southwestern ontario new home & condo guide - december 8, 2012

Dec 8, 2012 - Jan 19, 2013 Volume 15 Issue 22

inside this issue

END OF YEARTAX TIPS

MARKET CORRECTION MUCH ADO ABOUT NOTHING

PORT DOVER: CHARMINGSMALL TOWN ON THE RISE

Live the life with Branthaven Homes

Celebrating 40 years

6-week issue

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EMPIRE IS ENERGY STAR PLUS!

GR

EENBUILDER

OF T HE Y EAEAERARA


Mississauga

Toronto

LakeOntario

Cambridge

Colborne

Veterans

Mem

orial Pkw

Gretzky

401 8

403

QEW407

56

Lincoln PWY

Binbrook Rd

N

Clarence

Paris

QEW

Colborne

Hwy.

20/

Cent

enni

al P

WY

GreenMountain RdRymal Rd

Summerlea

Blac

kbur

n

Conklin

Shellard Mt. PleasantWarner

WyndeldWyndeld

Brantford HamiltonBrantford Hamilton

Victor

ia

Woolwich

Fountain St

Riverland

KitchenerKitchener

EmpireBlowOutSale.com

Wyndfield (519.756.4554) & Summerlea (905.692.6000)Mon - Thurs: 1pm - 7pm Fri: 1pm - 6pm Sat, Sun, & Holidays: 11am - 5pm

Riverland (519.648.9762)Mon & Tues: 1pm - 7pm Wed - Fri: by appointment only Sat, Sun, & Holidays: 11am - 5pm

24 25 26 27 28 29 30

VISIT OUR SALES OFFICES FOR MORE GREAT DEALS!

Prices, sizes and specifications are subject to change without notice. E.&O.E. Map not to scale. Please see Sales for full details. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected.

SALE ENDS DECEMBER 30TH!

BRANTFORD Wyndfield

HAMILTON Summerlea

KITCHENER Riverland

MARCH 2013 MOVE IN

ASHFORD 44 2455 sq.ft.

$319990NOW$331990

LOT 47

$241990NOW$249990

LOT 28

MAY 2013 MOVE IN

APPLE BLOSSOM 30 1486 sq.ft.

MARCH 2013 MOVE IN

SOUTHBROOK TOWN 1292 sq.ft.

$204990NOW$207990

LOT B5/24

MARCH 2013 MOVE IN

WOODSIDE 30 1425 sq.ft.

$272990NOW$279990

LOT 20

$379990NOW$399990

LOT 25

MARCH 2013 MOVE IN

LANIER 44 2839 sq.ft.

JANUARY 2013 MOVE IN

GOLDFINCH 36 1976 sq.ft.

$329990NOW$345990

LOT 2

FEBRUARY 2013 MOVE INLANIER 44 2843 sq.ft.

$419990NOW$435990

LOT 6

APRIL 2013 MOVE IN


$299990NOW$324990

LOT 45

APRIL 2013 MOVE IN

HUDSON 36 2226 sq.ft.

$349990NOW$370990

LOT 59

11amto 5pm

1 to 7PM

1 to 6PM

11amto 5pm

11amto 5pm

CLOSED

MON TUE WED THU FRI SAT SUN

CLOSED

BOXINGDAY

OPENSALEENDS

WE ARE OPEN DURING THE HOLIDAYS:

INVENTORYBLOW OUTEvent.WYNDFIELD AND

SUMMERLEA ONLY

EMPI 4762 NHSW DPS-15x10.5-F.indd 1 2012-12-05 11:22 AM002-003-Empire Communities 12-08-12.indd 1 12/5/12 2:13:06 PM


R


Mississauga

Toronto

LakeOntario

Cambridge

Colborne

Veterans

Mem

orial Pkw

Gretzky

401 8

403

QEW407

56

Lincoln PWY

Binbrook Rd

N

Clarence

Paris

QEW

Colborne

Hwy.

20/

Cent

enni

al P

WY

GreenMountain RdRymal Rd

Summerlea

Blac

kbur

n

Conklin

Shellard Mt. PleasantWarner

WyndeldWyndeld

Brantford HamiltonBrantford Hamilton

Victor

ia

Woolwich

Fountain St

Riverland

KitchenerKitchener

EmpireBlowOutSale.com

Wyndfield (519.756.4554) & Summerlea (905.692.6000)Mon - Thurs: 1pm - 7pm Fri: 1pm - 6pm Sat, Sun, & Holidays: 11am - 5pm

Riverland (519.648.9762)Mon & Tues: 1pm - 7pm Wed - Fri: by appointment only Sat, Sun, & Holidays: 11am - 5pm

24 25 26 27 28 29 30

VISIT OUR SALES OFFICES FOR MORE GREAT DEALS!

Prices, sizes and specifications are subject to change without notice. E.&O.E. Map not to scale. Please see Sales for full details. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected.

SALE ENDS DECEMBER 30TH!

BRANTFORD Wyndfield

HAMILTON Summerlea

KITCHENER Riverland

MARCH 2013 MOVE IN

ASHFORD 44 2455 sq.ft.

$319990NOW$331990

LOT 47

$241990NOW$249990

LOT 28

MAY 2013 MOVE IN


MARCH 2013 MOVE IN

SOUTHBROOK TOWN 1292 sq.ft.

$204990NOW$207990

LOT B5/24

MARCH 2013 MOVE IN

WOODSIDE 30 1425 sq.ft.

$272990NOW$279990

LOT 20

$379990NOW$399990

LOT 25

MARCH 2013 MOVE IN

LANIER 44 2839 sq.ft.

JANUARY 2013 MOVE IN

GOLDFINCH 36 1976 sq.ft.

$329990NOW$345990

LOT 2

FEBRUARY 2013 MOVE INLANIER 44 2843 sq.ft.

$419990NOW$435990

LOT 6

APRIL 2013 MOVE IN


$299990NOW$324990

LOT 45

APRIL 2013 MOVE IN

HUDSON 36 2226 sq.ft.

$349990NOW$370990

LOT 59

11amto 5pm

1 to 7PM

1 to 6PM

11amto 5pm

11amto 5pm

CLOSED

MON TUE WED THU FRI SAT SUN

CLOSED

BOXINGDAY

OPENSALEENDS

WE ARE OPEN DURING THE HOLIDAYS:

INVENTORYBLOW OUTEvent.WYNDFIELD AND

SUMMERLEA ONLY

EMPI 4762 NHSW DPS-15x10.5-F.indd 1 2012-12-05 11:22 AM002-003-Empire Communities 12-08-12.indd 2 12/5/12 2:13:07 PM

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This hitsus rightat home!

Making people feel right at home, is at the heart of what we do. So, when you rated us Highest Overall in Service, Quality and Value, it really hit home.

Thank you for making us The HighestOverall Rating in Service, Quality and Value among all New Home Builders.

Visit losanihomes.com/readybuiltRenderings are artists concept. Prices, incentives, sizes and specications are subject to change without notice. E.&O.E. *Ask Sales Representative for details. Certain conditions apply **Availability as of date of printing.

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LINCOLN M. ALEXANDER PKWY.

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UPP

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ENTW

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007-Country Green 12-08-12.indd 7 12/5/12 4:19:49 PM

contents DEC 8, 2012 - JAN 19, 2013 || VOLUME 15 ISSUE 22

BRANTHAVEN HOMES Celebrating 40 yearsof building quality

p.14cover story

IN EVERY ISSUE10 EDITORS NOTE79 HOT DATES80 AD INDEX

COLUMNISTS32 EXPERT ADVICE

Guelph: a place to grow and investby Karen Kessel

66 MONEY MATTERS Holiday shopping without the hangoverby Gail Vaz-Oxlade

68 MAKE YOUR MOVE Make future holidays merrier with proper packingby Dan Hopkins

70 THE MORTGAGE MINUTE Whats all the fuss about a market correction?by Peter Kinch

81 FUNDAMENTALLY SPEAKING A long-term view of your home provides a brighter pictureby Wayne Karl

regular and special features

IN THE NEWS38 MULTI-AREA DEVELOPMENTS

Hundreds tour Summit Park model homes during opening

54 HHHBAhelps raise $60,000 for Dr. Bob Kemp Hospice

56 HHHBAAssociation celebrates 2011-12 President Carla Agostino

HOMEBUYERS HELP18 GETTING YOUR FINANCES IN ORDER

13 essential tax-planning strategies

19 HOT SHEET Waterloo

28 GETTING YOUR FINANCES IN ORDER End-of-year tax tips

30 QUICK TIPS Resolve to get organized in 2013

33 HOT SHEET Hamilton

58 CITY FOCUS Port Dover charming small town on the rise

60 HOT SHEETLondon

73 HOMEBUYERS RESOURCES Mortgage Calculator &Rate Table

24 PLATTSVILLEClaysam HomesGet affordable country living at Claysams Plattsville Estates

46 ANCASTER, CHIPPAWA, THOROLD Rosehaven Homesis very excited about 2013

50 NIAGARA FALLS Mountainview HomesFind your dream family home at Fernwood Estates

community focus features

50

46

24

008 TOC_AY-indd.indd 8 12/6/12 2:16:14 PM

ONLY 5% DOWN!

