Research ProposalSelf Help Groups promoting to entrepreneurship activities in

Patna District, Bihar

Research Guide: Dr. Anjali Kulkarni

Presented By: Bhaskar Kumar, Roll No: 01, Tata Institute of Social Sciences

Contents • Introduction and Rationale• Review of literature• Objective•Methodology• References

Introduction and Rationale

Self-Help Group is a small voluntary association of poor people preferably from the same socio-economic back

drop.

The micro-credit given to them makes them enterprising; it can be all

women group, all-men group or even a mixed group.

Entrepreneurship has transformed many entrepreneurs into successful

business persons and generated income for rural communities.

Self-help empowers its participants more so than other externally directed

or implemented programmes.

Compatibility of self-help with cost-reduction strategies both in terms of

material costs and costs to the prevailing social and economic

structure.

Plenty of entrepreneurship activities done with the help of Self Help

Groups.

Review of literatureSl. No Name of Books/

Journal/ Articles/ Reports

Name of Author

Publishing year/ issue

date/ Journal no

Learning's/ Findings Methodology

1. THE IMPACT OF SHGS, MICRO FINANCE AND LIVELIHOOD IN IMPROVING THESOCIO-ECONOMIC STATUS OF RURAL WOMENA study of SHG members in Patna district of Bihar

SWARNA YADAV

ISSUE DATE: 16/07/ 2014

Approximately 74% of the total respondents were illiterate,The average income lies between Rs. 50 to Rs. 100 per day in all the three villages,

After 6 months of their SHG functioning, They got offers to serve food to Zila parishad Schools under Mid Day meal scheme.

This help them building their Financial Stability. Getting 3500- 4000 monthly salary

Primary data through personal interview, Type of questionnaire: Semi structured questionnaire,Type of sampling: Stratified random sampling, Number of respondents: 150 (50 from each village) i.e., Kurkuri, Lohanipur and Maner

Cont…Sl. No

Name of Books/

Journal/ Articles/ Reports

Name of Author

Publishing year/ issue

date/ Journal no

Learning's/ Findings Methodology

2. Potential of Self Help Groups as an Entrepreneur: A Case Study from Uttar Dinajpur District of West Bengal

Anjali Sharma, Bikash Roy and Deepa Chakravorty

J Soc Sci, 30(1): 83-87 (2012

About 94.9 percent women involved in SHGs had taken the responsibilityto decide on the domestic matters of their Families,Started innovative activities like “Potato cultivation in a hay stack”, “multi-purpose crutch for physically challenged”, “multipurpose farming machine”, “disease resistant brinjal through grafting”, “pedal grinder”, “paper rolling machine”, “machine for reusing waste water” and “Herbal fruit ripener”.This led to a loan of Rs.1,07,000 from a nationalized bank which further help them in expanding. The current annual sales turnover of this unit is Rs. 2,306,67 and also have been able to repay the bank loan.

Randomly selected8 villages of three blocks viz. Chopra,Islampur and Itahar of Uttar Dinajpur district,Total 25 SHGs and a sample of 300 women members,The questions asked were interpreted inthe tabular form in simple percentages

Cont…Sl. No

Name of Books/

Journal/ Articles/ Reports

Name of Author

Publishing year/ issue

date/ Journal no

Learning's/ Findings Methodology

3. Case study of Dibyajyoti SHG group

Manasi Mahanta

23/03/2010

Started a small business venture independently.

12 members of the SHG has set a bench mark in micro-enterprise entrepreneur-ship by establishing the brand of Maa Pickles in Jajpur.

A loan of RS 1,070,00 from a nationalized bank.

They have reached an annual sales turn-over of Rs 2,306,67 and also have been able to repay the bank loan. All this has happened due to sear entrepreneurial skills and initiative shown by 12 members of the SHG.

Primary data through personal interview,

Type of questionnaire: Semi structured questionnaire,

Cont…Sl. No Name of

Books/ Journal/ Articles/ Reports

Name of Author

Publishing year/

issue date/

Journal no

Learning's/ Findings Methodology

4. Case study of Annai- Indhira SHGs

Erode district Ref. http://www.erode.tn.nic.in/shgsuccess.htm

2013 This SHG was formed on 16.05.1998 with the initiative of its 13 members .They involved themselves in mulberry cultivation and silkworm rearing.

They forwarded a proposal for Economic Assistance under SGSY for sericulture. Their proposal got sanctioned and a project cost of Rs.2,40,000 (comprising of subsidy of Rs.1,20,000 and a matching bank credit) was disbursed to the SHG members. They generate 7 to 8 harvests in a year and since all the family members are involved in the trade, each family is able to earn a weekly wage of Rs.1,500.

Secondary data taken from SGSY and different district officials.

Cont…Sl. No

Name of Books/

Journal/ Articles/ Reports

Name of Author

Publishing year/ issue

date/ Journal no

Learning's/ Findings Methodology

5. Microfinance Self- Help groups in India

Frances Sinha

Rawat Publications, 2009

Having literacy level low.

This group of 20 people started together to work on Kora Silk Weaving. Started remitting weekly small savings of Rs.120 (@ Rs.10 per member).

Graded for Economic Assistance (EA) under SGSY which led to increment of their family income of around monthLy Rs.3,500 to Rs.5,000.

Primary data collection, Personal interview,Sample size: 20 women from Therpatti, Dharapuram.

Objective

To understand how SHGs is helping in

developing women as an entrepreneur

To study the entrepreneurship activities

undertaken by women with the help of loan

provided by SHGs

To understand how SHGs have helped in developing

entrepreneurship

To find out inputs by different organization through training to SHGs to developed and sustain entrepreneurs.

Methodology

Place of study: Patna

Entrepreneurship activities?Indulge in bangle selling

activities.Cloths selling activities

Investing in Fields i.e., crop growing activities

Masala makingSmall Food processing units.

Expected Sample size= 50- 60

Random Sampling

Taking 4- 5 villages randomly in order

to find individual or group

entrepreneurs who took credit from SHGs in order to

lead their entrepreneurship

activities

Data collection through in-

depth interview

Cont…….

Secondary data comprising of official websites, journals, magazines and articles

However, I will also be taking the help of different organizations; like: when it comes to differentiating data etc (if needed) . Organizations are: NABARD, BRLPS, WDC, NIDAN Etc.

References

• http://www.thehindu.com/thehindu/2002/09/16/stories/2002091605570400.htm

• http://www.ritimo.org/article4795.html• http://www.indiacode.nic.in/acts2014/7%20of%2020

14.pdf• http://www.microfinancegateway.org/sites/default/fi

les/mfg-en-paper-micro-housing-loans-for-micro-entrepreneurs-a-needs-assessment-jan-2010.pdf

• http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.468.2328&rep=rep1&type=pdf

Thank you

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