 230.77 278.02 321.48 361.31 397.70 430.80 460.77 487.78 511.98 533.53 552.58 569.31 583.87 596.41 607.12 616.14 623.6664 64.34 123.91 179.01 229.82 276.56 319.41 358.54 394.14 426.38 455.43 481.45 504.63 525.13 543.12 558.77 572.27 583.78 593.49 601.57 608.2065 64.20 123.57 178.33 228.70 274.87 317.04 355.41 390.15 421.45 449.50 474.47 496.56 515.95 532.82 547.36 559.77 570.23 578.94 586.09 591.8666 64.12 123.27 177.66 227.53 273.08 314.51 352.03 385.84 416.13 443.10 466.96 487.90 506.12 521.83 535.22 546.52 555.93 563.64 569.88 574.8267 64.04 122.93 176.92 226.23 271.09 311.71 348.31 381.11 410.32 436.15 458.82 478.54 495.55 510.06 522.29 532.47 540.82 547.57 552.92 557.0968 63.94 122.56 176.09 224.80 268.90 308.64 344.24 375.95 404.00 428.61 450.02 468.49 484.24 497.52 508.57 517.64 524.97 530.78 535.30 538.7469 63.84 122.14 175.18 223.21 266.49 305.27 339.80 370.34 397.14 420.47 440.58 457.73 472.19 484.23 494.11 502.09 508.41 513.34 517.09 519.8770 63.72 121.68 174.17 221.47 263.84 301.58 334.96 364.25 389.74 411.71 430.46 446.26 459.42 470.22 478.93 485.85 491.23 495.33 498.37 500.5771 63.59 121.17 173.06 219.55 260.95 297.56 329.70 357.66 381.77 402.33 419.67 434.11 445.95 455.51 463.10 469.00 473.50 476.83 479.25 480.9472 63.44 120.61 171.83 217.45 257.79 293.19 324.00 350.56 373.22 392.32 408.22 421.27 431.81 440.17 446.67 451.62 455.30 457.96 459.83 461.1073 63.28 119.99 170.49 215.14 254.34 288.44 317.85 342.93 364.08 381.68 396.13 407.79 417.05 424.25 429.73 433.80 436.74 438.81 440.22 441.1474 63.11 119.31 169.01 212.63 250.59 283.31 311.22 334.76 354.35 370.43 383.41 393.71 401.72 407.82 412.35 415.63 417.93 419.50 420.52 421.1675 62.91 118.55 167.39 209.88 246.52 277.77 304.12 326.05 344.05 358.58 370.11 379.08 385.91 390.98 394.65 397.23 398.98 400.12 400.84 401.2876 62.70 117.73 165.61 206.90 242.11 271.80 296.52 316.80 333.18 346.17 356.28 363.97 369.69 373.82 376.73 378.70 379.99 380.80 381.29 381.5777 62.46 116.82 163.68 203.65 237.36 265.41 288.43 307.02 321.77 333.24 341.98 348.47 353.16 356.46 358.69 360.16 361.08 361.63 361.95 362.1278 62.20 115.82 161.57 200.14 232.24 258.58 279.86 296.73 309.86 319.86 327.28 332.65 336.42 338.99 340.66 341.72 342.35 342.71 342.91 343.0179 61.91 114.73 159.27 196.34 226.75 251.32 270.80 285.97 297.51 306.08 312.28 316.63 319.59 321.53 322.75 323.48 323.90 324.12 324.24 324.2980 61.60 113.54 156.77 192.25 220.89 243.62 261.30 274.76 284.76 291.99 297.07 300.52 302.78 304.20 305.05 305.54 305.80 305.94 306.00 306.03

