INSURANCE

SUPERVISION

AGENCY

.

Skopje, 2017

R e p u b l i c o f M a c e d o n i a

Report on the scope and content of the work of Insurance Brokerage Companies

for the period 01.01-31.03.2017

Remark: The data is obtained from the companies through regularly reporting according to the article 151 from the Insurance Supervision Law (“Official Gazette” no. 27/02, 84/02, 98/02, 33/04, 88/05, 79/07, 8/08, 88/08, 56/09, 67/10, 44/11, 188/13, 43/14, 112/14, 153/15, 192/15 and 23/16).

The management is responsible for fair presentation and accurate data.

Exchange rate on 31.03.2017: 1 EUR = 61.6939 MKD

Content:

1. Number of contracts (by insurance undertakings)

2. Number of contracts (by classes of insurance)

3. Gross written premium (by insurance undertakings)

4. Gross written premium (by classes of insurance)

Intermediation insurance

activitiesMakedonija Triglav Sava Evroins Winner Eurolink Eurosig Uniqa Albsig

Croatia

nonlife

Insurance

policyCroatia life Grawe Winner life Uniqa life Total

AMG Premium 160 0 20 154 15 0 0 34 18 5 0 0 0 0 0 406

A-tim 0 0 0 26 0 21 0 0 0 0 0 0 0 0 0 47

VFP 149 0 580 0 0 0 0 32 0 0 1.381 240 146 413 25 2.966

Delta- ins 0 0 16 22 13 18 0 0 0 46 0 0 0 0 0 115

Euro eksperts 6 0 86 17 0 21 0 0 0 61 8 0 0 0 0 199

Euromak 0 0 4 12 2 5 0 14 0 0 0 0 0 0 0 37

In- broker 548 0 54 8 1 126 0 151 0 6 13 0 0 0 0 907

JDB Broker 0 0 11 0 17 1 0 0 1 44 15 0 0 0 0 89

KMK Broker 9 0 52 14 7 1 0 0 0 0 9 0 0 0 0 92

Legra 0 0 0 0 0 6 0 39 0 0 0 0 0 0 0 45

Mobiliti 853 0 377 1.311 794 873 0 186 169 299 234 1 0 0 0 5.097

Nashe osiguruvanje 52 0 141 27 8 135 0 229 9 135 67 0 0 0 0 803

Polisa plus 11 0 125 294 673 21 0 43 78 13 267 0 0 0 0 1.525

Seda broker 111 0 318 856 99 1.895 0 1.312 642 1.899 1.125 0 0 0 0 8.257

Super broker 0 0 18 2 26 607 0 477 2.278 12 8 0 0 0 0 3.428

Korab ins 31 0 217 409 142 43 0 24 8 185 97 0 0 0 0 1.156

Wiass 15 0 0 8 48 0 0 0 46 11 23 0 0 0 0 151

Certus 47 0 346 129 0 70 0 25 5 1.179 98 0 0 0 0 1.899

Nov osiguritelen broker 589 0 97 21 106 400 0 33 72 9 65 0 0 0 0 1.392

Safe Invest 3 0 83 0 311 2 0 5 2 391 4 0 0 45 0 846

CVO Broker 0 0 0 88 34 53 0 13 21 29 214 0 0 0 0 452

ASUC Broker 33 0 208 357 77 94 0 45 11 77 51 0 0 0 0 953

Mega Broker 2 0 0 0 440 3 0 3 1 3 69 0 0 0 0 521

S.T.M Broker Plus 1 0 1 195 16 25 0 1 2 2 1 0 0 0 0 244

AM Broker 207 0 245 62 532 217 0 74 14 194 68 1 0 0 0 1.614

VIA Broker 0 0 51 0 36 44 0 655 826 0 15 0 0 0 0 1.627

Veber GMA 14 0 3 3 25 7 0 24 1 1 0 0 0 0 78

SN Osiguritelen Broker 70 0 144 457 175 129 0 138 246 0 632 0 0 0 0 1.991

Mak trend Broker 113 0 75 0 1 0 0 0 6 0 115 0 0 0 0 310

Porshe Broker 0 0 323 0 0 118 0 157 0 0 211 0 0 0 0 809

Joker Ins Broker 2 0 108 10 18 0 0 0 627 0 0 0 0 0 765

EOS Broker 1 0 92 0 20 234 0 0 0 53 3 3 0 0 0 406

Petrol - Oil Broker 0 0 0 51 455 0 0 0 10 1 51 0 0 0 0 568

Total 3.027 0 3.687 4.631 4.083 5.187 0 3.714 4.465 5.282 4.845 245 146 458 25 39.795

Table 1. Number of contracts (by insurance undertakings)

1. Intermediation

insurance activities

01. Accident 02. Health 03. Motor

vehicles

(casco)

04. Railway

vehicles

(casco)

05. Aircrafts

(casco)

06. Vessels

(casco)

07. Cargo 08.

Property,

fire and

nat.forces

09.

Property,

other

10. MTPL

(total)

