product introduction

“Gieo mầm hôm nay cho tương lai phồn thịnh”

PRODUCT PRODUCT INTRODUCTIONINTRODUCTION


TARGET

Need Analysis Product

C11, C12, C09

Need Analysis Product

C11, C12, C09Do we need

insurance?Product Introduction

Do we need insurance?Product Introduction


THE HUMAN INSTINCT IS TOWARD GOOD AND….

THE HUMAN INSTINCT IS TOWARD GOOD AND….

REFUSETHE TRUTH


95% TRUE IS NOT

THE TRUTH!!

95% TRUE IS NOT

THE TRUTH!!


YOUR FINANCIAL SITUATION IS:


OR


I NEED INSURANCE BECAUSES:

“MY MAIN INCOME IS SALARY!”

I NEED INSURANCE BECAUSES:

“MY MAIN INCOME IS SALARY!”


HOW DO I FEEL WHEN I PAY INSURANCE PREMIUM?


I CHANGE BECAUSE:

29/04/2011

XX/XX/2012


356 is the No. of CASES that STAFF/AGENT RECEIVE INSURANCE BENEFIT of …

356 is the No. of CASES that STAFF/AGENT RECEIVE INSURANCE BENEFIT of …

......


…Now, I CAN understand that:…Now, I CAN understand that:

LIFELIFE INSURANCE IS

DUTY

......

......


INTRODUCTION OF

C11, C12, C09

“Gieo mầm hôm nay cho tương lai phồn thịnh”THỊNH AN TIẾT KIỆM TOÀN DIỆN

1. MATURITY BENEFIT:

100 % S.A x (1+15%x P.P.P) (*)100 % S.A x (1+15%x P.P.P) (*)

3. DEATH/ TOTAL AND PERMANENT DISABILITY BENEFIT


+

Accidental:Accidental:All reason

(except Exclusions)All reason

(except Exclusions)

2. INTEREST FEEDBACK:

(*) + Unearned Premium 100% S.A

“Gieo mầm hôm nay cho tương lai phồn thịnh”“Gieo mầm hôm nay cho tương lai phồn thịnh”

CATHAY ADVANCED ENDOWMENT

0 20104

DEATH/TPD

DEATH/TPD

160M

15% 15% 15% 15%

SA 100m

350M

AccidentAccident 400M

MATURITY

4SUM ASSURED

15%/year/SUM ASSUREDPn = 11.8m

COVER FINACIAL LOSS + ACCUMULATE FOR STABLE FUTURE

DEATH/TPD

DEATH/TPD

100m+(4*15m)100m+(4*15m) 100M+ 100M+(10*15m)

100M+ 100M+(10*15m)


AGE OF LAMin: 0Max: 65-PPP

PREMIUM PAYING

PERIOD (PPP) as Policy Term

POLICY TERM 6 /8/10/15/20

SA LIMITATION

Min: 10 millionMax: 800 million (age<=14); 2.5 billion (age>=15)

PREMIUM LIMITATION

Min:300.000 VND each payment (include the sign insurance policy and all other attached riders)