66

Age ofWidow

15161718192021222324252627282930313233343536373839404142434445464748495051525354




Length of Suspension 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

472.45 475.64 478.52 481.12 483.48 485.64 487.61 489.42 491.09 492.63 494.06 495.38 496.62 497.76 498.83 499.83 500.77 501.64 502.46 503.22477.50 480.94 484.06 486.88 489.46 491.82 493.99 495.98 497.83 499.53 501.12 502.59 503.96 505.24 506.44 507.56 508.60 509.58 510.49 511.35483.15 486.87 490.24 493.32 496.14 498.72 501.11 503.31 505.35 507.24 509.00 510.64 512.17 513.59 514.93 516.17 517.34 518.44 519.46 520.42489.44 493.46 497.12 500.48 503.56 506.40 509.03 511.46 513.71 515.81 517.76 519.58 521.28 522.87 524.36 525.75 527.05 528.27 529.41 530.48496.40 500.76 504.75 508.41 511.79 514.91 517.80 520.48 522.97 525.29 527.46 529.48 531.37 533.14 534.79 536.34 537.79 539.15 540.42 541.60504.07 508.81 513.15 517.16 520.85 524.28 527.46 530.41 533.17 535.73 538.13 540.37 542.47 544.43 546.27 547.99 549.60 551.10 552.51 553.83512.49 517.62 522.36 526.73 530.78 534.54 538.04 541.29 544.33 547.17 549.82 552.30 554.62 556.79 558.82 560.72 562.51 564.17 565.73 567.18521.65 527.23 532.39 537.16 541.60 545.72 549.56 553.14 556.48 559.61 562.53 565.26 567.82 570.22 572.47 574.56 576.53 578.36 580.08 581.68531.57 537.63 543.24 548.45 553.29 557.80 562.01 565.94 569.61 573.05 576.26 579.27 582.09 584.72 587.19 589.50 591.66 593.67 595.55 597.30542.22 548.79 554.89 560.56 565.85 570.77 575.37 579.67 583.70 587.46 590.98 594.28 597.37 600.26 602.96 605.49 607.85 610.05 612.10 614.01553.58 560.69 567.31 573.47 579.22 584.58 589.60 594.29 598.68 602.79 606.64 610.24 613.61 616.76 619.71 622.46 625.03 627.42 629.65 631.72565.58 573.27 580.43 587.10 593.34 599.16 604.62 609.72 614.49 618.96 623.15 627.06 630.72 634.15 637.34 640.33 643.11 645.69 648.09 650.32578.15 586.43 594.16 601.37 608.11 614.42 620.32 625.84 631.01 635.85 640.38 644.62 648.58 652.28 655.73 658.94 661.93 664.71 667.29 669.67591.20 600.09 608.40 616.16 623.42 630.21 636.58 642.53 648.10 653.32 658.20 662.76 667.02 670.99 674.70 678.14 681.34 684.30 687.04 689.57604.59 614.11 623.01 631.33 639.12 646.41 653.24 659.63 665.61 671.20 676.43 681.31 685.86 690.11 694.06 697.72 701.12 704.26 707.16 709.83618.20 628.35 637.85 646.73 655.05 662.84 670.13 676.95 683.33 689.29 694.86 700.06 704.90 709.40 713.59 717.46 721.05 724.35 727.39 730.18631.89 642.66 652.75 662.19 671.03 679.31 687.05 694.30 701.07 707.39 713.29 718.79 723.90 728.65 733.05 737.11 740.87 744.32 747.48 750.37645.48 656.88 667.55 677.53 686.88 695.63 703.81 711.46 718.60 725.27 731.48 737.25 742.62 747.59 752.19 756.42 760.32 763.90 767.16 770.13658.84 670.83 682.06 692.57 702.40 711.60 720.20 728.23 735.73 742.71 749.20 755.23 760.82 765.98 770.75 775.13 779.15 782.82 786.16 789.19671.80 684.36 696.12 707.12 717.42 727.04 736.02 