proposed rate examples for 2018 - … · standard bronze plan standard silver plan standard gold...

PROPOSED RATE EXAMPLES FOR 2018

Key• Bronze plans pay an estimated 60 percent of medical costs• Silver plans pay an estimated 70 percent of medical costs• Gold plans pay an estimated 80 percent of medical costs• Catastrophic plans pay less than 60 percent of medical costs

All plans meet the requirements of the Affordable Care Act.N/A indicates a company that may not have plans in this area or does not have this type of plan.If you use tobacco, the rates shown here could increase up to 50 percent, depending on the company. Division of Financial Regulation

Learn about the information in these tables at http://dfr.oregon.gov/healthrates/Documents/explanation.pdf.Learn more about federal financial help to lower these costs at HealthCare.gov.

Individual PlansPortland Area21-year-old..................................... 240-year-old..................................... 360-year-old..................................... 4Eugene Area21-year-old..................................... 540-year-old..................................... 660-year-old..................................... 7

Salem Area21-year-old..................................... 840-year-old..................................... 960-year-old..................................... 10

Bend Area21-year-old..................................... 1140-year-old..................................... 1260-year-old..................................... 13

North Coast Area21-year-old..................................... 1440-year-old..................................... 1560-year-old..................................... 16

Pendelton-Hermiston Area21-year-old..................................... 1740-year-old..................................... 1860-year-old..................................... 19

Medford Area21-year-old..................................... 2040-year-old..................................... 2160-year-old..................................... 22

Small Group PlansPortland Area21-year-old..................................... 2340-year-old..................................... 2460-year-old..................................... 25Eugene Area21-year-old..................................... 2640-year-old..................................... 2760-year-old..................................... 28

Salem Area21-year-old..................................... 2940-year-old..................................... 3060-year-old..................................... 31

Bend Area21-year-old..................................... 3240-year-old..................................... 3360-year-old..................................... 34

North Coast Area21-year-old..................................... 3540-year-old..................................... 3660-year-old..................................... 37

Pendelton-Hermiston Area21-year-old..................................... 3840-year-old..................................... 3960-year-old..................................... 40

Medford Area21-year-old..................................... 4140-year-old..................................... 4260-year-old..................................... 43

http://dfr.oregon.gov/healthrates/Documents/explanation.pdf

http://dfr.oregon.gov/healthrates/Documents/explanation.pdf

https://www.healthcare.gov/

Standard Bronze Plan Standard Silver Plan Standard Gold Plan

Carrier Name2017 2018 Change 2017 2018 Change 2017 2018 Change 2017 2018 Change

Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company N/A N/A N/A $228 $299 31% $280 $369 32% $350 $476 36% Health Net Health Plan of Oregon, Inc. N/A N/A N/A $218 $282 29% $254 $345 36% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $176 $210 19% $191 $208 9% $244 $273 12% $281 $317 13% Moda Health Plan, Inc. N/A N/A N/A $281 $290 3% $316 $341 8% $344 $387 13% PacificSource Health Plans $217 $233 7% $273 $293 7% $346 $368 6% $430 $466 8% Providence Health Plan N/A N/A N/A $227 $262 15% $278 $324 17% $337 $387 15% Regence BlueCross BlueShield of Oregon N/A N/A N/A $250 $296 19% $306 $367 20% N/A N/A N/A

Portland Area Proposed Premium Examples2018 Individual Non-Grandfathered ACA Compliant PlansClackamas, Multnomah, Washington, Yamhill Counties

21-year-old, single, non-tobacco user



Catastrophic Plan21-year-old, single, non-

tobacco user

2


Carrier Name2017 2018 Change 2017 2018 Change 2017 2018 Change

Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $291 $382 31% $357 $472 32% $448 $608 36% Health Net Health Plan of Oregon, Inc. $278 $360 29% $324 $440 36% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $244 $265 9% $312 $348 12% $359 $405 13% Moda Health Plan, Inc. $360 $371 3% $404 $436 8% $440 $495 13% PacificSource Health Plans $348 $375 8% $442 $470 6% $550 $596 8% Providence Health Plan $290 $335 16% $355 $414 17% $431 $495 15% Regence BlueCross BlueShield of Oregon $319 $379 19% $391 $468 20% N/A N/A N/A





