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October 2010 Federal Reserve Board of Governors Report to the Congress on College Credit Card Agreements Board of Governors of the Federal Reserve System

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  • October 2010

    Federal Reserve Board of Governors Report to the Congress on

    College Credit Card Agreements

    Board of Governors of the Federal Reserve System

  • Table of Contents

    PURPOSE 1

    SUBMISSION OF COLLEGE CREDIT CARD AGREEMENTS TO THE BOARD 1

    OVERVIEW OF COLLEGE CREDIT CARD AGREEMENTS 1

    Credit Card Issuers 2Institutions of Higher Education, Affiliated Organizations, and Other Organizations 3Number of Open College Credit Card Accounts 3Payments by Credit Card Issuers 4Number of New Accounts 4

    DETAILED INFORMATION ABOUT AGREEMENTS SUBMITTED TO THE BOARD 5

    APPENDIX 6

    College Credit Card Agreements Submitted to the Board for 2009 6

    i

  • Report on College Credit Card Agreements

    PURPOSE

    The Board of Governors of the Federal Reserve Sys-

    tem (the “Board”) submits this report in accordance

    with Section 305 of the Credit Card Accountability

    Responsibility and Disclosure Act of 2009 (the “Credit

    CARD Act”), Pub. L. No. 111–24, 123 Stat. 1734

    (2009). Section 305(a) of the Credit CARDAct requires

    the Board to submit to the Congress, and to make avail-

    able to the public, an annual report that lists certain

    information submitted to the Board concerning agree-

    ments between credit card issuers and institutions of

    higher education (“institutions”) or certain affiliated

    organizations, such as alumni associations or founda-

    tions, that provide for the issuance of credit cards to

    college students (“college credit card agreements” or

    “agreements”).

    Pursuant to Title X of the Dodd-Frank Wall Street

    Reform and Consumer Protection Act of 2010, respon-

    sibility for collecting and submitting to the Congress

    annual reports regarding college credit card agreements

    will transfer to the newly-established Bureau of Con-

    sumer Financial Protection on the designated transfer

    date, July 21, 2011.

    Information included in this report is also available

    on the Board’s public website at www.federalreserve.gov

    /collegecreditcardagreements. In addition, under Sec-

    tion 304 of the Credit CARD Act and the Board’s

    implementing regulations, 12 C.F.R. § 226.57(b), the

    public can obtain college credit card agreements

    between a card issuer and an institution of higher edu-

    cation directly from the institution.

    SUBMISSION OF COLLEGE CREDIT CARD

    AGREEMENTS TO THE BOARD

    Section 305 of the Credit CARD Act and the Board’s

    implementing regulations, 12 C.F.R. § 226.57(d),

    require credit card issuers to submit to the Board each

    year a copy of any college credit card agreement

    between the issuer and an institution of higher educa-

    tion or an alumni organization or foundation affiliated

    with an institution of higher education (“affiliated

    organizations”)1 that was in effect at any time during

    the preceding calendar year. Issuers also are required to

    submit the following information with respect to each

    agreement: (1) the amount of payments made by the

    issuer to the institution or affiliated organization dur-

    ing the year;2 (2) the number of new credit card

    accounts opened pursuant to the agreement (“college

    credit card accounts”) during the year; and (3) the num-

    ber of open college credit card accounts at year-end

    (regardless of when the account was opened).

    Issuers were required to make their initial submission

    to the Board by February 22, 2010. This initial submis-

    sion comprised college credit card agreements to which

    the issuerwasapartyduring2009and information regard-

    ing payments and accounts as of December 31, 2009.

    OVERVIEW OF COLLEGE

    CREDIT CARD AGREEMENTS

    The Board received a total of 1,044 college credit card

    agreements from seventeen credit card issuers. In 2009,

    these issuers made total payments of $83,462,712 to

    institutions and organizations pursuant to these agree-

    ments. The total number of new college credit card

    accounts opened pursuant to these agreements during

    2009 was 53,164. The total number of college credit

    card accounts opened pursuant to these agreements

    during or prior to 2009 that remained open as of

    December 31, 2009, was 2,008,714. As discussed below,

    additional information regarding payments and

    accounts is provided in the Appendix to this report.

    This report is based on information and agreements

    submitted to the Board by card issuers. Because some

    agreements address the provision of both credit cards

    1. In some cases, issuers submitted to the Board agreementsreached with other types of organizations, such as fraternities, sorori-ties, and professional or trade organizations, that relate to the issuanceof credit cards to college students. Such agreements are included inthis report and categorized as agreements with “other organizations.”

    2. All payment amounts presented in this report, including in theAppendix, are rounded to the nearest dollar.

    1

    www.federalreserve.gov/collegecreditcardagreementswww.federalreserve.gov/collegecreditcardagreements

  • and of other financial products (such as deposit

    accounts), payments made by issuers under these agree-

    ments may not be based solely on credit card accounts.

    In addition, some or all of the accounts opened pursu-

    ant to these agreements may have been opened by indi-

    viduals who are not students (such as alumni, faculty,

    and staff of an institution of higher education). Fur-

    thermore, card issuers’ submissions do not include

    information regarding credit card accounts opened by

    students independent of these agreements (such as

    when a student responds to an offer made to the gen-

    eral public).

    The Board also notes that, because issuers were

    required to submit all college credit card agreements to

    which they were a party at any time during 2009, issu-

    ers’ submissions may include agreements that termi-

    nated in 2009 or 2010, and therefore are no longer in

    effect. The terms of some agreements may have been

    amended during 2010 as a result of new requirements

    imposed under the Credit CARD Act and the Board’s

    implementing regulations. Those revised agreements are

    not reflected in this report, but will be included in issu-

    ers’ March 31, 2011, submissions to the Board. The

    next report submitted to the Congress will include those

    revised agreements.

    Credit Card Issuers

    Three credit card issuers accounted for approximately

    96 percent of all college credit card agreements submit-

    ted to the Board in 2010. FIA Card Services, N.A.

    (“FIA”), which is a subsidiary of Bank of America Cor-

    poration, submitted 906 college credit card agreements,

    more than fifteen times as many as any other card

    issuer. In 2009, FIA made payments totaling

    $61,968,307 to institutions of higher education, affili-

    ated organizations, and other organizations, and

    opened 38,610 new accounts under its college credit

    card agreements. As of December 31, 2009, FIA had a

    total of 1,605,969 open college credit card accounts

    pursuant to these agreements.

    U.S. Bank National Association ND (“U.S. Bank”)

    submitted 60 agreements, the second largest number of

    agreements submitted by a single issuer. Under these

    agreements, U.S. Bank made total payments of

    $2,502,744 to institutions of higher education, affili-

    ated organizations, and other organizations, and

    opened 7,911 new accounts in 2009. U.S. Bank had a

    total of 122,163 open college credit card accounts pur-

    suant to these agreements as of December 31, 2009.

    Chase Bank USA, N.A. (“Chase”) submitted 36

    agreements. During 2009, Chase made total payments

    of $13,892,863 to institutions of higher education,

    affiliated organizations, and other organizations, and

    opened 529 new accounts under these agreements. As

    of December 31, 2009, Chase had a total of 217,917

    open college credit card accounts pursuant to these

    agreements.

    Table 1. Credit Card Issuers by Number of Agreements Submitted

    Credit card issuerNumber

    of agreementssubmitted

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccounts

    as of 12/31/2009

    FIA Card Services, N.A. 906 $61,968,307 38,610 1,605,969

    U.S. Bank National Association ND 60 $ 2,502,744 7,911 122,163

    Chase Bank USA, N.A. 36 $13,892,863 529 217,917

    Pennsylvania State Employees Credit Union 13 $ 7,375 1,475 1,849

    INTRUST Bank, N.A. 8 $ 1,781,180 1,313 37,596

    UMB Bank, N.A. 6 $ 3,734 31 232

    GEMoney Bank 3 $ 1,725,816 77 1,484

    First National Bank of Omaha 2 $ 17,788 1 1,062

    PNC Bank, N.A. 2 $ 200,000 322 2,596

    Banco Popular de Puerto Rico 1 $ 58,674 419 8,477

    Barclays Bank Delaware 1 $ 1,000,000 1,326 5,771

    Capital One Bank (USA), N.A. 1 $ 0 0 0

    Commerce Bank, N.A. 1 $ 6,329 1 376

    Compass Bank 1 $ 150,000 0 0

    Elevations Credit Union 1 $ 3,372 534 2,408

    Michigan State University Federal Credit Union 1 $ 60,000 76 275

    USAA Savings Bank 1 $ 84,530 539 539

    Total 1,044 $83,462,712 53,164 2,008,714

    2 Report on College Credit Card Agreements □ October 2010

  • Institutions of Higher Education, AffiliatedOrganizations, and Other Organizations

    As presented in table 2, nearly 40 percent of agreements

    (413 agreements) submitted to the Board were between

    a credit card issuer and an institution of higher educa-

    tion; an additional 33 percent (348 agreements) were

    between an issuer and an alumni association. Issuers

    also submitted eighty-four agreements with founda-

    tions, 180 agreements with other organizations, and

    nineteen agreements that were between the issuer and

    more than one institution or organization.3

    Number of Open College Credit Card Accounts

    Table 3 presents the ten college credit card agreements

    with the largest numbers of open college credit card

    accounts as of December 31, 2009. These ten agree-

    ments represent approximately 18 percent of all open

    college credit card accounts as of December 31, 2009.

    However, most agreements had fewer than 1,000 open

    accounts at the end of 2009. As of December 31, 2009,

    agreements with fewer than 1,000 total open accounts

    represented approximately 67 percent of all submit-

    ted agreements, and agreements with fewer than

    100 total open accounts represented approximately

    13 percent of all submitted agreements.3. For example, an agreement to which both a university and that

    university’s affiliated alumni association were parties.