744.40 752.21 759.48 766.23 772.48 778.26 783.59 788.50 792.99 797.10 800.84 804.22 807.27684.22 697.32 709.57 721.03 731.74 741.75 751.08 759.78 767.87 775.39 782.35 788.79 794.72 800.19 805.19 809.77 813.93 817.69 821.09 824.13695.97 709.55 722.26 734.14 745.23 755.58 765.22 774.18 782.52 790.23 797.37 803.95 810.01 815.56 820.63 825.24 829.42 833.18 836.55 839.55706.93 720.96 734.06 746.31 757.73 768.37 778.27 787.47 795.98 803.86 811.13 817.81 823.93 829.53 834.62 839.23 843.38 847.10 850.42 853.35717.01 731.42 744.88 757.43 769.13 780.01 790.12 799.48 808.14 816.13 823.47 830.21 836.36 841.95 847.02 851.59 855.68 859.32 862.54 865.37726.12 740.86 754.61 767.42 779.33 790.40 800.65 810.14 818.88 826.93 834.30 841.03 847.16 852.71 857.71 862.19 866.18 869.70 872.80 875.49734.22 749.22 763.20 776.19 788.27 799.46 809.81 819.35 828.12 836.17 843.52 850.20 856.26 861.71 866.60 870.95 874.80 878.18 881.12 883.65741.26 756.46 770.59 783.73 795.89 807.14 817.52 827.06 835.81 843.81 851.08 857.66 863.59 868.91 873.64 877.82 881.50 884.69 887.45 889.80747.21 762.53 776.78 789.97 802.16 813.42 823.76 833.25 841.91 849.80 856.93 863.37 869.13 874.26 878.80 882.78 886.25 889.24 891.78 893.93752.05 767.46 781.72 794.91 807.07 818.26 828.52 837.89 846.41 854.13 861.08 867.31 872.86 877.77 882.08 885.82 889.06 891.81 894.14 896.07755.81 771.20 785.42 798.55 810.62 821.68 831.79 840.98 849.30 856.80 863.52 869.51 874.80 879.45 883.49 886.98 889.95 892.46 894.54 896.25758.47 773.78 787.90 800.89 812.80 823.68 833.57 842.53 850.60 857.84 864.28 869.98 874.98 879.33 883.08 886.28 888.98 891.22 893.06 894.55760.03 775.21 789.16 801.95 813.64 824.27 833.89 842.56 850.33 857.25 863.37 868.75 873.42 877.45 880.89 883.78 886.20 888.18 889.78 891.04760.53 775.49 789.21 801.74 813.14 823.47 832.77 841.10 848.52 855.09 860.85 865.86 870.18 873.87 876.98 879.57 881.69 883.40 884.76 885.82759.96 774.66 788.08 800.29 811.34 821.30 830.23 838.18 845.21 851.38 856.75 861.37 865.32 868.65 871.42 873.70 875.53 876.99 878.12 878.99758.35 772.71 785.77 797.60 808.25 817.80 826.30 833.82 840.42 846.17 851.12 855.34 858.90 861.87 864.30 866.26 867.82 869.03 869.96 870.64755.71 769.66 782.30 793.69 803.90 812.98 821.02 828.07 834.21 839.50 844.02 847.82 850.99 853.59 855.69 857.35 858.65 859.64 860.37 860.90752.03 765.53 777.69 788.59 798.29 806.88 814.41 820.96 826.61 831.44 835.50 838.88 841.66 843.90 845.68 847.06 848.12 848.90 849.46 849.86747.34 760.32 771.95 782.31 791.47 799.51 806.51 812.54 817.68 822.02 825.63 828.59 830.99 832.88 834.36 835.49 836.32 836.92 837.35 837.64741.63 754.04 765.09 774.87 783.44 790.91 797.34 802.83 807.46 811.31 814.47 817.03 819.05 820.63 821.83 822.72 823.36 823.82 824.12 824.32734.91 746.70 757.12 766.27 774.24 781.10 786.96 791.90 796.01 799.38 802.10 804.26 805.94 807.22 808.17 808.86 809.34 809.67 809.89 810.02

