rate descriptions - vantiv · page 4 201401 merchant iso rate descriptions confidential . card...

Rate Descriptions Provided By

Fifth Third Bank Member Bank for Visa, Inc, and MasterCard International, Inc.

The information contained in this document is CONFIDENTIAL to the operations of Fifth Third Bank and shall not be duplicated or disclosed in whole or part without the prior written permission of Fifth Third Bank

201401 MERCHANT ISO RATE DESCRIPTIONS CONFIDENTIAL

CPS Retail: Five Tier With Check Card Pricing (Includes Retail, Fuel and Supermarket) T&E: Five Tier With Check Card Pricing (Includes Restaurant, Hotel and Car Rental) CNP - MOTO - ECommerce: Four Tier With Check Card Pricing (Includes MOTO, E-Commerce and Recurring)

Card Interchange Program Description

CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Debt Repayment Debit 1024 US issued debit card only; electronic authorization;

pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Debt Repayment Debit 1025 US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Intracountry Emerging and Small Ticket

1026 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa EIRF Debit (Fuel) 1027 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa EIRF Debit (Fuel) 1028

US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Utility Debit 1030 US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Utility Debit 1031

US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Utility Credit 1032 Electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 2 Rate 2 Rate 2 Visa CPS Debit Tax Payment 1

Debit 1034 US issued debit card only; electronic authorization;

pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Debit Tax Payment 1 Debit

1035 US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Intracountry Emerging and Small Ticket Utilities

1036 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2


1037 US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


1038 US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Intracountry Retail Group 1 1039 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Intracountry Retail Group 2 1042 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Intracountry Standard 1052 Settled over 3 days of transaction date. Rate 2 Rate 2 Rate 2 Visa CPS E-Commerce Preferred

Debit 1054 US issued debit card only; electronic authorization to

include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 3 Rate 3 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS E-Commerce Preferred

Debit 1055

US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 3 Rate 3 Rate 2

Visa CPS E-Commerce Preferred Credit

1056 Electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 3

Visa Virgin Islands Secure Electronic Commerce-Visa Electron

1063 Authorization received; pertinent interchange fields and e-commerce transaction data passed; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 Visa Interregional Electronic

Commerce 1066 Authorization received; pertinent interchange fields and

e-commerce transaction data passed; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Interregional Electronic Commerce

1067 Authorization received; pertinent interchange fields and e-commerce transaction data passed; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3





Visa Virgin Islands Electronic Commerce Merchant-Visa Electron

1079 Authorization received; pertinent interchange fields and e-commerce transaction data passed; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 Visa CPS E-Commerce Hotel/Car

Rent Preferred Credit and Debit

1080 Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS E-Commerce Hotel/Car Rent Preferred Credit and Debit

1081

Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2



Visa Standard Credit and Debit 1200 Authorization required over floor limit; settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4



Visa Interregional Standard 1206 Authorization received; settled over 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Retail Key Entry Credit 1210 Electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3

Visa CPS Retail Key Entry Credit 1211

Electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Retail Key Entry Credit 1212 Electronic authorization to include address verification

ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3

Visa CPS Account Funding Credit 1214 Electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3



Visa EIRF Credit 1220 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 Visa EIRF Credit 1221 Electronic authorization; key entry permitted; pertinent

interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



Rate 5 Rate 5 Rate 4 Visa CPS Small Ticket Credit 1227 Electronic authorization, obtained within 1 day of

transaction date; full contents of magnetic stripe read and passed in authorization and settlement except for bill payment transactions which require bill payment indicators to be passed; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Small Ticket Credit 1228 Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement except for bill payment transactions which require bill payment indicators to be passed; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3


Visa CPS Retail/2 Credit 1230 Electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Retail/2 Credit 1231

Electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3


Visa Interregional Electronic 1236 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Restaurant Credit 1247 Electronic authorization, obtained within 1 day of

transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Restaurant Credit 1248 Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3


Visa CPS Supermarket Credit 1250 Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Supermarket Credit 1251

Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3








Visa CPS Retail Service Station Credit

1257 Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3





CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Retail Service Station

Credit 1259 Electronic authorization, obtained within 1 day of

transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Retail Credit 1260 Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3



Visa CPS Hotel Credit 1270 Electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Hotel Credit 1271

Electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Hotel Credit 1272 Electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Car Rental Credit 1280 Electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3



Visa CPS E-Commerce Credit 1284 Electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 3



Visa CPS Card Not Present Credit 1290 Electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3





CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Automated Fuel Credit 1294 Electronic authorization, obtained within 1 day of

transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; authorization and settlement amount match; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Automated Fuel Credit 1295 Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; authorization and settlement amount match; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3


Visa Traditional Rewards 1 1300 * Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

Visa Traditional Rewards 1 1301 * Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

Visa Traditional Rewards 2 1304 * Electronic authorization to include address verification (as needed), obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

Visa Traditional Rewards 2 1305 * Electronic authorization to include address verification (as needed), obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Virgin Islands Visa Infinite Card

1313 * Card present; authorization received; settled within 3 days of transaction date. Rate 3R Rate 4R Rate 3R

Visa Utility Credit 1330

Electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3 Rate 3 Rate 3 Visa Utility Credit 1331 Electronic authorization; pertinent interchange fields and

utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3 Rate 3 Rate 3 Visa Utility Credit 1332 Electronic authorization; pertinent interchange fields and


Rate 3 Rate 3 Rate 3 Visa Signature Card Rewards 1 1340 * Electronic authorization, obtained within 1 day of

transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

Visa Signature Card Rewards 1 1341 * Electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

Visa Signature Card Rewards 2 1344 * Electronic authorization to include address verification (as needed), obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R



CPS Retail T&E

CNP - MOTO

ECommerce Visa Signature Card Rewards 2 1345 * Electronic authorization to include address verification

(as needed), obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R











Visa Interregional Standard 1506 Authorization received; settled over 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Retail Service Station Debit

1507 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



Visa CPS Retail Key Entry Debit 1510 US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Retail Key Entry Debit 1511

US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Retail Key Entry Credit 1512 Electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Retail Key Entry Credit 1513 Electronic authorization to include address verification

ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3

Visa CPS Account Funding Debit 1514 US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 4

Visa CPS Account Funding Debit 1515 US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



Visa EIRF Debit 1520 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 4 Rate 4

Visa EIRF Debit 1521


Visa EIRF Credit 1522 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



Rate 5 Rate 5 Rate 4 Visa CPS Small Ticket Debit 1527 US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Small Ticket Debit 1528

US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


Visa CPS Retail/2 Debit 1530 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Retail/2 Debit 1531 US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2



Visa Interregional Electron Electronic

1536 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Interregional Electron Standard

1537 Authorization received; settled over 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa CPS Restaurant Debit 1547 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Restaurant Debit 1548 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


Visa CPS Supermarket Debit 1550 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2






CPS Retail T&E

CNP - MOTO


Debit 1557 US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2





Visa CPS Retail Debit 1560 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail Debit 1561 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2





Visa CPS Hotel Debit 1570 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS Hotel Debit 1571 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Hotel Credit 1572 Electronic authorization; pertinent interchange fields

passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3 Visa CPS Hotel Credit 1573 Electronic authorization; pertinent interchange fields

passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3 Visa CPS Car Rental Debit 1580 US issued debit card only; electronic authorization;

pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS Car Rental Debit 1581 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2



Visa CPS E-Commerce Debit 1584 US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 2

Visa CPS E-Commerce Debit 1585 US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 2



Visa CPS Card Not Present Debit 1590 US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Card Not Present Debit 1591 US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2



Visa CPS Automated Fuel Debit 1594 US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Automated Fuel Debit 1595 US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2




Visa Commercial Standard 1600 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1601 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1602 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Interregional Commercial 1604 Card present; authorization received; settled within 3

days of transaction date. Rate 3 Rate 3 Rate 3 Visa Interregional Commercial 1605

Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Commercial Standard 1607 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1608 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1609 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Non T&E Level 2 1624 Electronic authorization; pertinent interchange fields and

commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Commercial Non T&E Level 2 1625 Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3


Visa Commercial Business Utility 1637 Electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5 Rate 5 Rate 4 Visa Commercial Business Utility 1638 Electronic authorization; pertinent interchange fields and


Rate 5 Rate 5 Rate 4 Visa Commercial Business Utility 1639 Electronic authorization; pertinent interchange fields and


Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Electronic 1640 Electronic authorization; pertinent interchange fields or

commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

Visa Commercial Electronic 1641 Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4








Visa Interregional Commercial 1704 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Interregional Commercial 1705 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Commercial Standard 1707 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1708 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1709 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Non T&E Level 2 1724 Electronic authorization; pertinent interchange fields and




Visa Purchasing Large Ticket 1730 Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields, commercial card data and large ticket transaction data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 8 days of transaction date. Rate 5 Rate 5 Rate 4

Visa Purchasing Large Ticket 1731 Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields, commercial card data and large ticket transaction data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 8 days of transaction date. Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Visa GSA Government-to-

Government 1738 Electronic authorization, obtained within 1 day of

transaction date; pertinent interchange fields (CPS qualified); restricted to certain MCC's. Rate 4 Rate 5 Rate 4




Visa Purchase Card Electronic with Data

1747 Electronic authorization; pertinent purchase card data passed; non-CPS qualified; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 Visa Purchase Card Electronic

with Data 1748 Electronic authorization; pertinent purchase card data

passed; non-CPS qualified; restricted to certain MCC's; settled within 3 days of transaction date.


with Data 1749 Electronic authorization; pertinent purchase card data


Rate 5 Rate 5 Rate 4 Visa GSA Large Ticket 1771 Electronic authorization, obtained within 1 day of

transaction date; pertinent interchange fields (CPS qualified), commercial card data and large ticket transaction data passed; restricted to certain MCC's; settlement amount exceeds threshold. Rate 5 Rate 5 Rate 4

Visa GSA Large Ticket 1775

Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields (CPS qualified), commercial card data and large ticket transaction data passed; restricted to certain MCC's; settlement amount exceeds threshold. Rate 4 Rate 5 Rate 4

Visa Commercial Non T&E Level 2 & 3

1794 Electronic authorization; pertinent interchange fields and purchase card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 4 Rate 5 Rate 4 Visa Commercial Non T&E Level 2

& 3 1795 Electronic authorization; pertinent interchange fields and

purchase card data passed; restricted to certain MCC's; settled within 3 days of transaction date.


