Responsible / Sustainable Investment in Fixed Income

Insight Investment

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A$bn

Asset manager owned by BNY Mellon: based in London, Frankfurt, New

York, Sydney and Tokyo over A$1trn in assets under

management 226 investment professionals, 839

total staff Key areas of specialisation:

risk management solutions fixed income absolute return

Assets under management

As at 31 December 2018. Assets under management (AUM) are represented by the value of cash securities and other economic exposure managed for clients. Figures shown in AUD. FX rates as per WM Reuters 4pm spot rates. Reflects the AUM of Insight, the corporate brand for certain companies operated by Insight Investment Management Limited (IIML). Insight includes, among others, Insight Investment Management (Global) Limited (IIMG), Insight Investment International Limited (IIIL) and Insight North America LLC (INA), each of which provides asset management services. Excludes previous parent introduced assets prior to 2009.

$129.9bn

$52.2bn

$27.8bn

$10.5bn $8.8bn

Corporate bonds Cash

Government bonds Index-linked bonds

Other

Fixed income desk assets: $229.3bn

Fixed income assets under management Strategies managed with ESG parameters: $22.1bn (up from

9.7bn in 2017)

As at 31 December 2018. Assets under management (AUM) are represented by the value of cash securities and other economic exposure managed for clients. Reflects the AUM of Insight, the corporate brand for certain companies operated by Insight Investment Management Limited (IIML). Insight includes, among others, Insight Investment Management (Global) Limited (IIMG), Insight Investment International Limited (IIIL) and Insight North America LLC (INA), each of which provides asset management services. Figures shown in AUD. FX rates as per WM Reuters 4pm spot rates. Other: includes asset-backed securities, equities and foreign exchange derivatives. Only includes strategies with material exclusions or specific ESG approaches.

Chart1Exclusion criteriaESG enhancementClimate objectiveBespoke ESG BenchmarkBest in class aggBest in class corpSustainable FundData20431111Sheet1DataExclusion criteria20ESG enhancement4Climate objective3Bespoke ESG Benchmark1Best in class agg1Best in class corp1Sustainable Fund1

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Responsible / Sustainable Investment

What does responsible investment mean in fixed income?

ESG factors not considered

Traditional investment

Financial returns prioritised Ethical and moral returns prioritised

Diversified investment universe Narrower investment universe

Certain risk factors not managed Positive outcome focus

ESG factors fully integrated

Responsible investment

Driven by ESG ratings and issuer screens

Sustainable investment

Driven by social and environment factors

Impact investment

Responsible Investing Where does Insight Investment sit on the spectrum?

Standard / Traditional investment

ESG factors not considered important

in investment decision-making process

Standard index trackers / passive funds and certain active managers

Responsible investment ESG factors fully

integrated into investment decision-making process

All Insight credit mandates Insights Sustainable Corporate Bond strategy

Sustainable investment ESG factors fully integrated and positive impact, measurement

& reporting

Impact investment ESG factors drive

investment decision-making

process

Green bonds Direct lending to

sustainable projects

Insights Approach to Sustainable Investment

Core process

Core Investment Process Core

Assuming no access to capital markets in the next 24 months, what is the impact on the issuer's liquidity? Liquidity

What is the magnitude of the issuer's off balance sheet liabilities such as pension deficits, operating leases, acquisition earn-outs etc? Contingent liabilities

To what extent is the issuer's industry subject to regulation and changes in regulation? Regulatory risk

Is the issuer properly managing environmental, social and governance risks? Environmental, social, governance (ESG)

Does the issuer have an appetite for debt financed M&A? Does a weak share price pressurise management? Event risk

Could the issuer be subject to an approach from private equity or an activist shareholder? LBO/Activist risk

1-5 rating

Materiality assessment: is the risk in the price?

Hold Buy Sell Bond

Valuation

ESG analysis included as part of our non-financial review of credits one of 5 risks in our Landmine Checklist

Core

Sector screen Exclude companies from unsuitable sectors: gambling, defence and tobacco

Controversy Companies which breached UN Global Compact requirements

Worst-in-class Poorest performing companies based on ESG criteria Highest carbon intensity

Environmental Companies with significant involvement in coal mining and coal power generation

Exclusion criteria Highly customisable to suit client preferences

ESG Optimised Universe

Core

Positive allocation Representative portfolio (RP): favour Best-in-class issuers but not at expense of performance

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RP Benchmark

1 = outperform, 4 = underperform

Insight ESG scores Insights internal credit ratings Pr

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Average portfolio ESG score 2.0 Higher allocation to credits that we rate as outperform

Please refer to the risk disclosures at the back of this document. As at 31 December 2018. The representative portfolio adheres to the same investment approach as Insights sustainable Euro corporate bond strategy. Allocations are subject to change at the managers discretion. Benchmark: Barclays Euro Corporate Index.

