project profile pdf
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PROJECT PROFILE
MD SHAHJAHAN HOSSAIN Proprietor
JHARNA AGRO PRODUCT AND WASTE MANAGEMENT KOTCHAND PUR, JHENAIDAH
ENTREPRENEURSHIP & INNOVATION EXPO -- 2013
PROJECT ID – 1449887280 APPLICATION ID - 219971
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SUMMARY OF BUSINESS PLAN (Executive Summary)
01. Name of Business/Industry : JHARNA AGRO PRODUCT AND WASTE MANAGEMENT 02. Nature of Business: Agro Waste Fuel Production and Supply........ (Manufacturing) 03. Brief Profile of the Entrepreneur:
Sl. No.
Name & Address Educational Qualification
Experience of other Business
Experience of concerned Business
Md Shahjahan Hossain
Vill : Bauli PO : Sajia PS : Moheshpur Dist : Jhenaidah
BSS (Pass) 01 Year 02 Years
04. Total Investment :
Pre-operating Cost Fixed Asset Working Capital Total Investment 247000.00 6205000.00 1956252.00 8408252.00
05. Debt & Equity
Debt Equity Total Investment 4200000.00 4208252.00 8408252.00
06. Net Profit
1st Year 2nd Year 3rd Year 4th Year 5th Year 1625750.00 2165100.00 2051495.00 1929328.00 1798170.00
07. Return on Investment
1st Year 2nd Year 3rd Year 19.33% 25.75% 24.40% 22.95% 21.39%
08. Return on Equity :
1st Year 2nd Year 3rd Year 4th Year 5th Year 38.63% 51.44% 48.75% 45.85% 42.73%
09. B.E.P (Sales) : 2932236.00 Tk
10. B.E.P (Unit) : 564978 kg
11. Employment Generation : 26
12. Project Contribution to the Local Economy :
1st Year 2nd Year 3rd Year 4th Year 5th Year 6003350.00 6430700.00 6421050.00 6411400.00 6401750.00
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INTRODUCTION OF A INNOVATIVE BUSINESS ( Agro Waste Fuel Production )
Fuel is a livelihood item and it is essential for the people every days needs. It is the common phenomenon; people would like to save their money, as well in the modern world the word of mouth of sustainable development from the energy recycling, alternative energy, comfortably and less CO2 emission peoples are not font of use cooking fuel, gas, faggot, or electricity because of the demand of time. The most popular cultivations in our country are rice, sugarcane, wheat, maize, mustered, pea, chickpea, vegetables etc. Besides the agricultures are producing many waste as well, which we can convert into cooking materials easily. But all type of waste materials could be used as standard effective fuel after a proper treatments and briquette. This recycled product will meet three critical needs:
It will give sugar factories and wood factories (Saw Mill) a feasible and cost effective alternative to land filling the waste, and
It will help meet the growing demand for alternative waste management enhancers and low cost cooking fuel supply. The material that will be recycled is agricultural waste sludge.
Slower tree cutting and safe the carbon emission and environmental facts. Our recycled waste will be targeted toward alternative faggot manufacturers, households, tea stalls, restaurants, brick factories and others. All of these potential customers will benefit from the compact's numerous profit enhancing characteristics. Additionally, we will offer a service to waste processing plants where a number of job opportunity will open. Currently these plants face several issues regarding the disposal of waste sludge. Landfills are filling up and costs of disposal are rising.. Our Recycling will solve this problem by accepting this waste at a nominal charge and recycling it into a useful product. Our in-depth research pertaining to agro waste's positive soil enhancement characteristics and its many potential uses is well advanced. The concept has been tested on a small scale and the results, upon analysis, were found to be a high quality burning materials. Research will be an ongoing process for the company; One particular area of interest is the possibility of qualifying the product as altering of faggot. In this case, the profitability of the product would nearly double We have carefully plan our marketing strategies and performance to keep our market presence strong. We also carefully justified the other segments like production, management, financial aspect of the business. To protect the environment, reduce the damaging the earth agro waste briquette business plays a most important role as well as this sector is profitable and lebour intensive. It could be playing a significant role in providing employment to the country’s growing labour force.
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PART-1
MARKETING PLAN
1.1 DESCRIPTION OF THE PRODUCT : Fuel is an day to day essential item for the people. The product agro waste fuel is highly dried, compact, low smoke and high steam burning fuel. The most popular cultivations are rice, sugarcane, wheat, maize, mustered, pea, chickpea, vegetables etc. Besides the agricultures are producing many waste as well, which we can convert into cooking materials easily. But all type of waste materials could be used as standard efficiency of fuel after a proper treatments and briquette. By producing quality product, effective management and customer service it will be the good alternative fuel in our country. 1.2 COMPARISON OF THE PRODUCT WITH ITS COMPETITORS : Agro waste fuel is very new item in our local market. So there is no competitor in the market. The SWOT analysis of own business is flowing. A. STRENGTHS : The proprietor of this company is an experienced person in business management, technical and operational affairs. More over the following will be treated as strengths of the project.
Very good quality of raw materials is available in Saw mill, Rice mill, Sugar mill and also every farmer in our country.
Fuel is a livelihood item and it is essential for the people every days needs. This project will enjoy a set up market and commutation network which is available
(Tush kat) in all over the country New and daily consumer item.. The machine is invented and develops by the proprietor, so all type of repair is
possible in factory/ locally. B. WEAKNESS : This type of fuel is very new in Bangladesh. So an effective marketing system should have to develop which require a adequate fanatical support.