67

Age ofWidow

5556575859606162636465666768697071727374757677787980





727.18 738.30 748.06 756.56 763.88 770.13 775.39 779.78 783.38 786.28 788.59 790.38 791.74 792.76 793.49 794.01 794.36 794.58 794.73 794.82718.44 728.85 737.92 745.73 752.40 758.02 762.69 766.53 769.63 772.09 774.00 775.46 776.54 777.33 777.87 778.25 778.49 778.65 778.74 778.79708.70 718.37 726.71 733.82 739.82 744.81 748.91 752.22 754.85 756.89 758.44 759.60 760.43 761.02 761.42 761.68 761.84 761.94 762.00 762.03697.95 706.86 714.46 720.86 726.20 730.57 734.10 736.91 739.09 740.75 741.98 742.87 743.50 743.92 744.20 744.38 744.48 744.54 744.58 744.59686.23 694.34 701.19 706.89 711.56 715.34 718.33 720.67 722.44 723.76 724.71 725.38 725.83 726.13 726.32 726.43 726.50 726.53 726.55 726.56673.52 680.84 686.94 691.94 695.98 699.18 701.67 703.57 704.98 706.00 706.72 707.20 707.52 707.72 707.84 707.91 707.95 707.97 707.98 707.98659.87 666.39 671.75 676.07 679.50 682.17 684.20 685.71 686.80 687.57 688.09 688.43 688.65 688.77 688.85 688.89 688.91 688.92 688.92 688.92645.29 651.03 655.66 659.34 662.20 664.38 666.00 667.17 667.99 668.55 668.92 669.14 669.28 669.36 669.40 669.43 669.44 669.44 669.44 669.44629.82 634.80 638.75 641.82 644.16 645.90 647.15 648.04 648.63 649.03 649.27 649.42 649.51 649.55 649.58 649.59 649.59 649.59 649.59 649.60613.55 617.80 621.11 623.62 625.49 626.84 627.79 628.44 628.86 629.12 629.28 629.37 629.42 629.45 629.46 629.47 629.47 629.47 629.47 629.47596.43 599.99 602.70 604.72 606.18 607.20 607.89 608.35 608.63 608.81 608.90 608.96 608.98 609.00 609.00 609.00 609.01 609.01 609.01 609.01578.67 581.59 583.77 585.34 586.45 587.20 587.69 588.00 588.18 588.29 588.35 588.37 588.39 588.39 588.40 588.40 588.40 588.40 588.40 588.40560.26 562.61 564.32 565.51 566.32 566.86 567.19 567.39 567.51 567.57 567.60 567.62 567.62 567.62 567.63 567.63 567.63 567.63 567.63 567.63541.30 543.15 544.45 545.33 545.91 546.27 546.49 546.61 546.68 546.71 546.73 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74521.88 523.30 524.26 524.89 525.28 525.52 525.66 525.73 525.77 525.79 525.79 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80502.12 503.16 503.85 504.28 504.54 504.69 504.77 504.81 504.83 504.84 504.84 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85482.10 482.85 483.32 483.61 483.77 483.86 483.90 483.93 483.93 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94461.93 462.45 462.76 462.94 463.04 463.09 463.11 463.12 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13441.71 442.06 442.26 442.37 442.42 442.45 442.46 442.46 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47421.55 421.77 421.89 421.95 421.98 421.99 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00401.52 401.66 401.73 401.76 401.77 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78381.72 381.80 381.83 381.85 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86362.21 362.25 362.27 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28343.06 343.08 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09324.32 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33306.04 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05

