A Solution for Habitat for Humanity

Proposed by Universitas Indonesiafor Hult Global Case Challenge

But, He doesn’t have access to money and mason to build the house

This is Joko’s Family

He earns about $3500 a Year

He has a dream to own a house

A simple house with 2 bedrooms, 1 bathroom, a livingroom and a kitchen

In Indonesia alone, where Joko lives, there are 8 Million family with the same problem

2. Within 2 weeks, HFHI verify that Joko’s deserve to get a loan

Rumakita by HFHI offers Joko a solution.

1. Joko applies himself or a partner recommend Joko apply for getting a house

3. A group of certified masons build the house in 14 working days

4. Volunteers do tasks to finish the house (e.g. Painting, etc.)

6. In 30 working days after application, Joko already gets his dream house

5. HFHI and Joko prepares the documents needed to transfer the house

How Will Joko pays back the house?• Pay a fixed

amout of credit in max. 10 years with 0% interest.

• Social Contribution

• Sweat Equity

But, He doesn’t have access to money and mason to build the house

She already own a house, but with some problems

Bad sanitations, Leaked roof, and need repaint

These problems affect to Lala’s substandard life

There are millions people with Lala’s problem

This is Lala

2. Within 1 week, HFHI verify that Lala deserve to get a loan

How does Rumakita by HFHI solves Lala’s problem?

1. Lala applies herself or a partner recommend Lala to apply for retrofitting

3. A group of certified masons retrofit the house in 7 working days

4. Volunteers did the non-construction tasks to finish the house

6. In 3 weeks bafter application, Lala already gets a better house

5. HFHI and Lala prepares the documents needed to the house

How Will Lala pays back the house?• Pay a fixed

amout of credit in max. 1-2 years with 0% interest

• Social Contribution

• Sweat Equity

There are

1,6 Billions people have the same problem with Joko and Lala

Rumakita is a platform that integrates all stakeholders under togetherness

process

People like Joko and Lala, who lives in developing country with housing problem, are the targets of Rumakita

How Will Rumakita By HFHI solve this Problem?

1. Volunteer Development and Management Unit

Recruitment Process

(Through coope-ration with univer-sity, internship

program, open recruitment,

cyber volunteers, etc)

Non-Construction

(Marketing, fundraising,

administration, etc)

Construction(Building houses, painting,

preparing materials, decorating, etc)

TrainingVolunteers will get intensive training under partnership with relevant partners(e.g. PR consulting agency, HR, etc)

With a better marketing and recruitment process, we are optimistic that we can double up the number of volunteers (better number, better quality)

Performance

Measurement, Reward

and Incentives Program

2. Knowledge and Skill Management Unit

Construction

Company

+Educate Local Masons

Through Mason Academy Program

Graduated& Certified

Work for HFHI

Projects

Connected & Endorsed to other house providers,

Business, Indovidual

OUTPUT:1.Local masons

availability2.Better mason

quality3.Masons

Empowerment

4.Revenue Source

1. Receive donors, grants, and contributions-in kind

DONORS

2. Give 0% interest loans to purchase houses3. Pay back 0% interest loans to purchase houses

7. Consultants’ services at a cheaper rate + larger consumer base6. Higher possibility of loan being repaid + fees from banks

4. Give small-medium enterprises loans with interest of 7 - 10% p.a. to selected community teams which will be helped by HFHI5. Pay back small-medium enterprises loans of 7-10% p.a to selected community teams which will be helped by HFHI Middle-low consumers in form of

Community savings/ lending Teams (2-5 org) with the criteria of (1) Having small businesses (2) Have high motivation to work/create businesses for added income

CostumersLending institutions, such as Bank/MFIs that meet our criterias

As Consultants & Intermediaries

3. Monitoring and Channel Distribution Unit

4. Program outreach and strategic partnership

People select beneficiary and house materials to donate through Virtual Matchmaking Booth

5. Community Development Unit

• Our beneficiaries should pay back by contributing their sweat equity to help to build other houses and engage in social activity

• Our beneficiaries may choose to increase their income by joining our local economic center (e.g. Traditional market)

• They will get capacity building to improve their skills and knowledge, so they will be financially independent

How Does It Possible?

With $1 Million Grants, it will be multiplied through:- To build an online platform system – Virtual

Matchmaking Booth- Operational, Administrative and

Management- Salaries- Business and Community Development- Marketing and Fundraising

From these activities, we could generate $ 4.748.915 for the 1st year, with an outreach growth of 27% up until 2023., we could serve 198.396 houses in 10 years.

We do believe if this solution could work in an area, it could be replicated and scaled up to broader areas.

We are targetting to replicate this in 10 Areas, in 10 years. With this number, we are optimistic that we could serve 17.435.424 houses with 69.741.696 people.

Details are separately attached in financial plan

With Rumakita we not only building houses,But we also

Building lives.