COMMERCIAL  PRESENTATION  

PayGenius  Business  Model  

§  Payment  gateway  suppor'ng  major  credit  and  debit  cards,  EFT,  and  wallets.  

§  Integrated  plug  ins  with  major  eCommerce  plaBorms.  

§  Supports  PCI  compliant  credit  card  vault,  enabling  easy  and  convenient  

payments  for  various  mobile  and  web  channels.  

§  Include  a  PayGenius  wallet  offering  with  an  exis'ng  user  base  (15000  users)  

and  a  growing  user  base  of  supported  merchants  

§  ISO  partner  with  ABSA  

PayGenius  

§  Hosted  secure  payment  gateway  

The  customer  is  redirected  to  a  payment  portal  hosted  by  PayGenius.  

§  Integrated  payment  gateway  

The  payment  process  is  fully  integrated  within  the  merchant’s  website  

§  Point  of  Sales  mobile  terminals  

Point  of  Sale  equipment  to  process  card  present  transac'on  on  the  go.  

§  PayGenius  wallet  Ac'vate  the  PayGenius  wallet  and  access  15,000  registered  users  instantly.  

PayGenius  soluGons  

PayGenius  hosted  payment  page  

PayGenius  integrated  payment    gateway  

PayGenius  wallet  

PayGenius  benefits  

   

Greater  FuncGonality  

Card  Switching  Services  

Reliability  &  Security    PCI  Compliant  

Business  Intelligence    Online  Analy'cal  Processing  and  

Repor'ng  EffecGve  Fraud  

Management  0.05%  fraud  rate  

AMracGve  Merchant  Terms    

Low  transac'ons  fees  

ExisGng  User  Base    ~15,000  loyal  SA  

users  

PayGenius  benefits  

§  Access  to  dedicated  online  portal  24/7  via  the  PayGenius  website  

§  Instantaneous  email  no'fica'on  for  each  transac'on  (successful  or  declined)  

§  PayGenius  alerts  on  suspicious  transac'ons  

 

PayGenius  terms  

§  No  minimum  monthly  fee.  

§  Transac'on  fees  based  on  volume  of  transac'ons  (around  3.2%  ex  VAT).  

Minimum  transac'on  fee  of  R2  per  transac'on.  

§  Refunds  processed  net  of  commissions.  

§  Se\lement  net  of  commissions  at  D+3.  

§  Charge  backs  are  the  responsibility  of  the  merchant.  Addi'onal  fee  of  R60  

per  successful  charge  back.  

Conclusion:  

§  Cost  effecGve  solu'on  

§  Secure  and  reliable  

§  A  range  of  soluGons  adapted  to  your  needs  

§  Exis'ng  plug-­‐ins  on  all  major  e-­‐commerce  plaBorms  

§  Quick  implementa'on  'me  

§  PayGenius  approach  is  focused  on  near  zero  risk  of  charge  back  based  on  

analy'cs/BI  risk  scoring  applica'on  and  user  management  processes  

Contact  

 

 

Sébas'en  Lacour  

Managing  Director  

Cell  :072  738  1399