    Table 2. Type of Institution or Organization by Number of College Credit Card Agreements Submitted

    Type of institution or organizationNumber

    of agreementssubmitted

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccounts

    as of 12/31/2009

    Institutions of higher education 413 $22,369,079 12,513 432,020

    Alumni associations 348 $43,907,067 25,919 1,015,242

    Foundations 84 $ 5,391,527 4,017 134,807

    Other organizations 180 $ 5,815,074 7,399 295,306

    Multiple institutions and organizations 19 $ 5,979,965 3,316 131,339

    Total 1,044 $83,462,712 53,164 2,008,714

    Table 3. Ten Largest Agreements by Total Number of Open Accounts as of December 31, 2009

    Agreement Total openaccounts

    as of 12/31/2009

    Accountsopenedin 2009

    Paymentsby issuerin 2009Institution or organization Credit card issuer

    The Penn State Alumni Association FIA Card Services, N.A. 74,832 1,569 $ 2,835,000

    Golden Key International Honour Society1 FIA Card Services, N.A. 38,692 399 $ 1,540,442

    Alumni Association of the University of Michigan and theRegents of the University of Michigan

    FIA Card Services, N.A. 38,358 947 $ 1,500,000

    The Association of Former Students of Texas A&MUniversity FIA Card Services, N.A. 36,731 475 $ 1,157,434

    The Ex-Students Association of the University of Texas FIA Card Services, N.A. 33,812 616 $ 182,029

    Indiana University Alumni Association FIA Card Services, N.A. 29,903 355 $ 1,131,221

    UCLA Alumni Association FIA Card Services, N.A. 28,317 624 $ 980,474

    University of Notre Dame du Lac Chase Bank USA, N.A. 27,574 77 $ 1,860,000

    University of Illinois Alumni Association FIA Card Services, N.A. 25,528 330 $ 3,272,457

    Heritage Affinity Enterprises, LLC2 U.S. Bank National Association ND 23,741 536 $ 40,942

    Total — 357,488 5,928 $14,499,999

    1. Golden Key International Honour Society (“Golden Key”) describes itself as “an academic honor society which recognizes and encourages scholasticachievement and excellence among college and university students from all academic disciplines” (www.goldenkey.org/GKIHS/GoldenKeyInDepth/WhatisGoldenKey). Golden Key’s agreement with FIA provides for the issuance of credit cards to college students.2. Heritage Affinity Enterprises, LLC (Heritage) describes itself as “a privately held company, committed to the concept of a competitive rewards credit card

    that allows its members to simultaneously support Israel through every purchase” (www.hasadvantage.com/faq.asp). Heritage’s agreement with U.S. Bank pro-vides for the issuance of credit cards to college students.

    Board of Governors of the Federal Reserve System 3

    www.goldenkey.org/GKIHS/GoldenKeyInDepth/WhatisGoldenKeywww.goldenkey.org/GKIHS/GoldenKeyInDepth/WhatisGoldenKeywww.hasadvantage.com/faq.asp

  • Payments by Credit Card Issuers

    Table 4 presents the ten largest payments by a credit

    card issuer to a higher education institution or organi-

    zation under a college credit card agreement during

    2009. These payments represent approximately 22 per-

    cent of all payments by issuers in 2009.

    Number of New Accounts

    Table 5 presents the ten college credit card agreements

    with the largest number of accounts opened during

    2009. These ten agreements represent approximately

    16 percent of all college credit card accounts opened

    during 2009.

    Table 4. Ten Largest Agreements by Payments by Credit Card Issuer in 2009

    Agreement Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccounts

    as of 12/31/2009Institution or organization Credit card issuer

    University of Illinois Alumni Association FIA Card Services, N.A. $ 3,272,457 330 25,528

    The Penn State Alumni Association FIA Card Services, N.A. $ 2,835,000 1,569 74,832

    University of Notre Dame du Lac Chase Bank USA, N.A. $ 1,860,000 77 27,574

    Wisconsin Alumni Association FIA Card Services, N.A. $ 1,652,449 316 22,847

    Golden Key International Honour Society FIA Card Services, N.A. $ 1,540,442 399 38,692

    University of Southern California FIA Card Services, N.A. $ 1,502,850 659 21,824

    Alumni Association of the University of Michigan and the Regentsof the University of Michigan

    FIA Card Services, N.A. $ 1,500,000 947 38,358

    University of Tennessee Chase Bank USA, N.A. $ 1,428,571 9 10,963

    The Greater University of South Carolina Alumni Association Chase Bank USA, N.A. $ 1,425,000 1 6,964

    Duke Alumni Association, Inc. Chase Bank USA, N.A. $ 1,375,000 4 8,418

    Total — $18,391,769 4,311 276,000

    Table 5. Ten Largest Agreements by Number of Accounts Opened in 2009

    Agreement Accountsopenedin 2009

    Total openaccounts

    as of 12/31/2009

    Paymentsby issuerin 2009Institution or organization Credit card issuer

    The Penn State Alumni Association FIA Card Services, N.A. 1,569 74,832 $ 2,835,000

    Harvard Alumni Association Barclays Bank Delaware 1,326 5,771 $ 1,000,000

    Alumni Association of the University of Michigan and the Regentsof the University of Michigan

    FIA Card Services, N.A. 947 38,358 $ 1,500,000

    Rutgers University Alumni Federation and Rutgers, the StateUniversity of New Jersey

    U.S. Bank National Association ND 851 10,879 $ 500,000

    University of Southern California FIA Card Services, N.A. 659 21,824 $ 1,502,850

    California Alumni Association and The Regents of the University ofCalifornia

    FIA Card Services, N.A. 653 20,524 $ 1,351,950

    UCLA Alumni Association FIA Card Services, N.A. 624 28,317 $ 980,474

    The Ex-Students Association of the University of Texas FIA Card Services, N.A. 616 33,812 $ 182,029

    Trustees of Boston University U.S. Bank National Association ND 612 6,001 $ 350,000

    The Arch Foundation for the University of Georgia, Inc. FIA Card Services, N.A. 587 21,889 $ 1,254,813

    Total — 8,444 262,207 $11,457,116

    4 Report on College Credit Card Agreements □ October 2010

  • DETAILED INFORMATION ABOUT

    AGREEMENTS SUBMITTED TO THE BOARD

    Pursuant to Section 305 of the Credit CARD Act, this

    report summarizes the information submitted to the

    Board regarding the terms of college credit card agree-

    ments and the payments made and accounts opened

    under those agreements. The Appendix to this report

    provides a detailed listing of the following information

    about each college credit card agreement: (1) the name

    of the institution or organization; (2) the type of insti-

    tution or organization;4 (3) the city and state where the

    institution or organization is located; (4) the name of

    the issuer; (5) the amount of payments made by the

    issuer to the institution or organization pursuant to the

    agreement during 2009; (6) the number of new accounts

    opened pursuant to the agreement during 2009; and

    (7) the number of open accounts under the agreement

    as of December 31, 2009 (regardless of when the

    account was opened). The table is organized alphabeti-

    cally by the name of the institution or organization.

    The complete text of each agreement submitted to

    the Board is available on the Board’s public website at

    www.federalreserve.gov/collegecreditcardagreements.

    4. The Appendix to this report presents information regarding fourcategories of institutions or organizations: “University” refers to aninstitution of higher education, as defined in sections 101 and 102 ofthe Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002);“Alumni Association” refers to an alumni organization affiliated withan institution of higher education; and “Foundation” refers to a foun-

    dation affiliated with an institution of higher education. In somecases, issuers submitted to the Board agreements with other types oforganizations, such as fraternities, sororities, and professional or tradeassociations, that relate to the issuance of credit cards to college stu-dents. “Other” refers to such agreements with other types of organiza-tions.

    Board of Governors of the Federal Reserve System 5

    www.federalreserve.gov/collegecreditcardagreements

  • APPENDIX

    College Credit Card Agreements Submitted to the Board for 2009Detailed Information about College Credit Card Agreements Submitted to the Board for 2009

    Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Abilene Christian University University Abilene Texas FIA Card Services, N.A. $ 75,000 13 1,699

    Academy of Art College University San Francisco California FIA Card Services, N.A. $ 1,188 0 132

    Administrators of the TulaneEducational Fund

    Foundation New Orleans Louisiana FIA Card Services, N.A. $ 0 31 1,495

    Adrian College University Adrian Michigan FIA Card Services, N.A. $ 688 0 110

    Alabama Pharmacy Association Other Montgomery Alabama FIA Card Services, N.A. $ 1,975 0 124

    Alabama State University University Montgomery Alabama FIA Card Services, N.A. $ 3,861 7 291

    Albany College of Pharmacy University Albany New York FIA Card Services, N.A. $ 809 0 41

    Albany Law School University Albany New York FIA Card Services, N.A. $ 4,061 0 128

    Alcorn State University University Lorman Mississippi FIA Card Services, N.A. $ 1,967 3 258

    Alfred State Alumni Association, Inc. Alumni Association Alfred New York FIA Card Services, N.A. $ 3,945 15 381

    Alpha Chi National College HonorScholarship Society

    Other Searcy Arkansas FIA Card Services, N.A. $ 20,912 73 1,465

    Alpha Chi Omega Other Indianapolis Indiana FIA Card Services, N.A. $ 31,288 57 1,921

    Alpha Chi Rho Fraternity Other Neptune New Jersey FIA Card Services, N.A. $ 2,972 6 139

    Alpha Delta Pi Sorority Other Atlanta Georgia FIA Card Services, N.A. $ 91,400 13 2,952

    Alpha Epsilon Delta Other Harrisonburg Virginia FIA Card Services, N.A. $ 9 8 10

    Alpha Epsilon Phi Foundation Foundation Stamford Connecticut FIA Card Services, N.A. $ 2,155 2 146

    Alpha Gamma Delta Other Indianapolis Indiana FIA Card Services, N.A. $ 22,925 40 1,403

    Alpha Gamma Rho Fraternity Other Kansas City Missouri FIA Card Services, N.A. $ 20,000 34 749

    Alpha Kappa Psi Fraternity, Inc. Other Indianapolis Indiana U.S. Bank NationalAssociation ND

    $ 2,634 92 264

    Alpha Omega International DentalFraternity

    Other Baltimore Maryland FIA Card Services, N.A. $ 1,086 1 79

    Alpha Omicron Pi Fraternity, Inc. Other Brentwood Tennessee FIA Card Services, N.A. $ 44,391 70 2,491

    Alpha Phi Alpha Fraternity, Inc. Other Baltimore Maryland FIA Card Services, N.A. $ 8,831 0 483

    Alpha Phi Delta Foundation, Inc. Foundation Monroeville Pennsylvania FIA Card Services, N.A. $ 2,528 12 174

    Alpha Phi International Fraternity Other Evanston Illinois FIA Card Services, N.A. $ 40,000 48 1,772

    Alpha Sigma Alpha Sorority Other Indianapolis Indiana FIA Card Services, N.A. $ 25,000 30 638

    Alpha Sigma Tau Other Birmingham Alabama FIA Card Services, N.A. $ 2,828 13 271

    Alpha Tau Omega Other Indianapolis Indiana FIA Card Services, N.A. $ 25,000 36 514

    Alpha Xi Delta Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 16,133 38 1,070

    Alumnae Association of SmithCollege

    Alumni Association Northampton Massachusetts FIA Card Services, N.A. $ 105,000 39 3,253

    Alumnae Association of the Collegeof Saint Elizabeth

    Alumni Association Morristown New Jersey FIA Card Services, N.A. $ 3,647 8 318

    Alumnae Association of WilsonCollege

    Alumni Association Chambersburg Pennsylvania FIA Card Services, N.A. $ 3,113 1 254

    Alumni Association of FashionInstitute of Technology

    Alumni Association New York New York FIA Card Services, N.A. $ 850 3 68

    Alumni Association of George MasonUniversity

    Alumni Association Fairfax Virginia FIA Card Services, N.A. $ 70,439 76 1,846

    Alumni Association of PhiladelphiaCollege of Osteopathic Medicine

    Alumni Association Philadelphia Pennsylvania FIA Card Services, N.A. $ 1,597 4 65

    Alumni Association of PurchaseCollege, State University of NewYork

    Alumni Association Purchase New York FIA Card Services, N.A. $ 2,258 14 345

    Alumni Association of the CityCollege of New York

    Alumni Association New York New York FIA Card Services, N.A. $ 15,299 46 692

    Alumni Association of the StateUniversity of New York at Albany

    Alumni Association Albany New York FIA Card Services, N.A. $ 0 23 1,220

    Alumni Association of the Universityof Michigan and the Regents of theUniversity of Michigan

    Alumni Associationand University

    Ann Arbor Michigan FIA Card Services, N.A. $1,500,000 947 38,358

    *This Appendix presents information regarding four categories of institutions or organizations: “University” refers to an institution of higher education, asdefined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002); “Alumni Association” refers to an alumni organization affili-ated with an institution of higher education; and “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuerssubmitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issu-ance of credit cards to college students. “Other” refers to such agreements with other types of organizations.