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Prices and specifications are subject to change without notice. E.&.O.E. Rendering is artists concept.

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009-Mountainview Homes 12-08-12.indd 1 12/5/12 4:19:55 PM

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

ASSOCIATE PUBLISHER

Susan Maxwell

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge

ART DIRECTOR

Julie Yoo

EDITOR

Wayne Karl

CONTRIBUTING EDITORS

Janine DrueryElisa KrovblitSilvana Longo Lydia McNutt (on leave)Sara Duck (on leave)

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson

MANAGER OF PRODUCTION

Bala Gnanapandithan

CO-ORDINATOR

Laura Northmore

GRAPHIC DESIGNER

Alexander Yakubovich

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

CONTRIBUTING WRITERS

Joanne KeenanJeffrey Reed

PUBLISHED BY

Wall2Wall Media is a trademark of Yellow PagesGroup Co. in Canada.

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867

ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12

CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.

TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

COPYRIGHT 2012: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

e d i t o r s n o t e

Home-shoppers may not realize that the contract for a new home is different from the traditional resale version. Since a new home is not always built when the contract is drawn up, its often based on the lot and a model that you, the buyer, have selected. Builders often offer several versions of one model and different variations on the exterior appearance as well, so be sure to verify that your contract describes the right home and the elevation type and oorplan speci cations you want.

The lot and orientation of the home are also important to verify, since a builder may assign certain

models to speci c lots in order to create an attractive streetscape. This may result in a reverse oorplan to t into the overall community design, which means the entire home will be reversed when compared to the oorplan you reviewed. Check with your builder if this is the case with the home you are considering if you are concerned about this being a possibility. Some people dont mind, while others do.

A good sales representative will review your speci c home and contract with you, and a proper new-home contract will include all of these details. Since contract agreements differ from builder to builder, be sure that all is in order by having your contract reviewed by a real estate lawyer to make sure all the details are documented properly and accurately.

Susan Legge EDITOR-IN-CHIEFWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

Review your contractKnow what youre signing for beforehand

Its certainly been an interesting year, 2012. As I write this, the U.S. economic expansion continues gradually, Europe remains in recession, growth in China is stabilizing and the Bank of Canada has once again held its overnight lending rate at one per cent. And somehow, despite it all, the Canadian economy and housing market continue to hold their own, albeit somewhat tenuously in some areas more than others.

RBC Economics Research says homeownership affordability improved in many markets in the third quarter of this year, and Canada Mortgage and Housing Corp. forecasts that 2013 will be a year of moderation

in some areas, continuing growth in others. Most importantly, Canadas economic fundamentals remain strong and supportive of housing demand.

Indeed, against the backdrop of whats going on elsewhere in the world, Canadas performance in 2012 is worth celebrating. Not that our industries and housing market are immune from international developments in fact, far from it.

But with smart scal policy and prudent lending practices and awareness of key market fundamentals by Canadian homebuyers heres to more of the same in 2013.

Wayne Karl EDITORWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Heres to 2013Next year looks stable,if somewhat challenged, all things considered

10 NEW HOME & CONDO GUIDE SWO | DEC 8, 2012 - JAN 19, 2013

010 Editors Page_SWO_JY-WK.indd 10 12/6/12 10:28:56 AM

* See Sales Representative for details. Illustrations are artists concept. Prices and specifications subject to change without notice. E. & O.E. October 2012

For community updates and more follow us on:

Register now on your mobile device

HomesByDeSantis.com 289.566.8889

Executive Freehold Towns & Spacious Singles

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Short commute to GTA, Niagara Region and border View Beamsville resident videos online now andlearn why Lincoln Square is picture perfect!

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IMPORTANT: Take Ontario St. (Hwy #18)/Beamsville Exit #64Do Not Take Ontario St./Grimsby exit

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c o v e r s t o r y

Founded in Burlington in 1982, Branthaven Homes is Burling-tons oldest and most prolific homebuilder. Since building its first custom estate in Burlington 40 years ago, Branthaven has earned its reputation for delivering outstanding homes in

sought-after locations and providing its homebuyers with an excep-tional new home experience.

What began as a family-run company building custom homes coveted estate homes in Burlingtons countryside and waterfront residences along Lake Ontario Branthaven has grown into a premium homebuilder of quality singles, semis and innovative lifestyle townhome communities across the GTA West and SW Ontario.

The companys formative years as a custom home builder have taught Branthaven the value of providing home designs that are custom-inspired with features and finishes that are ahead of the industry curve. Another lesson, treating its homebuyers with the utmost respect and dedicated customer service, has earned Branthaven a remarkably loyal repeat buyer who values the attention to detail and personal care that Bran-thaven provides.

Whether an estate single in Waterloo, a semi-detached in Stoney Creek or a contemporary Back2Back town in Grimsby, Kitchener or Waterdown, Branthavens emphasis on upgraded architecture, highly livable floorplans, stylish selections and built-in value are the hallmarks of every community it builds. Branthaven consistently is recognized by

Grand River, Kitchener, Stoney Creek, Grimsby

location

branthaven.com

contact

Nestings at River Ridge, Grand River, single-family homes on 36- to 50-ft. lots; JOY, Kitchener, three-storey townhomes; Paramount at Valley Park, Stoney Creek, luxury singles and semis; Bravo-by-the-Lake, Grimsby, two- and three-storey towns and Back2Backs

housing type

Branthaven Homes Celebrating 40 years of building quality

14 new home & condo guide swo | dec 8, 2012 - jan 19, 2013

014-015 Cover Story Branthaven_AY-WK.indd 14 12/6/12 10:29:11 AM

creo

BRanthaVen homes Multi-site

the new home building industry as a leader in outstanding home designs and interiors. Just this past month, Branthaven was nominated for more than 10 awards at the Waterloo Region Home Builders Association awards dinner, taking home top prize in six of the categories.

As 2012 comes to an end, Branthaven Homes can proudly look back at its 40-year history and the impact its design has had in enhancing the lives of its customers and the communities in which they build. You can look forward to many exciting communities now available and coming in 2013.

now open Nestings at River RidgeLocated in prestigious River Ridge, by the Grand River, Nestings is a collection of sophisticated single-family homes on 36- to 50-ft. lots. Phase 1 is under construction with choice lots still remaining. Phase 2 is now released. There are two award-winning, fully decorated model homes to tour. Homes from the low $400s.

JOY KitchenerFind Joy with homeownership at Branthavens popular three-storey town-homes steps from downtown Kitchener. Now under construction, Joy has an array of great lifestyle towns in an upgraded enclave of brick and stone townhomes, lush landscaping and a private cul-de-sac setting. The Brilliant model home is a must see and there are many affordable town homes smartly priced from $240s.

Paramount at Valley ParkNow you can live beside an 80-acre park in a master-planned commu-nity that has so much to offer. Branthaven has luxury singles and the only semis in Stoney Creek! Get up to $20,000 worth of Branthavens built-in savings and enjoy Branthavens extraordinary style and curb appeal. Now open and featuring sensational value and selection. Semis priced from the $270s and singles from the $350s.

