residential - issue 24

STAM

P DUTY

PAID

Stamp Duty paid on selected properties when you buy through Beresfords!*

Residential

experience: the difference

24th Edition

*For full terms and conditions see our website or contact your local office

To view visit www.beresfordsgroup.co.uk

Our brand new state of the art website is now live! Features include:

Easy to navigateKeyword search for

specific requirements e.g. swimming poolExtra large pictures

Display search results via distance from a location

e.g. train stationRegister saved searches and be sent new results that match your criteria

Request viewings on multiple properties

in one goReal time mortgage

rates from all the major lenders

Get local market information and news from our

interactive blogInformative area videos

Should Stamp Duty be stamped out?!What was really a tax on expensive property 30 or 40 years ago is now something that almost everyone has to pay. It is especially stacked against more expensive areas such as London and the Home Counties.

It’s bizarre that at £250,001 the rate triples from 1% to 3%. Above 3%, it rises in 1% increments to 5%. This is often the price range that ‘first time sellers’ buy in many parts of the County.

So what would Beresfords like to see happen to Stamp Duty?

• Some form of weighting in the lower price ranges of more expensive areas.

• Continuation of the Stamp Duty holiday for first time buyers.

• Bring in an interim band of 2% between say £250,001 and £375,000 to help those it impacts on most and make it consistent with other band differentials.

• Structure the tax so that as the band changes, buyers only pay the higher rate on the excess not the full amount so for example on £300,000, buyers would pay 1% of the first £250,000 and 3% on the balance.

The Government must remember that a buoyant property market can drive the economy forward.

When a property transaction occurs there’s a whole raft of other sectors that benefit, such as removal companies, builders, electrical stores, kitchen suppliers etc. And of course the more property transactions that take place the more revenue that goes to the Treasury with Stamp Duty, VAT etc.

To help purchasers and the economy overall, Stamp Duty will be paid on selected properties when you buy through Beresfords*. Not only is this magazine packed with ‘Stamp Duty paid’ properties, if you speak to our offices you’ll find they have many more, we just didn’t have space to feature them all!

As you will see a selection of properties within this magazine have been sold prior to publication, showing just how popular this campaign is!

*For full terms and conditions see our website or contact your local office

Sales:BILLERICAY 01277 889701

BRAINTREE 01376 388677

BRENTWOOD 01277 888937

CHELMSFORD 01245 806977

COLCHESTER 01206 805134

COLLIER ROW 01708 873855

GIDEA PARK 01708 873868

HORNCHURCH 01708 873982

INGATESTONE 01277 888930

SHENFIELD 01277 888936

UPMINSTER 01708 873867

WITHAM 01376 388679

WRITTLE 01245 806978

LONDON OFFICE 0203 468 0741

Lettings:BILLERICAY 01277 888868

BRAINTREE 01376 388678

BRENTWOOD 01277 889504

CHELMSFORD 01245 806979

COLCHESTER 01206 805133

HAVERING BOROUGH 01708 874863

RAYLEIGH 01268 857338

WICKFORD 01268 857339

WITHAM 01376 388680

COUNTRY HOMES 01245 806980

SURVEY 01245 806981

FINANCIAL SERVICES 0845 564 6764

COMMERCIAL 01245 806982

LAND & NEW HOMES 01245 806983

*For full terms and conditions contact your local office or visit the Beresfords w

ebsite

STAmp DuTy pAiD oN ALL TheSe properTieS!*

For a full list of properties currently available visit our BRAND NEW website www.beresfordsgroup.co.uk

ThiNkiNg oF SeLLiNg or LeTTiNg A properTy?CONTACT US FOR A Free, NO OBLIGATION VALUATION OF YOUR PROPERTY.