3



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $619 $810 31% $759 $1,003 32% $951 $1,291 36% Health Net Health Plan of Oregon, Inc. $590 $764 29% $689 $935 36% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $517 $563 9% $662 $740 12% $762 $861 13% Moda Health Plan, Inc. $764 $787 3% $858 $926 8% $935 $1,051 12% PacificSource Health Plans $740 $796 8% $939 $998 6% $1,168 $1,265 8% Providence Health Plan $615 $711 16% $755 $880 17% $915 $1,051 15% Regence BlueCross BlueShield of Oregon $678 $804 19% $831 $995 20% N/A N/A N/A





4



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company N/A N/A N/A $262 N/A N/A $321 N/A N/A $402 N/A N/A Health Net Health Plan of Oregon, Inc. N/A N/A N/A $306 $330 8% $357 $404 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $176 $210 19% $191 $208 9% $244 $273 12% $281 $317 13% Moda Health Plan, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan N/A N/A N/A $243 $280 15% $298 $347 16% $361 $414 15% Regence BlueCross BlueShield of Oregon N/A N/A N/A $252 N/A N/A $309 N/A N/A N/A N/A N/A

Eugene Area Proposed Premium Examples2018 Individual Non-Grandfathered ACA Compliant Plans

Benton, Lane, Linn CountiesCatastrophic Plan





5



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $335 N/A N/A $410 N/A N/A $514 N/A N/A Health Net Health Plan of Oregon, Inc. $391 $422 8% $459 $516 12% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $244 $265 9% $312 $348 12% $359 $405 13% Moda Health Plan, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $310 $358 15% $380 $443 17% $461 $529 15% Regence BlueCross BlueShield of Oregon $322 N/A N/A $395 N/A N/A N/A N/A N/A





Benton, Lane, Linn Counties

6



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $711 N/A N/A $871 N/A N/A $1,092 N/A N/A Health Net Health Plan of Oregon, Inc. $829 $896 8% $968 $1,097 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $517 $563 9% $662 $740 12% $762 $861 13% Moda Health Plan, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $659 $760 15% $808 $941 16% $979 $1,124 15% Regence BlueCross BlueShield of Oregon $684 N/A N/A $838 N/A N/A N/A N/A N/A






7



Atrio Health Plans, Inc N/A N/A N/A $203 N/A N/A $258 N/A N/A $304 N/A N/A BridgeSpan Health Company N/A N/A N/A $262 N/A N/A $410 N/A N/A $402 N/A N/A Health Net Health Plan of Oregon, Inc. N/A N/A N/A $278 $300 8% $324 $367 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $176 $210 19% $191 $208 9% $244 $273 12% $281 $317 13% Moda Health Plan, Inc. N/A N/A N/A $272 $286 5% $305 $336 10% $332 $381 15% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan N/A N/A N/A $227 $262 15% $278 $324 17% $337 $387 15% Regence BlueCross BlueShield of Oregon N/A N/A N/A $252 N/A N/A $395 N/A N/A N/A N/A N/A

Salem Area Proposed Premium Examples2018 Individual Non-Grandfathered ACA Compliant Plans

Marion, Polk CountiesCatastrophic Plan





8



Atrio Health Plans, Inc $259 N/A N/A $329 N/A N/A $388 N/A N/A BridgeSpan Health Company $335 N/A N/A $410 N/A N/A $514 N/A N/A Health Net Health Plan of Oregon, Inc. $355 $384 8% $414 $470 14% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $244 $265 9% $312 $348 12% $359 $405 13% Moda Health Plan, Inc. $347 $365 5% $390 $429 10% $425 $487 15% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $290 $335 16% $355 $414 17% $431 $495 15% Regence BlueCross BlueShield of Oregon $322 N/A N/A $395 N/A N/A N/A N/A N/A


