smartphone challenge for banks in 2011. about ind leading european vendor online banking and mobile...
TRANSCRIPT
Smartphone challenge for banks in 2011
About IND
Leading European Vendor
Online Banking and Mobile Banking
14 years in business, 28 banking customers
Key customers: Raiffeisen Bank, Erste Bank, Intesa SanPaolo, Unicredit Bank
Key differentiator is User Experience
Mobile trends
Change in the Mobile Landscape
Old-style phones
Phone callsSMS texting
Smartphones
Phone callsSMS textingWeb browsingE-mailGamesWeatherMusic Banking!
Mobile trends
Platforms
✖
?
Android (HTC, Samsung, etc.)
Blackberry
iOS (iPhone, iPod, iPad)
Symbian (Nokia)
Windows Phone 7 (HTC, etc.)
Mobile Banking Technologies
AndroidBlackberryiOSSymbianWindows Phone 7
Browser (?!)+
Apps(faster, richer,
better UX)
Mobile Banking Services
Pay
Check balance and history
Download teaser app
Smartphone specific features
Always-on
Location
Code reader
Touch-to-call
Payments
One-time money transfer
Bill payments
Photo-a-bill
and
NFC payments are coming
Bank Feed
Feed the Information
Like the facebook
Marketing possibilities
Budgeting
Spending Categories
Killer apps (why use it?)
Balance check Locations
Payments
Bill Payment
Only 1 photo and 2 clicksDONE
IND Mobile Token
• Functions:- One-Time Password generation
- Challenge/Response
- Transactions signing
IND Internet Banking
IND Internet Banking
IND Internet Banking
IND Internet Banking
References
• National Bank of Oman
• CIB
• MKB
• FHB
• ZUNO
• Banca Transilvania
Speakerwiki oldal
Dr. Balázs Vinnai
CEO
www.indgroup.eu