1 = best, 5 = worst

Chart10000000000RPBenchmarkOutput (EUCVAG)EUCVAGESGIA ESGBenchmark (Waterfall)PercentageSpread durationYieldSpread to LiborIssuer%%%%%years%bp#IA ESG by sector12345NRIA ESG by sector12345NRWA score0.00.00.00.00100.05.01.26102575GovtPortfolio0.00.00.00.00.00.0FinancialsPortfolio9.823.113.71.70.00.010.00.00.00.0Included87.24.31.0584463Benchmark0.00.00.00.00.00.0Benchmark6.914.614.63.01.01.420.00.00.00.0Excluded12.80.70.2118112Govt_ILPortfolio0.00.00.00.00.00.0AutosPortfolio0.01.91.60.90.00.030.00.00.00.0IA ESG = 54.50.20.09719Benchmark0.00.00.00.00.00.0Benchmark0.01.82.50.52.20.240.00.00.00.0IA ESG = NR2.70.10.05462SSR_GovtPortfolio0.00.00.00.00.00.0Basic materialsPortfolio0.50.00.00.00.00.050.00.00.00.0UNGC = 02.40.10.0438Benchmark0.00.00.00.00.00.0Benchmark1.20.21.00.20.00.1Defense0.70.00.0105SSR_SupraPortfolio0.00.00.00.00.00.0EnergyPortfolio0.31.30.60.00.00.0BenchmarkESGIA ESGTobacco1.00.10.0215Benchmark0.00.00.00.00.00.0Benchmark0.51.62.20.00.00.1%%%%Coal (revenue)0.50.00.0113SSR_Local GovtPortfolio0.00.00.00.00.00.0IndustrialsPortfolio4.13.21.10.80.00.0WA score0.00.00.00.00Coal (generation)0.00.00.0001Benchmark0.00.00.00.00.00.0Benchmark4.43.52.31.20.30.410.00.00.00.0Carbon intensity0.90.00.0118BanksPortfolio4.917.99.60.80.00.0UtilitiesPortfolio3.03.20.60.00.00.020.00.00.00.0Gambling0.00.00.0001Benchmark3.112.411.61.90.80.3Benchmark3.52.80.80.10.00.330.00.00.00.0InsurancePortfolio2.90.31.80.30.00.0CommunicationsPortfolio3.63.31.70.00.00.040.00.00.00.0Benchmark2.40.11.00.90.00.1Benchmark3.82.22.60.00.30.050.00.00.00.0Fin_OtherPortfolio0.53.00.70.00.00.0HealthcarePortfolio0.00.72.41.30.40.0Benchmark0.21.40.40.00.00.3Benchmark0.21.82.01.10.40.0EUCVAG (Longs)PercentageSpread durationYieldSpread to LiborIssuerBenchmark (Total)PercentageSpread durationYieldSpread to LiborIssuerCyc_AutosPortfolio0.01.91.60.90.00.0ConsumerPortfolio8.43.80.10.20.00.0%years%bp#%years%bp#Benchmark0.01.82.50.52.20.2Benchmark2.84.22.10.70.40.2IA ESG = 50.49.32.071221IA ESG = 54.55.21.9216319Cyc_BasicsPortfolio0.50.00.00.00.00.0OtherPortfolio0.00.10.00.00.00.0IA ESG = NR0.00.00.0000IA ESG = NR2.74.91.7315162Benchmark1.20.21.00.20.00.1Benchmark0.00.00.00.00.00.0UNGC = 00.00.00.0000UNGC = 05.55.41.8915712Cyc_Capital GoodsPortfolio1.00.20.00.00.00.0TotalPortfolio29.640.522.05.00.40.0Defense0.00.00.0000Defense0.75.50.93655Benchmark1.60.50.70.10.00.0Benchmark23.332.630.16.84.52.7Tobacco0.00.00.0000Tobacco1.05.61.451135Cyc_ChemicalsPortfolio0.00.00.40.80.00.0Coal (revenue)0.00.00.0000Coal (revenue)0.84.51.431234Benchmark0.31.10.50.20.00.0Coal (generation)0.00.00.0000Coal (generation)0.16.13.112622Cyc_ConsumerPortfolio0.70.90.00.00.00.0Carbon intensity0.00.00.0000Carbon