68

Age ofWidow

15161718192021222324252627282930313233343536373839404142434445464748495051525354





503.94 504.61 505.24 505.82 506.37 506.89 507.36 507.81 508.22 508.61 508.97 509.30 509.60 509.88 510.14 510.37 510.58 510.78 510.95 511.11512.15 512.90 513.61 514.26 514.88 515.45 515.98 516.48 516.94 517.36 517.76 518.12 518.46 518.76 519.04 519.30 519.53 519.74 519.92 520.09521.31 522.15 522.94 523.67 524.35 524.99 525.58 526.13 526.64 527.11 527.54 527.94 528.31 528.64 528.95 529.22 529.47 529.69 529.89 530.07531.48 532.41 533.29 534.10 534.86 535.56 536.22 536.83 537.39 537.91 538.38 538.82 539.22 539.58 539.91 540.20 540.47 540.70 540.91 541.10542.71 543.75 544.72 545.62 546.46 547.24 547.96 548.63 549.24 549.81 550.33 550.80 551.23 551.62 551.97 552.29 552.57 552.82 553.04 553.22555.06 556.20 557.27 558.27 559.19 560.05 560.84 561.57 562.24 562.85 563.42 563.93 564.39 564.81 565.18 565.51 565.81 566.07 566.29 566.49568.54 569.80 570.98 572.07 573.08 574.02 574.88 575.68 576.40 577.07 577.67 578.22 578.71 579.16 579.55 579.90 580.20 580.47 580.70 580.89583.17 584.56 585.84 587.04 588.14 589.16 590.09 590.95 591.74 592.45 593.09 593.68 594.20 594.66 595.07 595.43 595.74 596.02 596.25 596.44598.93 600.44 601.85 603.14 604.34 605.44 606.45 607.37 608.21 608.96 609.65 610.26 610.81 611.29 611.71 612.08 612.40 612.67 612.90 613.09615.78 617.42 618.94 620.34 621.63 622.81 623.89 624.87 625.75 626.56 627.27 627.91 628.48 628.97 629.40 629.77 630.09 630.36 630.58 630.77633.63 635.40 637.04 638.54 639.92 641.17 642.32 643.35 644.29 645.12 645.87 646.53 647.11 647.61 648.04 648.41 648.73 648.99 649.20 649.37652.38 654.27 656.02 657.62 659.08 660.41 661.61 662.70 663.67 664.54 665.30 665.97 666.56 667.06 667.49 667.85 668.16 668.40 668.60 668.76671.86 673.88 675.73 677.42 678.96 680.35 681.61 682.73 683.73 684.62 685.39 686.07 686.65 687.15 687.57 687.92 688.21 688.44 688.62 688.76691.90 694.03 695.98 697.75 699.35 700.80 702.09 703.24 704.26 705.16 705.94 706.61 707.18 707.66 708.07 708.40 708.66 708.87 709.04 709.16712.27 714.50 716.53 718.37 720.02 721.51 722.83 724.00 725.02 725.92 726.69 727.34 727.90 728.36 728.74 729.04 729.28 729.47 729.61 729.72732.72 735.04 737.14 739.03 740.72 742.23 743.56 744.73 745.75 746.63 747.38 748.01 748.53 748.96 749.31 749.59 749.80 749.97 750.09 750.18753.00 755.38 757.53 759.45 761.16 762.67 764.00 765.16 766.16 767.01 767.72 768.32 768.81 769.20 769.52 769.76 769.95 770.09 770.19 770.26772.82 775.25 777.42 779.35 781.06 782.56 783.87 784.99 785.95 786.76 787.44 787.99 788.44 788.79 789.07 789.28 789.43 789.55 789.63 789.68791.91 794.35 796.52 798.45 800.13 801.60 802.87 803.95 804.86 805.62 806.24 806.74 807.14 807.45 807.69 807.86 807.99 808.08 808.14 808.18810.00 812.43 814.58 816.47 818.11 819.53 820.74 821.75 822.60 823.30 823.86 824.31 824.65 824.92 825.11 825.25 825.35 825.42 825.47 825.49826.84 829.23 831.33 833.16 834.74 836.09 837.22 838.16 838.94 839.57 840.06 840.45 840.74 840.96 841.12 841.23 841.30 841.35 841.38 841.40842.21 844.54 846.57 848.31 849.81 851.06 852.11 852.97 853.66 854.21 854.64 854.97 855.21 855.38 855.51 855.59 855.64 855.68 855.70 855.71855.92 858.16 860.09 861.74 863.12 864.28 865.23 865.99 866.60 867.07 867.43 867.70 867.89 868.03 868.12 868.18 868.22 868.24 868.25 868.26867.83 869.95 871.76 873.28 874.55 875.60 876.44 877.11 877.63 878.02 878.31 878.53 878.68 878.78 878.84 878.89 878.91 878.92 878.93 878.94877.82 879.80 881.47 882.86 884.00 884.92 885.65 886.22 886.65 886.98 887.21 887.37 887.48 887.56 887.60 887.63 887.64 887.65 887.66 887.66885.81 887.64 889.15 890.40 891.41 892.20 892.82 893.30 893.65 893.90 894.08 894.20 894.28 894.33 894.36 894.38 894.39 894.39 894.39 894.39891.78 893.43 894.79 895.88 896.75 897.42 897.94 898.32 898.60 898.79 898.92 899.01 899.06 899.09 899.11 899.12 899.13 899.13 899.13 899.13895.72 897.19 898.38 899.32 900.05 900.61 901.02 901.32 901.53 901.67 901.77 901.82 901.86 901.88 901.89 901.90 901.90 901.90 901.90 901.90897.66 898.94 899.96 900.75 901.35 901.80 902.12 902.35 902.50 902.60 902.67 902.70 902.73 902.74 902.74 902.75 902.75 902.75 902.75 902.75897.64 898.73 899.59 900.24 900.72 901.07 901.31 901.48 901.59 901.66 901.70 901.72 901.73 901.74 901.74 901.75 901.75 901.75 901.75 901.75895.73 896.65 897.35 897.87 898.25 898.51 898.69 898.81 898.88 898.92 898.95 898.96 898.97 898.97 898.97 898.97 898.98 898.98 898.98 898.98892.03 892.78 893.34 893.74 894.03 894.22 894.34 894.42 894.47 894.50 894.51 894.52 894.52 894.53 894.53 894.53 894.53 894.53 894.53 894.53886.63 887.23 887.66 887.96 888.17 888.30 888.39 888.44 888.47 888.48 888.49 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50879.63 880.09 880.42 880.64 880.78 880.87 880.93 880.96 880.98 880.98 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99871.14 871.49 871.72 871.88 871.97 872.03 872.07 872.09 872.09 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10861.27 861.52 861.69 861.79 861.86 861.89 861.91 861.92 861.92 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93850.13 850.31 850.42 850.49 850.52 850.54 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56837.83 837.94 838.02 838.06 838.08 838.09 838.09 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10824.45 824.53 824.57 824.59 824.61 824.61 824.61 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62810.10 810.15 810.17 810.19 810.19 810.19 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20

