risk management, insurance, & crime prevention. risk & risk management risk management risk...
TRANSCRIPT
Risk Management, Risk Management, Insurance, & Crime Insurance, & Crime
PreventionPrevention
Risk & Risk ManagementRisk & Risk Management
Risk ManagementRisk Management Two types of RiskTwo types of Risk
Pure riskPure risk Speculative riskSpeculative risk
How to Cope with RiskHow to Cope with Risk Risk avoidanceRisk avoidance Risk preventionRisk prevention Risk transferRisk transfer Risk assumptionRisk assumption
InsuranceInsurance
Types of CoverageTypes of Coverage Fire insurance policyFire insurance policy Business interruption coverageBusiness interruption coverage Casualty insuranceCasualty insurance Professional liability (malpractice)Professional liability (malpractice) Product/service liability insuranceProduct/service liability insurance
InsuranceInsurance
Types of coverage (cont’d)Types of coverage (cont’d) Workers’ compensationWorkers’ compensation Group health & life insuranceGroup health & life insurance Business owner’s insuranceBusiness owner’s insurance Key person insuranceKey person insurance Fidelity and surety bondsFidelity and surety bonds
Choosing an InsurerChoosing an Insurer
Independent insurer v. company repIndependent insurer v. company rep Red flagsRed flags What to look forWhat to look for
Financial stability and safetyFinancial stability and safety Specialization in your industrySpecialization in your industry Ability to customize policyAbility to customize policy CostCost
Renewing criteriaRenewing criteria
Crime PreventionCrime Prevention
Reducing workplace violenceReducing workplace violence Training managersTraining managers
Armed RobberyArmed Robbery OSHA guidelinesOSHA guidelines Store layoutStore layout Securing entrancesSecuring entrances Using security dogsUsing security dogs Control handling of cashControl handling of cash Redesign surroundingsRedesign surroundings
Crime PreventionCrime Prevention
TheftTheft ShopliftingShoplifting
AmateursAmateurs KleptomaniacsKleptomaniacs ProfessionalsProfessionals
Employee TheftEmployee Theft Theft PreventionTheft Prevention
White-Collar CrimeWhite-Collar Crime
CausesCauses ExamplesExamples Minimizing White-Collar CrimeMinimizing White-Collar Crime
Economic Espionage At of 1996Economic Espionage At of 1996 Ralph Nader’s suggestionsRalph Nader’s suggestions Monitor employeesMonitor employees
Document SecurityDocument Security Safeguarding EmployeesSafeguarding Employees