intensity0.94.51.13948Benchmark0.50.70.50.00.40.1Gambling0.04.71.551551Cyc_Industrial OtherPortfolio1.91.60.80.00.00.0Benchmark1.80.90.20.40.10.1EUCVAG (Shorts)PercentageSpread durationYieldSpread to LiborIssuerCyc_MediaPortfolio1.00.20.30.00.00.0%years%bp#Benchmark0.80.50.10.00.00.0IA ESG = 50.00.00.0000Cyc_PropertyPortfolio1.61.91.60.60.00.0IA ESG = NR0.00.00.0000Benchmark1.30.81.60.10.10.7UNGC = 00.00.00.0000Cyc_TransportPortfolio1.21.50.00.00.00.0Defense0.00.00.0000Benchmark0.71.01.00.40.10.2Tobacco0.00.00.0000NonCyc_ConsumerPortfolio1.80.40.10.20.00.0Coal (revenue)0.00.00.0000Benchmark0.50.90.30.50.00.0Coal (generation)0.00.00.0000NonCyc_EnergyPortfolio0.31.30.60.00.00.0Carbon intensity0.00.00.0000Benchmark0.51.62.20.00.00.1NonCyc_Food & BevPortfolio6.02.50.00.00.00.0Benchmark1.82.50.40.10.00.0EUCVAG (Impact)PercentageSpread durationYieldSpread to LiborIssuerBenchmark (Impact)PercentageSpread durationYieldSpread to LiborIssuerNonCyc_Health CarePortfolio0.00.72.41.30.40.0%years%bp#%years%bp#Benchmark0.21.82.01.10.40.0Green bonds0.0Green bonds0.0NonCyc_TelecomsPortfolio2.63.21.40.00.00.016.94.50.76611216.05.80.935926Benchmark3.01.72.50.00.30.022.45.40.9364524.05.90.915718NonCyc_TobaccoPortfolio0.00.00.00.00.00.034.64.71.19129935.84.51.3011231Benchmark0.00.20.80.00.00.0416.54.11.029125416.54.71.088964NonCyc_UtilityPortfolio3.03.20.60.00.00.0510.24.01.141001459.24.71.2310320Benchmark3.52.80.80.10.00.300.00.00.000000.00.00.0000Sec_WBSPortfolio0.00.00.00.00.00.0NR44.24.81.4011477NR47.65.11.33108352Benchmark0.00.00.00.00.00.012.64.11.561332710.84.91.5112762Sec_CMBSPortfolio0.00.10.00.00.00.0Benchmark0.00.00.00.00.00.0Sec_OtherPortfolio0.00.00.00.00.00.0Benchmark0.00.00.00.00.00.0ABS_RMBSPortfolio0.00.00.00.00.00.0Benchmark0.00.00.00.00.00.0ABS_EETCPortfolio0.00.00.00.00.00.0Benchmark0.00.00.00.00.00.0Fund (%)Benchmark (%)NAPortfolio0.00.00.00.00.00.0Total0.00.0Benchmark0.00.00.00.00.00.0Green bonds0.00.0TotalPortfolio29.640.522.05.00.40.0Impact > 50%6.96.0Benchmark23.332.630.16.84.52.7Impact >25%2.44.0Carbon intensity Scope 1 + 2 (t/USDm)FundBenchmark%7716646%PR ratingRe-weightedEUCVAGIA ESGIA ESG%%10.01020.02030.03040.040NR0.0NR0BenchmarkIA ESGIA ESG%%10.01020.02030.03040.040NR0.0NR0&FOutput (EUCVAG)RPBenchmarkRPBenchmarkGreen bondsMain revenue driverLarge revenue driver%

Core

Positive allocation Analysing revenue drivers as well as bond proceeds

Please refer to the risk disclosures at the back of this document. As at 31 December 2018. The representative portfolio adheres to the same investment approach as Insights sustainable Euro corporate bond strategy. Allocations are subject to change at the managers discretion. Benchmark: Barclays Euro Corporate Index.

