remittances to ethiopia - world bank survey results

8/8/2019 Remittances to Ethiopia - World Bank Survey Results

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REMITTANCES TO ETHIOPIA

October 27, 2010


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Methodology

Sample size 2,412 interviews with Ethiopian adults

Dates of

interviews

July 14 September 4, 2010

Margin of

error

2 percentage points

Language of

interviews

Amharic

2


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Regions3

The survey

was

conducted in

regions thatrepresent 97

percent of

the Ethiopian

population.


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DEMOGRAPHICS AND

CHARACTERISTICS OF

REMITTANCE RECIPIENTS


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Age

0%

5%

10%

15%

20%

25%

30%

35%

18-24 25-34 35-49 50-64 65+

30% 30%

26%

13%

1%

30%

34%

18%

13%

5%

Census

Remittancerecipients

5


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Gender

50%

50%

Male

Female

55%

45%

Male

Female

6

Census Remittance Recipients


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Urban / Rural

16%

84%

Urban

Rural

35%

65%

Urban

Rural

7

Census Remittance Recipients


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Monthly Household IncomeRemittance Recipients

0%

5%

10%

15%

20%

25%

30%35%

40%

45%

50%

Less th n1000 ETB

1000 -3500 ETB

3500 -5000 ETB

5000 -10000 ETB

10000 ETBor more

o ns er

9%

47%

12%

23%

2%

7%

8


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Overall, how do you see your familys personal economic

situation in Ethiopia?Remittance Recipients

0% 20% 40% 60% 80%

Poor

Mediocre

Good

Excellent

4%

15%

78%

3%

9


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What is your relationship to the person who sends you

money?

0% 10% 20% 30% 40% 50%

Uncle, aunt, cousin, niece, nephew, orother

Son or daughter

Husband or wife

rother or sister

Father or mother

32%

10%

5%

47%

6%

10


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Do you own a mobile phone?Remittance Recipients

94%

6%

Yes

No

11


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THE STATISTICS OFREMITTANCES


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Do you have any family members or relatives living in

another country outside Ethiopia?

39%

61%

Yes

No

13


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Have any of your family members or relatives living in

another country outside Ethiopia ever sent you money?

14%

4%

21%61%

Yes, frequently

Yes, infrequently

No

No family membersoutside Ethiopia

14

14% of Ethiopian adults are

regular remittance recipients


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In what country does your relative live?Remittance Recipients

15

North America

United StatesCanada

Asia / Middle East

UAEIsrael

Lebanon

Yemen

Saudi ArabiaQatar

Australia

40%

35%5%

30%

23%3%

2%

1%

1%


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How frequently does your family member or

relative send you money?

0% 10% 20% 30% 40% 50%

2-3 times a year

4-6 times a year

12 times a year

24 times a year

47%

36%

15%

2%

16

AVERAGE: 5 TIMES A YEAR


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How much money on average does your family

member or relative send to you each time?

0% 10% 20% 30% 40%

More than $500

$401 to $500

$301 to $400

$201 to $300

$101 to $200

Less than $100

3%

4%

8%

15%

38%

32%

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AVERAGE: US$120


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Remittances to Ethiopia

Adult population (est.) 38,500,000

Percent receiving international remittances

regularly

14%

Adult population receiving internationalremittances regularly

5,400,000

Frequency of remittances 5 times a year

Average remittance received US$120

Total amount per year US$3.2 billion

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THE REMITTANCE PROCESS


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How do you receive this money?

0%

10%

20%

30%

40%

50%

60%

70%

ank Remittancecompany

Traveler Credit card /ATM card

21%

64%

14%

1%

20


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How satisfied are you with the services of your bank or

remittance company?

0% 20% 40% 60% 80%

Very dissatisfied

Somewhat dissatisfied

Somewhat satisfied

Very satisfied

0%

4%

32%

64%

21


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Overall, how do you have a positive or negative opinion of the

banks in Ethiopia?

95%

2% 3%

ositive

Negative

Don't know /No opinion

22


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RELATIONSHIP WITHREMITTANCE SENDERS


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Did you make arrangements with this family member that he

or she would send you money before he or she left Ethiopia?

13%

86%

1%

es

No

Noanswer

24


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Which of the following best describes the main reason

your relative who sends you money left Ethiopia?

To find a better job 85%

To go to school 10%

For some other reason 3%

No answer 2%

25


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How often do you communicate with this family member

or relative the one that sends you money?

0% 10% 20% 30% 40% 50%

Very rarely / Almost never

Once a year

A few times a year

Once a month

Once a week

Every day

0%

0%

12%

41%

46%

1%

26


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For how many years has this family member or relative

been sending you money?

0% 10% 20% 30% 40% 50% 60%

More than 5 years

4 to 5 years

1 to 3 years

Less than 1 year

26%

16%

56%

2%

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IMPACT OF INTERNATIONALREMITTANCES


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Overall, how many people benefit from the money you

receive from your family member or relative?

1 20%

2 21%

3 24%

4 16%

5 11%

6 3%

7 3%

8 or more 2%

29


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Approximately what portion of the money you receive do you

spend on daily expenses such as food, clothes, housing, utilities

and medicine?

0% 5% 10% 15% 20% 25% 30% 35%

None of it

A quarter or less of it

About half of it

About three-quarters of it

All of it

14%

15%

18%

18%

34%

30


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Other than daily expenses, what do you use this money for?

0% 10% 20% 30% 40% 50% 60%

Daily expenses only

Housing

Savings account

Small business

University education

57%

1%

4%

9%

29%

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Interest in Financial ProductsVery interested answers only

32

Savings account 79%

usiness loans 71%

University education loans 69%

Home mortgage 60%

Health or life insurance 56%


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INTERNAL REMITTANCES


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Have any of your family members or relatives living in

another part of Ethiopia ever sent you money?

22%

78%

Yes

No

34


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How much money on average does your family

member or relative send to you each time?

0% 10% 20% 30% 40% 50% 60% 70%

More than $100

$51 to $100

Less than $50

18%

22%

60%

35


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How do you receive this money?

0%

10%

20%

30%

40%

50%

60%

70%

80%

ank Remittancecompany

Traveler Another way

74%

4%

20%

2%

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remittances to ethiopia - world bank survey results

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