    6 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Alumni Association of the Universityof South Dakota

    Alumni Association Vermillion South Dakota FIA Card Services, N.A. $ 22,430 27 1,188

    Alumni Association of the Universityof Virginia

    Alumni Association Charlottesville Virginia FIA Card Services, N.A. $ 0 58 58

    Alumni Association of the Universityof West Alabama

    Alumni Association Livingston Alabama FIA Card Services, N.A. $ 4,670 6 161

    Alumni Association of WinthropUniversity

    Alumni Association Rock Hill South Carolina FIA Card Services, N.A. $ 4,048 27 351

    Alumni Association School ofMedicine of Loma LindaUniversity

    Alumni Association Loma Linda California FIA Card Services, N.A. $ 3,158 4 181

    Alverno College University Milwaukee Wisconsin FIA Card Services, N.A. $ 4,739 14 356

    American Academy of Optometry Other Rockville Maryland FIA Card Services, N.A. $ 2,164 3 228

    American Academy of Osteopathy Other Indianapolis Indiana FIA Card Services, N.A. $ 721 0 63

    American Association for Justice Other Washington District ofColumbia

    FIA Card Services, N.A. $364,033 75 8,691

    American Association of UniversityProfessors

    Other Washington District ofColumbia

    FIA Card Services, N.A. $ 0 32 2,023

    American Association of UniversityWomen

    Other Washington District ofColumbia

    U.S. Bank NationalAssociation ND

    $ 25,000 95 1,872

    American Chemical Society Other Washington District ofColumbia

    FIA Card Services, N.A. $294,215 92 7,190

    American College of OsteopathicFamily Physicians

    Other ArlingtonHeights

    Illinois FIA Card Services, N.A. $ 24,949 23 1,041

    American College of Sports Medicine Other Indianapolis Indiana FIA Card Services, N.A. $ 6,360 18 525

    American College StudentAssociation

    Other Columbia South Carolina FIA Card Services, N.A. $ 137 0 24

    American Counseling Association Other Alexandria Virginia FIA Card Services, N.A. $ 60,788 153 2,923

    American Design DraftingAssociation

    Other Rockville Maryland FIA Card Services, N.A. $ 555 2 44

    American Health InformationManagement Association

    Other Chicago Illinois FIA Card Services, N.A. $ 17,514 45 1,696

    American Institute of Aeronauticsand Astronautics, Inc.

    Other Reston Virginia FIA Card Services, N.A. $ 22,554 9 1,210

    American Institute of ArchitectureStudents

    Other Washington District ofColumbia

    FIA Card Services, N.A. $ 1,144 9 94

    American Institute of BiologicalSciences

    Other Washington District ofColumbia

    FIA Card Services, N.A. $ 566 0 98

    American Institute of Chemists, Inc. Other Bethesda Maryland FIA Card Services, N.A. $ 2,500 0 170

    American Library Association Other Chicago Illinois FIA Card Services, N.A. $ 17,046 13 1,170

    American Military Society Other UpperMarlboro

    Maryland U.S. Bank NationalAssociation ND

    $ 0 469 3,581

    American Nuclear Society Other La Grange Illinois FIA Card Services, N.A. $ 7,597 1 524

    American Occupational TherapyAssociation

    Other Bethesda Maryland FIA Card Services, N.A. $ 79,492 97 4,454

    American Society for Microbiology Other Washington District ofColumbia

    FIA Card Services, N.A. $ 5,267 10 468

    American Society of InteriorDesigners, Inc.

    Other Washington District ofColumbia

    FIA Card Services, N.A. $ 55,511 61 2,356

    American Society of LandscapeArchitects

    Other Washington District ofColumbia

    FIA Card Services, N.A. $ 23,279 26 1,091

    American Society of Naval Engineers Other Alexandria Virginia FIA Card Services, N.A. $ 1,678 1 186

    American Society of Safety Engineers Other Des Plaines Illinois FIA Card Services, N.A. $ 30,825 38 1,644

    American Society of WomenAccountants

    Other Memphis Tennessee FIA Card Services, N.A. $ 3,348 0 287

    American University University Washington District ofColumbia

    FIA Card Services, N.A. $ 21,698 30 1,366

    American Veterinary MedicalAssociation

    Other Schaumburg Illinois FIA Card Services, N.A. $171,310 239 4,853

    Angelo State University Ex-StudentsAssociation

    Alumni Association San Angelo Texas FIA Card Services, N.A. $ 13,697 11 732

    Antioch University-New England University Keene NewHampshire

    FIA Card Services, N.A. $ 1,293 5 114

    Appalachian State UniversityFoundation, Inc.

    Foundation Boone North Carolina FIA Card Services, N.A. $ 55,000 99 1,489

    Aquinas College University Grand Rapids Michigan FIA Card Services, N.A. $ 817 0 95

    Board of Governors of the Federal Reserve System 7

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Arcadia University University Glenside Pennsylvania FIA Card Services, N.A. $ 4,569 5 426

    Arizona State University AlumniAssociation

    Alumni Association Tempe Arizona FIA Card Services, N.A. $1,316,012 497 10,260

    Arkansas Alumni Association, Inc. Alumni Association Fayetteville Arkansas FIA Card Services, N.A. $ 214,120 199 4,492

    Arkansas State University AlumniAssociation

    Alumni Association State University Arkansas Chase Bank USA, N.A. $ 0 0 729

    Arkansas Tech University AlumniAssociation

    Alumni Association Russellville Arkansas FIA Card Services, N.A. $ 4,363 0 361

    Armstrong Atlantic State UniversityFoundation, Inc.

    Foundation Savannah Georgia FIA Card Services, N.A. $ 1,463 3 141

    ASM International Other Materials Park Ohio FIA Card Services, N.A. $ 19,352 1 866

    Asociacion Alumni CAAM Alumni Association Mayaguez Puerto Rico FIA Card Services, N.A. $ 86,252 6 6,178

    Asociacion de Exalumnos de laUniversidad de Puerto Rico

    Alumni Association San Juan Puerto Rico FIA Card Services, N.A. $ 55,766 5 4,758

    Associated Alumnae and Alumni ofthe Sacred Heart

    Alumni Association St. Louis Missouri FIA Card Services, N.A. $ 12,318 16 803

    Associated Alumni of Adams StateCollege

    Alumni Association Alamosa Colorado FIA Card Services, N.A. $ 2,897 11 303

    Associated Students Incorporated,California State University-LongBeach

    Other Long Beach California FIA Card Services, N.A. $ 1,782 20 152

    Association for Childhood EducationInternational

    Other Wheaton Maryland FIA Card Services, N.A. $ 2,011 5 188

    Association for ComputingMachinery

    Other New York New York FIA Card Services, N.A. $ 140,515 24 2,316

    Association of Energy Engineers Other Atlanta Georgia FIA Card Services, N.A. $ 7,683 7 355

    Association of Graduates of theUnited States Air Force Academy

    Alumni Association ColoradoSprings

    Colorado USAA Savings Bank $ 84,530 539 539

    Association of Graduates, UnitedStates Air Force Academy

    Alumni Association USAFAcademy

    Colorado FIA Card Services, N.A. $ 0 18 2,151

    Association of InformationTechnology Professionals

    Other Park Ridge Illinois FIA Card Services, N.A. $ 5,540 0 667

    Association of Surgical Technologists Other Englewood Colorado FIA Card Services, N.A. $ 19,108 37 1,148

    Assumption College University Worcester Massachusetts FIA Card Services, N.A. $ 2,060 24 136

    Auburn Spirit Foundation forScholarships

    Foundation Auburn Alabama FIA Card Services, N.A. $1,011,775 340 15,535

    Auburn University at MontgomeryAlumni Association

    Alumni Association Montgomery Alabama FIA Card Services, N.A. $ 6,338 16 379

    Augusta State University Foundation,Inc.

    Foundation Augusta Georgia FIA Card Services, N.A. $ 2,024 10 262

    Augustana College University Sioux Falls South Dakota FIA Card Services, N.A. $ 9,381 13 521

    Aurora University University Aurora Illinois FIA Card Services, N.A. $ 994 4 94

    Austin College University Sherman Texas FIA Card Services, N.A. $ 5,326 1 365

    Austin Peay State University NationalAlumni Association

    Alumni Association Clarksville Tennessee FIA Card Services, N.A. $ 1,966 15 126

    Averett University University Danville Virginia FIA Card Services, N.A. $ 2,424 9 186

    Babson College Alumni Associationand Babson College

    Alumni Associationand University

    Wellesley Massachusetts FIA Card Services, N.A. $ 16,585 13 665

    Baker College University Flint Michigan FIA Card Services, N.A. $ 626 0 57

    Ball State University AlumniAssociation

    Alumni Association Muncie Indiana Chase Bank USA, N.A. $ 100,000 4 3,464

    Bank Street College University New York New York FIA Card Services, N.A. $ 218 0 9

    Barnard College University New York New York FIA Card Services, N.A. $ 1,499 16 129

    Barry University Alumni Association Alumni Association Miami Shores Florida FIA Card Services, N.A. $ 8,392 13 946

    Barton College University Wilson North Carolina FIA Card Services, N.A. $ 825 6 133

    Baruch College Alumni Association Alumni Association New York New York FIA Card Services, N.A. $ 10,572 69 982

    Baylor University Alumni Association Alumni Association Waco Texas U.S. Bank NationalAssociation ND

    $ 0 362 4,871

    Becker College University Worcester Massachusetts FIA Card Services, N.A. $ 1,137 0 164

    Bellarmine College University Louisville Kentucky FIA Card Services, N.A. $ 3,650 21 143