Marion, Polk Counties




9



Atrio Health Plans, Inc $550 N/A N/A $699 N/A N/A $825 N/A N/A BridgeSpan Health Company $711 N/A N/A $871 N/A N/A $1,092 N/A N/A Health Net Health Plan of Oregon, Inc. $754 $815 8% $880 $997 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $517 $563 9% $662 $740 12% $762 $861 13% Moda Health Plan, Inc. $737 $775 5% $828 $912 10% $902 $1,035 15% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $615 $711 16% $755 $880 17% $915 $1,051 15% Regence BlueCross BlueShield of Oregon $684 N/A N/A $838 N/A N/A N/A N/A N/A






10



Atrio Health Plans, Inc N/A N/A N/A $213 $305 43% $271 $373 38% $319 $440 38% BridgeSpan Health Company N/A N/A N/A $292 N/A N/A $357 N/A N/A $448 N/A N/A Health Net Health Plan of Oregon, Inc. N/A N/A N/A $320 $345 8% $373 $422 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. N/A N/A N/A N/A $351 N/A N/A $413 N/A N/A $468 N/A PacificSource Health Plans $219 $235 7% $275 $295 7% $349 $370 6% $434 $469 8% Providence Health Plan N/A N/A N/A $291 $299 3% $357 $369 3% $433 $441 2% Regence BlueCross BlueShield of Oregon N/A N/A N/A $280 N/A N/A $344 N/A N/A N/A N/A N/A

Bend Area Proposed Premium Examples2018 Individual Non-Grandfathered ACA Compliant Plans

Deschutes, Klamath, and Lake countiesCatastrophic Plan





11



Atrio Health Plans, Inc $272 $390 43% $346 $477 38% $408 $563 38% BridgeSpan Health Company $373 N/A N/A $457 N/A N/A $572 N/A N/A Health Net Health Plan of Oregon, Inc. $408 $441 8% $476 $540 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. N/A $448 N/A N/A $527 N/A N/A $598 N/A PacificSource Health Plans $351 $377 7% $446 $473 6% $555 $600 8% Providence Health Plan $372 $382 3% $457 $472 3% $554 $564 2% Regence BlueCross BlueShield of Oregon $358 N/A N/A $439 N/A N/A N/A N/A N/A


Deschutes, Klamath, and Lake counties




12



Atrio Health Plans, Inc $577 $829 44% $734 $1,013 38% $866 $1,195 38% BridgeSpan Health Company $791 N/A N/A $970 N/A N/A $1,215 N/A N/A Health Net Health Plan of Oregon, Inc. $867 $937 8% $1,012 $1,147 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. N/A $951 N/A N/A $1,120 N/A N/A $1,271 N/A PacificSource Health Plans $746 $801 7% $946 $1,005 6% $1,178 $1,273 8% Providence Health Plan $791 $810 2% $970 $1,003 3% $1,176 $1,198 2% Regence BlueCross BlueShield of Oregon $761 N/A N/A $933 N/A N/A N/A N/A N/A






13



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company N/A N/A N/A $301 N/A N/A $369 N/A N/A $463 N/A N/A Health Net Health Plan of Oregon, Inc. N/A N/A N/A $306 $330 8% $357 $404 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $176 $210 19% $191 $208 9% $244 $273 12% $281 $317 13% Moda Health Plan, Inc. N/A N/A N/A $281 $308 10% $316 $362 15% $344 $411 19% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan N/A N/A N/A $249 $288 16% $306 $357 17% $371 $426 15% Regence BlueCross BlueShield of Oregon N/A N/A N/A $290 N/A N/A $355 N/A N/A N/A N/A N/A

North Coast Area Proposed Premium Examples2018 Individual Non-Grandfathered ACA Compliant Plans

Clatsop, Columbia, Coos, Curry, Lincoln, and Tillamook countiesCatastrophic Plan





14



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $385 N/A N/A $472 N/A N/A $591 N/A N/A Health Net Health Plan of Oregon, Inc. $391 $422 8% $456 $516 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $244 $265 9% $312 $348 12% $359 $405 13% Moda Health Plan, Inc. $360 $393 9% $404 $463 15% $440 $525 19% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $319 $368 15% $391 $456 17% $474 $544 15% Regence BlueCross BlueShield of Oregon $370 N/A N/A $454 N/A N/A N/A N/A N/A


