real estate investor calculator · real estate investor calculator ... $ 93,500.00 net profit...

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Real Estate Investor Calculator MAIN DATA ENTRY Current List / Asking Price: 89,000.00 $ Project Updated: 12/1/17 Original or Current Appraised / Market Value / As-Is: 93,500.00 $ As-Is Date: 12/1/17 Est. Resale Value / Post Renovations / Long-Term Holding: 109,000.00 $ Source: www.zillow.com (Discount Asking Price:) (8,000.00) $ Offer/Bid Price: 81,000.00 $ Down Payment: 50% % 1.00% % 40,500.00 $ 1.00% % % Carrying Time - Short-Term/Long-Term/Resale: 120 :Months % 81,000.00 $ 4.75% % 30 Maximun Offer to Resell (Fix/Flip): 81,000.00 $ Gross Profit: 69,219.44 $ 5.00% % Cash at Closing: 55,801.50 $ 1.00% % 6.00% % Carrying Time Before Rented: 2 :Months Quick Entry Detailed Estimated Expenses / Monthly: - $ 592.08 $ Estimated Income / Monthly: - $ 1,400.00 $ Cash Flow: 596.65 $ per month Cash Flow: 7,159.79 $ per year Maximum Offer to Rent: 81,000.00 $ First Year Net Equity: 53,000.00 $ 97,000.00 $ Sale Price: 103,550.00 $ Gross Profit after Long-Term Hold then Resale: 69,219.44 $ Cash at Closing: 55,801.50 $ FIELD LEGEND Manual Entry Fields Quick Estimate Fields Automatic Calculation Fields Project Workbook Quick Estimate Factors PURCHASE Estimated Improvements (Cash) 1st Position Mortage Interest Rate 1st Position Mortage Term / Years Estimated Closing Costs @ Purchase Estimated Lender Fees @ Purchase Estimated Commission @ Purchase Less Buyer Discount at Sale Estimate Closing Costs @ Sale FINANCING SALE Estimated Commission @ Sale LONG TERM HOLDING / RENT / RESALE SHORT TERM HOLDING / RESALE Copyright REI Toolkit LLC

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Real Estate Investor Calculator

MAIN DATA ENTRY

Current List / Asking Price: 89,000.00$ Project Updated: 12/1/17Original or Current Appraised / Market Value / As-Is: 93,500.00$ As-Is Date: 12/1/17

Est. Resale Value / Post Renovations / Long-Term Holding: 109,000.00$ Source: www.zillow.com

(Discount Asking Price:) (8,000.00)$

Offer/Bid Price: 81,000.00$

Down Payment: 50% % 1.00% %40,500.00$ 1.00% %

%Carrying Time - Short-Term/Long-Term/Resale: 120 :Months %

81,000.00$ 4.75% %30

Maximun Offer to Resell (Fix/Flip): 81,000.00$ Gross Profit: 69,219.44$ 5.00% %

Cash at Closing: 55,801.50$ 1.00% %6.00% %

Carrying Time Before Rented: 2 :Months

Quick Entry DetailedEstimated Expenses / Monthly: -$ 592.08$

Estimated Income / Monthly: -$ 1,400.00$

Cash Flow: 596.65$ per monthCash Flow: 7,159.79$ per year

Maximum Offer to Rent: 81,000.00$ First Year Net Equity: 53,000.00$

97,000.00$ Sale Price: 103,550.00$

Gross Profit after Long-Term Hold then Resale: 69,219.44$ Cash at Closing: 55,801.50$

FIELD LEGENDManual Entry Fields

Quick Estimate FieldsAutomatic Calculation Fields

Project Workbook

Quick Estimate Factors PURCHASE

Estimated Improvements (Cash)

1st Position Mortage Interest Rate 1st Position Mortage Term / Years

Estimated Closing Costs @ Purchase Estimated Lender Fees @ Purchase Estimated Commission @ Purchase

Less Buyer Discount at Sale Estimate Closing Costs @ Sale

FINANCING

SALE

Estimated Commission @ SaleLONG TERM HOLDING / RENT / RESALE

SHORT TERM HOLDING / RESALE

Copyright REI Toolkit LLC

Real Estate Investor CalculatorProject Updated: 12/1/17

PERFORMANCE SUMMARY

Project Location:MD 09234

Purchase Price: 81,000.00$

Market Value: 93,500.00$ :"As-Is" Condition Condition As-Is Date: 12/1/17

Market Value / Resale Price: 109,000.00$ :After Improvements / Long Term Holding / Resale Value