rAmSDeN heATh£239,950 | Billericay: 01277 889701

BiLLericAy£250,000 | Billericay: 01277 889701

rAmSDeN heATh£189,995 | Billericay: 01277 889701

BrAiNTree£159,995 | Braintree: 01376 388677





BrAiNTree £189,995 | Braintree: 01376 388677

BreNTwooD£695,000 | Brentwood: 01277 888937



wArLey£219,995 | Brentwood: 01277 888937


keLveDoN hATch£379,995 | Brentwood: 01277 888937

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reAch over 250,000 poTeNTiAL purchASerS oF TeNANTS wiTh our reSiDeNTiAL mAgAziNe, CONTACT US FOR FURTHER INFORMATION.

greAT BADDow£177,995 | Chelmsford: 01245 806977

greAT BADDow£199,999 | Chelmsford: 01245 806977

cheLmer viLLAge£142,500 | Chelmsford: 01245 806977

cheLmSForD£285,000 | Chelmsford: 01245 806977

greAT BADDowOIEO £200,000 | Chelmsford: 01245 806977

cheLmSForD£245,000 | Chelmsford: 01245 806977

heAToN grANge£195,000 | Gidea Park: 01708 873868

STApLeForD ABBoTTS £195,000 | Gidea Park: 01708 873868

hAroLD hiLL £159,995 | Gidea Park: 01708 873868

hyThe£139,995 | Colchester: 01206 805134

coLcheSTer£139,995 | Colchester: 01206 805134

weST BerghoLT£184,995 | Colchester: 01206 805134

LeXDeN£299,995 | Colchester: 01206 805134

miLe eND£189,995 | Colchester: 01206 805134

NorTh coLcheSTer£209,950 | Colchester: 01206 805134

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*Subject to Crest Nicholson’s terms and conditions. Photography taken at Crest Nicholson developments. Prices correct at time of going to press.

www.crestnicholson.com

Stamp Duty paid with a new Crest Nicholson home!Visit any of our sites below and reserve your stylish new apartment or house and benefit from having your Stamp Duty paid!*

BLENHEIM SQUAREEpping | Essex | CM16 6HRSpacious new homes in an ideal location – Epping tube station is just 3 miles away for direct links to London and there is good road access via the M11 and M25.2 bedroom apartments from £188,500 3 bedroom houses from £269,500Email: [email protected] | Call: 0870 757 8190

ALDERMEREBrookfield Lane West | Cheshunt | EN8 0QYA stunning collection of 2, 3 & 4 bedroom homes in a sought-after location on Brookfield Lane West. These traditionally designed homes are in an excellent location for both commuter links and the local area.2 & 3 bedroom homes from £231,5004 bedroom houses from £349,500Email: [email protected] | Call: 0870 757 8192

HUNTER’S CHASE AT KINGS WARRENnear Newmarket | Suffolk | IP28 8YLThese spacious 2, 3 & 4 bedroom homes offer the ideal family environment and are ideally located close to the Cambridgeshire and Suffolk county borders in the heart of rural East Anglia.2, 3 & 4 bedroom homes from £145,000Email: [email protected] | Call: 0870 755 1632

WILLOW GROVE AT CEDARS PARKStowmarket | IP14 5GQChoose from an exclusive collection of 3 bedroom homes, all built in a traditional style to suit the semi-rural Suffolk locality in a great location just off junction 50 of the A14 and only half a mile from Stowmarket town centre.3 bedroom houses from £174,000 HURRY – only 3 homes remain!Email: [email protected] | Call: 0870 755 1620


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The mAwNeyS£325,000 | Gidea Park: 01708 873868

hAveriNg-ATTe-Bower OIEO £525,000 | Gidea Park: 01708 873868

romForDOIEO £219,000 | Gidea Park: 01708 873868

horNchurch£279,995 | Hornchurch: 01708 873982



iNgATeSToNe£177,500 | Ingatestone: 01277 888930

horNchurchOIEO £350,000 | Hornchurch: 01708 873982


STock£649,950 | Ingatestone: 01277 888930



Latest Mortgage Rates from all the leading lenders!

For the most up to date mortgage rates visit our brand new website at www.beresfordsgroup.co.uk. Available for you to browse 24/7, 365 days a year!

