slides taklimat asb cimb short version
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8/18/2019 Slides Taklimat Asb Cimb Short Version
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SESI PERKONGSIAN ILMUMENGENAIAMANAH SAHAMBUMIPUTERA (ASB)Oleh CIMB Bank Berhad
ASEAN FOR YOUPenceramah;
RAHMATULLAH BIN AHRA!IERUS
BUSINESS E"ELOPMENT
8/18/2019 Slides Taklimat Asb Cimb Short Version
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Pos Besar Kuching PTPTN Kuching
SK Mejar Jeneral
Se#$ Perk%n&#$an Ilm' Tekn$kKha# Mela'r
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Kem Tentera Penrissen
Se#$ Perk%n&#$an Ilm' Tekn$kKha# Mela'r
SMK Muara Tuang
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Jemaah Nair Mela!a
Jemaah Nair Ta"au
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Tahun #i$i%en & Bonus &
JumlahKeseluruh
an&
2003 7.25 2.00 '()*
2004 7.25 2.00 '()*
2005 7.25 1.75 '(++
2006 7.30 1.25 ,(**
2007 8.00 1.00 '(++
2008 7.00 1.75 ,(-*
2009 7.30 1.25 ,(**
2010 7.50 1.25 ,(-*
2011 7.65 1.15,(,+
2012 7.75 1.15 ,('+
2013 7.70 1.00 ,(-+
2014 7.50 1.00 ,(*+
Rek%d Pen&a&$han
Pendaa*an ASB(+,,-.+,/0)
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• Selama* 1 Ter2am$n
• Pen&'r'#an dana 'n$*amanah 3an&
r%4e#$%nal %leh $hak
ASNB5PNB• P'lan&an 3an& le$h *$n&&$
erand$n& P'lan&anTe*a (6$7ed
e%#$*)
• Pen&ec'al$an C'ka$
($8$den5B%n'#)• Ke*enan&an 6$k$ran
• Perl$nd'n&an a*a#ela'ran %k%k
(RM/ 9am$nan M%dal)
Man4aa*ASB
Kele$han mela'r d$ dalam ASB
• Pend$d$kan Anak.Anak
• Uah#'a$ R'mah
• Per#araan A:al
• Pern$a&aan Kec$l.kec$lan
• Perc'*$an Kel'ar&a• Pen&'m'lan Har*a
Caa$ Ma*lama* Anda
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Pem.ia/aan
ASB
Sim0anan.ulanan
ASB
Yang mana le.ih menguntung!an1
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Per.an%ingan 0ela.uran melaluiS2MPANAN PER2BA#2 3 PEMB2AYAAN ASB4
Komitmen Bulanan
Komitmen Tahunan
Dividen @ 7.70%
Apabila BerlakuKematian/Hilang
Upaa Kekal
!impanan Bulanan
RM 275.00
RM3,300.00
RM1,787.50 x 7.70% =
"#$7.&'
RM3,300.00 + RM137.64
= "#('7.&'
)embiaaan A!B*"#+0(000 @ 0 tahun,
RM275.00
(monthly repayment)
RM3,300.00
RM50,000.00 x 7.70% =
"#(-+0.00
RM50,000.00 +
RM3,850.00 =
"#+(-+0.00
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TEKNIK KHAS MELABUR
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EKNIK- EKNIK PELABURAN ASB YANG MURAH,
MUDAH & BIJAK
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ASB 5OAN S2MU5ATOR
ASB 2n$est( Amt( )++6+++(++ ASB 5oan )++6+++(++#i$( Rate ,& 2nterest Rate *()+&#uration )+ Tenor )7+
