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THE SHOPPING ANNUITY®CONVERT SPENDING INTO EARNING

®

A SYSTEM FOR SUCCESSSystem for entrepreneurs to create a significant ongoing income, while providing consumers a better way to shop.

Market Singapore's number one selling product is its UnFranchise® Business System

At the heart of this system is Market Singapore’s Management Performance Compensation Plan (MPCP) that rewards each UnFranchise® Owner (UFO) for changing what they shop for and how they shop for it.

UnFranchise®

Ongoing Income

Equivalent

Investment earning

at 4%

S$1,875/ Month (Executive coordinator/ Master)

S$562,500

S$5,625 / Month (Professional coordinator)

S$2,000,000

S$12,500 / Month(National supervising)

S$4,000,000

S$22,500 / Month (Director)

S$7,312,500

S$45,000 / Month ( Field Vice President)

S$15,000,000

Will you have this cash invested in the bank at today’s rates ?

UnFranchise® Income

vs. The 4% Rule Investment

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An “Annuity” is a process by which a fixed payment is made to you at specified intervals for a specified length of time.

To fund the “Annuity” you must contribute a fixed sum payment before payouts to you may begin.

WHAT IS A

SHOPPING ANNUITY®

The Shopping Annuity® works the same way with one major difference:

A UFO’s specified fixed sum payment is made not in legal tender, but in time & changed shopping habits.

You create your “fixed sum payment” by redirecting purchases you’re already making to SG.SHOP.COM to fund your Shopping Annuity®.

By performing the 4 Basic Steps in the Shopping Annuity® Handbook and ensuring all business partners within your two sales and distribution organizations duplicate these steps, you can reasonably expect to earn S$1,875 per week or more forever!

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TRADITIONAL ANNUITY:You must have discretionary income to make fixed sum payments which fund your annuity.

SHOPPING ANNUITY®:By redirecting money you are already spending to SG.SHOP.COM, you create your “fixed sum payment” to fund your Shopping Annuity®.

SG.SHOP.COM THE

ADVANTAGE REFERRAL

THE

TRACKING SYSTEM

Cashback, coupon codes, better

products at better prices and a better

way to shop.

Market Singapore® can track and capture all your purchases from our stores, brands and merchants.

When you or anyone you lead to directly or indirectly, makes a purchase you get credit in the form of a social currency called BV and IBV.

That currency accumulates and when it reaches certain thresholds, you earn a residual income through the MPCP.

It’s an Idea who’s time has come

Because of the Referral Tracking System, we can leverage our collective buying power to:

CONVERT MARGINS INTO AN ONGOING INCOME

FORCE PRICES DOWN

GET BETTER MARGINS AND GIVE INCREASED BV AND IBV, THEREBY, INCREASING YOUR RESIDUAL INCOME

With people power, the power of numbers, The Referral Tracking system, the MPCP, the SG.SHOP.COM advantage… it’s time has come and it can’t be stopped.

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You can reasonably expect to earn S$1,875 - S$4,500 / week in

perpetuity

You can will this asset to family and generations to come.

Willable Asset

You’re Already Spending It…

Why Not Convert Your Spending Into Earning?

Income and Household StatisticsThe following is from the Department of Statistics Singapore & Inland Revenue Authority of Singapore

S$99,504 S$94,912 S$56,640AVERAGECONSUMER UNIT CHARACTERISTICS:

INCOME BEFORE TAXES, 2014

INCOME AFTER TAXES, 2014

TOTAL AVERAGE ANNUAL EXPENDITURES, 2013

AVERAGE NUMBER IN CONSUMER UNIT:

People

3.5

Children under 18

0.6

Adults 65 and older

1.5

Earners

1.5

Vehicles

0.8

Women

50.9

Men

49.1

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Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY® ITEMS PURCHASEABLE ON SG.SHOP.COM

Consumer Units Sub Total

Food 737

Fast Food Restaurants 46

Restaurants, pubs and cafes 267

Non-cooked food and non-alcoholic beverages 424

737

*Ref:http://www.singstat.gov.sg/publications/household-expenditure-survey

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY® ITEMS PURCHASEABLE ON SG.SHOP.COM

Consumer Units Sub Total

Household and related Expenditures 263

Furnishing: Household equipment and routine household maintenance

263

Communication 205

Telephone and telefax services 205

468

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

*Ref:http://www.singstat.gov.sg/publications/household-expenditure-survey

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY® ITEMS PURCHASEABLE ON SG.SHOP.COM

Consumer Units Sub Total

156 156

540 540

Clothing and Footwear

TRANSPORT

78HEALTH CARE

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

*Ref:http://www.singstat.gov.sg/publications/household-expenditure-survey

78

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Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY® ITEMS PURCHASEABLE ON SG.SHOP.COM

Consumer Units Sub Total

PERSONAL CARE

PACKAGE TOURS 80

HOLIDAY EXPENSES 74

RECREATIONAL SERVICES 100

CULTURAL SERVICES 38

292

138 138

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

*Ref:http://www.singstat.gov.sg/publications/household-expenditure-survey

How does your monthly spending compare to the average monthly spending?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

Annual Total

S$28,908

Monthly Total

S$2,409

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

*Ref:http://www.singstat.gov.sg/publications/household-expenditure-survey

Exclusive

Start identifying which of the company’s exclusive brands you

could use instead of other brands to fund your Shopping Annuity®.