11.Aircraft's

liability

12. Vessel's

liability

13. General

liability

14. Credit 15.

Suretyship

16. Financial

losses

17. Legal

expenses

18.Tourists

assistance

19. Life

insurance

21. Unit-

linked

Total

AMG Premium 2 0 9 0 0 0 0 0 55 380 0 0 0 0 0 0 0 0 0 0 406

A-tim 14 0 4 0 0 0 0 0 4 28 0 0 2 0 0 0 0 14 0 0 47

VFP 646 3 130 0 0 0 2 307 420 935 0 0 237 0 0 6 0 958 438 386 2.966

Delta- ins 15 0 23 0 0 0 0 38 16 74 0 0 8 0 0 0 0 26 0 0 115

Euro eksperts 20 2 24 0 0 0 0 21 54 155 0 0 20 0 0 0 0 95 0 0 199

Euromak 16 0 8 0 0 0 1 13 7 16 0 0 8 0 0 2 0 0 0 0 37

In- broker 196 0 168 0 0 0 44 47 60 448 0 0 15 0 0 0 0 195 0 0 907

JDB Broker 37 0 10 0 0 0 0 5 9 65 0 0 3 0 0 0 0 48 0 0 89

KMK Broker 19 0 1 0 0 0 0 5 30 37 0 0 0 0 0 0 0 0 0 0 92

Legra 2 1 3 0 0 0 0 6 6 15 0 0 12 0 0 2 0 4 0 0 45

Mobiliti 2.688 0 144 0 0 0 0 7 20 6.238 0 0 3 0 0 0 0 731 1 0 5.097

Nashe osiguruvanje 294 0 51 0 0 0 5 43 56 504 0 0 17 0 0 0 0 161 0 0 803

Polisa plus 1.404 0 22 0 0 0 0 1 6 2.317 0 0 3 0 0 0 0 87 0 0 1.525

Seda broker 5.499 1 251 0 0 0 2 14 25 9.723 0 0 14 0 0 0 0 221 0 0 8.257

Super broker 896 0 50 0 0 0 5 2 3 2.505 0 0 2 0 0 0 0 97 0 0 3.428

Korab ins 606 0 40 0 0 0 0 3 15 1.381 0 0 2 0 0 0 0 176 0 0 1.156

Wiass 104 0 0 0 0 0 0 0 0 136 0 0 0 0 0 0 0 15 0 0 151

Certus 666 0 60 0 0 0 5 30 45 1.783 0 0 15 0 1 0 0 311 0 0 1.899

Nov osiguritelen

broker0 0 3 0 0 0 0 4 0 1.772 0 0 3 0 0 0 0 113

0 01.392

Safe Invest 381 0 15 0 0 0 2 6 11 572 0 0 4 0 0 0 0 197 45 0 846

CVO Broker 27 0 0 0 0 0 0 0 0 833 0 0 0 0 0 0 0 0 0 0 452

ASUC Broker 580 0 34 0 0 0 0 13 8 1.072 0 0 1 0 0 0 0 76 0 0 953

Mega Broker 310 0 27 0 0 0 0 15 16 469 0 0 3 0 0 0 0 4 0 0 521

S.T.M Broker Plus 144 0 5 0 0 0 0 1 14 198 0 0 1 0 0 0 0 24 0 0 244

AM Broker 1.032 0 99 0 0 0 6 44 76 1.994 0 0 24 0 0 0 0 278 1 0 1.614

VIA Broker 645 0 10 0 0 0 0 0 2 1.891 0 0 2 0 0 0 0 235 0 0 1.627

Veber GMA 44 0 10 0 0 0 0 4 6 72 0 0 2 0 0 0 0 10 0 0 78

SN Osiguritelen

Broker840 0 215 0 0 0 3 172 328 1.434 2 0 19 0 0 0 0 465

