1. BetterInvesting Portfolio Manager Improving Portfolio Management Decisions Created by: QUANT IX SOFTWARE, Inc.Revised: July, 2008 We suggest you print the matching PDF file for this presentation to follow the notes discussion for this slide show.

2.

Portfolio Management is like gardening

• Design

• Select

• Maintain

• Harvest

3. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making How BetterInvesting Portfolio Manager helps 4. Managing multiple portfolios: centralized, secure management of all your investment accounts

Ability to track an unlimited number of portfolios

• Portfolios are unique, each with its own transaction database

• Portfolios segregated by:

• • Owner

• • By objective

• • By financial institution

• Portfolios easily combined for collective reporting

5. Collectively monitor your accountsPortfolio Manager provides multiple portfolio tracking.Manage your accounts collectively,without limitations. 6. Combination reporting: a customized view Select which portfolios and which asset types to include on a report. 7. Combined reports provide important information A report showing a combination of Joes accounts both his taxable portfolio and his IRA. 8. Combined reports provide important information Shown here, one of the allocation reports, summarizing both of Joes accounts. 9. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making 10. Entering global transactions

Global transactions are those that affect each portfolio holding a specific security

Portfolio Manager adjusts each security, in each portfolio, on a lot-by-lot basis

Accuracy, with efficiency, saves time for decision making. 11. Global transactions are applied to all portfolios holding the issuer of:

Incomea cash dividend (i.e., quarterly cash dividend paid)

Stock split a stock split (i.e., 2 for 1 stock split)

Stock dividend distributiona stock dividend (i.e., 10% dividend distribution)

Spin-offa corporate reorganization ( Company A issues shares in Company B)

Mergera corporate reorganization (Company C acquires Company D)

12. Example several portfolios hold a company issuing a stock split(for illustrative purposes only) All portfolios within Portfolio Manager are quickly and accurately adjusted 13. Example several portfolios hold a company issuing a corporate spin-off(for illustrative purposes only) 14. Entering global transactions

Accurate record keeping is an essential element for effective portfolio management.With Portfolio Manager s global transaction abilities, you ll spend less time number crunching, leaving more time for investment decision making.

15. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Using Security Watch Lists Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making 16. Using Portfolio Managers Fundamental Analysis Tools

Fundamental security analysis to evaluate a firm and its investment potential based on the firms financial strength,earnings potential, management, and its sensitivity to both its industry sector and the overall economy.

Fundamental analysis involves overall market analysis, industry sector analysis, specific company analysis, and portfolio management.

17. Importing fundamental data from BetterInvesting

Automatically download S&P stock data from BetterInvesting

• S&P Stock Data Service online access to CompuStat financial data provided by S&P on over 7,000 publicly traded companies

18. Utilizing fundamental data for ratio analysis

This table shows several of the valuation ratios derived within Portfolio Manager

(Asset Library)

19. Screening and sorting securities based on fundamental data

The asset library can be sorted based on any of the valuation ratios.

Here we demonstrate the list sorted on dividend yield, highest to lowest.

20. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making 21. Asset Allocation and Portfolio Diversification

Asset Allocation

• Combining asset classes such as stocks, bonds, and cash in a portfolio in order to meet your investment objectives

Portfolio Diversification

• Spreading portfolio assets over sufficient number of securities to avoid excessive risk from any one security

• Common stocks should be diversified by industry sector and company size

22. Importing allocation and diversification data from BetterInvesting

Importing BetterInvestingMutual Fund Resource Center data updates Portfolio Manager with important characteristics of your funds for asset allocation,diversification and performance analysis

23. Asset Allocation and Portfolio Diversification

Important point:Portfolio Manager will show the proportional impact of all securities within your portfolios,include your mutual funds asset allocation and diversification characteristics. This ability

• Provides true asset allocation and diversification analysis

• Identifies rebalancing needs

24. Setup your portfolio allocation targets

Portfolio Manager allows you to set your portfolio target allocations ( File Menu | Portfolios | Portfolio Targets)

