January 2015

The GO Club of F&M Trust Presents...

“San Antonio Getaway”

Coming . . . September 2015

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“Tropical Costa Rica”

November 1-10, 2015 ▪ San Jose ▪ Hanging Bridges ▪ Guanacaste ▪ Monteverde Cloud Forest ▪ Arenal Volcano ▪ Lake Arenal Cruise

Who doesn’t love warm weather...

Lush forests and stunning waterfalls…exotic wildlife and endless coastlines…Costa Rica is truly a slice of Paradise. Especially in November when

it’s cold in Pennsylvania! Highlights of this trip are San Jose, a coffee plantation, Guanacaste, Monteverde Cloud Forest, Hanging Bridges, Arenal Volcano, Lake Arenal

Cruise, Cooking Demonstration, Cano Negro Refuge, Zarcero and the National Theatre. It is important to know that this tour is an adventure with moderate physical activity.

The itinerary blends some longer days with shorter days and more leisure time. Please call or stop in for a complete itinerary if you cannot attend the

presentation on February 26th.

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Hi! It is time to start planning your 2015 if you haven’t already! We have some great tours available, starting with the “Paris & Normandy Cruise and Land Tour” in June. Then August brings us “The Heart of Alaska Cruise and Land Tour” with some parts by rail!! Just added is the “San Antonio Getaway” in September, a wonderful time to be in Texas. “Tropical Costa Rica” is an awesome tour in November and we’ll finish the year with the “Classic Christmas Markets” in December. There is so much more to this tour than the markets, so please check it out. We will be having presentations for all the Collette tours in February, so plan on attending these informational and FUN meetings! We also have lots of theatre planned as well as a few multi-day trips. Check out the Trips located throughout this newsletter and make your reservations as they fill quickly! Please know that with the recent troubles in Paris, that we are very aware of all that goes on in the world. We will not take you where we feel you won’t be safe, but we won’t stay home and let the terrorists win either. Your safety is always our prime concern, so trust us to look out for you on all our tours. A sad note to pass along is that my secretary, Nichole, is resigning the end of January. She has found another position closer to her home in McConnellsburg and her small children. I wish her the best in her new position, but will surely miss her smiling face and efficiency in handling all GO Club duties. I look forward to traveling with you this year so make your reservations soon!

Kay

Page 4 Who loves a great “Mystery” trip?????

Don’t forget… to book any trips in this newsletter or for questions regarding the GO Club, please call Kay at 717-261-3538. You may also reach me by email (kay.estep@f-mtrust.com. I look forward to helping you book your next trip with the GO Club.

Are you ready for a day of fun and mystery? Well if you are, don’t hesitate to sign up for the 2015 Spring Mystery Trip! May is a wonderful time to travel – winter is over (we hope) and spring is on the way! Dress is casual and there is some walking involved as we make three or four stops along the way. Lunch will be included and we’ll be home before dinner.

May 7, 2015

I’ve been racking my brain for a great fall mystery trip, but nothing was coming together. Then I decided that we had such a great time on the first “Passport Mystery Trip” that we should do it again! I have the itinerary and it is filled with many fun and educational events – planned just for you. We’ll be “coaching” for the whole tour – no flying involved this time! I am so excited to do this tour – I promise you won’t be disappointed – so sign up right away. A valid Passport is required for this tour with at least 6 months remaining before expiration.

“Passport Mystery Trip #2!” October 12-16, 2015

Travel insurance is included with this tour! $200 deposit is required with reservation!

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“Classic Christmas Markets” December 6-14, 2015

Strasbourg Innsbruck Wurzburg Nuremburg Munich Oberammergau Neuschwanstein Castle

Don’t miss this beautiful trip!!!!

Welcome to a holiday program featuring the historic towns of Central Europe and the traditional Christmas Markets. On this journey you’ll have time to sip mulled wine and shop for handicrafts in some of the oldest and most famous Christmas markets in Europe. We’ll enjoy the countryside as we travel by coach into the heart of the Black Forest and into Strasbourg. Wurzburg, Nuremburg, Neuschwanstein Castle, Oberammergau, Munich and Innsbruck are the highlights of the tour as well as the Christmas Markets. Enjoy local restaurants and quaint inns and hotels as we have an opportunity to glimpse into the past while experiencing the living history of the region! You don’t want to miss this tour!

Call for a complete itinerary if you can’t make the presentation on February 26th.