69

Age ofWidow

5556575859606162636465666768697071727374757677787980





794.86 794.89 794.90 794.91 794.91 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92778.82 778.83 778.84 778.84 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85762.04 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05744.60 744.60 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05

70

Age ofWidow

15161718192021222324252627282930313233343536373839404142434445464748495051525354





511.24 511.37 511.47 511.57 511.65 511.72 511.78 511.82 511.86 511.90 511.92 511.94 511.96 511.97 511.98 511.98 511.99 511.99 511.99 511.99520.24 520.37 520.48 520.57 520.66 520.73 520.78 520.83 520.87 520.90 520.92 520.94 520.96 520.97 520.97 520.98 520.98 520.98 520.98 520.98530.22 530.36 530.47 530.57 530.65 530.72 530.78 530.82 530.86 530.89 530.91 530.93 530.94 530.95 530.95 530.95 530.96 530.96 530.96 530.96541.26 541.39 541.51 541.61 541.69 541.76 541.81 541.86 541.89 541.92 541.94 541.95 541.96 541.97 541.97 541.97 541.97 541.98 541.98 541.98553.39 553.53 553.65 553.74 553.82 553.89 553.94 553.98 554.01 554.03 554.05 554.06 554.07 554.07 554.08 554.08 554.08 554.08 554.08 554.08566.65 566.79 566.91 567.00 567.08 567.14 567.19 567.22 567.25 567.27 567.28 567.29 567.30 567.30 567.30 567.31 567.31 567.31 567.31 567.31581.06 581.20 581.31 581.40 581.47 581.53 581.57 581.60 581.63 581.64 581.65 581.66 581.66 581.67 581.67 581.67 581.67 581.67 581.67 581.67596.60 596.73 596.84 596.93 596.99 597.04 597.08 597.11 597.13 597.14 597.15 597.15 597.16 597.16 597.16 597.16 597.16 597.16 597.16 597.16613.24 613.37 613.47 613.55 613.61 613.65 613.68 613.70 613.72 613.73 613.74 613.74 613.74 613.74 613.74 613.74 613.74 613.74 613.74 613.74630.91 631.03 631.12 631.19 631.24 631.28 631.30 631.32 631.33 631.34 631.35 631.35 631.35 631.35 631.35 631.35 631.35 631.35 631.35 631.35649.51 649.61 649.69 649.75 649.80 649.83 649.85 649.86 649.87 649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88668.89 668.98 669.05 669.10 669.14 669.16 669.17 669.18 669.19 669.19 669.20 669.20 669.20 669.20 669.20 669.20 669.20 669.20 669.20 669.20688.87 688.95 689.01 689.05 689.08 689.10 689.11 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12709.26 709.32 709.37 709.40 709.42 709.44 709.44 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45729.80 729.85 729.89 729.91 729.93 729.94 729.94 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95750.24 750.28 750.31 750.33 750.34 750.34 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35770.30 770.33 770.35 770.37 770.37 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38789.71 789.74 789.75 789.76 789.76 789.76 789.76 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77808.20 808.22 808.22 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23825.51 825.52 825.52 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53841.41 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72868.26 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20

71

Age ofWidow

5556575859606162636465666768697071727374757677787980





794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05

72

Age ofWidow

15161718192021222324252627282930313233343536373839404142434445464748495051525354




Length of Suspension81 82 83 84 85 86 87 88 89 90

511.99 511.99 511.99 511.99 511.99 511.99 511.99 511.99 511.99 511.99520.98 520.98 520.98 520.98 520.98 520.98 520.98 520.98 520.98 520.98530.96 530.96 530.96 530.96 530.96 530.96 530.96 530.96 530.96 530.96541.98 541.98 541.98 541.98 541.98 541.98 541.98 541.98 541.98 541.98554.08 554.08 554.08 554.08 554.08 554.08 554.08 554.08 554.08 554.08567.31 567.31 567.31 567.31 567.31 567.31 567.31 567.31 567.31 567.31581.67 581.67 581.67 581.67 581.67 581.67 581.67 581.67 581.67 581.67597.16 597.16 597.16 597.16 597.16 597.16 597.16 597.16 597.16 597.16613.74 613.74 613.74 613.74 613.74 613.74 613.74 613.74 613.74 613.74631.35 631.35 631.35 631.35 631.35 631.35 631.35 631.35 631.35 631.35649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88 649.88669.20 669.20 669.20 669.20 669.20 669.20 669.20 669.20 669.20 669.20689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12 689.12709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45 709.45729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95 729.95750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35 750.35770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38 770.38789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77 789.77808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23 808.23825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53 825.53841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42 841.42855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72 855.72868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27 868.27878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94 878.94887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66 887.66894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39 894.39899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13 899.13901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90 901.90902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75 902.75901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75 901.75898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98 898.98894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53 894.53888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50 888.50880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99 880.99872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10 872.10861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93 861.93850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56 850.56838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10 838.10824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62 824.62810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20 810.20

73

Age ofWidow

5556575859606162636465666768697071727374757677787980




Length of Suspension81 82 83 84 85 86 87 88 89 90

794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92 794.92778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85 778.85762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05 762.05744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61 744.61726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56 726.56707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98 707.98688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92 688.92669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44 669.44649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60 649.60629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47 629.47609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01 609.01588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40 588.40567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63 567.63546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74 546.74525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80 525.80504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85 504.85483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94 483.94463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13 463.13442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47 442.47422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00 422.00401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78 401.78381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86 381.86362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28 362.28343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09 343.09324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33 324.33306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05 306.05

74

Table No. Heading Table No. Formula I. Widow or Widower Where There are No Children.*

Present Value of Compensation per $100 Annual Wage Base Payable Until Death or Remarriage. *Where there are children in addition to the widow or widower, the above value for such widow or widower is reduced by the adjustments found in the accompanying Tables I-A, I-B, I-C, and I-D, depending on the number of children (see Example No. 2 in the foregoing section under Explanation and Examples).

I-A. Reduction from Table I in Present Value of Widow’s or Widower’s Portion of Compensation per $100 Annual Wage Base Payable Until Death or Remarriage on Account of Youngest Child.