& 3 1796 Electronic authorization; pertinent interchange fields and


Rate 4 Rate 5 Rate 4 Visa EIRF Debit (Fuel) 100H


Visa EIRF Debit (Fuel) 100J US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa EIRF Debit (Fuel) 100K US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Utility Debit 100N

US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS E-Commerce Preferred

Debit 101H

US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1

Visa CPS E-Commerce Preferred Debit

101J US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 2


101K US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 2


101N

Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


101P Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2


101Q Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa Standard Credit and Debit 101S Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Standard Credit and Debit 101T Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Standard Credit and Debit 101V Authorization required over floor limit; settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4

Visa Standard Credit and Debit 101W Authorization required over floor limit; settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4


102B US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


102D US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO


Debit 102E US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail Key Entry Debit 102H

US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Key Entry Debit 102J US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Retail Key Entry Debit 102K US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Account Funding Debit 102N US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa EIRF Debit 102T US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa EIRF Debit 102V US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

Visa EIRF Debit 102W US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

Visa CPS Small Ticket Debit 103J US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Small Ticket Debit 103K US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail/2 Debit 103P US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail/2 Debit 103Q US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce date.

Visa CPS Restaurant Debit 103V US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Supermarket Debit 104B US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Supermarket Debit 104D US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Supermarket Debit 104E US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


104G US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


104H US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


104J US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


104K US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Retail Debit 104Q US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Supermarket Debit 104S US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Supermarket Debit 104T US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Supermarket Debit 104V US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Supermarket Debit 104W US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Hotel Debit 105B US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Hotel Debit 105D US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Hotel Debit 105E US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS E-Commerce Debit 106B

US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1

Visa CPS E-Commerce Debit 106D US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 2

Visa CPS Automated Fuel Debit 106N US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Automated Fuel Debit 106P US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Automated Fuel Debit 106Q US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Automated Fuel Debit 106S US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Automated Fuel Debit 106T US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Automated Fuel Debit 106V US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Automated Fuel Debit 106W US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Debt Repayment Debit 107D US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Debt Repayment Debit 107E US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


107G US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


107H US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail/2 Debit 107J US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce date.

Visa CPS Retail/2 Debit 107K US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail/2 Debit 107M US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 2 Rate 2

Visa CPS Retail/2 Debit 107N US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 2 Rate 2

Visa CPS Retail/2 Debit 107P US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail/2 Debit 107Q US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Debt Repayment Debit 108G

US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa EIRF Debit (Fuel) 108J US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa EIRF Debit (Fuel) 108K US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Utility Debit 108M US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Utility Debit 108N US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


108P US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


108V US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1


108W US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS E-Commerce Hotel/Car

Rent Preferred Credit and Debit

109A Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


109B Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Standard Credit and Debit 109D Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Standard Credit and Debit 109E Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


109G US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


109H US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Key Entry Debit 109J US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Key Entry Debit 109K US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Account Funding Debit 109M US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa EIRF Debit 109P US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa EIRF Debit 109Q US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail/2 Debit 109S US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Restaurant Debit 109W

US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Supermarket Debit 157A US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Supermarket Debit 157B US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


157D US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


157E US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Debit 157H US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Supermarket Debit 157J US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Supermarket Debit 157K US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Hotel Debit 157M US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Hotel Debit 157N US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS E-Commerce Debit 157V US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS E-Commerce Debit 157W US issued debit card only; electronic authorization to

include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1

Visa CPS Automated Fuel Debit 158D US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Automated Fuel Debit 158E US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Automated Fuel Debit 158G US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Automated Fuel Debit 158H US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail/2 Debit 158J US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 2 Rate 2

Visa CPS Retail/2 Debit 158K US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 2 Rate 2

Visa CPS Debt Repayment Debit 158M US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Debt Repayment Debit 158N US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Utility Debit 158P US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Utility Debit 158Q US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


158S US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Debit Tax Payment 1

Debit 158T US issued debit card only; electronic authorization;



158W US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Hotel Debit 15B0 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS Hotel Debit 15B1 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS Car Rental Debit 15C0 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS Hotel Debit 15D0 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Hotel Debit 15D1 US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Commercial Standard 161B Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 161C Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 161D Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 161E Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 161F Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Non T&E Level 2 161G Electronic authorization; pertinent interchange fields and


Visa Commercial Non T&E Level 2 161H Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Non T&E Level 2 161I Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 161K Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 161L Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 161M Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 161N Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 161O Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Non T&E Level 2 161V Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Non T&E Level 2 161W Electronic authorization; pertinent interchange fields and


Visa Commercial Non T&E Level 2 161X Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Standard 162B Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 162C Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 162D Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 162E Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Standard 162F Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1 Visa Commercial Non T&E Level 2 162G Electronic authorization; pertinent interchange fields and


Visa Commercial Non T&E Level 2 162H Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Non T&E Level 2 162I Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 162K Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Electronic 162L Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1




Visa Commercial Non T&E Level 2 162V Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Non T&E Level 2 162W Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Non T&E Level 2 162X Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Business Utility 165A Electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 1 Rate 1 Rate 1 Visa Commercial Business Utility 165B Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 Visa Commercial Retail 16A0 Electronic authorization; pertinent interchange fields

passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Retail 16A1 Electronic authorization; pertinent interchange fields


Visa Commercial Card Not Present

16A4 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4


16A5 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

Visa Commercial Standard 16A8 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Business Utility 16B0 Electronic authorization; pertinent interchange fields and


Rate 5 Rate 5 Rate 4 Visa Commercial Business Utility 16B1 Electronic authorization; pertinent interchange fields and






Rate 5 Rate 5 Rate 4 Visa Commercial Standard 174A Settled within 30 days of transaction date. Rate 1 Rate 5 Rate 1 Visa Commercial Standard 174B Settled within 30 days of transaction date. Rate 1 Rate 5 Rate 1 Visa Commercial Standard 174C Settled within 30 days of transaction date. Rate 1 Rate 3 Rate 1 Visa Commercial Non T&E Level 2 174D Electronic authorization; pertinent interchange fields and


Visa Commercial Non T&E Level 2 174E Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 3 Rate 1

Visa Commercial Non T&E Level 2 174F Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 3 Rate 1

Visa Purchasing Large Ticket 174H Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields, commercial card data and large ticket transaction data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 8 days of transaction date. Rate 1 Rate 3 Rate 1

Visa GSA Government-to-Government

174K Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields (CPS qualified); restricted to certain MCC's. Rate 1 Rate 3 Rate 1





174P Electronic authorization; pertinent purchase card data passed; non-CPS qualified; restricted to certain MCC's; settled within 3 days of transaction date.


with Data 174Q Electronic authorization; pertinent purchase card data





CPS Retail T&E

CNP - MOTO

ECommerce Visa Purchase Card Electronic

with Data 174R Electronic authorization; pertinent purchase card data


Rate 1 Rate 3 Rate 1 Visa GSA Large Ticket 175B Electronic authorization, obtained within 1 day of


Visa Commercial Non T&E Level 2 & 3

175D Electronic authorization; pertinent interchange fields and purchase card data passed; restricted to certain MCC's; settled within 3 days of transaction date.


& 3 175E Electronic authorization; pertinent interchange fields and



& 3 175F Electronic authorization; pertinent interchange fields and


Rate 1 Rate 5 Rate 1 Visa Commercial Standard 175G Settled within 30 days of transaction date. Rate 1 Rate 5 Rate 1 Visa Commercial Standard 175H Settled within 30 days of transaction date. Rate 1 Rate 5 Rate 1 Visa Commercial Standard 175I Settled within 30 days of transaction date. Rate 1 Rate 5 Rate 1 Visa Commercial Non T&E Level 2 175J Electronic authorization; pertinent interchange fields and


Visa Commercial Non T&E Level 2 175K Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 5 Rate 1

Visa Commercial Non T&E Level 2 175L Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 5 Rate 1

Visa Purchasing Large Ticket 175N Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields, commercial card data and large ticket transaction data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 8 days of transaction date. Rate 1 Rate 5 Rate 1

Visa Commercial Electronic 175S Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 5 Rate 1

Visa Commercial Electronic 175T Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 5 Rate 1

Visa Commercial Electronic 175U Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 1 Rate 5 Rate 1


175V Electronic authorization; pertinent purchase card data passed; non-CPS qualified; restricted to certain MCC's; settled within 3 days of transaction date.


with Data 175W Electronic authorization; pertinent purchase card data



with Data 175X Electronic authorization; pertinent purchase card data


Rate 1 Rate 5 Rate 1 Visa GSA Large Ticket 176E Electronic authorization, obtained within 1 day of




CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Non T&E Level 2

& 3 176G Electronic authorization; pertinent interchange fields and



& 3 176H Electronic authorization; pertinent interchange fields and



& 3 176I Electronic authorization; pertinent interchange fields and


Rate 1 Rate 5 Rate 1 Visa Purchasing Large Ticket 17A0 Electronic authorization, obtained within 1 day of

transaction date; pertinent interchange fields, commercial card data and large ticket transaction data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 8 days of transaction date. Rate 5 Rate 5 Rate 4

Visa Purchasing Large Ticket 17A1 Electronic authorization, obtained within 1 day of transaction date; pertinent interchange fields, commercial card data and large ticket transaction data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 8 days of transaction date. Rate 5 Rate 5 Rate 4

Visa Commercial Standard 1B00 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa Commercial Standard 1B01 Settled within 30 days of transaction date. Rate 5 Rate 1 Rate 4 Visa Commercial Electronic 1B04 Electronic authorization; pertinent interchange fields or

commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4

Visa Commercial Electronic 1B05 Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 5 Rate 4 Rate 4

Visa Commercial Non T&E Level 2 1B07 Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 1 Rate 4

Visa Commercial Non T&E Level 2 1B08 Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 1 Rate 4

Visa Commercial Business to Business

1B10 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 4 Rate 4







Visa Commercial Retail 1B17 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4

Visa Commercial Retail 1B18 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4

Visa Commercial Non T&E Level 2 1SA0 Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 4 Rate 4

Visa Commercial Non T&E Level 2 1SA1 Electronic authorization; pertinent interchange fields and commercial card data passed; non-taxed transactions are not eligible; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 1 Rate 4


1SA4 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; Rate 5 Rate 1 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce settled within 3 days of transaction date.


