real_estate_weekly_0517

listingsfort collins • loveland • windsor

wellington • timnath

3,805SATURDAY, MAY 17, 2014

The Patio Homes at

Nestled along the eastern shores of Timnath Reservoir in a spectacular setting, WildWing embodies the spirit of Colorado. The expansive views of the reservoir and the Rocky Mountains create a stunning place to call home. The trails, parks, and greenbelts allow for full enjoyment of the abundant wildlife and surrounding natural beauty. This new home community provides the perfect escape into the Colorado outdoors, yet is situated only minutes from nearby cities and towns.

WildWing truly is an extraordinary place to call home thatwill have you saying, “This is why I live in Colorado!”

970-227-1000

Low Maintenance Living

Main Floor Living

Resort-style Living

FC-0000384307

Model Homes Open

Tuesday - Sunday 1-4 PM

FLAT FEE LISTINGSSell Your Home for Less than $500!

BUYER REBATES!1% BACK to YOU!

Michael Nicholson: Broker/Owner

[email protected]

Don’t pay 6% to Sell Your Home! It is Your Money!

Home Savings Realtywww.HomeSavingsRealty.net

We Contribute 1% of Your Purchase Price Back to You at Closing!

It’s Time for Real Estate to be About the Consumer!

FULL SERVICE LISTINGS FOR 1%!

8126 Islander Ct, Fort Collins$512,000 • MLS#735228

Looking for something special? You found it! Cherry cabinets, hickory � oors throughout the main level, top notch SS appliances including Dacor double ovens & gas cooktop plus gorgeous granite countertops are just a few of the features that make this home extraordinary. The un� nished basement gives you all kinds of options. This home backs to open space in one of northern Colorado’s favorite neighborhoods. Come see for yourself why this house is the one you will want to call home!

OPEN HOUSE

Sat & Sun 12-2:30

CallSue

Coburn970.222.1773

[email protected]

FC-0000395010

COMMUNITY OPEN HOUSEBelmont Farms

SUNDAY, MAY 18TH 1-4 PM

39231 Rangeview DriveBeautiful custom home on just under 6 acres o� ers impressive panoramic mountain views!Hosted by: Kris Laine970-443-1804

Shirley Watsonmobile: [email protected]

39657 Hilltop CircleMagni� cent in every way! Elegant and luxurious, yet comfortable.Hosted by:Kim Irwin970-391-5050

OPEN

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2 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

NEW HOME DEVELOPMENTS

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Low maintenance patio homes in Trail Head by Triton Communities. Several models and options to choose from! Main level masters, ranch plan, open & spacious, perfect for entertaining, plus 9-foot ceilings throughout. Full unfi nished basements and attached 2-car garages. All this and just 5 minutes from Old Town 1 mile east of 125 on Vine Dr.

Low MaintenanceHomes in Trail Head

Sebrina Osilka - Onsite Sales at Trail Head970.361.6786sebrina@tritoncommunities.comwww.TritonCommunities.com

E Vine Dr

OLD TOWN

E Mulberry St

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Single Family and Patio HomesPrices starting in the $400s

Many plans to choose from!to chchooooooseses f fffror m!

Each o�ce independently owned & operated | 970-226-3990

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Amber Baray970-213-0194

Laura Gippert970-222-8026

Single Family and Patio Ho

Highland MeadowsGolf Course Community

(970) 226-HOME (4663)www.abbcobuilders.com…the Difference is in the Detail…

ABBCO BUILDERS

You Pick the Home... We Have the View!

Eight Beautiful Models to Choose FromHome Prices Starting in the low $400’s

*Only 3 Lots Left in Phase 3 - Reserve Yours Today*Call for an appointment Today!

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 3

www.thegroupinc.com

Harmony Offi ce970.229.0700

Horsetooth Offi ce970.223.0700

Mulberry Offi ce970.221.0700

Centerra Offi ce970.613.0700

Loveland Offi ce970.663.0700

Open Houses This Weekend

SUNDAY 1-3135 Sunfl ower Windsor-Terrifi c 4 bed/3 bath home in Windsor Village. With an updated kitchen and bathrooms. Private back yard with large covered patio and separate storage shed. New roof prior to closing.

$175,000

Call Christopher Fry (970) 679-1656

SATURDAY 11-1219 10th Street, Windsor-4 bed, 2 bath 2190 SF Ranch. Upstairs fl ooring updates includes hardwood, new vinyl, & carpet in 2011. Main bathroom also remodeled at that time. Features include central air, permitted well water for exterior lawn and gardens, large back yard.

$215,000

Call Christopher Fry(970) 679-1656

SUNDAY 2-41013 Shore Pine, FTC-This beautiful home offers fl exibility of his & her’s offi ces in the lower level along w/ a rec room & bath. Lovely master suite & 2 lrg addt’l bdrms. Large sheltered & well landscaped lot w/patio & extended deck for relaxing & great entertainment.

$535,000MLS#717343

Call Joy Willett(970) 305-7038

SATURDAY & SUNDAY 12-41018 Waterfall Street, Timnath-Three homes available with ranch and 2 story plans. Highly upgraded including slab granite, wood fl ooring, stainless steel appliances, 8 foot interior doors, and much more.

From the Mid $400’sMLS#727773

Call Carole Newberry 443-4047Call Nikki Onda 691-0176

SATURDAY 11AM-1PM1039 Nightingale Drive #6, FTC-World class views (best views in Eagle Cliffs) from this spiffy, low maintenance 3BD/3BA condo in a premier area of town just north of Fossil Creek Park, looking west to Long’s Peak and Mt Meeker. Attached 2-car garage.

$375,000MLS#729801

Call Randy Albertz(970) 377-6030

SATURDAY 1-3PM1076 Ridge West Dr, Windsor-4bdm/4ba-5022 sq ft-2 story,.37 acres, backs to open space, mt views! 42” cherry cbnts, granite, bayed brkfst nook, refi n HW fl rs, new carp, gas fp, frml din & study. Upper lvl mstr/ste area/5 pc, 2 lg bdms w j/j ba & 4th bdm/ba. PSD.

$550,000MLS#734791

Call Maribeth Bergan690-1735

$775,000MLS#715740

Call Sheila Benshoof(970) 227-9802

SATURDAY 11-14112 Saddle Notch Dr., FTC-4bd/3ba 2 story on corner lot in Willow Park. Updated kitchen with stainless steel appliances and kitchen island. Huge main fl oor master, hand scraped birch fl oors, vaulted ceilings and huge enclosed sun porch.