Estimated Holding Time: 120 :Months to Sell

Capitalization Rate: 10.9%

Mortgage / Debt Service: 2,535.21$ :Annual

Operating Expenses: 7,105.00$ :Annual

Total Gross Income: 16,800.00$ :Annual

Capital Contribution: -$ :Annual

Cash Flow / Net Income: 6,319.79$ :Annual

Total - Property Equity: 53,000.00$ :Appraised Value (As-Is)

Available Cash Equity: 34,300.00$ :Appraised Value (As-Is)

Total Gross Profit: 69,219.44$ :at Resale

Net Profit after Taxes: 48,453.61$ :at Resale

Cash at Closing: 55,801.50$ :at Resale (Post Mortgage(s) / Loan(s) Payoff)

Seaville

Project Workbook

123 Main Street

Copyright REI Toolkit LLC

Real Estate Investor Calculator

PURCHASE DETAILS

List Price: 89,000.00$ Proposed Purchase Price: 81,000.00$

Detailed Closing Costs ↓ finLoan Points: -$ Payoff / Down Payment: 40,500.00$ 50.00%

Credit Report: -$ Title Insurance: -$ FIELD LEGEND Estimated Closing Costs: 810.00$ 1.00%

Appraisal: -$ Manual Entry Fields Detailed Closing Costs: -$ Insurance (Impound): -$ Quick Estimate Fields Mortgage/Lender Fees: 810.00$ 1.00%

Taxes (All): -$ Auto Calculation Fields Commission: -$ Termite Inspection: -$ Selection Fileds Total Closing Costs: 1,620.00$ Processing Fee(s): -$

Home Inspection: -$ Market Value - As-Is: 93,500.00$ Interest Fee: -$ After Repair / LTH / Resale Value: 109,000.00$

Loan Discount Fee: -$ Tax Service Fee: -$ Property (Home) Inspection Date: 12/15/17

Flood Certification: -$ Termite Inspection Date: 12/18/17Recording Fee: -$ Estimated Closing Date: 12/31/17

Escrow Company Fee: -$ Commitment Fee: -$ Rent Start Date:

Notary: -$ Legal Fees: -$ CARRYING TIME (OPEN/RENT): 2 /months

Seller's Closing Costs: -$ Misc Project Cost: -$

Final / Actual Closing Costs: -$ Total Detailed Closing Costs: -$

SALE DETAILS

LT / AR Market Value: 109,000.00$ CARRYING TIME (SELL): 120 /monthsLess Buyer Discount (5,450.00)$ 5.00% %

Estimated Sale Price: 103,550.00$ Estimated Closing Costs: 1,035.50$ 1.00%Other Credits/Discount to Buyer: -$ Sale Commission: 6,213.00$ 6.00%

Seller Assistance: -$ % Actual Closing Costs: -$ Total Purchase Price: 103,550.00$ Mortgage Prepayment Penalty: -$

Initial Down Payment - POC: -$ :(-Figure) Total Closing Costs: 7,248.50$ Lease Payment Credits - POC: -$ : Months

Balance (Cash/Financed): 103,550.00$ Legal / Misc / Cash Out: -$ Investor/Company Profit: 69,219.44$

Contract Date: Appraised Value - As-Is: 93,500.00$ Estimated Closing Date: After Repair / LT Hold Value: 109,000.00$

Notes:

Project Workbook

Financed Costs 1=Yes 0=No

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Real Estate Investor Calculator

PURCHASE / SALE - MASTER SUMMARY

Maximum Price Formula for RENT Maximum Price Formula for RESALE (Fix/Flip and/or Long Term Hold)

Total Operating Income: 16,800.00$ 1.73% Sale Price at Closing: 103,550.00$ 96,301.50$ Operating Expenses: (7,105.00)$ Cost to Sell: (7,248.50)$ (40,500.00)$

Net Operating Income: 9,695.00$ Actual Resale Total: 96,301.50$ 55,801.50$ -$ Mortgage/Debt Service: (2,535.21)$ Down Payment(Cash): (40,500.00)$ 120 55,801.50$ -$

Cash Flow Before Taxes: 7,159.79$ :1st Year Cost to Purchase(Cash): (1,620.00)$ 2 55,801.50$ Asking Price: 89,000.00$ Renovations/Finishes (Cash): (5,000.00)$ 15,960.00$

Less Discount to Seller: (8,000.00)$ Legal / Misc.(Cash): -$ 1,330.00$ Maximum Offer - for Rent: 81,000.00$ Seller Assitance: -$ 118

Estimated Holding Costs: (96,402.06)$ 156,940.00$ Capital Contribution Required: -$ :Year Gross Profit: (47,220.56)$

**Less Mortgage/Loan Payoff: (40,500.00)$ -$ :Est. Reverse Am.2nd Position Property Equity Summary Loan Equity Adjustment: -$ : Loan Paydown as (-fig.)