    Belmont Abbey College, Inc. University Belmont North Carolina FIA Card Services, N.A. $ 2,282 2 181

    Belmont University University Nashville Tennessee FIA Card Services, N.A. $ 2,576 6 147

    Bemidji State University AlumniAssociation

    Alumni Association Bemidji Minnesota U.S. Bank NationalAssociation ND

    $ 0 16 642

    8 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Benedictine University University Lisle Illinois FIA Card Services, N.A. $ 5,697 11 339

    Bennett College National AlumnaeAssociation

    Alumni Association Greensboro North Carolina FIA Card Services, N.A. $ 595 0 79

    Berklee College of Music University Boston Massachusetts FIA Card Services, N.A. $ 12,976 31 743

    Beta Alpha Psi Other New York New York FIA Card Services, N.A. $ 16,455 0 765

    Beta Gamma Sigma, Inc. Other St. Louis Missouri FIA Card Services, N.A. $ 37,621 112 2,216

    Beta Theta Pi Other Oxford Ohio FIA Card Services, N.A. $ 50,000 45 314

    Bethany College University Bethany West Virginia FIA Card Services, N.A. $ 2,262 4 140

    Bethel College Alumni Association Alumni Association North Newton Kansas INTRUST Bank, N.A. $ 9,937 9 663

    Biola University University La Miranda California FIA Card Services, N.A. $ 2,407 9 213

    Biomedical Engineering Society Other Culver City California FIA Card Services, N.A. $ 764 0 74

    Blackburn College University Carlinville Illinois FIA Card Services, N.A. $ 3,327 4 278

    Bloomsburg University Foundation,Inc.

    Foundation Bloomsburg Pennsylvania FIA Card Services, N.A. $ 140,000 28 2,635

    Bloomsburg University ofPennsylvania

    University Bloomsburg Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 1,460 292 341

    Board of Regents of the University ofOklahoma

    University Norman Oklahoma FIA Card Services, N.A. $1,000,000 206 1,689

    Boise State University AlumniAssociation, Inc.

    Alumni Association Boise Idaho FIA Card Services, N.A. $ 70,150 59 1,152

    Boston College University Boston Massachusetts GE Money Bank $1,097,244 45 868

    Bowie State University NationalAlumni Association, Inc.

    Alumni Association Saint Leonard Maryland FIA Card Services, N.A. $ 2,242 7 186

    Bowling Green State UniversityAlumni Association

    Alumni Association Bowling Green Ohio FIA Card Services, N.A. $ 80,000 87 2,245

    Bradley University University Peoria Illinois FIA Card Services, N.A. $ 33,500 29 1,864

    Brandeis University University Waltham Massachusetts FIA Card Services, N.A. $ 50,872 57 1,852

    Brazos Higher Education ServiceCorporation, Inc.

    Other Waco Texas FIA Card Services, N.A. $ 0 0 1,086

    Bridgewater College University Bridgewater Virginia FIA Card Services, N.A. $ 2,520 5 192

    Bridgewater State College AlumniAssociation

    Alumni Association Bridgewater Massachusetts U.S. Bank NationalAssociation ND

    $ 0 114 747

    Brooklyn College Alumni Association Alumni Association Brooklyn New York FIA Card Services, N.A. $ 18,251 85 1,341

    Brown Alumni Association Alumni Association Providence Rhode Island FIA Card Services, N.A. $ 364,650 83 6,625

    Bryant University University Smithfield Rhode Island FIA Card Services, N.A. $ 10,812 28 642

    Bryn Mawr College AlumnaeAssociation

    Alumni Association Bryn Mawr Pennsylvania FIA Card Services, N.A. $ 5,532 32 470

    Bucknell University AlumniAssociation

    Alumni Association Lewisburg Pennsylvania FIA Card Services, N.A. $ 80,000 30 1,517

    Buffalo State Alumni Association Alumni Association Buffalo New York FIA Card Services, N.A. $ 5,605 54 566

    Butler Community CollegeFoundation

    Foundation El Dorado Kansas INTRUST Bank, N.A. $ 20,267 41 613

    Butler University University Indianapolis Indiana FIA Card Services, N.A. $ 5,057 36 337

    Butte College Foundation Foundation Oroville California U.S. Bank NationalAssociation ND

    $ 0 185 516

    Cabrini College University Radnor Pennsylvania FIA Card Services, N.A. $ 1,605 6 232

    Cal Poly Pomona Alumni Association Alumni Association Pomona California FIA Card Services, N.A. $ 50,000 85 225

    California Aggie Alumni Association Alumni Association Davis California FIA Card Services, N.A. $ 200,000 160 184

    California Alumni Association andThe Regents of the University ofCalifornia

    Alumni Associationand University

    Berkeley California FIA Card Services, N.A. $1,351,950 653 20,524

    California Lutheran University University Thousand Oaks California FIA Card Services, N.A. $ 1,250 0 93

    California Polytechnic StateUniversity Alumni Association, SanLuis Obispo

    Alumni Association San LuisObispo

    California FIA Card Services, N.A. $ 15,184 189 5,131

    California Psychological Association Other Los Angeles California FIA Card Services, N.A. $ 2,504 6 262

    California School of PodiatricMedicine at Samuel Merritt College

    University Oakland California FIA Card Services, N.A. $ 566 0 19

    California School of ProfessionalPsychology

    University Alhambra California FIA Card Services, N.A. $ 225 0 8

    Board of Governors of the Federal Reserve System 9

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    California State University, ChicoAlumni Association and TheUniversity Foundation, CaliforniaState University, Chico

    Alumni Associationand Foundation

    Chico California FIA Card Services, N.A. $ 35,000 97 167

    California State University,Dominguez Hills Foundation, Inc.

    Foundation Carson California FIA Card Services, N.A. $ 0 26 1,296

    California State University, FresnoAlumni Association

    Alumni Association Fresno California FIA Card Services, N.A. $ 65,000 131 422

    California State University, HaywardAlumni Association

    Alumni Association Hayward California FIA Card Services, N.A. $ 0 0 289

    California State University, LosAngeles Alumni Association

    Alumni Association Los Angeles California FIA Card Services, N.A. $100,000 66 384

    California State University,Northridge Alumni Association

    Alumni Association Northridge California Chase Bank USA, N.A. $310,000 0 2,844

    California State University, SanMarcos Alumni Association

    Alumni Association San Marcos California FIA Card Services, N.A. $ 4,573 1 243

    California State University, Stanislaus University Turlock California FIA Card Services, N.A. $ 126 25 26

    California State University-FullertonAlumni Association

    Alumni Association Fullerton California FIA Card Services, N.A. $100,000 128 1,550

    California State University-LongBeach Alumni Association

    Alumni Association Long Beach California FIA Card Services, N.A. $200,000 175 7,836

    California University of Pennsylvania University California Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 470 94 118

    California Veterinary MedicalAssociation

    Other Sacramento California FIA Card Services, N.A. $ 6,414 8 451

    Calvert Hall College AlumniAssociation

    Alumni Association Towson Maryland FIA Card Services, N.A. $ 7,683 7 443

    Campbellsville University University Campbellsville Kentucky FIA Card Services, N.A. $ 3,721 6 260

    Canisius College University Buffalo New York FIA Card Services, N.A. $ 27,500 42 635

    Cardinal Stritch University University Milwaukee Wisconsin FIA Card Services, N.A. $ 1,256 2 124

    Carlow University University Pittsburgh Pennsylvania FIA Card Services, N.A. $ 951 0 123

    Carroll College University Helena Montana FIA Card Services, N.A. $ 2,792 10 340

    Carthage College University Kenosha Wisconsin FIA Card Services, N.A. $ 4,300 7 253

    Case Western Reserve University University Cleveland Ohio FIA Card Services, N.A. $175,000 24 2,682

    Catawba College University Salisbury North Carolina FIA Card Services, N.A. $ 3,722 3 325

    Cavalier Sports Marketing Other Charlottesville Virginia Chase Bank USA, N.A. $ 0 0 0

    Cazenovia College University Cazenovia New York FIA Card Services, N.A. $ 391 0 21

    Cedar Crest College AlumnaeAssociation

    Alumni Association Allentown Pennsylvania FIA Card Services, N.A. $ 5,499 5 309

    Centenary College of Louisiana University Shreveport Louisiana FIA Card Services, N.A. $ 2,148 2 243

    Central Bible College University Springfield Missouri FIA Card Services, N.A. $ 3,305 0 216

    Central Connecticut State UniversityAlumni Association, Inc.

    Alumni Association New Britain Connecticut FIA Card Services, N.A. $ 40,000 40 1,343

    Central Michigan University University Mount Pleasant Michigan FIA Card Services, N.A. $250,000 186 200

    Central Washington UniversityAlumni Association

    Alumni Association Ellensburg Washington FIA Card Services, N.A. $ 12,304 30 972

    Chadron State Foundation Foundation Chadron Nebraska FIA Card Services, N.A. $ 3,738 11 414

    Chapman University University Orange California FIA Card Services, N.A. $ 62,000 53 1,427

    Cheyney Foundation Foundation Cheyney Pennsylvania FIA Card Services, N.A. $ 0 0 43

    Cheyney University of Pennsylvania University Cheyney Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 120 24 31

    Chi O Creations Other Memphis Tennessee FIA Card Services, N.A. $ 43,816 151 2,611

    Chi Phi Fraternity, Inc. Other Libum Georgia FIA Card Services, N.A. $ 3,037 5 237

    Chi Psi Fraternity Other Chapel Hill North Carolina FIA Card Services, N.A. $ 545 0 52

    Chicago State University Foundation Foundation Chicago Illinois FIA Card Services, N.A. $ 598 6 69

    Christian Brothers University University Memphis Tennessee FIA Card Services, N.A. $ 1,038 8 121

    Christopher Newport UniversityEducational Foundation

    Foundation Newport News Virginia FIA Card Services, N.A. $ 2,124 4 237

    Claflin College University Orangeburg South Carolina FIA Card Services, N.A. $ 125 0 20

    Claremont McKenna College AlumniAssociation, Inc.

    Alumni Association Claremont California FIA Card Services, N.A. $ 2,765 15 252

    Clarion University Foundation, Inc. Foundation Clarion Pennsylvania FIA Card Services, N.A. $ 5,000 56 120

    10 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Clarion University Foundation, Inc. Foundation Clarion Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 340 68 67

    Clark Atlanta University University Atlanta Georgia FIA Card Services, N.A. $ 610 0 81

    Clark University Alumni Association Alumni Association Worcester Massachusetts FIA Card Services, N.A. $ 10,083 12 605

    Clarkson University University Potsdam New York FIA Card Services, N.A. $ 11,400 0 636

    Clayton State Alumni Association Alumni Association Morrow Georgia UMB Bank, N.A. $ 71 2 2

    Clemson Alumni Association andClemson University Foundation,Inc.

