ASSUMESBIGGERRESPONSIBILITIES

TAKESCHARGEOFFINANCES

ASSUMESROLEOFFATHER

BECOMESTHECAPTAINOFTHESHIP

FILLSTHEGAP

ENDURESLONELINESSANDEMPTINESS

TAKESCAREOFCHILDREN

PROTECTSTHEHOUSE

SUPPORTSTHEHUSBAND

SOLVESMANYPROBLEMSORISSUESONHEROWNJUDGEMENTIFSHECAN

MISSTHEIRFATHER

SAVETHEIRALLOWANCES

EXCELINSCHOOL

HELPSMOTHERS

FINDSCOMFORTFROMFRIENDS

HELPSTHEIRMOMFIND

HIGHER WAGES

STANDBY PAY

RETURNING BONUS

SIGNING BONUS

LIFE & MEDICAL INSURANCE

CONTRACT ENDS AT POINT OF HIRE

INSURANCE END AT THE AIRPORT

I. OSM Seafarers whether on board, on vacation or while on official business.

II. Beneficiaries - Spouse - Children

- Between 0 age and 21 years old - Legal/Legally Adopted/Biological

Must be included in the OSM Beneficiary Form

For Seafarers:

– Medical expenses up to the amounts and conditions in accordance with the terms of applicable Collective Bargaining Agreement as specified in the Crew's Employment Contract.

– Has the same benefits while at sea or onshore such as medical, disability and death benefits.

– The maximum disability benefits under the program is US$ 150,000.00

For Beneficiaries:

- Medical Benefits: US$1 million per family member per illness or injuryenefits:

Death Benefits: - Spouse 60 years old and below: US$ 25,000.00

- Children between 1 and 21 years old US$ 15,000.00

1.  FUNDED BY OSM, NO CONTRIBUTION FROM SEAFARERS

2. PENSION FUND IS RUN AND MANAGED BY INDEPENDENT TRUST COMPANY IN GUERNSEY

3. PENSION IS PAID TO OFFICERS AT THE AGE OF 50 AND FOR RATINGS AT AGE 60

OTHER BENEFITS: LEAVE PAY PER CBA RETURN BONUS FOR OFFICERS STANDBY PAY FOR OFFICERS

BAKING WORKSHOPS FLOWER ARRANGEMENT

WORKSHOP

CANDLE MAKING

WORKSHOP

MEAT PROCESSING

SEMINAR

SEMINAR ON FINANCIAL MANAGEMENT

CONTINUES TRAINING REVIEW LICENSURE EXAM MEDICAL COMPETENCE VALOR, STRENGTH, DISCIPLINE SACRIFICES PAIN OF BEING AWAY RISK THEY FACE TORMENTING LONELINESS LIFE AND DEATH THE WORLD BENEFITS