Effective marketing channel is difficult to establish initially. So quality and price advantage should be the tools to combat this factor.
The machines are very new in Bangladesh. So the skill manpower is to be trained up. In the rainy session will be difficult
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C. OPERTUNITIES :
Fuel demand is increase with the increase of people. The project will grow up rapidly. Hues local demand. Employment generation.
D. THREATS:
In Bangladesh any sector that shows signs of good and quick return attract high concentration of investors.
1.3 LOCATION : The location of the project and the market area is highly suitable for the marketing of the product. The location of the project JHARNA AGRO PRODUCTS AND WASTE MANAGEMENT is Boro Bamonda Road Kotchand Pur, Jhenaidah which is the middle of main market Jhenaidah, Kustia Jssore And Khulna. 1.4 MARKETING AREA : The project will enjoy a set up market and commutation network of rice husk fuel (Tush Kat ) which is available in all over the country. Especially Jessore, Kullana, Jhenaidah, kustia having a good market. Initially, the product can be sold through retailers and the consumers directly. Then, it can be sold through the wholesalers/ agents. 1.5 MAIN CUSTOMERS : The main customers of the product are tea stalls and the brick fields. It is also suitable for house cooking, “Bundhu Chulla” , Brick field, and many others boiler and Burners in our country. Especially it will be popular in the tee stall. The production will be very low as per the demand. 1.6 TOTAL DEMAND : The demand of fuel is always high as it is day to day essential item. Every upazilla towns has the demand of 2.5 tons manufactured artificial charcoals and a large brick manufacturer has committed to purchasing 600 tons of our product annually. Additionally, various sugar factories and saw mill have expressed keen interest in sell their waste to us... The demand will remain constant through out the years. 1.7 MARKET SHARE :
The agro waste will be treated and highly dried to produce high quality fuel. It will be easily possible to replace the traditional fuel by the agro waste fuel. Our primary target is only 2% to 5% of our local market. .
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1.8 PRICING STRATEGY :
a) Cost plus Method b) Compare with competitors price c) Buying capacity of the Customers
As the product is some what new to the customers so we have to consider all the factors ( a, b and c ). The production cost of the product will be 5.41 Tk/ Kg. The similar type of fuel ( Tush kat ) price is 09.00 Tk to 10.00 Tk and the buying capacity assume same. It is easily possible to sell the product by to 08.00 Tk. 1.9 SELLING PRICE : Sl. No Description of Product Per Unit Selling Price
01 Agro waste fuel 08.00 Tk/ Kg
1.10 SALES FORECAST : The production capacities of the machines are 1200 Kg/Hrs. Assume that the project will operate 300 days in a year on basis of 8 hours per day.
Sl. No.
Description of Product
1st Year at 75%
capacity
2nd Year at 80%
capacity
3rd Year at 80%
capacity
4th Year at 80%
capacity
5th Year at 80% capacity
01 Agro waste fuel
17280000.00 18432000.00 18432000.00 18432000.00 18432000.00
1.11 ROMOTIONAL MEASURES : The agro waste fuel is not a new fuel but it is the new format of the waste materials. Initially it is essential to flow the promotional measure like Personal selling, Publicity, sales promotional. Assume that it is only needed for the first 03 months in the first year.
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1.12 MARKETING STRATEGY :
a) Product Strategy :- We will ensure the quality product as per the demand of the customers. So that they will be satisfied with our product.
b) Pricing Strategy :- The project will offer the low cost fuel comparing with the others fuel in the market without compromising the product quality.
c) Promotion Strategy :- The project will offer the sales promotional as it is new type of agro waste fuel.
d) Distribution Strategy :-
The product will be sold through retailers and the consumers directly. Then, it can be sold through the wholesalers/ agents.
1.13 MARKETING BUDGET : Sl. No.
Item 1st Year 2nd Year 3rd Year 4th Year
5th Year
1 Transportation 120000.00 60000.00 60000.00 60000.00 60000.00
2 Promotional
Measures
120000.00 20000.00 20000.00 20000.00 20000.00
3 Commission on
Sales ( 10% )
1728000.00 1843200.00 1843200.00 1843200.00 1843200.00
4 Advertisements 10000.00 10000.00 10000.00 10000.00 10000.00
5 02 sales executive
Salaries
(Annual Increment
500.00 Tk)
224000.00 224500.00 225000.00 225500.00 226000.00
6 Others
(Entertainment
& training)
12000.00 12000.00 12000.00 12000.00 12000.00
Total Tk 2214000.00 2169700.00 2170200.00 2170700.00 2171200.00
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PART-2
PRODUCTION PLAN 2.1 A) PRODUCTION PROCESS : JHARNA AGRO PRODUCT AND WASTE MANAGMENT is an auto agro waste fuel production mill where high quality fuel is produce by the agro waste. The raw materials are collection from the Saw mill, Sugar mill, Rice Mill and also from the local farmers which could be easily collected. Normally the raw materials having 15% to 30% moisture. The raw materials which containing high level of moisture that are to be store in our open field under direct sun light. So that, it reduce some moisture. Usually we use the raw material which contain the moisture below 20%. Firstly, we crash the raw materials with the crasher for a particular and similar size. Then we put it into a long rotational dryer through a pipe by the cyclone blower machine. The drying plant dry the raw materials for the proper treatment and reduce moisture level less then 10%. The dry and finished raw materials should be store in a slide floor store room for some time. Then the finished raw materials load the storage bin by the bucket type elevator. Then it is go through feeding pipe to the automatic Agro Waste Briquette making Machine. The machine produce the round shaped compact agro waste fuel. All the machinery has been developed by the JHARNA AGRO PRODUCT AND WASTE MANAGMENT with in last one year. Technically qualified personals will be recruited to support the management and all operational level activities.
