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Protect Your Identity OnlineHow to Avoid Phishing Scams
J Michael Manley
J Michael Manley
Greenville, South Carolina
Team Owner, BOLD Coach,
KWU Instructor
FAMILY REUNION
2016
It is the activity of defrauding an online
account holder of information by
posing as a legitimate company
What Is Phishing?
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Phreaking + Fishing = Phishing
Phreaking
Term used for making free phone calls in the 1970s
Fishing
Using bait to lure a target
Why Phishing?
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History of Phishing
• 1995 - Stealing user names and passwords
to gain access to AOL accounts (low threat)
• 2001 - eBay and major banks to gain credit
card information (medium threat)
• 2007 - PayPal, eBay, major banks to gain
account access (high threat)
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2016
2,000,000 emails are sent
• 5% get to the end user – 100,000
• 5% click on the phishing link – 5,000
• 2% enter data into the phishing site –100
• $1,200 from each person who enters data
Potential reward: $120,000
Why do people “phish”?
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In 2005, David Levi made more than $360,000 from 160 people using an eBay
Phishing scam.
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A bad day phishin’ beats a good day workin’.
-Dr. Harold L. “Bud” Cothern
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1. Email Scams
2. Link Redirections
3. Malware Scams
Most Common Phishing Types
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Emails intended to steal your
personal information
Email Scams
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1. The message contains poor spelling and
grammar
2. The message asks for personal information
3. You're asked to send money to cover
expenses
4. The message appears to be from a
government agency
5. Something just doesn’t look right
How to Spot Email Scams
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6. URLs contain a misleading domain name
7. The message contains a mismatched URL
8. The offer seems too good to be true
How to Spot Email Scams
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Email Scam Examples
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Email Scam Examples
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Email Scam Examples
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A web application accepts a user-controlled
input that specifies a link to an external site,
and uses that link in a redirect.
(e.g., Facebook, Pinterest, blog site)
Link Redirection Scams
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1. URL isn’t matching up with correct site
2. Clarity of the images on the site
3. Items out of place
4. Colors not correct
How to Spot Link Redirection Scams
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Website Redirection Scam Examples
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Website Redirection Scam Examples
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Website Redirection Scam Examples
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Website Redirection Scam Examples
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Software that is intended to
damage or disable computers
and computer systems
Malware Scams
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1. You see pop-up ads all the time
2. Your settings have changed and you can't
change them back to the way they were
3. Your web browser contains additional
components
4. Your computer seems sluggish
Malware Scams
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2016
1. Scan your computer daily with antivirus
software
2. Use Google Chrome as your browser
3. Only download programs from sites that
you trust
4. Never click on pop-ups
5. Check your task manager
How to Avoid Malware Scams
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• Phishing is a $500 million a year industry according to Consumer Reports
• Over 1 billion spam emails are sent daily
• More than half of all Internet users receive 1 phishing email per day
Source: phishing.org
Conclusion
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