peer review report phase 1 legal and regulatory framework - the bahamas

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  • 8/7/2019 Peer Review Report Phase 1 Legal and Regulatory Framework - The Bahamas

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    \n`u zasf `u rxck`unhl am |nh shuramu`c`k`|p ao |nh Uhesh|gspJhmhsgk ao |nh AHEL-

    \nh ar`m`amu h~rshuuhl gml gsjxihm|u hirkaphl nhsh`m la ma| mhehuugs`kp shokhe|

    |nh aoo`e`gk v`hzu ao |nh AHEL as ao |nh javhsmihm|u ao `|u ihichs eaxm|s`hu as

    |nauh ao |nh Jkacgk Oasxi am \sgmurgshmep gml H~engmjh ao @moasig|`am oas \g~

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    \GCKH AO EAM\HM\U 5

    \gckh ao Eam|hm|u

    Gcax| |nh Jkacgk Oasxi - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 8

    H~hex|`vh Uxiigsp - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - :

    @m|salxe|`am - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 0

    @moasig|`am gml ih|nalakajp xuhl oas |nh rhhs shv`hz ao \nh Cgngigu- - - - - - - 0Avhsv`hz ao \nh Cgngigu- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 72Shehm| lhvhkarihm|u - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 73

    Eairk`gmeh z`|n |nh U|gmlgslu - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 75

    G- Gvg`kgc`k`|p ao `moasig|`am- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 75

    Avhsv`hz - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 75G-7- Azmhsun`r gml `lhm|`|p `moasig|`am - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -7G-5- Cgmf`mj `moasig|`am - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

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    Gmmh~ 74 Dxs`ul`e|`amu Shuramuh |a |nh Shv`hz Shras| - - - - - - - - - - - - - - - - - - ?:

    Gmmh~ 34 K`u| ao Gkk H~engmjh)ao)@moasig|`am Ihengm`uiu `m Oaseh - - - - - - - ?0Gmmh~ 54 K`u| ao gkk Kgzu+ Shjxkg|`amu gml A|nhs Ig|hs`gk Sheh`vhl - - - - - - - :2

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    GCAX\ \NH JKACGK OASXI 8

    Gcax| |nh Jkacgk Oasxi

    \nh Jkacgk Oasxi am \sgmurgshmep gml H~engmjh ao @moasig|`am oas \g~Rxsrauhu `u |nh ixk|`kg|hsgk osgihzasf z`|n`m zn`en zasf `m |nh gshg ao |g~|sgmurgshmep gml h~engmjh ao `moasig|`am `u egss`hl ax| cp avhs 02 dxs`ul`e

    |`amu+ zn`en rgs|`e`rg|h `m |nh Jkacgk Oasxi am gm hwxgk oaa|`mj-\nh Jkacgk Oasxi `u engsjhl z`|n `mlhr|n iam`|as`mj gml rhhs shv`hz ao

    |nh `irkhihm|g|`am ao |nh `m|hsmg|`amgk u|gmlgslu ao |sgmurgshmep gml h~engmjhao moasig|`am oas |g~ rxsrauhu- \nhuh u|gmlgslu gsh rs`igs`kp shokhe|hl m |nh3223 AHEL Ialhk Gjshhihm| am H~engmjh ao @moasig|`am am \g~ Ig||hsugml `|u eaiihm|gsp+ gml `m Gs|`ekh 3? ao |nh AHELIalhk \g~ Eamvhm|`am am@meaih gml am Egr`|gkgml `|u eaiihm|gsp gu xrlg|hl m 322

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

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    H~hex|`vh Uxiigsp

    7- \n`u shras| uxiigs`uhu |nh khjgk gml shjxkg|asp osgihzasf oas |sgmurgshmep gml h~engmjh ao `moasig|`am `m \nh Cgngigu-

    3- \nh `m|hsmg|`amgk u|gmlgsl zn`en `u uh| ax| `m |nh Jkacgk Oasxiu\hsiu ao Shohshmeh |a Iam`|as gml Shv`hz Rsajshuu \azgslu \sgmurgshmepgml H~engmjh ao @moasig|`am+ `u eamehsmhl z`|n |nh gvg`kgc`k`|p ao shkhvgm|`moasig|`am z`|n`m g dxs`ul`e|`am+ |nh eairh|hm| gx|nas`|pu gc`k`|p |a jg`m|`ihkp geehuu |a |ng| `moasig|`am+ gml `m |xsm+ znh|nhs |ng| `moasig|`am egmch hoohe|`vhkp h~engmjhl z`|n `|u h~engmjh ao `moasig|`am .HA@) rgs|mhsu-

    5- \nh Cgngigu ngu zasfhl z`|n |nh AHEL `m shurhe| ao |g~ `moasig|`am h~engmjh u`meh 3223 znhm `| eaii`||hl |a `irkhihm|`mj |nh `m|hsmg|`amgk u|gmlgslu ao |sgmurgshmep gml `moasig|`am h~engmjh- \nh Cgngigulahu ma| ngvh l`she| |g~g|`am gml eamuhwxhm|kp |nh xuxgk osgihzasf oas |g~

    gx|nas`|`hu |a ngvh geehuu |a `moasig|`am oas `meaih |g~ rxsrauhu `u ma| `mrkgeh- @m 3220+ \nh Cgngigu shmhzhl `|u eaii`|ihm| zn`en `| |nhm zasfhlwx`efkp |a `irkhihm| gml cp Igsen 3272 `| ngl eamekxlhl iash |ngm 73|g~ `moasig|`am h~engmjh gjshhihm|u .\@HGu)- Gu g| Mavhichs 3272+ \nhCgngigu ngu gm h~engmjh ao `moasig|`am .HA@) mh|zasf eavhs`mj 33 dxs`ul`e|`amu6 uhvhm ao |nhuh gjshhihm|u gsh rshuhm|kp `m oaseh+ gml \nh Cgngigu ngu|gfhm gkk u|hru oas `|u rgs| zn`en gsh mhehuugsp |a cs`mj |nh shig`m`mj gjshhihm|u `m|a oaseh- Shehm|kp eamekxlhl+ |nhuh gjshhihm|u+ z`|n |nh h~ehr|`amao `|u \@HG z`|n |nh XU+ gsh cguhl am |nh AHELu 3223 Ialhk \@HG-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    > H^HEX\@_H UXIIGSP

    8- Zn`ku| \nh Cgngigu eaii`|ihm| |a |nh `m|hsmg|`amgk u|gmlgsl `uma| `m laxc|+ z`|n \nh Cgngigu ngv`mj |gfhm gkk mhehuugsp u|hru |a cs`mj|nh \@HGu `| ngu u`jmhl `m|a oaseh+ `| `u xmekhgs znh|nhs uaih rsav`u`amu`m `|u laihu|`e kgz igp n`mlhs `|u gc`k`|p |a gen`hvh hoohe|`vh h~engmjh ao

    `moasig|`am `m gkk `mu|gmehu- \nh gvg`kgc`k`|p ao geeaxm|`mj sheaslu `u gmhuuhm|`gk eairamhm| ao hoohe|`vh HA@+ gml |nh rshuhm| khjgk gml shjxkg|asposgihzasf lahu ma| ihh| |nh u|gmlgsl `m |n`u shjgsl- \nh Cgngigu rsajshuu`m |nhuh gshgu+ gu zhkk gu `|u ge|xgk rsge|`eh `m h~engmjh `moasig|`am z`|n `|uHA@ rgs|mhsu+ z`kk ch eamu`lhshl `m `|u Rnguh 3 shv`hz zn`en `u uenhlxkhl |aeaiihmeh `m |nh uheaml ngko ao 3273-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    @M\SALXE\@AM 0

    @m|salxe|`am

    @moasig|`am gml ih|nalakajp xuhl oas |nh rhhs shv`hz ao \nh Cgngigu

    ?- \nh guuhuuihm| ao |nh khjgk gml shjxkg|asp osgihzasf ao \nhEaiiamzhgk|n ao \nh Cgngigu .\nh Cgngigu) zgu cguhl am |nh `m|hsmg|`amgk u|gmlgslu oas |sgmurgshmep gml h~engmjh ao `moasig|`am gu lhues`chl`m |nh Jkacgk Oasxiu \hsiu ao Shohshmeh+ gml zgu rshrgshl xu`mj |nh JkacgkOasxiu Ih|nalakajp oas Rhhs Shv`hzu gml MamIhichs Shv`hzu- \nhguuhuuihm| zgu cguhl am |nh kgzu+ shjxkg|`amu+ gml h~engmjh ao `moasig|`amihengm`uiu `m oaseh as hoohe| gu g| Mavhichs 3272+ a|nhs ig|hs`gku uxrrk`hlcp \nh Cgngigu+ gml `moasig|`am uxrrk`hl cp rgs|mhs dxs`ul`e|`amu-

    :- \nh \hsiu ao Shohshmeh cshgf lazm |nh u|gmlgslu ao |sgmurgshmepgml h~engmjh ao `moasig|`am `m|a 72 huuhm|`gk hkhihm|u gml 57 hmxihsg|hlgurhe|u xmlhs |nshh csagl eg|hjas`hu4 .G) gvg`kgc`k`|p ao `moasig|`am6 .C)geehuu |a `moasig|`am6 gml .E) h~engmj`mj `moasig|`am- \n`u shv`hz guuhuuhu\nh Cgngigu khjgk gml shjxkg|asp osgihzasf gjg`mu| |nhuh hkhihm|u gmlhgen ao |nh hmxihsg|hl gurhe|u- @m shurhe| ao hgen huuhm|`gk hkhihm| g lh|hsi`mg|`am `u iglh |ng| h`|nhs4 . ) |nh hkhihm| `u `m rkgeh+ .` ) |nh hkhihm| `u`m rkgeh cx| ehs|g`m gurhe|u ao |nh khjgk `irkhihm|g|`am ao |nh hkhihm| mhhl`irsavhihm|+ as . ``) |nh hkhihm| `u ma| `m rkgeh- \nhuh lh|hsi`mg|`amu gshgeeairgm`hl cp sheaiihmlg|`amu oas irsavhihm| znhsh shkhvgm|-

    >- \nh guuhuuihm| zgu eamlxe|hl cp gm guuhuuihm| |hgi+ zn`en eam

    u`u|hl ao |za h~rhs| guuhuuasu4 Is Rn`k`rrh Egngm`m+ Lhrx|p L`she|as `m|nh Kgsjh Cxu`mhuu Gxl`| Csgmen ao |nh Oshmen Shvhmxh Gli`m`u|sg|`am6gml Is Igkeaki Egirchkk+ Eair|sakkhs ao \g~hu oas |nh Dhsuhp Eairh|hm|Gx|nas`|p6 gml amh shrshuhm|g|`vh ao |nh Jkacgk Oasxi Uhesh|gs`g|+ I`uuEgsak`mh Igkeaki- \nh guuhuuihm| |hgi guuhuuhl |nh khjgk gml shjxkg|asp osgihzasf oas |sgmurgshmep gml h~engmjh ao `moasig|`am gml shkhvgm|h~engmjh ao `moasig|`am ihengm`uiu `m \nh Cgngigu-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    72 @M\SALXE\@AM

    Avhsv`hz ao \nh Cgngigu

    72- \nh Cgngigu `u gm gsen`rhkgja h~|hml`mj gesauu |nh zhu|hsmG|kgm|`e Aehgm gml eamu`u|`mj ao :22 `ukgmlu gml egpu z`|n gm gshg ao 75 >:>uwxgsh f`kaih|shu- \n`s|p ao |nh `ukgmlu gsh `mngc`|hl+ z`|n g rarxkg|`am aogrrsa~`ig|hkp 532 222 rhsuamu+ ig`mkp eamehm|sg|hl am |nh `ukgmlu ao MhzRsav`lhmeh .am zn`en |nh egr`|gk+ Mguugx+ `u u`|xg|hl) gml Jsgml Cgngig-

    77- \nh Cgngigu gen`hvhl `mlhrhmlhmeh osai Jshg| Cs`|g`m am 72 Dxkp70:5 gml `u maz g uhkojavhsm`mj+ uavhsh`jm ihichs ao |nh Eaiiamzhgk|nao Mg|`amu gml g ihichs ao |nh Xm`|hl Mg|`amu-

    73- Wxhhm Hk`tgch|n @@ `u |nh |`|xkgs nhgl ao u|g|h `m \nh Cgngigu+ shrshuhm|hl cp g JavhsmasJhmhsgk- Khj`ukg|`vh razhs `u vhu|hl `m g c`egihsgk

    rgsk`gihm| zn`en eamu`u|u ao g

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    @M\SALXE\@AM 77

    zasfoaseh zgu hirkaphl `m |nh |axs`ui `mlxu|sp `m 3220+ z`|n |nh o`mgme`gkuhsv`ehu uhe|as geeaxm|`mj oas grrsa~`ig|hkp 5- \nh Cgngigu ngu g kgsjh o`mgme`gk uhsv`ehu `mlxu|sp aoohs`mj ca|nshu`lhm| gml mamshu`lhm| uhsv`ehu gml zn`en `u lai`mg|hl cp |nh cgmf`mj gml|sxu| eairgmp uhe|as- Gu ao 52 Uhr|hichs 3272+ |nhsh gsh grrsa~`ig|hkp 3laihu|`e cgmfu gml |sxu| eairgm`hu zn`en nakl CUL 0->0 c`kk`am `m guuh|u-\nh Ehm|sgk Cgmf ao |nh Cgngigu `u shuramu`ckh oas shjxkg|`mj gkk cgmf`mjgml |sxu| eairgm`hu- Cgmf`mj cxu`mhuuhu ixu| ch egss`hl am cp eairgm`hu+|sxu| uhsv`ehu igp ch eamlxe|hl cp `ml`v`lxgku+ gml `m |nauh `mu|gmehu |nh`ml`v`lxgku gsh shjxkg|hl uhrgsg|hkp xmlhs |nh O`mgme`gk gml Easrasg|hUhsv`eh Rsav`lhsu Ge|-

    70- \nh `mvhu|ihm| oxml gml `muxsgmeh uhe|asu gkua igfh g u`jm`o`egm| eam|s`cx|`am |a \nh Cgngigu heamaip- \nh Uhexs`|`hu Eaii`uu`amshjxkg|hu |nh uhexs`|`hu gml `mvhu|ihm| oxmlu `mlxu|sp+ zn`en `mekxlhu gu g|Lhehichs 3220+:?< k`ehmuhl `mvhu|ihm| oxmlu gml ?< k`ehmuhl `mvhu|ihm|oxml gli`m`u|sg|asu nakl`mj guuh|u vgkxhl g| gkiau| CUL 702 c`kk`am- \nh`muxsgmeh `mlxu|sp `m \nh Cgngigu gu g| Lhehichs 322>+ `u eairs`uhl ao 7:5 c`kk`am `m guuh|u+

    gml `u shjxkg|hl cp |nh @muxsgmeh Eaii`uu`am-

    32- @m shurhe| ao gm|`iamhp kgxmlhs`mj!eaxm|hso`mgme`mj ao |hssas`ui.GIK) ack`jg|`amu+ |nh Eairk`gmeh Eaii`uu`am ngu uxrhsv`uasp shuramu`c`k`|p gu rgs| ao gm gssgmjhihm| z`|n |nh @murhe|as ao O`mgme`gk gml Easrasg|hUhsv`ehu oas o`mgme`gk gml easrasg|h uhsv`eh rsav`lhsu .OEURu) gml oas lhu`jmg|hl mamo`mgme`gk cxu`mhuuhu gml rsaohuu`amgku .LMOCRu)+ zn`ku| |nh k`ehmu`mj shjxkg|asu uxen gu |nh Uhexs`|`hu Eaii`uu`am+ @muxsgmeh Eaii`uu`am gml|nh Ehm|sgk Cgmf uxrhsv`uh eairk`gmeh z`|n GIK ack`jg|`amu oas |nh uhe|asuzn`en |nhp shjxkg|h-

    Avhsv`hz ao \nh Cgngigu osgihzasf oas |nh h~engmjh ao`moasig|`am oas |g~ rxsrauhu