UN Sustainable Development Goals

All companies assessed on their positive societal impact based on UN Sustainable Development Goals; tilt portfolio allocation overweight companies with material revenue from sustainable sources

Revenue >25% = High impact company

Positive Allocation

Core

Positive allocation Assessing Green Bonds

Fail

Partial

Pass

Indicates the sustainability bond does not meet Insights minimum requirements

Indicates there are weaknesses in the sustainability bond

Indicates company sustainability bond meets Insights requirements

Analysts consider the environment, social and governance (ESG) performance of the issuer. Companies with an inadequate performance will not be eligible for investment in our portfolios.

ESG performance

Analysts consider the strengths of the bond framework. The framework provides guidance for how the company will use bond proceeds.

Bond framework

Analysts consider the positive impact of the bond. This is a qualitative and quantitative assessment. Bond impact

Insight has adopted a framework to evaluate ESG criteria of new sustainability bond issues

Core

Engagement Engage for information

Issuer

ESG scores and key information

Red flags risk criteria Yellow flags failed to answer questions

Spread increasing = underperformance

Core

Engagement Engage for change

VW (2030) ESG score 5

BMW (2031) ESG score 2 Daimler

(2028) ESG score 3

Source: Bloomberg as at 10 January 2019.

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1.625% 2030Daimler 1.375% 2028BMW 1% 2031Spread to government (bp)177.78581.01483.214177.78581.01483.214177.78581.01483.214177.23180.99884.801175.83981.22884.782174.61883.45189.667174.28484.63292.536173.6585.14790.977173.6585.14790.977173.6585.14790.977172.63285.55592.385171.05386.23592.48157.62583.69292.674155.63484.19489.418154.81983.86988.511154.81983.86988.511154.81983.86988.511155.07785.12189.39156.78386.77690.866156.95287.47690.966156.07987.68690.632155.79387.08488.929155.79387.08488.929155.79387.08488.929155.81987.46390.961154.90287.75489.036154.36887.85290.093152.86886.6390.628152.64487.46691.47152.64487.46691.47152.64487.46691.47152.2988.2291.421152.19888.50291.478152.81489.00789.681152.9989.41790.478152.94788.9289.656152.94788.9289.656152.94788.9289.656152.50888.74490.189152.3988.7488.999152.67789.4389.203153.00889.31588.845152.85488.76987.563152.85488.76987.563152.85488.76987.563152.85688.37986.863151.26887.39684.415150.75386.81182.778151.00386.68483.4150.86886.16683.1150.86886.16683.1150.86886.16683.1149.34385.61780.829148.79686.89580.273149.26388.13780.596149.97788.89182.086149.94789.79783.758149.94789.79783.758149.94789.79783.758149.72689.7783.089149.84989.7883.15150.25489.98782.839149.93789.70483.473149.90489.36783.714149.90489.36783.714149.90489.36783.714150.05289.07284.244149.59588.4383.457150.08788.6784.404150.10388.28583.881150.588.86986150.588.86986150.588.86986150.65889.04286.355151.83589.55887.744153.9189.55487.225154.2688.93886.263154.8789.33286.993154.8789.33286.993154.8789.33286.993153.7988.992106.614154.24988.672106.649157.35988.62107.26159.72488.603106.629158.92788.863106.776158.92788.863106.776158.92788.863106.776158.48889.15105.836158.65789.664105.703158.13589.617106.196157.85890.046106.309157.75990.126106.258157.75990.126106.258157.75990.126106.258157.27489.623106.202157.19589.579107.534157.52989.969107.426158.21291.116107.825158.94291.789108.492158.94291.789108.492158.94291.789108.492159.3192.428109.375159.64992.652109.744160.50493.028110.192160.57293.05110.388160.57293.05110.388160.57293.05110.388160.57293.05110.388160.57293.05110.388161.04393.507110.397161.01993.621110.094160.97293.414109.895159.17692.125111.308159.17692.125111.308159.17692.125111.308154.90387.851107.149153.54486.461107.074152.36784.463107.861151.20583.35107.865151.09782.702107.888151.09782.702107.888151.09782.702107.888151.09782.702107.888150.02880.45108.17149.40779.908107.895147.60777