Actual / Other Operating Costs: -$ :Actual Costs - As-Of DateAppraised Value - As-Is: 93,500.00$ Net Profit (Short Term): (87,720.56)$

Equity Line (LTV): 74,800.00$ 80.0% % Estimated Rental Income: 156,940.00$ 60,537.94$ 1st Position Mortgage: (40,500.00)$ Actual Rent / Income: -$ :Income as of Date

2nd Postion (Equity): -$ Other Income: -$ Notes:Available Cash Equity: 34,300.00$ Net Profit (Long Term): 69,219.44$

Total Amount Leveraged : 40,500.00$ Lease Payment Credits: -$ -$ -$ Total Gross Profit: 69,219.44$ 20,765.83$ (40,500.00)$ 55,801.50$

2nd - Equity - Financed: -$ -$ 30% 55,801.50$ :CAC2nd - Equity - Cashed Out: -$ :Does Not Add to Mortgage Payoff** Net Profit After Taxes: 48,453.61$ 48,453.61$ -$ :SA Funds

MORTGAGE / LOAN DETAILS50%

Proposed / Purchase Price: 81,000.00$ 1st Position % of Financing: 100% 100.00% : % of Total FinancedDown Payment: (40,500.00)$ Loan Type: Principle + Interest 30 :Amoritized / Term

Cash Out/(Principal Adjustment): -$ Mortgage Amount: 40,500.00$ 4.75% :Interest RateSub-Total: 40,500.00$ :1st Position Est Reverse Am / Month: -$ 120 :Months / Reverse Am.

Commissions - Financed: -$ :Cash Out Extra Monthly Payment: -$ 30 :Payoff (Years)Closing Costs - Financed: 0.00$ Payment: 211.27$ Bank :Loan Source

Down Payment - Financed: -$ 40,500.00$ Mortgage Costs - Financed: -$ 1

Renovations/Finishes - Financed: -$ :Cash Out 2nd Position % of Financing 0% 0.00% : % of Total Financed2nd Position Equity - Financed: -$ :Cash Out Loan Type: Interest Only 30 :Amoritized / Term Balance to Finance - 1st & 2nd: 40,500.00$ 0.00$ Mortgage Amount: (0.00)$ 7.00% :Interest RateCosts - Supplemental Financed: -$ :Date Extra Monthly Payment: 30 :Payoff (Years)

Total Amount Financed: 40,500.00$ Payment: (0.00)$ Bank :Loan Source

Total Financed Payment(s): 211.27$ /month (Inc. Supp. Financing) Financing Notes:2,535.21$ /year

Est. Cash (In)/Out: -$ Supplemental Financing: -$ :TotalSupplemental Financing: -$ /Month

FIELD LEGENDManual Entry Fields

Quick Estimate FieldsAutomatic Calculation Fields

Project Workbook

Copyright REI Toolkit LLC

Real Estate Investor CalculatorProject Workbook

OPERATING EXPENSESCommon Operating Expenses Additional Commercial CAM Expenses

Monthly Yearly Monthly YearlyTaxes: 458.33$ 5,500.00$ Landscaping: -$ -$

Insurance: 68.75$ 825.00$ Snow Removal: -$ -$ Utilities: -$ -$ Trash Removal: -$ -$

Condo Fees: -$ -$ Water / Sewer: -$ -$ Maintenance: 50.00$ 600.00$ Cleaning Services: -$ -$

Reserve: -$ -$ Security: -$ -$ Misc: -$ -$ Payroll / Mgt. Fees: -$ -$

### 577.08$ Sub-Total: 577.08$ 6,925.00$ Exterminator: 15.00$ 180.00$ Quick -$ -$ 7,105.00$ Cost of Goods: -$ -$

592.08$ Legal / Accounting: -$ -$ Total Expenses Including Loan(s): 803.35$ 9,640.21$ Advertising: -$ -$