1SA5 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 2 Rate 4

Visa Commercial Retail 1SA7 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 3 Rate 4

Visa Commercial Retail 1SA8 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4


1SB0 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4


1SB1 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 3 Rate 4

Visa Commercial Electronic 1SB4 Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4

Visa Commercial Electronic 1SB5 Electronic authorization; pertinent interchange fields or commercial card data passed; additional data required for hotel and car rental merchants; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4

Visa Commercial Standard 1SB7 Settled within 30 days of transaction date. Rate 5 Rate 3 Rate 4 Visa Commercial Standard 1SB8 Settled within 30 days of transaction date. Rate 5 Rate 1 Rate 4 Visa Intracountry Emerging and

Small Ticket 1T06 Pertinent interchange fields passed; settled within 3

days of transaction date. Rate 3 Rate 3 Rate 3 Visa Intracountry Emerging and

Small Ticket Utilities 1T09 Pertinent interchange fields passed; settled within 3

days of transaction date. Rate 3 Rate 1 Rate 3 Visa Intracountry Retail Group 4 1T12 Pertinent interchange fields passed; settled within 3

days of transaction date. Rate 4 Rate 1 Rate 4 Visa Intracountry Retail Group 5 1T16 Pertinent interchange fields passed; settled within 3

days of transaction date. Rate 4 Rate 3 Rate 4 Visa Intracountry Standard 1T19 Settled over 3 days of transaction date. Rate 4 Rate 1 Rate 4 Visa EIRF Credit 1T20 Electronic authorization; key entry permitted; pertinent


Rate 5 Rate 5 Rate 4 Visa EIRF Credit 1T21 Electronic authorization; key entry permitted; pertinent


Rate 5 Rate 5 Rate 4 Visa EIRF Credit 1T22 Electronic authorization; key entry permitted; pertinent


Rate 5 Rate 5 Rate 4 Visa CPS Charity 1U01 Pertinent interchange fields passed; restricted to certain

MCC's Rate 3 Rate 3 Rate 3 Visa Intracountry Emerging and

Small Ticket 1U09

Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3


1U12


Visa Intracountry Retail Group 2 1U16


Visa Intracountry Retail Group 3 1U19


Visa Intracountry Standard 1U22 Settled over 3 days of transaction date. Rate 3 Rate 1 Rate 3 Visa Interregional Electronic

Commerce 1U76 Authorization received; pertinent interchange fields and


Visa Business Card - Card Not Present Debit

1V11 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 1 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Card Not

Present 1V1A Electronic authorization; pertinent interchange fields



1V1B Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V1C Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1V1D Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1V1E Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1V1F Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V1G Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V1H Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V1I Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V2A Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V2B Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V2C Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1V2D Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1V2E Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1V2F Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V2G Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V2H Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1V2I Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1





Visa Commercial Retail 1V55 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4






CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Business to

Business 1V59 Electronic authorization; pertinent interchange fields



1W1A Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W1B Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W1C Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1W1D Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1W1E Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1W1F Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W1G Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W1H Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W1I Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W2A Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W2B Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W2C Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1W2D Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1W2E Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1W2F Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W2G Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W2H Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W2I Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1W50 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4





Visa Commercial Retail 1W54 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Retail 1W55 Electronic authorization; pertinent interchange fields


Visa Commercial Retail 1W56 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4







Visa Intracountry Emerging and Small Ticket

1X06 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 5 Rate 4


1X09 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 5 Rate 4

Visa Intracountry Retail Group 3 1X12 Pertinent interchange fields passed; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

Visa Corporate Card - Non Travel Service - Level 3

1X15 Electronic authorization; pertinent interchange fields and purchase card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 Visa Intracountry Retail Group 4 1X16 Pertinent interchange fields passed; settled within 3

days of transaction date. Rate 4 Rate 5 Rate 4 Visa Intracountry Standard 1X19 Settled over 3 days of transaction date. Rate 4 Rate 5 Rate 4 Visa Commercial Card Not

Present 1X1A Electronic authorization; pertinent interchange fields



1X1B Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X1C Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1X1D Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1X1E Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1X1F Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X1G Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X1H Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X1I Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X2A Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X2B Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X2C Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Commercial Retail 1X2D Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa Commercial Retail 1X2E Electronic authorization; pertinent interchange fields


Visa Commercial Retail 1X2F Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X2G Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X2H Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X2I Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1X50 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4





Visa Commercial Retail 1X54 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4









Visa Retail Signature Preferred 1Y55 * Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 4R Rate 5R Rate 4R

Visa CPS Debt Repayment Debit 100A US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Debt Repayment Debit 100B US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Regulated Interregional Regulated

100C Regulated debit rates apply only to those card ranges registred with Visa Rate 1 Rate 1 Rate 1

Visa Regulated PR Regulated 100F Regulated debit rates apply only to those card ranges registred with Visa Rate 1 Rate 1 Rate 1

Visa EIRF Debit (Fuel) 100G US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa Regulated VI Regulated 100I Regulated debit rates apply only to those card ranges registred with Visa Rate 1 Rate 1 Rate 1

Visa Regulated LAC Regulated 100L Regulated debit rates apply only to those card ranges registred with Visa Rate 1 Rate 1 Rate 1

Visa Utility Debit 100M US issued debit card only; electronic authorization; pertinent interchange fields and utility-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Debit Tax Payment 1

Debit 100S US issued debit card only; electronic authorization;



100T US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


101A US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


101B US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


101G US issued debit card only; electronic authorization to include 3-D secure fields and address verification; pertinent interchange fields and e-commerce transaction data (including CAVV) passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1


101M Electronic authorization to include 3-D secure fields; pertinent interchange fields, e-commerce transaction data (including CAVV) and T&E data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


102A US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; settlement amount less than or equal to $125.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Key Entry Debit 102G US issued debit card only; electronic authorization to include address verification ZIP match, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Account Funding Debit 102M US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Account Funding Debit 102P US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 4

Visa CPS Account Funding Debit 102Q US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 4

Visa EIRF Debit 102S US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Visa CPS Small Ticket Debit 103G US issued debit card only; electronic authorization,

obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Small Ticket Debit 103H US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail/2 Debit 103M US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Retail/2 Debit 103N US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Restaurant Debit 103S US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Restaurant Debit 103T US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Restaurant Debit 103W US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Supermarket Debit 104A US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields, debit card data and supermarket-specific processing codes passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Debit 104M US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Debit 104N US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Debit 104P US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce of transaction date.

Visa CPS Hotel Debit 105A US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Car Rental Debit 105S US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Car Rental Debit 105T US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Car Rental Debit 105V US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Car Rental Debit 105W US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS E-Commerce Debit 106A US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 1 Rate 1 Rate 1

Visa CPS E-Commerce Debit 106E US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; settled within 2 days of transaction date; qualified aggregated micro-payments settled within 3 days (also requires support of partial authorizations). Rate 4 Rate 4 Rate 2

Visa CPS Card Not Present Debit 106G US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Card Not Present Debit 106H US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Card Not Present Debit 106J US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Visa CPS Card Not Present Debit 106K US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2


Visa CPS Automated Fuel Debit 106M US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization equal to $1.00 or settlement amount; settlement amount less than or equal to $75.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Small Ticket Debit 108A US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Small Ticket Debit 108B US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Debt Repayment Debit 108H US issued debit card only; electronic authorization; pertinent interchange fields and debt repayment-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


108Q US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount $4.00 or greater; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


108S US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


108T US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Account Funding Debit 109N US issued debit card only; electronic authorization to include address verification and CVV2; pertinent interchange fields and e-commerce transaction data passed; secure protocol required; transaction date within 1 day of purchase date; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail/2 Debit 109T US issued debit card only; electronic authorization, obtained within 1 day of transaction date; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Restaurant Debit 109V US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Retail Debit 157G US issued debit card only; electronic authorization, obtained within 1 day of transaction date; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and debit card data passed; authorization and settlement amount match; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Car Rental Debit 157S US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Car Rental Debit 157T US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


Visa CPS Card Not Present Debit 158A US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Visa CPS Card Not Present Debit 158B US issued debit card only; electronic authorization to include address verification; pertinent interchange fields and card not present transaction data passed; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


158V US issued debit card only; electronic authorization; pertinent interchange fields and debit tax payment-specific processing codes passed; restricted to certain MCC's; transaction amount less than $4.00; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Virgin Islands Electronic-Visa Electron

15A2 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Virgin Islands Standard 15A6 Settled over 3 days of transaction date. Rate 3 Rate 3 Rate 3 Visa Virgin Islands Standard - Visa

Electron 15A9 Settled over 3 days of transaction date.

Rate 3 Rate 3 Rate 3 Visa CPS Car Rental Debit 15C1 US issued debit card only; electronic authorization;

pertinent interchange fields passed; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

Visa CPS Car Rental Debit 15E0' US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa CPS Car Rental Debit 15E1' US issued debit card only; electronic authorization; pertinent interchange fields passed; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Visa Commercial Standard 16A7 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4 Visa GSA Government-to-

Government 175Q Electronic authorization, obtained within 1 day of

transaction date; pertinent interchange fields (CPS qualified); restricted to certain MCC's. Rate 1 Rate 5 Rate 1

Visa Intracountry Signature 1T02 * Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 1 Rate 4

Visa Virgin Islands Visa Signature Card

1T03 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 2 Rate 4

Visa CPS Charity 1U00 Pertinent interchange fields passed; restricted to certain MCC's Rate 3 Rate 1 Rate 3

Visa Intracountry Electronic Commerce

1U02 Authorization received; pertinent interchange fields and e-commerce transaction data passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3

Visa Virgin Islands Secure Electronic Commerce


Visa Intracountry Electronic Commerce


Visa Virgin Islands Standard 1U26 Settled over 3 days of transaction date. Rate 3 Rate 2 Rate 3 Visa Virgin Islands Electronic

Commerce Merchant 1U29 Authorization received; pertinent interchange fields and


Visa Intracountry Issuer Chip 1U32 Chip-qualified Issuer card; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3

Visa Virgin Islands Issuer Chip 1U33 Chip-qualified Issuer card; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3

Visa Interregional Issuer Chip 1U36 Chip-qualified Issuer card; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Visa Interregional Issuer Chip 1U37 Chip-qualified Issuer card; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3

Visa Electronic LAC 1U42 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3

Visa Electronic Electron LAC 1U43 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 5 Rate 3

Visa Virgin Islands Issuer Chip 1U46 Chip-qualified Issuer card; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3

Visa Virgin Islands Issuer Chip - Visa Electron

1U49 Chip-qualified Issuer card; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 3


Visa Virgin Islands Electronic 1U56 Card present; authorization received; settled within 3 days of transaction date. Rate 3 Rate 5 Rate 3



Visa Business Card - Card Present Debit


Visa Business Card - Card Present Debit


Visa Intracountry Commercial 1V02 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 1 Rate 4

Visa Virgin Islands Commercial 1V03 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 1 Rate 4

Visa Business Card - Card Not Present Debit


Visa Business Card - Standard Debit

1V14 Settled within 30 days of transaction date. Rate 5 Rate 1 Rate 4

Visa Business Card - Standard Debit

1V15 Settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4






Visa Purchasing Card - Travel Service

1W00 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's. Rate 5 Rate 5 Rate 4

Visa Purchasing Card - Travel Service

1W01 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's. Rate 5 Rate 5 Rate 4

Visa Intracountry Commercial 1W02 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

Visa Virgin Islands Commercial 1W03 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

Visa Purchasing Card - Large Purchase Advantage 1

1W10 Large ticket transaction data passed. Rate 5 Rate 5 Rate 4















Visa Corporate Card - Travel Service

1X00 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's. Rate 5 Rate 5 Rate 4

Visa Corporate Card - Travel Service

1X01 Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's. Rate 5 Rate 5 Rate 4

Visa Intracountry Commercial 1X02 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

Visa Virgin Islands Commercial 1X03 Card present; authorization received; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Visa Corporate Card - Electronic

with Data 1X10 Electronic authorization; pertinent purchase card data


Rate 5 Rate 5 Rate 4 Visa Corporate Card - Electronic

with Data 1X11 Electronic authorization; pertinent purchase card data


Rate 5 Rate 5 Rate 4 Visa Corporate Card - Non Travel

Service - Level 3 1X14 Electronic authorization; pertinent interchange fields and


Rate 5 Rate 5 Rate 4 Visa Standard Signature Preferred 1Y00 * Settled within 30 days of transaction date.