Alternatively speak to one of our independent financial advisers on 0845 564 6764.

ResidentialFrom 2.57%APR 4.5%

Buy to LetFrom 2.94%APR 5.3%

FixedFrom 3.09%APR 4.1%

5 year FixedFrom 3.69%APR 4.5%

sold prior to

publicat

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ebsite


ThiNkiNg oF SeLLiNg or LeTTiNg A properTy?CONTACT US FOR A Free, NO OBLIGATION VALUATION OF YOUR PROPERTY.

SA

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huTToN£289,995 | Shenfield: 01277 888936



BrANDoN groveS£195,000 | Upminster: 01708 873867

huTToN BurSeS£525,000 | Shenfield: 01277 888936

huTToN BurSeS£569,995 | Shenfield: 01277 888936

upmiNSTer£289,995 | Upminster: 01708 873867



wriTTLe£399,995 | Writtle: 01245 806978

roXweLL£330,000 | Writtle: 01245 806978



wriTTLe£350,000 | Writtle: 01245 806978

wriTTLe£339,995 | Writtle: 01245 806978


Spacemaker BEDROOM • BATHROOM • HOME OFFICE

...be inspired

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ATTeNTioN LANDLorDS! iF you Are ThiNkiNg oF reNTiNg ouT A properTy See our SpeciAL oFFer oN pAge 10

LE

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BiLLericAy£1,050 pcm | Billericay: 01277 888868

BLAck NoTLey£625 pcm | Braintree: 01376 388678

BreNTwooD£1,795 pcm | Brentwood: 01277 889504

BreNTwooD£1,395 pcm | Brentwood: 01277 889504

ShALForD£1,600 pcm | Braintree: 01376 388678

coLcheSTer£650 pcm | Colchester: 01206 805133

cheLmSForD£2,500 pcm | Chelmsford: 01245 806979

cheLmSForD£895 pcm | Chelmsford: 01245 806979

hAveriNg-ATTe-Bower£4,500 pcm | Havering: 01708 874863

upmiNSTer£2,000 pcm | Havering: 01708 874863

mANNiNgTree£1,150 pcm | Colchester: 01206 805133

STock£7,000 pcm | Billericay: 01277 888868

*Terms & conditions apply

½ THE COSTYET NO COMPROMISE ON SERVICE!

CONTACT US FOR FURTHER INFORMATION ABOUT THIS LATEST PROMOTION.

BILLERICAY 01277 888868BRAINTREE 01376 388678BRENTWOOD 01277 889504CHELMSFORD 01245 806979COLCHESTER 01206 805133

HAVERING BOROUGH 01708 874863WITHAM 01376 388680WICKFORD 01268 857339RAYLEIGH 01268 857338

50% oFF* or 50% oFF*

upFroNT FeeS mANAgeD chArgeS

SpeciAL oFFer FOR LANDLorDS FOR A LimiTeD Time ONLY!

For further information contact your local area, details of which can be found on the opposite page

ATTeNTioN LANDLorDS!Before instructing a letting agent, always make sure they are suitably equipped and qualified to look after your property investment.

Beresfords OtherAgents

Making the wrong choice of Letting Agent could prove to be a costly mistake!

proveN TrAck recorD – Have they delivered consistent results over the past 5 decades?

proFeSSioNALiSm – Are they a member firm of ARLA, the professional body who regulates the lettings industry?

cLieNT proTecTioN – Are clients’ monies and rental payments automatically protected?

your reNT guArANTeeD – Is unpaid rent protected in full for up to 6 months and all eviction charges covered?

compreheNSive reFereNciNg – Do they use a specialist company to undertake detailed checks on tenants?

eXTeNSive eXpoSure – Do they have a substantial database of professional tenants searching for property?

SuBSTANTiAL iNTerNeT coverAge – Will they advertise your property on 7 national property portals?

properTy mANAgemeNT TeAm – Do they have dedicated Property Managers who will deal with any issues that may arise?