.943106.845145.77976.6101.781145.77976.6101.781145.77976.6101.781140.9173.876103.69135.62470.323102.334135.58170.155104.777136.51870.982103.422136.79271.935103.364136.79271.935103.364136.79271.935103.364138.01271.935101.617139.98172.163101.63143.00975.103103.032144.7378.527104.267144.38578.399103.409144.38578.399103.409144.38578.399103.409143.89278.611103.356144.5279.344103.869144.69780.449104.662144.89379.745105.275145.18580.917104.265145.18580.917104.265145.18580.917104.265145.09980.986105.843145.12882.046104.945145.44384.063104.894145.62985.605102.771145.73185.796103.707145.73185.796103.707145.73185.796103.707146.05985.932101.825146.11386.059103.558147.54686.923102.679149.28487.183102.508148.5886.626101.01148.5886.626101.01148.5886.626101.01149.04186.784102.456148.54486.349101.919148.41186.166102.281148.75685.658102.46147.99184.564103.856147.99184.564103.856147.99184.564103.856147.67183.751104.27147.3282.442104.946147.7382.423104.626147.51982.067103.692147.36581.324104.642147.36581.324104.642147.36581.324104.642147.20886.495104.737147.53887.436100.975147.43687.68104.898147.72287.335101.433147.5186.883102.745147.5186.883102.745147.5186.883102.745147.00886.081103.199145.95984.154103.423146.00881.494103.592145.77278.615100.365145.50877.767102.634145.50877.767102.634145.50877.767102.634145.3477.584104.517145.02777.313102.819143.274.242102.721143.09777.874102.397142.5777.24102.746142.5777.24102.746142.5777.24102.746141.23176.503103.376139.99476.341103.358139.70677.786102.862139.54379.195103.724140.06180.768104.031140.06180.768104.031140.06180.768104.031145.49487.405105.009147.64589.476104.297148.42590.313104.662148.57891.129105.523148.78391.324105.964148.78391.324105.964148.78391.324105.964150.03693.198106.535150.23893.533106.41149.36892.747106.802146.86991.636107.435145.5891.401106.912145.5891.401106.912145.5891.401106.912145.26791.361107.341145.23491.377106.609145.84991.831107.569146.21392.906107.447148.45395.339107.965148.45395.339107.965148.45395.339107.965148.14295.522108.126148.66695.38108.015147.9295.236108.527147.68695.47108.184148.42396.044108.573148.42396.044108.573148.42396.044108.573148.95796.208108.355149.21596.462107.929149.92996.841109.594150.37197.426110.133150.26497.433109.95150.26497.433109.95150.26497.433109.95150.02896.897109.473151.54698.817110.35152.09799.571109.629152.905100.07109.474152.76299.692108.415152.76299.692108.415152.76299.692108.415153.30899.787110.487156.027100.399110.875158.565100.708111.345158.39100.057112.153158.09100.022112.007158.09100.022112.007158.09100.022112.007157.2698.056111.012154.91993.73110.433154.70793.593109.932154.37693.121110.124154.9199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1.625 01/16/2030 REGS CorpDAIGR 1.375 05/11/2028 REGS CorpBMW 1 08/18/2031 REGS 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6831/3/19280.0371/3/19167.531/3/19122.3181/4/19283.9361/4/19169.5811/4/19121.9391/5/19283.9361/5/19169.5811/5/19121.9391/6/19283.9361/6/19169.5811/6/19121.9391/7/19286.0031/7/19171.9681/7/19123.2491/8/19288.3031/8/19173.7291/8/19123.581/9/19287.3061/9/19173.8591/9/19124.2981/10/19287.91/10/19174.9311/10/19124.9281/11/19287.0131/11/19175.2641/11/19123.704Sheet1VW 1.625% 2030Daimler 1.375% 2028BMW 1% 2031Spread to government (bp)Sheet2Sheet3

Insight ESG reporting A wide range of characteristics are analysed: important for member engagement

ESG scores Sustainability impact Environment assessment

ESG risks Engagement impact Carbon reporting

http://www.google.co.uk/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&ved=0ahUKEwiS7a-3qM_VAhXFAsAKHTV4CtkQjRwIBw&url=http://www.newdesignfile.com/post_coal-power-plant-icon_304574/&psig=AFQjCNF4z4RITHyA31DvT70XccCDaVQsLg&ust=1502545286657386

Investors priorities are changing Financial returns are still important...but increasingly so are moral/ethical returns

My investment decisions are a way to express my social, political or environmental values.