Rate 5R Rate 5R Rate 4R Visa Standard Signature Preferred 1Y01 * Settled within 30 days of transaction date.

Rate 5R Rate 5R Rate 4R Visa Interregional Premium Card 1Y22 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa LAC Premium Card 1Y26 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa Interregional Premium Card -

Signature 1Y29 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa Fuel Signature Preferred 1Y30 * Electronic authorization; pertinent interchange fields

passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

Visa Fuel Signature Preferred 1Y31 * Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

Visa

Interregional Super Premium Card - Signature Preferred

1Y32 * Card present; authorization received; settled within 3 days of transaction date.

Rate 4R Rate 4R Rate 4R Visa Interregional Super Premium

Card - Infinite 1Y36 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa Interregional Super Premium

Card - Signature 1Y39 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa Electronic Signature

Preferred 1Y40 * Electronic authorization; pertinent interchange fields

passed; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R Visa Electronic Signature

Preferred 1Y41 * Electronic authorization; pertinent interchange fields

passed; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R Visa LAC Super Premium Card -

Infinite 1Y46 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa LAC Super Premium Card -

Signature 1Y49 * Card present; authorization received; settled within 3

days of transaction date. Rate 4R Rate 4R Rate 4R Visa CNP Signature Preferred 1Y50 * Electronic authorization; pertinent interchange fields

passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R

Visa CNP Signature Preferred 1Y51 * Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R

Visa Business to Business Signature Preferred

1Y57 * Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 4R Rate 5R Rate 4R

Visa Business to Business Signature Preferred

1Y58 * Electronic authorization; pertinent interchange fields passed (CPS qualified); restricted to certain MCC's; settled within 3 days of transaction date. Rate 4R Rate 5R Rate 4R

MC Merit 1 Consumer Bill Pay Real Estate Debit

1068 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date. Rate 3 Rate 2 Rate 2

MC Standard Credit and Debit 1200 Authorization required over floor limit; settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4




CPS Retail T&E

CNP - MOTO

ECommerce MC Interregional - Standard (ISI) 1202 Settled within 30 days of transaction date.

Rate 3 Rate 4 Rate 3 MC Merit 1 Credit 1210 Electronic authorization; key entry permitted; pertinent


Rate 4 Rate 4 Rate 3 MC Merit 1 Credit 1211 Electronic authorization; key entry permitted; pertinent


Rate 4 Rate 4 Rate 3 MC Merchant UCAF Credit 1214 Electronic authorization; key entry permitted; pertinent

interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Merchant UCAF Credit 1215 Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Interregional Merchant UCAF 1216 Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 3 Rate 4 Rate 3

MC MC Key Entered Credit 1220 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5 Rate 5 Rate 4 MC EIRF Credit 1221 Electronic authorization; key entry permitted; pertinent


Rate 5 Rate 5 Rate 4 MC Full UCAF Credit 1224 Electronic authorization; key entry permitted; pertinent


MC Full UCAF Credit 1225 Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Interregional Full UCAF 1226 Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 3 Rate 3 Rate 3

MC Merit 3 Credit 1230 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC CPS Retail/2 Credit 1231 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Interregional - Electronic (IEI) 1232 Full contents of magnetic stripe read and passed in authorization and settlement; settled within 5 days of transaction date. Rate 3 Rate 3 Rate 3

MC Lodging and Auto Rental Credit

1237 Electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 MC Lodging and Auto Rental

Credit 1238 Electronic authorization; key entry permitted; pertinent

interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 MC Intracountry Standard 1239 Merchant location in Puerto Rico only; settled within 30

days of transaction date. Rate 3 Rate 3 Rate 3 MC SIIP Credit 1240 Electronic authorization; pertinent interchange fields and

recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3 Rate 3 Rate 3 MC SIIP Credit 1241 Electronic authorization; pertinent interchange fields and





CPS Retail T&E

CNP - MOTO

ECommerce MC MC Supermarket Credit 1250 Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC MC Supermarket Credit 1251 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Public Sector Credit 1260 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 MC Public Sector Credit 1261 Electronic authorization; key entry permitted; pertinent


Rate 3 Rate 3 Rate 3 MC Petroleum Credit 1264 Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Petroleum Credit 1265

Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Intracountry Emerging Markets

1266 Restricted to certain MCC's; merchant location in Puerto Rico only. Rate 3 Rate 3 Rate 3

MC Merit 1 Consumer Bill Pay Real Estate & Insurance Credit

1267 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 MC Merit 1 Consumer Bill Pay

Real Estate & Insurance Credit

1268

Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 3 Rate 3 Rate 3 MC Intracountry Rapid Payments 1269 Restricted to certain MCC's; merchant location in Puerto

Rico only. Rate 3 Rate 3 Rate 3 MC Utilities Credit 1287 Electronic authorization; key entry permitted; pertinent


Rate 3 Rate 3 Rate 3 MC Utilities Credit 1288 Electronic authorization; key entry permitted; pertinent


Rate 3 Rate 3 Rate 3 MC Intracountry Utilities 1289 Restricted to certain MCC's; merchant location in Puerto

Rico only. Rate 3 Rate 3 Rate 3 MC Convenience Purchase

Credit 1294 Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Convenience Purchase Credit

1295 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Petroleum Credit 1297 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3



CPS Retail T&E

CNP - MOTO

ECommerce MC Petroleum Credit 1298 Electronic authorization; full contents of magnetic stripe


MC World Card T&E 1301 * Electronic authorization; pertinent T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

MC Interregional Consumer Premium Standard

1303 * Settled within 30 days of transaction date. Rate 4R Rate 4R Rate 3R

MC Interregional / Intracountry Premium Standard


MC World Card Standard 1308 * Authorization required over floor limit; settled within 30 days of transaction date. Rate 5R Rate 5R Rate 4R

MC Interregional Consumer Premium Standard (LAC)


MC World Card Merit 1 1311 * Electronic authorization; key entry permitted; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Card Merchant UCAF 1315 * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC Interregional Premium Merchant UCAF

1316 * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Card MC Key Entered 1321 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 4R Rate 4R Rate 3R MC Interregional Consumer

Premium Full UCAF 1323 * Electronic authorization; key entry permitted; pertinent

interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Card Full UCAF 1325 * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC Interregional Premium Full UCAF


MC World Card Merit 1 Consumer Bill Pay Real Estate & Insurance

1328 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.


Premium Full UCAF (LAC) 1329 * Electronic authorization; key entry permitted; pertinent


MC World Card Merit 3 1331 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

MC Interregional Consumer Premium Electronic

1333 * Full contents of magnetic stripe read and passed in authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.

Rate 4R Rate 4R Rate 3R MC Interregional Premium

Electronic 1336 * Full contents of magnetic stripe read and passed in

authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.


Premium Electronic (LAC) 1339 * Full contents of magnetic stripe read and passed in


Rate 4R Rate 4R Rate 3R



CPS Retail T&E

CNP - MOTO

ECommerce MC World Card SIIP 1341 * Electronic authorization; pertinent interchange fields and



Premium Merchant UCAF 1343 * Electronic authorization; key entry permitted; pertinent


MC Consumer Super Premium Electronic


Rate 4R Rate 4R Rate 4R MC World Card Restaurant 1348 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $60.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC Interregional Consumer Premium Merchant UCAF (LAC)


MC World Card Supermarket 1351 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

MC Consumer Super Premium Electronic (LAC)


Rate 4R Rate 4R Rate 4R MC Consumer Super Premium

Full UCAF 1356 * Electronic authorization; key entry permitted; pertinent


MC Consumer Super Premium Full UCAF (LAC)


MC Consumer Super Premium Merchant UCAF


MC World Card Petroleum 1365 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC Consumer Super Premium Merchant UCAF (LAC)


MC World Card Merit 1 Consumer Bill Pay Real Estate & Insurance

1368 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.


Standard 1369 * Settled within 30 days of transaction date.

Rate 4R Rate 4R Rate 4R MC World Card Public Sector 1371 * Electronic authorization; key entry permitted; pertinent



Standard (LAC) 1373 * Settled within 30 days of transaction date.

Rate 4R Rate 4R Rate 4R MC World Card Utilities 1388 * Electronic authorization; key entry permitted; pertinent





CPS Retail T&E

CNP - MOTO

ECommerce MC World Card Convenience

Purchase 1395 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Card Petroleum 1398 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R


MC Interregional - Standard (ISI) 1502 Settled within 30 days of transaction date. Rate 3 Rate 4 Rate 3

MC MC Service Station Debit 1508 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Merit 1 Debit 1511 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 4 Rate 2

MC Merchant UCAF Debit 1515 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Interregional Merchant UCAF 1516

Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 3 Rate 4 Rate 3

MC MC Key Entered Debit 1521 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

MC Full UCAF Debit 1525 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Interregional Full UCAF 1526

Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 3 Rate 3 Rate 3

MC MC Small Ticket Debit 1528 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Merit 3 Debit 1531 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Interregional - Electronic (IEI) 1532 Full contents of magnetic stripe read and passed in authorization and settlement; settled within 5 days of transaction date. Rate 3 Rate 3 Rate 3

MC Lodging and Auto Rental Debit

1538 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

MC SIIP Debit 1541 US issued debit card only; electronic authorization; pertinent interchange fields and recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce MC MC Restaurant Debit 1548 US issued debit card only; electronic authorization; full

contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Supermarket Debit 1551 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Service Station Debit 1558 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Emerging Market Debit 1561 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Supermarket Debit 1568 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Utilities Debit 1588 US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Automated Fuel Debit 1595 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Automated Fuel Debit 1598 US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC Corporate Standard 1600 Authorization required over floor limit; settled within 30 days of transaction date. Rate 5 Rate 5 Rate 4


MC Corporate Interregional 1602 Authorization required over floor limit; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Intracountry Corporate 1603 Authorization required over floor limit; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate Data I 1610 Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Corporate Data I 1611 Electronic authorization; pertinent interchange fields and

commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Commercial Data II

Petroleum (Business, Corporate, Fleet Card, Purchasing Card, Business Debit)

1617 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce MC Commercial Data II



MC Commercial Data II (Business, Corporate, Fleet Card, Purchasing Card, Business Debit)

1620 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.