    Alumni Associationand Foundation

    Clemson South Carolina FIA Card Services, N.A. $450,000 217 14,114

    Cleveland State University AlumniAssociation

    Alumni Association Cleveland Ohio FIA Card Services, N.A. $ 26,779 38 1,914

    Cleveland-Marshall Law AlumniAssociation

    Alumni Association Cleveland Ohio FIA Card Services, N.A. $ 714 7 50

    Coastal Carolina University AlumniAssociation, Inc.

    Alumni Association Conway South Carolina FIA Card Services, N.A. $ 3,834 12 264

    Coe College University Cedar Rapids Iowa FIA Card Services, N.A. $ 1,309 12 135

    Colby-Sawyer College University New London NewHampshire

    FIA Card Services, N.A. $ 1,461 6 180

    Colegio de Farmaceuticos de PuertoRico

    University San Juan Puerto Rico FIA Card Services, N.A. $ 3,654 9 334

    College Misericordia University Dallas Pennsylvania FIA Card Services, N.A. $ 3,553 8 302

    College of Charleston AlumniAssociation

    Alumni Association Charleston South Carolina FIA Card Services, N.A. $ 23,444 19 1,346

    College of Mount Saint Vincent University Riverdale New York FIA Card Services, N.A. $ 1,844 0 198

    College of Notre Dame of Maryland University Baltimore Maryland FIA Card Services, N.A. $ 8,375 14 462

    College of Staten Island AlumniAssociation, Inc.

    Alumni Association Staten Island New York FIA Card Services, N.A. $ 7,330 47 545

    College of West Africa AlumniAssociation

    Alumni Association Bowie Maryland UMB Bank, N.A. $ 0 0 0

    Colorado Christian University University Lakewood Colorado FIA Card Services, N.A. $ 476 0 47

    Colorado College University ColoradoSprings

    Colorado FIA Card Services, N.A. $ 8,297 7 464

    Colorado School of Mines AlumniAssociation

    Alumni Association Golden Colorado FIA Card Services, N.A. $ 13,281 22 621

    Colorado State University AlumniAssociation

    Alumni Association Fort Collins Colorado U.S. Bank NationalAssociation ND

    $280,000 313 5,466

    Converse College University Spartanburg South Carolina FIA Card Services, N.A. $ 752 0 107

    Cooper Union for the Advancementof Science and Art

    University New York New York FIA Card Services, N.A. $ 7,870 15 660

    Coppin State University DevelopmentFoundation, Inc.

    Foundation Baltimore Maryland FIA Card Services, N.A. $ 594 2 71

    Cornell Alumni Federation Alumni Association Ithaca New York Chase Bank USA, N.A. $901,900 4 10,361

    Creighton University AlumniAssociation and CreightonUniversity

    Alumni Associationand University

    Omaha Nebraska First National Bank ofOmaha

    $ 13,091 0 720

    Crimson Tide Sports Marketing, LLC University Tuscaloosa Alabama Compass Bank $150,000 0 0

    Culver-Stockton College University Canton Missouri FIA Card Services, N.A. $ 1,136 1 180

    Dakota State University AlumniAssociation

    Alumni Association Madison South Dakota FIA Card Services, N.A. $ 1,118 0 102

    Davenport University University Grand Rapids Michigan FIA Card Services, N.A. $ 1,829 32 234

    Delaware State University AlumniAssociation

    Alumni Association Dover Delaware FIA Card Services, N.A. $ 3,360 4 267

    Delaware Valley College University Doylestown Pennsylvania FIA Card Services, N.A. $ 2,063 0 213

    Delta Chi Fraternity, Inc. Other Iowa City Iowa FIA Card Services, N.A. $ 8,626 46 914

    Delta Delta Delta Fraternity Other Arlington Texas U.S. Bank NationalAssociation ND

    $ 9,599 101 1,450

    Delta Gamma Fraternity Other Columbus Ohio FIA Card Services, N.A. $ 10,320 42 929

    Delta Kappa Epsilon Fraternity Other Washington District ofColumbia

    FIA Card Services, N.A. $ 2,922 3 171

    Delta Mu Delta Honor Society Other Brookfield Illinois FIA Card Services, N.A. $ 0 46 820

    Delta Phi Epsilon Sorority Other MarylandHeights

    Missouri FIA Card Services, N.A. $ 3,749 39 393

    Delta Sigma Delta Other Dousman Wisconsin FIA Card Services, N.A. $ 2,587 0 154

    Delta Sigma Phi Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 15,000 25 702

    Board of Governors of the Federal Reserve System 11

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Delta Sigma Pi Other Oxford Ohio U.S. Bank NationalAssociation ND

    $ 60,000 39 1,797

    Delta State University AlumniAssociation

    Alumni Association Cleveland Mississippi FIA Card Services, N.A. $ 30,000 14 772

    Delta Tau Delta Fraternity Other Fishers Indiana FIA Card Services, N.A. $ 15,000 16 173

    Delta Upsilon International Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 6,557 24 427

    Delta Zeta Sorority Other Oxford Ohio FIA Card Services, N.A. $ 24,172 114 1,887

    DePaul University University Chicago Illinois FIA Card Services, N.A. $ 100,000 80 410

    Des Moines University OsteopathicMedical Center

    University Des Moines Iowa FIA Card Services, N.A. $ 1,155 1 65

    Dickinson College University Carlisle Pennsylvania FIA Card Services, N.A. $ 12,345 2 558

    Dominican College University Orangeburg New York FIA Card Services, N.A. $ 487 2 82

    Dominican University of California University San Rafael California FIA Card Services, N.A. $ 496 4 62

    Dominican University University River Forest Illinois FIA Card Services, N.A. $ 3,139 14 300

    Dowling College University Oakdale New York FIA Card Services, N.A. $ 7,204 0 545

    Drake University University Des Moines Iowa FIA Card Services, N.A. $ 36,624 15 1,334

    Drexel University University Philadelphia Pennsylvania U.S. Bank NationalAssociation ND

    $ 250,000 208 3,394

    Duke Alumni Association, Inc. Alumni Association Durham North Carolina Chase Bank USA, N.A. $1,375,000 4 8,418

    Duquesne University AlumniAssociation

    Alumni Association Pittsburgh Pennsylvania U.S. Bank NationalAssociation ND

    $ 75,000 180 2,564

    D'Youville College University Buffalo New York FIA Card Services, N.A. $ 2,516 7 176

    East Carolina University AlumniAssociation, Inc.

    Alumni Association Greenville North Carolina FIA Card Services, N.A. $ 100,000 125 2,929

    East Central University AlumniAssociation

    Alumni Association Ada Oklahoma FIA Card Services, N.A. $ 832 1 102

    East Stroudsburg UniversityFoundation, Inc.

    Foundation EastStroudsburg

    Pennsylvania FIA Card Services, N.A. $ 47,000 16 1,331

    East Stroudsburg University ofPennsylvania

    University EastStroudsburg

    Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 690 138 180

    East Tennessee State UniversityFoundation

    Foundation Johnson City Tennessee FIA Card Services, N.A. $ 30,000 29 406

    Eastern Connecticut State UniversityAlumni Association

    Alumni Association Willimantic Connecticut FIA Card Services, N.A. $ 2,334 17 168

    Eastern Illinois University AlumniAssociation, Inc.

    Alumni Association Charleston Illinois FIA Card Services, N.A. $ 110,000 65 4,242

    Eastern New Mexico UniversityAlumni Association

    Alumni Association Portales New Mexico FIA Card Services, N.A. $ 5,834 15 753

    Eastern Oregon University University LaGrande Oregon FIA Card Services, N.A. $ 4,379 6 323

    Eastern Washington UniversityAlumni Association

    Alumni Association Cheney Washington FIA Card Services, N.A. $ 12,696 27 1,019

    Eckerd College Alumni Association Alumni Association St. Petersburg Florida FIA Card Services, N.A. $ 2,474 0 130

    Edinboro University of PennsylvaniaAlumni Association

    Alumni Association Edinboro Pennsylvania FIA Card Services, N.A. $ 32,000 46 1,526

    Educational Communications, Inc. Other Lake Forest Illinois FIA Card Services, N.A. $ 0 0 10,765

    Elizabethtown College University Elizabethtown Pennsylvania FIA Card Services, N.A. $ 6,441 14 534

    Elizabethtown College University Elizabethtown Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 515 103 119

    Elmhurst College Alumni Association Alumni Association Elmhurst Illinois U.S. Bank NationalAssociation ND

    $ 0 38 474

    Elon College University Elon College North Carolina FIA Card Services, N.A. $ 2,977 9 327

    Embry Riddle AeronauticalUniversity

    University Daytona Beach Florida FIA Card Services, N.A. $ 27,377 57 1,578

    Emerson College University Boston Massachusetts FIA Card Services, N.A. $ 3,375 0 416

    Emmanuel College University Boston Massachusetts FIA Card Services, N.A. $ 1,129 0 90

    Emory University University Atlanta Georgia FIA Card Services, N.A. $ 52,481 60 3,026

    Emporia State University AlumniAssociation

    Alumni Association Emporia Kansas INTRUST Bank, N.A. $ 15,000 51 1,105

    Erskine College University Due West South Carolina FIA Card Services, N.A. $ 1,178 3 125

    Fairfield University University Fairfield Connecticut FIA Card Services, N.A. $ 22,279 42 1,058

    Fairleigh Dickinson University University Teaneck New Jersey FIA Card Services, N.A. $ 68,655 69 1,554

    12 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Fairmont State College AlumniAssociation, Inc.

    Alumni Association Fairmont West Virginia FIA Card Services, N.A. $ 3,127 0 197

    Faulkner University University Montgomery Alabama FIA Card Services, N.A. $ 1,385 0 121

    Fayetteville State University University Fayetteville North Carolina FIA Card Services, N.A. $ 727 3 83

    Felician College University Lodi New Jersey FIA Card Services, N.A. $ 805 4 120

    Ferris State University University Big Rapids Michigan FIA Card Services, N.A. $ 549 55 51

    FFA Alumni Association Alumni Association Alexandria Virginia FIA Card Services, N.A. $ 6,380 15 452

    Fitchburg State College University Fitchburg Massachusetts FIA Card Services, N.A. $ 2,847 10 211

    Fitzwilliam College University Cambridge England FIA Card Services, N.A. $ 9 0 1

    Florida Atlantic UniversityFoundation, Inc.

    Foundation Boca Raton Florida FIA Card Services, N.A. $ 120,000 104 4,060

    Florida Institute of TechnologyAlumni Association

    Alumni Association Melbourne Florida U.S. Bank NationalAssociation ND

    $ 0 70 614

    Florida International UniversityFoundation, Inc.