SUB-TOTAL: 15.00$ 180.00$

BUSINESS / RENTAL INCOME

:Rent Start Date Lease Payment Credit Pecentage: %

52 Week Profile Estimated Actual Security Deposit Unit1,400.00$ -$ 1,400.00$ 1

-$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ -$

-$ Quick: -$

Rent Totals: -$ 1,400.00$ -$ 1,400.00$ 16,800.00$ Scenario Selection: 1 :Input Number (1) to Select, Other Two Columns Must be (0) Zero

-$ -$ 1,400.00$ -$ 16,800.00$ 1,400.00$ -$ -$

OTHER INCOME

Option 1 Option 1 Option 3Laundry - Washer: -$ -$ -$

Laundry - Dryer: -$ -$ -$ Parking: -$ -$ -$

Other: -$ -$ -$ Other Income - Totals: -$ -$ -$

Scenario Selection: 1 :Input Number (1) to Select, Other Two Columns Must be (0) Zero -$ -$ -$ -$ 16,800.00$

Unit

Income Per Month

52wk Income Profile See Detail Tab - 52 Week Income Profile

Single Family Rental

Other Income / Per Month

Lease / Rental Income Notes2 Bedroom, 1.5 Bath - Single Story Rancher

Copyright REI Toolkit LLC

Real Estate Investor CalculatorProject Workbook

CARRYING TIME EXPENSES

Months Items Unit Costs120 Mortgage 211.27$ 25,352.06$ 120 Expenses 592.08$ 71,050.00$

Total: 96,402.06$

Months Items Unit Costs2 Mortgage 211.27$ 422.53$ 2 Expenses 592.08$ 1,184.17$

Total: 1,606.70$

Holding Costs - Rent

Holding Costs - Resale

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Real Estate Investor Calculator

IMPROVEMENTS

Estimated Purchase Price: 81,000.00$

Financed Non-FinancedBudgeted Improvement Costs: -$ -$

Estimate % of Purchase Price:

DETAILED IMPROVEMENT ESTIMATE

Financed Non-FinancedActual/Estimated: -$ 5,000.00$

Landscaping: -$ -$ Roof: -$ -$

Siding: -$ -$ Flooring: -$ -$ Kitchen: -$ -$

Cabinetry: -$ -$ Bath #1: -$ -$ Bath #2: -$ -$ Bath #3: -$ -$

Bedroom #1: -$ -$ Bedroom #2: -$ -$ Bedroom #3: -$ -$ Bedroom #4: -$ -$ Living Room: -$ -$ Dining Room: -$ -$

Office: -$ -$ Furnace / AHU(s): -$ -$ AC Condenser(s): -$ -$

Electrical: -$ -$ Light Fixtures: -$ -$

Plumbing: -$ -$ Painting: -$ -$

Water Heater: -$ -$ Pool: -$ -$

Hot Tub: -$ -$ Windows: -$ -$ Fixtures: -$ -$

Hardware: -$ -$ Interior Doors: -$ -$

Entry: -$ -$ Laundry Room: -$ -$

Appliances: -$ -$ Cleaning: -$ -$

Total Est. Detailed Costs: -$ 5,000.00$

Project Workbook

Notes

Notes

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Real Estate Investor Calculator

52 WEEK INCOME PROFILE

Number of Units: 1

Estimated Income

Contracted Income Month Week No.

-$ -$ January 1234

-$ -$ February 5678

-$ -$ March 9101112

-$ -$ April 13141516

-$ -$ May 1718192021

-$ -$ June 22232425

-$ -$ July 2627282930

-$ -$ August 3132333435

-$ -$ September 36373839

Rental Period

Project Workbook

Copyright REI Toolkit LLC

Real Estate Investor Calculator

52 WEEK INCOME PROFILE

Number of Units: 1

Estimated Income

Contracted Income Month Week No.

