Rates LIKE A BANK

Terms LIKE A PRIVATE LENDER

WE WELCOME

CONSTRUCTION LOANS & RENTAL LOANS

✓ Brokers

✓ Builders

✓ Real Estate Investors

(foreign or domestic)

WE LEND ON

✓ SPEC (or Presales)

✓ SPEC Support: Land /Model / Fix-Flip

✓ Rental: Build / Perm / Build-to-Perm

WE SAW A NEED FOR A DIFFERENT TYPE

OF LENDER IN THE HOME BUILDER

INDUSTRY. Not just for money. But a different kind of money. And a fresh approach to lending it.

WE UNDERSTAND YOUR WORLD.

WE GET IT. You might be really small, building just one house a year, and you don’t want to turn to hard money. Or you may be tapped out at your current bank. Maybe you have experience building or renting but have a low credit score or background issue. Or your business may be booming, and you just want another lending option - a direct lender with great rates and an easy process.

IF ANY OF THAT HITS HOME FOR YOU,

GET IN TOUCH WITH US. Our construction lending program offers rates like a bank. Terms like a private lender. And, we really, really want to say “yes!”

Say hello to yes!

LOAN FLEXIBILITY? yes!

Just tell us what you need. Model home financing? A look past credit scores to other qualifications? Anything else? We’ll roll up our sleeves and try to get there for you. “yes!” really is our favorite word.

RESPONSIVE SERVICE? yes!

We’ll assign you a personal team member contact. You’ll have their contact information, and they will be available to answer questions and assist you throughout the life of the loan and your building project.

APPLICATION CONVENIENCE? yes!

Especially for established clients. If you’re a new client, you’ll have more forms to fill out and paperwork to provide. But you’d expect that. Once you’re an established Builder Finance client, the application process gets simple.

INTEREST DEFERRED? yes!

No monthly interest payments during year 1 of a construction loan. A line of credit requires interest payment at least every 6 months.

QUICK APPROVALS. yes!

Online estimator. Loan approval + closing documents in as few as 3 business days from receipt of valuation. Draws as fast as same day.

RENTALS. yes!

Acquisition, refinance, build-to-perm, and build-to-sell loans available!

COMPETITIVE RATES. yes!

4.99% initial interest rate for construction financing.

RANGE OF LOAN SIZES? yes!

Per-house loans range from $75,000 to $650,000.

PROJECT VARIABLES? yes!

Money for your project — up to 80% of value. Spec okay. Demolition okay. Subordinated land okay. Investor loans okay.

Builder finance is what we do — and we do it right

FINANCING FOR SPEC. yes!

We understand the need for spec and are looking forward to financing it.

LOANS FROM A 100+ YEAR-OLD INSTITUTION. yes!

The Builder Finance programs are available from Builder Finance Inc., a wholly owned subsidiary of 1st Financial Bank USA, established in 1910. The Builder Finance group focuses on a few services, and, quite simply, we try to do them better than everyone else.

GET AN INDICATION. yes!

Contact us, give us the details of your project, and we’ll give you a (non-binding) indication of whether or not your loan request might qualify.

PARTNER REFERRALS. yes!

We welcome loan referrals and we pay for them. To become protected on referral fees just ask for our form contract.

APPLY RIGHT NOW. yes!

Send an email to team@builderfinance.com. Call 800-752-0401. Or visit us at www.builderfinance.com and use our approval indicator, see our loan process, apply online, and more.

DRAWS WHEN I NEED THEM? yes!

Same day draws possible! First 5 draws per construction loan are free ($125 per inspection thereafter)!

EXTENSIONS? yes!

Construction loans include a 4-month extension at your option. Rental Loans include a 2-year extension at your option.

A DIFFERENT KIND OF CREDIT. yes!

Bank pricing. Terms in step with your business.

Apply now — and see our fresh approach to credit

Lending Area: the ENTIRE continental U.S. except CA, MS, ND, RI, VT, WV.

Information contained herein is not comprehensive and is subject to change. It does not constitute any form of lending agreement or the basis of any claims.

NMLS ID: #1755064AZ Mortgage Banker License: BK#1002340OR Mortgage Lending License Number: ML-5764

BUILDER FINANCE INC.

55 E. 59th Street Sixth Floor New York, NY 10022

www.builderfinance.com

✓ online loan estimator

✓ standard, transparent pricing

✓ online loan application

✓ lending process laid out