    37- \nhsh gsh |za ig`m kgzu javhsm`mj `m|hsmg|`amgk eaarhsg|`am oas |g~ig||hsu `m \nh Cgngigu4 \nh Cgngigu gml |nh Xm`|hl U|g|hu ao Gihs`eg\g~ @moasig|`am H~engmjh Gjshhihm| Ge| 3225+ gml |nh @m|hsmg|`amgk \g~

    7- Lg|g |gfhm osai \nh Cgngigu Ehm|sgk Cgmf Wxgs|hskp shras| |a Igsen 3272+

    gml |nh Kgcaxs oaseh uxsvhp |a Lhehichs 3220-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    73 @M\SALXE\@AM

    Eaarhsg|`am Ge| 3272 zn`en j`vhu hoohe| |a gkk a|nhs \@HGu u`jmhl cp \nhCgngigu-

    33- \nh khjgk gx|nas`|p |a h~engmjh `moasig|`am oas |g~ rxsrauhu lhs`vhu

    osai \g~ @moasig|`am H~engmjh Gjshhihm|u .\@HGu) ameh |nhuh gjshhihm|u cheaih rgs| ao laihu|`e kgz- Gu g| Mavhichs 3272+ \nh Cgngigungl u`jmhl \@HGu z`|n 33 dxs`ul`e|`amu+ ao zn`en uhvhm gjshhihm|u gsh exsshm|kp m oaseh- U`~|hhm ao |nhuh gjshhihm|u gsh z`|n AHEL ihichsu+ gml 73ao |nhi ngvh chhm u`jmhl u`meh |nh chj`mm`mj ao 3272- Iau| shehm|kp `| nguu`jmhl gjshhihm|u z`|n Gxu|sgk`g+ Jhsigmp gml Egmglg- Cp hmge|`mj |nh@m|hsmg|`amgk \g~ Eaarhsg|`am Ge| `m Dxkp 3272+ \nh Cgngigu ngu maz |gfhmgkk mhehuugsp u|hru |a cs`mj hgen ao |nh shig`m`mj 37 gjshhihm|u `m|a oaseh-

    35- @m gll`|`am |a `|u \@HG mh|zasf+ eaarhsg|`am `m es`i`mgk |g~ ig||hsuigp ch rsav`lhl `m geeaslgmeh z`|n |nh rsav`u`amu ao |nh Es`i`mgk Dxu|`eh.@m|hsmg|`amgk Eaarhsg|`am) Ge|6 gml |nh |hsiu ao |nh ix|xgk khjgk guu`u|gmeh|shg|`hu z`|n |nh Xm`|hl U|g|hu gml Egmglg xmlhs |nh Ix|xgk Khjgk Guu`u|gmeh.Es`i`mgk Ig||hsu) Ge| 70>>-

    Shehm| lhvhkarihm|u

    3

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM 75

    Eairk`gmeh z`|n |nh U|gmlgslu

    G- Gvg`kgc`k`|p ao `moasig|`am

    Avhsv`hz

    38- Hoohe|`vh h~engmjh ao moasig|`am shwx`shu |nh gvg`kgc`k`|p ao shk`gckh`moasig|`am- @m rgs|`exkgs+ `| shwx`shu `moasig|`am am |nh `lhm|`|p ao azmhsu

    gml a|nhs u|gfhnaklhsu gu zhkk gu geeaxm|`mj `moasig|`am am |nh |sgmuge|`amuegss`hl ax| cp hm|`|`hu gml a|nhs asjgm`tg|`amgk u|sxe|xshu- Uxen `moasig|`amigp ch fhr| oas |g~+ shjxkg|asp+ eaiihse`gk as a|nhs shguamu- @o `moasig|`am`u ma| fhr| as |nh `moasig|`am `u ma| ig`m|g`mhl oas g shguamgckh rhs`al ao|`ih+ g dxs`ul`e|`amu eairh|hm| gx|nas`|p igp ma| ch gckh |a ac|g`m gml rsav`lh `| znhm shwxhu|hl- \n`u uhe|`am ao |nh shras| guuhuuhu |nh glhwxgep ao\nh Cgngigu khjgk gml shjxkg|asp osgihzasf am gvg`kgc`k`|p ao `moasig|`am-

    3?- @m shurhe| ao azmhsun`r gml `lhm|`|p `moasig|`am+ |nh shwx`shihm|u `m\nh Cgngigu |a sh|g`m shkhvgm| `moasig|`am `m shurhe| ao eairgm`hu+ rgs|mhs

    un`ru+ |sxu|u gml oaxmlg|`amu gsh uxoo`e`hm| |a ihh| |nh m|hsmg|`amgk u|gmlgsl- Gmh~ehr|`am+ eam|g`mhl `m |nh c`ml`mj Uhexs`|p Eaii`uu`am jx`lhk`mhu+ oas mvhu|ihm| oxmlu |a |nh ek`hm| `lhm|`|p `moasig|`am shwx`shihm|u ao |nh GIK shj`ihigfh `| xmekhgs znh|nhs uxen `moasig|`am oas gkk oxmlu `u shwx`shl |a ch fhr|+shjgslkhuu ao |nh`s khjgk oasi- Nazhvhs+ \nh Cgngigu ma|hu |ng| |nh jx`lhk`mhugsh `meamu`u|hm| z`|n |nh shjxkg|`amu am |n`u `uuxh gml |nh shjxkg|`amu z`kk |gfhrshehlhmeh- Ma|`mj \nh Cgngigu u`jm`o`egm| `mvhu|ihm| oxml `mlxu|sp+ `| `usheaiihmlhl |ng| \nh Cgngigu ekgs`op |nh`s khjgk shwx`shihm|u m |n`u shjgsl-Huuhm|`gk hkhihm| G-7- ao |nh \hsiu ao Shohshmeh `u oaxml |a ch `m rkgeh-

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    7< EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    3:- \nh shwx`shihm|u xmlhs \nh Cgngigu kgz `m shurhe| ao geeaxm|`mjsheaslu la ma| oxkkp ihh| |nh u|gmlgsl lhues`chl `m hkhihm| G-3- ao |nh \hsiuao Shohshmeh- Ao rgs|`exkgs eamehsm `u |nh `muxoo`e hmep ao |nh ack`jg|`amugrrk`egckh |a `m|hsmg|`amgk cxu`mhuu eairgm`hu .@CEu)+ rgs|mhsun`ru+ gx|nas

    `uhl rxsrauh |sxu|u gml oaxmlg|`amu `m |nh eam|h~| ao iash |ngm 7?3 073 @CEu3

    gkamh zn`en gsh shj`u|hshl `m \nh Cgngigu- Iashavhs+ `m shurhe| ao rs`vg|hjhmhsgk eairgm`hu gml oash`jm`measrasg|hl eairgm`hu shj`u|hshl `m \nhCgngigu+ |nh ack`jg|`am |a fhhr xmlhskp`mj laexihm|g|`amu gml gm h~rshuushwx`shihm| |a sh|g`m sheaslu oas 8 phgsu `u ma| hu|gck`unhl-

    3>- @m shurhe| ao cgmfu gml a|nhs o`mgme`gk `mu|`|x|`amu+ |nh grrk`eg|`amao |nh gm|`iamhp kgxmlhs`mj!eaxm|hso`mgme`mj ao |hssas`ui .GIK) shj`ih|a |nhuh hm|`|`hu hmuxsh |ng| gkk shkhvgm| sheaslu rhs|g`m`mj |a exu|aihsugeeaxm|u gml |sgmuge|`am moasig|`am u gvg`kgckh oas gkk geeaxm|naklhsu- \n`u

    hkhihm| .G-5- ao |nh \hsiu ao Shohshmeh) `u oaxml |a ch `m rkgeh-

    30- @m jhmhsgk+ znhsh gm ack`jg|`am h~`u|u `m \nh Cgngigu oas shkhvgm|sheaslu |a ch fhr|+ |nhsh gsh hmoasehihm| rsav`u`amu `m rkgeh |a gllshuu|nh s`uf ao mameairk`gmeh- Hmoasehihm| ar|`amu `mekxlh o`mhu+ k`ehmu`mjeaml`|`amu as shvaeg|`am+ gml `irs`uamihm|- @m shurhe| ao ehs|g`m ugme|`amu`irauhl am h~hir|hl k`i`|hl rgs|mhsun`ru gml oaxmlg|`amu nazhvhs+ |nhrhmgk|`hu zn`en igp ch `irauhl gsh u`jm`o`egm|kp kazhs |ngm `m |nh eguh aorhmgk|`hu `irauhl am a|nhs rhsuamu- \nh hoohe|`vhmhuu ao |nhuh hmoasehihm|rsav`u`amu z`kk ch eamu`lhshl gu rgs| ao \nh Cgngigu Rnguh 3 shv`hz-

    G-7- Azmhsun`r gml lhm|`|p `moasig|`am

    Dxs`ul`e|`amu unaxkl hmuxsh |ng| azmhsun`r gml `lhm|`|p `moasig|`am oas gkk shkhvgm|

    hm|`|`hu gml gssgmjhihm|u `u gvg`kgckh |a |nh`s eairh|hm| gx|nas`|`hu-

    Eairgm`hu .\aS5 G-7-7)

    52- Eairgm hu igp ch `measrasg|hl gml shj`u|hshl `m \nh Cgngigu xmlhs

    h`|nhs |nh Eairgm`hu Ge| 7003 .Eairgm`hu Ge|+ uxen eairgm`hu nhsh`m shohsshl|a gu g Jhmhsgk Eairgm`hu as JEu) as |nh @m|hsmg|`amgk Cxu`mhuu Eairgm`hu Ge|3222 .@CE Ge|+ uxen eairgm`hu nhsh`m shohsshl |a gu @CEu)+ gml igp ch k`i`|hlk`gc`k`|p .cp ungshu as jxgsgm|hh)+ as xmk`i`|hl k`gc`k`|p eairgm`hu- Gll`|`amgkkpg uxcuh| |prh ao eairgmp+ |nh uhjshjg|hl geeaxm| eairgmp .UGE)+ igp ch`measrasg|hl xmlhs h`|nhs |nh Eairgm`hu Ge| as |nh @CE Ge|-

    3- Ao zn`en 38 gsh ge|`vh @CEu `-h- z`|n shj`u|sg|`am ohhu rg`l xr |a lg|h-

    O`jxshu gu g| 52 Mavhichs 3272-

    5- \hsiu ao Shohshmeh |a Iam`|as gml Shv`hz Rsajshuu \azgslu \sgmurgshmep gml

    H~engmjh ao @moasig|`am-

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    Jhmhsgk Eairgmp

    57- G Jhmhsgk Eairgmp ixu| ngvh g| khgu| ?2( ao `|u xk|`ig|h azmhsu guCgngi`gm shu`lhm|u |a ch g Cgngi`gm eairgmp-

    @m|hsmg|`amgk Cxu`mhuu Eairgmp

    53- Gm @CE ngu ma i`m`ixi shu`lhmep shwx`shihm| `m shurhe| ao ungshnaklhsu+ gml igp ch hu|gck`unhl oas g o`~hl k`i`|hl lxsg|`am xmlhs Rgs| ^ao |nh @CE Ge|- Gm @CE igp amkp ch `measrasg|hl cp+ gml ixu| g| gkk |`ihungvh g shj`u|hshl gjhm| shu`lhm| `m \nh Cgngigu zn`en `u g k`ehmuhl cgmf as|sxu| eairgmp+ as g k`ehmuhl o`mgme`gk gml easrasg|h uhsv`eh rsav`lhs .OEUR).uhe|`amu < gml 5>+ @CE Ge|)- \nhsh gsh ma shu`lhmep shwx`shihm|u `m shurhe|ao @CE l`she|asu as ungshnaklhsu- @| `u h~hir| osai u|gir lx|p+ gml gkk a|nhs

    |g~hu gml hu|g|h lx|`hu oas 32 phgsu osai |nh lg|h ao `measrasg|`am-

    Uhjshjg|hl Geeaxm| Eairgmp

    55- \nh urhe`o`e sxkhu javhsm`mj gm UGE gsh uh| ax| `m |nh UGE Ge| 322+ Eairgm`hu Ge|)+ gml gmp engmjh |a |nhuhlh|g`ku ixu| ch glv`uhl |a |nh Shj`u|sgs z`|n`m 7< lgpu .u0+ Eairgm`hu Ge|)-

    G JE ixu| gkua o`kh `|u gs|`ekhu ao guuae`g|`am z`|n`m ? iam|nu ao `measrasg|`am .u7- @m |nh eguh ao gm @CE+ gu zhkk gu `|u ihiasgmlxi+ `| ixu| gkua rsav`lh`|u gs|`ekhu ao guuae`g|`am |a |nh Shj`u|sgs g| |nh |`ih ao `measrasg|`am- \nh ihiasgmlxi ixu| eam|g`m lh|g`ku `mekxl`mj |nh kaeg|`am ao |nh shj`u|hshl aoo`eh gml

    shj`u|hshl gjhm| ao |nh eairgmp+ |nh giaxm| ao egr`|gk gml |nh mxichs gml ekguuao ungshu- Gm @CE ixu| rsav`lh |nh Shj`u|sgs z`|n gm gx|nhm|`eg|hl earp ao |uIhiasgmlxi as Gs|`ekhu z`|n`m 3> lgpu ao gmp gihmlihm| .u7>+ @CE Ge|)-

    50- Og`kxsh cp h`|nhs g JE as gm @CE |a o`kh gmp shwx`shl laexihm| egss`hu g rhmgk|p ao CUL 72 222 as xr |a 3 phgsu `irs`uamihm| .uhe|`amu 303305+ Eairgm`hu Ge|6 gml uhe|`amu 7>77>3+ @CE Ge|)-

    Oash`jm eairgm`hu

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    Eairgmp azmhsun`r gml `lhm|`|p `moasig|`am shwx`shl |a ch nhkl cpeairgm`hu

    2+ @CE Ge|)- \nh shj`u|hs ixu| `mekxlh4

    mgih+ gml gllshuu ao gkk ihichsu

    |nh mxichs ao ungshu+ l`u|`mjx`unhl cp ekguu+ nhkl cp hgen ihichs6gml

    |nh lg|h |nh rhsuam chegih gml ehguhl |a ch+ g ihichs

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    cajxu ma|h 88 cajxu ma|h ??