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B) PRODUCTION FLOW DIAGRAM :
Crasher machine
Cyclone /Elevator
Dryer
Bucket Elevator
Briquette machine
AGRO WASTE FUEL
Saw dust, Sugarcane Byproducts , Paddy straw, Tobacco waste, Tea waste, Rice husk (Tush), Wood chips etc
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2.2 FIXED CAPITAL : A. Land developments, Building and others Civel work Sl. No. Particulars Rate Cost Remarks
1. Milling Building Break wall, Floor finishing, tin shade. Size : W 10 m x L 15 m x H 4 m Area : 150 sqm
100000.00 (Advance cost & land development)
Land and rice mill with electric power rental.
2. Store shede Break wall, Solve foundation, tin shade all complete. Size : W 8 m x L 10 m x H 5 m Area : 80 sqm
4000.00 320000.00
3. Dryer shade Break wall, platform, tin shade all complete. Size : W 10 m x L 10 m x H 5 m Area : 100 sqm
2000.00 200000.00
4. Godown Break wall, tin shade all complete. Size : W 10 m x L 15 m x H 5 m Area : 150 sqm
2000.00 300000.00
5. Pakaging and store room Break wall, Floor finishing, tin shade all complete. Size : W 10 m x L 10 m x H 5 m Area : 100 sqm
2000.00 200000.00
6. Godown Break wall, tin shade all complete. Size : W 10 m x L 20 m x H 8 m Area : 200 sqm
2500.66 500000.00
7. Office Break wall, tin shade all complete. Size : W 4 m x L 7 m x H 3 m Area : 28 sqm
714.00 20000.00
8. Boundary Steel framed Gate, Grade beam column. Size : 400m
250 100000.00
9. Guardaning
50000.00
10. Road, fire fighting, drainage ect 50000.00
Total Tk. 1840000.00
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B. Machinery Sl. No. Particulars Quantity Cost Remarks
1. Automatic hydraulic Briquette Machine. Capacity : 300 Kg/Hrs
01 Set 400000.00
2. Automatic Briquette machine Capacity : 500 Kg/hrs
01 Set 800000.00
3. Agro waste Dryer 01 Set 300000.00
4. Gear Set 20:01 RPM 01 Set 30000.00
5. Elevator Set Bucket type 15 feet 01 Set 150000.00
6. Hot Air Cyclone 01 Set 10000.00
7. Blower for Burner 01 Set 10000.00
8. Crasher Capacity 2 Ton/ Hrs 01 Set 60000.00
9. Storage tank 01 Set 20000.00
10. Diesel Generator 20 KVA 01 Set 150000.00
Total Tk 1930000.00
C. Tools , Equipments, Furniture & installation Sl. No. Particulars Quantity Cost Remarks
1. Angle, Plane Sheet, Flat Bar, Shaft, Pipe
500 Kg 60000.00
2. Electric Cable Milling Set Up ------- 30000.00
3. Bearing, Nut & Bolt, Welding Rad 100 kg 30000.00
4. Milling Installation (Electric & Others)
01 Set 50000.00
5. Total factory Electric Equipments, Fittings, Electric Push Pull S/W, Magnetic Conductor, Fans, Lightings, others
--------- 160000.00
6. Drill Machine, Grinding Machine, Adjustable And Others tools
-------- 30000.00
7. Welding Machine Set 01 Set 40000.00
8. Furniture and Fixers ----- 50000.00
9 Internal freight & Installation ------- 100000.00
Total Tk. 550000.00
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D. Transport & Vehicles Sl. No. Particulars Quantity Cost Remarks
1 Pickup/ Tractor 01 1350000.00 2 Motor Cycle 01 145000.00 3 Bicycle 01 5000.00
Total Tk. 1500000.00 Total fixed capital: ( A+B+C+D)
2.3 MAINTENANCE & REPAIRS :
Sl. No.
