overcoming challenges to housing affordability: the fuller … … · sam odia, ceo, millard fuller...
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OVERCOMINGCHALLENGESTOHOUSINGAFFORDABILITY:
TheFullerExperience
1AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
BeatriceisMFF’sfirstfemalemason
▪ SamOdia,CEO,MillardFullerFoundation
▪ NigerianaffiliateofFullerCenterforHousingInc.GA,USA–
FoundedbyMillardFuller,(founder,HFHI).
▪ MFFseekstoprovideonasustainablebasis,affordablehousingforallpeopleinneedbypromotingcollaborativeandinnovativepartnershipswithindividuals&organizations.
▪ Internationalpartners:FullerCenterforHousingInc.,SelavipInternational&ReallUK.
▪ Localpartners:GIZ,TrustBondMortgageBank&theFederalMortgageBankofNigeria(FMBN).
“MFFseekscollaborativeandinnovativepartnerships…”
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Introduction
AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
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DefiningAffordableHousing▪ Shiftfrom‘Housing’issuesto
‘AffordableHousing’
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DefiningAffordableHousing▪ Shiftfrom‘Housing’issuesto
‘AffordableHousing’
▪ WhyisdefiningAffordableHousingsoimportant?
5AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
DefiningAffordableHousing▪ Shiftfrom‘Housing’issuesto
‘AffordableHousing’
▪ WhyisdefiningAffordableHousingsoimportant?▪ Forfocus▪ EnsuringSuccess▪ Tominimizetheindustryworking
atcross-purposes
6AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
DefiningAffordableHousing▪ Shiftfrom‘Housing’issuesto
‘AffordableHousing’
▪ WhyisdefiningAffordableHousingsoimportant?▪ Forfocus▪ EnsuringSuccess▪ Tominimizetheindustryworking
atcross-purposes▪ Wemustbecarefulnotto
marginalize80%ofthepopulation.
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DefiningAffordableHousing▪ Shiftfrom‘Housing’issuesto
‘AffordableHousing’
▪ WhyisdefiningAffordableHousingsoimportant?▪ Forfocus▪ EnsuringSuccess▪ Tominimizetheindustryworking
atcross-purposes▪ Wemustbecarefulnotto
marginalize80%ofthepopulation.
▪ AffordableHousingisn’tjustadefinition.It’sagoal!
Source:BasedonKPMGMortgageIndustryOverview(2015)andAfDB.
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DefiningAffordableHousing
AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
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OurDefinitionofAffordableHousing▪‘Affordablehousing’isatermusedtodescribedwellingunitswhosetotalhousingcostsaredeemed"affordable"tothosethathavea‘median’income.
▪Themedianincomeistheincomelevelthatdividesthesocietyinto2equalparts.
▪Inotherwords,‘AffordableHousing’shouldbeaffordabletoatleast50%ofthepopulation!
OUREXPERIENCE…
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TheFullerCenterinNigeriaBUILDINGHOUSES.CHANGINGLIVES.
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AhappyfamilyattheFullersite
SocialhousingconstructedbyTheMillardFullerFoundationhasbroughtchangedlivestomanyfamilies.
Housesbuiltthroughamortgagebankarrangement
TheFullerHousingEstate,Luvushowingblocksof4units
www.fullercenter.org12
TheFullerCenterinNigeriaBUILDINGHOUSES.CHANGINGLIVES.
AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
www.selavip.org13AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
FULLERPARTNERSHIPS: REALLUK
400-unitGrandLuvuHousingEstate,Luvu-Madaki,Masaka
400-unitGrandLuvuHousingEstate,Luvu-Madaki,Masaka
www.reall.net
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Conclusion
Mr&MrsDogara
AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
▪ Howcanweovercomethechallengesinhousingaffordability&harnesstheopportunitiesonthedemandsize?
▪ Thinkoutsidethebox,
▪ SeekcreativefinancingsolutionsfortheBOP,
▪ Volumeiskey;thisisanumbersgame,
▪ Sheerconsistent,doggednessalwayswinstheday!
▪ HowcanhousingplayacriticalroleinchampioningAfrica’sGrowthAgenda?
▪ Weshouldmakepeopleourfocus,
▪ Thedevelopmentofhumancapital,
▪ Alleviationofpoverty,
▪ creationofjobs,
▪ skillsdevelopment,
▪ Therebychanginglives…
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Conclusion
Mr&MrsDogara
AUHF2016CONFERENCE:HOUSING&AFRICA’SGROWTHAGENDA
ThankYou!
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Tel:+2348039795456www.mffhousing.comwww.fullercenter.org