Protecting Care Provider IncomeMike Williams Colin Chamberlain and Chris West

Chamberlain Stean & WestStrawplait Barn

Croft LaneChipperfield

Herts WD4 9DX

Chamberlain Stean & West Ltd is an appointed representative of Financial Limited which is authorised and regulated by the Financial Services Authority.

FSA No. 466922.

A familiar story......?Beryl widowed 85 years old£100,000 assetsIncome £15,000Care provider fees £40,000Self funding to meet shortfall

How it Stacks Up

Care HomeFees

£40,000

Income£15,000

Shortfall from

Savings£25,000

Assets £100,000

How it Stacks Up

Care HomeFees

£40,000

Income£15,000

Shortfall from

Savings£25,000

Assets £75,000

Year 1

How it Stacks Up

Care HomeFees

£40,000

Income£15,000

Shortfall from

Savings£25,000

Assets £50,000

Year 2

How it Stacks Up

Care HomeFees

£40,000

Income£15,000

Shortfall from

Savings£25,000

Assets £25,000

Year 3

How it Stacks Up

Care HomeFees

£40,000

Assets £0

Income£15,000

Shortfall from

Savings£25,000

Year 4

The Dilemma....

To Stay, or Not To Stay

Care Annuities

One-off costGuaranteed income for lifePaid directly to registered care providerBased on individual circumstancesImmediate or deferred up to 5 years

What’s In It For You?

Eliminates funding shortfall No chasing unpaid invoicesPredictable cash flowPeace of mind

Best Practice

A Message From Compliance

This information is intended to provide a general appreciation of the topics and it is not advice. Guidance should be sought from us to advise on specific circumstances, before any action is taken.

Will Writing and Lasting Power of Attorneys are not regulated by the Financial Services Authority

Chamberlain Stean & West Ltd is an appointed representative of Financial Limited which is authorised and regulated by the Financial Services Authority.

FSA No. 466922.

Chamberlain Stean & West Ltd is registered in England & Wales No. 6109794. Our registered office is at 4 Oakridge Park, Leighton Buzzard, LU7 4GB

Thank you