Item 1st Year 2nd Year 3rd Year 4th Year
5th Year
1 A. Land Development Building & Others Civil works
18400.00 36800.00 55200.00 73600.00 92000.00
2 B. Machinery 19300.00 38600.00 57900.00 77200.00 96500.00 3 C. Tools , Equipments
& Installation 5500.00 11000.00 16500.00 22000.00 27500.00
4 D. Transport & vehicles
15000.00 30000.00 45000.00 60000.00 75000.00
Total Tk 58200.00 116400.00 174600.00 232800.00 291000.00
N.B. 1%, 2%, 3%, in 1st Yr. 2nd Yr.,3rd Yr., Respectively
Fixed Asset Quantity Acquisition Cost
Estimated Useful
Depreciation per Period
A. Land Development Building & Others Civil works
----------- 1840000.00 10 Years 184000.00
B. Machinery ----------- 1930000.00 10 Years 193000.00
C. Tools , Equipments, Furniture & Installation
----------- 550000.00 05 Years 110000.00
D. Transport & vehicles ----------- 1500000.00 7.5 Years 200000.00 Total = 5720000.00
687000.00
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2.4 SOURCE OF EQUIPMENTS
A. SUPPLIAR-1 1. Squire Engineering
Razar Hat Jessore
2. New Janata Line Boring and Wilding shop Bagchar Jessore Description of Equipments (With Specification) Sl. No. Particulars Quantity Cost Remarks
1. Automatic hydraulic Briquette making Machine. Capacity :150- 200 Kg/Hrs
01 Set 400000.00
2. Automatic Briquette making machine Capacity : 1200-1500 Kg/hrs
01 Set 800000.00
3. Agro waste Dryer 01 Set 300000.00
4. Gear Set 20:01 RPM 01 Set 30000.00
5. Elevator Set Bucket type 15 feet 01 Set 150000.00
6. Hot Air Cyclone 01 Set 10000.00
7. Blower for Burner 01 Set 10000.00
8. Crasher Capacity 2 Ton/ Hrs 01 Set 60000.00
9. Storage tank 01 Set 20000.00
10. Diesel Generator 20 KVA 01 Set 150000.00
Total 1930000.00
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B. SUPPLIAR-2
1. Bismilla Traders RN road Jessore
2. Chaklader Iron & Steels Loha Potti Jessore
3. Solaiman Electric Work Shop Mikepotti
Jessore
Description of Equipments (With Specification) Sl. No. Particulars Quantity Cost Remarks
1. Angle, Plane Sheet, Flat Bar, Shaft, Pipe
500 Kg 60000.00
2. Electric Cable Milling Set Up ------- 30000.00
3. Bearing, Nut & Bolt, Welding Rad 100 kg 50000.00
5. Total factory Electric Equipments, Fittings, Electric Push Pull S/W, Magnetic Conductor, Fans, Lightings, others
--------- 160000.00
6. Drill Machine, Grinding Machine, Adjustable And Others tools
-------- 30000.00
7. Welding Machine Set 01 Set 40000.00
Total Tk. 370000.00
C. SUPPLIAR-3
Local Market Description of Equipments (With Specification) Sl. No. Particulars Quantity Cost Remarks
1 Pickup/ Tractor 01 1350000.00 3 Motor Cycle 01 145000.00 4 Furniture and Fixers ----- 50000.00 5 Bicycle 01 5000.00
Total Tk. 1550000.00 TOTAL SOURCE OF EQUIPMENTS
Si.No Description Total price Supplier-1 1930000.00 Supplier-2 370000.00 Supplier-3 1550000.00
Total Tk. 3850000.00
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2.5 FACTORY LOCATION & LAYOUT The project land is situated at the city area of Kotchand Pur by the side of 14 feet road and 200 meters away from the Dhaka high way , P.S. Kotchand Pur, Dist. Jhenaidah. All infrastructures facilities like communication, Power, Water, Skilled and unskilled man power etc is available at the site. Considering all aspect, the site is very suitable for the project. The total project is 50 decimals and the land is rental basis for 10 years. The land with electric power rant cost about 11.70 lac for the 10 Years. Details of the land are shown below.
i. Mouza : Bazy Bamondah ii. Dag No : 1167 iii. Area of the land : 50 Decimals iv. Location : Bazy Bamondah, P.O.- Kotchand Pur, P.S.-
Kotchand Pur, Dist.- Jhenaidah. v. Owner of Land : Md Omer Ali
Md Mojibar Rahman Md Sumsul Haque Crasher Blower D R Y E R
14 feet Govt. pitch Road
Toilet
Office
Gosown 1Gosown -2
Dryer Room
Store Room
Rice Mill/ Production Room
Crasher
Blower
Dryer
Elevator
Storage Bin Automatic Briquette making machine
Automatic Hydraulic Briquette making machine
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2.6 RAW MATERIALS NEEDED : (Including Cost of Transportation) The requirement of raw materials will be 20% more then the actual capacity. ( Due to the treatment of the row materials.) Annul Raw materials needed (2.50 Tk /Kg ).
Sl. No.
Description with
Quantity
Taka Source1st Year @ 75%
2nd Year @ 80%
3rd Year @80%
4th Year @ 80%
5th Year @80%
1 Sugar Mill Wastage, Saw Dust, Rice husk etc. 1944 Tons 1st Year, 2074 Tons 2nd Year (3500.00 Tk/ Ton)
6480000.00 6912000.00 6912000.00 6912000.00 6912000.00 Sugar Mill, Saw Mill, Rice Mill and local Farmers
2 Gunny / plastic Bag / carton ( 20 Kg capacity) 81000 pc 1st Year, 86400 pc 2nd Year at 10 Tk/ pc
1080000.00 1152000.00 1152000.00 1152000.00 1152000.00 Plastic Bag Factory / Local Market
Total Tk. 7560000.00 8064000.00 8064000.00 8064000.00 8064000.00 2.7 UTILITIES
Sl. No.
Description with
Quantity
Taka Source1st Year 2nd Year 3rd Year 4th Year
5th Year
1 Electricity 720000.00 768000.00 768000.00 768000.00 768000.00 Govt. 2 Water 00 00 00 00 00 Deep
Motor 3 Gas 00 00 00 00 00 4 Fuel &
Lubricants 432000.00 432000.00 432000.00 432000.00 432000.00 Local
Market 5 Others/ House
Rant 8000.00 8000.00 8000.00 8000.00 8000.00
Total Tk. 1160000.00 1208000.00 1208000.00 1208000.00 1208000.00
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2.8 MANPOWER REQUIREMENT
a) Direct Labour Sl No.
Designation Nos Wages per Month
Bonus-2/ year
Total Wages per Year
Remarks
03 Skilled Worker 04 7500.00 15000.00 420000.00 04. Semi-Skilled Worker 06 7000.00 14000.00 588000.00 05. Un-Skilled Worker 04 6000.00 12000.00 336000.00 Total 14 Total Tk. 1344000.00 5% Increment Per Year, The wages/Salary will be as under. Description 2nd Year 3rd Year 4th Year 5th Year Wages / Salary 1411200.00 1481760.00 1555848.00 1633640.00
b) In-direct Labour
Sl No.