Clatsop, Columbia, Coos, Curry, Lincoln, and Tillamook counties




15



Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $818 N/A N/A $1,002 N/A N/A $1,256 N/A N/A Health Net Health Plan of Oregon, Inc. $829 $896 8% $968 $1,097 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $517 $563 9% $662 $740 12% $762 $861 13% Moda Health Plan, Inc. $764 $835 9% $858 $983 15% $935 $1,116 19% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $677 $782 16% $830 $968 17% $1,006 $1,156 15% Regence BlueCross BlueShield of Oregon $786 N/A N/A $964 N/A N/A N/A N/A N/A






16


Carrier Name

2017 2018 Change 2017 2018 Change 2017 2018 Change 2017 2018 Change Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company N/A N/A N/A $313 $362 16% $383 $448 17% $480 N/A N/A Health Net Health Plan of Oregon, Inc. N/A N/A N/A $320 $345 8% $373 $422 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $176 $210 19% $191 $208 9% $244 $273 12% $281 $317 13% Moda Health Plan, Inc. N/A N/A N/A $290 $351 21% $326 $413 27% $355 $468 32% PacificSource Health Plans $219 $235 7% $275 $295 7% $349 $370 6% $434 $469 8% Providence Health Plan N/A N/A N/A $227 $314 38% $278 $389 40% $337 $465 38% Regence BlueCross BlueShield of Oregon N/A N/A N/A $301 $361 20% $369 $447 21% N/A N/A N/A

Pendleton-Hermiston Area Proposed Premium Examples

2018 Individual Non-Grandfathered ACA Compliant Plans

Baker, Crook, Gilliam, Grant, Harney, Hood River, Jefferson, Malheur, Morrow, Sherman,

Umatilla, Union, Wallowa, Wasco, and Wheeler counties

Catastrophic Plan





17


Carrier Name

2017 2018 Change 2017 2018 Change 2017 2018 Change Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $400 $463 16% $490 $573 17% $614 N/A N/A Health Net Health Plan of Oregon, Inc. $408 $441 8% $476 $540 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $244 $265 9% $312 $348 12% $359 $405 13% Moda Health Plan, Inc. $370 $448 21% $416 $527 27% $453 $598 32% PacificSource Health Plans $351 $377 7% $446 $473 6% $555 $600 8% Providence Health Plan $290 $402 39% $355 $497 40% $431 $594 38% Regence BlueCross BlueShield of Oregon $385 $462 20% $471 $571 21% N/A N/A N/A



Baker, Crook, Gilliam, Grant, Harney, Hood River, Jefferson, Malheur,

Morrow, Sherman, Umatilla, Union, Wallowa, Wasco, and Wheeler

counties




18


Carrier Name

2017 2018 Change 2017 2018 Change 2017 2018 Change Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A BridgeSpan Health Company $849 $983 16% $1,041 $1,216 17% $1,304 N/A N/A Health Net Health Plan of Oregon, Inc. $867 $937 8% $1,012 $1,147 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest $426 $563 32% $662 $740 12% $762 $861 13% Moda Health Plan, Inc. $786 $951 21% $884 $1,120 27% $963 $1,271 32% PacificSource Health Plans $746 $801 7% $946 $1,005 6% $1,178 $1,273 8% Providence Health Plan $615 $853 39% $755 $1,056 40% $915 $1,261 38% Regence BlueCross BlueShield of Oregon $817 $980 20% $1,001 $1,213 21% N/A N/A N/A



Baker, Crook, Gilliam, Grant, Harney, Hood River, Jefferson, Malheur,

Morrow, Sherman, Umatilla, Union, Wallowa, Wasco, and Wheeler

counties




19



Atrio Health Plans, Inc N/A N/A N/A $203 $305 50% $258 $373 45% $304 $440 45% BridgeSpan Health Company N/A N/A N/A $284 N/A N/A $348 N/A N/A $436 N/A N/A Health Net Health Plan of Oregon, Inc. N/A N/A N/A $297 $321 8% $380 $393 3% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. N/A N/A N/A $293 $320 9% $329 $376 14% $358 $427 19% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan N/A N/A N/A $284 $327 15% $348 $405 16% $422 $484 15% Regence BlueCross BlueShield of Oregon N/A N/A N/A $273 N/A N/A $335 N/A N/A N/A N/A N/A