Bravo-by-the-LakeThe third Bravo! community by Branthaven Homes, Bravo-by-the-Lake is the best of waterside living in Grimsby. Offering two- and three-storey

towns plus carefree Back2Backs, Bravo-by-the-Lake has two new model homes and is in its second phase release. Bravo for Branthavens many built-in features such as nine-ft. ceilings, designer finishes series and $9,500 bonus package. Towns from the $200s.

To find our more about these fine com-munities and new openings in 2013, visit branthaven.com

dec 8, 2012 - jan 19, 2013 | new home & condo guide swo 15

014-015 Cover Story Branthaven_AY-WK.indd 15 12/6/12 10:29:18 AM

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You have just read our current issue of New Home & Condo Guide and we would like to hear from you. Please fi ll-out the following and fax, email or mail this form and your name will be entered in a draw for your chance to WIN a 24 RCA LED Flat Screen TV*

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or Email: [email protected] Fax: 416-789-9554Please indicate that you agree to the Rules and Regulations of the contest, shown below, in order to qualify for the contest. YES NO No purchase necessary. Contest open to Ontario residents of legal age. The contest runs from May 12th to December 31st, 2012. Odds of winning depend on the number of entries received. Prize vouchers are not redeemable for cash, and are non-transferable. *One entry per person.

YOU COULD WIN24 RCA LED Flat Screen TVby just lling out this form

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TO OUR READERS, we would like to hear from you!


016-NH Readership Survey Contest.indd 16 12/5/12 4:20:19 PM

* Subject to standard terms and conditions. TM Reliance, Reliance Home Comfort and the Reliance Home Comfort logo are trademarks of Reliance Comfort Limited Partnership.

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While many people Will be celebrating on Dec. 31, the day can be nerve-wracking for those who havent considered year-end tax planning strategies, according to RBC Wealth Management.

December 31 is second only to April 30 as a crucial date in the tax planning calendar, says Tony Maiorino, vice-president and head, RBC Wealth Management Services. Because this date represents the last day of the year that potential tax savings op-portunities are available, you need to start planning now to help achieve your financial goals.

Here are 13 potential tax-planning strategies to consider:

For business owners01 Incorporated company If you are a business owner with an incorporated company, you may find both year-end corporate in-come tax deductions and a structured retirement savings plan for yourself through an Individual Pension Plan (IPP).02 Salaries for family members As a business owner, consider paying salaries to yourself and appropriate family members before Dec. 31. This strategy can give your family members earned income enabling them to make an RRSP contribution the following year and giving your business a tax deduction in the current year.03 Purchasing assets If you are a business owner and intend on purchasing assets for your business (such as computers), purchas-ing them before Dec. 31 may allow your business to claim depre-ciation on these assets for tax purposes.

For individuals04 Prescribed rate loan to spouse With Canada Revenue Agency (CRA) stating the prescribed interest rate will remain at a historical low of one per cent until Dec. 31, it is an opportune time to consider establishing or modifying a spousal loan as a possible income splitting strategy.05 Unrealized capital gains If you have unrealized capital gains, you may want to consider deferring them until after Dec. 31 if your marginal tax rate may be lower in 2013 compared to 2012. 06 Tax loss selling Are you facing a large capital gain in 2012? If so, you may wish to maximize the opportunities associated with selling securities that have an unrealized capital loss to help reduce

13 eSSenTIAl

tax-planning strategies

your tax liability or obtain refunds for taxes paid in previous years.07 Charitable donation The final day to make contributions to a registered charity in order to claim the donation tax receipt on your 2012 income tax return is Dec. 31. However, if you plan on do-nating securities in-kind before year-end, ensure that you start this process well in advance.08 Registered Retirement Savings Plan (RRSP) Conversion If you are turning 71 in 2012, you cannot have an RRSP after Dec. 31. Consider making your expected 2013 RRSP contribution in December before converting your RRSP.09 Employer Bonus Are you receiving an em-ployer bonus by Dec. 31? Deferring it may be a wise choice for you if you are expecting to be in a lower tax bracket in 2013.10 Registered Education Savings Plan (RESP) If you are contributing to an ReSP, youll want to ensure you have contributed the maximum allowed in order to qualify for the 20 per cent Canada education Savings Grant by Dec. 31.11 Moving within Canada If you plan to move within Canada, consider that individuals pay provincial tax rates on taxable income based on their province of residence on Dec. 31. Since marginal tax rates vary from province to province, you may want to consider moving prior to Dec. 31 if you are moving to a province with a lower tax rate.12 Quarterly payments to CRA If you make quarterly tax installment payments to the CRA, you should consider making your final payment on or before Dec. 15 to avoid late interest charges.13 Fees Remember to pay all investment manage-ment fees, tuition fees, safe deposit box fees, ac-counting and legal fees if deductible, childcare expenses, alimony, medical expenses and any business expenses by December 31 if you want to deduct them on your 2012 tax return.

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preview registrationmady developments Waterloo | 155 Uptown Waterloo Register now for priority release information for these stylish uptown condominiums. 155uptown.ca

dunsire developments Kitchener | Mill Creek Village Coming soon a collection of family townhome designs in a central location, close to schools, amenities and highway access. millcreekvillage.ca

gemini homebuilders Guelph | The Highlands Coming soon executive townhomes and semis register today. geminihomes.ca

queensgate & losani homes Kitchener | Victoria Common Coming soon carefree living condo suites and townhomes in downtown Kitchener-Waterloo. victoriacommon.ca

the tricar group Guelph | RiverHouse Condominiums Luxury urban condos from the mid $200s, with panoramic city and river views. riverhouseguelph.ca

new openingshasstown holdings Cambridge | The Grand Grand opening continues for these exciting new condominium residences on the Grand River. grandcondo.ca

schlegel urban developments Kitchener | Williamsburg Walk Last chance at pre-construction pricing for this master-planned community of stylish condominiums in the heart of Williamsburg Town Centre. williamsburgwalk.ca

gemini homebuilders Guelph | Morning Crest New phase of development, including 30-ft. lots and semis, now available. Walkout and lookout lot options. Starting in the low $300s. geminihomes.ca

claysam homes Guelph | Creekside Freehold walkout townhomes starting at $299,900. claysamhomes.com

fusion homes Waterloo | Vista Hills Premium home designs on 40- and 50-ft. lots in secluded community of Vista Hills. fusionhomes.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home & Condo Guide!

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new releasesreids heritage homes Fergus | Highland Hills Final building selling fast in this master-planed community of two- and three-bedroom condominium suites. reidsheritagehomes.com

gemini homebuilders Guelph | Creekside Already 30 per cent sold, these semis are at the heart of a community full of shops, schools and parks. Move-ins available for late summer or early fall. geminihomes.ca

jg group of companies Cambridge | Riverbank lofts With Phase I more than 80 per cent sold, Phase II is coming soon in this prestigious riverside condo community. riverbanklofts.ca

monarch Kitchener | The poplar Designer decorated model home, 2,464 sq. ft. at $479,990. monarchgroup.net

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cambridge haastown holdinGs The Grand from$209,900 22

Fergus reid's heritaGe hoMes Highland Hills from$190's bc

Guelph claysaM hoMes Creekside from$299,900 63

Guelph reid's heritaGe hoMes Westminster Woods from$168,900 bc

Guelph vanMar V2 Condos frommid $200's 31

kitchener branthaven hoMes Joy from high$240's 12&13

kitchener branthaven hoMes Nestings from low$400's 12&13

kitchener dunsire developMents Mill Creek Village from low$200's 29

kitchener eMpire coMMunities Riverland from$299,990 2&3

kitchener terra view hoMes Edgewater Estates from$370,000 27

kitchener losani hoMes Doon Creek from$219,990 6

plattsville claysaM hoMes Plattsville Estates from $289,900 63

waterloo Fusion hoMes Vista Hills from$459,900 23

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020-021-SW Map-Waterloo.indd 19 12/6/12 2:34:58 PM

View our Furnished Model Suite Today!

Sales Centre: 170 Water St. North, Cambridge, Hours: Mon.-Fri. 1p.m. 7p.m., Sat. & Sun. 1p.m. 5p.m.

Prices and speci cations are subject to change without notice. E. & O.E.

GrandCondo.ca

Following the tremendous success of Waterscape Phase 1, Haastown is now opening the second and fi nal phase of this exclusive condominium community.

