Personal Finance: Personal Finance: Empowering Students Empowering Students

and Enhancing Livesand Enhancing LivesResources: Great Websites you can Count On

Great Websites Great Websites

www.ftc.gov/bcp(Bureau of Consumer Protection)Articles on identify theft protection, latest consumer scams, filing complaints onlineEvery state has a similar website for consumers, usually at Attorney General webpage

www.ssa.govSocial security withholding rates (4.2% in 2010), getting your annual statement, maximum taxable amounts

Great WebsitesGreat Websites

http://en.wikipedia.org/wiki/Credit_Card_Act_of_2009Gives background on the law; lists the protections for consumers of the Credit Cardholders’ Bill of Rights

Also points out that lots of abuses remain such as unlimited rate increases and lowered credit limits (gives criticisms as well as benefits)

Great WebsitesGreat Websites

www.consumeraction.govAlso called the federal citizens information center, students can order the 2011 Consumer Action Handbook. Great information on understanding credit, how to file a complaint, and the latest consumer news.Good place for young consumers to get advice and avoid rip-offs.

Great WebsitesGreat Websites

www.nclnet.org

This private (not government) site for the National Consumers League provides considerable information on personal finance topics (click on “personal finance” link); they also have a fraud center. This is a good place for students to learn about scams and ways to protect themselves.