Medford Area Proposed Premium Examples2018 Individual Non-Grandfathered ACA Compliant Plans

Douglas, Jackson, and Josephine countiesCatastrophic Plan





20



Atrio Health Plans, Inc $259 $390 51% $329 $477 45% $388 $563 45% BridgeSpan Health Company $363 N/A N/A $444 N/A N/A $557 N/A N/A Health Net Health Plan of Oregon, Inc. $380 $410 8% $443 $502 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $374 $408 9% $420 $481 15% $458 $546 19% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $362 $418 15% $444 $518 17% $539 $619 15% Regence BlueCross BlueShield of Oregon $349 N/A N/A $428 N/A N/A N/A N/A N/A


Douglas, Jackson, and Josephine counties




21



Atrio Health Plans, Inc $550 $829 51% $699 $1,013 45% $825 $1,195 45% BridgeSpan Health Company $770 N/A N/A $944 N/A N/A $1,183 N/A N/A Health Net Health Plan of Oregon, Inc. $806 $871 8% $941 $1,066 13% N/A N/A N/A Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $794 $867 9% $892 $1,021 14% $972 $1,159 19% PacificSource Health Plans N/A N/A N/A N/A N/A N/A N/A N/A N/A Providence Health Plan $769 $888 15% $944 $1,100 17% $1,144 $1,314 15% Regence BlueCross BlueShield of Oregon $741 N/A N/A $908 N/A N/A N/A N/A N/A


Douglas, Jackson, and Josephine counties




22

Carrier2017 2018 Change 2017 2018 Change 2017 2018 Change

Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $234 $250 7% $274 $304 11% $321 $351 9% Kaiser Foundation Health Plan of the Northwest $158 $173 9% $216 $226 5% $253 $264 4% Moda Health Plan, Inc. $284 $274 -4% $314 $324 3% $349 $363 4% PacificSource Health Plans $214 $231 8% $272 $289 6% $338 $367 9% Providence Health Plan $194 $214 10% $239 $265 11% $291 $316 9% Regence BlueCross BlueShield of Oregon $171 $202 18% $208 $252 21% N/A N/A N/A Samaritian Health Plans, Inc. $229 $222 -3% $269 $263 -2% N/A N/A N/AUnitedHealthcare Insurance Company $218 $221 1% $248 $259 4% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $218 $221 1% $248 $259 4% N/A N/A N/A

Portland Area Proposed Premium Examples2018 Small Group Non-Grandfathered Plans

Clackamas, Multnomah, Washington, Yamhill Counties

21-year-old, single, non-tobacco user 21-year-old, single, non-tobacco user 21-year-old, single, non-tobacco user


23







24







25


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $253 $362 43% $296 $318 8% $347 $367 6% Kaiser Foundation Health Plan of the Northwest $158 $173 9% $216 $226 5% $253 $264 4% Moda Health Plan, Inc. $284 $274 -4% $314 $324 3% $349 $363 4% PacificSource Health Plans $216 $240 11% $275 $301 9% $342 $382 12% Providence Health Plan $208 $229 10% $256 $283 11% $312 $338 8% Regence BlueCross BlueShield of Oregon $199 $211 6% $241 $262 9% N/A N/A N/A Samaritian Health Plans, Inc. $246 $238 -3% $289 $283 -2% N/A N/A N/AUnitedHealthcare Insurance Company $239 $237 -1% $272 $278 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $239 $237 -1% $272 $278 2% N/A N/A N/A

Eugene Area Proposed Premium Examples2018 Small Group Non-Grandfathered Plans




26


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $323 $335 4% $378 $407 8% $444 $469 6% Kaiser Foundation Health Plan of the Northwest $201 $220 9% $276 $289 5% $323 $337 4% Moda Health Plan, Inc. $362 $350 -3% $401 $415 3% $446 $464 4% PacificSource Health Plans $277 $307 11% $351 $385 10% $437 $488 12% Providence Health Plan $266 $293 10% $327 $362 11% $399 $432 8% Regence BlueCross BlueShield of Oregon $254 $269 6% $308 $335 9% N/A N/A N/A Samaritian Health Plans, Inc. $315 $304 -3% $370 $361 -2% N/A N/A N/AUnitedHealthcare Insurance Company $305 $303 -1% $347 $356 3% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $305 $303 -1% $347 $356 3% N/A N/A N/A