    8?- @m gll`|`am+ eshl`| xm`amu .zn`en gsh shu|s`e|hl |a arhsg|`amu `m |nhlaihu|`e igsfh|) gsh shjxkg|hl cp |nh Lhrgs|ihm| ao Eaarhsg|`vh Uae`h|`huxmlhs |nh Eaarhsg|`vh Uae`h|`hu Ge|-

    8:- Gmp rhsuam zna og`ku |a ac|g`m g k`ehmeh gu shwx`shl .|ng| `u+ `u rsav`l`mj g rshues`chl uhsv`eh oas rsao`| as shzgsl) eaii`|u gm aoohmeh gml `u k`gckhoas u`jm`o`egm| rhmgk|`hu- Xmlhs uhe|`am 7> ao |nh OEUR Ge| oas `mu|gmeh+ uxeng rhsuam z`kk ch k`gckh xram uxiigsp eamv`e|`am |a g o`mh ao CUL :8 222+ gmlg oxs|nhs CUL 7 222 rhs lgp m lhogxk|-

    8>- Rhsuamu zna gsh shjxkg|hl rxsuxgm| |a |nhuh kgzu z`|n |nh h~ehr

    |`am ao Cgmfu gml \sxu| Eairgm`hu gsh shohsshl |a nhsh`m gu Shjxkg|hlK`ehmuhhu- \nh shkhvgm| azmhsun`r gml `lhm|`|p ack`jg|`amu am Cgmfu gml \sxu|Eairgm`hu `m shurhe| ao |nh`s ek`hm|u amkp u|hi l`she|kp osai |nh GIK shj`ih-@m shurhe| ao Shjxkg|hl K`ehmuhhu+ |nhsh gsh grrk`egckh `lhm|`|p gml azmhsun`rack`jg|`amu `m shurhe| ao |nh`s ek`hm|u+ xmlhs ca|n |nh shjxkg|asp kgzu gml |nhGIK shj`ih-

    80- \nh ig`m khj`ukg|`am ma|hl `m |nh |gckh gcavh `u geeairgm`hl cpshjxkg|`amu gml igp ch uxrrkhihm|hl cp mu|sxe|`amu .Jx`lhk`mhu gml Ealhu

    8- O`mgme`gk gml Easrasg|h Uhsv`ehu ihgmu |nh rsav`u`am ao uxen uhsv`ehu oasrsao`| as shzgsl h`|nhs `m as osai z`|n`m \nh Cgngigu+ gml `u `mekxu`vhkp lho`mhl

    |a eairs`uh rhsuamu zna shj`u|hs+ igmgjh as gli`m`u|hs @CEu6 eamlxe| as egssp

    am o`mgme`gk uhsv`ehu6 as rsav`lh rgs|mhsu+ shj`u|hshl gjhm| as shj`u|hshl aoo`ehuhsv`ehu oas h~hir|hl k`i`|hl rgs|mhsun`ru- \nh |hsi o`mgme`gk uhsv`ehu `u

    ma| lho`mhl `m |nh OEUR Ge|+ nazhvhs |nh @murhe|as ao O`mgme`gk gml Easrasg|h

    Uhsv`ehu ngu glv`uhl |ng| |nh lho`m`|`am ao |nh Z\A z`kk ch glar|hl+ zn`en lho`

    m`|`am `mekxlhu iamhp csaf`mj+ khml`mj ao gkk |prhu gml shkg|hl ge|`v`|`hu-

    ?- @ml`v`lxgk |sxu|hhu gml mai`mhhu zna gsh ma| egssp`mj am cxu`mhuu as rsav`l`mjshkhvgm| uhsv`ehu oas rsao`| as shzgsl gsh ma| shwx`shl |a ch k`ehmuhl+ gml |nhsh

    oash gsh ma| uxcdhe| |a |nh shjxkg|asp ack`jg|`amu-

    Uhe|as Shjxkg|as Ig`m khj`ukg|`am

    O`mgme`gk gml Easrasg|h

    Uhsv`eh Rsav`lhsu8

    .OEUR+ `mekxlhu

    `ml`v`lxgk |sxu| uhsv`eh

    rsav`lhsu gml mai`mhhu

    rsav`l`mj uhsv`ehu am g

    eaiihse`gk cgu`u?)

    @murhe|as ao

    O`mgme`gk Easrasg|h

    Uhsv`ehu .rshuhm|kp

    |nh Uhexs`|`hu

    Eaii`uu`am)

    O`mgme`gk gml Easrasg|h

    Uhsv`eh Rsav`lhs Ge|

    .OEUR Ge|)

    Uhexs`|`hu Lhgkhsu gml

    @mvhu|ihm| Glv`uasu

    Uhexs`|`hu

    Eaii`uu`am

    Uhexs`|`hu @mlxu|sp Ge|

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    ao Rsge|`eh) `uuxhl cp |nh shjxkg|as- Urhe`o`e ack`jg|`amu vgsp geeasl`mj |a |nh|prh ao k`ehmeh+ nazhvhs |nhsh gsh uaih jhmhsgk shwx`shihm|u `m shurhe| aoig`m|g`m`mj azmhsun`r gml lhm|`|p moasig|`am am ek`hm|u- Shohshmeh u iglhnhsh |a |nh shjxkg|asp shj`ih oas OEURu nazhvhs hwx`vgkhm| rsav`u`amu gml

    `mu|sxe|`amu grrkp |a a|nhs Shjxkg|hl K`ehmuhhu-

    ?2- G| |nh |`ih |ng| g shwxhu| oas rsav`u`am ao uhsv`ehu `u iglh cp g mhzek`hm|+ gkk Shjxkg|hl K`ehmuhhu ixu| xmlhs|gfh ehs|g`m enhefu `mekxl`mj .u7G ao |nh OEUR Ge| uh| ax| |nh sgmjh ao gvg`kgckhugme|`amu oas mameairk`gmeh- Gmp k`ehmuhh zna eaii`|u gm aoohmeh xmlhs|nh OEUR Ge| as gmp a|nhs Ge| lhgk`mj z`|n |nh shjxkg|`am ao o`mgme`gk uhsv`ehu `m \nh Cgngigu `u k`gckh |a g o`mh ao xr |a CUL 722 222- Gmp rhsuamzna eam|sgvhmhu |nh Ge| znhsh ma urhe`o`e rhmgk|p `u rshues`chl+ `u k`gckham uxiigsp eamv`e|`am |a g o`mh ao CUL 72 222- Og`kxsh |a fhhr g sheasl ao|nh chmho`e`gk azmhsu ao gm @CE as ao gkk shj`u|hshl rgs|mhsu `m gm HKR egss`hu g rhmgk|p ao CUL 82 222- Gmp eam|sgvhm|`am ao |nh Ge| z`|n gm `m|hm| |alheh`vh+ u k`gckh am uxiigsp eamv`e|`am |a g o`mh ao CUL 722 222- Shjxkg|hlK`ehmuhhu ixu| fhhr gkk rshues`chl sheaslu oas g| khgu| ? phgsu-

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    @mvhu|ihm| Oxmlu

    ?8- Z`|n |nh cgmf`mj gml |sxu| eairgmp uhe|as+ |nh `mvhu|ihm| oxmluuhe|as `u g u`jm`o`egm| rgs| ao \nh Cgngigu o`mgme`gk uhsv`ehu `mlxu|sp+

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    dxs`ul`e|`am)- G l`oohshm| k`ehmu`mj rsaehuu grrk`hu |a oxml gli`m`u|sg|asu |ngm|a |nh oxmlu |nhiuhkvhu-

    ??- Gkk oxml gli`m`u|sg|asu gsh shwx`shl cp u53 ao |nh @O Ge| |a chk`ehmuhl .Shjxkg|hl K`ehmuhhu)+ h~ehr| znhsh |nhp ihh| ehs|g`m eaml`|`amu`mekxl`mj |ng| |nhp z`kk ch gli`m`u|hs`mj ma iash |ngm amh urhe`o`hl oxml4u53.5)+ @O Ge|- Gu Shjxkg|hl K`ehmuhhu |nhp gsh uxcdhe| |a |nh GIK shj`ihnazhvhs gm h~ehr|`am `m |nh GIK shj`ih rsav`lhu |ng| laexihm|gsp hv`lhmeh `m shurhe| ao ek`hm| `lhm|`|p `moasig|`am z`kk ma| ch shwx`shl `m shurhe|ao gm `mvhu|ihm| oxml k`ehmuhl as shj`u|hshl `m \nh Cgngigu-:

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    Shjxkg|asp \hu| oxml)- Xmlhs u77 ao |nh @O Ge|+ gkk Cgngi`gm `mvhu|ihm|oxmlu ixu| uhhf g k`ehmeh osai h`|nhs |nh Eaii`uu`am+ as gm `mvhu|ihm| oxmlgli`m`u|sg|as zna naklu gm xmshu|s`e|hl k`ehmuh rxsuxgm| |a uhe|`am 5.5)+ @O Ge|)-

    ?>- Ca|n rsaohuu amgk gml u|gmlgsl oxmlu gsh shwx`shl |a grra`m| gm `mvhu|ihm| oxml gli`m`u|sg|as |a rsav`lh g rs`me`rgk aoo`eh .zna `u g Shjxkg|hl

    K`ehmuhh+ ma|`mj |nh h~ehr|`am shohsshl |a `m rgsgjsgrn ?? eamehsm`mj |nhh~ehr|`am osai laexihm|gsp hv`lhmeh oas ek`hm| `lhm|`|p `moasig|`am)-Nazhvhs+ |nhsh `u ma shwx`shihm| |a grra`m| gm `mvhu|ihm| oxml gli`m`u|sg|as oas rsaohuu`amgk as u|gmlgsl oxmlu zn`en gsh uhkogli`m`u|hshl- \nh rhsuamshuramu`ckh oas gli`m`u|hs`mj g uhkogli`m`u|hshl rsaohuu`amgk as u|gmlgsl oxmligp amkp gli`m`u|hs amh oxml gml igp ma| ge| gu g rs`me`rgk `m shurhe| ao |ng|oxml-

    :- Uhh rgsgjsgrn : ao |nh Uhexs`|`hu Eaii`uu`am Jx`lhk`mhu am |nh Rshvhm|`am ao

    Iamhp Kgxmlhs`mj / Eaxm|hs`mj O`mgme`mj ao \hssas`ui)+ zn`en shohsu `m |xsm

    |a rgsgjsgrn 75: .v``) ao |nh Ehm|sgk Cgmfu Jx`lhk`mhu)-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    3< EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    Gm|`Iamhp Kgxmlhs`mj!Eaxm|hs O`mgme`mj ao \hssas`ui Kgzu-

    :5- Uxrhsv`u`am ao \nh Cgngigu GIK shj`ih `u jhmhsgkkp xmlhs|gfhmcp |nh k`ehmu`mj shjxkg|as oas hgen uhe|as .|nh Ehm|sgk Cgmf `m shurhe| ao

    cgmfu gml |sxu| eairgm`hu+ |nh Uhexs`|`hu Eaii`uu`am `m shurhe| ao `mvhu|ihm| oxmlu h|e) h~ehr| `m |nh eguh ao OEURu+ znauh eairk`gmeh z`|n GIKack`jg|`amu `u avhsuhhm cp |nh Eairk`gmeh Eaii`uu`am- \nh Eairk`gmehEaii`uu`am `u gkua shuramu`ckh oas avhsuhh`mj eairk`gmeh cp o`mgme`gk`mu|`|x|`amu rsav`l`mj rshues`chl uhsv`ehu |ng| gsh ma| a|nhsz`uh shjxkg|hl-Nhsh`m+ rhsuamu uxcdhe| |a \nh Cgngigu GIK shj`ih znh|nhs uxrhsv`uhl cp|nh Eairk`gmeh Eaii`uu`am as gma|nhs shjxkg|as+ z`kk ch shohsshl |a gu GIKUhsv`eh Rsav`lhsu-

    :)+ g |sxu|hh ao gm gx|nas`uhl rxsrauh |sxu| ixu| ch g Shjxkg|hl K`ehmuhh+gml g oaxmlg|`am ixu| ngvh h`|nhs as ca|n+ g Uhesh|gsp as Oaxmlg|`am gjhm| |ng|`u g Shjxkg|hl K`ehmuhh- Hgen ao |nhuh Shjxkg|hl K`ehmuhhu z`kk ch uxcdhe| |a|nh GIK shj`ih gu gm GIK Uhsv`eh Rsav`lhs- Hvhm znhsh |nhsh `u ma ack`jg|`am |a hmjgjh g Shjxkg|hl K`ehmuhh+ a|nhs |prhu ao hm|`|`hu gml gssgmjhihm|uuxen gu gm H~hir|hl K`i`|hl Rgs|mhsun`r igp mamh|nhkhuu la ua-

    :8- \nh khj`ukg|`vh osgihzasf ao |nh GIK shj`ih shig`mu |nh ugihshjgslkhuu ao |nh shkhvgm| shjxkg|as- \nh fhp r`hehu ao khj`ukg|`am gsh4

    |nh Rsaehhlu ao Es`ih Ge|+

    |nh O`mgme`gk \sgmuge|`amu Shras|`mj Ge| .O\S Ge|)+ gml

    |nh O`mgme`gk @m|hkk`jhmeh Xm`| Ge| .O@X Ge|)-

    :?- \n`u khj`ukg|`am `u geeairgm`hl cp shjxkg|`amu gu zhkk gu a|nhs`mu|sxe|`amu uxen gu jx`lhk`mhu gml ealhu ao rsge|`eh zn`en gsh `uuxhl cp |nhshjxkg|asu- U`jm`o`egm|kp+ uxen `mu|sxe|`amu> gsh khjgkkp c`ml`mj .u>+ O\S Ge|)znhshcp g cshgen z`kk ch k`gckh xram uxiigsp eamv`e|`am |a g o`mh ao xr |aCUL 72 2226 as xram eamv`e|`am am `moasig|`am+ |a o`mhu xr |a CUL 82 222as oas uxcuhwxhm| aoohmehu+ |a CUL 722 222- \nh fhp `mu|sxe|`amu gsh |nhEhm|sgk Cgmfu Jx`lhk`mhu .Jx`lhk`mhu oas K`ehmuhhu am |nh Rshvhm|`amao Iamhp Kgxmlhs`mj gml Eaxm|hs`mj |nh O`mgme`mj ao \hssas`ui)+ |nhUhexs`|`hu Eaii`uu`amu Jx`lhk`mhu .zn`en kgsjhkp glar| |nh Ehm|sgk

    >- Znhsh `uuxhl cp g Shjxkg|as |ng| `u g shkhvgm| gjhmep lho`mhl gu gjhme`hu

    shuramu`ckh oas |nauh o`mgme`gk `mu|`|x|`amu ihm|`amhl `m uhe|`am 5.7) ao |nh O`mgme`gk

    \sgmuge|`amu Shras|`mj Ge|+ 3222+ `mekxl`mj |nh Ehm|sgk Cgmf ao \nh Cgngigu+ |nh

    Eairk`gmeh Eaii`uu`am+ |nh Uhexs`|`hu Eaii`uu`am+ |nh Shj`u|sgs ao @muxsgmeh+

    gml |nh Jgi`mj Cagsl-

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    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM 38

    Cgmfu Jx`lhk`mhu)+ gml GIK Ealhu ao Rsge|`eh `uuxhl cp |nh Eairk`gmehEaii`uu`am oas urhe`o`e uhe|asu uxen gu OEURu gml a|nhs lhu`jmg|hl mamo`mgme`gk cxu`mhuuhu gml rsaohuu`amu .LMOCRu)-

    ::- GIK Uhsv`eh Rsav`lhsu gsh uxcdhe| |a fmaz paxs exu|aihs .FPE)sxkhu+ zn`en shwx`sh |nhi |a vhs`op |nh `lhm|`|p ao gkk oge`k`|p naklhsu .u?+ O\SGe|)+ rhsuamu eamlxe|`mj aeegu`amgk |sgmuge|`amu gml h~|hmlhl vhs`o`eg|`amshwx`shihm|u znhsh |nh vgkxh `u iash |ngm CUL 78 222 .u:+ O\S Ge|)+0 asznhsh |nh |sgmuge|`am `u uxurhe|hl |a `mvakvh rsaehhlu ao es`i`mgk eamlxe|.u72G+ O\S Ge|)- _hs`o`eg|`am ixu| aeexs choash |nh rhsuam cheaihu g ek`hm|+gml znhsh g oge`k`|p `u |a ch nhkl cp iash |ngm amh rhsuam+ |nh `lhm|`|p aogkk rhsuamu ungkk ch vhs`o`hl- \nhsh gsh h~ehr|`amu osai |nh shwx`shihm| |avhs`op lhm|`|p m shurhe| ao rgs|`exkgs ek`hm|u mekxl`mj uxrhsgmmxg|`am oxmlu+javhsmihm| gjhme`hu gml mvhu|ihm| oxmlu .uhh rgsgjsgrn 75: ao |nh Ehm|sgk

    Cgmfu Jx`lhk`mhu oas g eairkh|h k`u| ao ek`hm|u znhsh oxkk laexihm|gsp hv`lhmeh ao `lhm|`|p z`kk ma| masigkkp ch shwx`shl)- \nhuh h~ehr|`amu z`kk ma|grrkp `o iamhp kgxmlhs`mj as |hssas`u| o`mgme`mj `u fmazm as uxurhe|hl-

    :>- _hs`o`eg|`am ao |nh `lhm|`|p ao gmp chmho`e`gk azmhs `u gkua shwx`shl6nazhvhs `m |nh eguh ao easrasg|h hm|`|`hu |n`u ack`jg|`am `u k`i`|hl |a |nauhchmho`e`gk azmhsu |ng| nakl g eam|sakk`mj `m|hshu| .shjxkg|`am :G+ O\SShjxkg|`amu)-72 \n`u ack`jg|`am gkua gs`uhu znhsh |nh GIK Uhsv`eh Rsav`lhsngu shguamgckh jsaxmlu |a chk`hvh |ng| |nh rhsuam eamlxe|`mj |nh |sgmuge|`amlahu ua am chngko ao gma|nhs rhsuam-