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Two Great Holiday Trips

November 12, 2015

We’ll begin at SteinMart - voted America’s Best Department Store by USA Today. They have clothing, shoes, home goods, jewelry, luggage, etc. It’s a really fun place to shop! Then we’re off to the Leesburg Outlets. You’ll find Ann Taylor, Chico’s, Kasper and more for ladies wear. There is Carter’s, OshKosh and Gymboree for the kids. Do you love shoes? They have 20 shoe stores to include Clarks, Nine West, Merrell, Easy Spirit and more. Gifts & Specialty Items, Accessories & Jewelry, Housewares & Home Furnishings…they have it all. There is a Food Court and Restaurants nearby for lunch and dinner. Come along for a fun shopping day in Leesburg!

“Annual GO Club Christmas Shopping” Steinmart & Leesburg Outlets

A local artist will captivate you with a timeless Christmas themed story as a beautiful chalk mural is created right before your eyes! Next you’ll enjoy a delicious Christmas feast at the Plain & Fancy Restaurant. All will be served family style right to your festively decorated table. Then comes our traditional visit to the American Music Theatre for the all-new show full of sacred and secular music celebrating the significance of the season. It’s a wonderful way to get into the holiday spirit as we travel to the scenic Lancaster area. Don’t wait too long – this trip fills quickly each year!

“Celebrate Christmas”

November 19, 2015

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Preview of our 2015 Theatre

Come along to experience American Music Theatre’s original show,

“INSPIRE” and celebrate the moving power of music. “INSPIRE” features

beautiful songs in the style of Andrea Bocelli, Celine Dion, Josh Groban,

Celtic Woman and more. You’ll also be part of the “INSPIRED by History”

package at Landis Valley Village & Farm Museum. You’ll enjoy costumed

guides through historic buildings, craft demonstrations and a horse drawn

carriage ride before having a full lunch in one of the beautiful historic build-

ings. After lunch, we’ll experience the brand new show, “INSPIRE” filled with

positive, uplifting music. Come join the GO Club as we travel to scenic

Lancaster!

“INSPIRE” - The Music That Moves You April 16, 2015

The Church Basement Ladies are back in an all-new musical comedy! It’s now 1960

and the reformation is underway. Young Beverly’s getting her first high heels, Mrs.

Engelson’s getting her driver’s license, and through it all these ladies stand strong in

their faith and friendships. These are the Church Basement Ladies that you have

grown to love! A delicious luncheon will be served before the show. The GO Club

has attended the first two shows and found them hilarious so don’t miss this fun

theater trip in 2015!

“A Mighty Fortress is Our Basement ” October 7, 2015

“Joseph” September 2, 2015

Using innovative dream sequences, lavish Egyptian staging, colorful characters, live

animals and memorable songs will make this energy-packed show leave you

laughing, crying and uplifted with the life-changing message of God’s forgiveness.

Join us at the Sight & Sound Theatre where “the Bible comes to life” on their

immense stage! After the show we’ll enjoy a delicious family style dinner at the

Good & Plenty Restaurant.

Celebrate the magic of the movies at the 2015 Philadelphia Flower Show as this year’s theme is … “Lights, Camera, Bloom.” The world’s great floral and garden designers will recapture iconic settings from the world’s great cinema, including the amazing landscapes and horticultural “supporting actors” of the movies. A red carpet entrance will lead guests through an Art Deco movie palace topped with a fantasy marquee of dazzling flowers and lights.

March 5, 2015

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2014 Trip Evaluation Winners

If you travel with the GO Club we ask that you fill out an evaluation at the conclusion of the tour. Those evaluations are used for door prizes for the trip as well as being put in a drawing for GO Club Gift Certificates at the end of the year. We drew six evaluation winners this year for $50.00 each. The winners are Cherie Foust, Richard & Mary Ann Sheffler, Connie Clark, Marge McNamee. Rosemary & Ken Griesbaum and Mary & Sheldon Himmelfarb. Congratulations to all of you!

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“Experience Southern Hospitality”

Charleston will be our first stop on this amazing Southern Tour! We’ll do a Historic Charleston Tour of one of the most beautiful and historic cities in the South. A visit to the Magnolia Plantation features a tour of the home and tram tour of the gardens. We’ll enjoy an afternoon harbor cruise and a visit to Ft Sumter, before having dinner at one of Charleston’s fine restaurants. The next day we’ll travel to Savannah’s Visitor Center and meet our guide for a tour. A buffet lunch follows the tour at The Lady & Sons Restaurant. There is more to do in Savannah, so call or stop in for a complete itinerary!