I-B. Reduction from Table I in Present Value of Widow’s or Widower’s Portion of Compensation per $100 Annual Wage Base Payable Until Death or Remarriage on Account of Second Youngest Child. (This reduction is in addition to the reduction found in Table I-A for youngest child.)

I-C. Reduction from Table I in Present Value of Widow’s or Widower’s Portion of Compensation per $100 Annual Wage Base Payable Until Death or Remarriage on Account of Third Youngest Child. (This reduction is in addition to the reductions found in Tables I-A and I-B for youngest child and second youngest child respectively.)

I-D. Reduction from Table I in Present Value of Widow’s or Widower’s Portion of Compensation per $100 Annual Wage Base Payable Until Death or Remarriage on Account of Fourth Youngest Child. (This reduction is in addition to the reductions found in Tables I-A for youngest child, I-B for second youngest child, and I-C for third youngest child.)

IV. Youngest Child. Present Value per $100 Annual Wage Base Payable Until Age 23.

V. Second Youngest Child. Present Value per $100 Annual Wage Base Payable Until Age 23.

VI. Third Youngest Child. Present Value per $100 Annual Wage Base Payable Until Age 23.

VII. Fourth Youngest Child. Present Value per $100 Annual Wage Base Payable Until Age 23.

VIII. Fifth Youngest Child. Present Value per $100 Annual Wage Base Payable Until Age 23.

IX. Children at 66 2/3%. Present Value per $100 Annual Wage Base Payable Until Age 23.

1st Child n=1 2nd Child n=2 3rd Child n=3 4th Child n=4 5th Child n=5

I. 2 13 366 133x xa E′ ′+

I-A. 1 11 1:23 :2230 60x y x ya E′ ′− −+

I-B. 2 2 2 21 2 1 2:23 :23 :22 :2230 30 60 60x y x y x y x ya a E E′ ′ ′ ′− − − −− + −

I-C. 3 3 3

3 3 3

1 2 3:23 :23 :23

1 2 3:22 :22 :22

30 60 30

60 120 60x y x y x y

x y x y x y

a a a

E E E′ ′ ′− − −

′ ′ ′− − −

− +

+ − + I-D.

4 4 4 4

4 4 4 4

1 2 3 4:23 :23 :23 :23

1 2 3 4:22 :22 :22 :22

30 90 90 30

60 180 180 60x y x y x y x y

x y x y x y x y

a a a a

E E E E′ ′ ′ ′− − − −

′ ′ ′ ′− − − −

− + −

+ − + −

IV. 1 1

2 21 13 323 :2366 36y x ya a

− −−

V. 2 2 2

2 2

2 2 21 2 13 3 323 23 :23

22 23 :23 :23

66 66 36

56 20y y x y

x y x y

a a a

a a− − −

′− −

− −

+ −

VI. 3 3 3 3

3 3 3

3

2 1 2 21 2 3 13 3 3 323 23 23 :23

12 3 23 :23 :23 :23

133 :23

66 133 66 36

113 60 40

23

y y y x y

x y x y x y

x y

a a a a

a a a

a

− − − −

′− − −

′ −

− + −

+ − −

+ VII.

4 4 4 4

4 4 4

4 4 4

4

2 21 2 3 43 323 23 23 23

21 2 33 :23 :23 :23

24 2 33 :23 :23 :23

4 :23

66 200 200 66

36 170 180

46 60 70

10

y y y y

x y x y x y

x y x y x y

x y

a a a a

a a a

a a a

a

− − − −

− − −

′ ′− − −

′ −

− + −

− + −

+ − +

−

VIII. 5 5 5 5

5 5 5

5 5 5

5 5 5

5

2 2 21 2 3 43 3 323 23 23 23

2 2 25 1 23 3 323 :23 :23

2 23 4 53 3:23 :23 :23

2 3 4:23 :23 :23

5 :23

66 266 400 266

66 36 226

360 186 16

80 140 40

20

y y y y

y x y x y

x y x y x y

x y x y x y

x y

a a a a

a a a

a a a

a a a

a

− − − −

− − −

− − −

′ ′ ′− − −

′ −

− + −

+ − +

− + −

− + −

−

IX. 1

2 2

3 3 3

4 4 4 4

5 5 5 5 5

213 23 y

2 21 23 323 y 23 y

2 1 21 2 33 3 323 y 23 y 23 y

2 21 2 3 43 323 y 23 y 23 y 23 y

2 2 2 21 2 3 4 53 3 3 323 y 23 y 23 y 23 y 23 y

n 1 66 a

n 2 66 a 66 a

n 3 66 a 133 a 66 a

n 4 66 a 200 a 200 a 66 a

n 5 66 a 266 a 400 a 266 a 66 a

−

− −

− − −

− − − −

− − − − −

=

= −

= − +

= − + −

= − + − +

75

Table No. Heading IX-A. Brothers, Sisters and Grandchildren at 25%.