Designation Nos Wages per Month
Bonus-2/ year
Total Wages per Year
Remarks
01. Production Manager 01 15000.00 30000.00 210000.00 02. Production Engineer 01 12000.00 24000.00 168000.00 Total 02 Total Tk. 378000.00
5% Increment Per Year, The wages/Salary will be as under.
Description 2nd Year 3rd Year 4th Year 5th Year Wages / Salary 396900.00 416745.00 437582.00 459461.00
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2.9 FACTORY OVERHEAD EXPANSES :
2.10 PRODUCTION COST :
Sl. No.
Description 1st year 2nd Year 3rd Year 4th Year 5th Year
1 Raw Materials 7560000.00 8064000.00 8064000.00 8064000.00 8064000.002 Direct Labour 1344000.00 1411200.00 1481760.00 1555848.00 1633640.00 3 Factory
overhead 2316850.00 2451600.00 2539295.00 2627982.00 2717711.00
4 Others 00 00 00 00 00 Total = 11220850.00 11926800.00 12085055.00 12247830.00 12415351.00
Per unit production cost =
2.11 PRODUCTION COST PER UNIT :
Sl.No Name of Product Per unit production cost 1 Agro Waste Fuel 5.19 Tk/ Kg
Total = 5.19 Tk/ Kg
Sl.No
Description 1st year 2nd Year 3rd Year 4th Year 5th Year
1 Indirect Labour 378000.00 396900.00 416745.00 437582.00 459461.00 2 Utilities 1160000.00 1208000.00 1208000.00 1208000.00 1208000.00 3 Repairs &
Maintenance 58200.00 116400.00 174600.00 232800.00 291000.00
4 Stores & Spars (Machinary-0.5%, 1%, 1.5% Respectively)
9650.00 19300.00 28950.00 38600.00 48250.00
5 Depreciation 687000.00 687000.00 687000.00 687000.00 687000.006 Entertainment 12000.00 12000.00 12000.00 12000.00 12000.00 7 Others/
Training 12000.00 12000.00 12000.00 12000.00 12000.00
Total = 2316850.00
2451600.00
2539295.00
2627982.00
2717711.00
Total production cost Total amount of product
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PART-3
ORGANIZATION & MANAGEMENT PLAN 3.1 FORM OF BUSINESS JHARNA AGRO PRODUCT AND WASTE MANAGMENT is a proposed auto agro waste fuel production factory where high quality fuel produces by the agro waste. The raw materials are collect from the Saw mill, Sugar mill, Rice Mill and also from the farmers. The raw materials are to be go through the crashing, mixing (with certain ratio), and drying plant for the proper treatment. After that the finished raw materials are briquette by the automatic briquette making machine in different pressure. All the machinery has been developed by the JHARNA AGRO PRODUCT AND WASTE MANAGMENT with in last one year. Technically qualified and skilled personal will be recruited to support the management and all operational level activities. JHARNA AGRO PRODUCT AND WASTE MANAGMENT is a formal private company established to be a registered limited company with the meaning of company’s act.1994. The business of the company shall be managed by the Proprietor who may incur all the expense for establish of the company and may exercise all the powers. The overall managements during the implementation and on completion of the project will be vested with the Proprietor. The Proprietor will assume the over all responsibility of the running day to day operation and administrations of the company with full executive and financial power. The Proprietor of the proposed project at the moment acquired sufficient knowledge and skills in technical, industrial, Management and trading business. He has 18 years Govt. service experienced, completed Management, Diploma in Instrument technology, Ground orientation course and many others course during his service life. The Proprietor will be assisted by experienced management and technical personnel to be recruited for the best production of the project if necessary. 3.2 ORGANIZATIONAL CHART (ORGAN GRAM)
Proprietor
General Manager (Admin & Production)
Peon Marketing manager (Marketing & Account)
All Direct & In-Direct Labour
Securities Sales Executive & Driver
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3.3 BUSINESS EXPERIENCE & QUALIFICATIONS OF THE ENTREPRENEUR
CURRICULUM VITAE Md Shahjahan Hossain (Proprietor)
ADDRESS Permanent Address: Vill- Bauli, PO- Sajia, PS- Mohespur, Dist- Jhenaidah– 7230, Bangladesh Present Address: House No- 39/40, Block No- D. New Town, Jessore Sadar, Jessore, Bangladesh CAREER OBJECTIVES: To be an Innovative new Entrepreneur of Agro based production business that would allow me to implement my conceptual, technical, educational, administrative skills and experience. CAREER SUMMARY: I have been successfully completed eighteen years (18) service in Bangladesh Air Force since February 1993 in a technical and military environment. As an Aircraft Maintenance Engineer, I was responsible for the on-going maintenance of aircraft systems and equipments at flight line, R & I and workshop level. I have visited India, Pakistan, UAE, Kuwait, Saudi Arabia, Jordan, Turkey, Hungry, Ukraine, Czech Republic, and China for different kinds of mission provided by the Bangladesh Air Force. I have retired from Bangladesh Air Force as a senior non commissioned officer on successfully completion of 18 years service with good reputation. After retired and also during my service life I have been directly or indirectly engaged with the planning, managing, executing of Agro based production business and others business. We (My self and my Wife) have/ had partnership of under mentioned Business.