$280,000MLS#735748

Call Michelle Hubbard(970) 690-6706

SATURDAY 1-32072 Ridge West Dr., Windsor-Immaculate 3 bedroom, 4 bath ranch style home on a quiet cul de sac with fi nished walkout basement. Custom & designer touches throughout, front courtyard patio w/fi replace. Basement features wet bar, family room, bdrm and bath. Heated 3-car garage.

$615,000MLS#735219

Call Jen Gamez818-1265

SAT 2-4 & SUN 1-31626 Beamreach Pl, FTC-3 BD/ 2 BA 3,580 SF RANCH. New plan by John Walz! Very open w/ split master, great living spaces, lots of hardwood fl ring, oversized garage & more! Lake Access & ONE BLOCK FROM COUNTRY CLUB! Enjoy quiet living at Richard’s Lake! The home is now complete!

$392,900MLS#727394

Call Randy Albertz 691-6901Call Eric Hansen 342-3018

SATURDAY 1-31448 Bison Run Drive, Windsor-4 BD/5 BA 5,439 SF Ranch Custom home with beautiful wood fl rs, soaring windows, magnifi cent mountain views! Spacious room for entertaining both on the main level and fi nished walk-out basement. Sun porch, trex deck and large patio!

NEW LI

STING

MON & FRI 1-5, SAT & SUN 1-52105 Nancy Gray Ave., FTC-Healthy lifestyle living with expansive trail system, pool, community gardens, open space, working farm, and artisan village (all coming soon). 3 models to choose from starting in the $220’s. Visit the sales offi ce at Timberline Road and Sandbur Drive.

Starting at $233,000MLS#711422

Call Andrea Schaefer(970) 290-3758

SUNDAY 1-35901 Sacajawea Way, Loveland-3bd/3ba ranch on great 2.3 acre property close to town with spectacular, unobstructed views of Devil’s Backbone. Detached 1,536 sf garage plus oversized attached 2 car garage. Walk-out basement with sink.

$565,000MLS#734247

Call Greg Bever(970) 215-1722

SATURDAY 1-31227 Reeves Drive, FTC-4bd/4ba Bright home in Registry Ridge! Fully fenced backyard & complete with landscaping. Open great room with gas fi replace, high ceilings & open kitchen. Finished bsmt. Enjoy all the amenities, pool, clubhouse, 2 parks, walking paths & open space.

$285,000MLS#735209

Call Adrienne Scharli217-7350

SAT 12-2 & SUN 1-3423 Buckeye Street, FTC-3 bdrm, 3 bath, ranch home. 2,594 SF. Newer kitchen, updated baths, fi nished bsmt. w/great rec room. New roof and furnace.

499,900MLS#735591

Call Jessi Pitmon 217-2185Call Brent Duggar 286-8122

SATURDAY & SUNDAY 12-5260 Boattail Drive, FTC-$475,000-$700,000 Gorgeous 2 story w/main fl r mstr & study on 1/2 acre walk-out lot backing to open space in exciting new subdivision! Auburn Estates is Fort Collins newest premium executive estate subdivision.

$629,720MLS#715443

Call Lisa O’Brien-Suchy566-0995

SATURDAY 1-32001 Topanga Ct, FTC-4 BD/4 BA 3,429 SF 2 Story Wonderful cul-de-sac location in Willow Springs! Brand new kit upgrades incl new cabinets w/island & granite counters. Freshly painted throughout & newly refi nished wood fl oors on main lvl. Backs to greenbelt & 2 blocks from pool!

$425,000MLS#734984

Call Beth Phillips449-3345

SATURDAY & SUNDAY 1-32159 Monte Vista Cl, LVD-Ranch in foothills, 4bdm/4ba/3-car grg open fl oor plan, form DR/LR, eat-in kit, ofc. Prof fi n walkout bsmnt w/wet bar, media & game area, wine cellar & lg exercise rm. Trex deck w/views, stamped concrete patio, fi re pit. Perfect for entertaining!

$420,000MLS#730817

Call Mitch Benner 214-8430 Call Jill Angelovic 619-0051

SUNDAY 1-4826 Heschel St #B, FTC-2 bed/3bath 2-story townhome. Contemporary design and decorating with marmoleum fl oors throughout main fl oor. Near Poudre Bike Trail with easy access to Old Town restaurants, shops and entertainment. Two master bedrooms with full bath in each.

$265,000MLS#731454

Call Jo Carney310-1836


www.thegroupinc.com







SATURDAY 10:30-122714 Canby Way, FTC-4bd/3ba wonderfully upgraded ranch. Tastefully decorated with ample tile & wood fl ooring, granite counters in the kitchen and baths, newer appliances, master suite with walk-in closet. Nicely fi nished walk-out basement, oversized 2 car garage.

$427,500MLS#735478

Call Katie Shea(720) 213-8179

SATURDAY 1-3PM2738 William Neal Pkwy, FTC-Plenty of room with 5 bdrms, main fl oor study, fl ex-room/6th bdrm, butler’s pantry, and 3-car tandem garage. Main fl oor master bdrm has a 5-piece bath w/H&H’s walk-in closets. Newly fi nished bsmt & a 21x17 Trex deck. LOTS OF STORAGE AND UPGRADES!

$479,900MLS#734655

Call Mark Miles(970) 227-8887

SATURDAY 1-33210 Twin Wash Sq., FTC-5bd/4ba 2 story in Fossil Lake. Large lot surrounded by several fruit trees. Wonderfully maintained home featuring granite, hardwoods, solid wood steps and passive radon system. Neighborhood with many amenities including pool.

$490,000MLS#735559

Call Nicole Huntsman(970) 402-0221

SATURDAY & SUNDAY 1-44301 Halleck Ln., Wellington - New model home by Sage. Roaring Fork plan with 4 bedrooms up, 3 car garage and options/upgrades. 10 plans to choose from starting at $223,000.

$271,000

Call Jo Carney 310-1836Call Michael Hurd 227-5932

SUNDAY 1-3 PM5024 Blackhawk Dr, Windsor-Just completed-move-in ready! New main fl oor master 2 story with dramatic high ceilings, 3 generous guest rooms up, main fl r den/study and fantastic master suite,oversized 3 car garage, all on 2 1/2 acre lot! Close to MCR & Centerra w/easy I-25 access!

$525,000MLS#697135

Call Kurt Faulkner(970) 690-4226

SATURDAY 11-15227 Fox Hills Dr. FTC-One of a kind sprawling custom ranch in desirable Clarendon Hills. This home sits on almost a half acre lot and features 5 bedrooms, 4 bathrooms, formal living & dining rooms, fi nished walkout basement with foothills views. Large deck, newer furnace & A/C.