The Grand at Waterscape is a brand new 12 storey contemporary residence designed for those seeking riverside living at its fi nest.

Here the most breathtaking views of the Grand River await you each morning in a sophisticated location, steps from the shops, live theatre and restaurants of the citys historic downtown.

Linger over a morning espresso on your balcony enjoying the spectacular view over the river. Its a panoramic vista youll never grow weary of at The Grand. All just a short stroll from Cambridges historic downtown, and minutes from shopping, dining or a night at the theatre. All offering you not only an incredible setting but truly exceptional value.

The views will last foreverthis opportunity will not!

Sales Centre: 170 Water St. North, Cambridge, Hours: Mon.-Fri. 1p.m. 7p.m., Sat. & Sun. 1p.m. 5p.m.

Prices and speci cations are subject to change without notice. E. & O.E.

GrandCondo.ca


The Grand at Waterscape is a brand new 12 storey contemporary residence designed for


The Grand at Waterscape is a brand new 12 storey contemporary residence designed for Linger over a morning espresso on your balcony enjoying the spectacular view over the river. Linger over a morning espresso on your balcony enjoying the spectacular view over the river. $209,900FROM

CAMBRIDGE

HAAS-GRA-A-AD-NHC-SW-OCT10-1.indd 1 12-10-10 3:53 PM

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At Fusion Homes, we only install deep soaker tubs. Theyre more comfortable and stylish than the regular tubs other builders install.

Yet, at Fusion Homes, you never pay more for these kinds of upgrades. Its just another example of how we dot every i to make

sure we exceed industry standards and provide you with stress-free service. Visit fusionhomes.com or one of our sales centres.

We install soaker tubs.You immerse yourself in relaxation.

Your extraordinary Fusion Home awaits you at Vista Hills

See our website for maps and more information. Price and specifications subject to change without notice. E.&O.E. Bathtub may not be exactly as shown. Ask your sales professional for details.

Now available in Waterloo from $459,900Offering premium home designs on 40 and 50 lots in themost secluded and naturally advantaged area of the Vista Hillscommunity. Visit fusionhomes.com for complete details.

023-Fusion Homes-Vista Hills 12-08-12.indd 1 12/5/12 4:20:35 PM

There are few things in this world that offer more than youd expect. Plattsville Estates, in the midst of the countryside of southwestern Ontario is one of them. Spacious lots and homes, fresh air, quiet sur-roundings and all this at prices considerably less than city living anywhere along Hwy. 401.

And this is where youll nd Claysam Homes and its collection of country-sized lots that enjoy the wide-open spaces of this quiet community where the Nith River gently winds around it. A new release of 50- and 60-ft. lots neighbour additional estate lots offering a wide selection of opportunities to those who prefer to watch the city disappear in the distance. The new release

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024-025 CF Claysam_AY-WK.indd 24 12/6/12 10:29:33 AM

creo

also includes prestigious walkout lots.Just beyond Kitchener and Cambridge, Plattsville is

also within easy reach of Woodstock, New Hamburg and Stratford as well as other smalltown destinations close at hand for unlimited daytripping opportunities. With quick access to Hwys. 401, 402 and 403, you can reach Kitch-ener, Brantford or London in the time it takes to have a cup of coffee.

Two furnished models are available for viewing show-casing one-level living in the 1,564-sq.-ft. Daytona bun-galow and two-storey living in the 2,414-sq.-ft. Pinehurst. The two-bedroom Daytona features an innovative layout with the kitchen angling through the centre of the home as it reaches out to the dining room and the great room beyond. The master suite is at the back of the home while a front bedroom can easily serve double duty as a den.

The Pinehurst is family living and entertaining at its nest as youll discover once you enter the front door. Half

CLAYSAM HOMES Plattsville Estates

walls de ne the living room at the entrance. Next youll be greeted by a formal dining room where columns upon half-walls reappear, followed by the eat-in kitchen that opens into the great room. Upstairs there are three bed-rooms including the master suite with walk-in closet and luxury ensuite. There is an optional fourth bedroom that is ideally utilized as a media room offering another gath-ering space for the busy family.

Homes range in size from a 1,200-sq.-ft. bungalow to two-storey homes of 2,400 sq. ft. Custom plans are wel-comed for the various lot sizes. Features of each home include a custom eat-in kitchen by B&D Woodworking, in Guelph, master suite with ensuite and walk-in closet, columns and half walls, tankless water heater, ceramics and double garages.

And with the money saved by buying here rather than in Kitchener or beyond, you can add additional enhance-ments to your home like hardwood or central air. With the wonderful width of these homes and depths of 121 or greater, the yards are pool-sized and great for many outdoor living areas.

This is smalltown living at its best with plenty of nearby amenities and activities and an overwhelming sense of community. Both adults and children enjoy the friendly competition of hockey at the local arena, plus gure skating. The curling club also houses and banquet hall. In the summer, look forward to soccer and softball leagues, the tennis courts and lots of greenspace and parkland for all.

Spacious lots and homes,fresh air, quiet surroundings and all this at pricesconsiderably less than city living anywhere along Hwy. 401

DEC 8, 2012 - JAN 19, 2013 | NEW HOME & CONDO GUIDE SWO 25

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DEC 8, 2012 - JAN 19, 2013 | NEW HOME & CONDO GUIDE SWO 27

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Nobody likes to pay too much tax, but a bit of planning can reduce your tax liability.

Its not too late to change what will go on your 2012 tax return when this season rolls around, says Gary Dent of the accounting firm Grant Thornton.

dent recommends talking to your accountant about these last-minute tax planning tips: If you have a capital gain in 2012 (or in any of the last three years), talk to your accountant about selling investments with accrued losses before the end of the year. If your spouse has realized a capital gain and you have an unrealized loss (or vice-versa), there are ways to transfer the loss to the spouse with the gain. Since most mutual funds distribute income and capital gains once a year around mid-December, defer-ring the purchase until January will mean that you wont have to report any income for 2012. If youre planning to sell, consider doing it before the distribu-tion date so instead of reporting an income allocation, youll realize a capital gain or loss. Make certain payments before the end of the year to

realize tax savings: some medical expenses; fitness costs and regis-tration fees for artistic, cultural, recreational or development ac-tivities for your children under 16 (under 18 for disabled children); public transit costs; investment costs (safety deposit box rental, interest and brokers fees); moving costs; tuition fees and interest on student loans; and charitable and political donations. With current interest rates at very low levels, you might want to consider loaning funds to a spouse or common-law partner who is in a lower marginal tax bracket than yourself. Your spouse can invest the loan proceeds and include any income/capital gains as their own, provided you are paid interest on the loan at the prescribed rate in effect at the

time the loan is made. Work with a tax planning profes-sional to understand the rules. Most people must make their 2012 RRSP contribution by March 1, 2013, but you can delay your RRSP contribu-tion if you expect to be in a higher tax bracket in the near future, or you can make the contribution but delay claiming the amount. You may also be able to make contributions to a Registered Education Savings Plan, Registered Disability Savings Plan and a Tax-Free Savings Account. There is no tax on the income earned in an RESP or RDSP until the amounts are withdrawn, and any income earned in a TFSA is never taxed.

You can start to collect CPP benefits beginning as early as age 60 and as late as age 70, but you no longer have to be retired to begin receiving payments. If you are between 60 and 65 years of age and have not yet retired, you need to decide if you want to start collecting benefits. The government imposes a clawback on your Old Age Security payments if your net income for 2012 exceeds $69,562. If you have the ability to manage the amount of income you receive in a year, keep this threshold in mind. In general, charitable donations over $200 result in tax savings at the highest marginal tax rate.

While these tips arent a substitute for the recommenda-tions of your tax adviser, and individual circumstances vary, the ideas can help begin the conversation with your ac-countant. More information and guidance is available online at grantthornton.ca NC

g e t t i n g y o u r f i n a n c e s i n o r d e r

EnD-OF-YEAR

tax tips

28 New home & coNdo guide Swo | dec 8, 2012 - jan 19, 2013

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After the big glittery bAll hAs dropped And resolutions are made, the difficult part begins. To achieve success, observers suggest we break down our resolutions into smaller, more feasible goals. Think short-term.