PAYMENT MODE

Monthly, quarterly, semi annual, annual

RIDER All riders

PRODUCT FEATURE


1 tuôi 18 tuôi 22 tuôi

FREEPREMIUM PAYMENT

CATHAY ADVANCED CHILD EDUCATION

200%SA + INTEREST FEEDBACK

THE INSURED BENEFIT

SUM ASSUREDSUM ASSURED

120% Sum of Premiums Paid120% Sum of Premiums Paid

ORDEATH/TPD

POLICY OWNER DEATH/ TPD

AGE OF INSURED 1~12 13~15 16~18 19~21

CASH 120% 60% 75% 90%

WAIVE PREMIUM

GRADUATION CASH BENEFIT: ~345%SA

SAVING ACCOUNT 200% SA

12 15%

15 15%

18 25%

19 15%

20

21 15%

22 100%

15%

AGE %SA


FATHER: 30 year-olds

SON: 1 year-olds

S.A: 100M

Premium: 8M

FATHER: 30 year-olds

SON: 1 year-olds

S.A: 100M

Premium: 8M

【 EDUCATION BENEFIT 】

12 tuổi: 15% SA = 15M

15 tuổi 15% SA = 15M

18 tuổi 25% SA = 25M

19 tuổi 15% SA = 15M

20 tuổi 15% SA = 15M

21 tuổi 15% SA = 15M

【 EDUCATION BENEFIT 】

12 tuổi: 15% SA = 15M

15 tuổi 15% SA = 15M

18 tuổi 25% SA = 25M

19 tuổi 15% SA = 15M

20 tuổi 15% SA = 15M

21 tuổi 15% SA = 15M

1. EDUCATION BENEFIT : 200M

2. WAIVE PREMIUM:

8.0M*17 years = 136M

3. GRADUATION CASH BENEFIT

01~12t: 12 năm * 10% SA = 120M

13~15t : 3 năm * 20% SA = 60M

16~18t: 3 năm * 25% SA = 75M

19~21t : 3 năm * 30% SA = 90M

TOTAL 345M

POLICY OWNER DEATH/ TPDPOLICY OWNER DEATH/ TPD

1 18 22

FREEFREEPREMIUM PAYMENT

POLICY OWNER

DEATH/ TPD

120% Sum of Premiums Paid

or S.A

POLICY OWNER

DEATH/ TPD


or S.A

SAVING A CUP OF CAFÉ/ DAYS, I WILL BRING THE FINANCIAL ASSURANCE AND

THE EDUCATION FUTURE TO YOUR FAMILY

SAVING A CUP OF CAFÉ/ DAYS, I WILL BRING THE FINANCIAL ASSURANCE AND

THE EDUCATION FUTURE TO YOUR FAMILY

100M

481M

100M


AGE OF LA P.O: 18-45 Insured: 0-10

PREMIUM PAYING PERIOD (PPP)

Until insured 22 year-olds

POLICY TERM Until insured 18 year-olds

SA LIMIT

Min: 10 M VND Max: 600 M VND

PREMIUM LIMIT


PAYMENT MODE Monthly, quarterly, semi annual, annual

RIDER All riders, except R05

PRODUCT FEATURE

“Gieo mầm hôm nay cho tương lai phồn thịnh”BẢO HIỂM ĐỊNH KỲ ƯU ĐÃI

1. MATURITY BENEFIT :



+

2. INTEREST FEEDBACK :

100%SA + Unearned Premium


All reason(except Exclusions)

All reason(except Exclusions)

“Gieo mầm hôm nay cho tương lai phồn thịnh”“Gieo mầm hôm nay cho tương lai phồn thịnh”

CATHAY FIRMLY FOUNDATION TERM LIFE

0 204

Death/TPD

Death/TPD

100M+

SA 100m

110%

MATURITY

52.8M

Pn = 2.4m

COVER FINACIAL LOSS + SAVING ACCOUNT

100M+Unearned premium

100M+Unearned premium


2.4M/ YEARS EXPENSIVE?

2.4M / 12 months = 200.000

200.000 /30 days ~ 7.000

2.4M / 12 months = 200.000

200.000 /30 days ~ 7.000


AGE OF LA 0~ 65 minus PPP

PREMIUM PAYING

PERIOD (PPP)10,15,20

POLICY TERM 10,15,20

SA LIMITATION

Min: 10 millionMax: 800 million (age<=14); 2.5 billion (age>=15)

PREMIUM LIMITATION


PRODUCT FEATURE


22 – 25:Single with parent

22 – 25:Single with parent

25 – 30:

Couple with

no child

25 – 30:

Couple with

no child

30 – 45: Couple with

children

30 – 45: Couple with

children 45 – 60: Mature

couple

45 – 60: Mature

couple

60 - 65:

Retired60 - 65:

Retired

C12

C11C09


CATHAYMAIN PRODUCT

1. Bảo hiểm định kỳ ưu đãi (C09)

2. Thịnh vượng bảo gia toàn diện

(C10)

3. Thịnh an tiết kiệm toàn diện (C11)

4. Thịnh trí thanh đạt an khang (C12)

5. Bảo hiểm hỗn hợp vượt trội (A03)

6. Bảo hiểm hỗn hợp do tai nạn (A05)

7. Bảo hiểm bảo đảm tín dụng (A06)

8. Thịnh an tích lũy trọn đời (I01-I02)

9. Thịnh an tích lũy bảo toàn (I03-I04)


CATHAY RIDER PRODUCT

1. Bảo hiểm tai nạn cá nhân Cathay (R01)

2. Bảo hiểm tai nạn cá nhân Cathay dành

cho trẻ em (R02)

3. Bảo hiểm hỗ trợ viện phí do tai nạn

(R03)

4. Bảo hiểm hỗ trợ viện phí cá nhân

Cathay (R04)

5. Bảo hiểm hỗ trợ tử kỳ Cathay(R05)

6. Bảo hiểm từ bỏ thu phí Cathay(R06)


Life isn’t made by what we have or not – but it is made by what we

WILL or WON’T have!

product introduction

Documents

sa limitationmin

insurance benefit

insurance premium

sign insurance policy

sa unearned premium110

yearolds sa limitmin

education benefit

maturity benefit