$625,000MLS#733807

Call Jaio Osborne(970) 999-4398

SATURDAY & SUNDAY 11-55422 Lulu City Drive, Timnath The Alcott plan features 4 beds, 4 baths, study, main fl oor guest suite, gas frplc & 3 car attached garage. Please visit the model home at 6334 Nokoni Court, Timnath, or call 970-204-0818. Available at the end of June.

$476,305MLS#732258

Call Adrienne Scharli 217-7350Call Steve Bricker 218-1821

$513,816MLS#723821

Call Steve Bricker(970) 218-1821

DAILY 1-56424 Murano Drive, Windsor-Stop & visit our MODEL HOME, open daily 1-5 pm. This Castello ranch plan has 2 beds, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.

$750,000MLS#660867

Call Dennis Pfeifer(970) 227-6646

SATURDAY 2-46717 Clovis Ct. Timnath- Located on a fantastic lot backing to greenbelt w/awesome mountain views! Open fl oor plan w/designer touches, 3 beds/4 baths, high ceilings, 3 fi replaces. Walkout bsmt w/rec room, wet bar, bedroom & bath. Expansive solid surface deck for year-round enjoyment.

$1,050,000MLS#735475

Call Don Svitak(970) 215-1571

SUNDAY 12-26408 Garrison Ct. FTC-Wonderful 3bd, 3ba home backing to greenbelt in Westchase. Electric range, double oven, kitchen island, new windows, 2 fi replaces and the hot tub is included! Unfi nished basement for future expansion.

$410,000MLS#728079

Call Todd Fields(970) 218-3535

SATURDAY & SUNDAY 11-55715 Coppervein Street, Kechter Crossing, FTC-Meritage Homes is now selling homes at Kechter Crossing from the low $400’s, 2 story and ranch plans. Visit our sales offi ce or call Dana Edgerton at 970-980-6524. Call to check the current construction status.

EVERYDAY 10-66773 Rock River Road, Timnath Beautiful energy effi cient home. Spacious kitchen with upgrades, SS appliances, gas range, eat-at island, breakfast nook. Expansive great room. Study & formal living room on main fl oor. Judy Guadagnoli at 720-934-8393/970-286-6001.

$395,327MLS#725783

Call Chris McElroy(970) 227-5102

SUNDAY 2-46207 Eagle Ridge Ct. FTC-Incredible views & privacy on upper Paragon Point. Custom built main fl oor master 2-story w/partially fi nished walkout basement. 5 beds, 6 baths, main fl oor study, hot tub off master, wood & tile fl oors. Close to park, pool, power trails & golf course.

$925,000MLS#734874

Call Don Svitak(970) 215-1571

SATURDAY 1-35620 Fossil Crk Pkwy, 6-106, FTC-Wonderful 1st fl oor walk-out condo in Fossil Creek Community. Open fl oor plan, with a large bedroom & bathroom with soaking tub. Walk off your patio to the pool/hot tub! Backs to clubhouse & private community greenspace.

$124,500MLS#731888

Call Jill Angelovic(970) 679-1637

SUNDAY 12-22931 Redburn FTC- 4 bedroom, 4 bath home, yard with sprinkler system, patio and new hot tub. Other features: central A/C, humidifi er, eat-in kitchen, dining room, 5-piece master bath, gas fi replace and vaulted ceilings.

$324,500MLS#735557

Call Kim Doll(970) 377-6023

SATURDAY 1:30-3:301441 Pikes Peak Ave., FTC-Great all brick ranch on 18,000 sf lot in desirable Prospect Estates. Five bedrooms, three baths, with a 20X14 sunroom to enjoy the back yard and mature landscaping. Located minutes from PVH, EPIC, CSU and I-25.

$467,900MLS#732123

Call Greg Bever(970) 2151722

SUNDAY 10:30-12:306424 Mayfair, Timnath- Beautiful 3 BD/3 BA home in Summerfi elds Timnath Ranch. Featuring an upgraded kitchen with granite and SS appliances. Large master suite and second fl oor loft. Large, oversized three-car tandem garage. Expanded patio with nicely landscaped yard.

$360,000MLS#734642

Call Katie Moon(970) 377-6078

SATURDAY 12-26802 Nimitz Dr. #A-101, FTC-Wonderful 2bd/2ba ranch with hardwoods on the main. Corner unit, vaulted ceilings, hand troweled walls, views, new blinds in living & dining rooms, plantation shutters in the master. Full unfi nished basement.

$$240,000MLS#735560

Call Emily Sockler(970) 581-5575


www.thegroupinc.com







From the $300’s $370,000-$670,000

Call Paul T. Versteeg223-7777

Call Judy Bogaard 227-1000Call Brian Bogaard 481-5376

$635,000MLS#731843

Call Jack Tregenza(970) 631-9101

SUNDAY 1-36926 Milner Mtn Ranch Rd-Wow, this is Colorado! Views from everywhere of the red sandstone foothills & snow-capped Rockies! Wonderful home on 35 acres offers two master suites. Kitchen offers knotty alder cabinetry & SS appliances. Great room w/high ceiling and lots of glass.

SATURDAY 1-4Streamside, FTC-Modern style homes with a comfortable feel. Ranches & 2 story single family homes starting in the 300’s. Open concept living & Old Town Charm! Stop at the sales trailer at Prospect & Ellis at the bottom of the hill. www.streamsidefortcollins.com

$635,000MLS#724934

Call Pam Cass 222-6025

SUNDAY 1-37108 Housmer Park Drive, FTC-4 BD/4 BA 4,602 SF 2 Story Stonybrook’s popular Westfi eld plan. Lrg main fl oor offi ce and formal dining room. 4 beds upstairs. Fabulous open and spacious kitchen w/walk-in pantry & butler’s pantry. Full landscaping & sprinkler system.

SATURDAY & SUNDAY 1-46913 Water View Ct., Timnath - Fabulous new patio homes being built in Wild Wing by Hartford Homes. Beautiful new ranch & 2-story plans w/some walkout basements. Priced from $370,000-$670,000 base. Patio homes w/some incredible views overlooking Timnath Reservoir.

SATURDAY & SUNDAY 1-46923 Winterpeak Ct., Timnath-Peaceful and serene. Lovely low maintenance patio home. Open fl oorplan with main fl oor study. Granite countertops throughout, Bosch appliances, wood fl oors, covered Trex deck with views of reservoir and mountains. Beautiful

$591,000MLS#720688

Call Judy Bogaard 227-1000Call Brian Bogaard 481-5376

$279,900MLS#735232

Call Kathy Boeding(970) 231-9073

SATURDAY 1-3383 Stoney Brook Rd - FTC-3 bdrm, 2 bath ranch on corner lot with full unfi nished basement for future expansion. Open fl oor plan, light & bright with warm paint colors & fi replace. Low maintenance yard w/xeriscape backyard & sprinkler system allows. Move in ready!