(Business, Corporate, Fleet Card, Purchasing Card, Business Debit)


Rate 5 Rate 5 Rate 4 MC Commercial Face to Face


1627 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 5 Rate 4

MC Commercial Face to Face Petroleum (Business, Corporate, Fleet Card, Purchasing Card, Business Debit)


MC Commercial Face to Face (Business, Corporate, Fleet Card, Purchasing Card, Business Debit)




MC Corporate T&E I 1640 Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4


MC Corporate T&E III 1650 Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4


MC Commercial Utilities 1654 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Commercial Utilities 1655 Electronic authorization; key entry permitted; pertinent


Rate 5 Rate 5 Rate 4 MC Interregional Electronic Card

Commercial 1659 Authorization required over floor limit; restricted to

certain MCC's. Rate 5 Rate 5 Rate 4 MC Corporate Data III 1660 Electronic authorization; pertinent interchange fields and


Rate 5 Rate 5 Rate 4 MC Corporate Data III 1661 Electronic authorization; pertinent interchange fields and





CPS Retail T&E

CNP - MOTO

ECommerce MC Corporate Large Ticket I, II

and III 1670 Electronic authorization; pertinent interchange fields and

commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate Large Ticket I, II and III

1671 Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4









MC Corporate T&E II 1680 Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4




MC Corporate Interregional 1702 Authorization required over floor limit; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

MC Intracountry Corporate 1703

Authorization required over floor limit; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate Data I 1710 Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Corporate Data I 1711 Electronic authorization; pertinent interchange fields and





MC Commercial Data II Petroleum (Business, Corporate, Fleet Card, Purchasing Card, Business Debit)










CPS Retail T&E

CNP - MOTO




Rate 4 Rate 5 Rate 4 MC Intracountry Purchasing Data

II 1723 Electronic authorization; pertinent interchange fields and

commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 5 Rate 4





MC Intracountry Purchasing Data II

1729 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4









MC Corporate Data III 1760 Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Corporate Data III 1761 Electronic authorization; pertinent interchange fields and


Rate 5 Rate 5 Rate 4 MC Corporate Large Ticket I, II

and III 1770 Electronic authorization; pertinent interchange fields and








CPS Retail T&E

CNP - MOTO

ECommerce MC Intracountry Purchasing

Large Ticket 1773 Electronic authorization; pertinent interchange fields and






MC Intracountry Purchasing Large Ticket








MC Public Sector Credit 120A Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Public Sector Credit 120B Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Interregional - Standard (ISI) 120C Settled within 30 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Public Sector Credit 120D Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Public Sector Credit 120E Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Interregional - Standard (ISI) 120F Settled within 30 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Convenience Purchase

Credit 120G Electronic authorization; full contents of magnetic stripe



120H Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Intracountry Standard 120I

Merchant location in Puerto Rico only; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


120J Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Convenience Purchase

Credit 120K Electronic authorization; full contents of magnetic stripe


MC Intracountry Standard 120L Merchant location in Puerto Rico only; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Intracountry Rapid Payments 120U

Restricted to certain MCC's; merchant location in Puerto Rico only. Rate 1 Rate 1 Rate 1

MC Intracountry Rapid Payments 120X Restricted to certain MCC's; merchant location in Puerto Rico only. Rate 1 Rate 1 Rate 1

MC Intracountry Utilities 121C

Restricted to certain MCC's; merchant location in Puerto Rico only. Rate 1 Rate 1 Rate 1

MC Intracountry Utilities 121F Restricted to certain MCC's; merchant location in Puerto Rico only. Rate 1 Rate 1 Rate 1

MC Interregional - Electronic (IEI) 121I Full contents of magnetic stripe read and passed in authorization and settlement; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional - Electronic (IEI) 121L Full contents of magnetic stripe read and passed in authorization and settlement; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1


130C * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


130F * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


130I * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


130L * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


130O * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


130R * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Consumer Premium Full UCAF

132C * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Consumer Premium Full UCAF

132F * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Consumer Premium Electronic

133C * Full contents of magnetic stripe read and passed in authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Interregional Consumer

Premium Electronic 133F * Full contents of magnetic stripe read and passed in



Premium Electronic (LAC) 133O * Full contents of magnetic stripe read and passed in



Premium Electronic (LAC) 133R * Full contents of magnetic stripe read and passed in



Premium Merchant UCAF 134C * Electronic authorization; key entry permitted; pertinent


MC Interregional Consumer Premium Merchant UCAF




CPS Retail T&E

CNP - MOTO

ECommerce MC Interregional Consumer

Premium Merchant UCAF (LAC)

134O * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Consumer Premium Merchant UCAF (LAC)

134R * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1




136L * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional - Standard (ISI) 150C Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional - Standard (ISI) 150F Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Standard Credit and Debit 150H Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Standard Credit and Debit 150K Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Merchant UCAF 151C Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Service Station Debit 151E

US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Merchant UCAF 151F Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merchant UCAF Debit 151Q US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Full UCAF 152C Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Full UCAF 152F Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional - Electronic (IEI) 153C Full contents of magnetic stripe read and passed in authorization and settlement; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 3 Debit 153E US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional - Electronic (IEI) 153F Full contents of magnetic stripe read and passed in authorization and settlement; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Service Station Debit 154T US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC MC Service Station Debit 154W US issued debit card only; electronic authorization; full

contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Emerging Market Debit 155E US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Utilities Debit 155W US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Automated Fuel Debit 156E

US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Automated Fuel Debit 156H US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Automated Fuel Debit 156K US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Commercial Utilities 160A Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial Utilities 160B Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Corporate Interregional 160C Authorization required over floor limit; settled within 3

days of transaction date. Rate 1 Rate 1 Rate 1 MC Commercial Utilities 160D Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Commercial Utilities 160E Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Corporate Interregional 160F Authorization required over floor limit; settled within 3

days of transaction date. Rate 1 Rate 1 Rate 1 MC Intracountry Corporate 160I Authorization required over floor limit; settled within 3

days of transaction date. Rate 1 Rate 1 Rate 1 MC Intracountry Corporate 160L Authorization required over floor limit; settled within 3

days of transaction date. Rate 1 Rate 1 Rate 1 MC Commercial Data II


163A Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO



163B Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


163D Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


163E Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


163G Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



163H Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



163J Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



163K Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



163M Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


163N Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


163P Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


163Q Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


163S Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Commercial Face to Face


163T Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


163V Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


163W Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 164A Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 164B Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 164D Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 164E Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 164G Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 164H Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 164J Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 164K Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 164M Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 164N Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 164P Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 164Q Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


16C0 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



16C1 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



16C4 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO



16C5 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate Data III 16C7 Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Corporate Data III 16C8 Electronic authorization; pertinent interchange fields and




16CA Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CB Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CD Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CE Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CG Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CH Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CJ Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CK Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CM Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


16CN Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate Standard 170A Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate Standard 170B Authorization required over floor limit; settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate Interregional 170C Authorization required over floor limit; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Corporate Standard 170D Authorization required over floor limit; settled within 30

days of transaction date. Rate 1 Rate 1 Rate 1 MC Corporate Standard 170E Authorization required over floor limit; settled within 30

days of transaction date. Rate 1 Rate 1 Rate 1 MC Corporate Interregional 170F Authorization required over floor limit; settled within 3

days of transaction date. Rate 1 Rate 1 Rate 1 MC Commercial Data II


170I Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.


II 170L Electronic authorization; pertinent interchange fields and


MC Corporate Data I 170M Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Corporate Data I 170N Electronic authorization; pertinent interchange fields and



II 170O Electronic authorization; pertinent interchange fields and


MC Corporate Data I 170P Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Corporate Data I 170Q Electronic authorization; pertinent interchange fields and



II 170R Electronic authorization; pertinent interchange fields and


MC Intracountry Purchasing Data II

170U Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


170X Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



171G Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


171H Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


171J Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO



171K Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 171S Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 171T Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 171V Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E I 171W Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 172A Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 172B Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


172C Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 172D Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E III 172E Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


172F Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate Data III 172G Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Corporate Data III 172H Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 MC Intracountry Purchasing

Large Ticket 172I Electronic authorization; pertinent interchange fields and


MC Corporate Data III 172J Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Corporate Data III 172K Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 MC Intracountry Purchasing

Large Ticket 172L Electronic authorization; pertinent interchange fields and



172M Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


172N Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Intracountry Purchasing

Large Ticket 172O Electronic authorization; pertinent interchange fields and



172P Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


172Q Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Intracountry Purchasing Large Ticket

172R Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


172S Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


172T Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


172V Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


172W Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


173A Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


173B Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


173D Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


173E Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 173G Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 173H Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 173J Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Corporate T&E II 173K Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Interregional Electronic Card 1J0C

Full contents of magnetic stripe read and passed in authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.

Rate 1 Rate 4 Rate 1 MC Interregional Electronic Card 1J0F Full contents of magnetic stripe read and passed in





CPS Retail T&E

CNP - MOTO

ECommerce MC Interregional Electronic Card 1J0I

Full contents of magnetic stripe read and passed in authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Interregional Electronic Card 1J0L Full contents of magnetic stripe read and passed in




1J27 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1J28 Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1K17 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4


1K18 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4


1K20 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1K21 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1K27 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 5 Rate 4







MC Corporate T&E I 1K40 Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate T&E I 1K41 Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate T&E III 1K50 Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce MC Corporate T&E III 1K51 Electronic authorization; pertinent interchange fields and

T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate T&E II 1K80 Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4

MC Corporate T&E II 1K81 Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4


1KCG Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1KCH Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1KCJ Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1KCK Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1KCM Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1KCN Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1M0A Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1M0B Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1M0D Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1M0E Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1M0G Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1M0H Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO



1M0J Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1M0K Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1M17 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4


1M18 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4


1M20 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1M21 Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1M30 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4


1M31 Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4

MC Commercial Large Ticket I, II and III (Level 2/Business World, Level 3/Business World Elite, Corporate World, Corporate World Elite, Level 4)

1N75 * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Large Ticket I, II

and III (Level 2/Business World, Level 3/Business World Elite, Corporate World, Corporate World Elite, Level 4)


Rate 5R Rate 5R Rate 4R MC Commercial Utilities 1NA1 Electronic authorization; key entry permitted; pertinent





CPS Retail T&E

CNP - MOTO

ECommerce MC Commercial Standard (Level

2/Business World, Level 3/Business World Elite, Corporate World, Corporate World Elite, Level 4)

1O01 * Authorization required over floor limit; settled within 30 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Data I (Level


1O11 * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Data II

Petroleum (Business World, Business World Elite, Corporate World, Corporate World Elite, Business Enhanced)

1O18 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Data II (Level


1O21 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Face to Face


1O28 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.


(Level 2/Business World, Level 3/Business World Elite, Corporate World, Corporate World Elite, Level 4)

1O31 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial T&E I (Level


1O41 * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial T&E III (Level


1O51 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Data III (Level


1O61 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.




CPS Retail T&E

CNP - MOTO

ECommerce MC Commercial Large Ticket I, II


1O71 * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.







