Death and Taxes – The Only Certainties In Life

Learn How Peter Culver Uses Ben Franklin’s Saying to Guide Your Finances

In Family Health Management, Nothing is More Important Than Preparation• Nothing is a bigger risk to

financial waste than poor tax management

• Right now the wealthy pay capital gain taxes of 20-25%

• They also pay 40-50% of estate and gift taxes

• Not knowing how to handle these taxes can be catastrophic

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Contemporary Wealth Management Will Try to Trick YouContemporary Wealth Management Will

Try to Trick You Don’t get caught up with statistics like

alpha, beta, standard deviation and sharpe ratio

Peter Culver understands that this keeps people from seeing the forest

through the trees.

The Misguided Nirvana of Wealth Management• Low fees and high performance on investments isn’t necessarily

wealth management nirvana.

• High performance and low fees are used by wealth managers to hide larger issues.

• Issues like death and taxes, which will ultimately equate to much more saved or lost

How To Maintain Your Family Fortune

• Family fortunes rarely last beyond the third generation

• The ultimate confiscator of wealth is death – Why?

• Poor preparation

Family Education is Key

• Family meetings and councils

• Family philanthropy

• Will preparation

Focus on Family Financial Education