    :0- _hs`o`eg|`am shwx`shu ac|g`m`mj laexihm|gsp as a|nhs hv`lhmeh |ng|`u shguamgckp egrgckh ao hu|gck`un`mj g rhsuamu `lhm|`|p .u77+ O\S Ge|) gmlzn`en ixu| ch fhr| oas 8 phgsu+ `mekxl`mj4

    oxkk mgih gml gllshuu6

    lg|h gml rkgeh ao c`s|n6 gml

    rxsrauh ao |nh geeaxm|+ gml mg|xsh ao |nh cxu`mhuu shkg|`amun`r-

    >2- \nh Jx`lhk`mhu ma|h |ng| `lhm|`|p vhs`o`eg|`am igp shwx`sh oxs|nhslh|g`ku lhrhml`mj am |nh e`sexiu|gmehu ao |nh rgs|`exkgs eguh+ `mekxl`mj |nhurhe`o`e lh|g`ku grrsars`g|h znhsh |nh ek`hm| `u g eairgmp as rgs|mhsun`rlhues`chl `m shjxkg|`amu 5.3)+ < gml 8 ao |nh O`mgme`gk \sgmuge|`am Shras|`mjShjxkg|`amu .O\S Shjxkg|`amu)- Oakkaz`mj |nh `m`|`gk vhs`o`eg|`am+ gm GIKUhsv`eh Rsav`lhs `u shwx`shl |a shvhs`op |nh `lhm|`|p znhsh |nhp ngvh shguam |alaxc| |nh oge`k`|p naklhsu `lhm|`|p+ as znhsh |nhsh `u g engmjh `m azmhsun`r as

    0- @mekxl`mj znhsh |nhsh `u shguamgckh jsaxmlu |a chk`hvh |ng| |sgmuge|`amu gsh ch`mj

    u|sxe|xshl |a gva`l |nh rshues`chl k`i`|4 u:.7).c)+ O\S Ge|-

    72- Eam|sakk mj m|hshu| oas |nh rxsrauhu ao |nh Ehm|sgk Cgmf Jx`lhk`mhu gml Eairk`gmeh

    Eaii`uu`amu Ealhu ao Rsge|`ehu ihgmu 72( as iash ungshnakl`mj `m g eairgmp-

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    3? EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    g mhz naklhs u gllhl |a |nh oge`k`|p- Gkk lhm|`|p vhs`o`eg|`am laexihm|u zn`engsh ac|g`mhl ixu| ch nhkl oas ma| khuu |ngm o`vh phgsu osai |nh hml ao |nh shkg|`amun`r as osai |nh lg|h ao |nh |sgmuge|`am+ zn`enhvhs `u kamjhs .u37- G cshgen ao |nh exu|aihs vhs`o`eg|`am ack`jg|`amu `u gm aoohmeh xmlhsuhe|`am 73 ao |nh O\S Ge|+ k`gckh |a g o`mh am |nh GIK Uhsv`eh Rsav`lhs aoxr |a CUL 32 222 oas `ml`v`lxgku+ as CUL 722 222 oas u calp easrasg|h- Gog`kxsh |a eairkp z`|n gmp shjxkg|`am+ as gm `mu|sxe|`am `uuxhl cp g shjxkg|as+xram uxiigsp eamv`e|`am egss`hu g ig~`ixi o`mh ao CUL 72 2226 as xram geamv`e|`am am `moasig|`am+ CUL 82 222 oas g o`su| aoohmeh+ as g ig~`ixi aoCUL 722 222 oas g uxcuhwxhm| aoohmeh-

    Chgshs ungshu .\aS G-7-3)

    >3- \nh kgzu ao \nh Cgngigu la ma| gkkaz oas |nh `uuxgmeh ao chgshsungshu as gmp oasi ao ungsh zgssgm|+ ehs|`o`eg|h as eaxram zn`en `u `uuxhl|a chgshs+ rxsuxgm| |a |nh H~engmjh Eam|sak Shjxkg|`amu zn`en rsav`lh `mshjxkg|`am 72 |ng|4

    H~ehr| z`|n |nh rhsi`uu`am ao |nh Eam|sakkhs+ ma rhsuam ungkk+ `m\nh Cgngigu+ `uuxh gmp chgshs ehs|`o`eg|h as eaxram as ua gk|hsgmp laexihm| |ng| `| cheaihu g chgshs ehs|`o`eg|h as eaxram

    >5- \nh Cgngigu ngu gkua glv`uhl |ng| |nhsh `u ma sheasl ao gmp uxen rhsi`uu`am ngv`mj chhm jsgm|hl+ zn`en zaxkl ch `meamu`u|hm| z`|n |nh H~engmjh

    Eam|sak Lhrgs|ihm|u rak`ep am |sgmurgshmep-

    Rgs|mhsun`ru .\aS G-7-5)

    >8- Jhmhsgk Rgs|mhsun`ru gs`uh znhsh |za as iash rharkh oasi g shkg|`amun`r z`|n g v`hz |a egssp`mj am g cxu`mhuu `m eaiiam oas rsao`|+ gml gshjavhsmhl cp |nh eaiiam kgz h~ehr| |a |nh h~|hm| ao gmp urhe`o`e rsav`u`amao |nh Rgs|mhsun`ru Ge| .uhe|`am

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    .u?- KKRu igp ch oasihl cp |za as iash rhsuamu oas |nh rxsrauh ao|sgmuge|`mj g ihsegm|`kh+ ihengm`egk as igmxoge|xs`mj cxu`mhuu z`|n`m |nhCgngigu+ nazhvhs |nhp igp ma| ch oasihl oas |nh rxsrauh ao egssp`mj amcgmf`mj as `muxsgmeh cxu`mhuu- G| khgu| amh jhmhsgk rgs|mhs .zna igp ch gcalp easrasg|h) ixu| ch grra`m|hl+ gml a|nhs rgs|mhsu z`kk ch fmazm gu urhe`gk rgs|mhsu z`|n |nh`s k`gc`k`|p oas |nh rgs|mhsun`ru lhc|u k`i`|hl |a |nh`segr`|gk eam|s`cx|`am- Gm KKR igp ch hu|gck`unhl oas g k`i`|hl lxsg|`am gmlixu| ch shj`u|hshl z`|n |nh Shj`u|sgs ao Sheaslu- H`|nhs m shurhe| ao Jhmhsgk

    Rgs|mhsun`ru as KKRu+ |nhsh gsh ma shwx`shihm|u xmlhs \nh Cgngigu kgz|a hmjgjh g Shjxkg|hl K`ehmuhh zn`en zaxkl |s`jjhs azmhsun`r gml `lhm|`|pack`jg|`amu `irauhl cp |nh shjxkg|asp kgzu as |nh GIK shj`ih-

    >:- HKRu gsh javhsmhl cp |nh rsav`u`amu ao |nh Rgs|mhsun`r Ge| h~ehr| |a|nh h~|hm| ao gmp `meamu`u|hmep z |n |nh HKR Ge| .u5+ HKR Ge|)- HKRu ungkkma| xmlhs|gfh cxu`mhuu z`|n |nh rxck`e `m \nh Cgngigu+ h~ehr| |a |nh h~|hm|mhehuugsp oas egssp`mj am ao `|u cxu`mhuu h~|hs`as |a \nh Cgngigu- Rxsuxgm||a u< ao |nh HKR Ge|+ gm HKR ixu| ngvh g| khgu| amh jhmhsgk rgs|mhs .zna igp

    ch g calp easrasg|h as rgs|mhsun`r)+ gml zna ixu| ch shu`lhm| as `measrasg|hl

    `m \nh Cgngigu- \nh jhmhsgk rgs|mhs igp gkua ngvh gm gll`|`amgk `m|hshu| gug k`i`|hl rgs|mhs+ gml gkk k`i`|hl rgs|mhsu k`gc`k`|p oas |nh rgs|mhsun`ru lhc|u`u k`i`|hl ugvh gu oas rsav`lhl `m |nh rgs|mhsun`r gjshhihm|- Nazhvhs+ |a |nhh~|hm| rsav`lhl cp uxcuhe|`amu :.5) gml :.>- \nh azmhsun`r gml `lhm|`|p `moasig|`am shwx`shl |a ch rsav`lhl |ajavhsmihm| gx|nas`|`hu vgs`hu oas hgen |prh ao rgs|mhsun`r-

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    3> EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    Jhmhsgk Rgs|mhsun`ru

    >0- Mh`|nhs |nh eaiiam kgz mas |nh Rgs|mhsun`r Ge| eshg|hu gmp ack`jg|`amu oas jhmhsgk rgs|mhsun`ru |a rsav`lh gmp `lhm|`|p `moasig|`am |a javhsm

    ihm| gx|nas`|`hu- Nazhvhs+ g rgs|mhsun`r `u g shkg|`amun`r oasihl oas |nhegssp`mj am ao g cxu`mhuu+ gml znhm g rgs|mhsun`r .`mekxl`mj g Jhmhsgk Rgs|mhsun`r) `u egssp`mj am |ng| cxu`mhuu `m \nh Cgngigu+ `| ixu| ac|g`m g k`ehmeh rxsuxgm| |a |nh Cxu`mhuu K`ehmuh Ge|- @m grrkp`mj oas |nh k`ehmeh gml am gm gmmxgk

    cgu`u+ |nh rgs|mhsun`r ixu| rsav`lh |nh mgihu ao |nh azmhsu ao |nh cxu`mhuu .uhhrgsgjsgrn 87)-

    K`i`|hl K`gc`k |p Rgs|mhsun`ru

    02- G KKR `u oasihl cp shj`u|sg|`am z`|n |nh Shj`u|sgs ao Sheaslu+ gml

    xmlhs uhe|`am < ao |nh RKK Ge|+ `| ixu| o`kh g ihiasgmlxi ao eargs|mhsun`rz`|n |nh Shj`u|sp+ zn`en ixu| eam|g`m `lhm|`op `moasig|`am `mekxl`mj4

    \nh mgih ao |nh KKR+ gml znhsh |nh cxu`mhuu `u |a ch egss`hl am6

    \nh mgihu ao hgen ao |nh jhmhsgk rgs|mhsu gml urhe`gk rgs|mhsu+`lhm|`op`mj znh|nhs |nhp gsh jhmhsgk as urhe`gk rgs|mhsu+ gml |nh`sshurhe|`vh rkgehu ao shu`lhmeh as `measrasg|`am6

    \nh giaxm| ao egr`|gk u|aef eam|s`cx|hl cp hgen rgs|mhs6 gml

    \nh lxsg|`am ao |nh k`i`|hl rgs|mhsun`r-

    07- Gmp engmjh |a gmp ao |nh rgs|`exkgsu sheaslhl `m |nh ihiasgmlxi+z`kk shuxk| `m |nh rgs|mhsun`r ch`mj lhhihl |a ma| ch g rgs|mhsun`r z`|n k`i`|hl k`gc`k`|p xmlhs |nh RKK Ge|- \nhshoash+ g KKR ixu| ch l`uuakvhl+ gml gmhz rgs|mhsun`r oasihl `o gmp uxen engmjh `u uaxjn|- G earp ao |nh ihiasgmlxi+ z`|n mgihu ao urhe`gk rgs|mhsu lhkh|hl+ `u rxck`ekp gvg`kgckh+ gmlgkk o`khl rgs|mhsun`r sheaslu ixu| ch sh|g`mhl cp |nh Shj`u|sgs `m geeaslgmehz`|n |nh Rxck`e Sheaslu Shjxkg|`am-

    H~hir|hl K`i`|hl Rgs|mhsun`ru

    03- Gkk HKRu ixu| ch shj`u|hshl .u8) gml xram shj`u|sg|`am+ `moasig|`amixu| ch rsav`lhl `m g u`jmhl u|g|hihm| cp as am chngko ao g jhmhsgk rgs|mhs.u0)+ mekxl`mj4

    mgih ao |nh HKR gml jhmhsgk mg|xsh ao `|u cxu`mhuu6

    gllshuu ao |nh HKRu shj`u|hshl aoo`eh+ zn`en ixu| ch `m \nhCgngigu6 gml

    oxkk mgih gml gllshuu ao hgen ao |nh jhmhsgk rgs|mhsu .`mekxl`mj |nh

    ehs|`o`eg|h ao `measrasg|`am oas g easrasg|`am)-

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    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM 30

    05- G engmjh |a gmp ao |nh gcavh lh|g`ku ixu| ch glv`uhl |a |nh Shj`u|sgsz`|n`m ?2 lgpu6 nazhvhs g engmjh znhshcp g rhsuam ehguhu |a ch g jhmhsgkrgs|mhs ixu| ch ma|`o`hl z`|n`m 78 lgpu .u72+ HKR Ge|)- Og`kxsh |a eairkpz`|n |nhuh ack`jg|`amu ungkk `mexs k`gc`k`|p am hgen jhmhsgk rgs|mhs ao CUL 38

    rhs lgp `m lhogxk|-

    Azmhsun`r gml `lhm|`|p `moasig|`am shwx`shl |a ch nhkl cprgs|mhsun`ru

    Jhmhsgk Rgs|mhsun`ru

    0

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    52 EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    \sxu|u .\aS G-7-- Cgngi`gm kgz rsav`lhu oas |nh eshg|`am ao asl`mgsp |sxu|u .zn`en`mekxlhu engs`|gckh |sxu|u)+ gml gx|nas`uhl rxsrauh |sxu|u .GR\u)- @m gll`|`am

    |a \nh Cgngigu eaiiam kgz osgihzasf xmlhs zn`en |sxu|u igp ch eshg|hlgml gsh sheajm`thl+ |nh shkhvgm| khj`ukg|`am oas |sxu|u `u4

    |nh \sxu|hh Ge| ao 700>+ zn`en eshg|hu ack`jg|`amu am Cgngi`gmshu`lhm| |sxu|hhu gli`m`u|hs`mj |sxu|u+ shjgslkhuu ao znh|nhs |nauh|sxu|u gsh javhsmhl cp Cgngi`gm as oash`jm kgz- \nh \sxu|hh Ge| gkuarsav`lhu oas g uh||kas as rsa|he|as |a nakl ehs|g`m razhsu `m shurhe|ao |nh |sxu|6

    |nh Osgxlxkhm| L`urau`|`amu Ge| ao 7007 .OL Ge|) zn`en hu|gck`unhugm gll`|`amgk khjgk osgihzasf urhe`o`egkkp oas guuh| rsa|he|`am |sxu|u

    .ch`mj asl`mgsp as gx|nas`thl rxsrauh |sxu|u)6 gml

    |nh Rxsrauh \sxu|u Ge| ao 322< .R\ Ge|) zn`en eamehsmu |nh hu|gck`unihm| ao Gx|nas`uhl Rxsrauh \sxu|u .GR\u) oas mamengs`|gckhrxsrauhu as `ml`v`lxgku-

    00- \nh |sxu|hh ao gm GR\ ixu| ch g k`ehmuhl cgmf as |sxu| eairgmp+ as gk`ehmuhl OEUR .u:.7)+ R\ Ge|)+ gml gmp rhsuam gli`m`u|hs`mj uxen g |sxu| znhsh|nh |sxu|hh `u ma| ua k`ehmuhl+ `u jx`k|p ao gm aoohmeh k`gckh |a g o`mh ao xr |aCUL 8 222 .u:.8)+ R\ Ge|)- Hvhsp GR\ z`kk gkua ngvh gx|nas`thl grrk egm|uzna ngvh ehs|g`m s`jn|u `mekxl`mj |nh ugih s`jn|u gu chmho`e`gs`hu ao gm asl`

    mgsp |sxu| .u?+ R\ Ge|)- Gx|nas`uhl grrk`egm|u cp lho`m`|`am `mekxlh |nh uh||kas.xmkhuu a|nhsz`uh rsav`lhl `m |nh |sxu| `mu|sxihm|)+ gml gmp a|nhs rhsuam uagrra`m|hl cp |nh |sxu| `mu|sxihm|+ as cp g Eaxs| as |nh G||asmhpJhmhsgk .`mehs|g`m e`sexiu|gmehu)- H~ehr| znhsh g urhe`o`e rsav`u`am ao |nh R\ Ge| grrk`hu+|nh kgz grrk`egckh |a asl`mgsp |sxu|u z`kk grrkp |a GR\u .u72+ R\ Ge|)