Rate 5R Rate 5R Rate 4R MC Commercial T&E II (Level


1O81 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Utilities 1OA1 Electronic authorization; key entry permitted; pertinent


Rate 5R Rate 5R Rate 4R MC Standard Enhanced 1P01 * Authorization required over floor limit; settled within 30

days of transaction date. Rate 5R Rate 5R Rate 4R MC Standard Enhanced 1P0A * Authorization required over floor limit; settled within 30

days of transaction date. Rate 1 Rate 1 Rate 1 MC Standard Enhanced 1P0B * Authorization required over floor limit; settled within 30

days of transaction date. Rate 1 Rate 1 Rate 1 MC Standard Enhanced 1P0D * Authorization required over floor limit; settled within 30

days of transaction date. Rate 1 Rate 1 Rate 1 MC Standard Enhanced 1P0E * Authorization required over floor limit; settled within 30

days of transaction date. Rate 1 Rate 1 Rate 1 MC Merit 1 Enhanced 1P0G * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Merit 1 Enhanced 1P0H * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Merit 1 Enhanced 1P0J * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Merit 1 Enhanced 1P0K * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Merchant UCAF Enhanced 1P0M * Electronic authorization; key entry permitted; pertinent


MC Merchant UCAF Enhanced 1P0N * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Merchant UCAF Enhanced 1P0P * Electronic authorization; key entry permitted; pertinent


MC Merchant UCAF Enhanced 1P0Q * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Key Entered Enhanced 1P0S * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 1 Rate 1 Rate 1 MC MC Key Entered Enhanced 1P0T * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC MC Key Entered Enhanced 1P0V * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC MC Key Entered Enhanced 1P0W * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Merit 1 Enhanced 1P11 * Electronic authorization; key entry permitted; pertinent


Rate 4R Rate 4R Rate 3R MC Merchant UCAF Enhanced 1P15 * Electronic authorization; key entry permitted; pertinent


MC Full UCAF Enhanced 1P1A * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Full UCAF Enhanced 1P1B * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Full UCAF Enhanced 1P1D * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Full UCAF Enhanced 1P1E * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 1 Consumer Bill Pay Real Estate & Insurance Enhanced

1P1G * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.


Real Estate & Insurance Enhanced

1P1H * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1P1J * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1P1K * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Merit 3 Enhanced 1P1M * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 3 Enhanced 1P1N * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Merit 3 Enhanced 1P1P * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 3 Enhanced 1P1Q * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Lodging and Auto Rental Enhanced

1P1S * Electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.


Enhanced 1P1T * Electronic authorization; key entry permitted; pertinent



Enhanced 1P1V * Electronic authorization; key entry permitted; pertinent



Enhanced 1P1W * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC MC Key Entered Enhanced 1P21 * Electronic authorization; key entry permitted; pertinent


Rate 4R Rate 4R Rate 3R MC Full UCAF Enhanced 1P25 * Electronic authorization; key entry permitted; pertinent



1P27 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 3R Rate 3R Rate 3R MC Merit 1 Consumer Bill Pay



Rate 3R Rate 3R Rate 3R MC SIIP Enhanced 1P2A * Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 MC SIIP Enhanced 1P2B * Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 MC SIIP Enhanced 1P2D * Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 MC SIIP Enhanced 1P2E * Electronic authorization; pertinent interchange fields and


Rate 1 Rate 1 Rate 1 MC MC Supermarket Enhanced 1P2G * Electronic authorization; full contents of magnetic stripe


MC MC Supermarket Enhanced 1P2H * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Supermarket Enhanced 1P2J * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC MC Supermarket Enhanced 1P2K * Electronic authorization; full contents of magnetic stripe


MC Public Sector Enhanced 1P2M * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Public Sector Enhanced 1P2N * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Public Sector Enhanced 1P2P * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Public Sector Enhanced 1P2Q * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Petroleum Enhanced 1P2S * Electronic authorization; full contents of magnetic stripe


MC Petroleum Enhanced 1P2T * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Petroleum Enhanced 1P2V * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Petroleum Enhanced 1P2W * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 3 Enhanced 1P31 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R


1P38 * Electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 4R Rate 4R Rate 3R MC Merit 1 Consumer Bill Pay


1P3A * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1P3B * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1P3D * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.



1P3E * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Utilities Enhanced 1P3M * Electronic authorization; key entry permitted; pertinent





CPS Retail T&E

CNP - MOTO

ECommerce MC Utilities Enhanced 1P3N * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Utilities Enhanced 1P3P * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Utilities Enhanced 1P3Q * Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Convenience Purchase

Enhanced 1P3S * Electronic authorization; full contents of magnetic stripe


MC Convenience Purchase Enhanced

1P3T * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1P3V * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1P3W * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC SIIP Enhanced 1P41 * Electronic authorization; pertinent interchange fields and recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3R Rate 3R Rate 3R MC Petroleum Enhanced 1P4A * Electronic authorization; full contents of magnetic stripe


MC Petroleum Enhanced 1P4B * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Petroleum Enhanced 1P4D * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Petroleum Enhanced 1P4E * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Supermarket Enhanced 1P51 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R



CPS Retail T&E

CNP - MOTO

ECommerce MC Public Sector Enhanced 1P61 * Electronic authorization; key entry permitted; pertinent


Rate 3R Rate 3R Rate 3R MC Petroleum Enhanced 1P65 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R



Rate 3R Rate 3R Rate 3R MC Utilities Enhanced 1P88 * Electronic authorization; key entry permitted; pertinent


Rate 3R Rate 3R Rate 3R MC Convenience Purchase

Enhanced 1P95 * Electronic authorization; full contents of magnetic stripe


MC Petroleum Enhanced 1P97 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

MC Petroleum Enhanced 1P98 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

MC Commercial Standard (Level 2/Business World, Level 3/Business World Elite, Corporate World, Corporate World Elite, Level 4)

1Q01 * Authorization required over floor limit; settled within 30 days of transaction date.



1Q11 * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1Q18 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date.



1Q21 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.




CPS Retail T&E

CNP - MOTO



1Q28 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1Q31 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1Q41 * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



1Q51 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1Q61 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.



1Q71 * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.









1Q81 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.




CPS Retail T&E

CNP - MOTO



1R01 * Authorization required over floor limit; settled within 30 days of transaction date.



1R11 * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1R18 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date.



1R21 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1R28 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1R31 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1R41 * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



1R51 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1R61 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.




CPS Retail T&E

CNP - MOTO



1R71 * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.









1R81 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Commercial Standard (Level


1S00 * Authorization required over floor limit; settled within 30 days of transaction date.

Rate 5 Rate 5 Rate 4 MC Commercial Standard (Level


1S01 * Authorization required over floor limit; settled within 30 days of transaction date.



1S0A * Authorization required over floor limit; settled within 30 days of transaction date.



1S0B * Authorization required over floor limit; settled within 30 days of transaction date.



1S0D * Authorization required over floor limit; settled within 30 days of transaction date.




CPS Retail T&E

CNP - MOTO



1S0E * Authorization required over floor limit; settled within 30 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial Data I (Level


1S0G * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S0H * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S0J * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S0K * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial Data II (Level


1S0M * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1S0N * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1S0P * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1S0Q * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.




CPS Retail T&E

CNP - MOTO



1S0S * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1S0T * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1S0V * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1S0W * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1S10 * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S11 * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S17 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date.



1S18 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date.

Rate 4 Rate 5 Rate 4 MC Commercial T&E I (Level


1S1A * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.




CPS Retail T&E

CNP - MOTO

ECommerce MC Commercial T&E I (Level


1S1B * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S1D * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S1E * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial T&E III (Level


1S1G * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S1H * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S1J * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S1K * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial Utilities 1S1M Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Commercial Utilities 1S1N Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Commercial Utilities 1S1P Electronic authorization; key entry permitted; pertinent


Rate 1 Rate 1 Rate 1 MC Commercial Utilities 1S1Q Electronic authorization; key entry permitted; pertinent





CPS Retail T&E

CNP - MOTO

ECommerce MC Commercial Data III (Level


1S1S * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial Data III (Level


1S1T * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.



1S1V * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.



1S1W * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.



1S20 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1S21 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1S27 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.




Rate 4 Rate 5 Rate 4 MC Commercial Large Ticket I, II


1S2A * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.




CPS Retail T&E

CNP - MOTO



1S2B * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2D * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2E * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2G * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2H * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2J * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2K * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2M * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2N * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.




CPS Retail T&E

CNP - MOTO



1S2P * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.



1S2Q * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 1 Rate 1 Rate 1 MC Commercial T&E II (Level


1S2S * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S2T * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S2V * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S2W * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.









1S40 * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.




CPS Retail T&E

CNP - MOTO



1S41 * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



1S50 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.




Rate 5 Rate 5 Rate 4 MC Commercial Utilities 1S54 Electronic authorization; key entry permitted; pertinent


Rate 5 Rate 5 Rate 4 MC Commercial Utilities 1S55 Electronic authorization; key entry permitted; pertinent




1S60 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.



1S61 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.



1S70 * Electronic authorization; pertinent interchange fields and commercial card data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 2 days of transaction date.










CPS Retail T&E

CNP - MOTO
















Rate 5 Rate 5 Rate 4 MC Intracountry Emerging

Markets 120O Restricted to certain MCC's; merchant location in Puerto

Rico only. Rate 1 Rate 1 Rate 1 MC Intracountry Emerging

Markets 120R Restricted to certain MCC's; merchant location in Puerto

Rico only. Rate 1 Rate 1 Rate 1 MC Interregional Premium

Merchant UCAF 131I * Electronic authorization; key entry permitted; pertinent


MC Interregional Premium Merchant UCAF



132I * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1



MC Interregional Consumer Premium Full UCAF (LAC)


MC Interregional Consumer Premium Full UCAF (LAC)


MC Interregional Premium Electronic

133I * Full contents of magnetic stripe read and passed in authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.




CPS Retail T&E

CNP - MOTO

ECommerce MC Interregional Premium

Electronic 133L * Full contents of magnetic stripe read and passed in


Rate 1 Rate 1 Rate 1 MC Consumer Super Premium

Electronic 134I * Full contents of magnetic stripe read and passed in



Electronic 134L * Full contents of magnetic stripe read and passed in



Electronic (LAC) 135C * Full contents of magnetic stripe read and passed in



Electronic (LAC) 135F * Full contents of magnetic stripe read and passed in



Full UCAF 135I * Electronic authorization; key entry permitted; pertinent


MC Consumer Super Premium Full UCAF





136C * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1




136I * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 5 days of transaction date. Rate 1 Rate 1 Rate 1

MC Consumer Super Premium Standard

136O * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Consumer Super Premium Standard

136R * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Consumer Super Premium Standard (LAC)

137C * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1

MC Consumer Super Premium Standard (LAC)

137F * Settled within 30 days of transaction date. Rate 1 Rate 1 Rate 1


150B US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


150E US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Service Station Debit 151B US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 1 Debit 151H US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC Merit 1 Debit 151K US issued debit card only; electronic authorization; key

entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merchant UCAF Debit 151N US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 1 Prepaid 151T US issued Prepaid debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 2

MC Utilities Prepaid 151W US issued Prepaid debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

MC MC Key Entered Debit 152B US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Key Entered Debit 152E US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Full UCAF Debit 152H US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Full UCAF Debit 152K US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Key Entered Prepaid 152N US issued Prepaid debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 2

MC MC Small Ticket Debit 152T US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Small Ticket Debit 152W US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Merit 3 Debit 153B US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


153T US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


153W US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC SIIP Debit 154B US issued debit card only; electronic authorization; pertinent interchange fields and recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce MC SIIP Debit 154E US issued debit card only; electronic authorization;

pertinent interchange fields and recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Restaurant Debit 154H US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Restaurant Debit 154K US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Supermarket Debit 154N US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Supermarket Debit 154Q US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Emerging Market Debit 155B US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Supermarket Debit 155H US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Supermarket Debit 155K US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Utilities Debit 155T US issued debit card only; electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC MC Automated Fuel Debit 156B US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Regulated Small Ticket - CK 156N US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC Regulated Small Ticket - CK 156Q US issued debit card only; electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $15.00; no signature required; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

