Paymenex Solutions and Products

Presentation Outline

Paymenex Solutions Card Issuance and Management System Paymenex Merchant Acquiring System Paymenex Mobile Money and eWallet End-User Business Systems

Paymenex Products Paymenex Cards and D-Voucher Getting Started with Paymenex

PAYMENEX BUSINESS

Paymenex Solutions

Paymenex Card Issuing system provides advanced and fully integrated card issuing capabilities and features. The high-performance solution is designed to support millions of cards across every possible type and range of product.

Paymenex provides its members a complete, automated application processing features to support all the information required to set up new clients and to issue new card products. It handles the issuance of new cards, renewals and re-issues.

Card Issuance and Management System (CIMS)

Paymenex Solutions

Prepaid Card Gift Card D-Voucher (Virtual Card) Money Transfer Card Bill Presentment and payment Card (BillPay) Point Collection (Reward and Loyalty Program) eWallet Mobile Money E-money

End-User or Consumer products from CIMS

Paymenex Solutions

Paymenex end-to-end merchant acquiring system begins at merchant enrolment and continues throughout all levels of transaction processing. It ensures secure transaction processing powered by 3W Sentry security protocol and provides support for multiple currencies in cross-border acquiring environments as well as switching to multiple institutions.

Designed to manage efficient large-scale acquiring and to enable acquiring business through POS, ATM, Mobile and self-service kiosk networks.

Paymenex Merchant Acquiring System (PMAS)

Paymenex Solutions

Merchant Account Facilities. Payment processing and gateway. E-commerce and online payment. Point of Sale (POS) or store retail payment. Payment Service Provider gateway. Mobile Money/eWallet payment processing (internet,

mobile and SMS). Merchant transaction processing, clearing and

settlement in multi-currency.

End-User or B2B products from PMAS

Paymenex Solutions

Paymenex offers instant issuing and management of Mobile money and eWallet. Our Mobile money, Virtual card and eWallet solutions are built around Paymenex multicard account which boost capabilities of Paymenex members to offer end-to-end solutions in a box.

Paymenex Mobile Money & eWallet System (PMM)

End-User product from (PMM)

Mobile Money Account.eWallet Account

End-User Business Systems

View payment in real-time Cancel and Refund Payments. View cleared transactions. View settled transactions. View transactions from online

store and POS store in one screen.

Merchant Manager Application

End-User Business Systems

Accept Paymenex Card payment

Accept Payment with Mobile No (Cardless)

Check Card balance,

Issue D-Voucher (Virtual Card) on Demand.

Validate, and Activate Cards and D-Vouchers

Bill Payment Service

Money Transfer services.

Merchant POS Terminal

End-User Business Systems

Accept Card payment

Check Balance

Bill payment services

Money Transfer Services

Accept Payment with Mobile No (Cardless)

Issue D-Voucher (Virtual Card) on Demand.

Validate, and Activate Cards and D-Vouchers

Paymenex Agent and Merchant POS

PAYMENEX PERSONAL

Paymenex Card Family

Paymenex Products

Paymenex Cards and D-Voucher

Paymenex Prepaid Card

• Convenient to pay online, in-store, and share money.

• Worldwide and multi-currency coverage.

• 3W Sentry card security.

• Reloadable, Online Monthly statement,

• Chip and PIN.

Paymenex Cards and D-Voucher

Paymenex Gift Card

• Easy to use & accepted in the same way as any other Debit Cards

• Convenient to pay online, offline and share money.

• Worldwide and multi-currency coverage.

• 3W Sentry card security

• Reloadable, Online Monthly statement,

• Chip and PIN.

• Mobile and eWallet features

• Perfect Gift for friends & families.

Paymenex Cards and D-Voucher

Paymenex MSB Card (Money Transfer Card)

• Send and Receive Money in a Card.

• Convenient to Send and to Receive.

• Worldwide and multi-currency coverage.

• No need to present ID each time you want to send money.

• 3W Sentry card security

• Reloadable, Online Monthly statement,

• Instant, Fast, and Secure

• Prevent Identity theft.

Paymenex Cards and D-Voucher

Paymenex BPP Card (BillPay Card)

• PayBill and setup Direct Debit for recurring bills and fees.

• Paybill from abroad and manage all bills in one Card.

• Bill Card, Club Card, Access Card, VIP Card, Student ID Card,

Hospital card, Loyalty Card, Petrol Card, Membership Card.

• Setup bills for OneTime, Weekly, Monthly, Fortnight, Quarterly,

Semi- Annually, Annually, flexible dates.

• Reloadable, Monthly statement.

• 3W Sentry card security.

• For all Bills, Charges, income, taxes.

Paymenex Cards and D-Voucher

Paymenex D-Voucher

• Disposable eVoucher for top-up and payment.

• Non-Reloadable.

• Issued instantly.

• No Identity Check.

• Quick access to Paymenex network.

• Multi-denomination and Currency.

Getting Started with Paymenex

Online at any Paymenex website worldwide.

Online at any Paymenex member’s website.

By Sending SMS to Paymenex shortcode.

At Agent Location or Bank.

By Phone with customer service or IVR.

Instant : Send “NEW” by SMS to Paymenex shortcode to receive your Card details already activated and ready to use. (premium charges may apply)

Purchase: Buy a non-activated card from Agent or Bank and follow the activation steps.

Activating Your Paymenex Card

Getting Started with Paymenex

Funding your Paymenex Card

Online or by SMS with D-Voucher.

At Bank Branch or Agent Location.

Receive money from others.

Receive Money: Receive money from friends and families (International or Domestic)

Purchase: Buy a D-Voucher for top-up, or load fund directly from an Agent or Bank location.

Getting Started with Paymenex

Accessing your Paymenex Card

Online or Mobile.

Check Balance by SMS,

At Agent or Bank location.

Internet Banking: View your transactions, edit your profile, manage your account and view statements online.

Mobile Banking: View your transactions, manage your account on Paymenex mobile apps, or by SMS.

Getting Started with Paymenex

Using your Paymenex Card

Send money to Friends and Families.

Pay Online, in-Store, or mobileShop,

PayBill, Setup Direct Debit.

Direct Payment: Pay anywhere with your Card, Mobile phone and SMS.

Direct Debit: Stepup and pay by Direct Debit for Recurring bill, fee charges

Getting Started with Paymenex