These targets are used to compare your objectives with the actual allocation

Use the Guidelines to download data for the composition of the S&P 500

25. Compare your targets to actual allocation and diversification: here an overall summary of the portfolio. 26. Compare your targets to actual allocation and diversification: here a look at the portfolios different asset classes. 27. Analyze your targets to actual allocation and diversification: here by stock industry. 28. Compare your targets to actual allocation and diversification: here by stock size. 29. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making 30. Using the Internet with Portfolio Manager

Internet research

• Quick access to useful web sites

• • BetterInvestings Online Stock Selection Guide (SSG)

• • BetterInvestings Company Report

• • Yahoo! Finance

From Portfolio Manager s home page, right click access to any security listed under Portfolio Holdings section

31. BetterInvestings Online Stock Selection Guide (SSG) report (partial screen)

The BetterInvesting Stock Selection Guide ( SSG ) is a tool that provides a framework to analyze and evaluate prospective common stock investments, based on the firms fundamental data.

Find growth stocks trading at a reasonable price.

FOR ILLUSTRATIVE PURPOSES ONLY! 32. BetterInvestings company report (partial screen)

BetterInvesting s S&P Data Feed provides access to wide range of very useful company information

This screen shows a partial view of the information that is available:

• S&P Stock Data Service online access to financial data, provided by S&P, on over 7,000 publicly traded companies.

FOR ILLUSTRATIVE PURPOSES ONLY! 33. Easy access to Yahoo! Finance is also just a click away from Portfolio Managers home page

Yahoo! Finance provides it susers with access to a wide variety of free investment information.

Yahoo! Financeshighly useful website, provides very valuable resources (this screen shot shows just a small snippet of the information available) for inquisitive investors.

FOR ILLUSTRATIVE PURPOSES ONLY! 34. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making 35. Making effective tax decisions with Portfolio Manager

One of the many benefits of an accurate and up-to-date record keeping system is the ability to access otherwise unorganized data in an useable format.

This is particularly important when considering the tax consequences of your investment decisions.

Portfolio Manager helps by providing:

• Lot-by-lot assignment when making partial sales

• • FIFO, Specific ID, Average Cost Methods, Minimum or Maximum gain

• Effective portfolio construction

• • taxable vs. tax-deferred account

• Help with gift and estate planning decisions

36. The Security Basis report shows each purchase lot for the portfolio or a security 37. Lot selection to use in partial sales can help to defer or save capital gains taxes Applying sales in easy Simply select the method and Portfolio Manager will handle the rest 38. Portfolio Manager provides several other reports to help investors better manage portfolios

Other tax reports include :

• Capital Gains Distributions

• Qualified Dividends

• Short-Term to Long-Term Holding Period

• Wash Sale Check List

39. Topics :Managing Multiple Portfolios Entering Global Transactions Fundamental Analysis Tools Asset AllocationInternet Tools Using Security Watch Lists Effective Tax Decisions Other Features Improving Portfolio Management and Investment Decision Making 40. Creating and using a watch list within Portfolio Manager

Using watch lists can improve the portfolio management process:

• Provide alternate investment lists for building or modifying portfolios

• Track and compare similar securities within a watch list

• Share watch lists with family, friends, and associates

• Allow for effective what-if testing

• • What impact on asset allocation, diversification, taxes due, income received, etc.

41. Portfolio Manger provides a host of other tools and features to improve decision making

Integrate other BetterInvesting tools data, SSGs,

Detailed option tracking including opening/closing buys, sells, assignment, exercise

Short Selling

Performance reporting - determine the time-weighted internal rate of return

Security search reports - find all portfolios holding a security

Price alerts

Export reports to other applications

And many more important tools...

42.

Managing your portfolio is like tending to your garden.

BetterInvesting Portfolio Manager will help make the process understandable, enjoyable and rewarding.

43. To learn more, please visit : www.biportfoliomanager.com (free 45 day demo available) www.betterinvesting.org QUANT IX SOFTWARE, Inc. 1035 West Glen Oaks Lane Suite 204 Mequon, WI53092 262-241-3990 Thank you for your interest in Portfolio Manager