37048 Golden Eagle Court, SeveranceCustom built 4 bed 3 bath ranch style with a 3 car over-sized garage on a 2.85 acre corner lot, backs to open space. 2 master suites, lg family rm has fi replace, formal dining, main fl oor offi ce, gourmet kitchen, 2 islands, pantry & more. Finished walk-out basement hobby/fl ex room. Beautiful landscaping, deck, patio, fence, sprinklers.

Lindsay Jackson970-631-3458

[email protected]

www.C3RealEstateSolutions.comYOUR TEAM OF PROFESSIONALS

OPEN HOUSE SAT 12-3PM

$675,000 • MLS 733853


C3 Real Estate Solutionsis proud to announce the addition ofChresa Anderson, Broker Associate

After proudly graduating from FCHS in 2003, Chresa earned her degree in Practical Theology at Christ for the Nations Institute in Dallas with an emphasis in youth ministry and missions. She has been on mission trips to Mexico, South Africa, Colombia, Ireland, and The Republic of Georgia. She loves people, helping those in need, and building new relationships. Her people skills are a key strength! Chresa is a member of National

Association of Realtors, the CO Association of Realtors, and the Fort Collins Board of Realtors.

Why I joined C3: C3 Real Estate is one of the few companies that operates with the utmost character and integrity. They value the person more than the sale.

Chresa Anderson | 970-310-3091 | [email protected]


Low supply and high demand has created a dynamic real estate

market here in Northern Colorado. Of the 794 single family homes listed on the market in Fort Collins, 460 are under contract. Compet-ing offers and bidding wars are common at price points below $350,000. As a result, homes are selling for more than asking price. In the Fort Collins market, 58% of all of the homes sold in April had a final sales price that was at least list price or above.

There is opportunity for both buyers and sellers in today’s dynamic market. A successful outcome can be achieved with a solid under-standing of the trends in the market and by committing to proven processes. Here is some advice for sellers and buyers today:

Advice for Sellers: Timing, timing, timing

Conventional wisdom has long held the three most important factors in real es-tate to be “location, loca-tion, location.” Important? Of course. But we say tim-ing trumps location if you’re considering selling in today’s market.

Timing matters most when you want to get the most out of your property. Today represents an incred-ible time to sell that will not last.

First off, we’ve arrived at the traditional “high sea-son” in the housing market, as would-be buyers increase during the late spring and

summer months. Next, with relatively few homes on the market today, competition among sellers is low. Invento-ry is down almost 10% com-pared to last year in Northern Colorado. And finally, inter-est rates remain low—for now—which means buyers qualify for larger loans and bring more buying power to the table.

Advice for Buyers: The 7 Keys for Today’s MarketBe pre-approved

A “pre-approval” is much stronger than a “pre-qualifi-cation.” A lender can supply you with a written statement stating the lender’s prelimi-nary determination shows that you qualify for a par-ticular loan amount, based on income and credit infor-mation. Most pre-approval letters are good for 60 to 90 days. Sellers will also con-sider the source of the letter. Avoid obscure lenders and internet-based companies who are not as credible as well-known companies who have proven track records.Be fast and available

Often times the best prop-erties are already under con-tract by the time the week-end comes. The solution is to find time during the week

to look at properties that are fresh on the market. When the right opportunity comes along, act quickly to increase your odds of success.Be full price or higher

In today’s highly competi-tive market where multiple offers are common, buyers are differentiating them-selves by offering more than the list price. In the month of April, 58 percent of all the homes sold in Fort Collins had a final sales price of full list price or higher.Be prepared to escalate

An escalator clause can help you in a competitive situation. The clause allows your offer price to escalate above other competing of-fers up to a pre-set cap. En-sure that the ceiling price in the clause aligns with the loan amount in your pre-ap-proval letter.Be willing to eliminate contingencies

There are seven con-tingencies in the Colorado Contract to Buy and Sell Real Estate. This means that after conducting their due dili-gence, a buyer has seven op-portunities to cancel the con-tract and have their earnest money returned. If you’re willing to eliminate some of these contingencies from you offer, you can differen-tiate yourself and give the seller some peace of mind. Use a Cover Letter to the contract

Some sellers appreciate a cover letter from the buyer that gives a little personal information about the buyer and whey they want to buy

the home. The letter can evoke emotion and build a connection with the seller and buyer.Be prepared for appraisal issues

Appraisers use ‘old’ infor-mation – comparable sales from the past – to make their value determination, while buyers and sellers make their value determination based on the present market and expectations for the future. If a property does not ap-praise for full value, a buyer needs to be prepared with additional cash for the down payment. For example, if a buyer is purchasing a home for $300,000 with a 20 percent down payment and the home appraises for $295,000, the buyer would need an additional $4,000 for the down payment.

Biggest Risk: WaitingIn summary, we believe

that biggest risk for buyers and sellers in today’s mar-ket is to wait. Waiting to sell means lower demand and increased competition. Waiting to buy means high-er interest rates and higher monthly payments.

We encourage you to reach out to a real estate professional to learn about the opportunities that exist in our market today.Eric Thompson is the pres-ident of The Group, Inc. Real Estate, which was founded in Fort Collins in 1976. In 2013 The Group’s Realtors assisted custom-ers with 4,738 transac-tions. With five locations, and over 200 Realtors, the Group is the market lead-er in Northern Colorado.

Mortgate Rates May 15, 2014 May 16, 2013

U.S. Fixed-rate 30 year 4.20% 3.51%

U.S. Fixed-rate 15 year 3.29% 2.69%

Southwest Fixed-rate 30 year 4.23% 3.54%

Southwest Fixed-rate 15 year 3.33% 2.74%

A dynamic market: Advice for sellers and buyers

Lower demandThe volume of buyers decreases as the tem-perature cools.

List now List laterLower interest ratesAt 4.21%*, 30-year -fixed rates are well be-low the 7.2% average since the 1960s.

Higher interest ratesRates are expected to climb as high as 5.5% this year.

Lower competitionInventory of available homes is currently low.

Higher competitionAs more new homes coming under construc-tion, competition will increase.

Higher demandApril to September is peak season for home-buyers.

Eric ThompsonFOR REAL ESTATE WEEKLY

*Source: Federal Reserve Bank of St. Louis. 30-Year Fixed Rate Mortgage Average in the United States as of May 8, 2014.