For example, it is well-known that every year, one of the most popular resolutions is to become more organized. This can some-times feel overwhelming, so here are some simple solutions from The Home Depot Canada to clear and conquer the clutter in your home:

organize your front foyerThis space sets the tone for first impressions. Think about stashing useful items such as gloves, hats, scarves and pet supplies in dec-orative fabric bins. These are easy to label, and make it easy to find items with just a glance. If you do not have a closet in your entry way, invest in a simple shelved console table where you can store your organized items for easy access. A multi-purpose shelf with mounted hooks for sweaters, jackets and coats is essential to keeping your no closet foyer pristine.

de-clutter your kitchen pantryA functional pantry is the key to a functional kitchen. Creating a working pantry can be a big challenge depending on your cooking routine and habits. Take measurements of your space and purchase wire baskets or locking plastic containers to categorize your various ingredients according to your needs. Hang bins inside of the pantry door for popular foods. Not only will this be a time saver, but will also optimize your pantry space.

Conquer your bedroom closetBedroom closets often fall victim to being a dumping ground for items without a home. As you de-clutter, sort items into the fol-lowing categories: keep, donate, recycle and trash. For the items you do keep, the closet configurator is not only a simple solution, but also an affordable one. With so many options available for a variety of sized spaces, adjustable shelving systems will accom-modate your changing needs.

By following these simple suggestions you will not only have the tools for organizational success but also be able to check off that New Years resolution without the guilt of past years. More tips on home organization are available online at homedepot.ca or at a store in your neighbourhood. nC

When assessing whether or not a new home is financially

realistic, remember that housing costs (including

mortgage payments, utilities and taxes) should not take up

more than one-third of your total household income

q u i c k t i p s

Resolve To geT organized in 2013

30 NeW home & coNdo guide SWo | dec 8, 2012 - jan 19, 2013

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Richly endowed with woRld-class academic, cultural and lifestyle amenities, Guelph has grown to be one of the top 10 cities to live in Canada. Rec-ognized as part of one of the fastest growing regions in Ontario, Guelph has experienced considerable growth during the last decade. Major new residential and employment areas continue to be developed in all suburban areas of the city. Growth management has been nec-essary to address the long term growth pressures facing the city caused in part by the provincial initiatives directing growth to identified urban areas, includ-ing Guelph. The current population is 115,000 people and is slated to continue growing at two per cent per year. The

Places to Grow legislation mandates in-creased intensification of development particularly along specific corridors and downtown areas

In order to facilitate the projected growth, new home and condominium builders have begun to take advantage of the tremendous opportunity presented to them. Two-thousand and twelve has seen the completion of several south-end proj-ects, and the launch of many more through-out the Royal City. Builders have also started to trend towards a focus on condo-minium development to maximize density in key areas, in accordance with the growth management strategies of the city.

With so many new home communities

e x p e r t a d v i c e

Karen Kessel is the Broker of Record of Planet Realty Inc., located in Guelph. She brings more

than 25 years of experience in the sales and marketing of homes and condominiums across

Ontario. She can be reached at [email protected] or visit planetrealty.ca

and new condominiums being released to the market, the following projects are just a sam-pling of what Guelphs new housing market-place has to offer.

RiverHouse Condominiums, being built and developed by the Tricar Group is an

18-storey, luxury highrise; the first of its kind in Downtown Guelph. In a city where progress and growth is apparent everywhere, RiverHouse is central to the core of it as well as the sights, sounds and scenery of an attractive downtown; where people certainly enjoy coming to shop, stroll, dine and attend theatre and events. The high-end finishes and wide array of amenity offerings position RiverHouse among the most exquisite housing options in the city. Launched in early October and sales already well over 70 per cent, RiverHouse has been deemed an overwhelming success.

Westminster Woods, in the south-end is an established and growing community of over a thousand Guelph homes, rich in character and distinctive in charm. Reids Heritage Homes, a renowned Guelph home builder, started Westminster Woods with a vision of traditional single-family homes. Today, this vision has grown to encompass a diverse range of home styles; from bungalows, to two-storey homes, townhomes, condominium villas and flats. In November, Reids released its final (ninth) phase of the community. With people camping out in a gravel parking lot prior to the opening, it was a successful sale day with the townhomes selling out, and only a small number of the condos, flats and singles remaining.

Serene Condos, situated in the south-end along Gordon Street is a HIP Development project is one of the latest condominiums to be re-leased to the marketplace. This intensification corridor offers a great selection of low to mid-rise condominium developments, along with several small-scale townhome complexes meeting the needs of all seg-ments of the market.

The city of Guelph is no longer just a university town it is part of one of the fastest growing regions in Ontario. Within the Greater Golden Horseshoe Area (the Toronto centered economic region covering a large part of south-central Ontario) provincial projections anticipate that an additional 4 million people will be added over the next 30 years. Of this, the province has targeted population growth to the city of Guelph and surrounding county are to more than 125,000 additional people.

If you are looking for a new home or condominium, I encourage you to visit Guelph and discover it for yourself. You wont be disappointed!

by Karen Kessel

a place to grow and invest

CITY Of GueLPH


032 Expert Advice Karen Kessel_AY-WK.indd 32 12/6/12 11:17:04 AM

AncAsterBeAmsvilleBinBrookBrAntBrAntfordBurlingtoncAthArines grimsBy hAmiltonmilton

niAgArAoAkvillePArisPort doverst. cAthArinesstoney creekvinelAnd st.

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home & Condo Guide!

sheethothamILton haLton nIagaRa

preview registrationeastforest homes simcoe | Woodway trails Single-detached homes on 45-ft.-wide lots, as well as semis. woodwaytrails.ca

adi development group Burlington | modrn condominium Register now coming this fall four-storey condo in the heart of Burlington. adidevelopments.com

pdvC developments st. catharines | Port Place condos Register now for this condominium developent with 80 units, ranging from 740 to 3,465 sq. ft. pdvcdevelopments.ca

Bayview-wellington homes niagara | niagara on the green Register now for these executive townhomes backing onto the Royal Niagara Golf Course. bwhomes.ca

new horizon homes oakville | vibe on 5 Vibe on 5 has a new location Bronte Road, just south of Dundas Street. Register for updates and VIP privileges. brontecondos.ca

Branthaven homes Waterdown | the Portraits Coming soon, intimate collection of just 47 townhomes in a landscaped enclave. branthaven.com

toByn park homes Burlington | Parkcity Register now for Burlingtons hottest new condo. parkcityliving.ca

new openingsempire Communities stoney creek | victory now open true freehold townhomes and detached homes. yourvictoryempire.com

Countrygreen homes Waterdown | the uptowns of Waterdown urban style condo towns from the $200s. countrygreenhomes.com

losani homes, Branthaven homes & marz homes hamilton-stoney creek | Paramount at valley Park Now open community of two- and three-storey towns, family-friendly singles and Escarpment Estates collection. paramountliving.ca

homes By desantis Beamsville | lincoln square Grand opening continues for this master-planned community of executive freehold towns and detached homes. homesbydesantis.com

great gulf homes thorold | rolling meadows Model homes now open for this upcoming community of singles on 42- and 50-ft. lots from 1,845 to 3,035 sq. ft. greatgulf.com

Carraige gate homes stoney creek | highbury hill Relaxed living in this award-winning community of towns and singles. carraigegatehomes.com

menkes & fernBrook homes oakville | millstone on the Park Grand opening in Oakville urban towns close to schools, shopping, major highways and more. millstonepark.ca

losani homes Binbrook | the fairgrounds Prestige Grand opening of 36- and 46-ft. single-family homes backing onto preserved woodlot. losanihomes.com

marz homes stoney creek | Woodview now open forest-side town living in affordable freehold and private lane townhome collection. marzhomes.com

dawn viCtoria homes Ancaster | evergreens on southcote Custom bungalow, bungaloft and two-storey home designs on 42- and 50-ft. lots. dawnvictoriahomes.com

mountainview homes niagara falls | thundering Waters Now open bungalows, bungalofts and two-storey towns. mountainview.com

phelps homes grimsby | the Bedford collection Grand opening private enclave of 28 bungalows just a short walk from downtown Grimsby. bedfordcollection.ca

new horizon homes Brant county | royal highland estates Now under construction custom bungalows on large estate lots. newhorizonhomes.ca

new releasesempire Communities hamilton | summerlea New release of freehold townhomes to go along with 30-, 36- and 44-ft. detached homes. empirecommunities.com

