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INSIDETHIS ISSUE:

Annual Meeting

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Holiday Closings

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Holiday Loan Offer

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Enjoy More FREEdom!

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Use Your Credit Union VISA!

57644-Carrier-121

ANNUALMEETING

62nd

Sea Air FCU's

2013 Annual Meeting Ticket Form

March 15, 2014ANAHEIM GARDEN GROVE

CROWNE PLAZA

JOIN US FOR

The Annual Meeting includes elections for ourBoard of Directors. Any member who wishes to run as a candidate

should contact Sea Air FCU. Board members should be prepared to serve aminimum of six hours per month and will periodically be asked to serve on various

committees. They will also attend educational meetings, seminars and conferences to learnthe details of their responsibilities, so they can provide direction for the Credit Union.

If you are interested in running for the board, send a resume to the address below by February 12014. Voting takes place at the Annual Meeting, and write-ins are not accepted.

The Nominating Committee

c/o Sea Air Federal Credit Union | P.O. Box 2648 | Seal Beach, CA 90740

Tickets for the Annual Meeting can be picked up at the Credit Union. They will be availablethrough March 5, 2014. If youre planning to attend, please let us know by calling

888.732.2471 or complete the order form below and mail it to Sea AirFederal Credit Union, P.O. Box 2648, Seal Beach, CA 90740.

Name _________________________________________ Phone ________________

Address _____________________________ City/State ________________________

I would like ___ (member) dinner ticket(s) at $25/ea. (Limit 2 tickets)

I would like ___ (non-member) dinner tickets(s) at $50/ea. (Limit 4 tickets)

Total Amount Due: $________ Check enclosed: __Yes __ No

Please withdraw total amount due from Share Account #: ____________________________

HolidayClosings

MARTIN LUTHER KING JR. DAY

Monday, January 20

PRESIDENTS DAY

Monday, February 17

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M A I N O F F I C ENaval Weapons Station

800 Seal Beach Blvd., Bldg. 12Seal Beach, CA 90740

888/732-2471 562/430-3921 fax

Hours: Monday-Friday 9:30am - 4:30pm

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M A I L I N G A D D R E S SP.O. Box 2648

Seal Beach, CA 90740[ ]

C O R O N A B R A N C H1999 4th St., Bldg. 808

Norco, CA 92860888/732-2471 951/273-4659 fax

Hours: M, T, Th, F 9:30am - 2:00pm

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L O S A L A M I T O S B R A N C H11210 Lexington Ave.

Los Alamitos, CA 90720562/719-0280 888/732-2471 562/594-591

Hours: Monday-Friday 9:30am - 4:30pm Saturday 9:00am - 2:00pm

[ ]T O L L - F R E E N U M B E R S

Main 888/732-2471Audio Response 877/676-1667

24/7 Lending Center 800/853-2578

www.seaairfcu.org

age 2 Sea Air Federal Credit Union

CUAdvantage.com 877.799.0784

Federally Insured by NCUA

American

Share

Insurance

HomegrownFinancial SolutionsYou work hard for your money, so of course you want a financial partner whosoing to work just as hard to help you protect it, invest it and manage it. Andhats why you chose Sea Air Federal Credit Union to serve your financial needs.

hrough our wide variety of financial services, we help you make the most ofour money and your time.

o whatever you need, whenever you

eed it, just turn to Sea Air FederalCredit Union and let us know

what we can do for you.

We offer:Checking accounts Savings accounts

Retirement accounts LoansOnline convenience services

Surcharge-free ATMs And more!

Get a Head Starton the Next

Holiday SeasonWith a Holiday Club Account

f this past holiday season took a toll on your budget, why not start planninghead so you can enter the 2014 holiday season with cash in your hand? With

Holiday Club account from Sea Air FCU, you can start saving for the holidayshe easy way. Simply stop by the Credit Union when its convenient for you.

Well help you open the account, and we can even set up automatic deposits,

o youll never have to worry about forgetting to save for the holidays again!

Smart WaystoUse Your Tax RefundWhile it may be tempting to spend your tax refund on a flat-screen TV, new

ppliances or a dream vacation, giving yourself financial security may be thereatest reward of them all. This year, why not give your financial position a

oost by putting your refund to work for you?

Pay down debt.f you have high-interest credit card debt, putting your tax refund towards

aying it off will likely give you a greater return than any other optionas youay down your debt, your interest charges go down too.

Fund your emergency savings.A well-funded emergency account can help you avoid using high-rate credit

ards to pay for unexpected emergencies that may arise in the future, includingjob loss or unexpected medical bills.

Save for retirement.Direct your tax refund to a Traditional or Roth IRA. This will allow

ompounding interest to generously multiply your deposit by the time youeach retirement age.

Swipe Your Wato RewardsYou already know your credit union

credit card and debit card are both conveways to make purchases, but did you k

you can earn EZ Rewards for every dyou spend with your cards too? Simply syour card for purchases and earn poin

every dollar you spend! Your reward pcan be redeemed for gift cards, merchan

travel and more. Visit www.seaairfcu.olearn more about EZ Rewards today.