0 01.991

Mak trend Broker 158 0 39 0 0 0 17 13 13 202 0 0 15 0 0 0 0 12 0 0 310

Porshe Broker 274 0 349 0 0 0 0 2 3 446 0 0 3 0 0 0 0 8 0 0 809

Joker Ins Broker 516 0 26 0 0 0 11 19 2 708 0 0 3 0 2 0 0 38 0 0 765

EOS Broker 113 0 25 0 0 0 0 7 12 171 0 0 4 0 0 0 0 82 3 0 406

Petrol - Oil Broker0 0 2 0 0 0 0 0 0 557 0 0 0 0 0 0 0 21 0 0

568

Total 18.188 7 1.857 0 0 0 103 842 1.322 39.131 2 0 445 0 3 10 0 4.702 488 386 39.795

Table 2. Number of contracts (by classes of insurance)

000 mkd

Intermediation insurance

activitiesMakedonija Triglav Sava Evroins Winner Eurolink Eurosig Uniqa Albsig

Croatoa

nonlife

Insurance

policyCroatia life Grawe Winner life Uniqa life Total

AMG Premium 1.181 124 246 715 91 0 42 165 11 73 0 0 0 0 0 2.648

A-tim 0 63 0 168 0 29 0 0 0 0 0 0 0 0 0 260

VFP 1018 2.114 5.200 0 0 0 0 1.258 0 0 6.034 55.597 42.094 27.658 7.308 148.281

Delta- ins 0 1.359 149 103 68 313 0 0 0 228 0 0 0 0 0 2.220

Euro eksperts 59 1.181 483 73 0 198 0 0 0 458 6.299 0 0 0 0 8.751

Euromak 0 246 230 1.031 392 440 0 1.856 0 0 0 0 0 0 0 4.195

In- broker 41.497 4.246 276 32 3.993 1.312 0 77.628 0 76 142 0 0 0 0 129.202

JDB Broker 0 230 83 0 927 5 0 0 7 2.267 74 0 0 0 0 3.593

KMK Broker 33 0 630 56 48 6 0 0 0 0 38 0 0 0 0 811

Legra 0 0 0 0 0 101 0 10.560 0 0 0 0 0 0 0 10.661

Mobiliti 4.183 8.974 1.882 2.777 3.513 4.343 722 891 778 1.395 1.002 129 0 0 0 30.589

Nashe osiguruvanje 2.171 740 1.021 318 49 2.037 4 1.004 290 1.226 1.214 0 0 0 0 10.074

Polisa plus 64 2.916 319 1.374 3.296 68 1522 161 311 44 1.295 16 0 0 0 11.386

Seda broker 556 9.081 3.268 4.314 848 9.739 3.040 6.041 2.396 10.450 5.464 0 0 18 0 55.215

Super broker 0 102 41 5 130 2.721 427 2.647 9.573 21 20 0 0 0 0 15.687

Korab ins 120 1.918 547 1.930 705 195 77 90 31 758 507 0 0 0 0 6.878

Wiass 18 0 0 20 305 0 0 284 53 119 0 0 0 0 799

Certus 195 1.403 778 576 0 1.001 996 86 9 6.595 303 0 0 0 0 11.942

Nov osiguritelen broker 2.807 1.597 205 74 341 1.717 648 160 2821 33 244 0 0 0 0 10.647