01. UNITY GREEN AGRO (2003 – 2008), Vill- Kullah, Moheshpur, Jhenaidah. Business Category- Paltry, Paltry Feed Production, Fish culture, Fish Feed Production,
02 JHARNA FISH CULTURE & FISH FEED PRODUCTION (2007- Continue), Vill – Bauli, Moheshpur, Jhenaidah. Business Category – Fish Culture, Fish feed Production.
03. KORNOFULLI SATELITE CENTRE (2004 -2013) Bijoy Nagar, Air Port, Chittagong. Business Category - Cable TV Connection Distribution.
04. FATIMA VERMI-COMPOST (2012 – Continue) Vill- Kushadanga, Moheshpur, Jhenaidah
Business Category – Vermi- Compost Production & Supply After retirement I have been engaged with the charcoal ( Tush Kat) and Rice Bran export business. During this period I have visited most of the Auto Rice Mill, Feed Mill and many Others in Our Country and gat confidence to establish a Agro Waste Fuel Factory.
GENERAL EDUCATIONAL ATTAINMENT: Name of the certificate Board/ University Year Result BSS (Pass) Bangladesh National University 1998 3rd Division Diploma in Instrument technology (Avionics)
Bangladesh Technical education Board
1996 1st Division
Higher Secondary School Certificate (Arts) Bangladesh Board- Kumilla 1995 2nd Division Secondary School Certificate (Science) Bangladesh Board- Jessore 1992 1st Division
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ENGINEERING EDUCATIONAL ATTAINMENT:
Name of course Course Duration Name of Institute
Basic Instrument Training 36 Weeks (1993) Aero Engg Training Squadron, Training Wing, BAF Base ZHR
‘7’ out of ‘9’ (70.5%)
Diploma In Aero Instrument (Avionics) 04 years(1996) Aero Engg Training Squadron,
Training Wing, BAF Base ZHR ‘c’ 64.77 %
Integration Training on Electrical Technology 22 weeks(2004) Aero Engg Training Squadron,
Training Wing, BAF Base ZHR ‘c’ 72.82 %
SKILL DEVELOPMENT COURSE/WORKSHOP: Name of course Course Duration Name of Institute Major on subject Management Course
08 Weeks (Sep 2004 –Nov 2004)
Aero Engg Training Squadron, Training Wing, BAF Base ZHR
Organizational Behavior & Office Management
Ground Defense Orientation Course
02 Weeks (Apr 2005 – Apr 2005)
Bangladesh Air Force Survival, protection Man & Material safeguarding
Quality Inspector 02 Weeks (March 2008)
Maintenance Wing, Bangladesh Air Force
Metal and Materials
EMPLOYMENT Name of the Aircraft Period of employment Duration J0b category AN-32 Transport Aircraft
Dec 1996 - Till retirement 15 Years 1st & 2nd line maintenance
PT -6 Aircraft Aug 1994 – Apr 1995 08 Months 1st line maintenance L -39 ZA Aircraft Apr 1995 - Apr 1996 01 Years 1st line maintenance
COMPUTER SKILLS
Computer hardware : Computer hardware & troubleshooting Operating Systems : MS-DOS, MS- Windows 95,98, 2000, Millennium & XP Word Processing : Office Package (MS Word, Access, Excel and Power Point)
LANGUAGE PROFICIENCY: Language Listening Reading Writing Speaking Bengali Excellent Excellent Excellent Excellent English Good Good Good Good
PROFILE
Analytical, innovative, self-motivating and confident. Able to lead or to work under pressure as a part of a team. Very strong in Collaboration & Negotiation Skill. Mentality to work 24 hours, 7/365 day’s roster duty.
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PERSONAL INFORMATION: Name : Md Shahjahan Hossain Fathers Name : Late Abdul Aziz Mothers Name : Shajida Khatun Date of Birth : Sep 30, 1976 Place of Birth : Moheshpur, Jhenaidah, Bangladesh. Blood Group : O+(ve} Nationality : Bangladeshi Religion : Islam (Sunni) Marital status : Married Name of Spouse : Shahana Parvin Name of Childs : Mushfiqur Rahman : Mukshitu Rahman Health : Both Physically & Mentally Sound Permanent Address : Vill- Bauli, P.O.:Sajia PS - Moheshpur, Dist: Jhenaidah – 7230, Bangladesh Mailing Address : House No- 39/40, Block No- D. New Town, Jessore Sadar, Jessore, Bangladesh : Email: [email protected] : Mobile: +88 01712782331,+8801912809111 National ID No. : 1596541389656 REFERENCES: DECLARATION I do here by declare that the information furnished here are true to the best of my knowledge. Date: Mar 2014 MD. SHAHJAHAN HOSSAIN
MD. HUMAYUN KABIR Sergeant Air Traffic Control Assistant Bangladesh Air Force BAF Base MTR Phone: +88 01712 63 88 09 Email: [email protected]
KM JUBAEER Flight Lieutenant OIC AN-32 Flight 3 Squadron Bangladesh Air Force Phone: +88 01811414221 Email: [email protected]
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3.4 PRE-OPERATING EXPENSES
Sl. No.