SpeciALiST iNveNTory cLerkS – Are there ‘in house’ Inventory Clerks who prepare detailed condition reports?

rouTiNe iNTerNAL iNSpecTioNS – Are routine inspections always carried out on all managed properties every 3 months?

compeTiTive commiSSioN FeeS – Is their fee structure competitive and does it represent real value for money?

Buying to let - a sensible option for funding retirement

Beresfords have recently experienced a substantial uplift in the number of enquiries being received from potential buy to let investors.

One of the main reasons for this is because many people are beginning to question how they will fund their retirement in later years.

At the time of the 2001 census, the total population in the UK was nearly 59 million. By 2027 it is predicted that this figure will have increased to more than 70 million due to increased migration and people living longer. As a result there will be an inevitable drain on state pensions.

Without adequate financial provisions in place, many will be faced with no alternative but to work well beyond the current age of retirement.

The demand for rented accommodation from tenants is expected to grow significantly over the next 20 years as many

become long term renters either through choice, affordability or other credit related issues.

Every property within the rental sector will need to be owned by someone. The rent paid by a tenant can provide the Landlord with a regular source of income. Furthermore should property prices increase over the long term then there is also a gain to be made as and when it is eventually sold.

Property is flexible in as much as you can retain, sell or refinance against it. More importantly you are in complete control of your asset at all times.

Many homeowners have substantial equity in their main home and can therefore consider releasing funds to invest in buy-to-let properties. Others have savings in High Street institutions but will have become disillusioned with the current returns being produced.

Beresfords Investment department offers specialist advice to a diverse range of people, from seasoned buy to let investors to those that have never ventured into this sector of the property market before.

Where required we can effectively offer a ‘one stop shop’ for anyone looking to invest in buy to let. This includes sourcing suitable properties, securing professional working tenants, managing the entire tenancy from start to finish and processing automated rental payments into our Landlords’ bank accounts.

Free, no obligation consultations are available upon request by contacting Beresfords Investment Department on 01245 397497 or by emailing: [email protected]


We will be holding free buy to let seminars throughout the year to give an overview of how the entire process works.

To register your interest email: [email protected]

I N V E S T M E N T P R O P E R T I E S

iF you Are iNTereSTeD iN ANy oF The ABove or wouLD Like To See our compLeTe LiST oF SuiTABLe Buy To LeT iNveSTmeNT properTieS

emAiL [email protected]

coLcheSTerOne bedroom duplex apartment with tenant currently in residence. Five minute walk to Town Centre and Station.

ASKING PRICE: £84,995PROjECTED ANNUAL RENT: £5,700ANTICIPATED GROSS YIELD: 6.7%

BreNTwooDThree bedroom top floor apartment, close to local amenities including Brentwood Train Station.


coLcheSTerTwo bedroom top floor apartment in good decorative order. Close to Station and shops with two parking spaces.


rAiNhAmThree bedroom house, with off road parking, within walking distance of Elm Park Underground Station.


BrAiNTreeOne bedroom apartment within easy reach of Town Centre and Station. In good decorative order throughout.

ASKING PRICE: OIEO £80,000PROjECTED ANNUAL RENT: £5,400ANTICIPATED GROSS YIELD: 6.7%

cheLmSForDLuxury one and two bedroom apartments, all currently tenanted on AST’s. Within easy reach of Station.

ASKING PRICE: £160,000 - £210,000PROjECTED ANNUAL RENT: £8,000 - £10,500ANTICIPATED GROSS YIELD: 5.2% - 5.7%

Here’s just a small selection of properties that maybe suitable for buy to let purposes…


Selling agentsSuperior homes... Superb locationsCall us on 0845 899 0644 or visit www.cherry-tree-park.co.ukwww.bannerhomes.co.uk twitter.com/bannerhomesplc

Stylish new homes close to the heart of Billericay’s popular community A charming town centre, gorgeous green open spaces, exceptional schools and a friendly community – Billericay deserves to be desirable. Add to this fast and frequent train links to the city and easy access to the M25, then you can see why the town is amongst the most popular in this part of Essex.Cherry Tree Park is a brand new community of 2 – 5 bedroom homes with a refreshing variety of styles from terrace to detached, but all come with Banner’s signature attention to detail both in building excellence and quality of specification.2 bedroom homes from £270,000, 3 bedroom homes from £340,000 and 4 bedroom homes from £390,000Spectacular show home NOW OPEN Open daily from 10am - 5pm Internal photography shows plots 1& 2, external photography shows plots 3 & 4, both at Cherry Tree Park.