Rental Period

Project Workbook

-$ -$ October 40414243

-$ -$ November 44454647

-$ -$ December 4849505152

-$ -$ -$ Profile Total

Copyright REI Toolkit LLC

Real Estate Investor CalculatorProject Updated: 12/1/17

PROPERTY PERFORMANCE 1st/yr Startup

Cost/NetProjecting

Year 1 Year 2 Year 3 Year 4 Year 5 Year 10 Year 15 Year 20Estimated Gross Income: 16,800.00$ 16,800.00$ 17,640.00$ 18,522.00$ 19,448.10$ 20,420.51$ 26,062.31$ 33,262.85$ 42,452.76$

Other Income: -$ -$ -$ -$ -$ -$ -$ -$ -$ 1st Year Non-Rental Income: (2,800.00)$

Total Gross Income: 14,000.00$ 16,800.00$ 17,640.00$ 18,522.00$ 19,448.10$ 20,420.51$ 26,062.31$ 33,262.85$ 42,452.76$ Vacancy Allowance: (840.00)$ (840.00)$ (882.00)$ (926.10)$ (972.41)$ (1,021.03)$ (1,303.12)$ (1,663.14)$ (2,122.64)$

Gross Operating Income: 13,160.00$ 15,960.00$ 16,758.00$ 17,595.90$ 18,475.70$ 19,399.48$ 24,759.20$ 31,599.71$ 40,330.13$

Operating Expenses: (7,105.00)$ (7,105.00)$ (7,176.05)$ (7,247.81)$ (7,320.29)$ (7,393.49)$ (7,770.63)$ (8,167.01)$ (8,583.61)$ Net Operating Income: 6,055.00$ 8,855.00$ 9,581.95$ 10,348.09$ 11,155.41$ 12,005.99$ 16,988.56$ 23,432.69$ 31,746.51$

Mortgage/Debt Service: (2,535.21)$ (2,535.21)$ (2,535.21)$ (2,535.21)$ (2,535.21)$ (2,535.21)$ (2,535.21)$ (2,535.21)$ (2,535.21)$ 45,500.00$ 45,500.00$ 45,500.00$ 45,500.00$ 45,500.00$ 45,500.00$ 45,500.00$ 45,500.00$ 45,500.00$

Cash Flow Before Taxes: (43,600.21)$ 6,319.79$ 7,046.74$ 7,812.88$ 8,620.20$ 9,470.78$ 14,453.36$ 20,897.49$ 29,211.30$ Net Cash ROI: (43,600.21)$ (36,553.46)$ (28,740.58)$ (20,120.38)$ (10,649.60)$

Capital Contribution: -$ -$ -$ -$ -$

Capitalization Rate: 7.5% 10.9% 11.8% 12.8% 13.8% 14.8% 21.0% 28.9% 39.2%Cash on Cash Return: 7.7% 13.9% 15.5% 17.2% 18.9% 20.8% 31.8% 45.9% 64.2%

Marginal Tax Bracket: 30% 30% 30% 30% 30% 30% 30% 30% 30%Cash Flow After Taxes: (30,520.14)$ 4,423.86$ 4,932.72$ 5,469.02$ 6,034.14$ 6,629.55$ 10,117.35$ 14,628.24$ 20,447.91$

Deductible Loan Interest: 1,910.26$ 1,910.26$ 1,879.92$ 1,848.11$ 1,814.75$ 1,779.77$ 1,711.22$ 1,434.31$ 1,083.33$

Property Equity: 53,000.00$ 54,870.00$ 56,777.40$ 58,722.95$ 60,707.41$ 62,731.56$ 73,475.98$ 85,338.69$ 98,436.08$ Property Market Value: 93,500.00$ 95,370.00$ 97,277.40$ 99,222.95$ 101,207.41$ 103,231.56$ 113,975.98$ 125,838.69$ 138,936.08$

Cost Down Payment: 40,500.00$ Cost to Purchase: 1,620.00$

Non-Financed Renovations: 5,000.00$ Initial Cash Investment: 47,120.00$

Project Workbook

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Real Estate Investor Calculator

DATA FACTORS

Appreciation Rate: 2.00% %

Inflation Rate: 1.00% %

Rent/Income Increase Per Year: 5.00% %

Vacancy / Loss Allowance: 5.00% %

Percent Depreciable: 80.00% No. of Years: 27.5

Tax Bracket: 30.00%

Capital Gains Rate: 24.00%

Property Management: % of Income

Project Workbook

Copyright REI Toolkit LLC

Real Estate Investor CalculatorProject Updated: 12/1/17

PROPERTY INFORMATION

Address:City: State: MD Zip Code: 09234

County: Lot: 14 Block: 204Legal Description:

Project Status: Project Type:

Notes:

Number of Units: 1 Project Type:Total Square Footage: 1600 Condo Conversion:

Bedrooms: 2Baths: 1.5Floors: 1

Year Built: 1979Type of Construction:

