osi - the versant group · *osi gap protection covers your deductible up to a maximum of $1,000.00....

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GAP PROTECTION OWNER SERVICES, INC. P.O. Drawer 84410 Baton Rouge, LA 70884 Telephone: 800/622-6838 DON’T GET CAUGHT… PROTECT YOUR INVESTMENT WITH OWNER SERVICES’ GAP PROTECTION. Owing money on a vehicle you no longer own or can drive!

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Page 1: OSI - The Versant Group · *OSI Gap Protection covers your deductible up to a maximum of $1,000.00. Gap does not cover any late or delinquent payments. $25,000 $20,000 $15,000 $10,000

GAP PROTECTIONOSIOSI

OWNER SERVICES, INC.P.O. Drawer 84410

Baton Rouge, LA 70884Telephone: 800/622-6838

DON’T GET CAUGHT…

PROTECT YOUR INVESTMENT WITH OWNER SERVICES’ GAP PROTECTION.

Owing money on a vehicle you no longer own or can drive!

Page 2: OSI - The Versant Group · *OSI Gap Protection covers your deductible up to a maximum of $1,000.00. Gap does not cover any late or delinquent payments. $25,000 $20,000 $15,000 $10,000

OSI GAP PROTECTION

There could be a big difference between what your insurance company will pay and what you owe on your loan.

Most insurance companies only pay the actual cash value of a vehicle if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss. You are still liable to pay any difference, or the “GAP” between your insurer’s settlement and your net loan balance.

YOU CHOOSE:YOU CAN PAY THE DIFFERENCE

OUT OF YOUR POCKET OR

LET OSI GAP PROTECTION HELP PAY THE DIFFERENCE

Gap coverage that could pay the high-cost difference between your primary insurance settlement and your net loan balance.

OSI“GAP PROTECTION”

This is a general description the Owner Services’ Gap Protection Contract. This brochure is not a contract. For a complete explanation of benefits, conditions and exclusions please review the actual OSI GAP Waiver Addendum.

All examples and graphs are for illustration purposes only and are not based upon your actual loan or lease.

Insurance Pays$15,000GAP

$5,000

LOAN/LEASE PAYOFF $ 20,000

INSURANCE SETTLEMENT $ 15,000($15,500 LESS $500 DEDUCTIBLE)

TOTAL OUT OF POCKETEXPENSE TO YOUWITHOUT GAP PROTECTION $ 5,000

SAVINGS WITH GAP PROTECTION*GAP SETTLEMENT $5,000

OUT OF POCKETEXPENSE TO YOUWITH GAP PROTECTION $ 0

*OSI Gap Protection covers your deductible up to a maximum of $1,000.00. Gap does not cover any late or delinquent payments.

$25,000

$20,000

$15,000

$10,000

$00 12 24 36 48 60 72

Loan/Lease Payoff

Actual Cash Value

Loan/Lease Terms

GAP

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