27


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $685 $711 4% $802 $864 8% $941 $995 6% Kaiser Foundation Health Plan of the Northwest $427 $467 9% $586 $613 5% $685 $715 4% Moda Health Plan, Inc. $770 $743 -3% $851 $881 3% $947 $986 4% PacificSource Health Plans $587 $652 11% $745 $818 10% $927 $1,036 12% Providence Health Plan $564 $621 10% $695 $769 11% $847 $917 8% Regence BlueCross BlueShield of Oregon $539 $572 6% $654 $712 9% N/A N/A N/A Samaritian Health Plans, Inc. $668 $646 -3% $785 $767 -2% N/A N/A N/AUnitedHealthcare Insurance Company $649 $644 -1% $738 $755 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $649 $644 -1% $738 $755 2% N/A N/A N/A





28


Atrio Health Plans, Inc $203 N/A N/A $258 N/A N/A $305 N/A N/A Health Net Health Plan of Oregon, Inc. $243 $284 17% $284 $345 21% $334 $397 19% Kaiser Foundation Health Plan of the Northwest $158 $164 4% $216 $215 0% $253 $251 -1% Moda Health Plan, Inc. $274 $264 -4% $303 $313 3% $337 $351 4% PacificSource Health Plans $221 $240 9% $280 $301 8% $349 $382 9% Providence Health Plan $194 $214 10% $239 $265 11% $292 $316 8% Regence BlueCross BlueShield of Oregon $199 $210 5% $241 $261 8% N/A N/A N/A Samaritian Health Plans, Inc. $232 $224 -3% $272 $266 -2% N/A N/A N/AUnitedHealthcare Insurance Company $214 $222 4% $244 $260 7% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $214 $222 4% $244 $260 7% N/A N/A N/A

Salem Area Proposed Premium Examples2018 Small Group Non-Grandfathered Plans




29


Atrio Health Plans, Inc $260 N/A N/A $330 N/A N/A $389 N/A N/A Health Net Health Plan of Oregon, Inc. $310 $363 17% $363 $441 21% $426 $508 19% Kaiser Foundation Health Plan of the Northwest $201 $209 4% $276 $274 -1% $323 $320 -1% Moda Health Plan, Inc. $350 $338 -3% $387 $400 3% $430 $448 4% PacificSource Health Plans $282 $307 9% $358 $385 8% $445 $488 10% Providence Health Plan $248 $273 10% $306 $338 11% $373 $404 8% Regence BlueCross BlueShield of Oregon $254 $268 6% $308 $334 8% N/A N/A N/A Samaritian Health Plans, Inc. $296 $286 -3% $348 $340 -2% N/A N/A N/AUnitedHealthcare Insurance Company $274 $283 3% $311 $332 7% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $274 $283 3% $311 $332 7% N/A N/A N/A





30


Atrio Health Plans, Inc $551 N/A N/A $701 N/A N/A $827 N/A N/A Health Net Health Plan of Oregon, Inc. $659 $770 17% $772 $936 21% $905 $1,079 19% Kaiser Foundation Health Plan of the Northwest $427 $444 4% $586 $583 -1% $685 $680 -1% Moda Health Plan, Inc. $743 $717 -3% $821 $850 3% $914 $951 4% PacificSource Health Plans $599 $652 9% $760 $818 8% $946 $1,036 10% Providence Health Plan $527 $581 10% $650 $719 11% $792 $857 8% Regence BlueCross BlueShield of Oregon $539 $569 6% $654 $708 8% N/A N/A N/A Samaritian Health Plans, Inc. $629 $608 -3% $738 $722 -2% N/A N/A N/AUnitedHealthcare Insurance Company $581 $602 4% $661 $705 7% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $581 $602 4% $661 $705 7% N/A N/A N/A