Safe Invest 39 18 556 0 1.276 3 0 24 6 2.062 17 44 0 3.333 0 7.378

CVO Broker 0 1.729 0 383 151 234 123 76 92 122 908 0 0 0 0 3.818

ASUC Broker 123 1.081 921 1.810 342 342 8 220 35 130 167 0 0 0 0 5.179

Mega Broker 13 85 0 0 2.429 14 0 17 4 5 758 0 0 0 0 3.325

S.T.M Broker Plus 8 4 8 1.212 49 26 0 8 37 6 4 0 0 0 0 1.362

AM Broker 3.026 5.387 822 263 3.328 907 37 470 127 647 414 270 0 64 0 15.762

VIA Broker 0 366 186 0 118 139 4468 2.722 2.687 0 48 0 0 0 0 10.734

Veber GMA 61 44 30 28 241 9 0 125 0 0 3 0 0 0 0 541

SN Osiguritelen Broker 360 12.806 409 3.278 565 1.335 30 695 899 0 24.793 0 0 0 0 45.170

Mak trend Broker 5.066 1.692 1.058 0 66 0 0 0 29 0 1.722 0 0 0 0 9.633

Porshe Broker 0 325 3.681 0 1.347 0 2.024 0 0 2.039 0 0 0 0 9.416

Joker Ins Broker 15 210 0 1.337 46 72 0 0 0 3.739 0 9 0 0 0 5.428

EOS Broker 2 80 224 0 95 1.252 0 0 0 127 8 104 0 0 0 1.892

Petrol - Oil Broker 0 44 0 243 2160 0 0 0 64 6 262 0 0 0 0 2.779

Total 62.615 60.165 23.253 22.120 25.572 29.905 12.144 108.928 20.491 30.521 53.898 56.169 42.094 31.073 7.308 586.256

Table 3. Gross Written Premium (by insurance undertaking)

000 mkd

1. Intermediation insurance

activities

01. Accident 02. Health 03. Motor

vehicles

(casco)

04. Railway

vehicles

(casco)

05. Aircrafts

(casco)

06. Vessels

(casco)

07. Cargo 08.

Property,

fire and

nat.forces

09.

Property,

other

10. MTPL

(total)

11.Aircraft's

liability

12. Vessel's

liability

13. General

liability

14. Credit 15.

Suretyship

16. Financial

losses

17. Legal

expenses

18.Tourists

assistance

19. Life

insurance

21. Unit-

linked

Total

AMG Premium 50 0 179 0 0 0 0 0 740 1.679 0 0 0 0 0 0 0 0 0 0 2.648

A-tim 12 0 89 0 0 0 0 0 8 128 0 0 18 0 0 0 0 5 0 0 260

VFP 2.917 54 2.897 0 0 0 9 1.088 1.238 5.773 0 0 421 0 0 520 0 707 113.460 19.197 148.281

Delta- ins 256 0 374 0 0 0 0 593 516 391 0 0 76 0 0 0 0 14 0 0 2.220

Euro eksperts 334 97 659 0 0 0 0 532 5.453 791 0 0 794 0 0 0 0 91 0 0 8.751

Euromak 806 0 355 0 0 0 92 1.685 45 84 0 0 1.075 0 0 53 0 0 0 0 4.195

In- broker 2.168 0 7.279 0 0 0 3.037 18.817 29.378 3.461 0 0 64.969 0 0 0 0 93 0 0 129.202

JDB Broker 1.802 0 569 0 0 0 0 170 392 371 0 0 274 0 0 0 0 15 0 0 3.593

KMK Broker 8 0 11 0 0 0 0 64 562 166 0 0 0 0 0 0 0 0 0 0 811

Legra 61 97 599 0 0 0 0 599 8.381 66 0 0 705 0 0 150 0 3 0 0 10.661

Mobiliti 758 0 864 0 0 0 0 37 70 28.309 0 0 104 0 0 0 0 318 129 0 30.589

Nashe osiguruvanje 2.141 0 938 0 0 0 333 1.287 1.753 2.792 0 0 637 0 0 0 0 193 0 0 10.074