C/O Type:MLS #:

Project Workbook

123 Main StreetSeaville

Active

BurlingtonSingle Family Residence

WoodSF

Long Term Rental

: Yes : No: Short Term Holding : Long Term Holding: Yes : No

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Real Estate Investor Calculator

CONTACT INFORMATION

PROPERTY PURCHASE

Broker/Agent:Attention:Address:

City: State: Zip:Phone: Fax:Email:

Financing:Attention:Address:

City: State: Zip:Phone: Fax:Email:

Appraiser:Attention:Address:

City: State: Zip:Phone: Fax:Email:

Termite Company:Attention:

Address:City: State: Zip:

Phone: Fax:Email:

Home Inspection:Attention:Address:

City: State: Zip:Phone: Fax:Email:

Owner:Address:

City: State: Zip:Phone: Fax:Email:

Ownership %:Reason For Selling:

Project Workbook

Fax

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Real Estate Investor Calculator

CONTACT INFORMATION

Project Workbook

PROPERTY RE-SALE

Broker/Agent:Attention :Address:

City: State: Zip:Phone: Fax:Email:

Attorney:Attention:Address:

City: State: Zip:Phone: Fax:Email:

Accountant:Attention:Address:

City: State: Zip:Phone: Fax:Email:

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Real Estate Investor Calculator

PROPERTY NOTES

Date

Project Workbook

Notes / Decription

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Real Estate Investor Calculator

SUPPLEMENTAL FINANCING

#1 Bank / Creditor: From To From To From To From To From To From ToCurrent Loan Total: Date Range:

Term/Yrs: 30 Amount:Rate: 10.00% Notes:

Payment Amt./Month AM1

#2 Bank / Creditor: From To From To From To From To From To From ToCurrent Loan Total: Date Range:

Term/Yrs: 30 Amount:Rate: 10.00% Notes:

Payment Amt./Month AM2

#3 Bank / Creditor: From To From To From To From To From To From ToCurrent Loan Total: Date Range:

Term/Yrs: 30 Amount:Rate: 10.00% Notes:

Payment Amt./Month AM3

#4 Bank / Creditor: From To From To From To From To From To From ToCurrent Loan Total: Date Range:

Term/Yrs: 30 Amount:Rate: 10.00% Notes:

Payment Amt./Month AM4

#5 Bank / Creditor: From To From To From To From To From To From ToCurrent Loan Total: Date Range:

Term/Yrs: 30 Amount:Rate: 10.00% Notes:

Payment Amt./Month AM5

Total 2nd Position(+):Total Payment / Month:

Project Workbook

$ - $ - $ - $ - -$

$ -

-$

-$

$ - $ - $ - $ - $ -

-$ $ - $ - $ -

-$

$ - $ - $ -

-$ $ - $ -

-$

$ - $ - $ -

-$

$ -

-$

-$ -$

$ - $ - $ - $ - $ -

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Real Estate Investor Calculator

AMORTIZATION - 1ST POSITION

Extra PaymentsNo Extra Payments

Loan Amount 40,500.00$ Monthly Payment $211.27 $211.27Annual Interest Rate 4.75% Number of Payments 361 360

Term of Loan (in Years) 30 Total Payments $76,056.18 $76,056.18Extra Monthly Payment -$ Total Interest $35,556.18 $35,556.18