31


Atrio Health Plans, Inc $230 $240 4% $293 $294 0% $345 $347 1% Health Net Health Plan of Oregon, Inc. $279 $300 7% $327 $364 11% $384 $420 9% Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $295 $285 -3% $326 $337 4% $363 $378 4% PacificSource Health Plans $212 $231 9% $269 $289 7% $335 $367 10% Providence Health Plan $216 $257 19% $266 $318 19% $324 $379 17% Regence BlueCross BlueShield of Oregon $215 $221 3% $260 $352 35% N/A N/A N/A Samaritian Health Plans, Inc. $237 $229 -3% $279 $272 -2% N/A N/A N/AUnitedHealthcare Insurance Company $252 $261 4% $287 $306 7% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A

Bend Area Proposed Premium Examples2018 Small Group Non-Grandfathered Plans




32


Atrio Health Plans, Inc $294 $307 4% $374 $376 1% $441 $443 0% Health Net Health Plan of Oregon, Inc. $357 $383 7% $418 $466 11% $490 $536 9% Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $377 $364 -3% $417 $431 3% $464 $483 4% PacificSource Health Plans $271 $295 9% $344 $370 8% $428 $469 10% Providence Health Plan $276 $328 19% $340 $406 19% $414 $484 17% Regence BlueCross BlueShield of Oregon $274 $282 3% $333 $352 6% N/A N/A N/A Samaritian Health Plans, Inc. $303 $293 -3% $356 $348 -2% N/A N/A N/AUnitedHealthcare Insurance Company $322 $333 3% $367 $390 6% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A





33


Atrio Health Plans, Inc $625 $653 4% $795 $798 0% $937 $941 0% Health Net Health Plan of Oregon, Inc. $758 $814 7% $887 $989 11% $1,041 $1,139 9% Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $800 $773 -3% $885 $916 3% $985 $1,025 4% PacificSource Health Plans $575 $626 9% $730 $785 8% $908 $995 10% Providence Health Plan $585 $697 19% $721 $862 20% $879 $1,028 17% Regence BlueCross BlueShield of Oregon $583 $600 3% $707 $747 6% N/A N/A N/A Samaritian Health Plans, Inc. $644 $623 -3% $756 $739 -2% N/A N/A N/AUnitedHealthcare Insurance Company $685 $707 3% $779 $829 6% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A





34


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $267 $288 8% $313 $350 12% $367 $403 10% Kaiser Foundation Health Plan of the Northwest $158 $173 9% $216 $226 5% $253 $264 4% Moda Health Plan, Inc. $284 $282 -1% $314 $334 6% $349 $374 7% PacificSource Health Plans $229 $257 12% $291 $322 11% $362 $408 13% Providence Health Plan $214 $235 10% $263 $291 11% $321 $347 8% Regence BlueCross BlueShield of Oregon $229 $242 6% $277 $301 9% N/A N/A N/A Samaritian Health Plans, Inc. $246 $238 -3% $289 $283 -2% N/A N/A N/AUnitedHealthcare Insurance Company $224 $222 -1% $286 $284 -1% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A

North Coast Area Proposed Premium Examples2018 Small Group Non-Grandfathered Plans




35


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $341 $368 8% $400 $447 12% $469 $515 10% Kaiser Foundation Health Plan of the Northwest $201 $220 9% $276 $289 5% $323 $337 4% Moda Health Plan, Inc. $362 $361 0% $401 $427 7% $446 $478 7% PacificSource Health Plans $293 $328 12% $372 $412 11% $463 $522 13% Providence Health Plan $273 $301 10% $337 $372 10% $410 $444 8% Regence BlueCross BlueShield of Oregon $292 $309 6% $354 $385 9% N/A N/A N/A Samaritian Health Plans, Inc. $315 $304 -3% $370 $361 -2% N/A N/A N/AUnitedHealthcare Insurance Company $286 $284 -1% $326 $333 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A