Branthaven homes grimsby | Bravo by the lake Phase 2 lot release coming soon, in master-planned community of two- and three-storey lakeside townhomes. branthaven.com

Countrygreen homes hamilton | West Bloom Premium lots available in this intimate enclave of 35 single-family homes. countrygreenhomes.com

Brookfield homes Brantford | grand valley trails New release of bungalow towns; also parkside singles and attached singles. brookfieldgrandvalley.ca

diCenzo homes niagara | Blueshores Final phase released waterside living in luxury singles, attached singles and towns. blueshores.info

Countrygreen homes Waterdown | Park Place village Only 11 semi-detached greenbelt lots remain for closings in spring 2013. countrygreenhomes.com

dec 8, 2012 - jan 19, 2013 | nEw homE & conDo gUIDE Swo 33

033 Sneak Previews HAMILTON.indd 33 12/6/12 11:41:21 AM

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034-035-SW Map-Hamilton.indd 28 12/6/12 2:35:01 PM

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ancaster dawn victOria HOmes Evergreens on Southcote from $390's 41

ancaster rOseHaven HOmes Tiffany Hill from $370,000 48

Beamsville HOmes By desantis Lincoln Square from mid $200's 11

Beamsville lOsani HOmes Discovery from $219,900 6

Binbrook BrantHaven HOmes Celebration from mid $200's 12&13

Binbrook lOsani HOmes The Fairgrounds from $219,900 6

Binbrook lOsani HOmes Parkside from $219,900 6

Brantford emPire cOmmunities Wynfield from $204,990 2&3

Brantford BrOOkfield HOmes Grand Valley Trails from $209,990 49

caledon mOnarcH Strawberry Fields from low $400's 42&43

chippawa rOseHaven HOmes Lyon's Creek from low $300's 48

grimsby BrantHaven HOmes Bravo! By the Lake from $200's 12&13

grimsby lOsani HOmes Flair from $219,900 6

east Hamilton lOsani HOmes Green Hill Glen from $219,900 6

Hamilton cOuntry green HOmes WestBloom from $329,900 7

Hamilton emPire cOmmunities Summerlea from $272,990 2&3

Hamilton multi area develOPment Bellagio Village at Summit Park from $274,990 40

Hamilton new HOrizOn City Square from low $200's 45

Hamilton sPallacci HOmes Eden Park 36

niagara mOuntainview HOmes Thundering Waters from high $200's 9

niagara on the lake Bw HOmes Niagara on the Green from low $200's 4&5

Oakville mOnarcH Bronte Creek from high $500's 42&43

Oakville menkes Millstone from $299,990 55

simcoe eastfOrest HOmes Woodway Trails from $199,990 53

smithville PHelPs HOmes Brookside from mid $200's 37

smithville PHelPs HOmes Harvest Heights from mid $200's 37

smithville PHelPs HOmes Streamside from low $300's 37

st. catharines Bw HOmes Victoria Village from $254,900 4&5

stoney creek BrantHaven HOmes Paramount from $200,000 12&13

thorold great gulf Rolling Meadows from $307,990 82&83

thorold rOseHaven HOmes Gibson Heights from $240,000's 48

winona lOsani HOmes Ridgeview from $219,900 6

35

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Spallacci_EdenPark_PHASE4_NHC_Sept11_HR.pdf 1 12-09-12 10:27 AM

36

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What we call a major traffic jam in Smithville.

PhelpsHomes.comPrices and specifications are subject to change without notice. E.&O.E.

Brookside Phase 3 - Now selliNgNew model home oPeN

what you can expect from a Phelps crafted home. Since 1975 Phelps Homes has been crafting homes that have earned it a solid reputation. These new neighbourhoods feature craftsman style design with large front porches, stone and brick accents, large open concept living spaces, 9 foot ceilings, and beautiful designer kitchens.

Visit all three of our finely crafted communities in Smithville.

deTaChed aNd semi-deTaChed homes oN 40 & 50 loTs

Detached homes starting in the low $300s Semi-detached homes starting in the mid $200s

905.945.6970

BUNgalows aNd Two-sToreY homes oN 50 & 60 loTs

Bungalows starting in the low $300s Two-storeys starting in the $300s

905.945.6978

deTaChed aNd BUNgalow TowNhomes oN UP To 50 loTs

Detached bungalows starting in the low $300s Bungalow townhomes starting in the mid $200s

905.957.1777

Phase 3 - Now selliNg

l iVe The good l iFe oN UP To 60 loTs iN wiNe CoUNTrY. It seems like small towns have become big towns. Big towns are small cities. What if you could have the best of both worlds, and live just minutes from everything, yet wake up to the sound of, well, nothing. Were talking beautifully crafted homes surrounded by wine country and farmers markets. Instead of traffic jams youll have conservation areas, bike trails and homemade pies just a hop, skip and a jump away. Starting to sound pretty good isnt it?

HAMILTON NIAGARAGRIMBSY

SMITHVILLE

BURLINGTON


037-Phelps-Multi Site 11-10-12.indd 37 12/5/12 4:21:13 PM

Aldo deSAntiS AnticipAted A buSy weekend. The launch of seven fabulous model homes in Hamiltons most successful new home community has been the buzz for weeks. However, no one expected the floodgates to open like they did.

More than 700 people lined up to tour one of the largest and most lavish collections of fur-nished and decorated model homes by a single builder in Hamilton.

Bellagio Village is a stunning new neighbour-hood within Summit Park and debuted its De-signer Collection of never-before-seen floorplans last weekend. As visitors streamed from one model to the next, one word continued to resonate the entire weekend. Wow! Wow! Wow! could be heard over and over again.

One couple stated, Weve owned six homes built by Aldo DeSantis over the years, and just live down the street here at Summit Park. One look at the new Florentine and it was love at first sight. We purchased it on the spot! The Florentine is the new flagship model at Bellagio

Village and a true show stopper.Bellagio Village is our most recent addition to

Summit Park, says Aldo DeSantis, president of Multi-Area Developments. These seven new model homes offer something for every taste, with each featuring the Multi-Area standard of excellence.

The Summit Park community is the proud recipient of not only Project of the Year, but also

Community of the Year, attesting to its outstand-ing combination of quality workmanship, value and lifestyle.

We are delighted to bring this exciting new model home collection to Hamilton homebuyers, says DeSantis. Our interior design team has themed each model individually. Were showcas-ing different styles and colour palettes to appeal to a wide range of family lifestyles.

First established in 2005, Summit Park is situated on the magnificent Niagara Escarpment across from 270 acres of prime conservation land. This passive park with its natural beauty and miles of quiet trails offers one of the most exten-sive walking and cycling trail systems in the

HuNDrEDS TOur

Summit Park models

i n t h e n ew s

38

038-39 News Multi-Area_JY_AY-WK.indd 38 12/6/12 11:17:07 AM

region. It is also perfectly placed within easy access of a choice of schools and places of worship, libraries, community recreation and sports facilities. Several commercial areas offering a broad range of retail, dining and entertainment are just moments away.

Bellagio Village residents will also enjoy a new park to be built in 2013, just in time for new hom-eowners to enjoy.

Each of the model homes has been exquisitely finished and decorated to appeal to a wide range of tastes and lifestyles. Todays homebuyers are diverse in so many ways, says master builder Aldo DeSantis.

Presenting this large number of models allows us to showcase an extensive variety of sizes, styles and price points.

The new Bellagio Village continues to be the talk of the town. Not surprisingly, homes are selling quickly as enthusiastic buyers now have the chance to see and touch the long list of outstanding appointments and finishes that raise new home design to a whole new level. This is a rare opportunity to experience a true luxury lifestyle combined with great value from multi-award winning builder Aldo DeSantis.

The sales presentation centre and model homes are located at 33 Fletcher Rd. just off Rymal, or visit multi-area.com for more information.