Activities Peried Cost
1 Preparing the Business Plan 50000.00 2 Registration of Business 2000.00 3 Applying for a Loan and approval 10000.00 4 Land Purchase 10000.005 Start of Construction 50000.00 6 Contracting Equipments Suppliers and
Planning of L/C 20000.00
7 Completion of Building 20000.00 8 Utility Connection 5000.00 9 Arival of Machinery at size 15000.00 10 Installation and erection of M/C 20000.00 11 Recruitment of Manpower 5000.00 12 Purchase of R/M 10000.00 13 Trial Production 20000.00 14 Commercial Operation 10000.00
Total = 247000.00
3.5 OFFICE EQUIPMENT :
Fixed Asset Quantity Acquisition Cost
Estimated Useful
Depreciation per Period
Computer 02 70000.00 05 Year 14000.00
Furniture 15 30000.00 05 Year 6000.00
Total = 17 100000.00 20000.00
3.6 SALARIES OF ADMINISTRATIVE :
Sl No.
Designation Nos Wages per Month
Bonus-2/ year
Total Wages per Year
Remarks
1 Proprietor 01 35000.00 70000.00 490000.00 2 General Manager 01 30000.00 60000.00 420000.00 3 Marketing manager 01 12000.00 24000.00 168000.00 4 Driver 02 8000.00 16000.00 224000.00 5 Peon 01 5000.00 10000.00 70000.00 6. Security 02 6000.00 12000.00 168000.00
Total 08 Total Tk. 1540000.00 5% Increment Per Year, The wages/Salary will be as under. Description 2nd Year 3rd Year 4th Year 5th Year Wages / Salary 1617000.00 1697850.00 1782742.00 1871879.00
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3.7 ADMINISTRATIVE EXPENSES :
Sl.No
Description 1st year 2ndt year 3rd year 4th Year 5th Year
1 Salaries of
Administrative
1540000.00 1617000.00 1697850.00 1782742.00 1871879.00
2 Description of
office
Equipments
20000.00 20000.00 20000.00 20000.00 20000.00
3 Utilities other
than Factory
5000.00 5000.00 5000.00 5000.00 5000.00
4 Stationery 5000.00 5000.00 5000.00 5000.00 5000.00
5 Telephone, Fax,
E-mail, Internet
etc.
12000.00 12000.00 12000.00 12000.00 12000.00
6 Postage &
Telegram
00 00 00 00 00
7 Traveling &
Convince
50000.00 50000.00 50000.00 50000.00 50000.00
8 Entertainment 12000.00 12000.00 12000.00 12000.00 12000.00
9 Others/ Welfare 50000.00 50000.00 50000.00 50000.00 50000.00
Total = 1694000.00 1771000.00 1851850.00 1936742.00 2025879.00
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PART-4
FINANCIAL PLAN
4.1 FIXED ASSETS :
Sl.No. Description Taka
a) Land (With land development), Building & Other civil works 1840000.00
b) Machinery 1930000.00
c) Tools, Equipments, Furniture (Duty , Taxes, Vat, Insurance,
Internal Freight, Installation & Erection)
550000.00
e) Office Equipments 100000.00
f) Contingencies (Machinery-10%, Building-5%) 285000.00
g) Others/ Transports/ Vehicles 1500000.00
Total = 6205000.00
4.2 WORKING CAPITAL : a) Raw Materials:
Sl. No. Description Period Taka
a) Cost of R/M 45 Days 972000.00
b) Cost of Finished Goods 07 Days 151200.00
c) Cost of R/M work-in-process 07 Days 151200.00
d) Sales Receivable 07Days 151200.00
Total = 1425600.00
b) Cash Needed for Operation (one month) :
Sl. No. Description Period Taka a) Direct Labour One Month 112000.00b) Salaries (Administrative & In-direct Lab.) One Month 159833.00c) Utilities (Factory, Administrative) One Month 97083.00d) Repair & Maintains One Month 4850.00e) Stores & Spares One Month 804.00f) Stationary One Month 416.00g) Traveling & Conveyance One Month 4166.00h) Selling Expenses One Month 148500.00i) Telephone, Fax, E-Mail, Internet etc. One Month 1000.00j) Postage & Telegram One Month 00k) Entertainment (Factory, Sales,
Administrative & others) One Month 2000.00
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Total = 530652.00
Total Working Capital (a+b) = Taka 1956252.00
Pre-operating expenses : Taka 247000.00 4.3 TOTAL PROJECT COST SL No
Particulars
Description Existing cost
Proposed Cost
Total cost Sponsor Equity
Financing authority
01. Fixed Asset
Land, Building &
Other civil works
740000.00 1100000.00 1840000.00 840000.00 1000000.00
Machinery 1430000.00 500000.00 1930000.00 1530000.00 400000.00
Tools,
Equipments,
Furniture
400000.00 150000.00 550000.00 500000.00 50000.00
Office
Equipments
50000.00 50000.00 100000.00 100000.00 00
Contingencies
(Machinery-10%,
Building-5%)
35000.00 250000.00 285000.00 85000.00 200000.00
Others/
Transports/
Vehicles
150000.00 1350000.00 1500000.00 150000.00 1350000.00
2. Working Capital 156252.00 1800000.00 1956252.00 756252.00 1200000.00 3. Pre Operating Expense 200000.00 47000.00 247000.00 247000.00 00 Total 3161252.00 5247000.00 8408252.00 4208252.00 4200000.00 Total Project Cost (4.1+4.2+4.3) Taka 8408252.00 Debt : Taka 4208252.00 Equity : Taka 4200000.00 Debt : Equity = 50 : 50
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4.4 LOAN REPAYMENT SCHEDULE
Year Installment Interest @ 15%
Total Payment
Balance
Year 0 00 00 00 4200000.00
Year 1 840000.00 630000.00 1470000.00 3360000.00
Year 2 840000.00 504000.00 1344000.00 2520000.00
Year 3 840000.00 378000.00 1218000.00 1680000.00
Year 4 840000.00 252000.00 1092000.00 840000.00
Year 5 840000.00 126000.00 966000.00 00
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4.5 INCOME STATEMENT
Sl. No.