Present Value per $100 Annual Wage Base Payable Until Age 23. 1st and 2nd Child n=1, n=2 3rd Child n=3 4th Child n=4 5th Child n=5 6th Child n=6 7th Child n=7

IX-B. Children with Widow Remarried at 30%. Present Value per $100 Annual Wage Base Payable Until Age 23.

1st Child n=1 2nd Child n=2 3rd Child n=3 4th Child n=4 5th Child n=5

X. Parent or Grandparent at 40%. Present Value per $100 Annual Wage Base.

XI. Life Awards. (Permanent Total and Permanent Partial Disabilities.) Present Value of $1 per Annum Payable Until Death.

XII. Present Value of $1 per Annum Payable for Duration Given. Survivorship Annuitants’ Table of Mortality and 5% Interest.

XIII. Present Value of an Annuity Certain of $1 per Week. Interest at 5% per Annum (payments begin at the end of the first week).

XIV. Suspension of 66 2/3% Payments to Children, No Widow. Present Value per $100 Annual Wage Base for Temporary Periods “t” and for Different Numbers of Children “n”. (For use in cases of partial commutation of death benefits where it is necessary to determine the future date on which periodic payments are to begin.)

XIV-A. Suspension of 25% Payments to Brothers, Sisters and Grandchildren. Present Value per $100 Annual Wage Base for Temporary Periods “t” and for Different Numbers of Children “n”. (For use in cases of partial commutation of death benefits where it is necessary to determine the future date on which periodic payments are to begin.)

XIV-B. Suspension of 30% Payments to Children, Widow Remarried. Present Value per $100 Annual Wage Base for Temporary Periods “t” and for Different Numbers of Children “n”. (For use in cases of partial commutation of death benefits where it is necessary to determine the future date on which periodic payments are to begin.)

XV. Suspension of Payments to Widow and No Children. Present Value per $100 Annual Wage Base for Widow for the Temporary Periods Given.

Table No. Formula IX-A.

1 2

3 3

4 4

5 5 5

6 6 6 6

7 7 7 7

1 123 y 23 y

11 3323 y 23 y

1 323 y 23 y

1 3 523 y 23 y 23 y

1 21 3 5 63 323 y 23 y 23 y 23 y

1 3 5 6 723 y 23 y 23 y 23 y

n 1 25 a , n 2 25 a

n 3 25 a 8 a

n 4 25 a 25 a

n 5 25 a 50 a 25 a

n 6 25 a 83 a 125 a 66 a

n 7 25 a 125 a 375 a 400 a 125 a

− −

− −

− −

− − −

− − − −

− − − −

= =

= −

= −

= − +

= − + −

= − + − +723 y−

IX-B. 1

2 2

3 3 3

4 4 4 4

5 5 5 5 5

1 23 y

1 223 y 23 y

21 2 3323 y 23 y 23 y

1 2 3 423 y 23 y 23 y 23 y

1 2 3 4 523 y 23 y 23 y 23 y 23 y

n 1 30 a

n 2 30 a 10 a

n 3 30 a 20 a 6 a

n 4 30 a 30 a 20 a 20 a

n 5 30 a 40 a 40 a 80 a 50 a

−

− −

− − −

− − − −

− − − − −

=

= −

= − +

= − + −

= − + − +

X. 40 xa

XI. xa

XII. :x ta

XIII. 52.1775

1

nt

nv

=∑

XIV. 213

1 21 23 3

21 2 33

2 2 21 2 3 43 3 3

1 2 2 1 21 2 3 4 53 3 3 3 3

n = 1 66n = 2 133 66n = 3 200 200 66n = 4 266 400 266 66n = 5 333 666 666 333 66

t

t t

t t t

t t t t

t t t t t

aa aa a aa a a aa a a a a

−− +− + −− + − +

XIV-A. 1

11

1 331

1 331

1 3 532 2

1 3 5 63 32 2

1 3 5 6 73 3

n = 1 25n = 2 50n = 3 75 8n = 4 100 33n = 5 125 83 25n = 6 150 166 150 66n = 7 175 291 525 466 125

t

t

t t

t t

t t t

t t t t

t t t t t

aaa aa aa a aa a a aa a a a a

−−− +− + −− + − +

XIV-B. 1

1 22

1 2 332

1 2 3 432

1 2 3 4 53

n = 1 30n = 2 60 10n = 3 90 30 6n = 4 120 60 26 20n = 5 150 100 66 100 50

t

t t

t t t

t t t t

t t t t t

aa aa a aa a a aa a a a a

−− +− + −− + − +

XV. 2 13 3: :66 133x t x ta E′ ′+

76

special bulletin 222c workers’ compensation … · special bulletin 222c workers’ compensation...

Documents