39

038-39 News Multi-Area_JY_AY-WK.indd 39 12/6/12 11:17:12 AM


040-Multi Area-Summit Park 11-10-12.indd 40 12/5/12 4:21:21 PM

905 304 6099 SALES OFFICE HOURS

MON TO THURS 1PM TO 6PM, SAT & SUN NOON TO 5PMFRIDAY BY APPOINTMENT

dawnvictoriahomes.com

SO

UT

HC

OT

E R

D

GARNER RD E

6

403

ANCASTER

CUSTOM BUNGALOW, BUNGALOFT & 2-STOREY HOME DESIGNS ON 42 & 50 LOTS

Gracious design, Grand location. Evergreens on Southcote. Fifty-seven homes are only minutes from olde Ancaster and its shops and boutiques, while new adventures in the city or country await. Designed for you, your family, your life everything youll ever need.

FROM THE

$390s

The Effort Trust Company, Brokerage Jackie Frame, Sales Representative Maureen Hall, Sales Representative

Darlene McCauley, Broker

ANCASTERS PRIME LOCATIONPRECONSTRUCTION PRICING

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOMEFor your free copy call 416.626.4889or email [email protected]

WHAT YOU NEEDTO KNOW ABOUT

MORTGAGES

CONDO IN THE CITY OR LOWRISE IN THE SUBURBS:

YOUR FIRST2012 EDITION FREE

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

HOME&CONDO

S P E C I A L E D I T I O N

what are youroptions?

SPECIAL

CONDO SECTION:

URBAN LIVING

YFH Cover FEB2012_FEB14.indd 1 2/7/12 6:33:05 PMhomeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.

C_Spread 12-08-12.indd 1 11/30/12 3:30:50 PMUntitled-1 1 12/6/12 3:28:10 PM

ALWAYS HOME.

CALEDON5 designer decorated ModeL HoMes to VieW

PrEsENtAtiON CENtrE: 12515 Kennedy Road, Caledon 905.843.0707

ONLY 6 homes remain.

Prices, specifications and promos are subject to change without notice, and promotions are applicable for a limited time only to select lots. Renderings are artists concept and images are for mood and impression only. *Includes finished space in lower level. The ENERGY STAR trade symbol does not imply certification of this organization or its products. The ENERGY STAR registered mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E.&O.E. December 2012. 20000.

Like us on:facebook/monarchcorp

Follow us on:twitter@monarch_group

monaRChgRoup.netPrices, specifications and promos are subject to change without notice. Renderings are artists concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. Extras to be chosen at Monarchs Home Design Studio. Other promotional offers do not apply. Offer is valid for limited time only. Select low-rise communities and locations. Please see sales representative for full details. E.&O.E. December 2012. 20000.

Convenient living with spacious designs surrounded by open space, ranging from 2,307* to 2,755* sq. ft.

Live on the cusp of nature and Bronte Provincial Park in one of Oakvilles most prestigious and desirable neighbourhoods

Discover luxurious features and finishes that elevate your lifestyle

From the high $500,000s TW0STOREY TOWNHOMES ExEcuTivE TOWNHOMES

A FRESH NEW CROP FuLL OF SELEcTiON.

43' and 50' singles

Up to 3,677 sq. ft. with superior features and finishes including hardwood on main level, coffered and vaulted ceiling, gourmet kitchens, luxurious ensuites and more

Pricedfromthehigh$500,000s

Two-sTorey Townhomesonly a Few remain

open concept, two-storey townhomes, up to 1,954* sq. ft. with 9' ceilings on main level, extended upper cabinets, oak staircases, gas fireplaces and more

Pricedfromthelow$400,000s

SuMMER caLM eLevatiOn a

AsK ABOUt OUr sPECiAL 95 YEAr BONUs PACKAGE.CELEBrAtE 95 YEArs WitH Us.

PRESENTaTiON cENTRE2492 Gateshead Common, off of Colonel William Pkwy. and Dundas St., Oakville 416.495.3563 N

PRESENTATION CENTRE

Valle

yrid

ge D

r.

Hwy. 5 (Dundas)

Richview Blvd.

Upper Middle Rd.

Bron

te R

d.

Col.

Will

iam

Pkw

y.

MONARCHGROUP.NET

COMMUNITYEXPERIENCE

LIKE NEVER BEFORE

MONARCH COMMuNitiES.MONaRcH, caNadaS OLdEST aNd MOST ExPERiENcEd buiLdER.

Visit Us ON FACEBOOK AND'LiKE' OUr PAGE AND MONArCHWiLL DONAtE A DOLLAr tO ACHAritY OF YOUr CHOiCE.

MONH 20000 TW SF NH&C SWO DPS Nov 12.indd 1-2 12-11-30 2:47 PMC_Spread 12-07-12.indd 2 11/30/12 3:07:51 PMUntitled-1 1 12/6/12 3:26:58 PM

ALWAYS HOME.

CALEDON5 designer decorated ModeL HoMes to VieW

PrEsENtAtiON CENtrE: 12515 Kennedy Road, Caledon 905.843.0707

ONLY 6 homes remain.

Prices, specifications and promos are subject to change without notice, and promotions are applicable for a limited time only to select lots. Renderings are artists concept and images are for mood and impression only. *Includes finished space in lower level. The ENERGY STAR trade symbol does not imply certification of this organization or its products. The ENERGY STAR registered mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E.&O.E. December 2012. 20000.

Like us on:facebook/monarchcorp

Follow us on:twitter@monarch_group

monaRChgRoup.netPrices, specifications and promos are subject to change without notice. Renderings are artists concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. Extras to be chosen at Monarchs Home Design Studio. Other promotional offers do not apply. Offer is valid for limited time only. Select low-rise communities and locations. Please see sales representative for full details. E.&O.E. December 2012. 20000.

Convenient living with spacious designs surrounded by open space, ranging from 2,307* to 2,755* sq. ft.

Live on the cusp of nature and Bronte Provincial Park in one of Oakvilles most prestigious and desirable neighbourhoods

Discover luxurious features and finishes that elevate your lifestyle

From the high $500,000s TW0STOREY TOWNHOMES ExEcuTivE TOWNHOMES

A FRESH NEW CROP FuLL OF SELEcTiON.

43' and 50' singles

Up to 3,677 sq. ft. with superior features and finishes including hardwood on main level, coffered and vaulted ceiling, gourmet kitchens, luxurious ensuites and more

Pricedfromthehigh$500,000s

Two-sTorey Townhomesonly a Few remain

open concept, two-storey townhomes, up to 1,954* sq. ft. with 9' ceilings on main level, extended upper cabinets, oak staircases, gas fireplaces and more

Pricedfromthelow$400,000s

SuMMER caLM eLevatiOn a

AsK ABOUt OUr sPECiAL 95 YEAr BONUs PACKAGE.CELEBrAtE 95 YEArs WitH Us.

PRESENTaTiON cENTRE2492 Gateshead Common, off of Colonel William Pkwy. and Dundas St., Oakville 416.495.3563 N

PRESENTATION CENTRE

Valle

yrid

ge D

r.

Hwy. 5 (Dundas)

Richview Blvd.

Upper Middle Rd.

Bron

te R

d.

Col.

Will

iam

Pkw

y.

MONARCHGROUP.NET

COMMUNITYEXPERIENCE

LIKE NEVER BEFORE

MONARCH COMMuNitiES.MONaRcH, caNadaS OLdEST aNd MOST ExPERiENcEd buiLdER.

Visit Us ON FACEBOOK AND'LiKE' OUr PAGE AND MONArCHWiLL DONAtE A DOLLAr tO ACHAritY OF YOUr CHOiCE.

MONH 20000 TW SF NH&C SWO DPS Nov 12.indd 1-2 12-11-30 2:47 PMC_Spread 12-07-12.indd 2 11/30/12 3:07:51 PMUntitled-1 1 12/6/12 3:27:17 PM

905 304 6099 SALES OFFICE HOURS

MON TO THURS 1PM TO 6PM, SAT & SUN NOON TO 5PMFRIDAY BY APPOINTMENT

dawnvictoriahomes.com

SO

UT

HC

OT

E R

D

GARNER RD E

6

403

ANCASTER

CUSTOM BUNGALOW, BUNGALOFT & 2-STOREY HOME DESIGNS ON 42 & 50 LOTS

Gracious design, Grand location. Evergreens on Southcote. Fifty-seven homes are only minutes from olde Ancaster and its shops and boutiques, while new adventures in the city or country await. Designed for you, your family, your life everything youll ever need.