    \sxu| azmhsun`r gml `lhm|`|p `moasig|`am shwx`shl |a ch rsav`lhl |ajavhsmihm| gx|nas`|`hu

    722- \nhsh `u ma jhmhsgk ack`jg|`am oas |sxu|u |a ch shj`u|hshl `m \nhCgngigu+ znh|nhs |nhp gsh eshg|hl as gli`m`u|hshl `m \nh Cgngigu+ as znhsh|nh |sxu|hh `u shu`lhm| `m \nh Cgngigu- Iashavhs+ uhe|`am 0< ao |nh \sxu|hhGe| urhe`o`egkkp h~hir|u g shu`lhm| |sxu|hh osai gmp ack`jg|`am |a shj`u|hs |nh|sxu| lhhl+ cp v`s|xh ao gm h~rshuu rsav`u`am `m |ng| Ge| |ng| |nh Shj`u|sg|`amao Sheaslu Ge| lahu ma| grrkp-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM 57

    \sxu| azmhsun`r gml `lhm|`|p `moasig|`am shwx`shl |a ch nhkl cp |nh |sxu|

    727- @m shurhe| ao asl`mgsp |sxu|u+ gu`lh osai rsaohuu`amgk |sxu|hhu .easrasg|h |sxu|hhu gml mameasrasg|h |sxu|hhu |ng| egssp am g cxu`mhuu ao aoohs`mj

    |sxu| uhsv`ehu) zn`en gsh uxcdhe| |a shkhvgm| azmhsun`r gml `lhm|`|p ack`jg|`amueamehsm`mj |nh |sxu|+ |nhsh gsh ma u|g|x|asp ack`jg|`amu irauhl oas gmp rhsuam`mekxl`mj mamrsaohuu`amgk |sxu|hhu |a ig`m|g`m gmp rgs|`exkgs `lhm|`|p asazmhsun`r `moasig|`am shkg|`mj |a |nh |sxu| `mekxl`mj `|u uh||kasu as chmho`e`gs`hu- Zn`ku| gkk |sxu|hhu gsh uxcdhe| |a |nh eaiiam kgz shwx`shihm|u |a ngvhfmazkhljh ao gkk laexihm|u rhs|g`m`mj |a |nh oasig|`am gml igmgjhihm| aog |sxu|+ |nh h~|hm| ao uxen shwx`shihm|u eaxkl ma| ch guehs|g`mhl lxs`mj |nhRnguh 7 shv`hz- Gm `mlhr|n guuhuuihm| ao |nh hoohe|`vhmhuu ao |n`u eaiiamkgz shj`ih z`kk ch eamu`lhshl gu rgs| ao |nh Rnguh 3 shv`hz ao \nh Cgngigu-

    723- \sxu|hhu ao gm GR\ gsh shwx`shl cp uhe|`am :.3) ao |nh R\ Ge| |aig`m|g`m `moasig|`am `m \nh Cgngigu `mekxl`mj4

    g earp ao |nh |sxu| `mu|sxihm|+ gml gkk gihml`mj as uxrrkhihm|gk`mu|sxihm|u+ as mu|sxihm|u h~hex|hl rxsuxgm| |a |nauh laexihm|u6 gml

    g shj`u|hs oas hgen |sxu| gli`m`u|hshl+ zn`en `mekxlhu |nh mgih ao|nh eshg|as ao |nh |sxu| gml |nh mgih gml gllshuu ao gmp gx|nas`thlgrrk`egm|u mgihl `m |nh |sxu| `mu|sxihm|-

    725- G |sxu|hh ao gm GR\ zna og`ku |a ig`m|g`m uxen g shj`u|hs+ as znaigfhu gm xm|sxh u|g|hihm| `m gm `mu|sxihm|+ shj`u|hs as laexihm|+ z`kk ch

    jx`k|p ao gm aoohmeh gml k`gckh xram eamv`e|`am |a g o`mh ao xr |a CUL 8 222-

    \sxu| azmhsun`r gml `lhm|`|p `moasig|`am shwx`shl |a ch nhkl cpshjxkg|hl |sxu| eairgm`hu

    72

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    53 EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    oas k`ehmuhhu am |nh Rshvhm|`am ao Iamhp Kgxmlhs`mj gml Eaxm|hs`mj |nhO`mgme`mj ao \hssas`ui+ zn`en gsh `uuxhl cp |nh Ehm|sgk Cgmf- @m rgs|`exkgs`m shurhe| ao |sxu|u+ |nh Ehm|sgk Cgmfu Jx`lhk`mhu u|g|h4

    V08Y \nh K`ehmuhh unaxkl masigkkp+ `m gll`|`am |a ac|g`m`mj `lhm|`o`eg|`am hv`lhmeh oas |nh |sxu|hh.u) gml gmp a|nhs rhsuam znangu u`jmg|asp razhsu am |nh geeaxm|4

    . ) igfh grrsars`g|h hmwx`sp gu |a |nh jhmhsgk mg|xsh gml |nhrxsrauh ao |nh khjgk u|sxe|xsh gml |nh uaxseh ao oxmlu6

    .` ) ac|g`m `lhm|`o`eg|`am hv`lhmeh oas |nh uh||kas.u) gml oas uxen a|nhsrhsuam.u) h~hse`u`mj hoohe|`vh eam|sak avhs |nh |sxu| zn`en `mekxlhugm `ml`v`lxgk zna ngu |nh razhs .znh|nhs h~hse`ugckh gkamh+ da`m|kpz`|n gma|nhs rhsuam as z`|n |nh eamuhm| ao gma|nhs rhsuam) |a4

    .g) l`urauh ao+ glvgmeh+ khml+ `mvhu|+ rgp as grrkp |sxu| rsarhs|p6

    .c) vgsp |nh |sxu|6

    .e) gll as shiavh g rhsuam gu g chmho`e`gsp as |a as osai gekguu ao chmho`e`gs`hu6

    .l) grra`m| as shiavh |sxu|hhu6

    .h) l`she|+ z`|nnakl eamuhm| |a as vh|a |nh h~hse`uh ao g razhsuxen gu `u ihm|`amhl `m uxcrgsgjsgrn .g)+ .c)+ .e) as .l)-

    .`` ) `m |nh eguh ao g mai`mhh shkg|`amun`r+ ac|g`m `lhm|`o`eg|`amhv`lhmeh oas |nh chmho`e`gk azmhs.u)-

    V722Y K`ehmuhhu gsh gkua shwx`shl cp |nh O\SG |a vhs`op |nh `lhm|`|p ao gmp xmlhskp`mj chmho`e`gsp ao g khjgk u|sxe|xsh- @| `u sheajm`thl |ng| `| igp ma| ch rauu`ckh |a `lhm|`op |nh chmho`e`gs`huao |sxu|u rshe`uhkp g| |nh ax|uh|- Oas h~girkh+ uaih chmho`e`gs`huigp ch xmcasm en`klshm gml uaih igp amkp cheaih vhu|hl am |nhaeexsshmeh ao urhe`o`e hvhm|u- Znhsh |nh chmho`e`gsp ngu g vhu|hl`m|hshu| `m |nh khjgk u|sxe|xsh+ vhs`o`eg|`am ixu| ch egss`hl ax| cp|nh K`ehmuhh rsav`l`mj |nh oge`k`|p

    72?- @| u ma|hl |ng| cgmfu gml |sxu| eairgm`hu igp shkp am hk`j`ckh `m|salxehsu `m shurhe| ao |nh`s FPE ack`jg|`amu+ nazhvhs |nhp ixu| u|`kk ac|g`mear`hu ao gkk FPE laexihm|g|`am z`|n`m 52 lgpu ao |nh hk`j`ckh `m|salxehsuexu|aihs lxh l`k`jhmeh ch`mj eairkh|h-77

    77- H~ehr| znhsh |nh hk`j`ckh `m|salxehs oxko`ku ehs|g`m es`|hs`g+ mekxl`mj |ng| |nh shurhe

    |`vh cgmf as |sxu| eairgmp rsav`lhu eairgmp `measrasg|`am as shj`u|hshl gjhm|!

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    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM 55

    Rs`vg|h \sxu| Eairgm`hu

    72:- Xmlhs |nh C\ES Ge|+ g R\E .zn`en igp ch gm @CE as g JhmhsgkEairgmp) igp ch hu|gck`unhl |a rsav`lh |sxu|hh uhsv`ehu |a g lho`mhl ekguu

    ao |sxu|u+ gkk ao zn`en |sxu|u ixu| ch eshg|hl cp as g| |nh l`she|`am ao rhsuamuk`mfhl cp g ckaal as ogi`kp shkg|`amun`r- Uxen g R\E z`kk ch rsan`c |hlosai uak`e`|`mj |sxu| cxu`mhuu gml `u h~hir| osai |nh k`ehmu`mj ack`jg|`amu`irauhl am a|nhs easrasg|h |sxu|hhu- Nazhvhs+ g R\E ixu| ngvh g Shj`u|hshlShrshuhm|g|`vh .zn`en ixu| ch g k`ehmuhl cgmf as |sxu| eairgmp as g k`ehmuhlOEUR)+ gml ixu| ch grrsavhl cp |nh Javhsmas ao |nh Ehm|sgk Cgmf-

    72>- R\Eu gsh eavhshl cp |nh Cgmfu gml \sxu| Eairgm`hu .Rs`vg|h \sxu|Eairgm`hu) Shjxkg|`amu 322: .R\E Shjxkg|`amu)- Xmlhs |nauh Shjxkg|`amu+|nh Shj`u|hshl Shrshuhm|g|`vh ixu| ig`m|g`m `m \nh Cgngigu ehs|g`m laex

    ihm|u `mekxl`mj |nh ihiasgmlxi gml gs|`ekhu ao guuae`g|`am ao |nh R\E+|nh |sxu| `mu|sxihm| oas hgen |sxu| gli`m`u|hshl cp |nh R\E .`mekxl`mj gmpuxc|sxu|u as grra`m|hl |sxu|u)6 gml g k`u| ao gkk R\Eu oas zn`en nh ge|u gu |nhShj`u|hshl Shrshuhm|g|`vh-

    720- Zn`ku| g R\E `u ma| uxcdhe| |a |nh rsav`u`amu ao |nh O\S Ge| gu |nhpgsh ma| g o`mgme`gk `mu|`|x|`am z`|n`m |nh lho`m`|`am `m u5 ao |ng| Ge|+ |nhpgsh mamh|nhkhuu shwx`shl |a ihh| uaih ao |nh ack`jg|`amu | hu|gck`unhu- Xmlhsshjxkg|`am 75 ao |nh R\E Shjxkg|`amu+ |nh Shj`u|hshl Shrshuhm|g|`vh ao g R\Eixu| vhs`op |nh `lhm|`|p ao |nh oakkaz`mj rhsuamu+ `m geeaslgmeh z`|n |nh O\SShjxkg|`amu4

    |nh uh||kas gml gmp rhsuam rsav`l`mj |nh oxmlu as guuh|u |nh uxcdhe|ao |nh |sxu|6

    |nh rhsuam.u) zna eshg|hl as g| znauh l`she|`am+ |nh |sxu| zgu eshg|hl6

    |nh rsa|he|as ao |nh |sxu|6 gml

    gmp rhsuam z`|n g vhu|hl `m|hshu| xmlhs |nh |sxu|-

    772- \nh Shj`u|hshl Shrshuhm|g|`vh ixu| gkua shras| uxur`e`axu |sgmuge|`amu- \nh Javhsmas igp `irauh g o`mh xr |a CUL 8 222 am gmp Shj`u|hshl

    Shrshuhm|g|`vh zna xmshguamgckp og`ku |a eairkp z`|n g rsav`u`am ao |nh R\EShjxkg|`amu .shjxkg|`am 78)- G rhsuam zna z`|n `m|hm| |a lheh`vh eam|sgvhmhug rsav`u`am ao |nh R\E Shjxkg|`amu+ as igfhu g shrshuhm|g|`am |ng| |nhp fmaz|a ch ogkuh as la ma| chk`hvh |a ch |sxh+ `u k`gckh am uxiigsp eamv`e|`am |a go`mh ao xr |a CUL 38 222 .shjxkg|`am 7

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    5< EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    777- \nh ihengm`uiu `m \nh Cgngigu lhues`chl `m |n`u uhe|`am hmuxsh|nh gvg`kgc`k`|p ao `moasig|`am am |sxu|u+ znh|nhs \nh Cgngigu as oash`jm kgz|sxu|u+ znhsh u`jm`o`egm| hkhihm|u ao |nh |sxu| uxen gu g shu`lhm| rsaohuu`amgk|sxu|hh+ gsh eammhe|hl z`|n \nh Cgngigu- Mhvhs|nhkhuu+ | u eameh`vgckh |ng|

    g |sxu| eaxkl ch eshg|hl xmlhs |nh kgzu ao \nh Cgngigu zn`en ngu ma a|nhseammhe|`am z`|n \nh Cgngigu- @m |ng| hvhm| |nhsh igp ch ma `moasig|`amgcax| |nh |sxu| gvg`kgckh `m \nh Cgngigu-

    Oaxmlg|`amu .\aS G-7-8)

    773- G oaxmlg|`am gu g l`u|`me| khjgk hm|`|p igp ch hu|gck`unhl `m \nhCgngigu xmlhs |nh Oaxmlg|`amu Ge| ao 322

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM 58

    rsav`lhl g| |nh |`ih ao shj`u|sg|`am ixu| ch glv`uhl z`|n`m 52 lgpu- \nhShj`u|sgs ixu| sh|g`m |nh as`j`mgk ao laexihm|u lhk`vhshl |a n`i oas |nh lxsg|`am ao |nh oaxmlg|`am+ gml oas |hm phgsu |nhshgo|hs .u80)-

    77?- Gmp oaxmlg|`am zn`en og`ku |a igfh jaal gmp lhogxk| `m `|u ack`jg|`amu |a o`kh gmp `moasig|`am z`|n |nh Shj`u|sgs+ igp ch uxcdhe| |a gm aslhsosai |nh Eaxs| |a la ua+ gml |a chgs |nh eau|u ao uxen gm aslhs .u?7)- \nhsh`u ma a|nhs o`mgme`gk ugme|`am oas og`kxsh |a rsav`lh uxen xrlg|hl `moasig|`am+ nazhvhs `m |nh eguh ao ogku`o`eg|`am ao gmp laexihm| lhk`vhshl |a |nhShj`u|sgs+ g o`mh ao CUL 72 222 as `irs`uamihm| as ca|n igp ch `irauhl- @mgll`|`am+ |nh G||asmhp Jhmhsgk igp uhhf g eaxs| aslhs gjg`mu| g oaxmlg|`amoas og`k`mj |a ihh| gmp ack`jg|`am xmlhs |nh Ge|-

    77:- \nhsh `u ma ack`jg|`am |a glv`uh |nh Shj`u|sgs ao |nh `lhm|`|p ao |nhoaxmlhsu+ ihichsu ao |nh oaxmlg|`am eaxme`k+ |nh aoo`ehsu ao |nh oaxmlg|`amu.a|nhs |ngm |nh aoo`ehsu g| |nh |`ih ao shj`u|sg|`am) as |nh oaxmlg|`amu chmho`e`gs`hu6 gml mh`|nhs |nh oaxmlg|`amu engs|hs mas gs|`ekhu gsh shwx`shl |a ch o`khl-

    Oaxmlg|`am azmhsun`r gml `lhm|`|p `moasig|`am nhkl cp |nhOaxmlg|`am gml ihichsu ao |nh Oaxmlg|`am Eaxme k

    77>- Hvhsp oaxmlg|`am ixu| ig`m|g`m g o`kh g| `|u shj`u|hshl aoo`eh `m \nhCgngigu |ng| ixu| `mekxlh4

    earp ao |nh oaxmlg|`am engs|hs gml gs|`ekhu .`o gmp)6

    mgih gml gllshuu ao |nh oaxmlhs+ gml n`u gllshuu oas uhsv`eh `m \nhCgngigu6 gml

    mgih gml gllshuu ao |nh oaxmlg|`am eaxme`k+ as a|nhs javhsm`mj calpas uxrhsv`uasp rhsuam

    770- \nhsh `u ma ack`jg|`am oas |nh oaxmlg|`am |a urhe`o`egkkp `lhm|`op |nhchmho`e`gs`hu ao |nh oaxmlg|`am+ a|nhs |ngm |nh ack`jg|`am |ng| |nh oaxmlg|`amengs|hs ixu| `mekxlh |nh lhu`jmg|`am ao |nh chmho`e`gsp as |nh `lhm|`o`eg|`amao g calp cp zn`en |nh chmho`e`gsp `u |a ch guehs|g`mhl+ as g u|g|hihm| |ng|

    g oaxmlg|`am ngu chhm oasihl |a chmho`| |nh rxck`e g| kgsjh- @m eguhu znhshg oaxmlg|`am gjhm| guuxihu |nh sakh ao |nh oaxmlg|`am eaxme`k+ |nh shkhvgm|GIK gml shjxkg|asp kgzu z`kk grrkp-

    732- @m |nh eguh ao ogku`o`eg|`am ao gmp laexihm| shwx`shl |a ch ig`m|g`mhl+ g o`mh ao CUL 72 222 as `irs`uamihm| as ca|n igp ch `irauhl gml|nh G||asmhp Jhmhsgk igp uhhf g eaxs| aslhs gjg`mu| g oaxmlg|`am oas og`k`mj|a ihh| gmp ack`jg|`am xmlhs |nh Ge|-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    5? EAIRK@GMEH Z@\N \NH U\GMLGSLU4 G_G@KGC@K@\P AO @MOASIG\@AM

    Hmoasehihm| rsav`u`amu |a hmuxsh gvg`kgc`k`|p ao `moasig|`am.\aS G-7-?)