The value of my home went up: Do I need more home insurance?

WWW.MUTHREALESTATE.COM

David T. Muth, CRSc: 970-481-5963o: 970-229-0700

“Defi ning Excellence One Customer At A Time”

5752 Nicklaus Dr, Fort Collins 80528

Golf course living on Ptarmigan 18th hole! Mountain views from every window, open fl oor plan, vaulted ceilings, hardwood fl oors + so much more. Master bedroom with walk-in closet, luxurious 5-piece bath. Gourmet kitchen with 6 gas burners, 2 ovens, granite counters & nook area. Main fl oor study. Walk-out basement. Current pool. Covered back patio. $895,000 MLS # 727601

2035 Arroyo Ct, Windsor 80550

Views, views, views! Open space on two sides. Kempas hardwood fl ooring, custom maple doors and trim, heated garage and driveway, 10’ ceilings, kitchen includes custom cabinetry, huge center island, granite countertops, stainless steel appliances, 2 master suites, 3 fi replaces and a walk out basement. You’ll enjoy this beautiful custom home overlooking the Arroyo and Longs Peak! $700,000. MLS # 726585

8435 Sand Dollar Dr, Windsor 80528

2-story home located in the Highland Meadows. Kitchen features granite slab countertops, upgraded Tharp cabinet and butler’s pantry. Upstairs offers 2 master suites. Finished basement features a wet bar with wine storage, rec room and 2 bedrooms. This home has it all: vaulted ceilings, hardwood fl oors, formal living and dining rooms, main fl oor study and laundry/mud room off the 4-car garage. $599,000. MLS # 718351

6072 Trevino Ct, Fort Collins 80528

Ranch-style home with walk-out basement overlooking the Ptarmigan Golf Course with mountain views. Kitchen features new granite, GE profi le appliances, tile fl oors. Master suite has window seats and fi replace with access to the deck. Main fl oor study with fi replace. Basement with wet bar, theatre room and access to the patio. Backyard is partially fenced. 2 water heaters, 2 furnaces with humidifi er. $700,000 MLS # 721774

5210 Vardon Way, Fort Collins 80528

Cozy, elegant home in the golf course neighborhood Ptarmigan on the 1st hole. Kitchen with built-in wine rack, 6-burner stove and double oven. Master retreat with wet bar, fi replace, sitting area, huge walk in closet and luxury bath. Enjoy sunsets from the wrap around deck off living/kitchen. Basement with theatre room, workout room, large family room. Impressive views of the golf course and mountains. $575,000. MLS # 727750

PRICE

REDUCED!

5920 Snowy Plover Ct, Fort Collins, CO 80528

Dramatic 2-story 5 bed, 4 bath home. High-end finishes include: wood floors, formal dining room, large kitchen with granite countertops, wet bar, and an oversized pantry. Upstairs master retreat has a 5-piece master bath with a large jetted tub and walk-in closet. Finished walk-out basement with rec room, a wet bar, and tons of storage. Home backs to open space. $565,000 MLS#735142

By Arthur Murray, finan-cial advice blogger for Zillow.com

Most homeown-ers keep track of changes in the esti-

mated value of their homes. If the estimate increases, does it mean you should increase the limits of your home insurance coverage to accommodate the hike? The quick answer — maybe, maybe not. Why the hedge? It depends on why the value of your home has increased.

The good news? If what increased is the possible sale value, you’re likely in good shape, insurance-wise. The amount of home insurance coverage you need doesn’t change based on real estate prices.

How real estate prices work

Real estate prices focus on demand. The more de-mand there is for a house, the more a seller can ask to be paid. Demand depends on a number of factors and can change over time.

An example: Location is one of the most important factors in real estate. If a home is in a trendy neighbor-hood, a great school district or near desirable shopping or entertainment venues, its market value could be great-er than that of a house in an-other location. On the other hand, neighborhoods can fall off “popular” lists, school districts can be redrawn, and stores and theaters can

close. That same house likely wouldn’t sell for nearly as much.

Most recently, home val-ues have increased in many parts of the country as the real estate market heated back up after the recession. As more buyers enter the market, sellers can demand higher prices.

How home insurance pric-es work

When you buy home in-surance, you don’t base your coverage limits on what you paid for the house. Instead, you buy enough dwelling coverage so that you can re-build what’s likely your larg-est investment in case it is destroyed by a covered event such as fire or wind.

Factors taken into account in arriving at this amount — also called the replacement value of your house — in-clude the size of the house and local construction costs.

Insurance providers then consider the amount of risk presented by a particu-lar home and policyholder. Again, location is important: It determines the types of threats a home can face. For example, it costs much more to insure a home in Tornado Alley than it would for a similar house in a region with less-volatile weather.

One thing that’s not a consideration is the land that comes with the house. In most cases, events that could destroy a house leave the property under it relatively

unscathed. You still own it.

So do I need more insur-ance coverage?

It depends on which val-ue of your home increased. If just the market value in-creased — because more people are buying houses in your neighborhood, new amenities are built there or for some other reason — then you don’t need to boost your coverage.

However, there are two ways the replacement value of your home could change:

• Local constructioncosts increase. If there’s a construction boom in your city, it’s possible that the in-creased demand could send prices soaring. That’s why it’s a good idea to occasionally

See INSURANCE, page 16


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Individual Listings Re/Max Listings The Group, Inc.

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OPEN HOUSE SATURDAY 1-339505 County Road 41, Ault

4.72 acres! Beautiful 3 bedroom, 3 bath home. Large equipment garage, tack room, chicken house, stalls, and pens

for large animals. Private hot tub, master suite, central air.www.39505CR41.com

Nancy Garnand970-227-1327 [email protected]

COMMUNITY OPEN HOUSESunday 1-4pm

Belmont Farms, Severance, CO 8061039553 Rangeview Drive: $960,00039882 Ridgecrest Court: $764,90039003 Parkland Court: $575,000

39224 Longs Peak Court: $700,00039231 Rangeview Drive: $790,000

39657 Hilltop Circle: Price upon requestFor more info, please call 970-566-0313

Ault

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Fort CollinsDowntownAirport

MunicipalAirport

RooseveltNationalForest

HorsetoothMountain Park

Front RangeCommunityCollege

Fort CollinsSr High School

Rocky MountainSr High School

Centennial SrHigh School

ColoradoState

University

Poudre SrHigh School

C.S.U.

Fort Collins

Severance

Pierce

Laporte

14

80650

80610

80524

McKee MedicalCenter

Fort Collins-LovelandMunicipal

Airport

LovelandHigh

School

Greeley

Windsor

17

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34

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Mountain ViewHigh School

ThompsonValley High

School

Coldwell Banker

See These Homes At:www.coloradoan.com/homes

Individual Listings Re/Max Listings The Group, Inc.