It is possible to achieve market rate returns investing in companies based on their social or environmental impact

Sustainable investing for Millennials

are very interested or interested in sustainable investing

have made at least one sustainable investment action in the last year

think their investments can influence climate change

think their investments can help fight poverty

86%

61%

75%

86%

For illustrative purposes only. Source: US Trust Insights on Wealth and Worth 2014, Harvard Business Review (October 3, 2014), Morgan Stanley (online presentation August 9, 2017, Visual Capitalist (online presentation August 11, 2017) and DNB (2017). GPIF/World Bank Group Incorporating ESG Factors into Fixed Income Investment(2018)

Chart169+ yearsBaby boomersGen XMillennialsColumn10.340.360.440.67Sheet1Column169+ years34%Baby boomers36%Gen X44%Millennials67%To resize chart data range, drag lower right corner of range.Chart169+ yearsBaby boomersGen XMillennialsColumn10.470.580.610.73Sheet1Column169+ years47%Baby boomers58%Gen X61%Millennials73%To resize chart data range, drag lower right corner of range.

Disclosures This document is a financial promotion and is not investment advice. This document must not be used for the purpose of an offer or solicitation in any jurisdiction or in any circumstances in which such offer or solicitation is unlawful or otherwise not permitted. This document should not be duplicated, amended or forwarded to a third party without consent from Insight Investment. Insight does not provide tax or legal advice to its clients and all investors are strongly urged to seek professional advice regarding any potential strategy or investment. For a full list of applicable risks, and before investing, investors should refer to the Prospectus or other offering documents. Please go to www.insightinvestment.com. Unless otherwise stated, the source of information and any views and opinions are those of Insight Investment. Telephone calls may be recorded. For clients and prospects of Insight Investment Management (Global) Limited: Issued by Insight Investment Management (Global) Limited. Registered in England and Wales. Registered office 160 Queen Victoria Street, London EC4V 4LA; registered number 00827982. For clients and prospects of Insight Investment Funds Management Limited: Issued by Insight Investment Funds Management Limited. Registered in England and Wales. Registered office 160 Queen Victoria Street, London EC4V 4LA; registered number 01835691. For clients and prospects of Insight Investment International Limited: Issued by Insight Investment International Limited. Registered in England and Wales. Registered office 160 Queen Victoria Street, London EC4V 4LA; registered number 03169281. Insight Investment Management (Global) Limited, Insight Investment Funds Management Limited and Insight Investment International Limited are authorised and regulated by the Financial Conduct Authority in the UK. Insight Investment Management (Global) Limited and Insight Investment International Limited are authorised to operate across Europe in accordance with the provisions of the European passport under Directive 2004/39 on markets in financial instruments. For clients and prospects based in Singapore: This material is for Institutional Investors only. This documentation has not been registered as a prospectus with the Monetary Authority of Singapore. Accordingly, it and any other document or material in connection with the offer or sale, or invitation for subscription or purchase, of Shares may not be circulated or distributed, nor may Shares be offered or sold, or be made the subject of an invitation for subscription or purchase, whether directly or indirectly, to persons in Singapore other than (i) to an institutional investor pursuant to Section 304 of the Securities and Futures Act, Chapter 289 of Singapore (the SFA) or (ii) otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA. For clients and prospects based in Australia and New Zealand: This material is for wholesale investors only (as defined under the Corporations Act in Australia or under the Financial Markets Conduct Act in New Zealand) and is not intended for distribution to, nor should it be relied upon by, retail investors. Both Insight Investment Management (Global) Limited and Insight Investment International Limited are exempt from the requirement to hold an Australian financial services licence under the Corporations Act 2001 in respect of the financial services; and both are authorised and regulated by the Financial Conduct Authority (FCA) under UK laws, which differ from Australian laws. If this document is used or distributed in Australia, it is issued by Insight Investment Australia Pty Ltd (ABN 69 076 812 381, AFS license number 230541) located at Level 2, 1-7 Bligh Street, Sydney, NSW 2000. 2019 Insight Investment. All rights reserved.

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