MC World High Value T&E 1I01 * Electronic authorization; pertinent T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R



CPS Retail T&E

CNP - MOTO

ECommerce MC World High Value Standard 1I08 * Authorization required over floor limit; settled within 30

days of transaction date. Rate 5R Rate 5R Rate 4R MC World High Value Merit 1 1I11 * Electronic authorization; key entry permitted; pertinent

interchange fields passed; settled within 3 days of transaction date. Rate 5R Rate 4R Rate 4R

MC World High Value Merchant UCAF

1I15 * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 5R Rate 3R Rate 3R

MC World High Value MC Key Entered

1I21 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5R Rate 5R Rate 4R MC World High Value Full UCAF 1I25 * Electronic authorization; key entry permitted; pertinent

interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 5R Rate 5 Rate 3R

MC World High Value Merit 1 Consumer Bill Pay Real Estate & Insurance

1I28 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 5R Rate 1 Rate 4R MC World High Value Merit 3 1I31 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5R Rate 4 Rate 4R

MC World High Value SIIP 1I41 * Electronic authorization; pertinent interchange fields and recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3R Rate 1 Rate 3R MC World High Value Restaurant 1I48 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $60.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5R Rate 1 Rate 3R

MC World High Value Supermarket

1I51 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 1 Rate 3R

MC World High Value Petroleum 1I65 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 4R Rate 1 Rate 3R

MC World High Value Merit 1 Consumer Bill Pay Real Estate & Insurance

1I68 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 5R Rate 2 Rate 4R MC World High Value Public

Sector 1I71 * Electronic authorization; key entry permitted; pertinent


Rate 3R Rate 5R Rate 3R MC World High Value T&E Large

Ticket 1I75 * Electronic authorization; pertinent interchange fields and

T&E data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4R Rate 5R Rate 3R

MC World High Value Utilities 1I88 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3R Rate 1 Rate 3R MC World High Value

Convenience Purchase 1I95 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $100.00 for self-service terminals; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 1 Rate 3R



CPS Retail T&E

CNP - MOTO

ECommerce MC World High Value Petroleum 1I98 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3R Rate 4 Rate 3R

MC Interregional Electronic Card 1J02 Full contents of magnetic stripe read and passed in authorization and settlement; limited to certain MCC's; settled within 5 days of transaction date.

Rate 3 Rate 1 Rate 3 MC Interregional Electronic Card 1J06 Full contents of magnetic stripe read and passed in


Rate 3 Rate 1 Rate 3 MC World Elite T&E 1L01 * Electronic authorization; pertinent T&E data passed;

restricted to certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R

MC World Elite Standard 1L08 * Authorization required over floor limit; settled within 30 days of transaction date. Rate 5R Rate 5R Rate 4R

MC World Elite Merit 1 1L11 * Electronic authorization; key entry permitted; pertinent interchange fields passed; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R

MC World Elite Merchant UCAF 1L15 * Electronic authorization; key entry permitted; pertinent interchange fields, e-commerce transaction data and UCAF data passed; secure protocol required; settled within 2 days of transaction date. Rate 5R Rate 4R Rate 3R

MC World Elite MC Key Entered 1L21 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5R Rate 5R Rate 4R MC World Elite Full UCAF 1L25 * Electronic authorization; key entry permitted; pertinent


MC World Elite Merit 1 Consumer Bill Pay Real Estate & Insurance

1L28 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC World Elite Merit 3 1L31 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5R Rate 5R Rate 4R

MC World Elite SIIP 1L41 * Electronic authorization; pertinent interchange fields and recurring transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3R Rate 3R Rate 3R MC World Elite Restaurant 1L48 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; settlement amount less than or equal to $60.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5R Rate 4R Rate 3R

MC World Elite Supermarket 1L51 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Elite Petroleum 1L65 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Elite Merit 1 Consumer Bill Pay Real Estate & Insurance

1L68 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCCs; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC World Elite Public Sector 1L71 * Electronic authorization; key entry permitted; pertinent





CPS Retail T&E

CNP - MOTO

ECommerce MC World Elite T&E Large Ticket 1L75 * Electronic authorization; pertinent interchange fields and

T&E data passed; settlement amount exceeds threshold; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4R Rate 4R Rate 3R

MC World Elite Utilities 1L88 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3R Rate 3R Rate 3R MC World Elite Convenience

Purchase 1L95 * Electronic authorization; full contents of magnetic stripe


MC World Elite Petroleum 1L98 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

MC Commercial Standard (Level 2/Business World, Level 3/Business World Elite, Corporate World, Corporate World Elite, Level 4)

1N01 * Authorization required over floor limit; settled within 30 days of transaction date.



1N11 * Electronic authorization; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1N18 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 3 days of transaction date.



1N21 * Electronic authorization; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 3 days of transaction date.



1N28 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.



1N31 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; tax amount within acceptable range included; restricted to certain MCC's; settled within 2 days of transaction date.




CPS Retail T&E

CNP - MOTO



1N41 * Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.



1N51 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.



1N61 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields and commercial card data passed; restricted to certain MCC's; settled within 2 days of transaction date.






1N81 * Electronic authorization; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 5R Rate 5R Rate 4R MC Standard Enhanced 1P00 * Authorization required over floor limit; settled within 30

days of transaction date. Rate 5R Rate 5R Rate 4R MC Merit 1 Enhanced 1P10 * Electronic authorization; key entry permitted; pertinent


Rate 4R Rate 4R Rate 3R MC Merchant UCAF Enhanced 1P14 * Electronic authorization; key entry permitted; pertinent


MC MC Key Entered Enhanced 1P20 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 4R Rate 4R Rate 3R MC Full UCAF Enhanced 1P24 * Electronic authorization; key entry permitted; pertinent


MC Merit 3 Enhanced 1P30 * Electronic authorization; full contents of magnetic stripe read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R


1P37 * Electronic authorization; key entry permitted; pertinent interchange fields and T&E data passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 4R Rate 4R Rate 3R MC SIIP Enhanced 1P40 * Electronic authorization; pertinent interchange fields and





CPS Retail T&E

CNP - MOTO

ECommerce MC MC Supermarket Enhanced 1P50 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields and supermarket-specific processing codes passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R

MC Public Sector Enhanced 1P60 * Electronic authorization; key entry permitted; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date.

Rate 3R Rate 3R Rate 3R MC Petroleum Enhanced 1P64 * Electronic authorization; full contents of magnetic stripe

read and passed in authorization and settlement; pertinent interchange fields passed; restricted to certain MCC's; restricted to certain MCC's; authorization advice received within 60 minutes of original authorization request; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R



Rate 3R Rate 3R Rate 3R MC Utilities Enhanced 1P87 * Electronic authorization; key entry permitted; pertinent


Rate 3R Rate 3R Rate 3R MC Convenience Purchase

Enhanced 1P94 * Electronic authorization; full contents of magnetic stripe


MC Interregional Commercial Premium Standard

1Q03 Authorization required over floor limit; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

MC Interregional Commercial Premium Standard (LAC)

1Q09 Authorization required over floor limit; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4


1Q0C Authorization required over floor limit; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1Q0F Authorization required over floor limit; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Base Submission Level Credit and Debit

1E01 Settled within 60 days of transaction date. Rate 5 Rate 5 Rate 4


1E0B Settled within 60 days of transaction date. Rate 1 Rate 1 Rate 1


1E0E Settled within 60 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Mid Submission Level Debit 1E0K Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Key Entry Debit 1E0Q Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Real Estate Debit 1E0W Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Card Not Present/E-Commerce Debit

1E1E Debit card only; approved authorization response received to include address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Hotels/Car Rentals Debit

1E1Q

Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Restaurants Debit 1E1W Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Retail Debit 1E2E Debit card only; approved authorization response

received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Petroleum Debit 1E2Q Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Insurance Debit 1E2W Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Express Services Debit

1E3E

Debit card only; approved authorization response received; pertinent interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Emerging Markets Debit

1E3Q

Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Supermarkets Debit 1E3W Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Supermarkets Debit 1E4B Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Supermarkets Debit 1E4E Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Recurring Payments Debit

1E4K Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Supermarkets Debit 1E85 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


1EA1 Settled within 60 days of transaction date. Rate 5 Rate 5 Rate 4





Disc Mid Submission Level Debit 1EB5 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 2


Disc Prime Key Entry Debit 1EC1 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3



Disc Prime Real Estate Debit 1ED1 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 1

Disc Prime Real Estate Debit 1ED5 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Real Estate Debit 1ED8 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1 Disc Prime Card Not Present/E-

Commerce Debit 1EE5 Debit card only; approved authorization response

received to include address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1EE8 Debit card only; approved authorization response received to include address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1EG5 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 3 Rate 1



Disc Prime Restaurants Debit 1EH1 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 1 Rate 1



Disc Prime Retail Debit 1EI5 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 2 Rate 1


Disc Prime Petroleum Debit 1EK1 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 1 Rate 1



Disc Prime Insurance Debit 1EL1 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 1 Rate 1




1EM5 Debit card only; approved authorization response received; pertinent interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1





CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Real Estate Debit 1EN1 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 1 Disc Prime Real Estate Debit 1EN5 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1 Disc Prime Real Estate Debit 1EN8 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1 Disc Prime Emerging Markets

Debit 1EO5 Debit card only; approved authorization response

received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1EO8 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Supermarkets Debit 1EP5 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


Disc Prime Supermarkets Debit 1EPB Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 1


1EQ5 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



Disc Prime Utilities Debit 1ER1 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 1

Disc Commercial Base 1FA1 Settled within 60 days of transaction date. Rate 5 Rate 1 Rate 4 Disc Commercial Base 1FA5 Settled within 60 days of transaction date. Rate 1 Rate 5 Rate 1 Disc Commercial Base 1FA8 Settled within 60 days of transaction date. Rate 1 Rate 5 Rate 1 Disc Commercial Electronic 1FB1

Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date for Utilities, Emerging Markets and Public Services MCCs and within 2 days of transaction date for all other MCCs. Rate 5 Rate 1 Rate 4

Disc Commercial Electronic 1FB5 Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date for Utilities, Emerging Markets and Public Services MCCs and within 2 days of transaction date for all other MCCs. Rate 1 Rate 1 Rate 1

Disc Commercial Electronic 1FB8 Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date for Utilities, Emerging Markets and Public Services MCCs and within 2 days of transaction date for all other MCCs. Rate 1 Rate 5 Rate 1

Disc Commercial Large Ticket 1FD1

Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4

Disc Commercial Large Ticket 1FD5 Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Commercial Large Ticket 1FD8 Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Commercial Utilities 1FE1

Approved authorization response received; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4

Disc Commercial Utilities 1FE5 Approved authorization response received; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Disc Commercial Utilities 1FE8 Approved authorization response received; restricted to

certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1 Disc Base Submission Level

Premium Plus 1C01 * Settled within 60 days of transaction date.