YOU CAN BE ON OPEN HOUSES TOO!A B&W ad on the Open House Guide Map is available to realtors and private party for

only $30 per ad. For more information please call Lindsey at 970-224-7710.

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12

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Wellington

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Berthoud

OPEN HOUSE SATURDAY 1-339505 County Road 41, Ault

4.72 acres! Beautiful 3 bedroom, 3 bath home. Large equipment garage, tack room, chicken house, stalls, and pens

for large animals. Private hot tub, master suite, central air.www.39505CR41.com

Nancy Garnand970-227-1327 [email protected]

COMMUNITY OPEN HOUSESunday 1-4pm

Belmont Farms, Severance, CO 8061039553 Rangeview Drive: $960,00039882 Ridgecrest Court: $764,90039003 Parkland Court: $575,000

39224 Longs Peak Court: $700,00039231 Rangeview Drive: $790,000

39657 Hilltop Circle: Price upon requestFor more info, please call 970-566-0313

Ault

17

1109 Beech St., Old Town• 2 BR/1 BA 50’s style ranch home.• Beautifully cared for inside and out.• Highlighting a large 20x10 enclosed porch!• Near Poudre River Trails, City Park and downtown!MLS# 730735 $265,000

Downtown Real Estate Partners, LLC409 Mason Ct., Bld. C, Suite 121 | Fort Collins, CO 80521 | oldtownforsale.com

DowntownReal Estate Partners, LLC Experienced, Energetic, Exemplary Service | WE get it done!Proud member of the Downtown Business Association

Emily Heinz [email protected]

Anne Marie Schachte [email protected]

803 Blondel St. #204, Old Town North Walls of windows defi ne this 2 BR, 2 BA chic style loft, green built & in tip-top condition. Convenient 1 carport space and a 550 sq. ft. patio! Easy living with immediate access to the Poudre River bike trail & the vibrant downtown area.$299,000

1618 Peterson Pl., Old Town Distinctive 1940’s duplex ft. 2 bedrooms and 1 bath on the upper level & 2 bedrooms and 1 bath in the lower level. Many charming features throughout plus newer roof & furnace. Set on a 5,545 sq. ft. lot just minutes to CSU, the lively Laurel Street District & downtown.MLS# 733519 $349,000

1515 Laporte Avenue, Old Town Appealing Old Town cottage presenting 2 bedrooms, 2 baths, family room plus a second fl oor loft! 7,840 sq. ft. lot with alley access, plenty of off-street parking & ideally located just 2 short blocks to City Park.$245,000

We sold 1 in every 7 Old Town homes in 2013 - oldtownforsale.com

The Old Town For Sale TeamBroker/Owners

JUST SOLD!

JUST LISTED!

COMING SOON!

Catherine Rogers 970-988-1030

[email protected] AVERAGING A HOME SALE EVERY 4.5 DAYS!

WWW.ROGERSREALTY.NET3665 JFK Parkway Bldg 2 Suite 300

Fort Collins, CO 80525

1028 Ashford Court, Fort Collins$395,000 Clarendon Hills

• Located in beautiful Clarendon Hills!

• 5 bedrooms, 4 baths, 3 car garage

• Unique granites, all SS appliances, beautiful

Ash hardwood fl oors

• Huge main fl oor Offi ce/Bedroom, Guest Suite

in bsmt

• Ideal southern exposure, backyard ready for

entertaining!

• 3,508 Total SqFt/3,258 Total Finished SqFt

Schedule your showing today!

MLS #735336 www.1028Ashford.com

1328 Park Ridge Drive, Severance$349,000 Baldridge

• 48 hr 1st Right of refusal• Gorgeous sprawling ranch - backs to

Open Space!• 3 bedrooms, 3 baths, huge 852 SqFt

3-car Garage!• Backyard included stamped & colored

concrete patio and fi repit!• Custom tile fl oors, SS appliances, walk-in

pantry, Central A/C• Dual sided gas fi replace, lower level Theater

Room & Wet Bar!• 3,442 Total SqFt/2,366 Total Finished SqFt

Schedule your showing today! MLS# 734640

www.1328ParkRidge.com

UNDER CONTRACT IN 3 DAYS!


Look to us Saturdaysfor a successful home search.


1018 Centre AvenueFort Collins, CO 80526

970.221.5995

ftcollinshomes.com

WWW.FACEBOOK.COM/REMAXADVANCEDINC

428 W OAK STREETWelcome to this charming home in Old Town! 3 bedrooms and 2 bathrooms. Wood fl oors throughout and lots of historic character! Inviting front porch and private backyard with original stone paver patio, picket fence,

gorgeous landscaping and irrigation system. 2013 roof and attached garage. MLS#735401 $479,900

Carolina Westers970-690-7667

39882 RIDGECREST COURTImmaculate custom ranch with a walkout lower level. Mountain views & covered deck on nicely landscaped 4.1 acre lot. High-end features include granite counters & knotty alder cabinets in the kitchen, hardwood/

tile fl oors throughout, a luxury master suite & an additional separate garage/shop. MLS#725559 $764,900

39553 RANGEVIEW DRIVECustom home in gated community features a matching outbuilding with guest quarters, a newly remodeled kitchen with professional grade appliances, cherry wood cabinetry & granite throughout, &

heated floors in the luxury master bath. Horses are allowed on the 6.4 partially fenced lot with water views. MLS#720960 $960,000

2625 FEATHERSTAR WAYFIRST TIME OFFERED!

Well maintained home w/ a welcoming Front Porch, 4br/2.5ba, 2 car garage, backing to acreage. Large kitchen/nook adjoins family room w/frplc, living & dining rooms, main

fl r laundry, all bedrooms up & loft. Full unfi nished bsmt for expansion. Backyard offers garden, storage shed & covered trex deck. $322,500

1

Judy Nelson970-227-7887

1309 NASSAU WAYGREAT NEIGHBORHOOD!

Welcome Home to 1309 Nassau Way! This Richmond built; 4bed/3bath home has an open fl oor plan. Kitchen has good storage, a large island & granite. 2nd fl oor: 3 bedrooms,

huge master suite w/ fi replace. Basement: 1 bedroom & family room. Backyard has boundless space to relax & enjoy the great outdoors.MLS# 733962 $314,000

4

2

232 CLOVER LANEJUST LISTED!

Affordable & well maintained 1965 bi level presents 4 large bedrooms & 2 baths. New light fi xtures & doors throughout & opportunity to update further to your preference. 2

spacious lvg areas & dng room addition make this property unique. Fenced yard & 1 car garage. Close to Old Town & City Park! MLS# 735673 $249,999

Angie Spangler 970-402-6430 fortcollinsrealestatebyangie.com

828 TYLER STREETJUST LISTED!

Welcome home to this quiet street minutes to CSU, foothills & Old Town! Presenting 1630 square feet, 3 bedrooms & 2 updated baths. Huge master bdrm w/ walk in closet,

lovely living room w/ wood burning fi replace, dining area off of kitchen and awesome yard. 1 car attached garage & mature landscape. MLS#735621 $239,999

Scott Sutherland970-980-1069

7 PRICE

REDUCED!