FROM THE

$390s

The Effort Trust Company, Brokerage Jackie Frame, Sales Representative Maureen Hall, Sales Representative

Darlene McCauley, Broker

ANCASTERS PRIME LOCATIONPRECONSTRUCTION PRICING

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOMEFor your free copy call 416.626.4889or email [email protected]

WHAT YOU NEEDTO KNOW ABOUT

MORTGAGES

CONDO IN THE CITY OR LOWRISE IN THE SUBURBS:

YOUR FIRST2012 EDITION FREE

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

HOME&CONDO

S P E C I A L E D I T I O N

what are youroptions?

SPECIAL

CONDO SECTION:

URBAN LIVING

YFH Cover FEB2012_FEB14.indd 1 2/7/12 6:33:05 PMhomeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.

C_Spread 12-08-12.indd 1 11/30/12 3:30:50 PMUntitled-1 1 12/6/12 3:27:53 PM

CS2_CityLiving_NHC Ad_Dec3.pdf 1 04/12/12 9:53 AM

45

045-New Horizon-City Square 12-08-12.indd 45 12/5/12 4:21:25 PM

c ommun i t y f o c u s

Rosehaven Homes continues to build success upon success. Following the companys sensational 20th anniversary launch of its luxury Rosehaven Platinum Homes line, 2013 is lining up to be one of the companys busiest ever with new projects all around the Greater Toronto Area. Buyers should keep informed by visiting rosehavenhomes.com

tiFFANy LAStS FOREVERBut pHASE 1 wONt!Ancasters No. 1 seller, Tiffany is a jewel of a community. In fact, Phase 1 is almost entirely sold out so hurry in to dis-cover your perfect home in this quiet upscale neighbourhood of elegant detached homes with extra deep lots, pond, pro-posed school, parks and easy access to highways. Youll fi nd an incredible range of luxurious detached home designs to choose from on 45-ft. lots. Prices start from the $370s.

And if you miss out on Phase 1, dont worry. Register now

Ancaster, Chippawa, Thorold

LOCAtiONS

Ancaster, detached homes on 45-ft. lots; Chippawa, 50-ft. singles and freehold bungalow-loft towns; Thorold, 30-ft. attached singles, semis, freehold towns and detached homes on 36-, 40- and 45-ft. lots

HOuSiNg typE

Tiffany Hill, Ancaster tiffanyhill.ca; Lyons Creek, Chippawa, rosehavenhomes.com; Gibson Heights, Thorold, rosehavenhomes.com

CONtACt

ROSEHAVEN HOMES

is very excited about 2013

46 NEw HOME & CONdO guidE SwO | dec 8, 2012 - jan 19, 2013

046-047 CF Rosehaven_AY-WK.indd 46 12/6/12 11:17:19 AM

ROSEHAVEN HOMES Multi-site

for Phase 2 of this popular community coming in 2013 at tiffanyhill.ca

CONStRuCtiON HAS BEguN At LyONS CREEk iN CHippAwA!In historic Chippawa, close to Niagara and the Falls, con-struction is underway at Lyons Creek community where Rosehaven Homes is offering stunning new home designs including 50-ft. singles and freehold bungalow-loft towns.

Homebuyers looking for something entirely charming, comfortable and easy to maintain love the bungalow-loft towns and Lyons Creek has recently launched brand new

2013 is lining up to be one of the

companys busiest ever with new

projects all around the greater

toronto Area

designs up to an expansive 2,500 sq. ft. Homes here are truly grand, with features like covered

porches and balconies, coffered and vaulted ceilings, large master suites with walk-in closets, gourmet kitchens with breakfast bars and islands, soaring nine-ft. main floor ceil-ings, eight-ft. front entry doors and elegant gas fireplaces.

To visit the presentation centre at 4210 Lyons Creek Rd., take the QEW to Lyons Creek Rd., then east on Lyons Creek to Sodom Rd.

LiVE Big witH NEw dEtACHEd HOME RELEASE iN tHOROLdAt Gibson Heights in Thorold, Rosehaven Homes has just introduced a new release of big beautiful 36-, 40- and 45-ft. detached homes with all the features youre looking for and large lots for your family to spread out in!

This historic Old Ontario community has been such a success because families get a perfect combination of space, style, charm and an appealing price, all in a wel-coming neighbourhood minutes from St. Catharines and Niagara Falls.

Gibson Heights offers a great selection of 30-ft. at-tached singles, semis and freehold towns available from the $240s as well as a few Inventory detached homes remaining on 36- and 40-ft. lots with quick closings from the $300s.

Visit models on Winterberry Blvd. at the crossroads of Richmond St. and Confederation Ave. in Thorold. For more information, visit rosehavenhomes.com

NEw pHASE LAuNCHiNg At wAtERdOwN MEAdOwS iN 2013 Phase 2 at Waterdown Meadows is coming in spring 2013 with more of the style, designs and convenience that made Phase One such a huge success. Live in a perfect parkside setting with easy access to the QEW and Hwys. 403 and 407. Visit waterdownmeadows.com

dec 8, 2012 - jan 19, 2013 | NEw HOME & CONdO guidE SwO 47

046-047 CF Rosehaven_AY-WK.indd 47 12/6/12 11:17:22 AM

From your very first impression and for generations to come, a Rosehaven home is designed to be superbly built, welcoming and warm. So choose Rosehaven and every time you step through the front door, youll say, I am happy, I am comfortable

Chippawa / NiaGaRa

Lyons Creek - ConstruCtion has started! new 35 Bungalow Loft towns & 50 singles

from the low $300s.Lyons Creek Blvd. & Sodom Rd. East of the QEW

GPS: 43.052151, -79.059526

aNCasteR

tiffany hiLL - 3 inventory homes!Luxury stone, stucco & brick detached homes on 45 & 36 lots with 4 models from the $370s.

Garner Rd. E. & Raymond Rd. East of Hwy. 6GPS: 43.212292,-79.93524GPS: 43.1174,-79.228127

towns, semis & attached singles from the $240s. Plus 45, 40 & 36 lots from $300s.

Richmond St. & Winterberry Blvd., South of Hwy. 58

thoRold - New detaChed Release!giBson heights - quiCk CLosings! modeL home inventory reLease

rosehaven homes

@thisisrosehavenCONN

ECT

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for mortgage P & I and Kleinburg pricing. actual photo from rosehavens Windfields design in king Country estates.

(1-888 / 416) 410-0175 rosehavenhomes.com

Call the rosehaven hotline for hours and community information

gPs coordinates for sales office/model home location20YEARS

Celebrating


048-Rosehaven-Multisite 11-24-12.indd 48 12/5/12 4:21:35 PM


049-Brookfield-Grand Valley Trails 10-27-12.indd 49 12/5/12 4:21:41 PM

c o m m u n i t y f o c u s

Imagine a home nestled near lush greenspace, minutes from Niagaras picturesque falls, close to schools, shop-ping, community centres and crafted by Niagaras premier home builder... It sounds like a dream, but its simply a home at Mountainview Homes Fernwood Estates.

Fernwood Estates is a family-oriented community that combines the serenity of rural Niagara Falls with the convenient amenities of urban Niagara Falls. Here you will choose from a selection of freehold townhomes starting at $202,900 and 40-, 45- and 50-ft. singles starting at $277,900, all offering Moun-tainview Homes signature quality craftsmanship and designs.

Experience Fernwood Estates rst-hand with a tour of the stunning Harper model home when visitors will dis-cover all the features that make Mountainview Homes stand out from the rest.

With an exterior that is charming and inviting, youll instantly fall in love with the architectural details and classic red brick look of this 3,014-sq.-ft. home. This four-bedroom, three-bathroom home has been decorated with elegant family living in mind inside and out, top to bottom.

Once inside, the well thought-out design and quality nishes are abundant. Rich hardwood oors, bright windows

southwestern ontario new home & condo guide - december 8, 2012

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