36


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $725 $781 8% $849 $949 12% $996 $1,093 10% Kaiser Foundation Health Plan of the Northwest $427 $467 9% $586 $613 5% $685 $715 4% Moda Health Plan, Inc. $770 $766 -1% $851 $907 7% $947 $1,016 7% PacificSource Health Plans $623 $697 12% $790 $875 11% $983 $1,108 13% Providence Health Plan $580 $639 10% $715 $790 11% $871 $943 8% Regence BlueCross BlueShield of Oregon $620 $657 6% $753 $818 9% N/A N/A N/A Samaritian Health Plans, Inc. $668 $646 -3% $785 $767 -2% N/A N/A N/AUnitedHealthcare Insurance Company $608 $603 -1% $692 $706 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A





37



Pendleton-Hermiston Area Proposed Premium Examples2018 Small Group Non-Grandfathered Plans

Baker, Crook, Gilliam, Grant, Harney, Hood River, Jefferson, Malheur, Morrow, Sherman, Umatilla, Union, Wallowa, Wasco, and Wheeler counties



38







39


Atrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $758 $818 8% $887 $994 12% $1,041 $1,145 10% Kaiser Foundation Health Plan of the Northwest $427 $467 9% $586 $613 5% $685 $715 4% Moda Health Plan, Inc. $793 $781 -2% $877 $925 5% $975 $1,035 6% PacificSource Health Plans $611 $665 9% $775 $834 8% $965 $1,057 10% Providence Health Plan $606 $697 15% $747 $862 15% $910 $1,028 13% Regence BlueCross BlueShield of Oregon $625 $649 4% $759 $808 6% N/A N/A N/A Samaritian Health Plans, Inc. $668 $646 -3% $785 $767 -2% N/A N/A N/AUnitedHealthcare Insurance Company $595 $571 -4% $677 $670 -1% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A





40


Atrio Health Plans, Inc $220 $235 7% $279 $288 3% $330 $339 3% Health Net Health Plan of Oregon, Inc. $260 $279 8% $304 $339 12% $357 $391 10% Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $295 $285 -3% $326 $337 4% $363 $378 4% PacificSource Health Plans $219 $245 12% $277 $307 11% $345 $389 13% Providence Health Plan $227 $268 18% $280 $331 18% $341 $395 16% Regence BlueCross BlueShield of Oregon $215 $227 5% $261 $282 8% N/A N/A N/A Samaritian Health Plans, Inc. $257 $249 -3% $302 $295 -2% N/A N/A N/AUnitedHealthcare Insurance Company $243 $240 -1% $277 $282 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A

Medford Area Proposed Premium Examples2018 Small Group Non-Grandfathered PlansDouglas, Jackson, and Josephine counties



41


Atrio Health Plans, Inc $281 $301 7% $357 $368 3% $421 $434 3% Health Net Health Plan of Oregon, Inc. $332 $357 8% $388 $434 12% $456 $500 10% Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $377 $364 -3% $417 $431 3% $464 $483 4% PacificSource Health Plans $279 $313 12% $354 $393 11% $441 $498 13% Providence Health Plan $291 $342 17% $358 $423 18% $436 $504 16% Regence BlueCross BlueShield of Oregon $275 $290 5% $334 $361 8% N/A N/A N/A Samaritian Health Plans, Inc. $329 $318 -3% $386 $378 -2% N/A N/A N/AUnitedHealthcare Insurance Company $311 $307 -1% $354 $360 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A




42


Atrio Health Plans, Inc $596 $639 7% $758 $781 3% $894 $921 3% Health Net Health Plan of Oregon, Inc. $705 $758 8% $825 $921 12% $968 $1,061 10% Kaiser Foundation Health Plan of the Northwest N/A N/A N/A N/A N/A N/A N/A N/A N/A Moda Health Plan, Inc. $800 $773 -3% $885 $916 3% $985 $1,025 4% PacificSource Health Plans $593 $665 12% $753 $834 11% $937 $1,057 13% Providence Health Plan $617 $726 18% $760 $898 18% $926 $1,071 16% Regence BlueCross BlueShield of Oregon $584 $615 5% $709 $766 8% N/A N/A N/A Samaritian Health Plans, Inc. $699 $676 -3% $820 $802 -2% N/A N/A N/AUnitedHealthcare Insurance Company $660 $653 -1% $751 $765 2% N/A N/A N/AUnitedHealthcare of Oregon, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/A




43