OPEN HOUSE

SAT 11-1PMOPEN HOUSE

SUN 12-2PM

OPEN HOUSE

SAT 2-4PM

OPEN HOUSE

SUN 1-4PMOPEN HOUSE

SAT 1-3PM

OPEN HOUSE

SUN 1-4PM

Angie Spangler 970-402-6430 fortcollinsrealestatebyangie.com

Scott Sutherland970-980-1069

Jill Marum970-566-0313 www.39553rangeviewdr.com

Jill Marum970-566-0313 www.39882ridgecrest.com

Sandy Lee970-227-0014

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2828 SILVERPLUME DRIVE E-2GREAT 3 LEVEL TOWN HOME LIKE

NO OTHER IN THE COMPLEX!Walk out bsmt w/large covered patio wired for hot tub backing to open space! Main fl r has oak fl oors & huge deck! Great views from bedroom &

kitchen, front room has year round sunroom balcony! 1 car detached oversized garage w/workbench & over 200 sq ft of attic storage. Near bus, park & bike trail. MLS#732609 $200,000

54 GUARDIAN PEAK DRIVEGLACIER VIEW MEADOWS LIVERMOREWOW VIEWS! Magical 1995 prow front 3 bdrm, 2 bath, 2.5 car gar. on 5 ac.,w/easy access. Hummingbirds delight. Bright open Great Rm/tongue & groove paneling, cathedral ceilings,

hrdwd fl rs, wb insert/slate surround, hearth & entry, SS Energy Star appl, crafts rm, 50 yr roof, wrap around deck, Invisible Fence. MLS#733430 $349,900

BELMONT FARMS COMMUNITY OPEN HOUSE!

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SUN 12:30-2:20PM


FOR SALE BY OWNER1054 E. Ridgecrest Rd, Fort Collins

Gorgeous 5,268 sq. ft. custom home on a lovely landscaped one-acre lot, less than 2 miles to Old Town & close to Woodward. Complete remodel throughout. 5+ bedrooms, 3.5 baths, heated tile � oors & HW � ooring, sunroom/plant room, loft study, � nished game room in lower level w/walk-out to private patio. 1,000 sq. ft. trex deck overlooks a park-like fenced backyard. Energy ef� cient construction w/passive solar attributes. Gourmet kitchen w/SS appl, granite counter-tops, custom cherry cabinets, & elevator to lower level 3-car garage w/shop. Visit zillow.com to see more photos. $695,000

Call the Owner at (303) 710-1898

Starting at $675,000 • 4 bedrooms, 4 bathrooms, unfi nished

basement and 3-car garage with bonus area for workshop, hobbies, or storage

• Five-star energy effi ciency rating & superior construction

• Large 34,299 sq ft lot backs up to community green space & trail

• Outdoor recreation, parks, breathtaking mountain & water views

• 3 bedrooms, 3 bathrooms and an oversized 3-car garage

• Five-star energy effi ciency rating & superior construction

• Large 32,965 sq ft lot backs up to community green space & trail

• Convenient Front Range location with easy access to the I-25 corridor, shopping, healthcare, and community services

Ranch-style living 2,516 sq ft main fl oor living space

Two-story living 2,932 sq ft fi nished living space

Starting at $650,000

Proudly built by

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Each offi ce independently owned and operated


Pam Collier of Coldwell Banker Devonshire, Fort Collins was honored in 2013 to be named #8 among thousands of Colorado Coldwell Banker Agents and among the top 1,000 of the more than 41,000 Coldwell Banker Agents nationwide!

Serving the real estate needs in Northern Colorado since 1995, Pam's dedication and unwavering commitment to service have propelled her to this esteemed level within our company. Congratulations, Pam!

Contact Pam at 970-215-3439 or [email protected]


CLASSClassified

9 x 11


HOTTO PLACE

YOUR ADLindsey Light970.416.3916C

ALL

Sell It FASTwith aHot PropertiesAd!Call Today!

6760 RODNEY ST., WINDSORBeautiful All Brick Ranch

Come take a look at this spacious 5 bedroom all brick ranch on just shy of an acre. Spectacular views of the mountain range from nearly every southern facing window of this home. Quiet rural neighborhood with ease of access to Fort Collins and Windsor. Light and bright fi nished walkout basement. MLS# 729360

Saturday 1-3 PM

Diana Audette970.689.8444 [email protected]

1397 RIPPLE CT FORT COLLINS CO 80521FANTASTIC MT VIEW, HUGE Sunny Country Kitchen, Walk-In-Pantry, 2 Story Foyer, Vaulted ceiling in Main level study, Bridge to Private Master Bdrm, Lg Tiled Master shower w/ seat, Open Floor Plan, 3bd/3 ba, 3425 tot sq ft, 2 car gar, Large Redwood Deck 17x20, Walk-In Storage Shed Mt biking & hiking W across st a trail head. Mature Landscaping. MLS#735544

Monica W. Garibay970-222-7516

OPEN HOUSE

SAT & SUN 11-4

FC-000

0394

877

OPEN HOUSE

Sat 1-3

Nanci Garnand970-227-1327

[email protected]

WWW.39505CR41.COM39505 County Road 41, Ault

4.72 ACRESBeautiful 3 Bedroom 3 Bath Home. Large Equipment Garage, tack room, chicken house, Stalls and Pens for large animals. Private Hot Tub, Master Suite, Central Air

970-251-7124

1232 BASSETERRE PL, FORT COLLINSStanton Creek home has it all, plus the WOW factor! Over the top-5 bedrooms, 3 full baths, GIANT eat-in kitchen plus formal dining, vaulted ceilings, skylights, bay windows, main level laundry & master suite w/French doors & 5 piece master bath! Finished walk out basement w/customized theater room, additional rec room & a rough-in for wet bar or in-law kitchen completes this huge beauty! Lots of storage, bonus inclusions are hot tub and gun safe! High energy effi cient upgrades-too many to list! MLS# 730493 $350,000

