private lending opportunity
DESCRIPTION
J ZAPPA REALTY CORP offers qualified individuals and corporations a way to utilize their available funds to achieve the highest returns on their principal through Private Mortgage Lending . This is a proven investment strategy that has been used by the most sophisticated of investors. By offering first lien positions on our properties, we can offer between a 4 - 10% return secured by a mortgage - a mortgage on properties with built-in equity as these deals were negotiated with lenders and purchased below market value.TRANSCRIPT
J ZAPPARealty Corp
Private MortgageLending Opportunity
Benefits Of A Private Mortgage Loan
1
How Does A Private Mortgage Work? 2
What Is A Private Mortgage Loan?
3
How Do I Get Paid Back? 4
1 What Is A Private Mortgage Loan?
•Mortgage loan funded by;-Private Individuals
-Retirement Funds
•Produces predictable income stream to Private Lender
•Mortgage Lien provides security, protection and recourse
2How Does A Private Mortgage Work?
You Earn High Interest!!
We Borrow Money From You!
We Buy Houses
SimplePlan
Certificate Of Deposit
MoneyMarket Fund
SavingsAccount
You Get Low Interest Rate
PersonalLoans
AutoLoans
HomeLoans
Bank Gets Higher
Interest Rate
WePurchase
House
We Maintain House
WePay You
YOU Earn
High Interest Rate!!
You Are A Private Bank!
You ProvideFinancing
WeMaintain / Rehab
The House
Documents Secure Financing
We Rent The House
We Purchase The House
You Get Principal / Interest
Payments For Loan Term
How It Works
Start
How A Private Mortgage Program Can Work For You
•Proposed loan: $80,000 To be secured by 1st mortgage on a multi-family home.•Interest Rate: Varies by each property. Can be up to 10% per term of loan. See Chart below.•No Fees
Rate: 4% Term: 10 yrs fully amortized Monthly Payment: $809.96 Total Payments: $97,195.33
Rate: 6% Term: 15 yrs fully amortizedMonthly Payment: $675.09Total Payments: $121,515.38
Rate: 8% Term: 20 yrs fully amortizedMonthly Payment: $669.15Total Payments: $160,596.49
Rate: 10% Term: 30 yrs fully amortizedMonthly Payment: $702.06Total Payments: $252,746.61
How A Private Mortgage Program Can Work For You
1st loan paid off after the agreed term.Total Payments for the term is $252,746.61 .
Loan Amount
Loan Origination
FeeInterest
RateTerm
(Years)
Monthly P&I
PaymentsTotal P&I Payments
$80,000.00 NONE 10% 30 $702.06 $252,746.61
Income Comparisons
Certificate Of
DepositAnnual
Interest RateAnnualIncome
$80,000 0.940% $752.00
PrivateMortgage
AnnualInterest
Rate
AverageAnnualIncome
$80,000.00 10% $5,758.22
Look!!! In
This Example
Private Lending
Earns Approx.
$5,000 More
Annually Than
Current CDs.
Benefits Of A Private Mortgage Loan3
Higher Interest Rates
Title Insurance
Steady Income Stream
Additional Benefits Of A Private Mortgage Loan
First Lien Position
Real Property As Collateral
Principal Is Secure
How Do I Get Paid Back? 4
Monthly Principal And Interest
Paid As RequiredFor Term Of Loan
Early Pre-Payment Of Loan
The Mortgage IsAssigned
To Another Lender
For further information contact:
J ZAPPARealty Corp
1225 Franklin AvenueSuite 325
Garden City, NY 11530Tel: 516-512-8946Fax: 516-599-2005
10 GlenLake ParkwaySuite 130
Atlanta, GA 30328Tel: 678-353-3235Fax: 678-222-3401
Email: [email protected]
www.jzapparealtycorp.com