Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo), which it awards to individuals who successfully complete initial and ongoing certification requirements. Investing always involves risk and you may incur a profit or loss. No investment strategy can guarantee success. Raymond James & Associates, Inc. member New York Stock Exchange/SIPC. Gene Melamud, MBA, CFP®, CRPS®, Senior Vice President, Investments, 2401 West Bay Drive, Largo, FL 33770 // O 727.584.8615 TF 800.237.0153 // LLN32D 2017-038928/07272020

You just turned 66, had a blast at the office party in your honor, said

goodbye to the water-cooler crowd and are heading toward that

great unknown called retirement. But now you’re getting a little

nervous, wondering if your money will last as long as you do.

So, how exactly will you turn your retirement nest egg into a steady

paycheck? Income that can weather inflation, market ups and

downs, unexpected expenses, and, yes, longevity.

Sound daunting? It doesn’t need to be. In this class we’ll offer

strategies that can help you make the most of what you have to

live on—for life!

Presented by Gene Melamud, Senior Vice President of Investments,

Raymond James.

WEDNESDAY, MAY 16, 2018

AT 6 PM

LARGO

COMMUNITY CENTER 400 ALT. KEENE ROAD

LARGO, FL 33771

RESERVE SEATING

AT FRONT DESK 727.518.3131

OR CONTACT

RAYMOND JAMES

727.584.8615

GENEMELAMUD.COM

SMART INVESTMENTS

How to Invest After You Retire