    Foundation Miami Florida FIA Card Services, N.A. $ 630,000 201 8,424

    Florida Pharmacy Association Other Tallahassee Florida FIA Card Services, N.A. $ 2,528 3 251

    Florida Southern College University Lakeland Florida FIA Card Services, N.A. $ 2,949 7 241

    Foothill De Anza College University Los Altos Hills California FIA Card Services, N.A. $ 0 0 78

    Fordham University University Bronx New York FIA Card Services, N.A. $ 290,000 120 8,280

    Fort Hays State University AlumniAssociation

    Alumni Association Hays Kansas INTRUST Bank, N.A. $ 10,000 76 758

    Fort Lewis College AlumniAssociation

    Alumni Association Durango Colorado FIA Card Services, N.A. $ 5,283 8 563

    Foundation at New Jersey Institute ofTechnology

    Foundation Newark New Jersey FIA Card Services, N.A. $ 124 39 39

    Foundation Chapter of Theta ChiFraternity, Inc.

    Foundation Indianapolis Indiana FIA Card Services, N.A. $ 8,900 12 607

    Framingham State College University Framingham Massachusetts FIA Card Services, N.A. $ 2,549 13 205

    Franklin and Marshall College University Lancaster Pennsylvania FIA Card Services, N.A. $ 20,000 10 475

    Franklin Pierce College University Rindge NewHampshire

    FIA Card Services, N.A. $ 3,952 12 302

    Freed Hardeman University University Henderson Tennessee FIA Card Services, N.A. $ 9,919 21 587

    Furman University University Greenville South Carolina FIA Card Services, N.A. $ 23,347 6 1,119

    Gamma Phi Beta InternationalSorority, Inc.

    Other Englewood Colorado FIA Card Services, N.A. $ 40,000 52 1,111

    Gemological Institute of AmericaAlumni Association

    Alumni Association Santa Monica California FIA Card Services, N.A. $ 9,986 42 1,529

    General Alumni Association of theUniversity of North Carolina atChapel Hill

    Alumni Association Chapel Hill North Carolina FIA Card Services, N.A. $1,250,000 137 20,411

    Geneseo Alumni Association Alumni Association Geneseo New York FIA Card Services, N.A. $ 0 45 797

    Geneva College University Beaver Falls Pennsylvania FIA Card Services, N.A. $ 10,063 11 754

    Georgetown University AlumniAssociation

    Alumni Association Washington District ofColumbia

    FIA Card Services, N.A. $ 29,955 112 9,444

    Georgia Pharmacy Foundation Foundation Atlanta Georgia FIA Card Services, N.A. $ 1,127 2 101

    Georgia Southern UniversityFoundation, Inc.

    Foundation Statesboro Georgia FIA Card Services, N.A. $ 100,000 65 3,382

    Georgia Southwestern Foundation,Inc.

    Foundation Americus Georgia FIA Card Services, N.A. $ 1,038 4 92

    Georgia State University AlumniAssociation, Inc.

    Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 108,340 141 2,690

    Georgia Tech Alumni Association Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 620,000 327 10,848

    Gettysburg College University Gettysburg Pennsylvania FIA Card Services, N.A. $ 5,902 20 369

    Golden Gate University University San Francisco California FIA Card Services, N.A. $ 2,131 0 309

    Golden Key International HonourSociety

    Other Atlanta Georgia FIA Card Services, N.A. $1,540,442 399 38,692

    Goldey Beacom College University Wilmington Delaware FIA Card Services, N.A. $ 3,838 8 271

    Goshen College University Goshen Indiana FIA Card Services, N.A. $ 4,968 0 308

    Graceland University University Lamoni Iowa FIA Card Services, N.A. $ 2,959 5 230

    Grambling University NationalAlumni Association

    Alumni Association Grambling Louisiana FIA Card Services, N.A. $ 856 0 58

    Grand Valley State University University Allendale Michigan FIA Card Services, N.A. $ 11,911 99 1,023

    Grand View University University Des Moines Iowa FIA Card Services, N.A. $ 822 0 73

    Board of Governors of the Federal Reserve System 13

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Green Mountain College University Poultney Vermont FIA Card Services, N.A. $ 912 0 122

    Guilford College University Greensboro North Carolina FIA Card Services, N.A. $ 984 0 77

    Gustavus Adolphus College University Saint Peter Minnesota FIA Card Services, N.A. $ 10,544 13 630

    Gwynedd Mercy College University GwyneddValley

    Pennsylvania FIA Card Services, N.A. $ 753 0 96

    Hamline University University Saint Paul Minnesota FIA Card Services, N.A. $ 3,391 13 397

    Hampden Sydney College University Hampden-Sydney

    Virginia FIA Card Services, N.A. $ 7,953 5 336

    Hampton University University Hampton Virginia FIA Card Services, N.A. $ 5,325 9 300

    Harding University, Inc. University Searcy Arkansas FIA Card Services, N.A. $ 29,540 16 1,719

    Harrisburg Area Community College University Harrisburg Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 385 77 113

    Hartwick College University Oneonta New York FIA Card Services, N.A. $ 1,666 0 189

    Harvard Alumni Association Alumni Association Cambridge Massachusetts Barclays Bank Delaware $1,000,000 1,326 5,771

    Haverford College University Haverford Pennsylvania FIA Card Services, N.A. $ 7,126 9 295

    Hawaii Pacific University University Honolulu Hawaii FIA Card Services, N.A. $ 3,679 0 298

    Henderson State University University Arkadelphia Arkansas FIA Card Services, N.A. $ 5,851 9 451

    Herbert H. Lehman CollegeFoundation, Inc.

    Foundation Bronx New York FIA Card Services, N.A. $ 4,326 28 305

    Heritage Affinity Enterprises, LLC Other Hewlett New York U.S. Bank NationalAssociation ND

    $ 40,942 536 23,741

    Hood College University Frederick Maryland FIA Card Services, N.A. $ 3,385 19 272

    Houghton College University Houghton New York FIA Card Services, N.A. $ 4,251 0 292

    Houston Alumni Organization Alumni Association Houston Texas Chase Bank USA, N.A. $ 828,000 2 5,592

    Houston Baptist University University Houston Texas FIA Card Services, N.A. $ 3,086 4 356

    Howard Payne University AlumniAssociation

    Alumni Association Brownwood Texas FIA Card Services, N.A. $ 3,096 0 317

    Howard University Department ofAlumni Relations

    Alumni Association Washington District ofColumbia

    FIA Card Services, N.A. $ 35,515 1 1,386

    Humboldt State University AlumniAssociation

    Alumni Association Arcata California FIA Card Services, N.A. $ 13,000 20 462

    Husson University Alumni Association Bangor Maine FIA Card Services, N.A. $ 1,630 10 302

    Idaho State University University Pocatello Idaho FIA Card Services, N.A. $ 26,131 44 1,403

    Illinois College of Optometry University Chicago Illinois FIA Card Services, N.A. $ 93 0 5

    Illinois State University Foundation Foundation Normal Illinois FIA Card Services, N.A. $ 97,695 169 6,910

    Immaculata University University Immaculata Pennsylvania FIA Card Services, N.A. $ 2,609 9 196

    Independent University AlumniAssociation at Lowell

    Alumni Association Lowell Massachusetts FIA Card Services, N.A. $ 3,904 7 225

    Indiana State University University Terre Haute Indiana FIA Card Services, N.A. $ 38,639 10 2,793

    Indiana University AlumniAssociation

    Alumni Association Bloomington Indiana FIA Card Services, N.A. $1,131,221 355 29,903

    Indiana University of PennsylvaniaAlumni Association, Inc.

    Alumni Association Indiana Pennsylvania FIA Card Services, N.A. $ 8,117 104 4,111

    Indiana Wesleyan University University Marion Indiana FIA Card Services, N.A. $ 5,416 15 374

    Institute of Industrial Engineers Other Norcross Georgia FIA Card Services, N.A. $ 33,309 13 1,849

    Institute of Management Accountants Other Montvale New Jersey FIA Card Services, N.A. $ 175,000 24 5,068

    International ChiropractorsAssociation

    Other Arlington Virginia FIA Card Services, N.A. $ 17,464 30 1,051

    International Legal Fraternity of PhiDelta Phi

    Other Greenbelt Maryland FIA Card Services, N.A. $ 12,518 2 394

    International Society for OpticalEngineering

    Other Bellingham Washington FIA Card Services, N.A. $ 5,058 3 438

    Iona College University New Rochelle New York FIA Card Services, N.A. $ 22,392 26 1,344

    Iowa State University AlumniAssociation

    Alumni Association Ames Iowa FIA Card Services, N.A. $ 537,000 173 15,371

    Ithaca College Alumni Association Alumni Association Ithaca New York FIA Card Services, N.A. $ 0 54 2,007

    Jackson State University University Jackson Mississippi FIA Card Services, N.A. $ 1,337 9 212

    Jacksonville State UniversityFoundation, Inc.

    Foundation Jacksonville Alabama U.S. Bank NationalAssociation ND

    $ 0 70 2,175

    14 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    James Madison University AlumniAssociation

    Alumni Association Harrisonburg Virginia FIA Card Services, N.A. $125,000 33 525

    Javelina Alumni Association Alumni Association Kingsville Texas FIA Card Services, N.A. $ 5,673 20 326

    John Carroll University University UniversityHeights

    Ohio FIA Card Services, N.A. $ 17,779 6 1,083

    John F. Kennedy University AlumniAssociation

    Alumni Association Orinda California FIA Card Services, N.A. $ 810 5 88

    Johns Hopkins University University Baltimore Maryland FIA Card Services, N.A. $ 40,202 78 7,009

    Johnson &Wales University University Providence Rhode Island FIA Card Services, N.A. $ 0 48 597

    Juilliard School University New York New York FIA Card Services, N.A. $ 1,452 17 140

    Kansas State University AlumniAssociation

    Alumni Association Manhattan Kansas INTRUST Bank, N.A. $594,290 370 14,919

    Kappa Alpha Order Other Lexington Virginia FIA Card Services, N.A. $ 30,000 44 846

    Kappa Alpha Psi Other Philadelphia Pennsylvania FIA Card Services, N.A. $ 12,560 29 794

    Kappa Alpha Theta Fraternity, Inc. Other Indianapolis Indiana FIA Card Services, N.A. $ 31,372 59 2,321

    Kappa Delta Pi An InternationalHonor Society in Education

    Other Indianapolis Indiana FIA Card Services, N.A. $ 18,574 72 1,538

    Kappa Delta Rho Fraternity Other Greensburg Pennsylvania FIA Card Services, N.A. $ 2,801 12 204

    Kappa Delta Sorority, Inc. Other Memphis Tennessee FIA Card Services, N.A. $ 36,000 58 359

    Kappa Epsilon Fraternity Other StoneMountain

    Georgia FIA Card Services, N.A. $ 363 0 41

    Kappa Psi Pharmaceutical Fraternity Other Oklahoma City Oklahoma FIA Card Services, N.A. $ 390 0 56

    Kappa Sigma Fraternity Other Charlottesville Virginia FIA Card Services, N.A. $ 40,000 35 400

    Kean University Alumni Association Alumni Association Union New Jersey FIA Card Services, N.A. $ 37,500 28 947

    Keene State College AlumniAssociation

    Alumni Association Keene NewHampshire

    FIA Card Services, N.A. $ 20,000 8 612

    Kennesaw State University AlumniAssociation

    Alumni Association Marietta Georgia FIA Card Services, N.A. $ 23,274 38 1,453

    Kent State University University Kent Ohio FIA Card Services, N.A. $135,000 72 5,551

    Kentucky Wesleyan College University Owensboro Kentucky FIA Card Services, N.A. $ 571 2 71

    Keuka College University Keuka Park New York FIA Card Services, N.A. $ 989 3 156

    Keystone College Alumni Association Alumni Association La Plume Pennsylvania Capital One Bank(USA), N.A.