Rate 5R Rate 5 Rate 4R Disc Mid Submission Level

Premium Plus 1C05 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 1 Rate 4R Disc Prime Key Entry Premium

Plus 1C11 * Approved authorization response received; pertinent


Rate 4R Rate 1 Rate 4R Disc Prime Real Estate Premium

Plus 1C15 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5 Rate 4R Disc Prime Card Not Present/E-

Commerce Premium Plus 1C21 * Approved authorization response received to include

address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5R Rate 1 Rate 4R

Disc Prime Hotels/Car Rentals Premium Plus

1C31 * Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5R Rate 5 Rate 4R Disc Prime Restaurants Premium



Rate 5R Rate 1 Rate 4R Disc Prime Retail Premium Plus 1C41 * Approved authorization response received; pertinent


Rate 4R Rate 1 Rate 4R Disc Prime Petroleum Premium



Rate 4R Rate 1 Rate 4R Disc Prime Insurance Premium

Plus 1C55 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 1 Rate 4R Disc Prime Express Services

Premium Plus 1C61 * Approved authorization response received; pertinent

interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4 Rate 4R

Disc Prime Public Services Premium Plus

1C71 * Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 1 Rate 4R

Disc Prime Emerging Markets Premium Plus

1C75 * Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 1 Rate 4R

Disc Prime Supermarkets Premium Plus

1C81 * Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 4R Rate 4R Rate 4R Disc Prime Recurring Payments

Premium Plus 1C91 * Approved authorization response received; pertinent


Rate 4R Rate 4R Rate 4R Disc Prime Utilities Premium Plus 1C95 * Approved authorization response received; restricted to

certain MCC's; settled within 2 days of transaction date. Rate 5R Rate 5R Rate 4R Disc Base Submission Level

Credit and Debit 1D01 Settled within 60 days of transaction date.

Rate 5 Rate 5 Rate 4 Disc International Base 1D02 Diners International card; settled within 60 days of

transaction date. Rate 4 Rate 4 Rate 3 Disc Mid Submission Level Credit 1D05 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 5 Rate 5 Rate 4 Disc International Electronic 1D06 Diners International card; approved authorization

response received; restricted to certain MCC's; settled within 5 days of transaction date. Rate 3 Rate 3 Rate 3

Disc Prime Key Entry Credit 1D11 Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 4 Rate 4 Rate 3 Disc Prime Real Estate Credit 1D15 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3



CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Card Not Present/E-

Commerce Credit 1D21 Approved authorization response received to include

address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3

Disc Prime Hotels/Car Rentals Credit

1D31 Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3 Rate 3 Rate 3 Disc Prime Restaurants Credit 1D35 Approved authorization response received; pertinent


Rate 3 Rate 3 Rate 3 Disc Prime Retail Credit 1D41 Approved authorization response received; pertinent


Rate 3 Rate 3 Rate 3 Disc Prime Petroleum Credit 1D51 Approved authorization response received; pertinent


Rate 3 Rate 3 Rate 3 Disc Prime Insurance Credit 1D55 Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3 Disc Prime Express Services

Credit 1D61 Approved authorization response received; pertinent

interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3

Disc Prime Public Services Credit 1D71 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Disc Prime Emerging Markets Credit

1D75 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 3

Disc Prime Supermarkets Credit 1D81 Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 3 Rate 3 Rate 3 Disc Prime Recurring Payments

Credit 1D91 Approved authorization response received; pertinent


Rate 3 Rate 3 Rate 3 Disc Prime Utilities Credit 1D95 Approved authorization response received; restricted to

certain MCC's; settled within 2 days of transaction date. Rate 3 Rate 3 Rate 3 Disc Mid Submission Level Debit 1E05 Debit card only; approved authorization response

received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 4 Rate 5 Rate 4

Disc Mid Submission Level Debit 1E0H Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Key Entry Debit 1E0N Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Real Estate Debit 1E0T Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Key Entry Debit 1E11 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Disc Prime Real Estate Debit 1E15 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2


1E1B Debit card only; approved authorization response received to include address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1E1N Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1



CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Restaurants Debit 1E1T Debit card only; approved authorization response

received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1


1E21 Debit card only; approved authorization response received to include address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 2

Disc Prime Retail Debit 1E2B Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Petroleum Debit 1E2N Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Insurance Debit 1E2T Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1E31 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Disc Prime Restaurants Debit 1E35 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


1E3B Debit card only; approved authorization response received; pertinent interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Public Services Debit 1E3H Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Public Services Debit 1E3K Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1


1E3N Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Supermarkets Debit 1E3T Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Retail Debit 1E41 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


1E4H Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Utilities Debit 1E4N Debit card only; approved authorization response received; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Utilities Debit 1E4Q Debit card only; approved authorization response received; restricted to certain MCC's; settled within 2 days of transaction date. Rate 1 Rate 1 Rate 1

Disc Prime Petroleum Debit 1E51 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Disc Prime Insurance Debit 1E55 Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 3 Rate 2



CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Express Services

Debit 1E61 Debit card only; approved authorization response

received; pertinent interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Disc Prime Public Services Debit 1E71 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2


1E75 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 2 Rate 2 Rate 2

Disc Prime Supermarkets Debit 1E81 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2


1E91 Debit card only; approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2

Disc Prime Utilities Debit 1E95 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 2 days of transaction date. Rate 2 Rate 2 Rate 2



1EE1 Debit card only; approved authorization response received to include address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4 Rate 4 Rate 3







1EO1 Debit card only; approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3 Rate 3 Rate 1






Disc Commercial Base 1F01 Settled within 60 days of transaction date. Rate 5 Rate 5 Rate 4 Disc Commercial Electronic 1F11 Approved authorization response received; pertinent

interchange fields passed; restricted to certain MCC's; settled within 3 days of transaction date for Utilities, Emerging Markets and Public Services MCCs and within 2 days of transaction date for all other MCCs. Rate 5 Rate 1 Rate 4

Disc Commercial Large Ticket 1F21 Electronic authorization; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 5 Rate 4



CPS Retail T&E

CNP - MOTO

ECommerce Disc Commercial Utilities 1F95 Approved authorization response received; restricted to

certain MCC's; settled within 2 days of transaction date. Rate 5 Rate 1 Rate 4 Disc Base Submission Level

Premium 1G01 * Settled within 60 days of transaction date.

Rate 5R Rate 5R Rate 4R Disc Mid Submission Level

Premium 1G05 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R Disc Prime Key Entry Premium 1G11 * Approved authorization response received; pertinent


Rate 4R Rate 4R Rate 3R Disc Prime Real Estate Premium 1G15 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R Disc Prime Card Not Present/E-

Commerce Premium 1G21 * Approved authorization response received to include

address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R

Disc Prime Hotels/Car Rentals Premium

1G31 * Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.

Rate 5R Rate 4R Rate 3R Disc Prime Restaurants Premium 1G35 * Approved authorization response received; pertinent


Rate 5R Rate 5R Rate 3R Disc Prime Retail Premium 1G41 * Approved authorization response received; pertinent


Rate 4R Rate 3R Rate 3R Disc Prime Petroleum Premium 1G51 * Approved authorization response received; pertinent


Rate 4R Rate 3R Rate 3R Disc Prime Insurance Premium 1G55 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R Disc Prime Express Services

Premium 1G61 * Approved authorization response received; pertinent

interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 3R Rate 3R

Disc Prime Public Services Premium

1G71 * Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

Disc Prime Emerging Markets Premium

1G75 * Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

Disc Prime Supermarkets Premium

1G81 * Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.


Premium 1G91 * Approved authorization response received; pertinent


Rate 3R Rate 3R Rate 3R Disc Prime Utilities Premium 1G95 * Approved authorization response received; restricted to

certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R Disc Base Submission Level

Rewards 1H01 * Settled within 60 days of transaction date.

Rate 5R Rate 5R Rate 4R Disc Mid Submission Level

Rewards 1H05 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 5R Rate 5R Rate 4R Disc Prime Key Entry Rewards 1H11 * Approved authorization response received; pertinent


Rate 4R Rate 4R Rate 3R Disc Prime Real Estate Rewards 1H15 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R Disc Prime Card Not Present/E-

Commerce Rewards 1H21 * Approved authorization response received to include

address verification; pertinent interchange fields and card not present transaction data passed; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 4R Rate 3R



CPS Retail T&E

CNP - MOTO

ECommerce Disc Prime Hotels/Car Rentals

Rewards 1H31 * Approved authorization response received; pertinent


Rate 4R Rate 4R Rate 3R Disc Prime Restaurants Rewards 1H35 * Approved authorization response received; pertinent


Rate 4R Rate 4R Rate 3R Disc Prime Retail Rewards 1H41 * Approved authorization response received; pertinent


Rate 4R Rate 3R Rate 3R Disc Prime Petroleum Rewards 1H51 * Approved authorization response received; pertinent


Rate 4R Rate 3R Rate 3R Disc Prime Insurance Rewards 1H55 * Approved authorization response received; restricted to

certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R Disc Prime Express Services


interchange fields passed; settlement amount less than or equal to $15.00; restricted to certain MCC's; settled within 2 days of transaction date. Rate 4R Rate 3R Rate 3R

Disc Prime Public Services Rewards

1H71 * Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

Disc Prime Emerging Markets Rewards

1H75 * Approved authorization response received; restricted to certain MCC's; settled within 3 days of transaction date. Rate 3R Rate 3R Rate 3R

Disc Prime Supermarkets Rewards

1H81 * Approved authorization response received; pertinent interchange fields passed; restricted to certain MCC's; settled within 2 days of transaction date.




Rate 3R Rate 3R Rate 3R Disc Prime Utilities Rewards 1H95 * Approved authorization response received; restricted to

certain MCC's; settled within 2 days of transaction date. Rate 3R Rate 3R Rate 3R * Visa Rewards, Visa Signature, MasterCard World, MasterCard Enhanced, Discover Rewards and Discover Premium cards. NOTES: § CPS (Visa Custom Payment Service) and IC (MASTERCARD Interchange Compliance) fields contain enhanced transaction data required for CPS

and IC interchange programs. § The “Commercial” label includes Corporate, Business, and Purchasing Cards unless specified. § Amount tolerance test: For Visa, the authorized amount and clearing amount must match; restaurants, fast food, taxis, bars, spas, beauty and

barber shops are exempt. Hotel and car rentals may obtain incremental authorizations/reversals. For MasterCard, beauty and barber shops are allowed a 25% variance between authorization and settlement amounts for sales over $25, amounts under $25 are exempt; hotel, car rental, restaurant and fast food are exempt; other MCCs are allowed 10% variance; Corporate Large Ticket is allowed a 25% variance.

§ Timeliness test: Authorization date must be within 1 day of transaction date. For Consumer MOTO and E-Commerce, authorization date must be within 7 days of transaction date for Visa. MasterCard Merit 1 and Corporate Data transactions are exempt from authorization/transaction date timeliness.

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