    737- \nh h~`u|hmeh ao grrsars`g|h rhmgk|`hu oas mameairk`gmeh z`|n fhp

    ack`jg|`amu `u gm `iras|gm| |aak oas dxs`ul`e|`amu |a hoohe|`vhkp hmoaseh |nhack`jg|`amu |a sh|g`m `lhm|`|p gml azmhsun`r `moasig|`am- Mameairk`gmehgoohe|u znh|nhs |nh `moasig|`am `u gvg`kgckh |a \nh Cgngigu |a shuraml |a gshwxhu| oas `moasig|`am cp `|u HA@ rgs|mhsu `m geeaslgmeh z`|n |nh `m|hsmg|`amgk u|gmlgsl-

    733- @m \nh Cgngigu+ `m jhmhsgk znhsh gm ack`jg|`am |a sh|g`m shkhvgm|`moasig|`am h~`u|u+ `| `u uxrras|hl cp gm grrsars`g|h hmoasehihm| rsav`u`am |agllshuu |nh s`uf ao mameairk`gmeh- @| `u ma|hl |ng| `m shurhe| ao ehs|g`m ugme|`amu `irauhl am HKRu gml oaxmlg|`amu+ |nh khvhk ao gvg`kgckh rhmgk|`hu gshu`jm`o`egm|kp kazhs |ngm `m shurhe| ao ack`jg|`amu am a|nhs rhsuamu- Nazhvhs+ca|n HKRu gml oaxmlg|`amu gsh shwx`shl cp kgz |a hmjgjh g k`ehmuhl Uhsv`ehRsav`lhs zna zaxkl ch uxcdhe| |a a|nhs iash sacxu| hmoasehihm| rsav`u`amuxmlhs |nh GIK shj`ih-

    735- \nh hmoasehihm| rsav`u`amu zn`en gllshuu |nh fhp moasig|`am ack`jg|`amu gsh uh| ax| chkaz4

    g Jhmhsgk Eairgmp+ @CE as shj`u|hshl oash`jm eairgmp |ng| og`ku |ao`kh g shwx`shl laexihm| z`|n |nh Shj`u|sgs+ as |ng| og`ku |a fhhr gm xr|a lg|h shj`u|hs ao ungshnaklhsu `u k`gckh |a g o`mh ao xr |a CUL 72 222

    as |za phgsu `irs`uamihm|- g OEUR |ng| eam|sgvhmhu |nh OEUR Ge| znhsh ma urhe`o`e rhmgk|p `u

    rsav`lhl+ `u k`gckh |a g o`mh ao CUL 72 222+ zn`ku| g eam|sgvhm|`am ao|nh Ge| z`|n `m|hm| |a lheh`vh `u k`gckh |a g o`mh ao xr |a CUL 722 222-

    shjxkg|asu igp |gfh gli`m`u|sg|`vh ihguxshu gjg`mu| Shjxkg|hlK`ehmuhhu |ng| og`k |a ihh| |nh`s ack`jg|`amu mekxl`mj |nh uxurhmu`amao |nh k`ehmeh oas xr |a ?2 lgpu-

    gm mvhu|ihm| oxml as oxml gli`m`u|sg|as zn`en og`ku |a eairkp z`|n|nh @mvhu|ihm| Oxml Ge|+ igp ngvh g o`mh `irauhl cp |nh Uhexs`|`huEaii`uu`am ao xr |a CUL 522 222+ as |nh Eaii`uu`am igp uxurhmlas shvafh |nh oxml as gli`m`u|sg|asu k`ehmuh+ as |nh Eaii`uu`am igp`irauh gmp a|nhs ugme|`amu as shihl`hu gu |nh dxu|`eh ao |nh eguhigp shwx`sh-

    g og`kxsh |a ihh| |nh exu|aihs vhs`o`eg|`am ack`jg|`amu xmlhs |nh O\SGe|+ eshg|hu g k`gc`k |p oas g o`mh ao xr |a CUL 32 222 oas `ml`v`lxgku+gml CUL 722 222 oas g calp easrasg|h-

    g og`kxsh |a eairkp z`|n GIK ack`jg|`amu rxsuxgm| |a gmp shjxkg|`am

    as `mu|sxe|`am `uuxhl cp g shjxkg|as+ egm shuxk| `m g o`mh am uxiigsp

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    g og`kxsh ao gm h~hir|hl k`i`|hl rgs|mhsun`r |a glv`uh |nh Shj`u|sgs

    ao engmjhu |a |nh `moasig|`am rsav`lhl xram shj`u|sg|`am+ `mexsu gk`gc`k`|p am hgen jhmhsgk rgs|mhs ao CUL 38 rhs lgp `m lhogxk|-

    gmp rhsuam gli`m`u|hs`mj gm gx|nas`uhl rxsrauh |sxu| zna `u ma| gk`ehmuhl OEUR as cgmf as |sxu| eairgmp+ `u jx`k|p ao gm aoohmeh gmlk`gckh |a g o`mh ao xr |a CUL 8 222-

    g oaxmlg|`am |ng| og`ku |a ma|`op |nh Shj`u|sgs ao gmp engmjh |a gmp`moasig|`am rsav`lhl xram shj`u|sg|`am `u ma| uxcdhe| |a gmp l`she|rhmgk|p cx| igp ch uxcdhe| |a gm aslhs osai |nh Eaxs| |a shihlp |nhlho`e`hmep gml ch aslhshl |a rgp |nh eau|u ao uxen aslhs-

    73

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    G-3- Geeaxm|`mj sheaslu

    Dxs`ul`e|`amu unaxkl hmuxsh |ng| shk`gckh geeaxm|`mj sheaslu gsh fhr| oas gkk

    shkhvgm| hm|`|`hu gml gssgmjhihm|u-

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    Geeaxm|`mj sheaslu |a ch fhr| `m shurhe| ao eairgm`hu

    738- Gkk eairgm`hu shj`u|hshl xmlhs |nh Eairgm`hu Ge| .Jhmhsgk gml oash`jm`measrasg|hl eairgm`hu) ixu| |gckh o`mgme`gk u|g|hihm|u g| hvhsp gmmxgkjhmhsgk ihh|`mj ao |nh eairgmp .u77>+ Eairgm`hu Ge|)- Rxck`e eairgm`hu gshuxcdhe| |a gll`|`amgk geeaxm|`mj shwx`shihm|u `mekxl`mj |ng| `|u geeaxm|u ch

    gxl`|hl gmmxgkkp+ gml |nh Shj`u|sgs igp shwxhu| g| gmp |`ih |ng| g rxck`eeairgmp rsav`lh g earp ao |u gmmxgk o`mgme`gk u|g|hihm|- Eairgm`hu egssp`mj am cxu`mhuu `m \nh Cgngigu z`kk gkua ch uxcdhe| |a |nh ack`jg|`amu xmlhs|nh Cxu`mhuu K`ehmeh Ge| .rgsgjsgrn 87)- @| `u ma| ekhgs |ng| |nhuh ack`jg|`amu+

    rgs|`exkgskp `m shurhe| ao rs`vg|h as oash`jm`measrasg|hl eairgm`hu shj`u|hshlxmlhs |nh Eairgm`hu Ge|+ z`kk ug|`uop |nh shwx`shihm|u ao hkhihm| G3 ao |nh\hsiu ao Shohshmeh- @m rgs|`exkgs+ |nhsh `u ma ack`jg|`am |a ig`m|g`m xmlhskp`mj laexihm|g|`am+ gml |nhsh `u ma h~rshuu ack`jg|`am |a ig`m|g`m geeaxm|`mjsheaslu oas g i`m`ixi ao g 8 phgs rhs`al xmlhs |nh Eairgm`hu Ge|-

    73?- Gm @CE `u shwx`shl |a fhhr uxen o`mgme`gk u|g|hihm|u+ geeaxm|u gmlsheaslu gu |nh l`she|asu eamu`lhs mhehuugsp as lhu`sgckh `m aslhs |a shokhe||nh o`mgme`gk rau`|`am ao |nh eairgmp .u?:+ @CE Ge|) gml ma |`ih rhs`al `uurhe`o`hl oas zn`en gmp uxen sheaslu ixu| ch fhr|- @CEu gsh shwx`shl |a ngvhg shj`u|hshl gjhm| `m |nh Cgngigu zna `u g k`ehmuhl OEUR as cgmf as |sxu|eairgmp .u5>+ @CE Ge|)+ |nxu |nh shjxkg|asp gml GIK ack`jg|`amu z`kk grrkp|a shwx`sh |ng| rhsuam |a ig`m|g`m |sgmuge|`am sheaslu `m shurhe| ao |nh @CEznhsh g |sgmuge|`am `u eamlxe|hl |nsaxjn |nhi-

    73:- Oas UGEu+ uhe|`amu 3< gml 38 ao |nh UGE Ge| `irauh gm ack`jg|`am |aig`m|g`m4

    `m shurhe| ao hgen UG+ sheaslu `m geeaslgmeh z`|n jhmhsgkkp geehr|hlgeeaxm|`mj rs`me`rkhu+ unaz`mj lh|g`ku |ng| `mekxlh ungsh egr`|gk+guuh|u gml k`gc`k`|`hu+ `meaih gml h~rhmuhu+ gml l`v`lhmlu- O`mgme`gku|g|hihm|u ungkk gkua ch rshrgshl gmmxgkkp `m shurhe| ao hgen UG6

    g sheasl ao hgen |sgmuge|`am hm|hshl `m|a cp |nh UGE6 gml

    `m shurhe| ao |nh UGE+ g jhmhsgk geeaxm| zn`en sheaslu gkk guuh|u gmlk`gc`k`|`hu-

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    73>- @m shurhe| ao hgen UG+ |nh ack`jg|`am |a kgp |nh o`mgme`gk u|g|hihm|ug| g jhmhsgk ihh|`mj igp ch zg`vhl `mlho`m`|hkp .gk|naxjn |nh zg`vhs `u shvaegckh) cp |nh azmhsu ao |ng| UG- Hgen phgs gm UGE ixu| o`kh g lhekgsg|`am|ng| `| ngu eairk`hl z`|n |nh Ge|- Gmp rhsuam zna igfhu g u|g|hihm| |ng| nh

    fmazu as ngu shguamgckh jsaxmlu |a chk`hvh `u ogkuh+ lhehr|`vh as i`ukhgl`mjnh `u k`gckh am uxiigsp eamv`e|`am |a g o`mh ao CUL 82 222 as `irs`uamihm|as ca|n- \nhsh `u ma h~rshuu ack`jg|`am oas gm UGE |a ig`m|g`m xmlhskp`mjlaexihm|g|`am+ gml |nhsh `u ma h~rshuu ack`jg|`am |a ig`m|g`m geeaxm|`mjsheaslu oas g i`m`ixi ao g 8 phgs rhs`al xmlhs |nh UGE Ge|-

    Geeaxm|`mj sheaslu |a ch fhr| cp Cxu`mhuu K`ehmuhhu

    730- Uhe|`am 0.3) ao |nh CK Ge| shwx`shu |ng|4

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    752- @m |nh eguh ao rhsuamu egssp`mj am g ihl`xi+ kgsjh as vhsp kgsjhcxu`mhuu+ |nh geeaxm|u gml sheaslu ungkk gkua ch ig`m|g`mhl oas ma| khuu |ngm3 phgsu-

    Geeaxm|`mj sheaslu |a ch fhr| xmlhs shjxkg|asp kgzu

    757- \nh urhe`o`e ack`jg|`amu |a fhhr geeaxm|`mj sheaslu xmlhs |nhshjxkg|asp kgzu vgsp jshg|kp geeasl`mj |a |nh uhe|as ch`mj shjxkg|hl- @m gkkeguhu nazhvhs+ Shjxkg|hl K`ehmuhhu gu zhkk gu cgmf gml |sxu| eairgm`hu+gml LMOCRu z`kk ch uxcdhe| |a |nh ack`jg|`amu ao |nh GIK shj`ih+ zn`enshwx`shu |nhi |a ig`m|g`m |sgmuge|`am sheaslu am hgen ek`hm| oas g i`m`ixirhs`al ao 8 phgsu+ gu |nhp gsh o`mgme`gk `mu|`|x|`amu oas |nh rxsrauhu ao |nhO\S Ge|-

    753- \nh OEUR Ge| lahu ma| eshg|h gmp ack`jg|`amu |a sh|g`m geeaxm|`mj sheaslu `m shurhe| ao |nh`s ek`hm|u- Rhsuamu k`ehmuhl xmlhs |nh Uhexs`|`hu@mlxu|sp Ge|+ gsh uxcdhe| |a gm ack`jg|`am |a ig`m|g`m `m|hs gk`g sheaslu shkg|`mj |a |nh |sgl`mj ao uhexs`|`hu h`|nhs am g rs`me`rgk as gjhmep cgu`u `mekxl`mj+ cx| ma| k`i`|hl |a+ rxsenguh gml ugkh khljhsu+ aslhs |`efh|u gml exu|aihsgeeaxm| u|g|hihm|u .shjxkg|`am 83+ Uhexs`|`hu @mlxu|sp Shjxkg|`amu)-

    755- Gm `mvhu|ihm| oxml .`m zn`enhvhs khjgk oasi) ixu|+ xmlhs uhe|`am35 ao |nh @O Ge|+ fhhr gml ig`m|g`m rsarhs caafu ao geeaxm|u+ sheaslu gmllaexihm|u uxen |ng| h~rkg`m `|u |sgmuge|`amu gml l`uekauh g| gmp ra`m| `m |`ih|nh o`mgme`gk rau`|`am ao |nh oxml6 `mekxl`mj g og`s rshuhm|g|`am `m gkk ig|hs`gk

    shurhe|u ao |nh o`mgme`gk rau`|`am+ shuxk|u ao arhsg|`amu+ engmjhu `m azmhsu

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    g rhsuam

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    z`koxkkp |girhsu z`|n+ as gk|hsu gmp `moasig|`am uxen |ng| `| `u ogkuhznhm sheh`vhl cp |nh I`m`u|hs6 as

    z`koxkkp gk|hsu+ lhu|sapu+ lgigjhu as eamehgku gmp `moasig|`amshwxhu|hl xmlhs g ma|`eh-