    $ 0 0 0

    Kings College University Wilkes Barre Pennsylvania FIA Card Services, N.A. $ 25,000 14 1,003

    Kutztown University AlumniAssociation

    Alumni Association Kutztown Pennsylvania FIA Card Services, N.A. $ 11,712 29 1,044

    Kutztown University of Pennsylvania University Kutztown Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 1,165 233 294

    La Salle University AlumniAssociation

    Alumni Association Philadelphia Pennsylvania FIA Card Services, N.A. $ 29,940 36 1,908

    La Sierra University and La SierraAlumni Association

    University andAlumni Association

    Riverside California FIA Card Services, N.A. $ 165 0 14

    Lafayette College Alumni Association Alumni Association Easton Pennsylvania FIA Card Services, N.A. $ 10,000 17 650

    Lake Erie College University Painesville Ohio FIA Card Services, N.A. $ 12 0 3

    Lake Superior State University University Sault Ste. Marie Michigan FIA Card Services, N.A. $ 2,369 13 259

    Lakewood Public School AlumniFoundation

    Foundation Lakewood Ohio FIA Card Services, N.A. $ 1,510 9 109

    Lamar University University Beaumont Texas FIA Card Services, N.A. $ 5,691 12 468

    Lambda Chi Alpha Fraternity, Inc. Other Indianapolis Indiana FIA Card Services, N.A. $ 25,000 20 768

    Langston University National AlumniAssociation

    Alumni Association Langston Oklahoma FIA Card Services, N.A. $ 236 0 57

    Lawrence Technological University University Southfield Michigan FIA Card Services, N.A. $ 4,938 4 544

    Lawrence University University Appleton Wisconsin FIA Card Services, N.A. $ 1,148 0 84

    Le Moyne College University Syracuse New York FIA Card Services, N.A. $ 8,005 20 577

    Lebanon Valley College University Annville Pennsylvania FIA Card Services, N.A. $ 2,942 9 374

    Lee University University Cleveland Tennessee FIA Card Services, N.A. $ 9,078 18 553

    Lenoir Rhyne College AlumniAssociation

    Alumni Association Hickory North Carolina FIA Card Services, N.A. $ 2,243 10 186

    Lesley University University Cambridge Massachusetts FIA Card Services, N.A. $ 3,892 2 281

    Letourneau University University Longview Texas FIA Card Services, N.A. $ 4,913 5 312

    Lewis and Clark College University Portland Oregon FIA Card Services, N.A. $ 11,080 7 1,043

    Lewis University University Romeoville Illinois FIA Card Services, N.A. $ 5,731 1 405

    Board of Governors of the Federal Reserve System 15

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Liberty University University Lynchburg Virginia U.S. Bank NationalAssociation ND

    $ 10,449 172 1,927

    Life University University Marietta Georgia FIA Card Services, N.A. $ 4,295 0 174

    Limestone College University Gaffney South Carolina FIA Card Services, N.A. $ 1,303 6 140

    Lincoln Memorial University University Harrogate Tennessee FIA Card Services, N.A. $ 1,609 5 203

    Lock Haven University Foundation Foundation Lock Haven Pennsylvania FIA Card Services, N.A. $ 3,750 14 352

    Lock Haven University ofPennsylvania

    University Lock Haven Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 760 152 196

    Long Island University University Brookville New York FIA Card Services, N.A. $ 0 57 911

    Longwood University AlumniAssociation

    Alumni Association Farmville Virginia FIA Card Services, N.A. $ 6,530 21 467

    Louisiana State University MedicalCenter Foundation

    Foundation New Orleans Louisiana FIA Card Services, N.A. $ 7,255 0 219

    Louisiana State University ShreveportAlumni Association

    Alumni Association Shreveport Louisiana FIA Card Services, N.A. $ 4,070 6 296

    Louisiana Tech UniversityFoundation

    Foundation Ruston Louisiana FIA Card Services, N.A. $ 83,333 47 2,305

    Loyola Blakefield Alumni Association Alumni Association Baltimore Maryland FIA Card Services, N.A. $ 5,231 0 174

    Loyola Marymount University University Los Angeles California FIA Card Services, N.A. $ 50,000 25 1,578

    Loyola University Chicago University Chicago Illinois FIA Card Services, N.A. $ 55,654 35 3,484

    Loyola University Maryland University Baltimore Maryland FIA Card Services, N.A. $ 75,075 33 2,196

    Loyola University New Orleans University New Orleans Louisiana FIA Card Services, N.A. $ 62,500 14 1,633

    LSU Alumni Association Alumni Association Baton Rouge Louisiana FIA Card Services, N.A. $ 0 126 8,840

    Lubbock Christian University University Lubbock Texas FIA Card Services, N.A. $ 3,405 0 201

    Luther College University Decorah Iowa FIA Card Services, N.A. $ 6,937 15 525

    Lycoming College University Williamsport Pennsylvania FIA Card Services, N.A. $ 1,970 2 132

    Manhattan College University Riverdale New York FIA Card Services, N.A. $ 21,152 19 1,204

    Manhattanville College University Purchase New York FIA Card Services, N.A. $ 4,996 7 245

    Mansfield University Foundation, Inc. Foundation Mansfield Pennsylvania FIA Card Services, N.A. $ 9,144 14 678

    Mansfield University of Pennsylvania University Mansfield Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 245 49 81

    Marian College University Indianapolis Indiana FIA Card Services, N.A. $ 545 1 59

    Marquette University University Milwaukee Wisconsin FIA Card Services, N.A. $165,000 96 3,803

    Marshall University AlumniAssociation

    Alumni Association Huntington West Virginia FIA Card Services, N.A. $ 78,333 70 2,894

    Mary Baldwin College University Staunton Virginia FIA Card Services, N.A. $ 3,274 8 273

    Marymount University University Arlington Virginia FIA Card Services, N.A. $ 881 17 104

    Maryville College University Maryville Tennessee FIA Card Services, N.A. $ 5,470 4 182

    Massachusetts College of Pharmacyand Allied Health Sciences

    University Boston Massachusetts FIA Card Services, N.A. $ 2,099 0 209

    Massachusetts Medical Society Other Waltham Massachusetts FIA Card Services, N.A. $ 49,410 23 1,131

    McGeorge School of Law University Sacramento California FIA Card Services, N.A. $ 178 0 48

    McNeese State University AlumniAssociation

    Alumni Association Lake Charles Louisiana FIA Card Services, N.A. $ 14,126 32 899

    Meharry National AlumniAssociation

    Alumni Association Nashville Tennessee FIA Card Services, N.A. $ 142 0 15

    MENC: The National Association forMusic Education

    Other Reston Virginia FIA Card Services, N.A. $ 46,469 61 3,735

    Menlo College University Atherton California FIA Card Services, N.A. $ 89 0 9

    Mercy College Alumni Association Alumni Association Dobbs Ferry New York FIA Card Services, N.A. $ 1,190 0 207

    Mercyhurst College University Erie Pennsylvania FIA Card Services, N.A. $ 3,774 14 390

    Meredith College University Raleigh North Carolina FIA Card Services, N.A. $ 1,991 0 219

    Merrimack College University North Andover Massachusetts FIA Card Services, N.A. $ 869 6 107

    Methodist College Incorporated University Fayetteville North Carolina FIA Card Services, N.A. $ 1,107 4 213

    Metropolitan State UniversityFoundation

    Foundation St. Paul Minnesota U.S. Bank NationalAssociation ND

    $ 434 7 129

    Michigan State University University East Lansing Michigan FIA Card Services, N.A. $693,159 264 22,685

    Michigan Technological University University Houghton Michigan FIA Card Services, N.A. $ 32,358 60 2,390

    16 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Middle Tennessee State UniversityNational Alumni Association andMiddle Tennessee State UniversityFoundation, Inc.

    Alumni Associationand Foundation

    Murfreesboro Tennessee Chase Bank USA, N.A. $ 75,000 0 596

    Midwestern State UniversityEx-Students Association

    Alumni Association Wichita Falls Texas FIA Card Services, N.A. $ 5,573 24 350

    Millersville University AlumniAssociation

    Alumni Association Millersville Pennsylvania U.S. Bank NationalAssociation ND

    $ 0 141 3,111

    Millersville University ofPennsylvania

    University Millersville Pennsylvania Pennsylvania StateEmployees CreditUnion

    $ 470 94 161

    Milligan College Alumni Association Alumni Association MilliganCollege

    Tennessee FIA Card Services, N.A. $ 6,300 19 365

    Minnesota State UniversityMoorhead Alumni Association

    Alumni Association Moorhead Minnesota U.S. Bank NationalAssociation ND

    $ 0 57 667

    Minnesota State University, MankatoFoundation, Inc.

    Foundation Mankato Minnesota FIA Card Services, N.A. $ 75,000 53 2,907

    Mississippi State University AlumniAssociation

    Alumni Association MississippiState

    Mississippi FIA Card Services, N.A. $350,000 91 7,499

    Mississippi Valley State University University Itta Bena Mississippi FIA Card Services, N.A. $ 830 0 47

    Monmouth College University Monmouth Illinois FIA Card Services, N.A. $ 4,597 11 332

    Monmouth University University West LongBranch

    New Jersey FIA Card Services, N.A. $ 10,542 29 719

    Montana State University AlumniAssociation

    Alumni Association Bozeman Montana FIA Card Services, N.A. $125,000 69 4,909

    Montana State University at BillingsAlumni Association

    Alumni Association Billings Montana FIA Card Services, N.A. $ 12,666 14 399

    Montana State University-NorthernFoundation and Montana StateUniversity-Northern AlumniAssociation

    Foundation andAlumni Association

    Havre Montana FIA Card Services, N.A. $ 2,459 5 180

    Montana Tech Foundation Foundation Butte Montana U.S. Bank NationalAssociation ND

    $ 480 1 162

    Montclair State University AlumniAssociation

    Alumni Association UpperMontclair

    New Jersey FIA Card Services, N.A. $ 80,000 78 3,443

    Moravian College University Bethlehem Pennsylvania FIA Card Services, N.A. $ 11,182 10 587

    Morehead State University AlumniAssociation, Inc.