Payoff (in Years) 30.1Interest Savings

Month Payment InterestCumulative

Interest PrincipalCumulative

Principal Balance Saved Interest$40,500.00

1 211.27 160.31 160.31 50.95 50.95 40,449.052 211.27 160.11 320.42 51.16 102.11 40,397.893 211.27 159.91 480.33 51.36 153.47 40,346.53 0.004 211.27 159.71 640.04 51.56 205.03 40,294.975 211.27 159.50 799.54 51.77 256.80 40,243.206 211.27 159.30 958.83 51.97 308.77 40,191.23 0.007 211.27 159.09 1,117.92 52.18 360.95 40,139.058 211.27 158.88 1,276.81 52.38 413.33 40,086.679 211.27 158.68 1,435.48 52.59 465.92 40,034.0810 211.27 158.47 1,593.95 52.80 518.72 39,981.28 0.0011 211.27 158.26 1,752.21 53.01 571.73 39,928.2712 211.27 158.05 1,910.26 53.22 624.95 39,875.0513 211.27 157.84 2,068.10 53.43 678.37 39,821.6314 211.27 157.63 2,225.73 53.64 732.01 39,767.99 0.0015 211.27 157.41 2,383.14 53.85 785.87 39,714.1316 211.27 157.20 2,540.34 54.07 839.93 39,660.0717 211.27 156.99 2,697.33 54.28 894.21 39,605.7918 211.27 156.77 2,854.10 54.49 948.70 39,551.3019 211.27 156.56 3,010.66 54.71 1,003.41 39,496.5920 211.27 156.34 3,167.00 54.93 1,058.34 39,441.6621 211.27 156.12 3,323.13 55.14 1,113.49 39,386.5122 211.27 155.90 3,479.03 55.36 1,168.85 39,331.1523 211.27 155.69 3,634.72 55.58 1,224.43 39,275.5724 211.27 155.47 3,790.18 55.80 1,280.23 39,219.77 0.0025 211.27 155.24 3,945.43 56.02 1,336.25 39,163.7526 211.27 155.02 4,100.45 56.24 1,392.50 39,107.5027 211.27 154.80 4,255.25 56.47 1,448.96 39,051.0428 211.27 154.58 4,409.83 56.69 1,505.65 38,994.3529 211.27 154.35 4,564.18 56.91 1,562.57 38,937.4330 211.27 154.13 4,718.31 57.14 1,619.71 38,880.2931 211.27 153.90 4,872.21 57.37 1,677.07 38,822.93 0.0032 211.27 153.67 5,025.88 57.59 1,734.67 38,765.33 0.0033 211.27 153.45 5,179.33 57.82 1,792.49 38,707.51 0.0034 211.27 153.22 5,332.55 58.05 1,850.54 38,649.46 0.0035 211.27 152.99 5,485.53 58.28 1,908.82 38,591.18 0.0036 211.27 152.76 5,638.29 58.51 1,967.33 38,532.6737 211.27 152.53 5,790.82 58.74 2,026.07 38,473.93 0.0038 211.27 152.29 5,943.11 58.97 2,085.04 38,414.96 0.0039 211.27 152.06 6,095.17 59.21 2,144.25 38,355.75 0.0040 211.27 151.82 6,246.99 59.44 2,203.69 38,296.31 0.0041 211.27 151.59 6,398.58 59.68 2,263.37 38,236.63 0.0042 211.27 151.35 6,549.94 59.91 2,323.29 38,176.71 0.0043 211.27 151.12 6,701.05 60.15 2,383.44 38,116.56 0.0044 211.27 150.88 6,851.93 60.39 2,443.83 38,056.17 0.0045 211.27 150.64 7,002.57 60.63 2,504.45 37,995.55 0.0046 211.27 150.40 7,152.97 60.87 2,565.32 37,934.68 0.0047 211.27 150.16 7,303.13 61.11 2,626.43 37,873.57 0.0048 211.27 149.92 7,453.04 61.35 2,687.78 37,812.22 0.0049 211.27 149.67 7,602.72 61.59 2,749.38 37,750.62 0.0050 211.27 149.43 7,752.14 61.84 2,811.21 37,688.79 0.0051 211.27 149.18 7,901.33 62.08 2,873.30 37,626.70 0.0052 211.27 148.94 8,050.27 62.33 2,935.62 37,564.38 0.0053 211.27 148.69 8,198.96 62.57 2,998.20 37,501.80 0.0054 211.27 148.44 8,347.41 62.82 3,061.02 37,438.98 0.0055 211.27 148.20 8,495.60 63.07 3,124.09 37,375.91 0.0056 211.27 147.95 8,643.55 63.32 3,187.41 37,312.59 0.0057 211.27 147.70 8,791.24 63.57 3,250.99 37,249.01 0.0058 211.27 147.44 8,938.69 63.82 3,314.81 37,185.19 0.0059 211.27 147.19 9,085.88 64.08 3,378.88 37,121.12 0.0060 211.27 146.94 9,232.82 64.33 3,443.21 37,056.79 0.00

Loan Information Loan Summary

Project Workbook

Copyright REI Toolkit LLC

Real Estate Investor Calculator

AMORTIZATION - 2ND POSITION

Extra PaymentsNo Extra Payments

Loan Amount (0)$ Monthly Payment ($0.00) ($0.00)Annual Interest Rate 7.00% Number of Payments 360 360

Term of Loan (in Years) 30 Total Payments ($0.00) ($0.00)Extra Monthly Payment -$ Total Interest ($0.00) #NUM!