Future 8alue 9:';)6<'<(7;= 2nstalment 9:<6;7)(<<=B/ >2MB 5oan
Year ASB Princi0al #i$i%en% 0(a Y?E ASB Princi0al Acc #i$ 5oan Bal
< )++6+++(++ <@6+++(++ )<@6+++(++ <@6+++(++ <'76<*@(-7
) )<@6+++(++ <-6),+(++ );;6),+(++ ;;6),+(++ <,,6++)()'
; );;6),+(++ <,6@@)(7+ )*<6'7)(7+ *<6'7)(7+ <,<6*)+(+-
7 )*<6'7)(7+ )+6<**(;' )-)6+'-(-' -)6+'-(-' <-76@')(@)
* )-)6+'-(-' )<6-@-(,) )';6,@*(@) ';6,@*(@) <@-6*+<(**
@ )';6,@*(@) );6*+'()* ;<-6;-7(,@ <<-6;-7(,@ <*'6')-(*<- ;<-6;-7(,@ )*6;,'('' ;7)6-@7(,* <7)6-@7(,* <*<6'*+(<+
, ;7)6-@7(,* )-67)<(<' ;-+6<,@(+7 <-+6<,@(+7 <7;6*7-(,;
' ;-+6<,@(+7 )'6@<7(,, ;''6,++('; <''6,++('; <;76@',(+,
<+ ;''6,++('; ;<6',7(+- 7;<6-,*(++ );<6-,*(++ <)*6;--(+<
<< 7;<6-,*(++ ;76*7)(,+ 7@@6;)-(,+ )@@6;)-(,+ <<*6**'(*)
<) 7@@6;)-(,+ ;-6;+@()) *+;6@;7(+) ;+;6@;7(+) <+*6)<'(<,
<; *+;6@;7(+) 7+6)'+(-) *7;6')7(-* ;7;6')7(-* '76;),(<*
<7 *7;6')7(-* 7;6*<;(', *,-67;,(-) ;,-67;,(-) ,)6,*-(+,<* *,-67;,(-) 7@6''*(<+ @;767;;(,) 7;767;;(,) -+6--*(<+
<@ @;767;;(,) *+6-*7(-< @,*6<,,(*; 7,*6<,,(*; *,6+7'(@*
<- @,*6<,,(*; *76,<*(+, -7+6++;(@< *7+6++;(@< 776@7@(7'
<, -7+6++;(@< *'6)++()' -''6)+;('+ *''6)+;('+ ;+6*)'(*<
<' -''6)+;('+ @;6';@(;< ,@;6<7+()< @7-6<7+()< <*6@@+(@'
)+ ,@;6<7+()< @'6+*<()) ';)6<'<(7; @',6'<<(7; +(++
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)++6+++ <'+6''' '6++<'6++< C *<6'7) @+6'7;Mo%al ;'6*;@
Untung Bersih )<67+- D*7&A$erage <,& setahun
- <EARS PLAN (/=> ROI)
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)++! D ;+ /ears
Pa/ <st /ear an% userolling %i$i%en% techniGue
)++6+++ 9Huture $alue= <;6<,+ 9ca0ital=
<,@6,)+ 0roHit "ithin ;+ /ears
A$erage annual return RM @6))- D7-&
0?> ROI
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?,> ROI
@@ Ca$*al RM/-/=, $8$den RM/,,, Balance ca#h RM+=+,
RM+=+, D + 3ear# F RM=/?=,
6'*'re "al'e RM+,,,,, Ca#h Balance RM =/?=,
RM+=/?=,
RM+=/?=, :$*h$n -, 3ear#
A"ERAGE ANNUAL RETURN F RM-+
?/>
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JERO CAPITAL
+,,k -, 3ear#
Pa3 /#* 3ear and '#er%ll$n& d$8$dend *echn$'e
@@ CAPITAL RM/-/=,,, I"IEN RM/,,,,, BALANCE CASHRM+=+,,,
3ear# ca#h alance en%'&h *% c%8er ma$n ca$*al %4RM/-/=,,,
(RM+=+, D F RM/0/,,,,)
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Makl'ma* Pem$a3aan ASB ar$CIMB Bank
@(,*& 0(a(
• KA C <()& 0(a( se0anjang tem0oh 0injaman• KA semasa 7&
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Mereka*elah
men&am$l lan&kah
BI9AK
'n*'km'lamen3$m
an dan
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M'lakanlan&kah
andaada har$$n$
er#amaCIMB
Bank