To the endorsing partners

SPECIAL THANKS

FintechReinventing financial services

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Who we are

Efma is a non-profit association created in 1971 by bankers and insurers. It brings together more than 3,300 retail financial services companies from over 130 countries all around the world:

And many more on www.efma.com/members

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Fintech market key figures2• Global fintech investment in the first-quarter

of 2016 grew 67 percent year-over-year to $5.3 billion; 62 percent of investments went to ventures in Europe and Asia

• Funding is booming: almost US$14 billion in the last 12 months from less than US$1 billion in Q2 2010 to US$3 billion in Q1 2015

• There will be close to US$100 billion invest in fintech so far

• 50 fintech unicorns around the world and more than 20,000 fintech start-ups globally

• The top ten privately funded fintechs represent almost US$50 billion in market cap

3 Successful partnership between Santander UK and Kabbage

Santander Working Capital Loans

• Working Capital Loans - Provide business credits with fast and secure access to funds of up to £100,000 within minutes

• This approach, alongside the technology provided by Kabbage in this space, has helped to get the proposition live in less than 9 months

• Use Big data and APIs – customers able to link their main business current account during the online application to view the transactions and make lending decisions

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LaFinBox

• Swiss Life - A leading European provider of comprehensive life and pensions and financial solutions

• Budget Insight involved for technological matters - aggregation of bank accounts technology

• LaFinBox, a global vision of all his accounts (checking accounts, credit cards, loans, booklets, employee savings, life insurance, …) balances, historical, detail and categorization of transactions and investments

• Investment performance tracking; Push / emails alerts to manage his savings; A simplified graphical view of his savings, income and expenditure

3 Successful partnership between SwissLife and Budget Insight

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Thank you!

Vincent BastidCEOEfmavincent@efma.com