Payoff (in Years) 30.0Interest Savings #NUM!

Month Payment InterestCumulative

Interest PrincipalCumulative

Principal Balance Saved Interest($0.00)

1 0.00 0.00 0.00 0.00 0.00 0.00 - 2 0.00 0.00 0.00 0.00 0.00 0.00 - 3 0.00 0.00 0.00 0.00 0.00 0.00 (0.00) 4 0.00 0.00 0.00 0.00 0.00 0.00 (0.00) 5 0.00 0.00 0.00 0.00 0.00 0.00 - 6 0.00 0.00 0.00 0.00 0.00 0.00 (0.00) 7 0.00 0.00 0.00 0.00 0.00 0.00 (0.00) 8 0.00 0.00 0.00 0.00 0.00 0.00 - 9 0.00 0.00 0.00 0.00 0.00 0.00 - 10 0.00 0.00 0.00 0.00 0.00 0.00 - 11 0.00 0.00 0.00 0.00 0.00 0.00 - 12 0.00 0.00 0.00 0.00 0.00 0.00 (0.00) 13 0.00 0.00 0.00 0.00 0.00 0.00 - 14 0.00 0.00 0.00 0.00 0.00 0.00 - 15 0.00 0.00 0.00 0.00 0.00 0.00 - 16 0.00 0.00 0.00 0.00 0.00 0.00 - 17 0.00 0.00 0.00 0.00 0.00 0.00 - 18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19 0.00 0.00 0.00 0.00 0.00 0.00 - 20 0.00 0.00 0.00 0.00 0.00 0.0021 0.00 0.00 0.00 0.00 0.00 0.0022 0.00 0.00 0.00 0.00 0.00 0.0023 0.00 0.00 0.00 0.00 0.00 0.0024 0.00 0.00 0.00 0.00 0.00 0.00 0.0025 0.00 0.00 0.00 0.00 0.00 0.0026 0.00 0.00 0.00 0.00 0.00 0.0027 0.00 0.00 0.00 0.00 0.00 0.0028 0.00 0.00 0.00 0.00 0.00 0.0029 0.00 0.00 0.00 0.00 0.00 0.00 0.0030 0.00 0.00 0.00 0.00 0.00 0.00 0.0031 0.00 0.00 0.00 0.00 0.00 0.00 0.0032 0.00 0.00 0.00 0.00 0.00 0.00 0.0033 0.00 0.00 0.00 0.00 0.00 0.00 0.0034 0.00 0.00 0.00 0.00 0.00 0.00 0.0035 0.00 0.00 0.00 0.00 0.00 0.00 0.0036 0.00 0.00 0.00 0.00 0.00 0.00 0.0037 0.00 0.00 0.00 0.00 0.00 0.0038 0.00 0.00 0.00 0.00 0.00 0.0039 0.00 0.00 0.00 0.00 0.00 0.00 0.0040 0.00 0.00 0.00 0.00 0.00 0.0041 0.00 0.00 0.00 0.00 0.00 0.0042 0.00 0.00 0.00 0.00 0.00 0.00 0.0043 0.00 0.00 0.00 0.00 0.00 0.00 0.0044 0.00 0.00 0.00 0.00 0.00 0.00 0.0045 0.00 0.00 0.00 0.00 0.00 0.0046 0.00 0.00 0.00 0.00 0.00 0.00 0.0047 0.00 0.00 0.00 0.00 0.00 0.00 0.0048 0.00 0.00 0.00 0.00 0.00 0.0049 0.00 0.00 0.00 0.00 0.00 0.0050 0.00 0.00 0.00 0.00 0.00 0.00 0.0051 0.00 0.00 0.00 0.00 0.00 0.0052 0.00 0.00 0.00 0.00 0.00 0.00 0.0053 0.00 0.00 0.00 0.00 0.00 0.00 0.0054 0.00 0.00 0.00 0.00 0.00 0.00 0.0055 0.00 0.00 0.00 0.00 0.00 0.00 0.0056 0.00 0.00 0.00 0.00 0.00 0.00 0.0057 0.00 0.00 0.00 0.00 0.00 0.00 0.0058 0.00 0.00 0.00 0.00 0.00 0.00 0.0059 0.00 0.00 0.00 0.00 0.00 0.0060 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Loan Information Loan Summary

Project Workbook

Copyright REI Toolkit LLC