Brands

BETTER

PRODUCTSBETTER

PRICESCASHBACK!

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Better Product, Better Price

Better Product, Better Price

OMEGA III

Better Product, Better Price

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It Begins by Adjusting Your

SHOPPING

BEHAVIORS

How Do You Fund Your Shopping Annuity®?

Brick and Mortar Click and Orderto

SG.SHOP.COM

SAVE AND EARN MONEYPRICE ALERTS

A BETTER WAY TO SHOPMOBILE, SHOPPING ESSENTIALS

EGIFTS, AUTOSHIP, TRENDS,

SHOPPING ADVISOR, GIFT REGISTRY

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Cashback

HOTDEALS

=MONEY

SAVEDMONEY

EARNED

GASSAVING

WEAR AND TEAR ON YOUR

CAR SAVINGSS$1,400 per year for Wear and Tear on Your Car

40%

40% Gas is used to go shopping

Avg. Spend Gas per/yr. S$4,800

S$1,920 gas on shopping

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=MONEY

SAVEDMONEY

EARNED

Cost of Time Spent on Trips Per Year S$2226

Your Annual IncomeS$42,000

Avg. S$3500 month

Hours Worked Per Week 44

S$19.88What Your Time is Worth Per Hour

Number of Times Per Week You Take a Trip to a Store

4

35Minutes Spent Per Trip

Your Time is Worth Money

Was your trip worth it?

Yes or No?

THAT’S A LOT OF SAVINGS!

And those savings don’t include price savings on purchases, Cashback,

and duplicating it with your team!

Complete the Shopping Annuity® Online Assessment to identify your personal potential savings.

SWear and tear on

your vehicle40% of gas S$4,800 Value of Your time Per Year

=MONEY

SAVEDMONEY

EARNED

The Shopping Annuity®Creates

Economic Synergy

Save Money

Earn Money

Duplicate the process with yourorganization & customers toaccelerate and increase residual income!

Create your “Fixed Sum” Payment using your current spending to create a residual income for yourself

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A Forced Multiplier for

Stronger Results

The Shopping Annuity® acts as a forced multiplier to accelerate a residual income generated by the MPCP.

The Shopping Annuity® takes 75% fewer people to

earn the same amount of commissions.

Current UFOs earning commissions can

increase their income 50% to 100% from

their existing business.

The Shopping Annuity® is rocket fuel for the MPCP, helping you and your team generate a residual income of $187,000 per year.

New UFOs will earn commissions and achieve

new UnFranchise Levels faster by leveraging the

Shopping Annuity®.

S$750 each month (BV) & S$375 every third month (IBV)

ORGANIZATION SATISFYING THE MINIMUM ACTIVITY REQUIREMENTS

50 x 50 BV =2,500 BV

50 x 10 IBV = 500 IBV

50 x 50 BV = 2,500 BV

50 x 10 IBV =500 IBV

ORGANIZATION SATISFYING THE SHOPPING ANNUITY® ACTIVITIES

S$9,375each month (BV) & S$3,750 every month (IBV)

50 x 500 BV = 25,000 BV

50 x 200 IBV = 10,00 IBV

50 x 500 BV = 25,000 BV

50 x 200 IBV = 10,000 IBV

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The Shopping Annuity® takes 75% fewer

people to earn the same amount of commissions!

It’s Your

Choice You can continue to spend

money and make other companies and people

money

You can Convert Your Spending into Earning with the Shopping Annuity® and help make yourself money?

OR

WHICH DO YOU PREFER?

THE SHOPPING ANNUITY®

FUNDING PLAN

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SHOPPING ANNUITY®4 STEPS TO BUILD A

THE SHOPPING ANNUITY® BEGINSWITH EACH UFO COMPLETING THE

SHOPPING ANNUITY® ONLINE ASSESSMENT

4

3

2

1

Change from MAC to

Motives®Change from Tide to

SNAPTM

Change fro Centrum to

Isotonix®Change from Clinique to

Lumiere de Vie®

Change the brands of products you are currently buying for your household to the company’s exclusive brands.

Create BV with the company’s Exclusive Brands

Create BV with

OUR BRANDS

Once you’ve taken the Shopping Annuity® Online Assessment, go to SG.SHOP.COM.

This will identify the specific products that you can use to fund your Shopping Annuity®.

To complete this process, add the identified products to AutoShip so you never run out.

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Create IBV with

PARTNER STORES

Change how you buy all other brands and

products directly from other establishments

to buying them through

your own SG.SHOP.COM website!