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    780- Uxen aoohmehu gsh k`gckh am uxiigsp eamv`e|`am oas o`mhu ao xr |aCUL 38 222 as `irs`uamihm| oas g |hsi ma| h~ehhl`mj 73iam|nu-

    7?2- \nh XU \@HG Ge| egm ch l`u|`mjx`unhl osai |nh @\E Ge| `m |za

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    Oashuhhgckp shkhvgm| u|gmlgsl .\aS E-7-7)

    7:7- \nh `m|hsmg|`amgk u|gmlgsl oas h~engmjh ao `moasig|`am hmv`ugjhu`moasig|`am h~engmjh |a |nh z`lhu| rauu`ckh h~|hm|- Mhvhs|nhkhuu | lahu ma|gkkaz o`un`mj h~rhl`|`amu+ `-h- urhexkg|`vh shwxhu|u oas `moasig|`am |ng| ngvhma grrgshm| mh~xu |a gm arhm `mwx`sp as `mvhu|`jg|`am- \nh cgkgmeh ch|zhhm|nhuh |za eairh|`mj eamu`lhsg|`amu `u egr|xshl `m |nh u|gmlgsl ao oashuhhgckh shkhvgmeh zn`en u mekxlhl m Gs|`ekh 7 ao |nh AHEL Ialhk \@HG+ uh|ax| chkaz4

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    |nh laihu|`e kgzu ao |nh Eam|sge|`mj Rgs|`hu eamehsm`mj |g~hueavhshl cp |n`u Gjshhihm|- Uxen `moasig|`am ungkk `mekxlh `moasig|`am |ng| `u oashuhhgckp shkhvgm| |a |nh lh|hsi`mg|`am+ guuhuuihm| gml eakkhe|`am ao uxen |g~hu+ |nh sheavhsp gml hmoasehihm|ao |g~ ekg`iu+ as |nh `mvhu|`jg|`am as rsauhex|`am ao |g~ ig||hsu-@moasig|`am ungkk ch h~engmjhl `m geeaslgmeh z`|n |nh rsav`u`amu ao |n`u Gjshhihm| gml ungkk ch |shg|hl gu eamo`lhm|`gk `m |nhigmmhs rsav`lhl m Gs|`ekh >- \nh s`jn|u gml ugohjxgslu uhexshl|a rhsuamu cp |nh kgzu as gli`m`u|sg|`vh rsge|`eh ao |nh shwxhu|hlRgs|p shig`m grrk`egckh |a |nh h~|hm| |ng| |nhp la ma| xmlxkp

    rshvhm| as lhkgp hoohe|`vh h~engmjh ao `moasig|`am-

    7:3- Xmlhs uhe|`am

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    7:- Dxs`ul`e|`amu egmma| hmjgjh `m hoohe|`vh h~engmjh ao `moasig|`am `o|nhp egmma| h~engmjh `moasig|`am nhkl cp o`mgme`gk `mu|`|x|`amu+ mai`mhhu asrhsuamu ge|`mj `m gm gjhmep as g o`lxe`gsp egrge`|p- Ca|n |nh AHEL Ialhk\g~ Eamvhm|`am gml |nh AHEL Ialhk \@HG+ zn`en gsh rs`igsp gx|nas`|g|`vhuaxsehu ao |nh u|gmlgslu+ u|`rxkg|h |ng| cgmf uheshep egmma| oasi |nh cgu`u oaslhek`m`mj g shwxhu| |a rsav`lh `moasig|`am gml |ng| g shwxhu| oas `moasig|`amegmma| ch lhek`mhl uakhkp chegxuh |nh `moasig|`am `u nhkl cp mai`mhhu as

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    7:0- Mamh ao |nh \@HGu eamekxlhl cp \nh Cgngigu gkkaz |nh shwxhu|hldxs`ul`e|`am |a lhek`mh |a uxrrkp `moasig|`am uakhkp chegxuh `| `u nhkl cp g

    7

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    8< EAIRK@GMEH Z@\N \NH U\GMLGSLU4 H^ENGMJ@MJ @MOASIG\@AM

    o`mgme`gk `mu|`|x|`am+ mai`mhh as rhsuam ge|`mj `m gm gjhmep as g o`lxe`gspegrge`|p+ as chegxuh `| shkg|hu |a azmhsun`r `m|hshu|u `m g rhsuam-

    Gcuhmeh ao laihu|`e |g~ `m|hshu| .\aS E-7-2- \nh eamehr| ao laihu|`e |g~ `m|hshu| lhues`chu g u`|xg|`am znhsh geam|sge|`mj rgs|p egm amkp rsav`lh `moasig|`am |a gma|nhs eam|sge|`mj rgs|p`o `| ngu gm `m|hshu| `m |nh shwxhu|hl `moasig|`am oas `|u azm |g~ rxsrauhu- Gshoxugk |a rsav`lh `moasig|`am cguhl am g laihu|`e |g~ `m|hshu| shwx`shihm|`u ma| eamu`u|hm| z`|n |nh `m|hsmg|`amgk u|gmlgsl- HA@ rgs|mhsu ixu| ch gckh|a xuh |nh`s `moasig|`am jg|nhs`mj ihguxshu hvhm |naxjn `mvafhl uakhkp |aac|g`m gml rsav`lh `moasig|`am |a |nh shwxhu|`mj dxs`ul`e|`am-

    7>7- Gkk ao |nh \@HGu eamekxlhl cp \nh Cgngigu gkkaz `moasig|`am |a ch

    h~engmjhl ma|z`|nu|gml`mj `| `u ma| shwx`shl oas gmp Cgngigu laihu|`e |g~rxsrauh- Iashavhs+ `| `u ma|hl |ng| \nh Cgngigu lahu ma| `irauh gmp |g~huam meaih-

    Gcuhmeh ao lxgk es`i`mgk`|p rs`me`rkhu .\aS E-7-8)

    7>3- \nh rs`me`rkh ao lxgk es`i`mgk`|p rsav`lhu |ng| guu`u|gmeh egm amkp chrsav`lhl `o |nh eamlxe| ch`mj `mvhu|`jg|hl .gml j`v`mj s`uh |a |nh `moasig|`amshwxhu|) zaxkl eamu|`|x|h g es`ih xmlhs |nh kgzu ao |nh shwxhu|hl eaxm|sp `o`| ngl aeexsshl m |nh shwxhu|hl eaxm|sp- @m aslhs |a ch hoohe|`vh+ h~engmjh ao

    `moasig|`am unaxkl ma| ch eamu|sg`mhl cp |nh grrk`eg|`am ao |nh lxgk es`i`mgk`|p rs`me`rkh-

    7>5- Mamh ao |nh \@HGu eamekxlhl cp \nh Cgngigu grrk`hu |nh lxgk es`i`mgk`|p rs`me`rkh |a shu|s`e| |nh h~engmjh ao `moasig|`am-

    H~engmjh ao `moasig|`am `m ca|n e`v`k gml es`i`mgk |g~ ig||hsu.\aS E-7-?)

    7>8- Gkk ao |nh HA@ gjshhihm|u eamekxlhl cp \nh Cgngigu rsav`lh oas |nhh~engmjh ao `moasig|`am `m ca|n e`v`k gml es`i`mgk |g~ ig||hsu-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 H^ENGMJ@MJ @MOASIG\@AM 88

    Rsav`lh `moasig|`am `m urhe`o`e oasi shwxhu|hl .\aS E-7-:)

    7>?- @m uaih eguhu+ g Eam|sge|`mj U|g|h igp mhhl |a sheh`vh `moasig|`am`m g rgs|`exkgs oasi |a ug|`uop `|u hv`lhm|`gsp as a|nhs khjgk shwx`shihm|u-

    Uxen oasiu igp `mekxlh lhrau`|`amu ao z`|mhuuhu gml gx|nhm|`eg|hl ear`huao as`j`mgk sheaslu- Eam|sge|`mj U|g|hu unaxkl hmlhgvaxs gu ogs gu rauu`ckh |ageeaiialg|h uxen shwxhu|u- \nh shwxhu|hl U|g|h igp lhek`mh |a rsav`lh |nh`moasig|`am `m |nh urhe`o`e oasi shwxhu|hl `o+ oas `mu|gmeh+ |nh shwxhu|hl oasi`u ma| fmazm as rhsi`||hl xmlhs `|u kgz as gli`m`u|sg|`vh rsge|`eh- G shoxugk|a rsav`lh |nh `moasig|`am `m |nh oasi shwxhu|hl lahu ma| goohe| |nh ack`jg|`am|a rsav`lh |nh `moasig|`am-

    7>:- Gkk ao |nh \@HGu eamekxlhl cp \nh Cgngigu gkkaz oas `moasig|`am|a ch rsav`lhl `m |nh urhe`o`e oasi shwxhu|hl+ |a |nh h~|hm| gkkazgckh xmlhs|nh shwxhu|hl dxs`ul`e|`amu laihu|`e kgzu- Laihu|`e kgz geeaiialg|hu |n`ushwx`shihm| cp shwx`s`mj `moasig|`am |a ch rsalxehl+ znhsh shwxhu|hl+ `m gurhe`o`e oasi+ ma|gckp z`|mhuu lhrau`|`amu+ gml gx|nhm|`eg|hl ear`hu4 uhe|`am:+ @\E Ge|6 gml uhe|`am 72+ XU \@HG Ge|-

    @m oaseh .\aS E-7->)

    7>>- H~engmjh ao `moasig|`am egmma| |gfh rkgeh xmkhuu g dxs`ul`e|`am nguHA@ gssgmjhihm|u `m oaseh- Znhsh HA@ gssgmjhihm|u ngvh chhm u`jmhl+ |nh`m|hsmg|`amgk u|gmlgsl shwx`shu |ng| dxs`ul`e|`amu ixu| |gfh gkk u|hru mhehuugsp

    |a cs`mj |nhi `m|a oaseh h~rhl`|`axukp-7>0- @m |nh eguh ao \nh Cgngigu+ |n`u shwx`shu |nh gjshhihm| |a ch `measrasg|hl `m|a laihu|`e kgz cp |nh igf`mj ao gm Aslhs cp |nh I`m`u|hs |agihml |nh Uenhlxkh |a |nh @\E Ge| |a `mekxlh shohshmeh |a |nh \@HG4 uhe|`am75.3) ao |nh @\E Ge|-

    702- Hvhm znhsh+ \nh Cgngigu ngu |gfhm gkk u|hru shwx`shl cp `|+ |nh\@HG z`kk ma| hm|hs `m|a oaseh xm|`k uxen |`ih gu `|u HA@ rgs|mhs ngu gkuaeamekxlhl uxen u|hru+ gml |nh |za rgs|mhsu ngvh rsav`lhl zs`||hm ma|`o`eg|`amao |n`u oge|- Oakkaz`mj zs`||hm ma|`o`eg|`am+ g unas| jsgeh rhs`al `u masigkkp

    rsav`lhl oas `m |nh gjshhihm|+ uxen |ng| |nh gjshhihm| hm|hsu `m|a oaseh gmxichs ao lgpu .ao|hm 52 lgpu) |nhshgo|hs-

    707- \nh Cgngigu ngu u`jmhl 33 \@HGu `m |a|gk- \nh XUCgngigu \@HGngu chhm `m oaseh u`meh 3223+ gml g oxs|nhs u`~ \@HGu ngl shehm|kp hm|hshl`m|a oaseh gu g| Mavhichs 32724 z`|n En`mg+ Lhmigsf+ |nh Ogsah @ukgmlu+O`mkgml+ Osgmeh+ gml Maszgp- Z`|n |nh h~ehr|`am ao |nh EgmglgCgngigu\@HG .zn`en zgu u`jmhl am 7: Dxmh 3272)+ \nh Cgngigu ngu eairkh|hl gkku|hru zn`en oas `|u rgs|+ |ng| gsh mhehuugsp |a cs`mj |nh shig`m`mj 7< u`jmhl\@HGu `m|a oaseh- \nh u|g|xu ao |nh \@HGu zn`en \nh Cgngigu ngu u`jmhl `u

    uh| ax| `m Gmmh~ 3-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    8? EAIRK@GMEH Z@\N \NH U\GMLGSLU4 H^ENGMJ@MJ @MOASIG\@AM

    @m hoohe| .\aS E-7-0)

    703- Oas `moasig|`am h~engmjh |a ch hoohe|`vh |nh rgs|`hu |a gm h~engmjh ao`moasig|`am gssgmjhihm|u mhhl |a hmge| gmp khj`ukg|`am mhehuugsp |a eairkp

    z`|n |nh |hsiu ao |nh gssgmjhihm|- \nh Cgngigu ngu hmge|hl laihu|`e khj`ukg|`am+ rs`me`rgkkp |nh XU \@HG Ge| gml |nh @\E Ge|+ |a j`vh hoohe| |a `|ugssgmjhihm|u oas |nh h~engmjh ao `moasig|`am oas |g~ rxsrauhu- G ohz ra|hm|`gk `uuxhu z`|n |n`u laihu|`e khj`ukg|`am zn`en igp `mn`c`| |nh gjshhihm|uosai ch`mj j`vhm |nh`s oxkk `m|hm| gsh `lhm|`o`hl `m Rgs| C .uhh rgsgjsgrnu 7?2+7?7 gml 7??) ao |n`u Shras|-

    Lh|hsi`mg|`am gml oge|asu xmlhskp`mj sheaiihmlg|`amu

    Lh|hsi`mg|`am

    \nh hkhihm| `u `m rkgeh-

    E-3- H~engmjh)ao)`moasig|`am ihengm`uiu z`|n gkk shkhvgm| rgs|mhsu

    \nh dxs`ul`e|`amu mh|zasf ao `moasig|`am h~engmjh ihengm`uiu unaxkl eavhs

    gkk shkhvgm| rgs|mhsu-

    705- Xk|`ig|hkp+ |nh `m|hsmg|`amgk u|gmlgsl shwx`shu |ng| dxs`ul`e|`amuh~engmjh `moasig|`am z`|n gkk shkhvgm| rgs|mhsu+ ihgm`mj |nauh rgs|mhsu znagsh `m|hshu|hl `m hm|hs`mj `m|a gm `moasig|`am h~engmjh gssgmjhihm|- Gjshhihm|u egmma| ch eamekxlhl amkp z`|n eaxm|hsrgs|`hu z`|nax| heamai`e u`jm`o`egmeh- @o | grrhgsu |ng| g dxs`ul`e|`am u shoxu`mj |a hm|hs m|a gjshhihm|u asmhja|`g|`amu z`|n rgs|mhsu+ `m rgs|`exkgs amhu |ng| ngvh g shguamgckh h~rhe|g|`amao shwx`s`mj `moasig|`am osai |ng| dxs`ul`e|`am `m aslhs |a rsarhskp gli`m`u|hsgml hmoaseh `|u |g~ kgzu `| igp `ml`eg|h g kgef ao eaii`|ihm| |a `irkhihm| |nhu|gmlgslu-

    708( ao oash`jm|sglh gml `| ngu u`jmhl HA@ gjshhihm|u z`|n ca|n ao |nhuh dxs`ul`e|`amu- @mgll`|`am+ \nh Cgngigu Javhsmihm|u lhekgshl rak`ep `u |a mhja|`g|h HA@gjshhihm|u z`|n gmp dxs`ul`e|`am |ng| shwxhu|u uxen gm gjshhihm| gml ao |nh3< gjshhihm|u u`jmhl |a lg|h+ 33 gsh z`|n J32 as AHEL eaxm|s`hu-

