Millennials

Generation X

(age 19–34)

(age 35–49)

Snapshot of credit characteristics by generations

43%

41%

25%

34%

625

650

709

667

$125,000

$87,438

$88,313

When it comes to credit and debt, what do the different age groups look like? Let's take a look at these generations and their credit management.

1 VantageScore 3.0 was used for this study. The score range is 300–850.2 Average debt for this study includes all credit cards, mortgage, auto loans and personal loans/student loans.3 Estimated average income calculated using Experian’s Income Insight.SM

Average VantageScore1

Averagedebt2

Averagedebt

(excluding mortages)

Estimatedaverage income3

Bankcard balances

Bankcard utilization

$26,485

$26,670

$19,217

$23,089

$34,430

$50,400

$46,340

$46,790

$3,403

$6,752

$5,603

$5,340

$52,120

Baby Boomers and Greatest Generation

(age 50+)

VantageScore® is a registered trademark of VantageScore Solutions, LLC.

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07/15 • 7416A-CS

National averages