OCTOBER 2016

Distinctions

M

European FinTech Awards 2016Amsterdam

iFinance Origamitalks about OSEVEN

The problem Driving Needs

Changing

>$1Tril p.a. to global economy1.24M deaths & 20-50M serious injuries p.a.

andMotor Insurance companiesBuy the driving risk80% CLR(Claims+Exp.)/RevenuesCan’t motivatetheir customers to drive safe & eco

Pay based on howwe all drive

Don’t know theirweak points

Drivers

A Pioneer Company For Insurance TelematicsΤhe company

Createsafe & eco drivers

Reducebusiness risk

Redefinerelationship with customers

Driving Behaviour Analytics

Smartphoneonlysolution

MachineLearning

techniques

DrivingBehavioural

modelling

Insurance profit increase(per annum)

€180B€36B €60B

€24B

Premiums Current Gross Profit

EstimatedUBI Gross Profit (OSeven costs incl.)

65%Profit Increase

CLR: 80% CLR: 60%

Financial pitch to insurersUBI vs Non UBI in Europe

Claim frequencyreduction

30%

Data: Ptolemus

Based on 5M UBI subscribers in 2014

160MUBI subscribers by 2020

Global facts

The impact and benefits of UBI are proven

Smartphone solution vs OBDThe Solution

Smartphone revolutionises the way we drive and we insure

Fast Scale-upMass appealing /Legal regulations

-70%of OBD solution cost

Million of euro savings

Mobile use recognition

Driver distraction causes25% of traffic accidents

Social Gamification / user friendly

A flexible platformThe future

Datatransfer

RATING

SOCIALGAMIFICATIONClearing House of APIs

& Tech Aggregator

9.5years old in EU

11.5years old in USAvg. age of cars on the roads is rising

The Future

The Trojan Horse

The Past

3G

Unique ValueProposition

challengesDevelopment

Backend

• Big Data Analytics Engine

• Advanced Analytics

Mobile App

• Auto Trip Start / Stop optimization algorithms

• No Battery Drain

• No data plan usage

• Maximize user experience

challengesMachine Learning

Harsh events detection Driver distraction Noise / in car activity

Driver ID recognition Driver / Passenger recognition

challengesDriving Behavioral Modelling

Driver distractionWeather conditions

Harsh events frequencybased on road type and speed

Scoring

Risky hours

Speeding

challengeChange Driver’s philosophy

Things are changing

awareness perception

educationfocus

What we mean by “cool driving”

Understanding of weakand strong pointsDistraction factors

Importance of our actions

Mobile UseNo1 Killer among young ages 18-29yrs old in EU & US

M

Accidents do not happen, they are caused.

A texting driver is

23 timesmore likely to get involved

into an accident

In 26%of car accidents

mobile use is involved

A texting driveris basically blind for

4.6’’As long as it takes to cover the distance

of a football field at 100km/h

Platform withbenefits

Trip score according to mobile use, harsh events, driving speed, weather conditions and road type

Weather during the trip

TripsPay How U Drive

5star driver experience

The Top 100 drivers according to oursafe rating system

Percentile of the driver

Overall performance basedon all trips’ score

7 badges and the Gold wheel earnedwhen driver holds all 7 badges and 5 stars

ScorecardPay How U Drive

UsagePay As U Drive

Tailored made packagesbased on drivers’ needs

Social GamificationStrong motivation

Comparewith others

Create groups.Dare your friends!

Comparewith friends

Maximizecustomer engagement

and improvement

PersonalisedBulk Messaging

Web PortalBehavior Stats

Now you knowhow your fleetis actually

driving

Web PortalYour Drivers

Know your drivers’ ranking & createefficient gamification

schemes

Benefits for AllDirect Bridge

Data transferINSURERS

DRIVER FEEDBACK

Clearing House of APIs & Tech Aggregator

LEASING & FLEETS

AUTOMOTIVE

3G

Who rates you?

The team

Not just a marketing toolΝot just another App

1 of the 8 members of the Expert Panel of the Global initiative“Together for Safer Roads”founded by: Anheuser-Busch InBev, AIG, AT&T, Chevron, Ericsson, Facebook, IBM, iHeartMedia, PepsiCo and Walmart

in the field of Road Safety, Driving Behavioural Analysis, Transportation Engineering,Machine Learning, Statistics & Risk Analysis

>25yrsof internationalresearch

€100Mestimated researchtotal budget

The toolswe use

MML

DEV Cloud Computing

Big data

Sensor Fusion

Mobile SDK

Social Gamification

DBM

Data fusion algorithms

Multivariate Event Detection algorithms

Deep learning classifiers(Tensorflow & Python libraries)

Driving Experiments in simulator lab

Driving behaviour assessmentfrom Certified Trainers

Big data analytics

Advanced statistical algorithms

OSEVENBoard of Directors

VassiliFounder & CEO

LedaCo-FounderHead of Design & Communication

FidelPartner @ Mojo.capital

LoukasDirector @ Yarrow Capital

MarcoFounder & CEO@ Upstream

OSEVENCore Team

Prof. YannisResearch AssociatePHUD Modelling

Prof. Vlahogianni Research AssociateMachine Learning

Peter Co- founderHead of Research

Benjamin Head of Engineering