    708- Eaiihm|u zhsh uaxjn| osai |nh dxs`ul`e|`amu rgs|`e`rg|`mj `m

    |nh Jkacgk Oasxi `m |nh eaxsuh ao |nh rshrgsg|`am ao |n`u shras|+ gml ma

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 H^ENGMJ@MJ @MOASIG\@AM 8:

    dxs`ul`e|`am glv`uhl |nh guuhuuihm| |hgi |ng| \nh Cgngigu ngl shoxuhl |amhja|`g|h as eamekxlh g \@HG z`|n `|-

    70?- \nh Cgngigu ngu `ml`eg|hl |ng| `| ngu grrsagenhl g mxichs ao

    a|nhs dxs`ul`e|`amu gml `ml`eg|hl `|u z`kk`mjmhuu |a mhja|`g|h g \@HG zn`enzaxkl ihh| |nh `m|hsmg|`amgk u|gmlgslu nazhvhs uaih ao |nh dxs`ul`e|`amugrrsagenhl ngl lhek`mhl |a mhja|`g|h as `ml`eg|hl |ng| |nhp zaxkl amkp mhja|`g|h L\Gu+ as ngl ma| shuramlhl |a \nh Cgngigu `mv`|g|`am-

    Lh|hsi`mg|`am gml oge|asu xmlhskp`mj sheaiihmlg|`amu

    Lh|hsi`mg|`am

    \nh hkhihm| `u `m rkgeh

    Oge|asu xmlhskp`mj

    sheaiihmlg|`amu

    Sheaiihmlg|`amu

    \nh Cgngigu unaxkl eam|`mxh |a

    lhvhkar `|u HA@ mh|zasf z`|n gkk

    shkhvgm| rgs|mhsu-

    E-5- Eamo`lhm|`gk`|p

    \nh dxs`ul`e|`amu ihengm`uiu oas h~engmjh ao `moasig|`am unaxkl ngvh glhwxg|h

    rsav`u`amu |a hmuxsh |nh eamo`lhm|`gk`|p ao `moasig|`am sheh`vhl-

    @moasig|`am sheh`vhl4 l`uekauxsh+ xuh+ gml ugohjxgslu .\aS E-5-7)gml Gkk a|nhs `moasig|`am h~engmjhl .\aS E-5-3)

    70:- Javhsmihm|u zaxkl ma| hmjgjh `m `moasig|`am h~engmjh z`|nax| |nhguuxsgmeh |ng| |nh `moasig|`am rsav`lhl zaxkl amkp ch xuhl oas |nh rxsrauhurhsi`||hl xmlhs |nh h~engmjh ihengm`ui gml |ng| `|u eamo`lhm|`gk`|p zaxklch rshuhsvhl- @moasig|`am h~engmjh `mu|sxihm|u ixu| |nhshoash eam|g`m eamo`lhm|`gk`|p rsav`u`amu |ng| urhkk ax| urhe`o`egkkp |a znai |nh `moasig|`am egm

    ch l`uekauhl gml |nh rxsrauhu oas zn`en |nh `moasig|`am egm ch xuhl- @m gll`|`am |a |nh rsa|he|`amu gooaslhl cp |nh eamo`lhm|`gk`|p rsav`u`amu ao `moasig|`am h~engmjh `mu|sxihm|u+ dxs`ul`e|`amu z`|n |g~ upu|hiu jhmhsgkkp `irauhu|s`e| eamo`lhm|`gk`|p shwx`shihm|u am moasig|`am eakkhe|hl oas |g~ rxsrauhu-Eamo`lhm|`gk`|p sxkhu unaxkl grrkp |a gkk |prhu ao `moasig|`am h~engmjhl+`mekxl`mj `moasig|`am rsav`lhl `m g shwxhu|+ `moasig|`am |sgmui`||hl `mshuramuh |a g shwxhu| gml gmp cgefjsaxml laexihm|u |a uxen shwxhu|u-

    70>- \nh \@HGu eamekxlhl cp \nh Cgngigu jhmhsgkkp ihh| |nh u|gmlgslu oas eamo`lhm|`gk`|p `mekxl`mj |nh k`i`|g|`amu am l`uekauxsh ao `moasig|`am sheh`vhl gml xuh ao |nh `moasig|`am h~engmjhl+ zn`en gsh shokhe|hl

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    EAIRK@GMEH Z@\N \NH U\GMLGSLU4 H^ENGMJ@MJ @MOASIG\@AM 80

    Lh|hsi`mg|`am gml oge|asu xmlhskp`mj sheaiihmlg|`amu

    Lh|hsi`mg|`am

    \nh hkhihm| `u `m rkgeh-

    E-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    ?2 EAIRK@GMEH Z@\N \NH U\GMLGSLU4 H^ENGMJ@MJ @MOASIG\@AM

    E-8- \`ihk`mhuu ao shuramuhu |a shwxhu|u oas `moasig|`am

    \nh dxs`ul`e|`am unaxkl rsav`lh `moasig|`am xmlhs `|u mh|zasf ao gjshhihm|u

    `m g |`ihkp igmmhs-

    Shuramuhu z`|n`m 02 lgpu .\aS E-8-7-)

    32

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    UXIIGSP AO LH\HSI@MG\@AMU GML OGE\ASU XMLHSKP@MJ SHEAIIHMLG\@AMU ?5

    Uxiigsp ao Lh|hsi`mg|`amu gml Oge|asuXmlhskp`mj Sheaiihmlg|`amu

    Lh|hsi`mg|`am Oge|asu xmlhskp`mj

    sheaiihmlg|`amu

    Sheaiihmlg|`amu

    Dxs`ul`e|`amu unaxkl hmuxsh |ng| azmhsun`r gml `lhm|`|p `moasig|`am oas gkk shkhvgm| hm|`|`hu

    gml gssgmjhihm|u `u gvg`kgckh |a |nh`s eairh|hm| gx|nas`|`hu- .\aS G-7-)

    \nh hkhihm| `u `m

    rkgeh-

    @| `u xmekhgs znh|nhs gm

    h~hir|`am oas `mvhu|ihm|

    oxmlu `m |nh Uhexs`|p

    Eaii`uu`amu Jx`lhk`mhu

    `u uxcasl`mg|h |a |nh iash

    jhmhsgk shwx`shihm| `m GIK

    shjxkg|`amu oas azmhsun`r

    gml `lhm|`|p `moasig|`am-Znh|nhs gm h~hir|`am lahu

    h~`u| `u rgs|`exkgskp shkhvgm|

    oas lh|hsi`m`mj azmhsun`r

    gml `lhm|`|p `moasig|`am

    shwx`shihm|u oas uhko

    gli`m`u|hshl rs`vg|h oxmlu-

    \nh Cgngigu unaxkl hmuxsh

    |ng| gmp h~hir|`am `m

    shurhe| ao `mvhu|ihm| oxmlu

    `u eamu`u|hm| z`|n |nh GIK

    shjxkg|`amu |a hmuxsh |ng|

    gkk uxen oxmlu gsh uxcdhe| |a

    grrsars`g|h azmhsun`r gml

    `lhm|`|p shwx`shihm|u-

    Dxs`ul`e|`amu unaxkl hmuxsh |ng| shk`gckh geeaxm|`mj sheaslu gsh fhr| oas gkk shkhvgm| hm|`|`hu

    gml gssgmjhihm|u- .\aS G-3-)

    \nh hkhihm| `u ma| `m

    rkgeh-

    Gkk shkhvgm| hm|`|`hu gml

    gssgmjhihm|u `mekxl`mj`m|hsmg|`amgk cxu`mhuu

    eairgm`hu+ shj`u|hshl rs`vg|h

    gml oash`jm`measrasg|hl

    eairgm`hu+ gx|nas`uhl

    rxsrauh |sxu|u gml oaxmlg|`amu

    gsh ma| uxcdhe| |a h~rshuu

    ack`jg|`amu |a ig`m|g`m shk`gckh

    geeaxm|`mj sheaslu oas g

    i`m`ixi o`vh phgs rhs`al-

    \nh Cgngigu unaxkl hmuxsh

    |ng| shk`gckh geeaxm|`mjsheaslu+ `mekxl`mj xmlhskp`mj

    laexihm|g|`am+ gsh shwx`shl

    |a ch fhr| `m shurhe| ao

    gkk shkhvgm| hm|`|`hu gml

    gssgmjhihm|u oas g i`m`ixi

    o`vh phgs rhs`al-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    ?< UXIIGSP AO LH\HSI@MG\@AMU GML OGE\ASU XMLHSKP@MJ SHEAIIHMLG\@AMU

    Lh|hsi`mg|`am Oge|asu xmlhskp`mj

    sheaiihmlg|`amu

    Sheaiihmlg|`amu

    Cgmf`mj `moasig|`am unaxkl ch gvg`kgckh oas gkk geeaxm|naklhsu- .\aS G-5-)

    \nh hkhihm| `u `mrkgeh-

    Eairh|hm| gx|nas`|`hu unaxkl ngvh |nh razhs |a ac|g`m gml rsav`lh `moasig|`am |ng| `u |nh

    uxcdhe| ao g shwxhu| xmlhs gm h~engmjh ao `moasig|`am gssgmjhihm| osai gmp rhsuam z`|n`m

    |nh`s |hss`|as`gk dxs`ul`e|`am zna `u `m rauuhuu`am as eam|sak ao uxen `moasig|`am .`sshurhe|`vh

    ao gmp khjgk ack`jg|`am am uxen rhsuam |a ig`m|g`m |nh uheshep ao |nh `moasig|`am)- .\as C-7-)

    \nh hkhihm| `u `m

    rkgeh-

    @m |nh eguh ao |nh XU \@HG

    Ge|+ \nh Cgngigu lahu ma|

    ngvh |nh razhs |a ac|g`m

    gml rsav`lh `moasig|`am nhkl

    ax|u`lh ao \nh Cgngigu+ hvhm

    `o uxen `moasig|`am `u `m |nh

    eam|sak ao g rhsuam z`|n`m `|u

    |hss`|as`gk dxs`ul`e|`am-

    \nh Cgngigu unaxkl hmuxsh

    |ng| `| ngu |nh razhs |a geehuu

    `moasig|`am uaxjn| xmlhs `|u

    \@HG z`|n |nh XU zn`en `u

    eam|sakkhl cp rhsuamu `m \nh

    Cgngigu+ hvhm `o `| `u kaeg|hl

    h~|sg|hss`|as`gkkp-

    \nh s`jn|u gml ugohjxgslu .h-j- ma|`o`eg|`am+ grrhgk s`jn|u) |ng| grrkp |a rhsuamu `m |nh

    shwxhu|hl dxs`ul`e|`am unaxkl ch eairg|`ckh z`|n hoohe|`vh h~engmjh ao `moasig|`am- .\aS C-3-)

    \nh hkhihm| `u `m

    rkgeh-

    @m |nh eguh ao `moasig|`am

    h~engmjh z`|n gkk HA@ rgs|mhsu

    h~ehr| |nh XU+ |nh eairh|hm|

    gx|nas`|p `u shwx`shl |ash|g`m `moasig|`am rsav`lhl

    |a n`i znhsh g |g~rgphs as

    `m|hshu|hl rhsuam ngu uaxjn|

    dxl`e`gk shv`hz as a|nhs khjgk

    sheaxsuh- Xmlhs |nh laihu|`e

    kgz eamehsm`mj `moasig|`am

    h~engmjh z`|n |nh XU+

    |nh I`m`u|hs ngu l`uesh|`am

    znh|nhs |a z`|nnakl |nh

    h~engmjh ao `moasig|`am zn`en

    nh ngu geehuuhl-

    \nh Cgngigu unaxkl hmuxsh

    |ng| `|u laihu|`e kgz rsav`u`amu

    gsh eairg|`ckh z`|n |nh |`ihkp

    geehuu gml h~engmjh ao`moasig|`am z`|n gkk ao `|u HA@

    rgs|mhsu-

    H~engmjh ao `moasig|`am ihengm`uiu unaxkl gkkaz oas hoohe|`vh h~engmjh ao `moasig|`am-

    .\aS E-7-)

    \nh hkhihm| `u `m

    rkgeh-

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    UXIIGSP AO LH\HSI@MG\@AMU GML OGE\ASU XMLHSKP@MJ SHEAIIHMLG\@AMU ?8

    Lh|hsi`mg|`am Oge|asu xmlhskp`mj

    sheaiihmlg|`amu

    Sheaiihmlg|`amu

    \nh dxs`ul`e|`amu mh|zasf ao `moasig|`am h~engmjh ihengm`uiu unaxkl eavhs gkk shkhvgm|

    rgs|mhsu- .\aS E-3-)\nh hkhihm| `u `m

    rkgeh-

    \nh Cgngigu unaxkl eam|`mxh

    |a lhvhkar `|u HA@ mh|zasf z`|n

    gkk shkhvgm| rgs|mhsu-

    \nh dxs`ul`e|`amu ihengm`uiu oas h~engmjh ao `moasig|`am unaxkl ngvh glhwxg|h rsav`u`amu

    |a hmuxsh |nh eamo`lhm|`gk`|p ao `moasig|`am sheh`vhl- .\aS E-5-)

    \nh hkhihm| `u `m

    rkgeh-

    \nh h~engmjh ao `moasig|`am ihengm`uiu unaxkl shurhe| |nh s`jn|u gml ugohjxgslu ao

    |g~rgphsu gml |n`sl rgs|`hu- .\aS E-

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  • 8/7/2019 Peer Review Report Phase 1 Legal and Regulatory Framework - The Bahamas

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    RHHS SH_@HZ SHRAS\ RNGUH 74 KHJGK GML SHJXKG\ASP OSGIHZASF \NH CGNGIGU AHEL 3277

    GMMH^HU ?:

    Gmmh~ 74 Dxs`ul`e|`amu Shuramuh |a |nh Shv`hz Shras|$

    7- \nh Cgngigu zaxkl k`fh |a |ngmf |nh guuhuuihm| |hgi gml |nh rhhsshv`hz jsaxr ihichsu oas |nh rsalxe|`vh gml eamu|sxe|`vh hmjgjhihm| lxs`mj |nh eaxsuh ao |nh shv`hz gml |nh xuhoxk acuhsvg|`amu

    iglh- \nh Cgngigu gefmazkhljhu |nh o`ml`mju ao |nh shras| gmlma|hu `|u eam|`mx`mj eaii`|ihm| |a |nh shv`hz rsaehuu-

    \nh Cgngigu z`unhu |a sheasl |nh oakkaz`mj eaiihm|u z`|n shjgsl |a|nh o`ml`mju ao |nh shras|4

    3- \nh Cgngigu z`unhu |a ekgs`op |ng| `|u khj`ukg|`am ngu chhm rxsrauhcx`k| avhs g rhs`al ao |`ih gu mhehuugsp+ oas shguamu |ng| ngvh ma|`mekxlhl l`she| |g~g|`am- @m |n`u shjgsl \nh Cgngigu z`unhu |ah~rshuu rgs|`exkgs grrshe`g|`am |a |nh guuhuuasu oas |nh |`ih gml hooas|

    |gfhm |a shv`hz |nh vgs`axu r`hehu ao khj`ukg|`am gu gm hm|`sh calp-5- Zn`ku| |nh guuhuuihm| ngu lh|hsi`mhl |ng| |nh hkhihm| `u ma| `m rkgeh

    oas geeaxm|`mj sheaslu lxh |a |nh gcuhmeh ao h~rshuu rsav`u`amu `m |nhkgz shjgsl`mj hgen hmxihsg|hl gurhe| ao hkhihm| G-3+ \nh Cgngiguz`unhu |a shhirngu`uh |ng| |nh jhmhsgk shwx`shihm|u ao hkhihm| G-3ngvh rgs|`gkkp chhm ih| cp |nh h~`u|hmeh ao vgs`axu rau`|`vh ack`jg|`amu |a ig`m|g`m geeaxm|`mj sheaslu- \n`u ngu chhm sheajm`uhl|nsaxjnax| |nh shras| `m shurhe| ao uhvhsgk hm|`|`hu- Mhvhs|nhkhuu+ \nhCgngigu `m|hmlu |a `m|salxeh shkhvgm| gldxu|ihm|u |a |nh khj`ukg|`vh

    osgihzasf |a hmuxsh |ng| |nh shwx`shihm|u ao hkhi