    Alumni Association Morehead Kentucky FIA Card Services, N.A. $ 14,850 20 1,052

    Morehouse College AlumniAssociation

    Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 2,628 2 242

    Morgan State University NationalAlumni Association

    Alumni Association Baltimore Maryland FIA Card Services, N.A. $ 5,790 15 425

    Morris Brown College NationalAlumni Association

    Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 215 0 29

    Morrisville College Foundation Foundation Morrisville New York FIA Card Services, N.A. $ 4,851 0 313

    Mortar Board Foundation Fund Foundation Columbus Ohio FIA Card Services, N.A. $ 8,598 48 608

    Mount St. Mary's College University Los Angeles California FIA Card Services, N.A. $ 2,869 6 376

    Mount St. Mary's University University Emmitsburg Maryland FIA Card Services, N.A. $ 14,565 18 650

    Mountain State University AlumniAssociation

    Alumni Association Beckley West Virginia UMB Bank, N.A. $ 0 0 0

    Mountain State University, Inc. University Beckley West Virginia FIA Card Services, N.A. $ 1,874 7 157

    MSM-UMR Alumni Association Alumni Association Rolla Missouri U.S. Bank NationalAssociation ND

    $ 25,000 11 809

    Mu Phi Epsilon Fraternity Other Long Beach California FIA Card Services, N.A. $ 383 0 53

    Murray State University AlumniAssociation

    Alumni Association Murray Kentucky U.S. Bank NationalAssociation ND

    $100,000 74 1,763

    NACE International Other Houston Texas FIA Card Services, N.A. $ 5,195 0 424

    National Alumnae Association ofSpelman College, Inc.

    Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 17,197 7 432

    National Alumni Association of theTennessee State University

    Alumni Association Nashville Tennessee FIA Card Services, N.A. $ 8,342 8 422

    National Alumni Association of theUniversity of Alabama

    Alumni Association Tuscaloosa Alabama FIA Card Services, N.A. $960,000 295 15,090

    National Association of SchoolPsychologists

    Other Bethesda Maryland FIA Card Services, N.A. $ 18,822 45 1,291

    National Athletic Trainers'Association, Inc.

    Other Dallas Texas FIA Card Services, N.A. $ 19,776 44 1,446

    Board of Governors of the Federal Reserve System 17

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    National Dental Association Other Washington District ofColumbia

    FIA Card Services, N.A. $ 1,848 0 138

    National Lawyers Guild Other New York New York FIA Card Services, N.A. $ 12,072 14 533

    National Science Teachers Association Other Arlington Virginia FIA Card Services, N.A. $ 50,000 29 1,379

    National Society of Black Engineers Other Alexandria Virginia FIA Card Services, N.A. $ 7,105 0 536

    National Society of CollegiateScholars

    Other Washington District ofColumbia

    FIA Card Services, N.A. $ 72,249 240 4,726

    National Student Speech LanguageHearing Association

    Other Rockville Maryland FIA Card Services, N.A. $ 0 0 0

    National University University La Jolla California FIA Card Services, N.A. $ 22,166 52 1,235

    National-Louis University University Evanston Illinois FIA Card Services, N.A. $ 11,491 31 838

    NCPA Foundation Foundation Alexandria Virginia FIA Card Services, N.A. $ 22,564 13 714

    New England College AlumniAssociation

    Alumni Association Henniker NewHampshire

    FIA Card Services, N.A. $ 1,596 0 123

    New England School of Law University Boston Massachusetts FIA Card Services, N.A. $ 2,655 0 101

    New Jersey City UniversityFoundation

    Foundation Jersey City New Jersey FIA Card Services, N.A. $ 8,058 21 1,063

    New Mexico Highlands UniversityAlumni Association

    Alumni Association Las Vegas New Mexico FIA Card Services, N.A. $ 2,465 7 231

    New Mexico Military InstituteAlumni Association, Inc.

    Alumni Association Roswell New Mexico FIA Card Services, N.A. $ 3,816 3 320

    New Mexico State University AlumniAssociation

    Alumni Association Las Cruces New Mexico FIA Card Services, N.A. $ 55,096 71 3,211

    New York City College of TechnologyAlumni Association

    Alumni Association Brooklyn New York FIA Card Services, N.A. $ 6,377 18 651

    New York Law School AlumniAssociation

    Alumni Association New York New York FIA Card Services, N.A. $ 2,747 0 165

    New York University University New York New York FIA Card Services, N.A. $ 0 296 10,808

    Newberry College University Newberry South Carolina FIA Card Services, N.A. $ 1,154 0 141

    Newman University AlumniAssociation

    Alumni Association Wichita Kansas FIA Card Services, N.A. $ 1,902 0 164

    Niagara University University Niagara New York FIA Card Services, N.A. $ 7,732 15 580

    Nicholls State University AlumniFederation

    Alumni Association Thibodaux Louisiana FIA Card Services, N.A. $ 0 2 96

    NLN Foundation for NursingEducation

    Foundation New York New York FIA Card Services, N.A. $ 3,463 4 218

    North Carolina Agricultural andTechnical State University

    University Greensboro North Carolina FIA Card Services, N.A. $ 7,562 9 724

    North Carolina Central UniversityAlumni Association

    Alumni Association Durham North Carolina FIA Card Services, N.A. $ 3,487 5 268

    North Carolina State UniversityAlumni Association

    Alumni Association Raleigh North Carolina Chase Bank USA, N.A. $ 0 5 9,714

    North Dakota State UniversityAlumni Association

    Alumni Association Fargo North Dakota FIA Card Services, N.A. $ 0 79 297

    North Georgia College & StateUniversity Alumni Association

    Alumni Association Dahlonega Georgia FIA Card Services, N.A. $ 6,453 22 597

    North Greenville University University Tigerville South Carolina FIA Card Services, N.A. $ 911 4 160

    North Park University University Chicago Illinois FIA Card Services, N.A. $ 2,527 0 192

    North Texas Exes Alumni Association Denton Texas FIA Card Services, N.A. $163,616 131 6,757

    Northeastern Illinois University University Chicago Illinois FIA Card Services, N.A. $ 0 0 108

    Northeastern State UniversityFoundation, Inc.

    Foundation Tahlequah Oklahoma FIA Card Services, N.A. $ 8,568 29 582

    Northeastern University University Boston Massachusetts FIA Card Services, N.A. $ 65,000 197 3,305

    Northern Arizona University AlumniAssociation

    Alumni Association Flagstaff Arizona FIA Card Services, N.A. $117,972 78 1,865

    Northern Illinois University AlumniAssociation

    Alumni Association DeKalb Illinois FIA Card Services, N.A. $202,344 158 1,183

    Northern Kentucky UniversityFoundation

    Foundation HighlandHeights

    Kentucky U.S. Bank NationalAssociation ND

    $ 0 68 558

    Northern Virginia CommunityCollege Educational Foundation

    Foundation Annandale Virginia FIA Card Services, N.A. $ 2,056 0 122

    Northwest Missouri State UniversityAlumni Association

    Alumni Association Maryville Missouri U.S. Bank NationalAssociation ND

    $ 25,000 34 614

    Northwest University University Kirkland Washington FIA Card Services, N.A. $ 1,061 5 131

    18 Report on College Credit Card Agreements □ October 2010

  • Institution or organizationType of

    institution ororganization*

    City StateCreditcardissuer

    Paymentsby issuerin 2009

    Accountsopenedin 2009

    Total openaccountsas of

    12/31/2009

    Northwestern State UniversityAlumni Association

    Alumni Association Natchitoches Louisiana FIA Card Services, N.A. $ 18,000 14 572

    Northwestern University University Evanston Illinois GE Money Bank $428,572 27 465

    Northwood University University Midland Michigan FIA Card Services, N.A. $ 1,968 0 149

    Norwich University AlumniAssociation

    Alumni Association Northfield Vermont FIA Card Services, N.A. $ 14,543 24 744

    Oakland University University Rochester Michigan Michigan StateUniversity FederalCredit Union

    $ 60,000 76 275

    Oglethorpe University AlumniAssociation

    Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 1,782 0 64

    Ohio College of Podiatric Medicine University Cleveland Ohio FIA Card Services, N.A. $ 625 0 28

    Ohio Dominican College University Columbus Ohio FIA Card Services, N.A. $ 375 0 30

    Ohio Northern University AlumniAssociation

    Alumni Association Ada Ohio U.S. Bank NationalAssociation ND

    $ 30,000 62 665

    Ohio State Bar Association Other Columbus Ohio U.S. Bank NationalAssociation ND

    $ 25,000 13 370

    Ohio University Alumni Association Alumni Association Athens Ohio FIA Card Services, N.A. $ 29,166 155 427

    Ohio Wesleyan University University Delaware Ohio FIA Card Services, N.A. $ 11,064 10 663

    Oklahoma State University AlumniAssociation

    Alumni Association Stillwater Oklahoma Chase Bank USA, N.A. $600,000 6 8,459

    Old Dominion University AlumniAssociation, Inc.

    Alumni Association Norfolk Virginia FIA Card Services, N.A. $ 13,613 74 1,042

    Omega Psi Phi Fraternity, Inc. Other Decatur Georgia PNC Bank, N.A. $ 0 1 276

    Omicron Delta Kappa Society, Inc. Other Lexington Kentucky FIA Card Services, N.A. $ 40,000 13 1,501

    Oral Roberts University AlumniFoundation

    Foundation Tulsa Oklahoma FIA Card Services, N.A. $ 12,268 10 595

    Oregon Health Sciences UniversityAlumni Associations

    Alumni Association Portland Oregon FIA Card Services, N.A. $ 2,743 0 142

    Oregon Institute of Technology University Klamath Falls Oregon FIA Card Services, N.A. $ 5,373 2 367

    Oregon State University AlumniAssociation, Inc.

    Alumni Association Corvallis Oregon Chase Bank USA, N.A. $453,571 8 4,790

    Osteopathic Physicians and Surgeonsof California

    Other Sacramento California FIA Card Services, N.A. $ 663 2 70

    Oswego Alumni Association, Inc. Alumni Association Oswego New York FIA Card Services, N.A. $ 50,000 65 1,675

    Otterbein College University Westerville Ohio FIA Card Services, N.A. $ 11,025 9 571

    Oxford Limited University Oxford England FIA Card Services, N.A. $ 1,300 0 57

    Pace University University New York New York FIA Card Services, N.A. $ 10,158 61 1,811

    Palmer College of Chiropra