Partner Stores

Create Leverage

Identify individuals

committed to improving their

financial situation by performing

Steps 1-4.

Complete theShopping

Annuity® Online Assessment together to

duplicate it with your organization.

Complete the Assessment

Workbook and work together to create massive BV

and IBV.

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CREATE BV & IBV WITH

CUSTOMERS

Identify 10-15 individuals and build relationships to create lifetime value in customers or future business partners (UFOs).

Customers get paid Cashback for purchasing the company’s exclusive brands.

Customers get paid Cashback for purchasing from our partner stores through SG.SHOP.COM/yoursite.

Customers get paid cashback for referring Customers to SG.SHOP.COM/yoursite to do the same.

Your

Shopping Annuity®at Maturity

The result of completing the four steps is a matured Shopping Annuity® that will continue to

generate an ongoing income.

You are Converting Your Spending into Earning

You are funding your Shopping Annuity® with money you’re already spending

1 YR 3 YR 5 YR 10 YR

Projected Spending

S$16,137 S$48,413 S$80,690 S$161,378

Current Earning

S$27,000 S$81,000 S$135,000 S$270,000

Projected Earning

S$49,500 S$148,500 S$247,500 S$495,000

% Increase 83% 83% 83% 83%

Earning Minus Spending

S$33,362 S$100,086 S$166,810 S$333,621

Spending and Earning Projections

App Store: Shopping Annuity

Online Assessment: SG.UnFranchise.com > My Account >

Shopping Annuity > Shopping Annuity Assessment

THE SHOPPING ANNUITY® ASSESSMENT IDENTIFIES:

Time Value Potential BV Products Potential Spending that could be redirected on a regular

and annual basis Potential BV for your Major Your Shopping Annuity® at Majority.

LET’S COMPLETE THE

SHOPPING ANNUITY®ONLINE ASSESSMENT

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ASSESSMENT EX 1: TIME VALUE

ASSESSMENT EX 2: EXCLUSIVE BRANDS

ASSESSMENT EX 2A: YOUR MAJOR

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ASSESSMENT EX 3: REGULAR SPENDING

ASSESSMENT EX 4: ANNUAL SPENDING

ASSESSMENT EX 5: PROJECTIONS

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IMPLEMENTING YOUR ASSESSMENT

BV

EXCLUSIVE BRANDS: 80% BV , CASHBACK BEST PRICE

FOCUS ON THE HIGHEST MARGINS

IBV PARTNERS

1- 10% IBV, CASHBACKGOOD PRICE

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LOOK FOR THE BIGGEST SAVINGS AND PAYOUT!

WHERE CAN YOU SWITCH YOUR BRANDS?

T Brand: S$11.45 (0.21/load)Store: NXXX, 0% IBVYou Earn: No Earnings

SNAP: S$14.50 (0.18/load)BV Product: 36% BVYou Earn: 5.25 BV

T Brand

SHOP.COM™ FILTERS

FOR EVERYTHING YOU CAN’T GET A BV PRODUCT :

Go to SG.SHOP.COM Click on “All Stores” Filter by “Category”

AND / OR: Identify your favorite “anyway” stores Breakout – Top Stores Filter by highest IBV

Quantities & Timing“BUY IN TWOS”

Why do you go to the store? You ran out of a product You don’t have time to wait Lack of planning

Be Proactive Initially purchase in “twos” When one runs out, replace it. Autoship

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Never Run Out, Never have to go to the store Exclusive brands Groceries Regular Monthly Spending Items

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The Shopping Annuity® Bonus Program criteria that must be satisfied to receive the bonus BV and IBV by qualifying UFOs results in a model

Shopping Annuity® transferring their shopping to their UnFranchise®business and SHOP.COM™.

The Shopping Annuity® Bonus Pool provides a large incentive for UFOs to do this immediately and a larger incentive for UFO senior partners/ leaders to make it happen.

Use this as a target the same way you Go for a Challenge!

Current Incentives: www.shoppingannuity.com or Visit your UnFranchise®Business Account

SHOPPING ANNUITY® BONUS PROGRAM

(SABP)

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COMPLETE THE ONLINE ASSESSMENT ON A REGUALR BASIS. PLAN AHEAD FOR REGULAR AND SEASONAL SPENDING

IT STARTS WITH YOU

CHANGE YOUR SHOPPING HABITSFIND THE HIGHEST MARGINS (BV, IBV)

SHARE THE SHOPPING ANNUITY® WITH

PROSEPCTS

IMPLEMENT ASSESSMENT

DUPLICATE YOUR EFFORTSHAVE BUSINESS PARTNERS AND PROSPECTS COMPLETE THE ONLINE ASSESSMENT. TEACH THEM TO CHANGE THEIR HABITS AND CREATE

A SHOPPING ANNUITY®NEXT STEPS

THE SHOPPING ANNUITY®CONVERT SPENDING INTO EARNING

®