SUNDAY,

MAY 18TH 1:30-3:00PM

June Lemmings970-388-3692

or 970-225-1190FC

-000

0394

911

3751 BANYAN CT LOVELANDMOVE-IN READY

Spacious 4 bdrm, 2 bath, 4 story home in Woodmere. Move-in ready w/ newer roof, updated baths & kitchen, new carpet in bdrms to be installed prior to closing. Large lot w/ RV-Boat parking. Central A/C, walk-in closet in mstr, lrg fi nished fam rm in bsmt w/ plenty of space. $229,900

OPEN HOUSE

SAT. 12-3PM

Kay DeBey970-371-1800FC-000

0394

917

4345 SUNRIDGE DR, LOVELANDTremendous 2 Story!

Move-in ready 3 bdrm, 3 bath, 2 story home in Windsong. Two living spaces, central A/C, mstr bdrm w/ private bath and 2 more spacious bdrms on the upper lvl. Enjoy 2 patios and large fenced yard. Close to schools, shopping, Horseshoe and Boyd Lakes. $219,900

OPEN HOUSE

SAT. 1-3 PM

Karla Tuggle970-290-9909

3309 CUCHARA CT LOVELANDREADY FOR YOU!

Spacious open ranch home with Tharp Knotty Hickory cabinets, Stainless Steel appliances, lrg kitchen island, and corner pantry. Hardwood fl oors, gas fi replace, new furnace and AC in 2012. Backyard has private patio & garden area, landscaping complete with trees and perennials. $374,900 MLS731088

OPEN HOUSE

SUN. 12:30-3PM

Kay DeBey970-371-1880

www.century21humpal.com

3751 BANYAN CT, LOVELANDMOVE-IN READY

Spacious 4 bdrm, 2 bath, 4 story home in Woodmere. Move-in ready w/ newer roof, updated baths & kitchen, new carpet in bdrms to be installed prior to closing. Large lot w/ RV-Boat parking. Central A/C, walk-in closet in mstr, lrg fi nished fam rm in bsmt w/ plenty of space.$229,900 MLS#733707

Open House

Sun 11-2

Holli McDougal970-988-1774

2621 SAGE CREEK RD, FORT COLLINSOpen House SAT 1-3pm

Beautiful 2 story in Sage Creek. Lots of updating and well cared for. New exterior paint, new granite counters, and new hardwood fl oors in this wonderful fl oor plan. Has a large upstairs family room, fully fi nished basement, and great backyard with a Trex deck. MLS# 735553 $379,900

JUST LISTED

Randy Moser970-590-0935970-225-1190

39224 LONG PEAK CT. SEVERANCECommunity Open House!

Custom quality, amazing upgrades w/character & a comfortable fl oor plan on a 6.2 acre lot w/ irrigation water & mtn views. Main fl oor mstr suite has private access to back patio. Large 2-story great room, lg kitchen w/island/cherry cabinets & walk-in pantry. Hearth rm/formal DR offers a wonderful gas stove frpl. Private offi ce & amazing laundry room. MLS#730217 $700,000

SUNDAY 1-4 PM

Josh Dowling970-420-6473

www.joshdowling.com

1808 INDIAN MEADOWS LANE, FORT COLLINSDELIGHTFUL 2-STORY CONDO

2 Bd, 3 Ba, 1248 SF Lg. bright LR overlooks beaut. courtyard, charming kitchen w/3yr new appl. & ex. lg pantry. Laundry incl W/D. Open stairway to huge master w/3 closets, 3/4 bth & 2nd bdrm & full bth. Inviting covered porch in front & priv. fenced patio in back w/ex. storage. HOA incl incredible pool & great clubhouse. New roof in 2012 & ext. paint this summer. Superb quiet location a few steps from Spring Creek Trail & Park, close to CSU, shopping & the “Energy of Old Town.” This ‘hidden gem’ is priced at $172,500! Don’t miss it!

COMING SOON

Doris Emmerich970-493-8233

708 BENTLEY DRIVE • FORT COLLINSCoventry Beauty!

Beautiful home just steps to McGraw Elementary. Over 3200 SF, 5 bdm, 4 ba + offi ce. Eat-in kitchen w/large pantry, tile backsplash & newer SS appliances. Newer carpet & interior paint. Updated lighting. Tons of storage! Beautifully landscaped, fully fenced & irrigated, deck off kitchen, whole house vacuum, humidifi er & central A/C. Offered at $345,000.

OPEN HOUSE

MAY 18TH 1-3PM

Dave Werner970-581-8377

5220 SHAVANO CT, WINDSORNew Price!

This home sits on a 2 acre estate lot & is a gardeners dream, with a vast array of perennials, organic garden beds, & koi pond. Dramatic high ceilings, gourmet kitchen, formal dining room, separate study w/private entrance, lots of hardwood flooring & a full unfinished basement. MLS#735534. $519,000.

Paula Harder970-539-1315

OPEN HOUSE

SAT 12:00-2:00 pm


Insurance (Continued from page 7)

2828 Silverplume Drive B6, Fort Collins2 bed 3 bath 1555 sqft. Unique sunroom/dining room with French doors, tile fl oor and walk out patio. Second fl oor loft area could be used as a 3rd bedroom. Living room w/wood burning fi replace and vaulted ceilings. 2nd fl oor bedroom w/walkout balcony. Bed & bath in basement too. HOA includes pool, tennis, clubhouse, water, sewer, trash, exterior maintenance.

John FeeneyBroker

970-231-4172 • [email protected]


OPEN HOUSE SAT 12-3PM

$172,000 • MLS 731845

run the numbers on a cov-erage calculator.

• You renovate oradd to your house. Re-modeling the kitchen, for example, can add $13,000 to $37,000 to your home’s replacement cost.

Under either of these scenarios, you should in-crease your home insur-ance coverage limits to

match the new replace-ment cost.

Does this mean you’ll pay substantially more for your policy? Not neces-sarily. Shop your coverage with a number of provid-ers; each uses different fac-tors to determine quotes. Ask about discounts. Many companies offer substan-tial price breaks for buy-ing home and auto cover-

age or even for things as simple as deadbolt locks. Finally, consider raising the deductible, as this can help cut premiums.

It’s a smart idea to keep an eye on the value of your home. Don’t jump to con-clusions if that number in-creases. Instead, investigate the reason for the increase and evaluate whether you need to take action.

real_estate_weekly_0517

Documents

home extraordinary

home developmentsfc

home backs

home thatwill

new home community

home savings realtywww

low maintenance patio

open space