religare projecr report
TRANSCRIPT
8/8/2019 Religare Projecr Report
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Project Report
on
Customer preference and attributes
towards Mutual Fund
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Under the g i
dan
ce f Area Sales manager
Mr. Chandan kr Ravi
Fac lty-
Relati nship Manager
Mr. Manvendra Mishra
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CONTENTS
Declaration
Acknowledgement
Objective Of Study
Corporate Overview
Investment
Introduction
Investment need of an investor
Investment options in India
Mutual fund
Concept
Mutual fund inIndia
Advantages
Disadvantages
Research Methodology
Data Analysis and Interpretation
Finding
Summary
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DE L TI
I hereby affirm that the present work ustomerpreference and attributes towards Mutual Fund inmy own and that it has not been submitted previously.
(Dadan kr Pandey)
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Objective of t e study
To understand basic requirement of t e
common man and t eir view towards mutual
fund
Customer preference towards mutual fund
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CORPORATE OVERVIEW
Religare, enterprise, is adiversified financial servicesgroup of India offering amultitude of investment options.
Religare has a pan India presence,1837 locations across 498 citiesand towns. It also currentlyoperates from nine internationallocations following its acquisitionof London's brokerage &investment firm, Hichens,
Harrison & Co. Plc. (Now ReligareHichens, Harrison Plc).
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Brand Identity
NameReligare is a Latin word that translates as 'to bind together
SymbolThe name is paired with the symbol of a four-leaf clover , a rare mutation of
the common three-leaf clover
The first leaf of the clover represents Hope
The second leaf of the clover represents Trust
The third leaf of the clover represents Care
The fourth and final leaf of the clover represents Good Fortune
Hope. Trust. Care. Good fortune.
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Religare
Vision
To build Religare as a globally trusted brand in the financial services domainand present it as the Investment Gateway of India
Mission
Providing financial care driven by the core values of diligence andtransparency.
Brand Essence
Religare is driven by ethical and dynamic processes for wealth creation.
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Religare Enterprises Limited
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Our Joint Ventures
AEGON Religare Life Insurance CompanyLife Insurance business (AEGON as apartner)
Religare Macquarie Wealt ManagementLtd.Private Wealth business (Macquarie,
Australian Financial Services major as apartner)
Vistaar Religare -T e Film FundIndia's first SEBI approved Film Fund(Vistaar as a partner)
Milestone Religare - Private Equity FundMilestone, one of India's premierindependent fund houses and Religarehave come together and through the JVhave formed an entity, Milestone ReligareInvestment Advisors Private Limited
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Religare Services to T eir Customers
Insurance - Life &
Nonlife
Deposits
Small Savings
Instruments
Bonds
Mutual Funds
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Investment
Need of Investment
Security of Original Capital
Wealth Accumulation
Comfort Factor Tax Efficiency
Life Cover
Income
Simplicity
Ease of Withdrawal
Communication
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Top 9 Investment Options in India
Investments in Bank Fixed Deposits (FD)
Investments in Insurance policies
Investments in National Saving Certificate (NSC)
Investments in Public Provident Fund (PPF) Investments in Stock Market
Investments in Gold Deposit Scheme
Investments in Mutual Funds
Investments in Real Estate Investments in Non Resident Ordinary (NRO) funds
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Mutual FundA GLOBALLY PROVEN INVESTMENTAVENUE
Growth of Assets No of Scheme
0
100000
200000
300000
400000
500000
600000
134556102868472
139616149554
231862
326388
505152
1989 1994 1999 2004 2005 2006 2007 2008
0
100
200
300
400
500
600
700
800
900
1000
21
167
277
403451
592
756
956
1989 1994 1999 2004 2005 2006 2007 2008
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MUTUAL FUNDSce t
A mutual Fund is a trust that pools thesavings of a number of investors who sharea common financial goal. The money thuscollected is then invested in capital marketinstruments such as shares, debenturesand other securities. The income earnedthrough these investments and the capitalappreciation realized are shared by its unitholders in proportion to the number ofunits owned by them. Thus a Mutual Fund isthe most suitable investment for thecommon man as it offers an opportunity to
invest in a diversified, professionallymanaged basket of securities at a relativelylow cost.
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Mutual Funds in India
Closed-end funds
Open-end funds
Large cap funds
Mid-cap funds
Equity funds
Balanced funds
Growth funds
No load funds
Exchange traded funds
Value funds
Money market funds
Regional mutual funds
Sector funds
Index funds
Fund of funds
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ADVANTAGES OF MUTUAL FUNDS
Advantages
Divers ificat ion
Economies of S cal e
Divis ibility
Liquidity
P rofess iona l Ma nag ement
Disadvantages
Fluctua ting R eturns
Divers ifica tion
Cash, Cash a nd M ore Cash
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Import ant Mileston es in th e MF
1963: UTI (sp ecial pri vil eges ² assur ed r et urn sch em es, guar ant ees, lo an s)
1987: Publi c Sector MFs
1993: Pri vat e Sector MFs
1995: AMFI was set -up (int ern al ch ecks & bal an ces, r epr esent ation to th e go vt an dcon sum er education ² p ubli sh a boo k titl ed ´Makin g Mut ual Fun ds Wor k for Yo u ²an In vestor·s Gui deµ)
1996: SEBI (MF) Regul ation s
1999: Di vi den d in com e m ade t ax fr ee in th e h an ds o f in vestor
2003: UTI Act r ep eal ed (l evel pl ayin g fi el d, UTI split , UTIMF cr eat ed)
2004-on war ds: Con soli dation & Gro wth (AUM at th e en d o f F Y 2004-05 was app x.Rs.153,000 cror es)