Asseco

From start-up to international IT company

We are global software producer

24,000 employees

Nearly 30 years of experience

EUR 2.2 bn revenues in 2018

Listed on stock exchangesin Warsaw, New York and Tel Aviv

Presence in over 50 countries

>100k clients use Assecoproducts

> EUR 500m dividends paidEUR 187 m operating profit in 2018

„We are the largest technological startup in Poland. Innovation leads every aspect of our business.”

Adam Góral, Founder and President

of the Management Board of Asseco Poland

5continents

> 50countries

From start-up to international IT company

1991

Start of operations in Poland

2004

Asseco Poland’s IPO on Warsaw Stock Exchange

Entering Central Europeanmarket – establishment of Asseco Group

2010

Entering Israeli, US and Asian markets

2013

Asseco’s accelerateddevelopment in Africa and on EasternEuropean markets

2018

Further investmentsin the US and entering new Asianmarkets

2007

Beginning of expansion into Western Europe, South-Eastern Europe and Scandinavia

We operate in federation model

Expert knowledge of technology and sectors

Innovation and agility of startups

Our key competetive advantages:

International scale

Deep knowledge and understanding of local

markets

We are fair to the countries

where we run business.

We focus on entrepreneurship.

We integrate IT companies, which are

or aspire to become leaders in their

sectors.

We are experts in sectors

Banking and finance

360o

economy

Public administration

EnterprisesERP solutions

Security

Cloud services

Artificial Intelligence

Business Intelligence

We change the world of financesB

AN

KIN

G A

ND

FIN

AN

CE

Commercial and cooperative banks

Payments

Insurance companies

Brokerage houses

Investment funds

Leasing and factoring companies

We make enterprises modernG

ENER

AL

BU

SIN

ESS

Telecommunications and media

Energy and gas industry

Manufacturing companies

Trade and services

PU

BLI

C IN

STIT

UTI

ON

S We build friendlyand secure e-State

Central and local administration

Health care

Uniformed services

International organizations

Education

We develop comprehensive solutions

On premise

In cloud

Dedicated

For individual sectors

Off-the-shelf

Tests

Support

Migrations

Modifications

Consulting

Hosting

Implementations

Training courses

Available in following models:

Products Services

We invest in innovations

Investments in innovations within the Asseco Group are made in three areas:

Additionally:

We build modern R&D center in Rzeszów

We cooperate with Start-up Nation Central and CREATORS IDEAtion Lab from Israel

EUR200m

For R&D in 2018Development of proprietary products

1

Acquisitions of products or companies

2

Asseco Innovation Hub – innovation and start-up development programme

3

„We have chosen Assecobecause of its experience and focus on achieving goals.”

Sberbank Europe AG

„Bank-in-a-Box allows to start running a bank in just 6 months. This significantly reduces implementation costs and the risk of financial losses.”

IBM Polska

„New system implemented by Asseco Poland – PROMAK TS – is modern and effective.”

Warsaw Stock Exchange (WSE)

„Asseco is both a reliable software vendor and an integrator, with whom we have been cooperating for several years.”

Orange Polska

„Magic xpi integration solution is at the heart of our Industry 4.0. It gives us a significant competitive advantage which can only grow in the future.”

ASSA ABLOY (Switzerland) AG

„Asseco is a very flexible partner which does not impose off-the-shelf solutions.”

ILS

„Launching a qualified signature cloud servicein the AMMS system have brought us a lot of possibilities and necessary savings.”

ORPEA Polska

„The strategic cooperation with Asseco is a practical example of technology transfer and knowledge exchange from Europe to Nigeria.”

Ministry of Science and Technology, Lagos, Nigeria

„Thanks to Asseco's Virtual Reality solutions, our students will be able to "participate" in the investigation of a crime scene. All they have to do is to put on special goggles.”

Faculty of Law, Administration and Economics University

of Wrocław

Asseco Groupwww.asseco.com

@grupa_asseco

linkedin.com/company/asseco-group

Asseco Polandwww.asseco.pl

@asseco_pl

linkedin.com/company/asseco-poland

youtube.com/user/AssecoPolandSA

facebook.com/AssecoPolandKariera/

Legal disclaimerThe content presented in this presentation is subject to copyright protection and has the ownership title. Texts,graphics, photographs, sound, animations and videos as well as their distribution in the presentation are protectedunder the Copyright and related rights Law. Unauthorized use of any material contained in the presentation hereinmay constitute an infringement of copyright, trademark or other laws. The materials in this presentation may not bemodified, copied, publicly presented, executed, distributed or used for any other public or commercial purposes,unless the Board of Asseco Poland S.A. gives consent in writing. Copying for any purpose, including commercial use,distribution, modification or acquisition of the contents of this presentation by third parties is prohibited. Moreover,this presentation may contain reference to third-party offers and services. Terms of use for such offers and servicesare defined by these entities.

Asseco Poland S.A. assumes no responsibility for the conditions, contents and effects of the use of offers andservices of these entities.

The name and logo of Asseco Poland S.A. are registered trademarks. Use of these marks requires prior expressagreement of Asseco Poland S.A.

2019 © Asseco Poland S.A.