Polisa plus 330 0 63 0 0 0 0 9 31 10.822 0 0 74 0 0 0 0 41 16 0 11.386

Seda broker 3.367 46 3.346 0 0 0 105 313 882 45.990 0 0 1.031 0 0 0 0 117 18 0 55.215

Super broker 344 0 481 0 0 0 94 31 8 14.548 0 0 69 0 0 0 0 112 0 0 15.687

Korab ins 267 0 285 0 0 0 0 2 35 6.141 0 0 86 0 0 0 0 62 0 0 6.878

Wiass 15 0 0 0 0 0 0 0 0 766 0 0 0 0 0 0 0 18 0 0 799

Certus 372 0 819 0 0 0 125 366 532 8.872 0 0 709 0 3 0 0 144 0 0 11.942

Nov osiguritelen broker 0 0 80 0 0 0 0 15 0 10.465 0 0 49 0 0 0 0 38 0 0 10.647

Safe Invest 140 0 190 0 0 0 50 28 35 3.012 0 0 450 0 0 0 0 96 3.377 0 7.378

CVO Broker 8 0 0 0 0 0 0 0 0 3.810 0 0 0 0 0 0 0 0 0 0 3.818

ASUC Broker 275 0 97 0 0 0 0 23 16 4.707 0 0 35 0 0 0 0 26 0 0 5.179

Mega Broker 129 0 421 0 0 0 0 158 87 2.450 0 0 69 0 0 0 0 11 0 0 3.325

S.T.M Broker Plus 27 0 35 0 0 0 0 12 43 1.192 0 0 31 0 0 0 0 22 0 0 1.362

AM Broker 682 0 1.115 0 0 0 595 1.383 1.297 9.899 0 0 242 0 0 0 0 215 334 0 15.762

VIA Broker 187 0 171 0 0 0 0 0 8 10.242 0 0 56 0 0 0 0 70 0 0 10.734

Veber GMA 9 0 154 0 0 0 0 8 10 349 0 0 3 0 0 0 0 8 0 0 541

SN Osiguritelen Broker 1.211 0 5.928 0 0 0 50 979 25.941 10.411 11 0 260 0 0 0 0 379 0 0 45.170

Mak trend Broker 1.675 0 1.615 0 0 0 343 1.264 2.110 2.383 0 0 226 0 0 0 0 17 0 0 9.633

Porshe Broker 105 0 6.204 0 0 0 0 9 138 2.834 0 0 123 0 0 0 0 3 0 0 9.416

Joker Ins Broker 110 0 587 0 0 0 226 242 4 4.151 0 0 60 0 6 0 0 33 9 0 5.428

EOS Broker 137 0 480 0 0 0 0 31 83 1.000 0 0 28 0 0 0 0 29 104 0 1.892

Petrol - Oil Broker 0 0 10 0 0 0 0 0 0 2.766 0 0 0 0 0 0 0 3 0 0 2.779

Total 20.703 294 36.894 0 0 0 5.059 29.745 79.796 200.821 11 0 72.674 0 9 723 0 2.883 117.447 19.197 586.256

Table 4. Gross Written Premium (by classes of insurance)

01. Accident 9,33% 02. Health

1,96%

03. Motor vehicles (casco)19,12%

07. Cargo 25,48%

08. Property, fire and nat.forces18,51%

09. Property, other21,23%

10. MTPL (total)24,04%

13. General liability 95,49%

15. Suretyship 5,26%

16. Financial losses5,51%

18.Tourists assistance 8,23%

19. Life insurance85,44%

21. Unit- linked 100,00%

0,00%

20,00%

40,00%

60,00%

80,00%

100,00%

120,00%

Share by insurance classes (in the respective class of insurance at the industry level)