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
1 Sales 17280000.00 18432000.00 18432000.00 18432000.00 18432000.00
2 Less : net
VAT
00 00 00 00 00
3 Net sales 17280000.00 18432000.00 18432000.00 18432000.00 18432000.00
4 Less : cost of production Raw Materials
Direct Labour
Factory
Overhead
11220850.00 11926800.00 12085055.00 12247830.00 12415351.00
5 Gross Profit 6059150.00 6505200.00 6346945.00 6184170.00 6016649.00
6 Less : Administrative,
Selling
Expenses &
Pre-operating
Expenses
(20% /year)
3803400.00 3836100.00 3917450.00 4002842.00 4092479.00
7 Operating Profit
2255750.00 2669100.00 2429495.00 2181328.00 1924170.00
8 Less : Financial Cost
(Interest)
630000.00 504000.00 378000.00 252000.00 126000.00
9 Net profit before Tax
1625750.00 2165100.00 2051495.00 1929328.00 1798170.00
10 Less : Tax T A X H O L I D A Y
11 Net Profit 1625750.00 2165100.00 2051495.00 1929328.00 1798170.00
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4.6 FINANCIAL RATIOS : Sl. No.
Particulars 1st Year
2nd Year
3rd Year
4th Year
5th Year
01
Return on Sales (ROS) =
9.40% 11.74% 11.13% 10.46% 9.75%
02
Return on Investment =
19.33% 25.75% 24.40% 22.95% 21.39%
03
Return of Equity =
38.63% 51.44% 48.75% 45.85% 42.73%
04
Return on Fixed Investment =
26.20% 34.89% 33.06% 31.09% 28.98%
4.7 BREAK-EVEN ANALYSIS :
Annual Fixed Cost : 1) Salary of the Administrative personnel 1540000.00 2) Depreciation 687000.00: 3) Repair & Maintenance 58200.00 4) Store & Spars 9650.00 5) Traveling & Conveyance 50000.00 6) Stationery 5000.00 7) Postage & Telephone 00 8) Phone, Fax, E-Mail, Internet etc. 12000.00 9) Entertainment (Office) 10000.00 10) Utilities (Office) 5000.00 11) Promotional Cost 120000.00 12) Rent 10000.00
.................................................................................... Total Fixed Cost = 2506850.00 Variable Cost :
1) Raw Materials 7560000.00 2) Direct Labour 1344000.00 3) Transport of R/M 00 4) Utilities 1160000.00 5) Transportation of finished Goods 72000.00
.................................................................................... Total Variable Cost = 10136000.00
Net Profit Total Project Cost 100
Net Profit Equity 100
Net Profit Sales 100
Net Profit Fixed Investment 100
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a) BEP in Sales = = 2932236.00 Tk
b) BEP in Unit =
= 564978 Kg
c) BEP in Percentage =
= 16.97%
Annual Fixed Cost 100 Annual Sales - Annual Variable
BEP in Sales Unit Price
Annual Sales Annual Fixed cost Annual Sales - Annual Variable Cost
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05. ECHONOMIC ASPECT 5.01. EMPLOYMENT GENERATION : The project will generate an employment opportunity for 16 persons of different discipline who will work on a regular basis throughout the year. Beside, another 10 to 20 people will indirectly engaged with the agro waste business and supporting business. At least 24 people will get permanent job with the implementation of the project and 28 families will earn their livelihood from the project. 5.02. LINKAGE EFFECT: The viability and prospect of this project will enrage other new entrepreneurs for such or similar project., If the project implemented, many more project will start in Bangladesh mad a good number of people would be engaged with this activities. More over, that will definitely strengthen the base of our national industrial sector and the same time will help to increase our domestic national product. 5.03. CONTRIBUTION TO LOCAL ECHONOMY Sl. No.
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
A. Sales 17280000.00 18432000.00 18432000.00 18432000.00 18432000.00
B. INTERNAL TRANSACTIONS
Raw Materials 7560000.00 8064000.00 8064000.00 8064000.00 8064000.00 Utilities 1160000.00 1208000.00 1208000.00 1208000.00 1208000.00 Repairs & Maintenance
9650.00 19300.00 28950.00 38600.00 48250.00
Stationery 5000.00 5000.00 5000.00 5000.00 5000.00
Telephone, Fax,
E-mail, Internet
etc.
12000.00 12000.00 12000.00 12000.00 12000.00
Postage &
Telegram
00 00 00 00 00
Traveling &
Convince
50000.00 50000.00 50000.00 50000.00 50000.00
Others/ Welfare 50000.00 50000.00 50000.00 50000.00 50000.00
Total Tk 8846650.00 9408300.00 9417950.00 9427600.00 9437250.00
C. CONTRIBUTION TO LOCAL ECHONOMY (A – B)
8433350.00 9023700.00 9014050.00 9004400.00 8994750.00
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06. IMPACT OF ENVIRONMENT the project is waste management and the product agro waste fuel are definitely environment friendly. It will not generate any types of byproduct/ wastes. More over, the project will use waste materials which will polluted the air and the environment. In such, the project will help to keep the environment clean and healthy.
07. CONCLUTION
To protect the environment, to reduce the damaging the earth this type of project is essential. The project is considered Renewable, eco-friendly, technically feasible, socially desirable, financially rewarding, commercially profitable, economically viable and hence high suitable for Bank Financing.