smartcards seqr presentation_16062015 v2

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Mobile payments on a daily basis developing Smart Cities by João Pedro Duarte Europe Southern Region - SEQR

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Page 1: Smartcards seqr presentation_16062015 v2

Mobile payments on a daily basis developing Smart Citiesby João Pedro DuarteEurope Southern Region - SEQR

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SEAMLESS – THE BACKBONE OF SEQR

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ABOUT SEAMLESS

- 13 years of experience in developing and running Stored Value Accounts & Mobile Payments.

- Publically traded company since 2006 (Nasdaq OMX) Ticker: SEAM

- 525,000 active POS

- Over 40 Mobile Network Operators are using Seamless’ ERS 360 in 26 countries

- More than 3.1 billion transactions annually

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FOCUS AREAS FOR SEQR

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FOCUS AREAS

- FOCUS AREAS: US, SEPA and UK

- MARKETS OUTSIDE FOCUSAREAS are open for licensing.

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1. Actual cities - already smart cities ?

2. What’s missing- for sellers (merchants)

- for buyers (consumers)

3. Emerge of new payment scenarios ?

AGENDA

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MOBILE PHONES – A VITAL PART OF LIFE

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(Source: 60SecondMarketer.com, The Meeker Report 2013, ImpigeMobileStrategy.com 2011, Statista/Google Our Mobile Planet 2013)

4B Global Mobile users 3,5B toothbrushes are sold annually

90% of phones sold today are smartphones

150/day the amount of times that the average person check their mobile

74% use their mobiles to make purchases

26 the amount of apps the average person has

Still, only 12% of the total use of mobiles is payments (related)

HOW WE USE OUR MOBILE PHONES

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Mobile transaction market worth $721B with more than 450M

users by 2017

Mobile Coupon users to pass 1B by 2019

(Source: Garner 2013, Juniper Research 2014)

TRANSACTION SERVICES ON SMARTPHONE

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YOU USE YOUR SMARTPHONE FOR MOST THINGS – WHY NOT PAY WITH IT?

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What will mobile payments in 2015 look like?)

Source: Mobile paymentstoday – June 2013

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NO LACK OF EFFORT

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MAJOR PLAYERS LOOKING TO FIND SWEETSPOT

Global lpayers

Global players

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WHAT’S THE DIFFERENCE

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THE NEED FOR MOBILE PAYMENTS ARE CLEAR

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SEQR TICKS ALL THE BOXES

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HOW TO DO IT ?

MULTIPLE PAYMENT SCENARIOS

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SEQR IN-STORE PAYMENT

3. PIN1. TAP OR SCAN

2. CONFIRM

4. COMPLETE

D(DIGITAL RECEIPT)

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SEQR PAYMENT FLOW

Consumer’s bank

Merchant’s bank

SEQR Transaction Switch

Consumer’s Bank

Merchant’s Bank

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SEQR E-COMMERCE PAYMENT

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SEQR IN-APP PAYMENT

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SEQR PEER TO PEER

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SEQR OTHER PAYMENTS

Vending

Outdoor Ads

Outdoorads

Parking

Invoices

TPA

Self Service Kiosks

Gas Station

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WHAT’S MISSING ?

- For Merchants

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MERCHANT PROPOSITION

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SEQR DRIVING MOBILE PAYMENTS

• Significantly lower transaction fees

• No hardware investments

• No fixed fees

• Faster payments Higher consumer turnover

• SEQR Offers Customer acquisition

• Connect existing loyalty programs

• Sell through new channels, active media allowing consumers to shop right on the spot

LOWER COST + INCREASED REVENUE

PROFITABILITY FROM DAY 1

∞ ROI

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LESS INTERMEDIATES AND LOWER COSTS

Card payment

SEQR payment

MERCHANT

CARD TERMINAL FEE

PAYMENT

PROCESSOR FEE

MERCHANT

SERVICE CHARGE

CARD NETWOR

K FEE

INTER-CHANGE

FEE

SEQR reduces the merchant service charge (MSC) and eliminates the payment

processor fee

SEQR reduces the merchant service charge (MSC) and eliminates the payment

processor fee

CUT OF MSC

MERCHANT

ACCOUNT

ISSUER

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LESS INTERMEDIATES AND LOWER COSTS

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PRODUCT OVERVIEW

, BUT ONLY IN CERTAIN MARKETS

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WHAT’S MISSING ?

- For Consumers

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SEQR FEATURES

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SEQR OFFERS

• Based on 1st purchase

• Based on a specific item

• Based on 1st purchase

• Based on a specific item

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SEQR REWARD PROGRAM

CASHBACK REWARD IN ALL PURCHASES

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INSTANT CHECKOUT

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SEQR DONATIONS

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NEW PAYMENT SCENARIOS

NEW SALES CHANNELS

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SEQR SHOP SPOT: NEW SALES CHANNELS

TURNING YOUR EXISTING INVESTMENT TO

A NEW STREAM OF REVENUE

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SEQR SHOP SPOT: ACTIVE MEDIA

DIRECT MAILNEWSPAPERTVBILLBOARD

TRANSFORMINGYOUR MEDIA INTO A POINT OF SALE!

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SEQR SHOP SPOT: BILLBOARD

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SEQR SHOP ON THE SPOT OFFER NOW!

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SEQR SHOP SPOT: ACTIVE MEDIA

POSSIBILITIESCONSUMERSREVENUES

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SEQR SHOP SPOT: TV ADS

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SEQR SHOP SPOT: NEWSPAPERS

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SEQR SHOP SPOT: CATALOGUES

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SEQR SHOP SPOT: SHOP ANYTIME

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TRANSFORMING ANY USER IN A SELLER

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SEQR MYSHOP: A SHOP FOR EVERYONE

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SEQR : JOIN THE EVOLUTION