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Page 1: Shivalik Bank | A Bank For Your Welfare › wp-content › uploads › 2017 › 04 › 13th-Ann… · Significant Accounting Policies and Notes on Accounts 2009-2010 2011-2012 2011-2012
Page 2: Shivalik Bank | A Bank For Your Welfare › wp-content › uploads › 2017 › 04 › 13th-Ann… · Significant Accounting Policies and Notes on Accounts 2009-2010 2011-2012 2011-2012
Page 3: Shivalik Bank | A Bank For Your Welfare › wp-content › uploads › 2017 › 04 › 13th-Ann… · Significant Accounting Policies and Notes on Accounts 2009-2010 2011-2012 2011-2012
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