regular savings- may 2015
DESCRIPTION
Why one should start saving regularly. See how power of compounding can help creating long term wealth with even Rs 1000 per month investing.@advisesure. #karojodilkaheTRANSCRIPT
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All about Mutual Fund SIP
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Inflation making Life Difficult
*Assuming inflation rate of 2000s for cost of goals after 2011Cost of goal is rounded to the nearest thousandSource- AdviseSure.com Research
Dream
Marriage
Higher Education
Buying car
Buying house
14.9% 10.03 Lacs 40.23 Lacs
16.2% 9 Lacs 40.39 Lacs
2.3% 2.25 Lacs 3.16 Lacs
14.9% 50.08 Lacs 2.01 Crore
Inflation rate 2000s
.
2011 2021
75 Thousand 2.50 Lacs
50 Thousand 2.01 Lacs
55 Thousand 2 Lacs
2 Lacs 12.49 Lacs
2001
1.61Crore
1.81 Crore
3.96 Lacs
8.05 Crore
20311991
Cost in year, in Rs
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Savings Required to meet Goals
Assumptions:Inflation -> Vehicle: 2.3% ; Higher Education: 16.2% ; Annual Retirement Expenses: 6%Amount required for retirement goal is the sum total of all future retirement expenses
Source- AdviseSure.com Research
Goals
Vehicle- One time
Higher Education- Yearly
Retirement - Monthly
5 672,248 457,521
15 8,557,254 2,697,603
20 52,895,286 1,13,48,588
In How Many Years from
Now
Total Amount Required Rs
Post Inflation.
Lump Sum Investment
Required @ 8% Rate of Return
9,149
24,729
89,802
Monthly Amount Investment
Required @ 8% Rate of Return
Amount Required Rs
600000
900000
50000
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Start Early- Live Life KingSize
Well If not Planned you ShouldEquity is best Asset to beat Inflation!
Start Early
Invest Regularly
Invest for Long term
Invest to Beat
Inflation
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Power Of Compounding
Starting Early with Regular Savings , we can create Wealth in Long term
Source- AdviseSure.com Research
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Return of Equity- Comparison
Return calculated as on 2nd March 2015Source- AdviseSure.com Research
24209
14373
8400
11363
0
5000
10000
15000
20000
25000
30000A
pr-
08
Jul-
08
Oct
-08
Jan
-09
Ap
r-0
9
Jul-
09
Oct
-09
Jan
-10
Ap
r-1
0
Jul-
10
Oct
-10
Jan
-11
Ap
r-1
1
Jul-
11
Oct
-11
Jan
-12
Ap
r-1
2
Jul-
12
Oct
-12
Jan
-13
Ap
r-1
3
Jul-
13
Oct
-13
Jan
-14
Ap
r-1
4
Jul-
14
Oct
-14
Jan
-15
ICICI Pru Growth Fund (IRR-31.0%) BSE Sensex (IRR-15.7%) Amount invested Bank RD (IRR- 8.9%)
Rs. 100 monthly Invested, Since April 2008
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Regular Savings- Suggested Portfolio
Age 25-30 Age 30-40 Age 40-55 Age 55 and Above
Sundaram S.M.I.L.E-40%
Kotak Mid-Cap-40%
HDFC Mid-Cap Opportunities-20%
SBI Magnum MIDCAP -30%
ICICI Exports & Services-40%
DSP BlackRock Micro Cap -30%
Birla Sun Life MNC-30%
Reliance Dynamic Bond Fund-40%
HDFC Top 200-30%
Reliance Dynamic Bond -40%
Birla Sun Life Pure Value-40%
HDFC Top 200-20%
For More Visit www.advisesure.comPortfolio Suggestion as on 1st May 2015
http://www.advisesure.com/ -
Past Performance- Suggested Portfolio
Return is Compounded Annual Growth Rate as on 30 April 2015Source- AdviseSure.com Research
Fund Name
Birla Sun Life MNC Fund
Reliance Dynamic Bond
DSP BlackRock Micro Cap Fund
HDFC Mid-Cap Opportunities Fund
ICICI Prud. Exports &Services Fund
SBI Magnum Midcap Fund
Sundaram S.M.I.L.E. Fund
Kotak Mid-Cap
27% 36% 90%
10% 11% 17%
24% 38% 99%
23% 31% 63%
22% 39% 59%
21% 38% 66%
18% 35% 106%
18% 27% 66%
Last 5 Yrs. Last 3 Yrs Last 1 Yrs
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Advisory Fees Rs. 365 Per Annum ear
Customized advise only for you
Unlimited Long Term Investment Advise
Tax efficient portfolio design
No Minimum investment
Regular Review and Rebalancing
Substantial Savings in Commission ( Optional)
We Offer
Customized , unbiased Wealth Management
@Rs. 1 per day
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