May 11-16, 2015

Have you always wanted to visit Venice? Well here’s your chance to visit “America’s Venice” as we tour San Antonio and the River walk. The Mission San Jose and the Alamo are part of the history and culture here as well as El Mercado – the Mexican Marketplace. The LBJ Ranch, birthplace of Lyndon Johnson will offer a tour of the “Texas White House” and the Texas Hill Country. You will also enjoy the German settlement of Fredericksburg, the “Cowboy Capital of the World” – Bandera - an authentic dude ranch and much more. I’m sure you’ll agree that San Antonio’s natural beauty, history, cuisine, people and music will create an experience you’ll always remember!

Call for a complete itinerary if you cannot attend the presentation on February 23rd.

“San Antonio Getaway” September 20-26, 2015

“Heart of Alaska” August 2 - 15, 2015

*Fairbanks *Juneau

*Hubbard Glacier

*Denali

*Vancouver

*Anchorage *Ketchikan *Stanley Park

Enjoy a spectacular 14 day trip to Alaska with the GO Club! The magnificent untamed wilderness brings a new adventure every day as we travel from Fairbanks to Denali to Anchorage to Seward on the Alaska Railroad . Sit high in the glass domed car and soak in the natural beauty of Alaska . There are so many “must-see” sights on this tour such as the Discovery Riverboat Cruise, a Gold Dredge Tour, Pioneer Park Salmon Bake, and Tundra Wilderness Tour into Denali Park for a chance to see the Big 5 – Grizzly Bear, Grey Wolf, Dall Sheep, Caribou and Moose! Then enjoy a 7 night cruise on the Celebrity Millennium and end with a Vancouver Tour. A Passport is required for this tour. Call or stop in for a complete itinerary!

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Check out this Breathtaking Trip!!!

Page 11 Don’t miss these amazing presentations!!!

Visit “America’s Venice” as we tour San Antonio and the River walk. After viewing the presentation, I’m sure you’ll agree that San Antonio’s natural beauty, history, cuisine, people and music will create an experience you’ll always remember! Please join Matt from Collette Vacations and Kay as we present this awesome experience! Call for a complete itinerary if you cannot attend the presentation on February 23rd.

Presentation for “San Antonio Getaway” February 23, 2015

Join Matt from Collette Vacations and Kay for a preview of this wonderful tour! You’ll view spectacular scenery while experiencing the culture and heritage of the region. It is important to know that this tour is an adventure with moderate physical activity. The itinerary blend some longer days with shorter days and more leisure time. Please call or stop in for a complete itinerary if you cannot attend the presentation!!

Presentation for “Tropical Costa Rica” February 26, 2015

This is a dream trip of mine – Europe, Christmas AND shopping!!! Join Matt from Collette Vacations along with me for a preview of this picturesque trip. We’ll travel with a Collette guide into historic towns of Central Europe . Call or stop in for an itinerary if you cannot attend the presentation!!

Presentation for “Classic Christmas Markets” February 26, 2015

** Cost is free for presentations, but reservations are required!!!

GO Club of F&M Trust Trips for 2015 Contact person: Kay Estep

Office: 717-261-3538 Cell: 717-360-1593 Feb 23 Presentation for “San Antonio Getaway” Feb 26 Presentation for “Tropical Costa Rica” Feb 26 Presentation for “Classic Christmas Markets” March 5 “Lights, Camera, Bloom” @ Philadephia Flower Show $74 April 16 “Inspire & Inspired by History” @ AMT $95 May 7 “Spring Mystery” $110 May 11-16 “Experience Southern Hospitality” TBA June 3-13 “Paris and Normandy Cruise/Tour” Cabin Choice June 13-15 “Optional Extension for “Paris & Normandy” $479 Aug 2-15 “ Heart of Alaska Cruise/Train Tour” Cabin Choice Sept 2 “Joseph” - Sight & Sound Theatre $105 Sept 20-26 “San Antonio Getaway” w/ Collette TBA Oct 7 “ A Mighty Fortress is Our Basement” - DADT $87 Oct 12-16 “Passport Mystery Tour #2” TBA Nov 1-10 “Tropical Costa Rica” w/ Collette $2884 Nov 12 Annual Shopping Trip - Leesburg, VA $35 Nov 19 “2015 Celebrate Christmas Package” - AMT $103 Dec 6-14 “Classic Christmas Markets” w/ Collette $3559

Alert… F&M Trust mailed a letter in March 2014 regarding changes in customer accounts. Please note the Relationship Checking account has been changed from a $10,000 minimum balance to a $15,000 minimum

balance. Please remember to adjust to the new minimum balance in order to avoid service fees.

Articles in this publication are meant only to be informational. They are not intended to provide legal or investment advice. Consult your attorney or financial counselor about matters pertaining to your particular portfolio.

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