SPECTACulAr Show hoME Now oPEN

BEll hIll CloSE, BIllErICAy, ESSEx CM12 9QJ

a charming development of stylish two bedroom apartments and threeand four bedroom family houses, many with stunning meadow views.

M e a d o w V i e w O n g a r

4 bedroom house£349,995

01277 231515

For anappointment toview contact:

Only 1 property now remaining

Part

ONLY 1

PROPERTY

REMaiNiNG

www.beresfordsgroup.co.uk

a charming development of stylish two bedroom apartments and threeand four bedroom family houses, many with stunning meadow views.

M e a d o w V i e w O n g a r

4 bedroom house£349,995

01277 231515

For an appointment to view contact:

Only 1 property now remaining

Stamp Duty

PaiD

www.beresfordsgroup.co.uk


NE

W H

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at Base & Clarion Gate!

STAMP DUTY PAIDNow is the ideal time to think about moving to a new home, so if you’re looking for somewhere with more space or you want to get on the property ladder this year, then you can’t afford to miss the opportunity to own a stunning, yet affordable new home close to London.

What’s more, when you reserve your new home by 31st May 2012, you will benefit from your Stamp Duty PAID!*

BaseBrentwood Essex CM14 4LZ

Don’t miss your chance – reserve now on the final phase of 1 & 2 bedroom apartments at this successful development close to the station, for trains to London Liverpool Street in as little as 38 minutes.

Clarion GateBeehive LaneGreat Baddow Chelmsford CM2 9RX

Enjoy a sought after village location close to excellent schools, shops and local amenities. Ideally located with good access to the A12 and the M25 and just two miles from the station with trains to London Liverpool Street in just 34 minutes.

2 bedroom apartments from £190,0003 & 4 bedroom houses from £292,500

1 & 2 bedroom apartments from £172,500

[email protected] 757 8384

*Subject to Crest Nicholson’s terms & conditions. Train times are approximate. Prices correct at time of going to press. Street scene taken at Base. Typical Crest Nicholson interior.

www.crestnicholson.com

[email protected] 757 8184

BorehAmBeautifully restored country house with separate barn for conversion, large grounds, lake and swimming pool.

GUIDE PRICE £1,895,000 | Country Homes: 01245 806980

keLveDoN hATchClassic country house, fine proportions, secluded grounds, separate coach house, tennis court and landscaped gardens.

£1,600,000 | Country Homes: 01245 806980


Be seen in London!

Instruct us now and have your property featured at this high profile event which will be attended by London and International buyers who are looking to move to the country.

For further information contact 01245 806980

2nd May 2011Battersea Arts Centre


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Supported byC

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staMp dutY

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staMp dutY

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cheLmer viLLAgeFarmhouse style property, close to amenities yet four acres of private grounds including secluded fenced lake.

£1,210,000 | Country Homes: 01245 806980

staMp dutY

paid

!*

Official Media Supporters:

Sunday 27th MayBoreham House, Chelmsford, CM3 3HY

A showcase of the finest properties from throughout Essex and East Anglia.

Including Essex, Suffolk, Norfolk, Hertfordshire and Lincolnshire.

Come and join us in the beautiful setting of Boreham House. A stunning Grade I Listed mansion set in 35 acres of grounds, just minutes from junction 19 of the A12.

A fine selection of properties will be on display for you to browse, activities throughout the day for the children and other exhibitors will be in attendance linked to the country and prestige property markets.

To have your property featured at this exhibition contact 01245 806980

residential - issue 24

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